Top Mortgage Lenders in Roanoke, VA

Which mortgage lender in the Roanoke, VA area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Roanoke, VA area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Roanoke, VA area is Prosperity Home Mortgage, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.14%. This means that Prosperity Home Mortgage provided a -0.14% lower interest rate for its customers than other lenders in Roanoke, VA for a similar set of borrowers. Prosperity Home Mortgage has a market share of 4.0%. On the other hand, the most popular lender in the market is Atlantic Bay Mortgage Group, with a market share of 13.5%. Atlantic Bay Mortgage Group is an average rate lender in this area, with a “Rate Difference” of -0.05% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Roanoke, VA area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Roanoke, VA is Prosperity Home Mortgage. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Wells Fargo Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Renasant Bank. The cheapest VA mortgage provider is Navy Federal Credit Union. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Ranking of Mortgage Lenders in Roanoke, VA

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Prosperity Home Mortgage 1, -0.14% 4.03%
Renasant Bank 2, -0.11% 3.37%
First Heritage Mortgage 3, -0.08% 1.13%
Amerisave Mortgage Corporation 4, -0.08% 0.53%
Member One Federal Credit Union 5, -0.07% 2.54%
Bank of America 6, -0.07% 1.04%
First Reliance Bank 7, -0.06% 1.50%
Wells Fargo Bank 8, -0.06% 5.22%
Capital Center 9, -0.06% 0.46%
Truist Bank 10, -0.06% 3.09%
ALCOVA Mortgage 11, -0.05% 8.77%
Atlantic Bay Mortgage Group 12, -0.05% 13.53%
Freedom First Federal Credit Union 13, -0.04% 5.31%
Usaa Federal Savings Bank 14, -0.04% 1.42%
Caliber Home Loans Inc 15, -0.03% 0.99%
Citizens Bank 16, -0.02% 1.32%
Suntrust Banks, Inc 17, -0.02% 2.28%
Movement Mortgage 18, 0.01% 7.55%
Navy Federal Credit Union 19, 0.01% 1.38%
SWBC Mortgage Corporation 20, 0.02% 2.08%
Pennymac Loan Services 21, 0.02% 0.56%
Carrington Mortgage Services 22, 0.03% 0.82%
JPMorgan Chase Bank 23, 0.03% 0.83%
Residential Mortgage Services 24, 0.03% 1.51%
First-Citizens Bank & Trust Co 25, 0.03% 1.31%
LoanDepot 26, 0.04% 1.69%
Pinnacle Bank 27, 0.04% 0.90%
Guaranteed Rate Inc 28, 0.04% 0.99%
Ditech Financial 29, 0.04% 0.55%
Ovm Financial, Inc 30, 0.06% 0.55%
The Federal Savings Bank 31, 0.07% 0.64%
Embrace Home Loans, Inc 32, 0.08% 4.24%
Truliant Federal Credit Union 33, 0.09% 0.74%
Integrity Home Mortgage Corp 34, 0.09% 2.11%
Atlantic Union Bank 35, 0.11% 1.57%
The First Bank and Trust Company 36, 0.15% 0.86%
Quicken Loans 37, 0.16% 10.07%
AnnieMac Home Mortgage 38, 0.18% 1.47%
Nationstar Mortgage 39, 0.20% 1.05%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Prosperity Home Mortgage 1, -0.14% 5.38%
Renasant Bank 2, -0.13% 3.99%
Wells Fargo Bank 3, -0.10% 5.40%
