Top Mortgage Lenders in the Spokane, WA area

Which mortgage lender in the Spokane, WA area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Spokane, WA area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Spokane, WA area is Spokane Teachers Credit Union, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.30%. This means that Spokane Teachers Credit Union provided a -0.30% lower interest rate for its customers than other lenders in Spokane, WA for a similar set of borrowers. Spokane Teachers Credit Union has a market share of 8.0%. On the other hand, the most popular lender in the market is Quicken Loans, with a market share of 9.6%. Quicken Loans is an average rate lender in this area, with a “Rate Difference” of +0.08% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Spokane, WA area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Spokane, WA is Spokane Teachers Credit Union. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Bank of America. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Numerica Credit Union. The cheapest VA mortgage provider is Navy Federal Credit Union. To get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders by “Rate Rank” for your desired mortgage type and purpose.

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Spokane Teachers Credit Union 1, -0.30% 7.99%
Boeing Employees’ Credit Union (BECU) 2, -0.21% 1.82%
DHI Mortgage Company Limited 3, -0.17% 0.32%
Provident Funding Associates 4, -0.15% 0.41%
Washington State Employees Credit Union 5, -0.14% 0.68%
Bank of America 6, -0.11% 1.00%
HomeBridge Financial Services, Inc 7, -0.10% 2.20%
Navy Federal Credit Union 8, -0.09% 0.60%
Amerisave Mortgage Corporation 9, -0.07% 0.44%
Us Bank 10, -0.07% 2.04%
Usaa Federal Savings Bank 11, -0.07% 1.82%
Priority Home Lending 12, -0.06% 0.79%
Banner Bank 13, -0.06% 1.26%
GESA Credit Union 14, -0.06% 0.98%
Washington Trust Bank 15, -0.05% 3.03%
Newrez 16, -0.05% 0.36%
NBKC Bank 17, -0.05% 0.33%
LoanDepot 18, -0.05% 1.58%
Numerica Credit Union 19, -0.04% 2.94%
JG Wentworth Home Lending 20, -0.04% 0.35%
Canopy Federal Credit Union 21, -0.04% 0.47%
Lakeview Loan Servicing 22, -0.03% 0.36%
Land Home Financial Services Inc 23, -0.03% 0.28%
Home Point Financial Corporation 24, -0.03% 0.25%
Fairway Independent Mort Corp 25, -0.02% 3.12%
Stearns Lending 26, -0.02% 0.48%
Churchill Mortgage Corporation 27, -0.02% 0.54%
Cherry Creek Mortgage Co Inc 28, -0.01% 0.49%
Pennymac Loan Services 29, -0.01% 1.04%
WMS Series 30, -0.00% 1.16%
Cornerstone Home Lending, Inc 31, -0.00% 0.59%
Flagstar Bank 32, -0.00% 2.94%
American Financial Resources Inc 33, -0.00% 0.22%
Summit Funding Inc 34, 0.00% 0.23%
Glacier Bank 35, 0.01% 1.67%
First Interstate Bank 36, 0.01% 0.36%
JPMorgan Chase Bank 37, 0.02% 2.15%
LeaderOne Financial Corp 38, 0.02% 1.81%
Caliber Home Loans Inc 39, 0.02% 3.94%
Global Credit Union 40, 0.02% 0.64%
Mann Mortgage 41, 0.03% 0.90%
Guild Mortgage Company 42, 0.03% 3.80%
Academy Mortgage Corporation 43, 0.03% 1.04%
Wells Fargo Bank 44, 0.03% 2.49%
Hometown Lenders INC 45, 0.04% 0.24%
Directors Mortgage, Inc 46, 0.04% 0.34%
Sierra Pacific Mortgage 47, 0.04% 1.16%
Paramount Residential Mortgage Group Inc 48, 0.04% 0.49%
Carrington Mortgage Services 49, 0.04% 0.75%
Willamette Valley Bank 50, 0.07% 1.42%
New American Funding 51, 0.07% 1.43%
Movement Mortgage 52, 0.07% 1.82%
Umpqua Bank 53, 0.08% 2.07%
American Pacific Mortgage Corporation 54, 0.08% 1.41%
Sunflower Bank 55, 0.08% 2.00%
Quicken Loans 56, 0.08% 9.56%
The Federal Savings Bank 57, 0.08% 0.52%
Finance of America Mortgage 58, 0.10% 0.86%
Freedom Mortgage Corporation 59, 0.12% 0.60%
Horizon Credit Union 60, 0.12% 0.91%
HomeStreet Bank 61, 0.13% 2.30%
Cardinal Financial Company LP 62, 0.14% 4.19%
Premier Mortgage Resources 63, 0.14% 0.65%
Primelending 64, 0.15% 2.57%
Evergreen Moneysource Mortgage Company 65, 0.18% 1.58%
Nationstar Mortgage 66, 0.20% 0.84%
NewDay USA 67, 0.45% 0.38%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Spokane Teachers Credit Union 1, -0.30% 5.08%
Boeing Employees’ Credit Union (BECU) 2, -0.29% 2.05%
Us Bank 3, -0.22% 1.48%
Bank of America 4, -0.20% 0.88%
DHI Mortgage Company Limited 5, -0.18% 0.61%
HomeBridge Financial Services, Inc 6, -0.16% 2.58%
Provident Funding Associates 7, -0.13% 0.31%
Wells Fargo Bank 8, -0.12% 2.58%
JPMorgan Chase Bank 9, -0.11% 1.70%
