Top Mortgage Lenders in Redding, CA

Which mortgage lender in the Redding, CA area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Redding, CA area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Redding, CA area is Guild Mortgage Company, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.20%. This means that Guild Mortgage Company provided a -0.20% lower interest rate for its customers than other lenders in Redding, CA for a similar set of borrowers. Guild Mortgage Company has a market share of 2.9%. On the other hand, the most popular lender in the market is Quicken Loans, with a market share of 10.0%. Quicken Loans is an average rate lender in this area, with a “Rate Difference” of +0.01% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Redding, CA area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Redding, CA is Guild Mortgage Company. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Wells Fargo Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Commerce Home Mortgage. The cheapest VA mortgage provider is Home Point Financial Corporation. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Ranking of Mortgage Lenders in Redding, CA

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Guild Mortgage Company 1, -0.20% 2.92%
Provident Funding Associates 2, -0.18% 0.99%
Tri Counties Bank 3, -0.16% 2.68%
Sierra Central Credit Union 4, -0.14% 1.84%
CashCall Mortgage 5, -0.12% 0.48%
DHI Mortgage Company Limited 6, -0.12% 0.33%
LoanDepot 7, -0.10% 2.42%
Newrez 8, -0.10% 1.27%
Bank of America 9, -0.09% 1.25%
Home Point Financial Corporation 10, -0.09% 1.19%
HomeBridge Financial Services, Inc 11, -0.08% 0.92%
Megastar Financial Corporation 12, -0.07% 1.25%
JG Wentworth Home Lending 13, -0.06% 0.55%
Midwest Equity Mortgage 14, -0.06% 1.18%
Paramount Residential Mortgage Group Inc 15, -0.06% 1.53%
JPMorgan Chase Bank 16, -0.05% 1.34%
Hometown Lenders INC 17, -0.05% 0.52%
New American Funding 18, -0.04% 0.48%
Caliber Home Loans Inc 19, -0.04% 9.52%
Usaa Federal Savings Bank 20, -0.03% 0.75%
The Golden 1 Credit Union 21, -0.02% 0.65%
Lakeview Loan Servicing 22, -0.02% 0.33%
Keller Mortgage 23, -0.02% 0.50%
Sierra Pacific Mortgage 24, -0.02% 1.08%
Paramount Equity Mortgage 25, -0.02% 0.82%
Wells Fargo Bank 26, -0.02% 3.73%
Stearns Lending 27, -0.01% 0.38%
Gold Star Mortgage Financial Group, Corporation 28, -0.01% 0.38%
Movement Mortgage 29, -0.01% 2.58%
Fairway Independent Mort Corp 30, -0.00% 0.64%
Dignified Home Loans 31, 0.01% 0.36%
Amerifirst Financial Inc 32, 0.01% 0.44%
Pennymac Loan Services 33, 0.01% 1.51%
Flagstar Bank 34, 0.01% 3.64%
Quicken Loans 35, 0.01% 10.04%
Carrington Mortgage Services 36, 0.02% 0.42%
Commerce Home Mortgage 37, 0.02% 9.18%
Us Bank 38, 0.02% 1.70%
Finance of America Mortgage 39, 0.02% 1.06%
Premier Mortgage Resources 40, 0.03% 0.69%
Freedom Mortgage Corporation 41, 0.03% 1.26%
American Pacific Mortgage Corporation 42, 0.04% 6.40%
Ditech Financial 43, 0.04% 0.78%
Axia Financial 44, 0.04% 0.55%
Mechanics Bank 45, 0.07% 0.37%
Umpqua Bank 46, 0.07% 1.12%
