Top Mortgage Lenders in the Fort Mill, SC area

Which mortgage lender in the Fort Mill, SC area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Fort Mill, SC area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Fort Mill, SC area is Bank of America, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.19%. This means that Bank of America provided a -0.19% lower interest rate for its customers than other lenders in Fort Mill, SC for a similar set of borrowers. Bank of America has a market share of 4.0%. On the other hand, the most popular lender in the market is Quicken Loans, with a market share of 13.4%. Quicken Loans is an average rate lender in this area, with a “Rate Difference” of +0.08% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Fort Mill, SC area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Fort Mill, SC is Bank of America. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Sharonview Federal CU. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is First Federal Bank. The cheapest VA mortgage provider is Navy Federal Credit Union. To get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders by “Rate Rank” for your desired mortgage type and purpose.

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.19% 4.03%
Provident Funding Associates 2, -0.18% 0.86%
M/I Financial Corporation 3, -0.16% 1.10%
Truist Bank 4, -0.13% 2.18%
Pulte Mortgage 5, -0.13% 2.32%
DHI Mortgage Company Limited 6, -0.13% 2.09%
First Federal Bank 7, -0.13% 2.21%
RoundPoint Mortgage Servicing Corporation 8, -0.09% 0.53%
Inspire Home Loans Inc 9, -0.09% 0.33%
Amerisave Mortgage Corporation 10, -0.07% 0.40%
American Security Mortgage Corporation 11, -0.07% 2.25%
Sharonview Federal CU 12, -0.06% 1.02%
Wells Fargo Bank 13, -0.06% 6.85%
Suntrust Banks, Inc 14, -0.06% 1.27%
FirstBank 15, -0.06% 0.51%
Taylor Morrison Home Funding 16, -0.06% 0.78%
Allen Tate Mortgage Partners 17, -0.05% 1.20%
Wyndham Capital Mortgage 18, -0.04% 0.84%
JPMorgan Chase Bank 19, -0.04% 0.67%
Residential Mortgage Services 20, -0.03% 0.69%
LoanDepot 21, -0.03% 2.75%
South State Bank 22, -0.03% 1.84%
Atlantic Bay Mortgage Group 23, -0.03% 2.14%
Usaa Federal Savings Bank 24, -0.02% 1.23%
Cardinal Financial Company LP 25, -0.02% 1.24%
Us Bank 26, -0.02% 0.52%
Pnc Bank 27, -0.01% 0.64%
Ameris Bank 28, -0.01% 0.85%
Fifth Third Bank, National Association 29, -0.01% 0.34%
Newrez 30, -0.01% 0.75%
Guaranteed Rate Inc 31, -0.00% 0.35%
Potomac Mortgage Group, Inc 32, 0.00% 0.56%
Uwharrie Bank 33, 0.00% 0.36%
Primelending 34, 0.00% 1.38%
Caliber Home Loans Inc 35, 0.01% 0.40%
Pennymac Loan Services 36, 0.01% 1.08%
Reliance First Capital 37, 0.02% 0.38%
Movement Mortgage 38, 0.02% 9.78%
Southern Trust Mortgage 39, 0.02% 0.63%
NVR Mortgage Finance Inc 40, 0.02% 0.74%
TJC Mortgage, Inc 41, 0.02% 0.50%
New American Funding 42, 0.03% 0.73%
TowneBank 43, 0.03% 0.68%
Absolute Home Mortgage 44, 0.03% 0.45%
Highlands Residential Mortgage Ltd 45, 0.03% 0.47%
Guaranteed Rate Affinity 46, 0.03% 0.67%
Southeast Mortgage of Georgia 47, 0.04% 0.34%
Carrington Mortgage Services 48, 0.04% 0.58%
Flagstar Bank 49, 0.04% 0.50%
Lakeview Loan Servicing 50, 0.04% 0.83%
Freedom Mortgage Corporation 51, 0.04% 1.33%
Cornerstone Home Lending, Inc 52, 0.05% 0.48%
Certainty Home Loans 53, 0.05% 1.25%
NFM, Inc 54, 0.05% 0.34%
RPM Mortgage 55, 0.06% 0.42%
Finance of America Mortgage 56, 0.06% 0.46%
Pinnacle Bank 57, 0.07% 0.35%
First-Citizens Bank & Trust Co 58, 0.07% 1.23%
Fairway Independent Mort Corp 59, 0.07% 3.37%
Guild Mortgage Company 60, 0.07% 1.06%
Quicken Loans 61, 0.08% 13.43%
Primary Residential Mortgage Inc 62, 0.08% 0.46%
Navy Federal Credit Union 63, 0.09% 0.95%
Summit Funding Inc 64, 0.09% 0.50%
Eagle Home Mortgage 65, 0.09% 4.16%
Nationstar Mortgage 66, 0.10% 1.09%
Mattamy Home Funding 67, 0.13% 0.95%
Founders Federal Credit Union 68, 0.25% 2.35%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.23% 3.77%
Truist Bank 2, -0.17% 2.26%
M/I Financial Corporation 3, -0.15% 1.69%
First Federal Bank 4, -0.14% 2.68%
Pulte Mortgage 5, -0.12% 3.55%