Bank of America 4, -0.09% 1.02%
First Heritage Mortgage 5, -0.09% 1.37%
Atlantic Bay Mortgage Group 6, -0.04% 16.08%
Truist Bank 7, -0.03% 2.86%
Usaa Federal Savings Bank 8, -0.03% 1.82%
First Reliance Bank 9, -0.03% 1.48%
Caliber Home Loans Inc 10, -0.03% 0.89%
Suntrust Banks, Inc 11, -0.03% 2.04%
ALCOVA Mortgage 12, -0.02% 10.14%
Freedom First Federal Credit Union 13, -0.02% 5.76%
Citizens Bank 14, -0.01% 1.28%
JPMorgan Chase Bank 15, 0.00% 0.40%
Member One Federal Credit Union 16, 0.02% 1.40%
Movement Mortgage 17, 0.02% 9.59%
Navy Federal Credit Union 18, 0.03% 1.75%
Pennymac Loan Services 19, 0.03% 0.09%
Ditech Financial 20, 0.04% 0.22%
Amerisave Mortgage Corporation 21, 0.04% 0.07%
SWBC Mortgage Corporation 22, 0.04% 2.77%
Capital Center 23, 0.05% 0.20%
First-Citizens Bank & Trust Co 24, 0.05% 0.95%
Residential Mortgage Services 25, 0.06% 1.59%
Pinnacle Bank 26, 0.06% 0.78%
Guaranteed Rate Inc 27, 0.07% 1.20%
Ovm Financial, Inc 28, 0.07% 0.73%
Truliant Federal Credit Union 29, 0.08% 0.18%
The Federal Savings Bank 30, 0.08% 0.58%
Atlantic Union Bank 31, 0.09% 1.37%
LoanDepot 32, 0.10% 0.97%
Integrity Home Mortgage Corp 33, 0.11% 2.79%
Embrace Home Loans, Inc 34, 0.11% 5.03%
Nationstar Mortgage 35, 0.12% 0.40%
Carrington Mortgage Services 36, 0.13% 0.20%
Quicken Loans 37, 0.17% 4.54%
The First Bank and Trust Company 38, 0.20% 0.86%
AnnieMac Home Mortgage 39, 0.22% 1.84%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Member One Federal Credit Union 1, -0.14% 4.85%
First Reliance Bank 2, -0.14% 1.53%
Capital Center 3, -0.13% 0.99%
ALCOVA Mortgage 4, -0.13% 5.97%
Amerisave Mortgage Corporation 5, -0.11% 1.48%
Truist Bank 6, -0.10% 3.55%
Prosperity Home Mortgage 7, -0.09% 1.30%
Freedom First Federal Credit Union 8, -0.09% 4.40%
SWBC Mortgage Corporation 9, -0.06% 0.67%
Usaa Federal Savings Bank 10, -0.06% 0.63%
Atlantic Bay Mortgage Group 11, -0.05% 8.35%
Caliber Home Loans Inc 12, -0.05% 1.21%
Guaranteed Rate Inc 13, -0.04% 0.58%
First Heritage Mortgage 14, -0.04% 0.63%
Citizens Bank 15, -0.04% 1.39%
Residential Mortgage Services 16, -0.04% 1.35%
Renasant Bank 17, -0.03% 2.11%
Movement Mortgage 18, -0.03% 3.41%
LoanDepot 19, -0.02% 3.14%
Bank of America 20, -0.02% 1.08%
Carrington Mortgage Services 21, -0.02% 2.07%
Navy Federal Credit Union 22, -0.01% 0.63%
Suntrust Banks, Inc 23, -0.01% 2.78%
Ovm Financial, Inc 24, -0.01% 0.18%
Pennymac Loan Services 25, -0.00% 1.53%
Pinnacle Bank 26, -0.00% 1.17%
First-Citizens Bank & Trust Co 27, 0.00% 2.02%
Integrity Home Mortgage Corp 28, 0.01% 0.72%
Embrace Home Loans, Inc 29, 0.01% 2.65%
JPMorgan Chase Bank 30, 0.02% 1.71%
Wells Fargo Bank 31, 0.02% 4.85%
Ditech Financial 32, 0.02% 1.21%
AnnieMac Home Mortgage 33, 0.02% 0.72%
The First Bank and Trust Company 34, 0.05% 0.85%
The Federal Savings Bank 35, 0.05% 0.76%
Truliant Federal Credit Union 36, 0.06% 1.89%
Quicken Loans 37, 0.13% 21.28%
Atlantic Union Bank 38, 0.13% 1.98%