HomeStreet Bank 47, 0.09% 0.91%
Primelending 48, 0.10% 4.16%
Loan Simple Inc 49, 0.13% 1.29%
Evergreen Moneysource Mortgage Company 50, 0.13% 0.67%
Summit Funding Inc 51, 0.17% 7.66%
Nationstar Mortgage 52, 0.17% 1.27%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Guild Mortgage Company 1, -0.28% 3.81%
Wells Fargo Bank 2, -0.18% 3.16%
HomeBridge Financial Services, Inc 3, -0.15% 1.05%
Sierra Central Credit Union 4, -0.13% 0.72%
Tri Counties Bank 5, -0.13% 1.79%
The Golden 1 Credit Union 6, -0.12% 0.53%
Bank of America 7, -0.12% 0.80%
DHI Mortgage Company Limited 8, -0.11% 0.65%
JPMorgan Chase Bank 9, -0.11% 1.16%
Home Point Financial Corporation 10, -0.11% 0.88%
Keller Mortgage 11, -0.09% 0.59%
Paramount Residential Mortgage Group Inc 12, -0.09% 1.87%
Provident Funding Associates 13, -0.09% 0.44%
LoanDepot 14, -0.05% 0.53%
Midwest Equity Mortgage 15, -0.05% 1.16%
Hometown Lenders INC 16, -0.05% 0.93%
Us Bank 17, -0.05% 1.35%
JG Wentworth Home Lending 18, -0.04% 0.19%
Megastar Financial Corporation 19, -0.03% 1.60%
Newrez 20, -0.03% 0.44%
Freedom Mortgage Corporation 21, -0.03% 0.93%
Mechanics Bank 22, -0.03% 0.29%
Caliber Home Loans Inc 23, -0.03% 11.27%
Stearns Lending 24, -0.02% 0.55%
Usaa Federal Savings Bank 25, -0.02% 0.88%
Quicken Loans 26, -0.02% 3.60%
Gold Star Mortgage Financial Group, Corporation 27, -0.01% 0.55%
Pennymac Loan Services 28, -0.01% 0.21%
Ditech Financial 29, -0.01% 0.48%
Commerce Home Mortgage 30, -0.01% 13.10%
New American Funding 31, -0.01% 0.32%
Premier Mortgage Resources 32, -0.00% 0.72%
Movement Mortgage 33, 0.00% 3.55%
Sierra Pacific Mortgage 34, 0.00% 1.24%
Paramount Equity Mortgage 35, 0.01% 0.11%
Flagstar Bank 36, 0.01% 3.77%
Dignified Home Loans 37, 0.01% 0.63%
Fairway Independent Mort Corp 38, 0.01% 0.84%
Lakeview Loan Servicing 39, 0.01% 0.02%
Amerifirst Financial Inc 40, 0.03% 0.27%
American Pacific Mortgage Corporation 41, 0.04% 9.00%
Axia Financial 42, 0.04% 0.69%
Carrington Mortgage Services 43, 0.05% 0.04%
Finance of America Mortgage 44, 0.05% 1.14%
CashCall Mortgage 45, 0.06% 0.11%
Nationstar Mortgage 46, 0.06% 0.50%
Primelending 47, 0.06% 5.41%
HomeStreet Bank 48, 0.09% 1.54%
Umpqua Bank 49, 0.09% 1.07%
Evergreen Moneysource Mortgage Company 50, 0.15% 0.93%
Loan Simple Inc 51, 0.17% 2.02%
Summit Funding Inc 52, 0.19% 10.60%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Provident Funding Associates 1, -0.21% 1.57%
Tri Counties Bank 2, -0.18% 3.61%
Sierra Central Credit Union 3, -0.15% 3.00%
CashCall Mortgage 4, -0.14% 0.87%
Megastar Financial Corporation 5, -0.13% 0.89%
Newrez 6, -0.11% 2.13%
LoanDepot 7, -0.11% 4.37%
Home Point Financial Corporation 8, -0.08% 1.50%
Midwest Equity Mortgage 9, -0.08% 1.20%
Bank of America 10, -0.08% 1.72%
JG Wentworth Home Lending 11, -0.07% 0.91%
New American Funding 12, -0.07% 0.65%
Caliber Home Loans Inc 13, -0.06% 7.70%
Sierra Pacific Mortgage 14, -0.05% 0.91%
Usaa Federal Savings Bank 15, -0.05% 0.61%
Lakeview Loan Servicing 16, -0.03% 0.65%
Paramount Equity Mortgage 17, -0.03% 1.57%
Guild Mortgage Company 18, -0.02% 2.00%