DHI Mortgage Company Limited 6, -0.12% 3.17%
Inspire Home Loans Inc 7, -0.08% 0.50%
Wells Fargo Bank 8, -0.08% 7.81%
Provident Funding Associates 9, -0.07% 0.33%
Freedom Mortgage Corporation 10, -0.06% 0.73%
Suntrust Banks, Inc 11, -0.06% 1.40%
American Security Mortgage Corporation 12, -0.05% 2.72%
Taylor Morrison Home Funding 13, -0.05% 1.19%
JPMorgan Chase Bank 14, -0.04% 0.62%
Allen Tate Mortgage Partners 15, -0.04% 1.64%
Pnc Bank 16, -0.03% 0.42%
Residential Mortgage Services 17, -0.03% 0.81%
South State Bank 18, -0.02% 1.38%
Sharonview Federal CU 19, -0.02% 0.47%
Atlantic Bay Mortgage Group 20, -0.01% 2.62%
Usaa Federal Savings Bank 21, -0.01% 1.29%
Us Bank 22, -0.01% 0.62%
Pennymac Loan Services 23, -0.00% 0.24%
Cardinal Financial Company LP 24, -0.00% 1.07%
RoundPoint Mortgage Servicing Corporation 25, 0.00% 0.21%
FirstBank 26, 0.01% 0.34%
Wyndham Capital Mortgage 27, 0.01% 0.54%
Fifth Third Bank, National Association 28, 0.01% 0.26%
LoanDepot 29, 0.01% 2.16%
Amerisave Mortgage Corporation 30, 0.01% 0.05%
Ameris Bank 31, 0.01% 1.06%
Potomac Mortgage Group, Inc 32, 0.01% 0.78%
Uwharrie Bank 33, 0.01% 0.41%
Primelending 34, 0.02% 1.85%
Reliance First Capital 35, 0.02% 0.16%
Caliber Home Loans Inc 36, 0.02% 0.24%
Lakeview Loan Servicing 37, 0.03% 0.08%
Newrez 38, 0.03% 0.47%
NVR Mortgage Finance Inc 39, 0.03% 1.12%
Carrington Mortgage Services 40, 0.03% 0.15%
Guaranteed Rate Inc 41, 0.03% 0.34%
TJC Mortgage, Inc 42, 0.04% 0.63%
TowneBank 43, 0.04% 0.96%
Absolute Home Mortgage 44, 0.04% 0.59%
Guaranteed Rate Affinity 45, 0.04% 0.94%
Southern Trust Mortgage 46, 0.05% 0.68%
Highlands Residential Mortgage Ltd 47, 0.05% 0.63%
Southeast Mortgage of Georgia 48, 0.05% 0.49%
New American Funding 49, 0.06% 0.73%
Movement Mortgage 50, 0.06% 12.35%
Quicken Loans 51, 0.06% 6.80%
Cornerstone Home Lending, Inc 52, 0.06% 0.62%
NFM, Inc 53, 0.07% 0.47%
Certainty Home Loans 54, 0.07% 1.55%
Flagstar Bank 55, 0.08% 0.46%
RPM Mortgage 56, 0.08% 0.55%
Pinnacle Bank 57, 0.10% 0.42%
Fairway Independent Mort Corp 58, 0.10% 3.84%
Guild Mortgage Company 59, 0.10% 1.35%
Eagle Home Mortgage 60, 0.11% 6.23%
Summit Funding Inc 61, 0.11% 0.73%
Primary Residential Mortgage Inc 62, 0.11% 0.52%
Nationstar Mortgage 63, 0.11% 0.46%
First-Citizens Bank & Trust Co 64, 0.11% 1.24%
Navy Federal Credit Union 65, 0.13% 1.14%
Mattamy Home Funding 66, 0.14% 1.46%
Finance of America Mortgage 67, 0.15% 0.31%
Founders Federal Credit Union 68, 0.30% 0.60%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Provident Funding Associates 1, -0.23% 1.86%
RoundPoint Mortgage Servicing Corporation 2, -0.15% 1.13%
Movement Mortgage 3, -0.14% 4.99%
Bank of America 4, -0.13% 4.50%
American Security Mortgage Corporation 5, -0.12% 1.37%
FirstBank 6, -0.12% 0.82%
Sharonview Federal CU 7, -0.10% 2.04%
Amerisave Mortgage Corporation 8, -0.10% 1.06%
Wyndham Capital Mortgage 9, -0.09% 1.40%
LoanDepot 10, -0.08% 3.83%
Ameris Bank 11, -0.07% 0.46%
Guaranteed Rate Inc 12, -0.07% 0.37%
Allen Tate Mortgage Partners 13, -0.06% 0.37%
Cardinal Financial Company LP 14, -0.05% 1.55%
Suntrust Banks, Inc 15, -0.05% 1.03%
Atlantic Bay Mortgage Group 16, -0.05% 1.25%
Us Bank 17, -0.05% 0.33%
Navy Federal Credit Union 18, -0.05% 0.61%
Highlands Residential Mortgage Ltd 19, -0.05% 0.15%
Usaa Federal Savings Bank 20, -0.05% 1.13%
Residential Mortgage Services 21, -0.05% 0.46%
First Federal Bank 22, -0.04% 1.31%
Newrez 23, -0.04% 1.28%
Primelending 24, -0.04% 0.49%
South State Bank 25, -0.04% 2.71%
Truist Bank 26, -0.04% 2.04%
Southern Trust Mortgage 27, -0.04% 0.52%
Fifth Third Bank, National Association 28, -0.03% 0.49%
JPMorgan Chase Bank 29, -0.03% 0.76%
Eagle Home Mortgage 30, -0.03% 0.27%
Southeast Mortgage of Georgia 31, -0.03% 0.06%
Potomac Mortgage Group, Inc 32, -0.03% 0.15%
New American Funding 33, -0.03% 0.73%
Taylor Morrison Home Funding 34, -0.02% 0.03%
RPM Mortgage 35, -0.02% 0.18%
Pinnacle Bank 36, -0.02% 0.21%
Guaranteed Rate Affinity 37, -0.02% 0.15%
NVR Mortgage Finance Inc 38, -0.02% 0.03%
Uwharrie Bank 39, -0.02% 0.27%
Pulte Mortgage 40, -0.02% 0.03%
Finance of America Mortgage 41, -0.02% 0.73%