Washington State Employees Credit Union 10, -0.11% 0.50%
Navy Federal Credit Union 11, -0.09% 0.82%
Usaa Federal Savings Bank 12, -0.08% 2.37%
Priority Home Lending 13, -0.08% 1.31%
NBKC Bank 14, -0.08% 0.33%
Washington Trust Bank 15, -0.07% 3.05%
Banner Bank 16, -0.05% 1.16%
Pennymac Loan Services 17, -0.04% 0.29%
Churchill Mortgage Corporation 18, -0.03% 0.79%
Home Point Financial Corporation 19, -0.03% 0.10%
American Financial Resources Inc 20, -0.02% 0.23%
Quicken Loans 21, -0.02% 3.18%
Numerica Credit Union 22, -0.02% 3.05%
Fairway Independent Mort Corp 23, -0.02% 4.04%
Cornerstone Home Lending, Inc 24, -0.02% 0.92%
Land Home Financial Services Inc 25, -0.02% 0.29%
GESA Credit Union 26, -0.01% 1.02%
WMS Series 27, -0.01% 1.85%
Cherry Creek Mortgage Co Inc 28, -0.01% 0.57%
Stearns Lending 29, -0.01% 0.54%
Summit Funding Inc 30, -0.01% 0.31%
Global Credit Union 31, -0.00% 0.58%
Freedom Mortgage Corporation 32, -0.00% 0.03%
First Interstate Bank 33, -0.00% 0.35%
Flagstar Bank 34, -0.00% 3.03%
JG Wentworth Home Lending 35, 0.01% 0.10%
Nationstar Mortgage 36, 0.01% 0.18%
LoanDepot 37, 0.01% 0.34%
Paramount Residential Mortgage Group Inc 38, 0.01% 0.42%
Amerisave Mortgage Corporation 39, 0.01% 0.01%
Carrington Mortgage Services 40, 0.02% 0.18%
Directors Mortgage, Inc 41, 0.02% 0.48%
Mann Mortgage 42, 0.02% 1.11%
The Federal Savings Bank 43, 0.02% 0.04%
Canopy Federal Credit Union 44, 0.02% 0.07%
Glacier Bank 45, 0.02% 2.07%
Hometown Lenders INC 46, 0.03% 0.31%
NewDay USA 47, 0.03% 0.05%
Sierra Pacific Mortgage 48, 0.04% 1.44%
Academy Mortgage Corporation 49, 0.04% 1.43%
Umpqua Bank 50, 0.05% 2.31%
Newrez 51, 0.05% 0.05%
Willamette Valley Bank 52, 0.06% 2.30%
Guild Mortgage Company 53, 0.06% 4.72%
LeaderOne Financial Corp 54, 0.06% 1.71%
Movement Mortgage 55, 0.07% 2.76%
Caliber Home Loans Inc 56, 0.07% 4.34%
Sunflower Bank 57, 0.09% 2.91%
American Pacific Mortgage Corporation 58, 0.09% 2.19%
HomeStreet Bank 59, 0.11% 3.39%
New American Funding 60, 0.12% 1.71%
Horizon Credit Union 61, 0.13% 0.87%
Primelending 62, 0.14% 3.44%
Finance of America Mortgage 63, 0.15% 1.10%
Cardinal Financial Company LP 64, 0.16% 6.66%
Premier Mortgage Resources 65, 0.16% 0.98%
Evergreen Moneysource Mortgage Company 66, 0.18% 2.35%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Spokane Teachers Credit Union 1, -0.29% 11.21%
Provident Funding Associates 2, -0.16% 0.53%
Washington State Employees Credit Union 3, -0.16% 0.87%
GESA Credit Union 4, -0.11% 0.93%
Navy Federal Credit Union 5, -0.09% 0.36%
Boeing Employees’ Credit Union (BECU) 6, -0.09% 1.55%
Banner Bank 7, -0.08% 1.37%
Amerisave Mortgage Corporation 8, -0.07% 0.92%
Numerica Credit Union 9, -0.07% 2.83%
Newrez 10, -0.05% 0.69%
LoanDepot 11, -0.05% 2.95%
Caliber Home Loans Inc 12, -0.05% 3.50%
JG Wentworth Home Lending 13, -0.04% 0.63%
Land Home Financial Services Inc 14, -0.04% 0.27%
Usaa Federal Savings Bank 15, -0.04% 1.21%
Washington Trust Bank 16, -0.04% 3.01%
Canopy Federal Credit Union 17, -0.04% 0.92%
Stearns Lending 18, -0.04% 0.41%
Bank of America 19, -0.03% 1.13%
Guild Mortgage Company 20, -0.03% 2.79%
Fairway Independent Mort Corp 21, -0.03% 2.09%
Lakeview Loan Servicing 22, -0.03% 0.77%
Glacier Bank 23, -0.02% 1.24%
HomeBridge Financial Services, Inc 24, -0.02% 1.78%
Home Point Financial Corporation 25, -0.02% 0.42%
LeaderOne Financial Corp 26, -0.02% 1.91%
Cherry Creek Mortgage Co Inc 27, -0.02% 0.41%
New American Funding 28, -0.02% 1.12%
NBKC Bank 29, -0.01% 0.33%
Priority Home Lending 30, -0.01% 0.23%
Flagstar Bank 31, -0.00% 2.85%
Academy Mortgage Corporation 32, -0.00% 0.60%
Pennymac Loan Services 33, 0.00% 1.87%
Finance of America Mortgage 34, 0.01% 0.59%
Churchill Mortgage Corporation 35, 0.02% 0.26%
Summit Funding Inc 36, 0.02% 0.14%
Us Bank 37, 0.02% 2.65%
First Interstate Bank 38, 0.02% 0.36%
WMS Series 39, 0.03% 0.39%
American Financial Resources Inc 40, 0.03% 0.21%
Mann Mortgage 41, 0.03% 0.66%
Hometown Lenders INC 42, 0.03% 0.17%
American Pacific Mortgage Corporation 43, 0.03% 0.54%
Cornerstone Home Lending, Inc 44, 0.04% 0.23%
Sierra Pacific Mortgage 45, 0.04% 0.84%
Cardinal Financial Company LP 46, 0.04% 1.45%
Global Credit Union 47, 0.05% 0.69%
Carrington Mortgage Services 48, 0.05% 1.39%
Premier Mortgage Resources 49, 0.05% 0.29%
Sunflower Bank 50, 0.05% 0.99%
Paramount Residential Mortgage Group Inc 51, 0.06% 0.57%
Directors Mortgage, Inc 52, 0.07% 0.18%