Fairway Independent Mort Corp 19, -0.02% 0.43%
Movement Mortgage 20, -0.02% 1.57%
Hometown Lenders INC 21, -0.02% 0.11%
Loan Simple Inc 22, -0.01% 0.54%
Amerifirst Financial Inc 23, -0.01% 0.61%
Finance of America Mortgage 24, -0.00% 0.98%
Paramount Residential Mortgage Group Inc 25, -0.00% 1.17%
Gold Star Mortgage Financial Group, Corporation 26, -0.00% 0.22%
JPMorgan Chase Bank 27, -0.00% 1.52%
Dignified Home Loans 28, 0.00% 0.09%
Carrington Mortgage Services 29, 0.01% 0.80%
Pennymac Loan Services 30, 0.01% 2.85%
Stearns Lending 31, 0.01% 0.22%
HomeBridge Financial Services, Inc 32, 0.01% 0.78%
Quicken Loans 33, 0.02% 16.70%
Flagstar Bank 34, 0.02% 3.50%
American Pacific Mortgage Corporation 35, 0.03% 3.72%
The Golden 1 Credit Union 36, 0.04% 0.78%
Axia Financial 37, 0.05% 0.39%
Umpqua Bank 38, 0.05% 1.17%
Ditech Financial 39, 0.06% 1.09%
Premier Mortgage Resources 40, 0.07% 0.67%
Us Bank 41, 0.07% 2.07%
Freedom Mortgage Corporation 42, 0.07% 1.61%
Commerce Home Mortgage 43, 0.08% 5.13%
Keller Mortgage 44, 0.09% 0.41%
Evergreen Moneysource Mortgage Company 45, 0.10% 0.41%
Wells Fargo Bank 46, 0.10% 4.33%
Summit Funding Inc 47, 0.12% 4.61%
HomeStreet Bank 48, 0.12% 0.26%
Mechanics Bank 49, 0.13% 0.46%
Primelending 50, 0.19% 2.87%
Nationstar Mortgage 51, 0.20% 2.07%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Guild Mortgage Company 1, -0.33% 2.59%
Provident Funding Associates 2, -0.18% 1.33%
Tri Counties Bank 3, -0.17% 3.45%
DHI Mortgage Company Limited 4, -0.15% 0.29%
Sierra Central Credit Union 5, -0.14% 2.45%
LoanDepot 6, -0.14% 2.18%
HomeBridge Financial Services, Inc 7, -0.13% 0.77%
CashCall Mortgage 8, -0.13% 0.59%
Newrez 9, -0.11% 1.33%
Bank of America 10, -0.10% 1.50%
Megastar Financial Corporation 11, -0.09% 1.33%
Home Point Financial Corporation 12, -0.08% 0.89%
New American Funding 13, -0.08% 0.43%
JG Wentworth Home Lending 14, -0.07% 0.63%
Midwest Equity Mortgage 15, -0.07% 1.09%
Hometown Lenders INC 16, -0.07% 0.39%
JPMorgan Chase Bank 17, -0.05% 1.68%
Caliber Home Loans Inc 18, -0.05% 9.47%
Paramount Equity Mortgage 19, -0.03% 0.83%
The Golden 1 Credit Union 20, -0.03% 0.84%
Stearns Lending 21, -0.03% 0.29%
Gold Star Mortgage Financial Group, Corporation 22, -0.02% 0.42%
Keller Mortgage 23, -0.02% 0.63%
Wells Fargo Bank 24, -0.02% 4.67%
Sierra Pacific Mortgage 25, -0.02% 1.09%
Paramount Residential Mortgage Group Inc 26, -0.02% 1.16%
Dignified Home Loans 27, -0.01% 0.34%
Carrington Mortgage Services 28, -0.01% 0.11%
Lakeview Loan Servicing 29, -0.01% 0.11%
Usaa Federal Savings Bank 30, -0.01% 0.42%
Fairway Independent Mort Corp 31, -0.01% 0.54%
Flagstar Bank 32, 0.00% 3.29%
Movement Mortgage 33, 0.01% 2.39%
Amerifirst Financial Inc 34, 0.01% 0.46%
Quicken Loans 35, 0.01% 11.28%
Finance of America Mortgage 36, 0.02% 1.16%
Us Bank 37, 0.03% 1.96%
Freedom Mortgage Corporation 38, 0.03% 1.12%
Premier Mortgage Resources 39, 0.04% 0.80%
American Pacific Mortgage Corporation 40, 0.04% 5.56%
Pennymac Loan Services 41, 0.06% 0.95%
Axia Financial 42, 0.06% 0.50%
Mechanics Bank 43, 0.07% 0.49%