TJC Mortgage, Inc 42, -0.02% 0.24%
Guild Mortgage Company 43, -0.02% 0.52%
DHI Mortgage Company Limited 44, -0.02% 0.06%
Caliber Home Loans Inc 45, -0.02% 0.70%
Flagstar Bank 46, -0.02% 0.58%
Pnc Bank 47, -0.01% 1.03%
First-Citizens Bank & Trust Co 48, -0.01% 1.22%
NFM, Inc 49, -0.01% 0.09%
TowneBank 50, -0.01% 0.15%
Pennymac Loan Services 51, -0.01% 2.65%
Summit Funding Inc 52, -0.01% 0.06%
Absolute Home Mortgage 53, -0.00% 0.18%
Reliance First Capital 54, -0.00% 0.79%
Certainty Home Loans 55, 0.00% 0.70%
Wells Fargo Bank 56, 0.00% 5.05%
Fairway Independent Mort Corp 57, 0.00% 2.49%
Cornerstone Home Lending, Inc 58, 0.00% 0.21%
Carrington Mortgage Services 59, 0.02% 1.40%
Primary Residential Mortgage Inc 60, 0.02% 0.33%
Lakeview Loan Servicing 61, 0.02% 2.22%
Nationstar Mortgage 62, 0.07% 2.28%
Quicken Loans 63, 0.08% 25.83%
Freedom Mortgage Corporation 64, 0.09% 2.43%
Founders Federal Credit Union 65, 0.22% 5.63%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.20% 5.10%
M/I Financial Corporation 2, -0.20% 1.21%
Provident Funding Associates 3, -0.18% 1.16%
DHI Mortgage Company Limited 4, -0.15% 2.43%
Truist Bank 5, -0.15% 2.57%
Pulte Mortgage 6, -0.14% 2.86%
RoundPoint Mortgage Servicing Corporation 7, -0.12% 0.52%
Inspire Home Loans Inc 8, -0.11% 0.29%
Amerisave Mortgage Corporation 9, -0.09% 0.45%
LoanDepot 10, -0.08% 2.48%
Suntrust Banks, Inc 11, -0.08% 1.32%
American Security Mortgage Corporation 12, -0.08% 2.27%
First Federal Bank 13, -0.07% 1.73%
FirstBank 14, -0.07% 0.58%
Sharonview Federal CU 15, -0.07% 1.26%
Taylor Morrison Home Funding 16, -0.06% 1.00%
Wells Fargo Bank 17, -0.06% 8.31%
Allen Tate Mortgage Partners 18, -0.05% 1.53%
Wyndham Capital Mortgage 19, -0.05% 0.86%
JPMorgan Chase Bank 20, -0.05% 0.78%
South State Bank 21, -0.03% 2.37%
Us Bank 22, -0.03% 0.55%
Residential Mortgage Services 23, -0.03% 0.68%
Atlantic Bay Mortgage Group 24, -0.02% 1.67%
Newrez 25, -0.02% 0.62%
Pnc Bank 26, -0.02% 0.81%
Cardinal Financial Company LP 27, -0.01% 0.87%
Primelending 28, -0.01% 1.28%
Ameris Bank 29, -0.01% 0.92%
Fifth Third Bank, National Association 30, -0.01% 0.32%
Guaranteed Rate Inc 31, -0.01% 0.38%
Uwharrie Bank 32, -0.00% 0.36%
Potomac Mortgage Group, Inc 33, 0.01% 0.55%
NVR Mortgage Finance Inc 34, 0.01% 0.77%
TJC Mortgage, Inc 35, 0.02% 0.46%
Finance of America Mortgage 36, 0.02% 0.35%
Guaranteed Rate Affinity 37, 0.02% 0.55%
New American Funding 38, 0.03% 0.61%
TowneBank 39, 0.03% 0.76%
Movement Mortgage 40, 0.03% 9.21%
Southern Trust Mortgage 41, 0.03% 0.57%
Southeast Mortgage of Georgia 42, 0.03% 0.31%
Highlands Residential Mortgage Ltd 43, 0.03% 0.49%
Caliber Home Loans Inc 44, 0.04% 0.22%
Certainty Home Loans 45, 0.04% 1.10%
Pennymac Loan Services 46, 0.04% 0.67%
Lakeview Loan Servicing 47, 0.04% 0.13%
Carrington Mortgage Services 48, 0.04% 0.22%
Reliance First Capital 49, 0.04% 0.22%
Flagstar Bank 50, 0.04% 0.35%
Absolute Home Mortgage 51, 0.04% 0.45%
Usaa Federal Savings Bank 52, 0.05% 0.58%
RPM Mortgage 53, 0.06% 0.31%
Cornerstone Home Lending, Inc 54, 0.06% 0.48%
NFM, Inc 55, 0.06% 0.32%
Fairway Independent Mort Corp 56, 0.08% 3.36%
First-Citizens Bank & Trust Co 57, 0.08% 1.47%
Pinnacle Bank 58, 0.08% 0.42%
Primary Residential Mortgage Inc 59, 0.08% 0.32%
Guild Mortgage Company 60, 0.10% 0.83%
Summit Funding Inc 61, 0.10% 0.44%
Eagle Home Mortgage 62, 0.10% 4.26%
Nationstar Mortgage 63, 0.11% 0.52%
Freedom Mortgage Corporation 64, 0.11% 0.74%
Quicken Loans 65, 0.12% 13.74%
Mattamy Home Funding 66, 0.15% 0.86%
Founders Federal Credit Union 67, 0.25% 3.23%
Navy Federal Credit Union 68, 0.30% 0.60%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.25% 4.77%
Truist Bank 2, -0.20% 2.78%
M/I Financial Corporation 3, -0.19% 1.88%
DHI Mortgage Company Limited 4, -0.14% 3.73%
Pulte Mortgage 5, -0.13% 4.43%
Inspire Home Loans Inc 6, -0.09% 0.45%
Suntrust Banks, Inc 7, -0.08% 1.40%
Wells Fargo Bank 8, -0.08% 9.32%
LoanDepot 9, -0.07% 2.08%
First Federal Bank 10, -0.07% 2.06%
Provident Funding Associates 11, -0.07% 0.45%
JPMorgan Chase Bank 12, -0.06% 0.72%