Nationstar Mortgage 39, 0.20% 2.38%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Prosperity Home Mortgage 1, -0.22% 3.98%
First Heritage Mortgage 2, -0.10% 1.33%
Amerisave Mortgage Corporation 3, -0.09% 0.65%
Bank of America 4, -0.08% 1.21%
ALCOVA Mortgage 5, -0.07% 8.49%
Member One Federal Credit Union 6, -0.07% 3.54%
Wells Fargo Bank 7, -0.06% 6.67%
Capital Center 8, -0.06% 0.63%
First Reliance Bank 9, -0.06% 2.11%
Truist Bank 10, -0.06% 3.94%
Renasant Bank 11, -0.05% 2.84%
Atlantic Bay Mortgage Group 12, -0.05% 13.62%
Usaa Federal Savings Bank 13, -0.04% 0.96%
Caliber Home Loans Inc 14, -0.03% 0.96%
Movement Mortgage 15, -0.03% 6.96%
Citizens Bank 16, -0.02% 1.56%
Suntrust Banks, Inc 17, -0.02% 2.79%
Freedom First Federal Credit Union 18, -0.01% 5.75%
Carrington Mortgage Services 19, 0.02% 0.10%
LoanDepot 20, 0.03% 1.19%
JPMorgan Chase Bank 21, 0.03% 1.04%
Guaranteed Rate Inc 22, 0.04% 0.63%
Residential Mortgage Services 23, 0.04% 1.79%
First-Citizens Bank & Trust Co 24, 0.04% 1.52%
SWBC Mortgage Corporation 25, 0.04% 1.98%
Pinnacle Bank 26, 0.05% 1.08%
Ditech Financial 27, 0.06% 0.54%
Pennymac Loan Services 28, 0.07% 0.29%
Ovm Financial, Inc 29, 0.08% 0.35%
Truliant Federal Credit Union 30, 0.09% 1.04%
Embrace Home Loans, Inc 31, 0.10% 3.19%
The Federal Savings Bank 32, 0.10% 0.31%
AnnieMac Home Mortgage 33, 0.12% 0.94%
Integrity Home Mortgage Corp 34, 0.12% 1.67%
Navy Federal Credit Union 35, 0.12% 1.00%
Atlantic Union Bank 36, 0.13% 1.40%
The First Bank and Trust Company 37, 0.16% 1.21%
Quicken Loans 38, 0.21% 10.05%
Nationstar Mortgage 39, 0.27% 0.67%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Prosperity Home Mortgage 1, -0.22% 5.46%
First Heritage Mortgage 2, -0.11% 1.71%
Wells Fargo Bank 3, -0.10% 7.01%
Bank of America 4, -0.10% 1.35%
Renasant Bank 5, -0.05% 3.19%
Atlantic Bay Mortgage Group 6, -0.03% 16.16%
Suntrust Banks, Inc 7, -0.03% 2.50%
Truist Bank 8, -0.03% 3.78%
ALCOVA Mortgage 9, -0.02% 9.77%
Usaa Federal Savings Bank 10, -0.02% 1.41%
Caliber Home Loans Inc 11, -0.02% 0.99%
First Reliance Bank 12, -0.02% 2.20%
Movement Mortgage 13, -0.01% 9.35%
Citizens Bank 14, -0.01% 1.55%
JPMorgan Chase Bank 15, -0.00% 0.46%
LoanDepot 16, 0.02% 0.53%
Member One Federal Credit Union 17, 0.03% 2.07%
Freedom First Federal Credit Union 18, 0.03% 6.25%
Ditech Financial 19, 0.05% 0.26%
Amerisave Mortgage Corporation 20, 0.05% 0.10%
Pennymac Loan Services 21, 0.06% 0.07%
Capital Center 22, 0.06% 0.26%
First-Citizens Bank & Trust Co 23, 0.07% 0.99%
Atlantic Union Bank 24, 0.07% 0.86%
SWBC Mortgage Corporation 25, 0.08% 2.63%
Nationstar Mortgage 26, 0.08% 0.10%
Pinnacle Bank 27, 0.08% 0.95%
Residential Mortgage Services 28, 0.08% 1.91%
Guaranteed Rate Inc 29, 0.08% 0.69%
Truliant Federal Credit Union 30, 0.09% 0.26%
Ovm Financial, Inc 31, 0.10% 0.49%
Embrace Home Loans, Inc 32, 0.14% 3.95%
The Federal Savings Bank 33, 0.14% 0.36%