Umpqua Bank 44, 0.08% 1.36%
Ditech Financial 45, 0.09% 0.54%
Primelending 46, 0.10% 4.11%
Commerce Home Mortgage 47, 0.10% 8.19%
HomeStreet Bank 48, 0.10% 0.95%
Evergreen Moneysource Mortgage Company 49, 0.15% 0.66%
Loan Simple Inc 50, 0.15% 1.10%
Summit Funding Inc 51, 0.16% 8.26%
Nationstar Mortgage 52, 0.24% 1.03%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Guild Mortgage Company 1, -0.53% 3.35%
Wells Fargo Bank 2, -0.19% 4.05%
HomeBridge Financial Services, Inc 3, -0.18% 1.16%
Bank of America 4, -0.15% 0.91%
DHI Mortgage Company Limited 5, -0.14% 0.61%
Tri Counties Bank 6, -0.13% 2.50%
Sierra Central Credit Union 7, -0.13% 1.04%
The Golden 1 Credit Union 8, -0.13% 0.73%
JPMorgan Chase Bank 9, -0.12% 1.55%
Home Point Financial Corporation 10, -0.10% 0.85%
Keller Mortgage 11, -0.10% 0.76%
Provident Funding Associates 12, -0.09% 0.64%
LoanDepot 13, -0.07% 0.49%
Hometown Lenders INC 14, -0.07% 0.70%
Megastar Financial Corporation 15, -0.06% 1.61%
Newrez 16, -0.05% 0.37%
Us Bank 17, -0.05% 1.55%
Midwest Equity Mortgage 18, -0.04% 1.04%
Freedom Mortgage Corporation 19, -0.04% 0.94%
Stearns Lending 20, -0.04% 0.43%
New American Funding 21, -0.04% 0.24%
JG Wentworth Home Lending 22, -0.04% 0.24%
Caliber Home Loans Inc 23, -0.04% 11.75%
Paramount Residential Mortgage Group Inc 24, -0.03% 1.25%
Mechanics Bank 25, -0.03% 0.43%
Gold Star Mortgage Financial Group, Corporation 26, -0.02% 0.61%
Quicken Loans 27, -0.02% 4.11%
Flagstar Bank 28, -0.01% 3.32%
Dignified Home Loans 29, -0.01% 0.64%
Pennymac Loan Services 30, 0.00% 0.12%
Premier Mortgage Resources 31, 0.00% 0.79%
Paramount Equity Mortgage 32, 0.00% 0.12%
Fairway Independent Mort Corp 33, 0.01% 0.70%
Lakeview Loan Servicing 34, 0.02% 0.03%
Ditech Financial 35, 0.02% 0.27%
Nationstar Mortgage 36, 0.02% 0.12%
Primelending 37, 0.02% 5.15%
Sierra Pacific Mortgage 38, 0.02% 1.22%
Movement Mortgage 39, 0.04% 3.41%
Amerifirst Financial Inc 40, 0.04% 0.30%
Usaa Federal Savings Bank 41, 0.05% 0.46%
Finance of America Mortgage 42, 0.05% 1.28%
American Pacific Mortgage Corporation 43, 0.05% 7.92%
Axia Financial 44, 0.08% 0.55%
CashCall Mortgage 45, 0.09% 0.09%
Commerce Home Mortgage 46, 0.10% 11.66%
Umpqua Bank 47, 0.10% 1.43%
HomeStreet Bank 48, 0.10% 1.67%
Summit Funding Inc 49, 0.17% 12.21%
Evergreen Moneysource Mortgage Company 50, 0.18% 0.91%
Loan Simple Inc 51, 0.22% 1.71%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Provident Funding Associates 1, -0.21% 1.95%
Tri Counties Bank 2, -0.19% 4.30%
LoanDepot 3, -0.15% 3.68%
CashCall Mortgage 4, -0.15% 1.03%
Sierra Central Credit Union 5, -0.15% 3.70%
Megastar Financial Corporation 6, -0.13% 1.08%
Newrez 7, -0.12% 2.19%
Midwest Equity Mortgage 8, -0.09% 1.14%
New American Funding 9, -0.09% 0.59%
JG Wentworth Home Lending 10, -0.09% 0.97%
Bank of America 11, -0.08% 2.03%
Usaa Federal Savings Bank 12, -0.07% 0.38%
Sierra Pacific Mortgage 13, -0.06% 0.97%
Home Point Financial Corporation 14, -0.06% 0.92%
Caliber Home Loans Inc 15, -0.05% 7.43%
Paramount Equity Mortgage 16, -0.04% 1.46%
Movement Mortgage 17, -0.03% 1.49%