Taylor Morrison Home Funding 13, -0.05% 1.54%
American Security Mortgage Corporation 14, -0.05% 2.60%
Allen Tate Mortgage Partners 15, -0.04% 2.15%
Pnc Bank 16, -0.03% 0.52%
South State Bank 17, -0.02% 1.81%
Us Bank 18, -0.01% 0.61%
Residential Mortgage Services 19, -0.01% 0.77%
Sharonview Federal CU 20, -0.01% 0.54%
Atlantic Bay Mortgage Group 21, -0.00% 1.85%
FirstBank 22, 0.00% 0.34%
Primelending 23, 0.00% 1.63%
Fifth Third Bank, National Association 24, 0.00% 0.27%
RoundPoint Mortgage Servicing Corporation 25, 0.01% 0.25%
Carrington Mortgage Services 26, 0.01% 0.07%
Uwharrie Bank 27, 0.01% 0.38%
Pennymac Loan Services 28, 0.01% 0.16%
Ameris Bank 29, 0.02% 1.18%
Amerisave Mortgage Corporation 30, 0.02% 0.05%
Freedom Mortgage Corporation 31, 0.02% 0.36%
Potomac Mortgage Group, Inc 32, 0.02% 0.75%
Wyndham Capital Mortgage 33, 0.02% 0.48%
NVR Mortgage Finance Inc 34, 0.03% 1.18%
Reliance First Capital 35, 0.03% 0.07%
TJC Mortgage, Inc 36, 0.03% 0.57%
Newrez 37, 0.04% 0.38%
Lakeview Loan Servicing 38, 0.04% 0.07%
Guaranteed Rate Affinity 39, 0.04% 0.77%
Guaranteed Rate Inc 40, 0.04% 0.36%
TowneBank 41, 0.04% 1.06%
Southeast Mortgage of Georgia 42, 0.05% 0.43%
Caliber Home Loans Inc 43, 0.05% 0.18%
Certainty Home Loans 44, 0.05% 1.43%
Highlands Residential Mortgage Ltd 45, 0.06% 0.66%
Cardinal Financial Company LP 46, 0.06% 0.59%
Absolute Home Mortgage 47, 0.06% 0.61%
New American Funding 48, 0.06% 0.52%
Southern Trust Mortgage 49, 0.07% 0.63%
Flagstar Bank 50, 0.07% 0.32%
Cornerstone Home Lending, Inc 51, 0.08% 0.63%
NFM, Inc 52, 0.08% 0.43%
Movement Mortgage 53, 0.09% 11.40%
RPM Mortgage 54, 0.09% 0.38%
Usaa Federal Savings Bank 55, 0.09% 0.61%
Finance of America Mortgage 56, 0.10% 0.14%
Quicken Loans 57, 0.10% 6.88%
Nationstar Mortgage 58, 0.10% 0.20%
Primary Residential Mortgage Inc 59, 0.10% 0.36%
Fairway Independent Mort Corp 60, 0.11% 3.71%
Pinnacle Bank 61, 0.11% 0.52%
Eagle Home Mortgage 62, 0.12% 6.45%
Summit Funding Inc 63, 0.12% 0.63%
Guild Mortgage Company 64, 0.13% 1.09%
First-Citizens Bank & Trust Co 65, 0.13% 1.45%
Mattamy Home Funding 66, 0.16% 1.33%
Founders Federal Credit Union 67, 0.30% 0.84%
Navy Federal Credit Union 68, 0.39% 0.75%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Provident Funding Associates 1, -0.24% 2.44%
RoundPoint Mortgage Servicing Corporation 2, -0.19% 1.02%
Movement Mortgage 3, -0.16% 5.28%
Bank of America 4, -0.14% 5.69%
American Security Mortgage Corporation 5, -0.14% 1.67%
FirstBank 6, -0.13% 1.02%
Amerisave Mortgage Corporation 7, -0.12% 1.18%
Wyndham Capital Mortgage 8, -0.11% 1.54%
Sharonview Federal CU 9, -0.11% 2.56%
LoanDepot 10, -0.11% 3.21%
Ameris Bank 11, -0.09% 0.45%
Cardinal Financial Company LP 12, -0.09% 1.38%
Guaranteed Rate Inc 13, -0.08% 0.41%
Newrez 14, -0.08% 1.06%
Allen Tate Mortgage Partners 15, -0.07% 0.41%
Suntrust Banks, Inc 16, -0.07% 1.18%
Atlantic Bay Mortgage Group 17, -0.07% 1.34%
First Federal Bank 18, -0.06% 1.14%
Us Bank 19, -0.06% 0.45%
Residential Mortgage Services 20, -0.05% 0.53%
Highlands Residential Mortgage Ltd 21, -0.05% 0.20%
Usaa Federal Savings Bank 22, -0.05% 0.53%
South State Bank 23, -0.05% 3.37%
Southern Trust Mortgage 24, -0.05% 0.45%
Truist Bank 25, -0.05% 2.19%
Primelending 26, -0.05% 0.65%
RPM Mortgage 27, -0.04% 0.16%
JPMorgan Chase Bank 28, -0.04% 0.89%
Eagle Home Mortgage 29, -0.04% 0.32%
Southeast Mortgage of Georgia 30, -0.03% 0.08%
Guaranteed Rate Affinity 31, -0.03% 0.16%
Potomac Mortgage Group, Inc 32, -0.03% 0.20%
Finance of America Mortgage 33, -0.03% 0.73%
Fifth Third Bank, National Association 34, -0.03% 0.41%
Pinnacle Bank 35, -0.03% 0.24%
New American Funding 36, -0.03% 0.77%
Taylor Morrison Home Funding 37, -0.03% 0.04%
Guild Mortgage Company 38, -0.03% 0.37%
Navy Federal Credit Union 39, -0.03% 0.32%
NVR Mortgage Finance Inc 40, -0.03% 0.04%
Uwharrie Bank 41, -0.03% 0.32%
Pulte Mortgage 42, -0.03% 0.04%
TJC Mortgage, Inc 43, -0.02% 0.28%
Absolute Home Mortgage 44, -0.02% 0.16%
DHI Mortgage Company Limited 45, -0.02% 0.08%
First-Citizens Bank & Trust Co 46, -0.02% 1.50%
Pnc Bank 47, -0.02% 1.34%