Movement Mortgage 53, 0.09% 0.77%
The Federal Savings Bank 54, 0.09% 1.05%
Willamette Valley Bank 55, 0.10% 0.45%
JPMorgan Chase Bank 56, 0.11% 2.65%
Quicken Loans 57, 0.11% 16.64%
Horizon Credit Union 58, 0.11% 0.95%
Umpqua Bank 59, 0.11% 1.81%
Freedom Mortgage Corporation 60, 0.13% 1.24%
HomeStreet Bank 61, 0.16% 1.10%
Primelending 62, 0.17% 1.61%
Evergreen Moneysource Mortgage Company 63, 0.18% 0.72%
Wells Fargo Bank 64, 0.21% 2.38%
Nationstar Mortgage 65, 0.23% 1.58%
NewDay USA 66, 0.49% 0.74%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Spokane Teachers Credit Union 1, -0.29% 10.88%
Boeing Employees’ Credit Union (BECU) 2, -0.22% 2.29%
DHI Mortgage Company Limited 3, -0.21% 0.24%
Provident Funding Associates 4, -0.14% 0.57%
Washington State Employees Credit Union 5, -0.14% 0.91%
HomeBridge Financial Services, Inc 6, -0.12% 2.22%
Bank of America 7, -0.11% 1.26%
Amerisave Mortgage Corporation 8, -0.11% 0.42%
Us Bank 9, -0.07% 2.50%
Priority Home Lending 10, -0.07% 0.95%
Banner Bank 11, -0.07% 1.45%
Washington Trust Bank 12, -0.06% 3.52%
GESA Credit Union 13, -0.06% 1.19%
Newrez 14, -0.06% 0.39%
JG Wentworth Home Lending 15, -0.05% 0.36%
Land Home Financial Services Inc 16, -0.03% 0.29%
Fairway Independent Mort Corp 17, -0.03% 3.34%
Canopy Federal Credit Union 18, -0.03% 0.64%
Usaa Federal Savings Bank 19, -0.03% 0.85%
LoanDepot 20, -0.03% 1.15%
Home Point Financial Corporation 21, -0.02% 0.14%
Numerica Credit Union 22, -0.02% 3.38%
Churchill Mortgage Corporation 23, -0.01% 0.50%
Cherry Creek Mortgage Co Inc 24, -0.01% 0.42%
NBKC Bank 25, -0.01% 0.23%
Cornerstone Home Lending, Inc 26, -0.00% 0.61%
WMS Series 27, 0.00% 1.14%
LeaderOne Financial Corp 28, 0.01% 1.62%
Glacier Bank 29, 0.02% 1.79%
JPMorgan Chase Bank 30, 0.02% 2.68%
Summit Funding Inc 31, 0.02% 0.17%
First Interstate Bank 32, 0.02% 0.41%
Lakeview Loan Servicing 33, 0.02% 0.09%
American Financial Resources Inc 34, 0.03% 0.04%
Stearns Lending 35, 0.03% 0.30%
Global Credit Union 36, 0.03% 0.66%
Academy Mortgage Corporation 37, 0.04% 0.96%
Freedom Mortgage Corporation 38, 0.04% 0.22%
Flagstar Bank 39, 0.04% 2.70%
Hometown Lenders INC 40, 0.04% 0.20%
Wells Fargo Bank 41, 0.04% 3.06%
The Federal Savings Bank 42, 0.04% 0.04%
Pennymac Loan Services 43, 0.05% 0.51%
Directors Mortgage, Inc 44, 0.05% 0.32%
Mann Mortgage 45, 0.05% 0.64%
Carrington Mortgage Services 46, 0.06% 0.34%
Sierra Pacific Mortgage 47, 0.06% 1.27%
Paramount Residential Mortgage Group Inc 48, 0.06% 0.34%
Caliber Home Loans Inc 49, 0.07% 3.48%
American Pacific Mortgage Corporation 50, 0.07% 1.28%
Navy Federal Credit Union 51, 0.09% 0.22%
Guild Mortgage Company 52, 0.09% 2.98%
New American Funding 53, 0.10% 1.31%
Umpqua Bank 54, 0.10% 2.37%
Quicken Loans 55, 0.10% 10.29%
Sunflower Bank 56, 0.11% 1.88%
Willamette Valley Bank 57, 0.11% 1.18%
Finance of America Mortgage 58, 0.11% 0.87%
HomeStreet Bank 59, 0.13% 2.50%
Horizon Credit Union 60, 0.14% 1.09%
Cardinal Financial Company LP 61, 0.15% 3.72%
Movement Mortgage 62, 0.15% 1.55%
Primelending 63, 0.18% 2.58%
Premier Mortgage Resources 64, 0.19% 0.37%
Evergreen Moneysource Mortgage Company 65, 0.20% 1.48%
Nationstar Mortgage 66, 0.32% 0.66%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Boeing Employees’ Credit Union (BECU) 1, -0.33% 2.54%
Spokane Teachers Credit Union 2, -0.30% 7.16%
Us Bank 3, -0.25% 1.75%
Bank of America 4, -0.22% 1.10%
DHI Mortgage Company Limited 5, -0.22% 0.48%
HomeBridge Financial Services, Inc 6, -0.17% 2.83%
JPMorgan Chase Bank 7, -0.13% 2.04%
Wells Fargo Bank 8, -0.12% 3.12%
Provident Funding Associates 9, -0.12% 0.44%
Washington State Employees Credit Union 10, -0.11% 0.71%
Washington Trust Bank 11, -0.09% 3.44%
Priority Home Lending 12, -0.09% 1.58%
Banner Bank 13, -0.05% 1.37%
LoanDepot 14, -0.04% 0.23%
Fairway Independent Mort Corp 15, -0.03% 4.39%
Usaa Federal Savings Bank 16, -0.03% 1.19%
Home Point Financial Corporation 17, -0.03% 0.12%
Churchill Mortgage Corporation 18, -0.03% 0.69%
Land Home Financial Services Inc 19, -0.02% 0.31%
Pennymac Loan Services 20, -0.02% 0.27%
Quicken Loans 21, -0.02% 3.60%
Cornerstone Home Lending, Inc 22, -0.01% 1.00%
GESA Credit Union 23, -0.01% 1.23%
WMS Series 24, -0.01% 1.85%
Freedom Mortgage Corporation 25, -0.00% 0.02%
Paramount Residential Mortgage Group Inc 26, 0.00% 0.27%
The Federal Savings Bank 27, 0.01% 0.02%
First Interstate Bank 28, 0.01% 0.38%