Fairway Independent Mort Corp 18, -0.03% 0.41%
Hometown Lenders INC 19, -0.02% 0.11%
Guild Mortgage Company 20, -0.02% 1.92%
HomeBridge Financial Services, Inc 21, -0.02% 0.43%
Lakeview Loan Servicing 22, -0.02% 0.19%
Carrington Mortgage Services 23, -0.02% 0.22%
Loan Simple Inc 24, -0.01% 0.57%
Gold Star Mortgage Financial Group, Corporation 25, -0.01% 0.24%
Finance of America Mortgage 26, -0.01% 1.05%
Amerifirst Financial Inc 27, -0.00% 0.59%
JPMorgan Chase Bank 28, -0.00% 1.78%
Paramount Residential Mortgage Group Inc 29, -0.00% 1.08%
Dignified Home Loans 30, 0.00% 0.08%
Quicken Loans 31, 0.02% 17.65%
Flagstar Bank 32, 0.02% 3.27%
Stearns Lending 33, 0.02% 0.16%
American Pacific Mortgage Corporation 34, 0.03% 3.46%
The Golden 1 Credit Union 35, 0.04% 0.95%
Axia Financial 36, 0.05% 0.46%
Umpqua Bank 37, 0.05% 1.30%
Pennymac Loan Services 38, 0.06% 1.68%
Premier Mortgage Resources 39, 0.07% 0.81%
Us Bank 40, 0.07% 2.32%
Freedom Mortgage Corporation 41, 0.08% 1.27%
Keller Mortgage 42, 0.09% 0.51%
Wells Fargo Bank 43, 0.10% 5.22%
Ditech Financial 44, 0.10% 0.78%
Commerce Home Mortgage 45, 0.10% 5.11%
Evergreen Moneysource Mortgage Company 46, 0.11% 0.43%
HomeStreet Bank 47, 0.13% 0.30%
Summit Funding Inc 48, 0.13% 4.76%
Mechanics Bank 49, 0.13% 0.54%
Primelending 50, 0.21% 3.19%
Nationstar Mortgage 51, 0.25% 1.84%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Commerce Home Mortgage 1, -0.19% 15.10%
Paramount Residential Mortgage Group Inc 2, -0.13% 3.29%
Home Point Financial Corporation 3, -0.10% 1.58%
DHI Mortgage Company Limited 4, -0.07% 0.62%
Newrez 5, -0.06% 1.37%
Midwest Equity Mortgage 6, -0.06% 1.37%
Movement Mortgage 7, -0.05% 3.23%
Sierra Pacific Mortgage 8, -0.04% 1.10%
Bank of America 9, -0.03% 0.14%
Keller Mortgage 10, -0.03% 0.21%
Tri Counties Bank 11, -0.03% 0.41%
Lakeview Loan Servicing 12, -0.03% 0.96%
Hometown Lenders INC 13, -0.03% 1.17%
Caliber Home Loans Inc 14, -0.02% 9.54%
Axia Financial 15, -0.02% 0.82%
CashCall Mortgage 16, -0.01% 0.21%
Carrington Mortgage Services 17, -0.01% 1.30%
Pennymac Loan Services 18, -0.01% 1.85%
HomeBridge Financial Services, Inc 19, -0.01% 1.37%
Ditech Financial 20, -0.01% 0.96%
Wells Fargo Bank 21, -0.00% 0.21%
Premier Mortgage Resources 22, -0.00% 0.55%
Us Bank 23, 0.00% 0.27%
Quicken Loans 24, 0.01% 5.83%
The Golden 1 Credit Union 25, 0.01% 0.07%
JG Wentworth Home Lending 26, 0.01% 0.21%
Fairway Independent Mort Corp 27, 0.01% 1.10%
Freedom Mortgage Corporation 28, 0.01% 1.65%
Amerifirst Financial Inc 29, 0.01% 0.14%
Stearns Lending 30, 0.01% 0.55%
Paramount Equity Mortgage 31, 0.01% 0.75%
American Pacific Mortgage Corporation 32, 0.01% 9.27%
Umpqua Bank 33, 0.02% 0.07%
New American Funding 34, 0.03% 0.69%
LoanDepot 35, 0.03% 1.58%
Finance of America Mortgage 36, 0.03% 0.75%
HomeStreet Bank 37, 0.04% 0.96%
Megastar Financial Corporation 38, 0.04% 1.44%
Gold Star Mortgage Financial Group, Corporation 39, 0.04% 0.41%
Flagstar Bank 40, 0.04% 4.46%
Nationstar Mortgage 41, 0.06% 2.33%
Dignified Home Loans 42, 0.07% 0.55%