NFM, Inc 48, -0.02% 0.12%
TowneBank 49, -0.02% 0.20%
Summit Funding Inc 50, -0.01% 0.08%
Certainty Home Loans 51, -0.01% 0.53%
Flagstar Bank 52, -0.01% 0.41%
Wells Fargo Bank 53, -0.00% 6.50%
Fairway Independent Mort Corp 54, -0.00% 2.72%
Cornerstone Home Lending, Inc 55, 0.01% 0.20%
Caliber Home Loans Inc 56, 0.01% 0.28%
Pennymac Loan Services 57, 0.02% 1.58%
Lakeview Loan Servicing 58, 0.02% 0.24%
Reliance First Capital 59, 0.02% 0.49%
Primary Residential Mortgage Inc 60, 0.03% 0.24%
Carrington Mortgage Services 61, 0.03% 0.49%
Nationstar Mortgage 62, 0.09% 1.10%
Quicken Loans 63, 0.11% 26.08%
Freedom Mortgage Corporation 64, 0.13% 1.42%
Founders Federal Credit Union 65, 0.22% 7.51%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Federal Bank 1, -0.26% 4.41%
Quicken Loans 2, -0.07% 13.91%
American Security Mortgage Corporation 3, -0.07% 2.58%
Freedom Mortgage Corporation 4, -0.06% 2.78%
Inspire Home Loans Inc 5, -0.06% 0.68%
Residential Mortgage Services 6, -0.05% 1.09%
Bank of America 7, -0.05% 0.54%
Movement Mortgage 8, -0.04% 14.38%
Navy Federal Credit Union 9, -0.04% 0.41%
Cardinal Financial Company LP 10, -0.03% 2.99%
Atlantic Bay Mortgage Group 11, -0.03% 4.55%
Pulte Mortgage 12, -0.02% 0.47%
Pinnacle Bank 13, -0.02% 0.20%
Wyndham Capital Mortgage 14, -0.01% 0.88%
Suntrust Banks, Inc 15, -0.01% 0.68%
Potomac Mortgage Group, Inc 16, -0.01% 0.81%
RoundPoint Mortgage Servicing Corporation 17, -0.01% 0.47%
Ameris Bank 18, -0.00% 0.41%
Amerisave Mortgage Corporation 19, -0.00% 0.34%
Reliance First Capital 20, -0.00% 0.95%
Absolute Home Mortgage 21, -0.00% 0.75%
FirstBank 22, 0.00% 0.20%
South State Bank 23, 0.00% 0.41%
Provident Funding Associates 24, 0.00% 0.07%
Caliber Home Loans Inc 25, 0.01% 0.61%
Guaranteed Rate Inc 26, 0.01% 0.14%
Us Bank 27, 0.01% 0.54%
Southern Trust Mortgage 28, 0.01% 0.81%
Pennymac Loan Services 29, 0.01% 1.22%
First-Citizens Bank & Trust Co 30, 0.02% 0.81%
M/I Financial Corporation 31, 0.02% 0.47%
Highlands Residential Mortgage Ltd 32, 0.02% 0.47%
Uwharrie Bank 33, 0.02% 0.41%
Truist Bank 34, 0.02% 0.07%
Newrez 35, 0.03% 1.22%
Cornerstone Home Lending, Inc 36, 0.03% 0.61%
Fifth Third Bank, National Association 37, 0.03% 0.27%
Flagstar Bank 38, 0.04% 0.20%
TowneBank 39, 0.04% 0.47%
Carrington Mortgage Services 40, 0.04% 1.97%
New American Funding 41, 0.04% 1.49%
Wells Fargo Bank 42, 0.05% 0.07%
Guild Mortgage Company 43, 0.06% 2.24%
NVR Mortgage Finance Inc 44, 0.06% 1.15%
TJC Mortgage, Inc 45, 0.06% 0.68%
Primelending 46, 0.06% 1.83%
Southeast Mortgage of Georgia 47, 0.06% 0.54%
NFM, Inc 48, 0.06% 0.34%
Fairway Independent Mort Corp 49, 0.06% 3.60%
RPM Mortgage 50, 0.07% 0.81%
Eagle Home Mortgage 51, 0.08% 4.00%
Guaranteed Rate Affinity 52, 0.08% 0.95%
Certainty Home Loans 53, 0.10% 2.10%
Nationstar Mortgage 54, 0.11% 3.46%
Lakeview Loan Servicing 55, 0.11% 3.12%
DHI Mortgage Company Limited 56, 0.11% 1.09%
Summit Funding Inc 57, 0.12% 0.81%
Mattamy Home Funding 58, 0.12% 1.36%
Primary Residential Mortgage Inc 59, 0.13% 1.02%
Finance of America Mortgage 60, 0.15% 1.09%
LoanDepot 61, 0.18% 2.99%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Federal Bank 1, -0.26% 6.00%
Freedom Mortgage Corporation 2, -0.15% 1.88%
Quicken Loans 3, -0.08% 7.32%
American Security Mortgage Corporation 4, -0.07% 3.28%
Inspire Home Loans Inc 5, -0.06% 0.94%
Residential Mortgage Services 6, -0.06% 1.31%
Cardinal Financial Company LP 7, -0.06% 3.00%
Bank of America 8, -0.05% 0.66%
Movement Mortgage 9, -0.04% 18.11%
Navy Federal Credit Union 10, -0.04% 0.56%
Atlantic Bay Mortgage Group 11, -0.03% 5.91%
Wyndham Capital Mortgage 12, -0.02% 0.84%
Pulte Mortgage 13, -0.02% 0.66%
Suntrust Banks, Inc 14, -0.01% 0.84%
Pinnacle Bank 15, -0.01% 0.28%
Absolute Home Mortgage 16, -0.01% 0.84%
Potomac Mortgage Group, Inc 17, -0.01% 1.13%
South State Bank 18, -0.01% 0.38%
Reliance First Capital 19, -0.00% 0.28%
Pennymac Loan Services 20, -0.00% 0.19%
Ameris Bank 21, -0.00% 0.47%
Caliber Home Loans Inc 22, -0.00% 0.28%
RoundPoint Mortgage Servicing Corporation 23, 0.00% 0.19%
FirstBank 24, 0.01% 0.28%