Global Credit Union 29, 0.01% 0.58%
Cherry Creek Mortgage Co Inc 30, 0.01% 0.38%
NBKC Bank 31, 0.01% 0.17%
JG Wentworth Home Lending 32, 0.01% 0.12%
Amerisave Mortgage Corporation 33, 0.01% 0.02%
Summit Funding Inc 34, 0.01% 0.17%
Nationstar Mortgage 35, 0.02% 0.12%
Carrington Mortgage Services 36, 0.02% 0.04%
Numerica Credit Union 37, 0.02% 3.43%
Directors Mortgage, Inc 38, 0.03% 0.48%
Stearns Lending 39, 0.03% 0.40%
American Financial Resources Inc 40, 0.03% 0.06%
Hometown Lenders INC 41, 0.03% 0.27%
Canopy Federal Credit Union 42, 0.03% 0.08%
Glacier Bank 43, 0.04% 2.16%
Flagstar Bank 44, 0.05% 2.87%
Academy Mortgage Corporation 45, 0.05% 1.21%
Newrez 46, 0.06% 0.08%
LeaderOne Financial Corp 47, 0.06% 1.58%
Mann Mortgage 48, 0.06% 0.64%
Umpqua Bank 49, 0.07% 2.73%
Sierra Pacific Mortgage 50, 0.07% 1.48%
American Pacific Mortgage Corporation 51, 0.07% 1.94%
Navy Federal Credit Union 52, 0.10% 0.35%
Willamette Valley Bank 53, 0.10% 1.89%
Caliber Home Loans Inc 54, 0.10% 4.27%
HomeStreet Bank 55, 0.11% 3.85%
Guild Mortgage Company 56, 0.11% 3.89%
Sunflower Bank 57, 0.12% 2.60%
New American Funding 58, 0.15% 1.66%
Movement Mortgage 59, 0.16% 2.29%
Horizon Credit Union 60, 0.16% 1.02%
Primelending 61, 0.16% 3.37%
Cardinal Financial Company LP 62, 0.16% 6.04%
Finance of America Mortgage 63, 0.17% 1.10%
Evergreen Moneysource Mortgage Company 64, 0.20% 2.04%
Premier Mortgage Resources 65, 0.24% 0.52%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Spokane Teachers Credit Union 1, -0.29% 14.73%
Washington State Employees Credit Union 2, -0.16% 1.11%
Provident Funding Associates 3, -0.15% 0.70%
GESA Credit Union 4, -0.11% 1.15%
Amerisave Mortgage Corporation 5, -0.11% 0.83%
Banner Bank 6, -0.09% 1.53%
Boeing Employees’ Credit Union (BECU) 7, -0.08% 2.03%
Numerica Credit Union 8, -0.07% 3.34%
Newrez 9, -0.06% 0.72%
JG Wentworth Home Lending 10, -0.06% 0.62%
Land Home Financial Services Inc 11, -0.05% 0.28%
Washington Trust Bank 12, -0.04% 3.60%
Fairway Independent Mort Corp 13, -0.04% 2.27%
Usaa Federal Savings Bank 14, -0.04% 0.50%
HomeBridge Financial Services, Inc 15, -0.04% 1.59%
Canopy Federal Credit Union 16, -0.03% 1.21%
LeaderOne Financial Corp 17, -0.03% 1.67%
Glacier Bank 18, -0.03% 1.41%
Bank of America 19, -0.03% 1.43%
Cherry Creek Mortgage Co Inc 20, -0.02% 0.46%
LoanDepot 21, -0.02% 2.11%
Home Point Financial Corporation 22, -0.02% 0.16%
New American Funding 23, -0.01% 0.95%
NBKC Bank 24, -0.01% 0.30%
Priority Home Lending 25, -0.01% 0.30%
Academy Mortgage Corporation 26, 0.00% 0.70%
American Financial Resources Inc 27, 0.00% 0.02%
Finance of America Mortgage 28, 0.01% 0.64%
Caliber Home Loans Inc 29, 0.01% 2.66%
Navy Federal Credit Union 30, 0.02% 0.08%
Stearns Lending 31, 0.02% 0.20%
Churchill Mortgage Corporation 32, 0.02% 0.30%
Summit Funding Inc 33, 0.03% 0.16%
Us Bank 34, 0.03% 3.28%
Lakeview Loan Servicing 35, 0.03% 0.18%
WMS Series 36, 0.03% 0.42%
Flagstar Bank 37, 0.03% 2.52%
Cardinal Financial Company LP 38, 0.03% 1.31%
Guild Mortgage Company 39, 0.03% 2.05%
First Interstate Bank 40, 0.03% 0.44%
Mann Mortgage 41, 0.03% 0.64%
American Pacific Mortgage Corporation 42, 0.04% 0.60%
Freedom Mortgage Corporation 43, 0.04% 0.42%
Sierra Pacific Mortgage 44, 0.05% 1.05%
Cornerstone Home Lending, Inc 45, 0.05% 0.20%
Hometown Lenders INC 46, 0.05% 0.12%
Global Credit Union 47, 0.06% 0.74%
The Federal Savings Bank 48, 0.06% 0.06%
Premier Mortgage Resources 49, 0.06% 0.22%
Sunflower Bank 50, 0.06% 1.13%
Carrington Mortgage Services 51, 0.07% 0.66%
Pennymac Loan Services 52, 0.07% 0.76%
Directors Mortgage, Inc 53, 0.09% 0.16%
Paramount Residential Mortgage Group Inc 54, 0.11% 0.42%
JPMorgan Chase Bank 55, 0.12% 3.34%
Willamette Valley Bank 56, 0.13% 0.46%
Horizon Credit Union 57, 0.13% 1.15%
Movement Mortgage 58, 0.13% 0.79%
Quicken Loans 59, 0.13% 17.19%
Umpqua Bank 60, 0.14% 1.99%
Primelending 61, 0.19% 1.77%
HomeStreet Bank 62, 0.20% 1.11%
Evergreen Moneysource Mortgage Company 63, 0.20% 0.89%
Wells Fargo Bank 64, 0.22% 3.00%
Nationstar Mortgage 65, 0.35% 1.23%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Numerica Credit Union 1, -0.23% 1.91%
DHI Mortgage Company Limited 2, -0.10% 0.48%
Sierra Pacific Mortgage 3, -0.10% 1.01%
Flagstar Bank 4, -0.10% 3.39%
HomeBridge Financial Services, Inc 5, -0.08% 1.55%
Movement Mortgage 6, -0.08% 3.81%
Churchill Mortgage Corporation 7, -0.07% 0.66%