AnnieMac Home Mortgage 34, 0.15% 1.18%
Integrity Home Mortgage Corp 35, 0.15% 2.20%
Navy Federal Credit Union 36, 0.17% 1.28%
The First Bank and Trust Company 37, 0.21% 1.28%
Quicken Loans 38, 0.21% 4.41%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
ALCOVA Mortgage 1, -0.16% 6.26%
Member One Federal Credit Union 2, -0.15% 6.09%
First Reliance Bank 3, -0.14% 1.94%
Amerisave Mortgage Corporation 4, -0.13% 1.59%
Capital Center 5, -0.13% 1.25%
Prosperity Home Mortgage 6, -0.11% 1.42%
Truist Bank 7, -0.11% 4.21%
Freedom First Federal Credit Union 8, -0.10% 4.89%
SWBC Mortgage Corporation 9, -0.06% 0.85%
Atlantic Bay Mortgage Group 10, -0.06% 9.22%
Caliber Home Loans Inc 11, -0.06% 0.91%
Guaranteed Rate Inc 12, -0.06% 0.51%
First Heritage Mortgage 13, -0.05% 0.68%
Citizens Bank 14, -0.04% 1.59%
Residential Mortgage Services 15, -0.04% 1.59%
Renasant Bank 16, -0.04% 2.22%
Usaa Federal Savings Bank 17, -0.03% 0.17%
Movement Mortgage 18, -0.03% 2.85%
Bank of America 19, -0.02% 0.97%
Carrington Mortgage Services 20, -0.02% 0.28%
Suntrust Banks, Inc 21, -0.01% 3.30%
Navy Federal Credit Union 22, -0.01% 0.51%
Pinnacle Bank 23, -0.01% 1.31%
Embrace Home Loans, Inc 24, -0.00% 1.88%
LoanDepot 25, 0.00% 2.33%
First-Citizens Bank & Trust Co 26, 0.00% 2.45%
The Federal Savings Bank 27, 0.01% 0.23%
Integrity Home Mortgage Corp 28, 0.01% 0.74%
Ovm Financial, Inc 29, 0.01% 0.11%
JPMorgan Chase Bank 30, 0.02% 2.05%
Wells Fargo Bank 31, 0.02% 6.09%
AnnieMac Home Mortgage 32, 0.03% 0.51%
Ditech Financial 33, 0.04% 1.02%
Pennymac Loan Services 34, 0.04% 0.68%
The First Bank and Trust Company 35, 0.05% 1.08%
Truliant Federal Credit Union 36, 0.06% 2.39%
Atlantic Union Bank 37, 0.14% 2.33%
Quicken Loans 38, 0.18% 19.81%
Nationstar Mortgage 39, 0.26% 1.65%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Renasant Bank 1, -0.27% 4.79%
Freedom First Federal Credit Union 2, -0.17% 4.40%
Atlantic Bay Mortgage Group 3, -0.07% 15.52%
ALCOVA Mortgage 4, -0.05% 10.73%
Caliber Home Loans Inc 5, -0.03% 0.77%
SWBC Mortgage Corporation 6, -0.03% 2.93%
Suntrust Banks, Inc 7, -0.01% 0.39%
Truist Bank 8, -0.01% 0.46%
Carrington Mortgage Services 9, -0.00% 2.55%
Pennymac Loan Services 10, 0.01% 0.54%
Navy Federal Credit Union 11, 0.01% 0.08%
Ditech Financial 12, 0.01% 0.23%
Pinnacle Bank 13, 0.01% 0.23%
First-Citizens Bank & Trust Co 14, 0.02% 0.39%
Quicken Loans 15, 0.02% 9.81%
Residential Mortgage Services 16, 0.02% 0.93%
Capital Center 17, 0.02% 0.08%
The Federal Savings Bank 18, 0.02% 1.00%
Amerisave Mortgage Corporation 19, 0.03% 0.31%
Citizens Bank 20, 0.03% 0.77%
JPMorgan Chase Bank 21, 0.03% 0.15%
Prosperity Home Mortgage 22, 0.03% 4.79%
Ovm Financial, Inc 23, 0.04% 1.31%
Bank of America 24, 0.04% 0.15%
Integrity Home Mortgage Corp 25, 0.04% 4.09%
Guaranteed Rate Inc 26, 0.04% 2.39%
First Heritage Mortgage 27, 0.05% 0.54%
Wells Fargo Bank 28, 0.06% 0.15%
Embrace Home Loans, Inc 29, 0.06% 8.34%
