Top Mortgage Lenders in Thibodaux, LA

Which mortgage lender in the Thibodaux, LA area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Thibodaux, LA area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Thibodaux, LA area is Citizens Bank, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.08%. This means that Citizens Bank provided a -0.08% lower interest rate for its customers than other lenders in Thibodaux, LA for a similar set of borrowers. Citizens Bank has a market share of 6.1%. On the other hand, the most popular lender in the market is Assurance Financial Group, with a market share of 14.9%. Assurance Financial Group is an average rate lender in this area, with a “Rate Difference” of +0.00% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Thibodaux, LA area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Thibodaux, LA is Citizens Bank. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Hancock Whitney Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Freedom Mortgage Corporation. The cheapest VA mortgage provider is DSLD Mortgage. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Ranking of Mortgage Lenders in Thibodaux, LA

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Citizens Bank 1, -0.08% 6.08%
Freedom Mortgage Corporation 2, -0.07% 4.14%
DSLD Mortgage 3, -0.05% 3.28%
CMG Mortgage Inc 4, -0.04% 5.17%
Gmfs 5, -0.04% 7.70%
JPMorgan Chase Bank 6, -0.03% 11.14%
Caliber Home Loans Inc 7, -0.01% 4.84%
Crescent Mortgage Company 8, -0.00% 1.83%
Assurance Financial Group 9, 0.00% 14.85%
Iberiabank 10, 0.01% 5.33%
Hancock Whitney Bank 11, 0.01% 2.05%
LoanDepot 12, 0.01% 3.01%
Gulf Coast Bank And Trust 13, 0.02% 1.83%
Flagstar Bank 14, 0.02% 2.42%
Regions Bank 15, 0.03% 4.31%
Wells Fargo Bank 16, 0.04% 1.72%
Paramount Residential Mortgage Group Inc 17, 0.05% 2.10%
Quicken Loans 18, 0.07% 14.64%
Nationstar Mortgage 19, 0.13% 3.55%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
JPMorgan Chase Bank 1, -0.15% 9.81%
Freedom Mortgage Corporation 2, -0.07% 6.08%
Citizens Bank 3, -0.05% 4.95%
DSLD Mortgage 4, -0.04% 5.30%
CMG Mortgage Inc 5, -0.03% 6.86%
Gmfs 6, -0.02% 8.25%
Iberiabank 7, -0.00% 5.38%
Regions Bank 8, -0.00% 4.34%
Hancock Whitney Bank 9, 0.01% 2.17%
Flagstar Bank 10, 0.01% 3.12%
Crescent Mortgage Company 11, 0.01% 1.82%
Wells Fargo Bank 12, 0.02% 0.87%
Gulf Coast Bank And Trust 13, 0.03% 2.52%
Caliber Home Loans Inc 14, 0.04% 4.51%
Assurance Financial Group 15, 0.04% 18.23%
LoanDepot 16, 0.05% 1.22%
Paramount Residential Mortgage Group Inc 17, 0.06% 2.86%
Quicken Loans 18, 0.12% 7.90%
Nationstar Mortgage 19, 0.15% 3.82%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Citizens Bank 1, -0.13% 7.93%
Assurance Financial Group 2, -0.10% 9.35%
Caliber Home Loans Inc 3, -0.09% 5.38%
Gmfs 4, -0.07% 6.80%
CMG Mortgage Inc 5, -0.04% 2.41%
Gulf Coast Bank And Trust 6, -0.04% 0.71%
Crescent Mortgage Company 7, -0.03% 1.84%
LoanDepot 8, -0.02% 5.95%
Paramount Residential Mortgage Group Inc 9, 0.01% 0.85%
Hancock Whitney Bank 10, 0.03% 1.84%
Quicken Loans 11, 0.03% 25.64%
Iberiabank 12, 0.04% 5.24%
Wells Fargo Bank 13, 0.04% 3.12%
Flagstar Bank 14, 0.05% 1.27%
Freedom Mortgage Corporation 15, 0.06% 0.99%
Regions Bank 16, 0.07% 4.25%
Nationstar Mortgage 17, 0.08% 3.12%