Quicken Loans 8, -0.06% 8.93%
Bank of America 9, -0.06% 0.18%
Horizon Credit Union 10, -0.06% 0.60%
Stearns Lending 11, -0.06% 1.13%
Us Bank 12, -0.05% 0.54%
WMS Series 13, -0.05% 1.43%
Guild Mortgage Company 14, -0.04% 8.34%
Boeing Employees’ Credit Union (BECU) 15, -0.03% 0.54%
First Interstate Bank 16, -0.03% 0.12%
Banner Bank 17, -0.03% 0.36%
American Financial Resources Inc 18, -0.03% 1.07%
Cherry Creek Mortgage Co Inc 19, -0.03% 1.13%
Global Credit Union 20, -0.03% 0.30%
Summit Funding Inc 21, -0.03% 0.60%
Newrez 22, -0.03% 0.24%
Amerisave Mortgage Corporation 23, -0.03% 0.30%
Cornerstone Home Lending, Inc 24, -0.02% 0.60%
Glacier Bank 25, -0.02% 1.67%
The Federal Savings Bank 26, -0.02% 0.18%
Umpqua Bank 27, -0.02% 1.19%
Navy Federal Credit Union 28, -0.01% 0.06%
Carrington Mortgage Services 29, -0.01% 2.44%
JG Wentworth Home Lending 30, -0.01% 0.18%
Mann Mortgage 31, -0.01% 2.26%
NBKC Bank 32, -0.01% 0.06%
GESA Credit Union 33, -0.01% 0.48%
Directors Mortgage, Inc 34, -0.01% 0.48%
Priority Home Lending 35, -0.01% 0.83%
Caliber Home Loans Inc 36, -0.01% 5.18%
Pennymac Loan Services 37, -0.00% 1.01%
Nationstar Mortgage 38, -0.00% 1.73%
Willamette Valley Bank 39, 0.00% 2.92%
Hometown Lenders INC 40, 0.00% 0.48%
JPMorgan Chase Bank 41, 0.00% 0.06%
Wells Fargo Bank 42, 0.00% 0.12%
Land Home Financial Services Inc 43, 0.00% 0.42%
Home Point Financial Corporation 44, 0.01% 0.12%
Academy Mortgage Corporation 45, 0.01% 1.91%
Washington Trust Bank 46, 0.01% 0.89%
Lakeview Loan Servicing 47, 0.01% 1.07%
NewDay USA 48, 0.01% 0.06%
Paramount Residential Mortgage Group Inc 49, 0.02% 0.89%
New American Funding 50, 0.02% 2.20%
LeaderOne Financial Corp 51, 0.03% 2.98%
Sunflower Bank 52, 0.03% 3.28%
Fairway Independent Mort Corp 53, 0.06% 2.68%
LoanDepot 54, 0.06% 1.73%
HomeStreet Bank 55, 0.08% 1.37%
Freedom Mortgage Corporation 56, 0.09% 1.19%
Premier Mortgage Resources 57, 0.09% 1.85%
Primelending 58, 0.09% 2.56%
Cardinal Financial Company LP 59, 0.11% 7.68%
American Pacific Mortgage Corporation 60, 0.11% 2.86%
Finance of America Mortgage 61, 0.12% 0.95%
Evergreen Moneysource Mortgage Company 62, 0.15% 2.80%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Numerica Credit Union 1, -0.26% 2.46%
Flagstar Bank 2, -0.12% 4.07%
Sierra Pacific Mortgage 3, -0.11% 1.36%
DHI Mortgage Company Limited 4, -0.11% 0.68%
HomeBridge Financial Services, Inc 5, -0.10% 1.70%
Movement Mortgage 6, -0.09% 5.00%
Churchill Mortgage Corporation 7, -0.08% 0.93%
Us Bank 8, -0.08% 0.51%
Horizon Credit Union 9, -0.07% 0.76%
Stearns Lending 10, -0.07% 1.27%
Bank of America 11, -0.07% 0.25%
American Financial Resources Inc 12, -0.06% 0.93%
WMS Series 13, -0.06% 1.95%
Quicken Loans 14, -0.05% 2.46%
Cherry Creek Mortgage Co Inc 15, -0.05% 1.36%
Glacier Bank 16, -0.04% 1.78%
Boeing Employees’ Credit Union (BECU) 17, -0.04% 0.76%
Cornerstone Home Lending, Inc 18, -0.04% 0.68%
First Interstate Bank 19, -0.04% 0.17%
Banner Bank 20, -0.04% 0.34%
Global Credit Union 21, -0.04% 0.42%
Summit Funding Inc 22, -0.04% 0.85%
Guild Mortgage Company 23, -0.03% 9.16%
Umpqua Bank 24, -0.03% 1.36%
Wells Fargo Bank 25, -0.03% 0.08%
Navy Federal Credit Union 26, -0.02% 0.08%
Mann Mortgage 27, -0.02% 2.63%
Directors Mortgage, Inc 28, -0.02% 0.51%
GESA Credit Union 29, -0.02% 0.59%
JG Wentworth Home Lending 30, -0.01% 0.08%
Priority Home Lending 31, -0.01% 1.19%
Paramount Residential Mortgage Group Inc 32, -0.01% 0.68%
JPMorgan Chase Bank 33, -0.01% 0.08%
Willamette Valley Bank 34, -0.01% 3.82%
Caliber Home Loans Inc 35, -0.01% 5.43%
Land Home Financial Services Inc 36, -0.00% 0.42%
Carrington Mortgage Services 37, -0.00% 0.59%
Academy Mortgage Corporation 38, 0.00% 2.63%
Washington Trust Bank 39, 0.00% 1.19%
Hometown Lenders INC 40, 0.01% 0.42%
Nationstar Mortgage 41, 0.01% 0.25%
Sunflower Bank 42, 0.03% 4.33%
New American Funding 43, 0.03% 2.12%
LeaderOne Financial Corp 44, 0.05% 2.46%
LoanDepot 45, 0.07% 0.59%
HomeStreet Bank 46, 0.07% 1.27%
Fairway Independent Mort Corp 47, 0.08% 2.71%
Primelending 48, 0.09% 3.48%
Premier Mortgage Resources 49, 0.09% 2.46%
Cardinal Financial Company LP 50, 0.11% 9.58%
American Pacific Mortgage Corporation 51, 0.11% 3.82%
Finance of America Mortgage 52, 0.12% 1.27%
Evergreen Moneysource Mortgage Company 53, 0.14% 3.99%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Guild Mortgage Company 1, -0.08% 6.40%
Quicken Loans 2, -0.05% 24.20%