Movement Mortgage 30, 0.07% 10.73%
Atlantic Union Bank 31, 0.10% 2.47%
LoanDepot 32, 0.12% 2.24%
Nationstar Mortgage 33, 0.14% 2.01%
AnnieMac Home Mortgage 34, 0.25% 3.71%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Renasant Bank 1, -0.30% 5.20%
Freedom First Federal Credit Union 2, -0.18% 5.01%
Atlantic Bay Mortgage Group 3, -0.07% 17.60%
ALCOVA Mortgage 4, -0.06% 12.11%
Caliber Home Loans Inc 5, -0.04% 0.76%
SWBC Mortgage Corporation 6, -0.03% 3.60%
Suntrust Banks, Inc 7, -0.02% 0.38%
Truist Bank 8, -0.01% 0.47%
Pennymac Loan Services 9, -0.00% 0.19%
Navy Federal Credit Union 10, 0.01% 0.09%
First-Citizens Bank & Trust Co 11, 0.01% 0.38%
Pinnacle Bank 12, 0.01% 0.28%
Residential Mortgage Services 13, 0.02% 1.04%
Capital Center 14, 0.02% 0.09%
The Federal Savings Bank 15, 0.02% 1.23%
Citizens Bank 16, 0.03% 0.76%
Prosperity Home Mortgage 17, 0.04% 5.77%
Bank of America 18, 0.04% 0.19%
Ovm Financial, Inc 19, 0.04% 1.42%
Integrity Home Mortgage Corp 20, 0.04% 4.73%
Guaranteed Rate Inc 21, 0.04% 2.65%
First Heritage Mortgage 22, 0.06% 0.57%
Wells Fargo Bank 23, 0.06% 0.19%
Embrace Home Loans, Inc 24, 0.06% 8.14%
Nationstar Mortgage 25, 0.08% 0.57%
Movement Mortgage 26, 0.08% 11.92%
Quicken Loans 27, 0.09% 5.11%
Atlantic Union Bank 28, 0.11% 2.74%
Carrington Mortgage Services 29, 0.13% 0.66%
LoanDepot 30, 0.15% 2.18%
AnnieMac Home Mortgage 31, 0.28% 3.97%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Quicken Loans 1, -0.04% 30.67%
Carrington Mortgage Services 2, -0.04% 10.92%
Atlantic Bay Mortgage Group 3, -0.02% 6.30%
Movement Mortgage 4, -0.02% 5.46%
Renasant Bank 5, -0.02% 2.94%
Freedom First Federal Credit Union 6, -0.01% 1.68%
Ovm Financial, Inc 7, -0.01% 0.84%
LoanDepot 8, -0.00% 2.52%
Caliber Home Loans Inc 9, -0.00% 0.84%
Pennymac Loan Services 10, 0.00% 2.10%
Ditech Financial 11, 0.00% 1.26%
Guaranteed Rate Inc 12, 0.01% 1.26%
Truist Bank 13, 0.01% 0.42%
Integrity Home Mortgage Corp 14, 0.01% 1.26%
Citizens Bank 15, 0.01% 0.84%
Suntrust Banks, Inc 16, 0.02% 0.42%
AnnieMac Home Mortgage 17, 0.02% 2.52%
Amerisave Mortgage Corporation 18, 0.02% 1.68%
JPMorgan Chase Bank 19, 0.02% 0.84%
First-Citizens Bank & Trust Co 20, 0.03% 0.42%
Residential Mortgage Services 21, 0.03% 0.42%
First Heritage Mortgage 22, 0.03% 0.42%
Prosperity Home Mortgage 23, 0.04% 0.42%
Atlantic Union Bank 24, 0.04% 1.26%
Embrace Home Loans, Inc 25, 0.04% 9.24%
ALCOVA Mortgage 26, 0.06% 4.62%
Nationstar Mortgage 27, 0.15% 8.40%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.04% 18.18%
Bank of America 2, -0.01% 10.23%
Truist Bank 3, -0.01% 7.95%
Suntrust Banks, Inc 4, -0.00% 9.09%
Navy Federal Credit Union 5, 0.00% 6.82%
First-Citizens Bank & Trust Co 6, 0.01% 9.09%
Freedom First Federal Credit Union 7, 0.01% 5.68%
Guaranteed Rate Inc 8, 0.01% 1.14%
JPMorgan Chase Bank 9, 0.01% 4.55%
Member One Federal Credit Union 10, 0.01% 1.14%
Quicken Loans 11, 0.01% 2.27%