Evergreen Moneysource Mortgage Company 43, 0.08% 1.03%
Guild Mortgage Company 44, 0.10% 4.74%
Loan Simple Inc 45, 0.10% 2.40%
Primelending 46, 0.14% 5.28%
Summit Funding Inc 47, 0.31% 6.11%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Commerce Home Mortgage 1, -0.20% 18.67%
Paramount Residential Mortgage Group Inc 2, -0.16% 3.83%
Home Point Financial Corporation 3, -0.14% 0.93%
HomeBridge Financial Services, Inc 4, -0.08% 0.75%
DHI Mortgage Company Limited 5, -0.07% 0.84%
Midwest Equity Mortgage 6, -0.07% 1.31%
Movement Mortgage 7, -0.07% 3.83%
Sierra Pacific Mortgage 8, -0.05% 1.21%
Tri Counties Bank 9, -0.04% 0.28%
Bank of America 10, -0.03% 0.19%
Keller Mortgage 11, -0.03% 0.28%
Hometown Lenders INC 12, -0.03% 1.49%
Ditech Financial 13, -0.02% 0.37%
Axia Financial 14, -0.02% 1.03%
Quicken Loans 15, -0.02% 2.24%
LoanDepot 16, -0.02% 0.56%
Pennymac Loan Services 17, -0.01% 0.37%
Caliber Home Loans Inc 18, -0.01% 10.36%
Freedom Mortgage Corporation 19, -0.01% 0.93%
Wells Fargo Bank 20, -0.01% 0.19%
Premier Mortgage Resources 21, -0.00% 0.75%
Newrez 22, -0.00% 0.65%
CashCall Mortgage 23, -0.00% 0.09%
Us Bank 24, 0.00% 0.28%
The Golden 1 Credit Union 25, 0.01% 0.09%
Fairway Independent Mort Corp 26, 0.01% 1.31%
Amerifirst Financial Inc 27, 0.01% 0.09%
JG Wentworth Home Lending 28, 0.01% 0.09%
American Pacific Mortgage Corporation 29, 0.01% 10.83%
Stearns Lending 30, 0.02% 0.56%
Paramount Equity Mortgage 31, 0.03% 0.09%
Megastar Financial Corporation 32, 0.04% 1.96%
HomeStreet Bank 33, 0.04% 1.21%
Gold Star Mortgage Financial Group, Corporation 34, 0.04% 0.47%
New American Funding 35, 0.04% 0.56%
Carrington Mortgage Services 36, 0.04% 0.19%
Finance of America Mortgage 37, 0.05% 0.84%
Flagstar Bank 38, 0.06% 4.67%
Nationstar Mortgage 39, 0.07% 1.68%
Dignified Home Loans 40, 0.07% 0.75%
Evergreen Moneysource Mortgage Company 41, 0.10% 1.21%
Loan Simple Inc 42, 0.10% 2.99%
Guild Mortgage Company 43, 0.12% 5.51%
Primelending 44, 0.15% 6.54%
Summit Funding Inc 45, 0.35% 6.91%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Newrez 1, -0.09% 3.37%
Home Point Financial Corporation 2, -0.07% 3.37%
Caliber Home Loans Inc 3, -0.06% 7.25%
Commerce Home Mortgage 4, -0.05% 5.18%
Guild Mortgage Company 5, -0.04% 2.59%
Lakeview Loan Servicing 6, -0.03% 3.63%
Midwest Equity Mortgage 7, -0.03% 1.55%
CashCall Mortgage 8, -0.02% 0.52%
Carrington Mortgage Services 9, -0.02% 4.40%
Finance of America Mortgage 10, -0.02% 0.52%
Tri Counties Bank 11, -0.02% 0.78%
Pennymac Loan Services 12, -0.01% 5.96%
Stearns Lending 13, -0.00% 0.52%
New American Funding 14, -0.00% 1.04%
Hometown Lenders INC 15, 0.00% 0.26%
Fairway Independent Mort Corp 16, 0.00% 0.52%
Flagstar Bank 17, 0.00% 3.89%
Ditech Financial 18, 0.00% 2.59%
JG Wentworth Home Lending 19, 0.00% 0.52%
Paramount Residential Mortgage Group Inc 20, 0.00% 1.81%
Sierra Pacific Mortgage 21, 0.00% 0.78%
Us Bank 22, 0.01% 0.26%
Wells Fargo Bank 23, 0.01% 0.26%
HomeStreet Bank 24, 0.01% 0.26%
Evergreen Moneysource Mortgage Company 25, 0.01% 0.52%
Paramount Equity Mortgage 26, 0.01% 2.59%