JPMorgan Chase Bank 18, 0.10% 13.31%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Citizens Bank 1, -0.09% 8.49%
DSLD Mortgage 2, -0.06% 3.76%
Gmfs 3, -0.04% 6.29%
JPMorgan Chase Bank 4, -0.04% 16.24%
Caliber Home Loans Inc 5, -0.04% 3.84%
Paramount Residential Mortgage Group Inc 6, -0.01% 0.90%
LoanDepot 7, -0.01% 2.69%
Assurance Financial Group 8, -0.00% 14.37%
Crescent Mortgage Company 9, 0.00% 2.04%
Gulf Coast Bank And Trust 10, 0.00% 2.04%
Iberiabank 11, 0.01% 6.78%
Hancock Whitney Bank 12, 0.01% 2.12%
CMG Mortgage Inc 13, 0.02% 3.92%
Freedom Mortgage Corporation 14, 0.04% 1.71%
Wells Fargo Bank 15, 0.04% 2.45%
Regions Bank 16, 0.06% 4.90%
Flagstar Bank 17, 0.06% 1.22%
Quicken Loans 18, 0.08% 15.18%
Nationstar Mortgage 19, 0.15% 1.06%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
JPMorgan Chase Bank 1, -0.16% 16.64%
Citizens Bank 2, -0.05% 7.54%
DSLD Mortgage 3, -0.04% 7.22%
Gmfs 4, -0.02% 6.75%
Iberiabank 5, -0.01% 7.38%
Paramount Residential Mortgage Group Inc 6, 0.00% 1.41%
Hancock Whitney Bank 7, 0.00% 2.51%
Wells Fargo Bank 8, 0.02% 1.26%
LoanDepot 9, 0.03% 0.47%
Gulf Coast Bank And Trust 10, 0.03% 3.14%
Crescent Mortgage Company 11, 0.03% 1.88%
Regions Bank 12, 0.05% 4.87%
Freedom Mortgage Corporation 13, 0.06% 3.14%
Flagstar Bank 14, 0.06% 1.10%
Caliber Home Loans Inc 15, 0.06% 2.51%
CMG Mortgage Inc 16, 0.06% 5.02%
Assurance Financial Group 17, 0.07% 18.52%
Quicken Loans 18, 0.13% 8.63%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Citizens Bank 1, -0.13% 9.52%
Assurance Financial Group 2, -0.12% 9.86%
Caliber Home Loans Inc 3, -0.10% 5.27%
Gmfs 4, -0.06% 5.78%
CMG Mortgage Inc 5, -0.05% 2.72%
Gulf Coast Bank And Trust 6, -0.04% 0.85%
LoanDepot 7, -0.03% 5.10%
Crescent Mortgage Company 8, -0.03% 2.21%
Paramount Residential Mortgage Group Inc 9, -0.01% 0.34%
Freedom Mortgage Corporation 10, 0.03% 0.17%
Hancock Whitney Bank 11, 0.03% 1.70%
Iberiabank 12, 0.03% 6.12%
Wells Fargo Bank 13, 0.03% 3.74%
Quicken Loans 14, 0.05% 22.28%
Flagstar Bank 15, 0.06% 1.36%
Regions Bank 16, 0.07% 4.93%
JPMorgan Chase Bank 17, 0.10% 15.82%
Nationstar Mortgage 18, 0.13% 2.21%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Freedom Mortgage Corporation 1, -0.13% 8.43%
CMG Mortgage Inc 2, -0.12% 7.84%
Regions Bank 3, -0.08% 3.73%
DSLD Mortgage 4, -0.05% 1.57%
Gmfs 5, -0.04% 10.59%
Crescent Mortgage Company 6, -0.03% 0.98%
Flagstar Bank 7, -0.01% 5.29%
Citizens Bank 8, -0.01% 1.18%
Hancock Whitney Bank 9, 0.01% 1.57%
Assurance Financial Group 10, 0.01% 15.69%
Caliber Home Loans Inc 11, 0.02% 7.06%
Iberiabank 12, 0.02% 1.96%
JPMorgan Chase Bank 13, 0.03% 0.59%
Quicken Loans 14, 0.04% 14.90%
Gulf Coast Bank And Trust 15, 0.05% 0.98%
LoanDepot 16, 0.06% 3.53%
Paramount Residential Mortgage Group Inc 17, 0.08% 5.49%
Nationstar Mortgage 18, 0.14% 8.63%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Freedom Mortgage Corporation 1, -0.16% 9.26%
CMG Mortgage Inc 2, -0.13% 9.26%
Regions Bank 3, -0.08% 4.51%
DSLD Mortgage 4, -0.05% 1.90%
Gmfs 5, -0.03% 9.74%
Crescent Mortgage Company 6, -0.03% 1.19%
Flagstar Bank 7, -0.01% 6.18%
Citizens Bank 8, -0.01% 1.43%
Assurance Financial Group 9, 0.01% 17.81%
Hancock Whitney Bank 10, 0.01% 1.90%
Iberiabank 11, 0.02% 2.14%
Caliber Home Loans Inc 12, 0.02% 7.36%
JPMorgan Chase Bank 13, 0.03% 0.71%
Gulf Coast Bank And Trust 14, 0.05% 1.19%