Movement Mortgage 12, 0.02% 1.14%
Prosperity Home Mortgage 13, 0.02% 2.27%
LoanDepot 14, 0.02% 1.14%
Pinnacle Bank 15, 0.02% 5.68%
Usaa Federal Savings Bank 16, 0.03% 1.14%
Renasant Bank 17, 0.03% 1.14%
Atlantic Bay Mortgage Group 18, 0.03% 5.68%
Atlantic Union Bank 19, 0.04% 5.68%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.04% 21.43%
Truist Bank 2, -0.01% 8.57%
Suntrust Banks, Inc 3, -0.00% 10.00%
Navy Federal Credit Union 4, 0.00% 8.57%
Freedom First Federal Credit Union 5, 0.00% 4.29%
First-Citizens Bank & Trust Co 6, 0.01% 10.00%
Guaranteed Rate Inc 7, 0.01% 1.43%
JPMorgan Chase Bank 8, 0.01% 5.71%
Bank of America 9, 0.01% 2.86%
Movement Mortgage 10, 0.02% 1.43%
Prosperity Home Mortgage 11, 0.02% 2.86%
Pinnacle Bank 12, 0.02% 4.29%
LoanDepot 13, 0.02% 1.43%
Usaa Federal Savings Bank 14, 0.03% 1.43%
Renasant Bank 15, 0.03% 1.43%
Atlantic Bay Mortgage Group 16, 0.03% 7.14%
Atlantic Union Bank 17, 0.04% 7.14%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.02% 38.89%
Truist Bank 2, 0.01% 5.56%
Wells Fargo Bank 3, 0.01% 5.56%
Member One Federal Credit Union 4, 0.01% 5.56%
First-Citizens Bank & Trust Co 5, 0.01% 5.56%
Quicken Loans 6, 0.01% 11.11%
Suntrust Banks, Inc 7, 0.01% 5.56%
Freedom First Federal Credit Union 8, 0.01% 11.11%
Pinnacle Bank 9, 0.03% 11.11%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.14% 6.75%
Renasant Bank 2, -0.11% 4.97%
Freedom First Federal Credit Union 3, -0.08% 3.55%
Usaa Federal Savings Bank 4, -0.06% 8.70%
LoanDepot 5, -0.05% 4.80%
Caliber Home Loans Inc 6, -0.03% 1.95%
Pennymac Loan Services 7, -0.03% 3.02%
Wells Fargo Bank 8, -0.01% 2.49%
Ditech Financial 9, -0.01% 1.42%
Citizens Bank 10, -0.01% 0.71%
Prosperity Home Mortgage 11, -0.01% 3.02%
Truist Bank 12, -0.01% 1.07%
Residential Mortgage Services 13, -0.00% 0.71%
Atlantic Bay Mortgage Group 14, -0.00% 9.41%
Ovm Financial, Inc 15, -0.00% 0.53%
Amerisave Mortgage Corporation 16, 0.00% 0.18%
Bank of America 17, 0.00% 0.18%
Atlantic Union Bank 18, 0.01% 0.36%
Suntrust Banks, Inc 19, 0.01% 1.24%
First-Citizens Bank & Trust Co 20, 0.01% 0.36%
Guaranteed Rate Inc 21, 0.01% 0.89%
First Heritage Mortgage 22, 0.01% 0.89%
SWBC Mortgage Corporation 23, 0.02% 1.24%
Pinnacle Bank 24, 0.03% 0.18%
Movement Mortgage 25, 0.03% 6.22%
Carrington Mortgage Services 26, 0.04% 3.02%
AnnieMac Home Mortgage 27, 0.05% 1.07%
Integrity Home Mortgage Corp 28, 0.07% 1.60%
The Federal Savings Bank 29, 0.07% 2.66%
ALCOVA Mortgage 30, 0.07% 7.99%
Embrace Home Loans, Inc 31, 0.07% 4.44%
Quicken Loans 32, 0.07% 12.08%
Nationstar Mortgage 33, 0.11% 2.31%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.15% 9.46%
Renasant Bank 2, -0.11% 7.74%
Freedom First Federal Credit Union 3, -0.09% 4.01%
Usaa Federal Savings Bank 4, -0.06% 10.89%
Truist Bank 5, -0.02% 0.86%
Wells Fargo Bank 6, -0.00% 4.01%
Prosperity Home Mortgage 7, -0.00% 4.01%
Citizens Bank 8, -0.00% 0.86%
Residential Mortgage Services 9, 0.00% 0.86%