Amerisave Mortgage Corporation 25, 0.01% 0.09%
Guaranteed Rate Inc 26, 0.01% 0.19%
Us Bank 27, 0.01% 0.75%
Southern Trust Mortgage 28, 0.01% 0.94%
Lakeview Loan Servicing 29, 0.02% 0.19%
First-Citizens Bank & Trust Co 30, 0.02% 0.94%
M/I Financial Corporation 31, 0.02% 0.66%
Newrez 32, 0.02% 0.84%
Highlands Residential Mortgage Ltd 33, 0.03% 0.66%
Uwharrie Bank 34, 0.03% 0.56%
Cornerstone Home Lending, Inc 35, 0.03% 0.84%
Fifth Third Bank, National Association 36, 0.04% 0.28%
TowneBank 37, 0.04% 0.66%
Flagstar Bank 38, 0.05% 0.19%
Wells Fargo Bank 39, 0.05% 0.09%
Carrington Mortgage Services 40, 0.06% 0.38%
New American Funding 41, 0.06% 1.78%
NVR Mortgage Finance Inc 42, 0.06% 1.59%
Primelending 43, 0.06% 2.53%
Southeast Mortgage of Georgia 44, 0.06% 0.75%
Guild Mortgage Company 45, 0.06% 2.72%
NFM, Inc 46, 0.06% 0.47%
TJC Mortgage, Inc 47, 0.06% 0.84%
Fairway Independent Mort Corp 48, 0.07% 4.32%
RPM Mortgage 49, 0.08% 1.03%
Eagle Home Mortgage 50, 0.08% 5.53%
Guaranteed Rate Affinity 51, 0.08% 1.31%
DHI Mortgage Company Limited 52, 0.12% 1.50%
Certainty Home Loans 53, 0.12% 2.25%
Summit Funding Inc 54, 0.12% 1.13%
Mattamy Home Funding 55, 0.13% 1.88%
Primary Residential Mortgage Inc 56, 0.15% 1.13%
Nationstar Mortgage 57, 0.15% 1.22%
Finance of America Mortgage 58, 0.18% 1.22%
LoanDepot 59, 0.26% 2.91%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Quicken Loans 1, -0.07% 31.13%
Movement Mortgage 2, -0.05% 4.66%
RoundPoint Mortgage Servicing Corporation 3, -0.02% 1.23%
Amerisave Mortgage Corporation 4, -0.02% 0.98%
New American Funding 5, -0.01% 0.74%
LoanDepot 6, -0.01% 3.19%
Reliance First Capital 7, -0.01% 2.70%
First Federal Bank 8, -0.01% 0.25%
Southern Trust Mortgage 9, -0.01% 0.49%
Wyndham Capital Mortgage 10, -0.01% 0.98%
Provident Funding Associates 11, -0.01% 0.25%
Fairway Independent Mort Corp 12, -0.00% 1.72%
Ameris Bank 13, 0.00% 0.25%
American Security Mortgage Corporation 14, 0.00% 0.74%
Pennymac Loan Services 15, 0.00% 3.92%
Suntrust Banks, Inc 16, 0.00% 0.25%
Caliber Home Loans Inc 17, 0.00% 1.47%
Residential Mortgage Services 18, 0.00% 0.49%
TJC Mortgage, Inc 19, 0.01% 0.25%
Bank of America 20, 0.01% 0.25%
Flagstar Bank 21, 0.01% 0.25%
Freedom Mortgage Corporation 22, 0.01% 5.15%
Truist Bank 23, 0.01% 0.25%
Guild Mortgage Company 24, 0.01% 0.98%
Fifth Third Bank, National Association 25, 0.02% 0.25%
Newrez 26, 0.02% 2.21%
South State Bank 27, 0.02% 0.49%
Atlantic Bay Mortgage Group 28, 0.02% 0.98%
Certainty Home Loans 29, 0.02% 1.72%
Carrington Mortgage Services 30, 0.03% 6.13%
RPM Mortgage 31, 0.03% 0.25%
First-Citizens Bank & Trust Co 32, 0.03% 0.49%
Cardinal Financial Company LP 33, 0.03% 2.94%
Finance of America Mortgage 34, 0.03% 0.74%
Primary Residential Mortgage Inc 35, 0.05% 0.74%
Absolute Home Mortgage 36, 0.05% 0.49%
Nationstar Mortgage 37, 0.08% 9.31%
Lakeview Loan Servicing 38, 0.10% 10.78%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Sharonview Federal CU 1, -0.04% 5.70%
Wells Fargo Bank 2, -0.04% 23.42%
Fifth Third Bank, National Association 3, -0.02% 3.80%
Bank of America 4, -0.01% 10.13%
Truist Bank 5, -0.01% 12.03%
Pulte Mortgage 6, -0.00% 4.43%
Us Bank 7, 0.01% 0.63%
Guaranteed Rate Affinity 8, 0.01% 1.27%
Pinnacle Bank 9, 0.01% 0.63%
Newrez 10, 0.02% 0.63%
First-Citizens Bank & Trust Co 11, 0.02% 0.63%
Guaranteed Rate Inc 12, 0.02% 0.63%
Suntrust Banks, Inc 13, 0.02% 6.96%
Fairway Independent Mort Corp 14, 0.02% 2.53%
Pnc Bank 15, 0.02% 1.27%
Allen Tate Mortgage Partners 16, 0.02% 0.63%
Potomac Mortgage Group, Inc 17, 0.02% 0.63%
Cardinal Financial Company LP 18, 0.02% 1.27%
American Security Mortgage Corporation 19, 0.02% 1.27%
Primary Residential Mortgage Inc 20, 0.03% 0.63%
Cornerstone Home Lending, Inc 21, 0.03% 0.63%
LoanDepot 22, 0.03% 1.27%
Quicken Loans 23, 0.04% 3.16%
Movement Mortgage 24, 0.04% 1.90%
South State Bank 25, 0.04% 2.53%
Caliber Home Loans Inc 26, 0.05% 0.63%
Navy Federal Credit Union 27, 0.05% 3.16%
Atlantic Bay Mortgage Group 28, 0.06% 1.90%
JPMorgan Chase Bank 29, 0.06% 5.70%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Sharonview Federal CU 1, -0.05% 4.59%