Loan Simple Inc 27, 0.01% 0.78%
Primelending 28, 0.01% 1.81%
Quicken Loans 29, 0.02% 15.80%
Amerifirst Financial Inc 30, 0.02% 0.26%
Umpqua Bank 31, 0.02% 0.26%
Freedom Mortgage Corporation 32, 0.02% 3.63%
Movement Mortgage 33, 0.03% 1.55%
Gold Star Mortgage Financial Group, Corporation 34, 0.04% 0.26%
American Pacific Mortgage Corporation 35, 0.04% 4.92%
Axia Financial 36, 0.04% 0.26%
HomeBridge Financial Services, Inc 37, 0.04% 3.11%
LoanDepot 38, 0.04% 4.40%
Nationstar Mortgage 39, 0.06% 4.15%
Summit Funding Inc 40, 0.12% 3.89%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.04% 11.90%
Us Bank 2, -0.02% 19.05%
Bank of America 3, -0.00% 9.52%
Summit Funding Inc 4, -0.00% 5.95%
LoanDepot 5, -0.00% 2.38%
JPMorgan Chase Bank 6, 0.00% 8.33%
Umpqua Bank 7, 0.00% 1.19%
Amerifirst Financial Inc 8, 0.01% 1.19%
American Pacific Mortgage Corporation 9, 0.01% 2.38%
Midwest Equity Mortgage 10, 0.01% 1.19%
The Golden 1 Credit Union 11, 0.01% 1.19%
Flagstar Bank 12, 0.01% 2.38%
Loan Simple Inc 13, 0.01% 1.19%
Sierra Pacific Mortgage 14, 0.01% 1.19%
Paramount Residential Mortgage Group Inc 15, 0.01% 1.19%
Mechanics Bank 16, 0.01% 1.19%
Sierra Central Credit Union 17, 0.01% 1.19%
Tri Counties Bank 18, 0.02% 4.76%
Home Point Financial Corporation 19, 0.02% 1.19%
Movement Mortgage 20, 0.02% 1.19%
Commerce Home Mortgage 21, 0.03% 7.14%
Quicken Loans 22, 0.03% 5.95%
Caliber Home Loans Inc 23, 0.03% 7.14%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.04% 18.92%
Us Bank 2, -0.03% 24.32%
Summit Funding Inc 3, 0.00% 8.11%
Bank of America 4, 0.01% 10.81%
Umpqua Bank 5, 0.01% 2.70%
American Pacific Mortgage Corporation 6, 0.02% 2.70%
Midwest Equity Mortgage 7, 0.02% 2.70%
Sierra Pacific Mortgage 8, 0.02% 2.70%
JPMorgan Chase Bank 9, 0.02% 8.11%
Flagstar Bank 10, 0.02% 2.70%
Commerce Home Mortgage 11, 0.04% 8.11%
Caliber Home Loans Inc 12, 0.05% 8.11%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.02% 6.38%
Bank of America 2, -0.01% 8.51%
JPMorgan Chase Bank 3, -0.01% 8.51%
Us Bank 4, -0.01% 14.89%
LoanDepot 5, -0.01% 4.26%
Summit Funding Inc 6, -0.01% 4.26%
American Pacific Mortgage Corporation 7, -0.00% 2.13%
Amerifirst Financial Inc 8, -0.00% 2.13%
Flagstar Bank 9, -0.00% 2.13%
The Golden 1 Credit Union 10, 0.00% 2.13%
Loan Simple Inc 11, 0.00% 2.13%
Paramount Residential Mortgage Group Inc 12, 0.00% 2.13%
Mechanics Bank 13, 0.00% 2.13%
Sierra Central Credit Union 14, 0.00% 2.13%
Tri Counties Bank 15, 0.01% 8.51%
Caliber Home Loans Inc 16, 0.01% 6.38%
Home Point Financial Corporation 17, 0.01% 2.13%
Commerce Home Mortgage 18, 0.01% 6.38%
Movement Mortgage 19, 0.01% 2.13%
Quicken Loans 20, 0.02% 10.64%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Home Point Financial Corporation 1, -0.11% 3.02%
Usaa Federal Savings Bank 2, -0.05% 4.95%
LoanDepot 3, -0.05% 5.91%
Pennymac Loan Services 4, -0.04% 5.79%
Wells Fargo Bank 5, -0.04% 1.21%
Caliber Home Loans Inc 6, -0.04% 10.13%
Paramount Residential Mortgage Group Inc 7, -0.04% 1.57%
Lakeview Loan Servicing 8, -0.03% 1.09%
Midwest Equity Mortgage 9, -0.03% 1.57%