Atlantic Bay Mortgage Group 10, 0.00% 12.61%
Ovm Financial, Inc 11, 0.01% 0.86%
Bank of America 12, 0.01% 0.29%
Caliber Home Loans Inc 13, 0.01% 0.57%
Atlantic Union Bank 14, 0.01% 0.57%
Ditech Financial 15, 0.01% 0.57%
First-Citizens Bank & Trust Co 16, 0.02% 0.57%
Suntrust Banks, Inc 17, 0.02% 1.43%
Guaranteed Rate Inc 18, 0.02% 1.15%
First Heritage Mortgage 19, 0.02% 1.15%
SWBC Mortgage Corporation 20, 0.03% 2.01%
The Federal Savings Bank 21, 0.05% 0.57%
Carrington Mortgage Services 22, 0.05% 0.57%
Quicken Loans 23, 0.06% 4.87%
LoanDepot 24, 0.06% 1.15%
AnnieMac Home Mortgage 25, 0.06% 1.43%
Integrity Home Mortgage Corp 26, 0.07% 2.58%
Movement Mortgage 27, 0.08% 6.30%
Embrace Home Loans, Inc 28, 0.08% 6.02%
ALCOVA Mortgage 29, 0.11% 9.46%
Nationstar Mortgage 30, 0.13% 2.58%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
LoanDepot 1, -0.07% 10.75%
Usaa Federal Savings Bank 2, -0.07% 5.14%
Caliber Home Loans Inc 3, -0.05% 4.21%
Freedom First Federal Credit Union 4, -0.05% 2.80%
Movement Mortgage 5, -0.05% 6.07%
ALCOVA Mortgage 6, -0.04% 5.61%
Pennymac Loan Services 7, -0.04% 7.94%
Navy Federal Credit Union 8, -0.03% 2.34%
Ditech Financial 9, -0.03% 2.80%
Guaranteed Rate Inc 10, -0.01% 0.47%
First Heritage Mortgage 11, -0.01% 0.47%
Citizens Bank 12, -0.01% 0.47%
Amerisave Mortgage Corporation 13, -0.01% 0.47%
Suntrust Banks, Inc 14, -0.01% 0.93%
Renasant Bank 15, -0.01% 0.47%
Residential Mortgage Services 16, -0.00% 0.47%
Prosperity Home Mortgage 17, -0.00% 1.40%
Truist Bank 18, 0.00% 1.40%
Atlantic Bay Mortgage Group 19, 0.00% 4.21%
Pinnacle Bank 20, 0.02% 0.47%
AnnieMac Home Mortgage 21, 0.02% 0.47%
Embrace Home Loans, Inc 22, 0.03% 1.87%
Carrington Mortgage Services 23, 0.03% 7.01%
The Federal Savings Bank 24, 0.06% 6.07%
Nationstar Mortgage 25, 0.07% 1.87%
Quicken Loans 26, 0.07% 23.83%

* Data is compiled for the Roanoke, VA commuting zone area, which comprises of counties of Botetourt County, VA, Craig County, VA, Floyd County, VA, Franklin County, VA, Giles County, VA, Montgomery County, VA, Pulaski County, VA, Roanoke County, VA, Radford city, VA, Roanoke city, VA, and Salem city, VA. This includes cities/towns/communities of Roanoke, VA as well as Cave Spring, VA, Christiansburg, VA, Salem, VA, Blacksburg, VA, Hollins, VA, Vinton, VA, North Shore, VA, Pulaski, VA, Daleville, VA, Blue Ridge, VA, Rocky Mount, VA, Westlake Corner, VA, Radford, VA, Glenvar, VA, Plum Creek, VA, Floyd, VA, Henry Fork, VA, Pearisburg, VA, Boones Mill, VA, Fairlawn, VA, Cloverdale, VA, Prices Fork, VA, Dublin, VA, Union Hall, VA, Ferrum, VA, Buchanan, VA, New Castle, VA, Fincastle, VA, Hiwassee, VA, Shawsville, VA, Troutville, VA, Pembroke, VA, and Merrimac, VA. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings for Other Cities

This page ranks the top mortgage lenders in the Roanoke, VA area. For mortgage lender rankings of other cities, click here.