Top Mortgage Lenders in Mountain Home, AR

Which mortgage lender in the Mountain Home, AR area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Mountain Home, AR area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Mountain Home, AR area is First Security Bank, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.11%. This means that First Security Bank provided a -0.11% lower interest rate for its customers than other lenders in Mountain Home, AR for a similar set of borrowers. First Security Bank has a market share of 10.9%. On the other hand, the most popular lender in the market is Arvest Bank, with a market share of 28.7%. Arvest Bank is an average rate lender in this area, with a “Rate Difference” of +0.01% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Mountain Home, AR area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Mountain Home, AR is First Security Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is First Security Bank. The cheapest VA mortgage provider is First Community Mortgage Inc. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Ranking of Mortgage Lenders in Mountain Home, AR

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Security Bank 1, -0.11% 10.93%
Freedom Mortgage Corporation 2, -0.01% 20.05%
First Community Mortgage Inc 3, 0.01% 22.78%
Arvest Bank 4, 0.01% 28.70%
Quicken Loans 5, 0.05% 17.54%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Security Bank 1, -0.05% 8.49%
Freedom Mortgage Corporation 2, -0.02% 26.94%
First Community Mortgage Inc 3, -0.00% 29.52%
Arvest Bank 4, 0.02% 25.46%
Quicken Loans 5, 0.07% 9.59%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Security Bank 1, -0.16% 14.88%
Arvest Bank 2, 0.01% 33.93%
Freedom Mortgage Corporation 3, 0.03% 8.93%
First Community Mortgage Inc 4, 0.03% 11.90%
Quicken Loans 5, 0.05% 30.36%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Security Bank 1, -0.14% 13.15%
Freedom Mortgage Corporation 2, -0.03% 16.26%
Arvest Bank 3, 0.01% 34.60%
First Community Mortgage Inc 4, 0.04% 21.45%
Quicken Loans 5, 0.08% 14.53%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Security Bank 1, -0.08% 8.67%
Freedom Mortgage Corporation 2, -0.05% 23.70%
Arvest Bank 3, 0.01% 28.32%
First Community Mortgage Inc 4, 0.02% 30.64%
Quicken Loans 5, 0.09% 8.67%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Security Bank 1, -0.16% 19.83%
Arvest Bank 2, 0.02% 43.97%
Freedom Mortgage Corporation 3, 0.03% 5.17%
First Community Mortgage Inc 4, 0.04% 7.76%
Quicken Loans 5, 0.09% 23.28%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Security Bank 1, -0.02% 8.14%
Arvest Bank 2, -0.02% 11.63%
Freedom Mortgage Corporation 3, 0.00% 32.56%
First Community Mortgage Inc 4, 0.01% 16.28%
Quicken Loans 5, 0.01% 31.40%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Security Bank 1, -0.02% 12.28%
Arvest Bank 2, -0.01% 17.54%
First Community Mortgage Inc 3, 0.00% 17.54%
Freedom Mortgage Corporation 4, 0.00% 40.35%
Quicken Loans 5, 0.02% 12.28%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Quicken Loans 1, -0.00% 68.97%
Freedom Mortgage Corporation 2, 0.00% 17.24%
First Community Mortgage Inc 3, 0.02% 13.79%
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Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Community Mortgage Inc 1, -0.06% 37.50%
First Security Bank 2, 0.02% 4.69%
Arvest Bank 3, 0.03% 25.00%
Freedom Mortgage Corporation 4, 0.04% 20.31%
Quicken Loans 5, 0.05% 12.50%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Community Mortgage Inc 1, -0.08% 41.46%
Arvest Bank 2, 0.05% 24.39%
First Security Bank 3, 0.05% 2.44%
Freedom Mortgage Corporation 4, 0.05% 21.95%
Quicken Loans 5, 0.07% 9.76%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Security Bank 1, -0.02% 8.70%
First Community Mortgage Inc 2, -0.01% 30.43%
Arvest Bank 3, -0.01% 26.09%
Freedom Mortgage Corporation 4, 0.01% 17.39%
Quicken Loans 5, 0.02% 17.39%

* Data is compiled for the Mountain Home, AR commuting zone area, which comprises of counties of Baxter County, AR, Marion County, AR, and Ozark County, MO. This includes cities/towns/communities of Mountain Home, AR as well as Lakeview, AR, Bull Shoals, AR, Cotter, AR, Norfork, AR, Briarcliff, AR, Pyatt, AR, Gainesville, MO, Flippin, AR, Summit, AR, and Wasola, MO. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings for Other Cities

This page ranks the top mortgage lenders in the Mountain Home, AR area. For mortgage lender rankings of other cities, click here.