Top Mortgage Lenders in Princeton, WV

Which mortgage lender in the Princeton, WV area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Princeton, WV area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Princeton, WV area is Truist Bank, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.09%. This means that Truist Bank provided a -0.09% lower interest rate for its customers than other lenders in Princeton, WV for a similar set of borrowers. Truist Bank has a market share of 9.7%. On the other hand, the most popular lender in the market is Quicken Loans, with a market share of 23.1%. Quicken Loans is an average rate lender in this area, with a “Rate Difference” of -0.01% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Princeton, WV area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Princeton, WV is Movement Mortgage. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is First Community Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Movement Mortgage. The cheapest VA mortgage provider is Atlantic Bay Mortgage Group. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Ranking of Mortgage Lenders in Princeton, WV

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Truist Bank 1, -0.09% 9.68%
Movement Mortgage 2, -0.09% 10.55%
First Community Bank 3, -0.03% 15.14%
Atlantic Bay Mortgage Group 4, -0.03% 8.31%
Quicken Loans 5, -0.01% 23.08%
Truliant Federal Credit Union 6, 0.06% 7.07%
Atlantic Union Bank 7, 0.07% 14.52%
The First Bank and Trust Company 8, 0.10% 5.21%
Eastman Credit Union 9, 0.13% 6.45%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Movement Mortgage 1, -0.11% 13.95%
Truist Bank 2, -0.11% 10.66%
Atlantic Bay Mortgage Group 3, -0.03% 12.21%
First Community Bank 4, -0.02% 11.43%
Truliant Federal Credit Union 5, -0.00% 1.74%
Quicken Loans 6, -0.00% 16.09%
Atlantic Union Bank 7, 0.07% 20.35%
The First Bank and Trust Company 8, 0.09% 6.01%
Eastman Credit Union 9, 0.18% 7.56%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Truist Bank 1, -0.06% 7.93%
First Community Bank 2, -0.05% 21.72%
Eastman Credit Union 3, -0.03% 4.48%
Quicken Loans 4, -0.01% 35.52%
Movement Mortgage 5, 0.01% 4.48%
Atlantic Bay Mortgage Group 6, 0.02% 1.38%
Atlantic Union Bank 7, 0.04% 4.14%
Truliant Federal Credit Union 8, 0.07% 16.55%
The First Bank and Trust Company 9, 0.14% 3.79%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Movement Mortgage 1, -0.12% 4.44%
Truist Bank 2, -0.10% 13.70%
First Community Bank 3, -0.04% 22.41%
Atlantic Bay Mortgage Group 4, -0.02% 7.22%
Quicken Loans 5, 0.01% 17.78%
Atlantic Union Bank 6, 0.05% 6.85%
Truliant Federal Credit Union 7, 0.05% 10.56%
The First Bank and Trust Company 8, 0.10% 7.78%
Eastman Credit Union 9, 0.13% 9.26%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Movement Mortgage 1, -0.14% 7.14%
Truist Bank 2, -0.12% 16.56%
Atlantic Bay Mortgage Group 3, -0.02% 11.36%
First Community Bank 4, -0.02% 19.16%
Truliant Federal Credit Union 5, -0.01% 2.92%
Quicken Loans 6, 0.02% 11.36%
Atlantic Union Bank 7, 0.04% 9.09%
The First Bank and Trust Company 8, 0.08% 10.06%
Eastman Credit Union 9, 0.18% 12.34%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Truist Bank 1, -0.06% 9.91%
First Community Bank 2, -0.05% 26.72%
Eastman Credit Union 3, -0.04% 5.17%
Movement Mortgage 4, -0.00% 0.86%
Quicken Loans 5, 0.00% 26.29%
Atlantic Bay Mortgage Group 6, 0.01% 1.72%
Atlantic Union Bank 7, 0.05% 3.88%
Truliant Federal Credit Union 8, 0.07% 20.69%
The First Bank and Trust Company 9, 0.13% 4.74%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Movement Mortgage 1, -0.09% 21.40%
Atlantic Bay Mortgage Group 2, -0.04% 8.84%
Quicken Loans 3, -0.02% 36.74%
Atlantic Union Bank 4, 0.10% 33.02%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Movement Mortgage 1, -0.11% 24.86%
Atlantic Bay Mortgage Group 2, -0.05% 10.98%
Quicken Loans 3, -0.02% 24.86%
Atlantic Union Bank 4, 0.09% 39.31%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Quicken Loans 1, -0.01% 85.71%
Atlantic Union Bank 2, 0.02% 7.14%
Movement Mortgage 3, 0.06% 7.14%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Community Bank 1, 0.00% 50.00%
Eastman Credit Union 2, 0.00% 50.00%
Insufficient data available.
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Community Bank 1, 0.00% 50.00%
Eastman Credit Union 2, 0.00% 50.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Atlantic Bay Mortgage Group 1, -0.03% 18.37%
Truist Bank 2, -0.02% 8.16%
Eastman Credit Union 3, -0.00% 2.04%
Movement Mortgage 4, 0.00% 30.61%
Atlantic Union Bank 5, 0.01% 18.37%
Quicken Loans 6, 0.03% 22.45%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Atlantic Bay Mortgage Group 1, -0.03% 25.71%
Truist Bank 2, -0.02% 11.43%
Movement Mortgage 3, -0.00% 20.00%
Eastman Credit Union 4, 0.00% 2.86%
Atlantic Union Bank 5, 0.02% 25.71%
Quicken Loans 6, 0.04% 14.29%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Movement Mortgage 1, -0.01% 57.14%
Quicken Loans 2, 0.01% 42.86%

* Data is compiled for the Princeton, WV commuting zone area, which comprises of counties of Bland County, VA, Buchanan County, VA, Russell County, VA, Tazewell County, VA, Wythe County, VA, McDowell County, WV, and Mercer County, WV. This includes cities/towns/communities of Princeton, WV as well as Wytheville, VA, Tazewell, VA, Bluefield, WV, Lebanon, VA, Rural Retreat, VA, Claypool Hill, VA, Athens, WV, Ivanhoe, VA, Castlewood, VA, Fort Chiswell, VA, Montcalm, WV, Bluefield, VA, Grundy, VA, Richlands, VA, Bland, VA, Bluewell, WV, Matoaka, WV, Vansant, VA, Honaker, VA, Lashmeet, WV, Raven, VA, Springville, VA, Oakvale, WV, Welch, WV, Pocahontas, VA, War, WV, Bradshaw, WV, Bramwell, WV, Gary, WV, Iaeger, WV, and Northfork, WV. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings for Other Cities

This page ranks the top mortgage lenders in the Princeton, WV area. For mortgage lender rankings of other cities, click here.