Movement Mortgage 3, -0.03% 1.00%
Stearns Lending 4, -0.02% 0.80%
HomeBridge Financial Services, Inc 5, -0.02% 1.20%
Banner Bank 6, -0.02% 0.40%
Newrez 7, -0.01% 0.80%
Caliber Home Loans Inc 8, -0.01% 4.60%
Amerisave Mortgage Corporation 9, -0.01% 1.00%
Hometown Lenders INC 10, -0.01% 0.60%
Sunflower Bank 11, -0.00% 0.80%
Numerica Credit Union 12, -0.00% 0.60%
Flagstar Bank 13, -0.00% 1.80%
The Federal Savings Bank 14, 0.00% 0.60%
Carrington Mortgage Services 15, 0.00% 6.80%
LeaderOne Financial Corp 16, 0.00% 4.20%
JG Wentworth Home Lending 17, 0.00% 0.40%
Willamette Valley Bank 18, 0.00% 0.80%
Washington Trust Bank 19, 0.00% 0.20%
Us Bank 20, 0.01% 0.60%
Academy Mortgage Corporation 21, 0.01% 0.20%
Mann Mortgage 22, 0.01% 1.40%
Premier Mortgage Resources 23, 0.01% 0.40%
NBKC Bank 24, 0.01% 0.20%
Land Home Financial Services Inc 25, 0.01% 0.40%
Sierra Pacific Mortgage 26, 0.01% 0.20%
New American Funding 27, 0.01% 2.40%
GESA Credit Union 28, 0.01% 0.20%
Nationstar Mortgage 29, 0.01% 5.20%
American Financial Resources Inc 30, 0.01% 1.40%
Pennymac Loan Services 31, 0.01% 3.40%
Finance of America Mortgage 32, 0.01% 0.20%
Fairway Independent Mort Corp 33, 0.02% 2.60%
WMS Series 34, 0.02% 0.20%
Directors Mortgage, Inc 35, 0.02% 0.40%
Horizon Credit Union 36, 0.02% 0.20%
Home Point Financial Corporation 37, 0.02% 0.40%
Lakeview Loan Servicing 38, 0.03% 3.60%
NewDay USA 39, 0.03% 0.20%
American Pacific Mortgage Corporation 40, 0.03% 0.60%
Cherry Creek Mortgage Co Inc 41, 0.03% 0.60%
Glacier Bank 42, 0.03% 1.40%
Umpqua Bank 43, 0.03% 0.80%
Cornerstone Home Lending, Inc 44, 0.04% 0.40%
Wells Fargo Bank 45, 0.04% 0.20%
Primelending 46, 0.05% 0.40%
Paramount Residential Mortgage Group Inc 47, 0.07% 1.40%
LoanDepot 48, 0.08% 4.40%
Cardinal Financial Company LP 49, 0.09% 3.20%
HomeStreet Bank 50, 0.09% 1.60%
Freedom Mortgage Corporation 51, 0.11% 4.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.03% 4.24%
Wells Fargo Bank 2, -0.03% 9.09%
Boeing Employees’ Credit Union (BECU) 3, -0.02% 2.42%
Numerica Credit Union 4, -0.02% 6.06%
Spokane Teachers Credit Union 5, -0.01% 3.03%
Us Bank 6, -0.01% 8.48%
Primelending 7, -0.01% 5.45%
JPMorgan Chase Bank 8, -0.01% 9.70%
Washington State Employees Credit Union 9, -0.00% 0.61%
Navy Federal Credit Union 10, -0.00% 1.21%
Canopy Federal Credit Union 11, -0.00% 0.61%
New American Funding 12, 0.00% 0.61%
Global Credit Union 13, 0.00% 1.21%
WMS Series 14, 0.01% 1.21%
Flagstar Bank 15, 0.01% 1.21%
LoanDepot 16, 0.01% 0.61%
Umpqua Bank 17, 0.01% 0.61%
HomeBridge Financial Services, Inc 18, 0.01% 6.06%
Evergreen Moneysource Mortgage Company 19, 0.01% 0.61%
Cardinal Financial Company LP 20, 0.01% 3.03%
Cornerstone Home Lending, Inc 21, 0.01% 1.21%
Banner Bank 22, 0.01% 1.21%
Mann Mortgage 23, 0.01% 0.61%
American Pacific Mortgage Corporation 24, 0.01% 0.61%
First Interstate Bank 25, 0.01% 1.21%
Fairway Independent Mort Corp 26, 0.01% 0.61%
HomeStreet Bank 27, 0.01% 0.61%
Washington Trust Bank 28, 0.01% 13.33%
Churchill Mortgage Corporation 29, 0.02% 0.61%
Caliber Home Loans Inc 30, 0.02% 3.03%
Glacier Bank 31, 0.02% 3.64%
Willamette Valley Bank 32, 0.02% 0.61%
Quicken Loans 33, 0.02% 6.67%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.04% 4.17%
Us Bank 2, -0.03% 7.29%
Wells Fargo Bank 3, -0.02% 14.58%
JPMorgan Chase Bank 4, -0.02% 8.33%
Boeing Employees’ Credit Union (BECU) 5, -0.01% 4.17%
Spokane Teachers Credit Union 6, -0.00% 2.08%
Primelending 7, 0.00% 4.17%
Navy Federal Credit Union 8, 0.00% 2.08%
Quicken Loans 9, 0.00% 2.08%
Canopy Federal Credit Union 10, 0.00% 1.04%
Banner Bank 11, 0.01% 1.04%
New American Funding 12, 0.01% 1.04%
Global Credit Union 13, 0.01% 1.04%
WMS Series 14, 0.01% 2.08%
LoanDepot 15, 0.01% 1.04%
Washington Trust Bank 16, 0.01% 12.50%
Flagstar Bank 17, 0.01% 1.04%
HomeBridge Financial Services, Inc 18, 0.01% 4.17%
Evergreen Moneysource Mortgage Company 19, 0.01% 1.04%
Cornerstone Home Lending, Inc 20, 0.02% 2.08%
Mann Mortgage 21, 0.02% 1.04%
Cardinal Financial Company LP 22, 0.02% 4.17%
First Interstate Bank 23, 0.02% 2.08%
Fairway Independent Mort Corp 24, 0.02% 1.04%
HomeStreet Bank 25, 0.02% 1.04%
Numerica Credit Union 26, 0.02% 3.12%
Churchill Mortgage Corporation 27, 0.02% 1.04%
Glacier Bank 28, 0.03% 5.21%
Willamette Valley Bank 29, 0.03% 1.04%
Caliber Home Loans Inc 30, 0.04% 3.12%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Numerica Credit Union 1, -0.04% 10.14%