Wells Fargo Bank 2, -0.04% 30.28%
Truist Bank 3, -0.02% 9.17%
Bank of America 4, -0.01% 8.26%
Pulte Mortgage 5, 0.00% 6.42%
Fifth Third Bank, National Association 6, 0.01% 0.92%
Suntrust Banks, Inc 7, 0.01% 7.34%
Us Bank 8, 0.02% 0.92%
Guaranteed Rate Affinity 9, 0.02% 1.83%
Guaranteed Rate Inc 10, 0.02% 0.92%
Fairway Independent Mort Corp 11, 0.02% 2.75%
Pnc Bank 12, 0.02% 1.83%
Allen Tate Mortgage Partners 13, 0.03% 0.92%
Potomac Mortgage Group, Inc 14, 0.03% 0.92%
Cardinal Financial Company LP 15, 0.03% 1.83%
Cornerstone Home Lending, Inc 16, 0.03% 0.92%
American Security Mortgage Corporation 17, 0.04% 0.92%
Quicken Loans 18, 0.04% 3.67%
Movement Mortgage 19, 0.04% 2.75%
Navy Federal Credit Union 20, 0.06% 4.59%
Atlantic Bay Mortgage Group 21, 0.06% 2.75%
JPMorgan Chase Bank 22, 0.09% 5.50%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Fifth Third Bank, National Association 1, -0.03% 10.20%
Sharonview Federal CU 2, -0.03% 8.16%
Bank of America 3, -0.02% 14.29%
Truist Bank 4, -0.01% 18.37%
JPMorgan Chase Bank 5, -0.00% 6.12%
Pinnacle Bank 6, 0.01% 2.04%
Newrez 7, 0.01% 2.04%
Fairway Independent Mort Corp 8, 0.01% 2.04%
First-Citizens Bank & Trust Co 9, 0.01% 2.04%
American Security Mortgage Corporation 10, 0.01% 2.04%
Primary Residential Mortgage Inc 11, 0.02% 2.04%
Wells Fargo Bank 12, 0.02% 8.16%
LoanDepot 13, 0.02% 4.08%
Quicken Loans 14, 0.03% 2.04%
Suntrust Banks, Inc 15, 0.04% 6.12%
South State Bank 16, 0.04% 8.16%
Caliber Home Loans Inc 17, 0.04% 2.04%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.13% 4.14%
Wells Fargo Bank 2, -0.09% 3.92%
DHI Mortgage Company Limited 3, -0.08% 1.53%
Usaa Federal Savings Bank 4, -0.07% 8.28%
Lakeview Loan Servicing 5, -0.07% 2.51%
RoundPoint Mortgage Servicing Corporation 6, -0.06% 0.76%
Pennymac Loan Services 7, -0.04% 4.14%
Wyndham Capital Mortgage 8, -0.04% 0.76%
Caliber Home Loans Inc 9, -0.03% 1.42%
LoanDepot 10, -0.03% 4.58%
M/I Financial Corporation 11, -0.03% 1.53%
Southern Trust Mortgage 12, -0.02% 0.87%
Bank of America 13, -0.02% 0.54%
Summit Funding Inc 14, -0.02% 0.54%
Pulte Mortgage 15, -0.02% 0.87%
Allen Tate Mortgage Partners 16, -0.01% 0.76%
Potomac Mortgage Group, Inc 17, -0.01% 0.22%
Ameris Bank 18, -0.01% 1.20%
Pnc Bank 19, -0.01% 0.22%
Atlantic Bay Mortgage Group 20, -0.01% 1.85%
Guaranteed Rate Affinity 21, -0.01% 0.98%
First Federal Bank 22, -0.01% 2.61%
Inspire Home Loans Inc 23, -0.01% 0.11%
Cardinal Financial Company LP 24, -0.01% 1.20%
Us Bank 25, -0.01% 0.22%
Finance of America Mortgage 26, -0.01% 0.33%
Guaranteed Rate Inc 27, -0.01% 0.44%
Cornerstone Home Lending, Inc 28, -0.01% 0.22%
Suntrust Banks, Inc 29, -0.00% 0.87%
New American Funding 30, -0.00% 0.54%
TJC Mortgage, Inc 31, -0.00% 0.54%
American Security Mortgage Corporation 32, -0.00% 1.74%
Amerisave Mortgage Corporation 33, -0.00% 0.22%
FirstBank 34, -0.00% 0.54%
Uwharrie Bank 35, -0.00% 0.33%
First-Citizens Bank & Trust Co 36, -0.00% 0.22%
Highlands Residential Mortgage Ltd 37, 0.00% 0.33%
South State Bank 38, 0.00% 0.11%
Taylor Morrison Home Funding 39, 0.00% 0.54%
Residential Mortgage Services 40, 0.00% 0.22%
Truist Bank 41, 0.00% 0.98%
Primelending 42, 0.01% 1.63%
Guild Mortgage Company 43, 0.01% 1.09%
NFM, Inc 44, 0.01% 0.54%
Reliance First Capital 45, 0.01% 0.76%
TowneBank 46, 0.01% 0.54%
Newrez 47, 0.01% 0.98%
Southeast Mortgage of Georgia 48, 0.01% 0.33%
Primary Residential Mortgage Inc 49, 0.02% 0.54%
Certainty Home Loans 50, 0.02% 1.20%
Flagstar Bank 51, 0.03% 2.18%
Mattamy Home Funding 52, 0.03% 1.20%
RPM Mortgage 53, 0.04% 0.76%
Eagle Home Mortgage 54, 0.04% 4.36%
Fairway Independent Mort Corp 55, 0.05% 3.27%
Carrington Mortgage Services 56, 0.06% 1.20%
Quicken Loans 57, 0.06% 12.09%
Nationstar Mortgage 58, 0.06% 1.74%
Freedom Mortgage Corporation 59, 0.08% 3.59%
Movement Mortgage 60, 0.08% 8.06%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.15% 4.73%
Wells Fargo Bank 2, -0.09% 6.18%
Usaa Federal Savings Bank 3, -0.09% 9.45%
DHI Mortgage Company Limited 4, -0.07% 2.55%
Wyndham Capital Mortgage 5, -0.04% 0.55%
Pennymac Loan Services 6, -0.04% 1.09%