LoanDepot 15, 0.05% 2.61%
Paramount Residential Mortgage Group Inc 16, 0.08% 5.70%
Quicken Loans 17, 0.11% 8.08%
Nationstar Mortgage 18, 0.16% 9.03%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Gmfs 1, -0.07% 14.61%
Caliber Home Loans Inc 2, -0.02% 5.62%
Quicken Loans 3, -0.01% 47.19%
Iberiabank 4, 0.01% 1.12%
Flagstar Bank 5, 0.02% 1.12%
CMG Mortgage Inc 6, 0.02% 1.12%
Nationstar Mortgage 7, 0.02% 6.74%
Paramount Residential Mortgage Group Inc 8, 0.04% 4.49%
Assurance Financial Group 9, 0.05% 5.62%
LoanDepot 10, 0.06% 7.87%
Freedom Mortgage Corporation 11, 0.10% 4.49%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Hancock Whitney Bank 1, -0.00% 57.14%
Regions Bank 2, -0.00% 14.29%
JPMorgan Chase Bank 3, 0.00% 28.57%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Hancock Whitney Bank 1, -0.01% 50.00%
JPMorgan Chase Bank 2, 0.01% 50.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
JPMorgan Chase Bank 1, -0.00% 20.00%
Regions Bank 2, -0.00% 20.00%
Hancock Whitney Bank 3, 0.00% 60.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
DSLD Mortgage 1, -0.03% 6.03%
Freedom Mortgage Corporation 2, -0.03% 11.21%
Caliber Home Loans Inc 3, -0.01% 6.03%
Assurance Financial Group 4, -0.01% 17.24%
Crescent Mortgage Company 5, -0.01% 3.45%
Citizens Bank 6, -0.01% 2.59%
Gmfs 7, -0.01% 10.34%
LoanDepot 8, -0.00% 4.31%
Wells Fargo Bank 9, -0.00% 1.72%
Quicken Loans 10, -0.00% 8.62%
Iberiabank 11, 0.00% 5.17%
JPMorgan Chase Bank 12, 0.01% 2.59%
Flagstar Bank 13, 0.02% 2.59%
CMG Mortgage Inc 14, 0.03% 6.90%
Gulf Coast Bank And Trust 15, 0.04% 3.45%
Nationstar Mortgage 16, 0.05% 7.76%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Freedom Mortgage Corporation 1, -0.04% 11.96%
DSLD Mortgage 2, -0.03% 7.61%
Caliber Home Loans Inc 3, -0.01% 5.43%
Assurance Financial Group 4, -0.01% 18.48%
Crescent Mortgage Company 5, -0.00% 4.35%
Citizens Bank 6, -0.00% 3.26%
Gmfs 7, -0.00% 11.96%
Wells Fargo Bank 8, 0.00% 2.17%
Iberiabank 9, 0.00% 6.52%
JPMorgan Chase Bank 10, 0.01% 3.26%
Quicken Loans 11, 0.02% 2.17%
Flagstar Bank 12, 0.03% 3.26%
CMG Mortgage Inc 13, 0.03% 8.70%
Gulf Coast Bank And Trust 14, 0.04% 4.35%
Nationstar Mortgage 15, 0.06% 6.52%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Gmfs 1, -0.02% 4.17%
LoanDepot 2, -0.01% 20.83%
Quicken Loans 3, -0.01% 33.33%
Caliber Home Loans Inc 4, -0.01% 8.33%
Assurance Financial Group 5, -0.00% 12.50%
Nationstar Mortgage 6, 0.03% 12.50%
Freedom Mortgage Corporation 7, 0.05% 8.33%

* Data is compiled for the Thibodaux, LA commuting zone area, which comprises of counties of Assumption Parish, LA, Lafourche Parish, LA, St. Mary Parish, LA, and Terrebonne Parish, LA. This includes cities/towns/communities of Thibodaux, LA as well as Bayou Cane, LA, Houma, LA, Larose, LA, Bayou Blue, LA, Gray, LA, Bayou Blue, LA, Lockport Heights, LA, Patterson, LA, Lafourche Crossing, LA, Morgan City, LA, Franklin, LA, Schriever, LA, Kraemer, LA, Pierre Part, LA, Dulac, LA, Berwick, LA, Bayou LOurse, LA, Raceland, LA, Napoleonville, LA, Chauvin, LA, Galliano, LA, Sorrel, LA, Paincourtville, LA, Montegut, LA, Belle Rose, LA, Supreme, LA, Golden Meadow, LA, Glencoe, LA, Baldwin, LA, and Siracusaville, LA. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings for Other Cities

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