Spokane Teachers Credit Union 2, -0.02% 4.35%
Primelending 3, -0.02% 7.25%
Bank of America 4, -0.02% 4.35%
Washington State Employees Credit Union 5, -0.01% 1.45%
Caliber Home Loans Inc 6, -0.01% 2.90%
Cardinal Financial Company LP 7, -0.00% 1.45%
Flagstar Bank 8, -0.00% 1.45%
Global Credit Union 9, -0.00% 1.45%
Umpqua Bank 10, -0.00% 1.45%
HomeBridge Financial Services, Inc 11, 0.00% 8.70%
JPMorgan Chase Bank 12, 0.00% 11.59%
Glacier Bank 13, 0.00% 1.45%
Wells Fargo Bank 14, 0.00% 1.45%
American Pacific Mortgage Corporation 15, 0.00% 1.45%
Us Bank 16, 0.01% 10.14%
Banner Bank 17, 0.01% 1.45%
Washington Trust Bank 18, 0.02% 14.49%
Quicken Loans 19, 0.02% 13.04%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.17% 3.07%
DHI Mortgage Company Limited 2, -0.15% 0.63%
LoanDepot 3, -0.13% 3.80%
Caliber Home Loans Inc 4, -0.12% 5.37%
Lakeview Loan Servicing 5, -0.11% 1.25%
NBKC Bank 6, -0.10% 1.09%
Usaa Federal Savings Bank 7, -0.10% 8.70%
Guild Mortgage Company 8, -0.09% 4.53%
Stearns Lending 9, -0.08% 0.89%
Flagstar Bank 10, -0.08% 4.01%
Wells Fargo Bank 11, -0.08% 0.94%
Pennymac Loan Services 12, -0.05% 3.96%
Numerica Credit Union 13, -0.05% 1.25%
HomeBridge Financial Services, Inc 14, -0.04% 2.34%
Us Bank 15, -0.04% 0.31%
Home Point Financial Corporation 16, -0.04% 0.99%
First Interstate Bank 17, -0.04% 0.21%
Movement Mortgage 18, -0.03% 1.62%
Banner Bank 19, -0.02% 1.04%
Churchill Mortgage Corporation 20, -0.02% 0.63%
Willamette Valley Bank 21, -0.02% 1.46%
Newrez 22, -0.02% 0.31%
Horizon Credit Union 23, -0.02% 0.31%
Umpqua Bank 24, -0.02% 1.41%
Land Home Financial Services Inc 25, -0.01% 0.10%
Boeing Employees’ Credit Union (BECU) 26, -0.01% 0.36%
Bank of America 27, -0.01% 0.05%
Summit Funding Inc 28, -0.01% 0.26%
Glacier Bank 29, -0.01% 0.89%
Paramount Residential Mortgage Group Inc 30, -0.01% 0.99%
Cherry Creek Mortgage Co Inc 31, -0.01% 0.36%
Mann Mortgage 32, -0.01% 1.15%
JG Wentworth Home Lending 33, -0.00% 0.47%
Global Credit Union 34, -0.00% 0.78%
New American Funding 35, 0.00% 1.46%
Cornerstone Home Lending, Inc 36, 0.00% 0.47%
Washington State Employees Credit Union 37, 0.00% 0.05%
Fairway Independent Mort Corp 38, 0.01% 2.50%
Sunflower Bank 39, 0.01% 1.72%
Sierra Pacific Mortgage 40, 0.01% 0.78%
American Financial Resources Inc 41, 0.01% 0.47%
Washington Trust Bank 42, 0.01% 1.41%
Directors Mortgage, Inc 43, 0.02% 0.31%
WMS Series 44, 0.02% 0.99%
LeaderOne Financial Corp 45, 0.02% 1.93%
Academy Mortgage Corporation 46, 0.02% 0.78%
Amerisave Mortgage Corporation 47, 0.02% 0.73%
Finance of America Mortgage 48, 0.03% 0.78%
GESA Credit Union 49, 0.03% 0.36%
Hometown Lenders INC 50, 0.05% 0.31%
American Pacific Mortgage Corporation 51, 0.05% 0.89%
JPMorgan Chase Bank 52, 0.05% 0.52%
Carrington Mortgage Services 53, 0.06% 1.51%
The Federal Savings Bank 54, 0.08% 3.44%
Nationstar Mortgage 55, 0.08% 1.09%
Primelending 56, 0.09% 2.29%
Evergreen Moneysource Mortgage Company 57, 0.10% 1.15%
Quicken Loans 58, 0.10% 6.51%
Premier Mortgage Resources 59, 0.10% 1.15%
HomeStreet Bank 60, 0.15% 2.19%
Freedom Mortgage Corporation 61, 0.16% 2.19%
Cardinal Financial Company LP 62, 0.17% 3.75%
NewDay USA 63, 0.45% 2.71%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.19% 4.41%
DHI Mortgage Company Limited 2, -0.14% 1.36%
NBKC Bank 3, -0.13% 1.70%
Wells Fargo Bank 4, -0.12% 1.47%
Usaa Federal Savings Bank 5, -0.11% 12.67%
HomeBridge Financial Services, Inc 6, -0.11% 2.15%
Pennymac Loan Services 7, -0.07% 0.79%
Numerica Credit Union 8, -0.06% 1.58%
Flagstar Bank 9, -0.05% 2.83%
Us Bank 10, -0.05% 0.57%
Stearns Lending 11, -0.04% 0.45%
First Interstate Bank 12, -0.03% 0.23%
Global Credit Union 13, -0.02% 0.79%
Movement Mortgage 14, -0.02% 2.83%
Guild Mortgage Company 15, -0.02% 4.19%
Willamette Valley Bank 16, -0.02% 2.83%
Quicken Loans 17, -0.02% 1.81%
Nationstar Mortgage 18, -0.02% 0.45%
Churchill Mortgage Corporation 19, -0.02% 1.13%
Home Point Financial Corporation 20, -0.01% 0.11%
Mann Mortgage 21, -0.01% 1.92%
Boeing Employees’ Credit Union (BECU) 22, -0.01% 0.68%
American Financial Resources Inc 23, -0.01% 0.34%
Summit Funding Inc 24, -0.01% 0.45%
Bank of America 25, -0.01% 0.11%
Umpqua Bank 26, -0.00% 1.36%
Cherry Creek Mortgage Co Inc 27, -0.00% 0.68%
Glacier Bank 28, -0.00% 1.58%
Freedom Mortgage Corporation 29, 0.00% 0.11%
Banner Bank 30, 0.00% 1.02%