Caliber Home Loans Inc 7, -0.03% 0.73%
Freedom Mortgage Corporation 8, -0.03% 1.64%
M/I Financial Corporation 9, -0.02% 2.55%
Bank of America 10, -0.02% 0.91%
Summit Funding Inc 11, -0.02% 0.91%
Southern Trust Mortgage 12, -0.02% 0.73%
Allen Tate Mortgage Partners 13, -0.02% 0.91%
Newrez 14, -0.02% 0.55%
First Federal Bank 15, -0.01% 1.82%
Pnc Bank 16, -0.01% 0.18%
Pulte Mortgage 17, -0.01% 1.45%
Atlantic Bay Mortgage Group 18, -0.01% 2.36%
Potomac Mortgage Group, Inc 19, -0.01% 0.36%
Guaranteed Rate Affinity 20, -0.01% 1.45%
Inspire Home Loans Inc 21, -0.01% 0.18%
Ameris Bank 22, -0.01% 1.45%
Us Bank 23, -0.00% 0.36%
Cardinal Financial Company LP 24, -0.00% 1.09%
TJC Mortgage, Inc 25, 0.00% 0.91%
Suntrust Banks, Inc 26, 0.00% 1.27%
American Security Mortgage Corporation 27, 0.00% 2.91%
First-Citizens Bank & Trust Co 28, 0.00% 0.36%
New American Funding 29, 0.00% 0.55%
Highlands Residential Mortgage Ltd 30, 0.00% 0.55%
Uwharrie Bank 31, 0.00% 0.36%
South State Bank 32, 0.01% 0.18%
Guaranteed Rate Inc 33, 0.01% 0.36%
Taylor Morrison Home Funding 34, 0.01% 0.91%
Residential Mortgage Services 35, 0.01% 0.36%
Primelending 36, 0.01% 2.73%
Reliance First Capital 37, 0.01% 0.73%
NFM, Inc 38, 0.01% 0.91%
FirstBank 39, 0.01% 0.55%
TowneBank 40, 0.01% 0.91%
Truist Bank 41, 0.01% 1.09%
Carrington Mortgage Services 42, 0.01% 0.36%
Southeast Mortgage of Georgia 43, 0.02% 0.55%
LoanDepot 44, 0.02% 1.82%
Guild Mortgage Company 45, 0.02% 1.09%
Primary Residential Mortgage Inc 46, 0.02% 0.73%
Nationstar Mortgage 47, 0.03% 1.09%
Certainty Home Loans 48, 0.03% 1.45%
Quicken Loans 49, 0.04% 5.82%
Mattamy Home Funding 50, 0.04% 2.00%
Eagle Home Mortgage 51, 0.05% 7.09%
RPM Mortgage 52, 0.05% 1.09%
Fairway Independent Mort Corp 53, 0.06% 4.18%
Flagstar Bank 54, 0.08% 2.18%
Movement Mortgage 55, 0.12% 10.73%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Lakeview Loan Servicing 1, -0.08% 6.25%
Movement Mortgage 2, -0.07% 4.08%
Navy Federal Credit Union 3, -0.06% 3.26%
RoundPoint Mortgage Servicing Corporation 4, -0.06% 1.90%
LoanDepot 5, -0.05% 8.70%
Usaa Federal Savings Bank 6, -0.04% 6.52%
Pennymac Loan Services 7, -0.04% 8.70%
Caliber Home Loans Inc 8, -0.04% 2.45%
Wyndham Capital Mortgage 9, -0.03% 1.09%
Southern Trust Mortgage 10, -0.03% 1.09%
Flagstar Bank 11, -0.03% 2.17%
Ameris Bank 12, -0.03% 0.82%
FirstBank 13, -0.02% 0.54%
Guaranteed Rate Inc 14, -0.02% 0.54%
Cardinal Financial Company LP 15, -0.02% 1.36%
Suntrust Banks, Inc 16, -0.02% 0.27%
New American Funding 17, -0.02% 0.54%
Guild Mortgage Company 18, -0.01% 1.09%
Finance of America Mortgage 19, -0.01% 0.82%
Truist Bank 20, -0.01% 0.82%
Eagle Home Mortgage 21, -0.01% 0.27%
Uwharrie Bank 22, -0.01% 0.27%
Pnc Bank 23, -0.01% 0.27%
Cornerstone Home Lending, Inc 24, -0.01% 0.54%
RPM Mortgage 25, -0.01% 0.27%
First Federal Bank 26, -0.01% 3.80%
Amerisave Mortgage Corporation 27, -0.01% 0.54%
Allen Tate Mortgage Partners 28, -0.00% 0.54%
Atlantic Bay Mortgage Group 29, -0.00% 1.09%
Primary Residential Mortgage Inc 30, 0.00% 0.27%
Reliance First Capital 31, 0.01% 0.82%
Fairway Independent Mort Corp 32, 0.01% 1.90%
Guaranteed Rate Affinity 33, 0.01% 0.27%
Certainty Home Loans 34, 0.01% 0.82%
Newrez 35, 0.03% 1.63%
Wells Fargo Bank 36, 0.03% 0.54%
Carrington Mortgage Services 37, 0.06% 2.45%
Quicken Loans 38, 0.06% 21.47%
Nationstar Mortgage 39, 0.07% 2.72%
Freedom Mortgage Corporation 40, 0.11% 6.52%

* Data is compiled for the Fort Mill, SC commuting zone area, which comprises of counties of Chester County, SC, Lancaster County, SC, and York County, SC. This includes cities/towns/communities of Fort Mill, SC as well as Rock Hill, SC, Lake Wylie, SC, Tega Cay, SC, York, SC, Clover, SC, India Hook, SC, Newport, SC, Elgin, SC, Lesslie, SC, Lancaster, SC, Catawba, SC, Kershaw, SC, Fort Lawn, SC, Sharon, SC, McConnells, SC, Heath Springs, SC, Chester, SC, Eureka Mill, SC, Springdale, SC, Richburg, SC, Gayle Mill, SC, Lowrys, SC, and Great Falls, SC. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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