Fairway Independent Mort Corp 31, 0.00% 4.07%
Washington Trust Bank 32, 0.01% 2.15%
Horizon Credit Union 33, 0.01% 0.23%
Cornerstone Home Lending, Inc 34, 0.01% 0.68%
Sunflower Bank 35, 0.01% 3.17%
Caliber Home Loans Inc 36, 0.01% 3.39%
Sierra Pacific Mortgage 37, 0.02% 1.47%
WMS Series 38, 0.02% 1.70%
Carrington Mortgage Services 39, 0.03% 0.45%
GESA Credit Union 40, 0.03% 0.45%
LoanDepot 41, 0.03% 0.57%
Directors Mortgage, Inc 42, 0.03% 0.45%
Paramount Residential Mortgage Group Inc 43, 0.03% 1.02%
The Federal Savings Bank 44, 0.03% 0.23%
Academy Mortgage Corporation 45, 0.03% 1.24%
NewDay USA 46, 0.03% 0.45%
LeaderOne Financial Corp 47, 0.04% 1.70%
Finance of America Mortgage 48, 0.06% 1.02%
JPMorgan Chase Bank 49, 0.06% 1.13%
American Pacific Mortgage Corporation 50, 0.06% 1.70%
Hometown Lenders INC 51, 0.07% 0.45%
New American Funding 52, 0.07% 1.58%
Primelending 53, 0.09% 3.73%
Evergreen Moneysource Mortgage Company 54, 0.12% 2.15%
Premier Mortgage Resources 55, 0.13% 1.81%
HomeStreet Bank 56, 0.19% 3.73%
Cardinal Financial Company LP 57, 0.21% 6.67%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Caliber Home Loans Inc 1, -0.18% 7.05%
LoanDepot 2, -0.15% 6.57%
Guild Mortgage Company 3, -0.14% 4.83%
Navy Federal Credit Union 4, -0.13% 1.93%
Lakeview Loan Servicing 5, -0.11% 2.32%
Stearns Lending 6, -0.10% 1.26%
Flagstar Bank 7, -0.10% 5.02%
New American Funding 8, -0.07% 1.35%
Usaa Federal Savings Bank 9, -0.06% 5.31%
Pennymac Loan Services 10, -0.06% 6.67%
Movement Mortgage 11, -0.06% 0.58%
Home Point Financial Corporation 12, -0.05% 1.74%
First Interstate Bank 13, -0.04% 0.19%
Paramount Residential Mortgage Group Inc 14, -0.04% 0.97%
Banner Bank 15, -0.04% 1.06%
Numerica Credit Union 16, -0.03% 0.97%
Horizon Credit Union 17, -0.03% 0.39%
NBKC Bank 18, -0.03% 0.58%
Umpqua Bank 19, -0.02% 1.45%
Churchill Mortgage Corporation 20, -0.02% 0.19%
Newrez 21, -0.02% 0.58%
Glacier Bank 22, -0.02% 0.29%
Land Home Financial Services Inc 23, -0.02% 0.19%
Cornerstone Home Lending, Inc 24, -0.01% 0.29%
Cherry Creek Mortgage Co Inc 25, -0.01% 0.10%
Sierra Pacific Mortgage 26, -0.01% 0.19%
JG Wentworth Home Lending 27, -0.01% 0.87%
Directors Mortgage, Inc 28, -0.01% 0.19%
Sunflower Bank 29, -0.01% 0.48%
Finance of America Mortgage 30, -0.01% 0.58%
Washington State Employees Credit Union 31, -0.00% 0.10%
Summit Funding Inc 32, -0.00% 0.10%
Us Bank 33, -0.00% 0.10%
American Pacific Mortgage Corporation 34, -0.00% 0.19%
LeaderOne Financial Corp 35, -0.00% 2.13%
Academy Mortgage Corporation 36, 0.00% 0.39%
HomeBridge Financial Services, Inc 37, 0.00% 2.51%
WMS Series 38, 0.01% 0.39%
Boeing Employees’ Credit Union (BECU) 39, 0.01% 0.10%
Willamette Valley Bank 40, 0.01% 0.29%
Evergreen Moneysource Mortgage Company 41, 0.01% 0.29%
Hometown Lenders INC 42, 0.02% 0.19%
Global Credit Union 43, 0.02% 0.77%
Amerisave Mortgage Corporation 44, 0.02% 1.35%
Mann Mortgage 45, 0.02% 0.48%
American Financial Resources Inc 46, 0.02% 0.58%
Fairway Independent Mort Corp 47, 0.02% 1.16%
Cardinal Financial Company LP 48, 0.02% 1.26%
HomeStreet Bank 49, 0.03% 0.87%
Washington Trust Bank 50, 0.03% 0.77%
Premier Mortgage Resources 51, 0.03% 0.58%
Wells Fargo Bank 52, 0.04% 0.48%
GESA Credit Union 53, 0.04% 0.29%
Carrington Mortgage Services 54, 0.07% 2.42%
Primelending 55, 0.07% 1.06%
The Federal Savings Bank 56, 0.08% 6.18%
Nationstar Mortgage 57, 0.10% 1.64%
Quicken Loans 58, 0.11% 10.53%
Freedom Mortgage Corporation 59, 0.16% 3.96%
NewDay USA 60, 0.48% 4.64%

* Data is compiled for the Spokane, WA commuting zone area, which comprises of counties of Ferry County, WA, Lincoln County, WA, Okanogan County, WA, Spokane County, WA, and Stevens County, WA. This includes cities/towns/communities of Spokane, WA as well as Spokane Valley, WA, Mead, WA, Medical Lake, WA, Liberty Lake, WA, Deer Park, WA, Otis Orchards-East Farms, WA, Cheney, WA, Fairwood, WA, Colville, WA, Country Homes, WA, Airway Heights, WA, Kettle Falls, WA, Clayton, WA, Town and Country, WA, Omak, WA, Chewelah, WA, Oroville, WA, Winthrop, WA, Twisp, WA, Reardan, WA, Fairfield, WA, Loon Lake, WA, Millwood, WA, Brewster, WA, Davenport, WA, Wilbur, WA, Okanogan, WA, Tonasket, WA, Odessa, WA, Republic, WA, Barneys Junction, WA, Riverside, WA, Coulee Dam, WA, and Inchelium, WA. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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