Bank of America 10, -0.03% 0.24%
Amerifirst Financial Inc 11, -0.02% 0.72%
Movement Mortgage 12, -0.02% 3.14%
Hometown Lenders INC 13, -0.02% 0.60%
Guild Mortgage Company 14, -0.02% 2.77%
Ditech Financial 15, -0.02% 2.53%
Newrez 16, -0.02% 0.72%
Stearns Lending 17, -0.01% 0.97%
Sierra Pacific Mortgage 18, -0.00% 0.97%
JG Wentworth Home Lending 19, -0.00% 0.48%
DHI Mortgage Company Limited 20, -0.00% 0.24%
New American Funding 21, -0.00% 0.60%
CashCall Mortgage 22, -0.00% 0.12%
Premier Mortgage Resources 23, 0.00% 0.12%
JPMorgan Chase Bank 24, 0.00% 0.12%
Commerce Home Mortgage 25, 0.00% 7.36%
Us Bank 26, 0.00% 0.24%
Umpqua Bank 27, 0.01% 0.97%
Paramount Equity Mortgage 28, 0.01% 0.97%
Dignified Home Loans 29, 0.01% 0.24%
Evergreen Moneysource Mortgage Company 30, 0.01% 0.24%
Fairway Independent Mort Corp 31, 0.01% 0.72%
Finance of America Mortgage 32, 0.01% 0.84%
Flagstar Bank 33, 0.01% 5.19%
Megastar Financial Corporation 34, 0.02% 0.36%
Gold Star Mortgage Financial Group, Corporation 35, 0.02% 0.12%
Quicken Loans 36, 0.03% 7.36%
HomeBridge Financial Services, Inc 37, 0.03% 1.45%
American Pacific Mortgage Corporation 38, 0.04% 8.93%
Axia Financial 39, 0.04% 0.48%
HomeStreet Bank 40, 0.05% 0.60%
Primelending 41, 0.06% 3.02%
Summit Funding Inc 42, 0.07% 5.43%
Carrington Mortgage Services 43, 0.08% 1.45%
Freedom Mortgage Corporation 44, 0.08% 1.93%
Loan Simple Inc 45, 0.09% 0.97%
Nationstar Mortgage 46, 0.12% 1.57%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Usaa Federal Savings Bank 1, -0.08% 7.46%
Wells Fargo Bank 2, -0.07% 2.21%
Movement Mortgage 3, -0.05% 4.42%
Paramount Residential Mortgage Group Inc 4, -0.05% 1.93%
Home Point Financial Corporation 5, -0.04% 1.10%
Pennymac Loan Services 6, -0.04% 0.55%
Ditech Financial 7, -0.04% 2.76%
Midwest Equity Mortgage 8, -0.04% 1.66%
Newrez 9, -0.04% 0.55%
Bank of America 10, -0.04% 0.55%
Hometown Lenders INC 11, -0.03% 1.38%
Stearns Lending 12, -0.03% 1.66%
Quicken Loans 13, -0.03% 3.31%
Sierra Pacific Mortgage 14, -0.02% 1.38%
New American Funding 15, -0.02% 0.28%
Commerce Home Mortgage 16, -0.02% 10.22%
Us Bank 17, -0.02% 0.28%
Freedom Mortgage Corporation 18, -0.02% 0.83%
DHI Mortgage Company Limited 19, -0.02% 0.55%
Guild Mortgage Company 20, -0.02% 3.31%
CashCall Mortgage 21, -0.01% 0.28%
HomeBridge Financial Services, Inc 22, -0.01% 1.10%
JPMorgan Chase Bank 23, -0.01% 0.28%
Flagstar Bank 24, -0.01% 5.25%
Finance of America Mortgage 25, -0.01% 0.83%
Fairway Independent Mort Corp 26, -0.01% 0.83%
Amerifirst Financial Inc 27, -0.00% 0.55%
LoanDepot 28, -0.00% 0.83%
Evergreen Moneysource Mortgage Company 29, -0.00% 0.28%
Gold Star Mortgage Financial Group, Corporation 30, 0.00% 0.28%
Umpqua Bank 31, 0.00% 0.83%
Megastar Financial Corporation 32, 0.01% 0.55%
Dignified Home Loans 33, 0.01% 0.28%
Nationstar Mortgage 34, 0.01% 0.55%
Axia Financial 35, 0.02% 1.10%
American Pacific Mortgage Corporation 36, 0.02% 14.09%
HomeStreet Bank 37, 0.03% 1.38%
Caliber Home Loans Inc 38, 0.04% 9.94%
Primelending 39, 0.05% 4.97%
Loan Simple Inc 40, 0.07% 2.21%
Summit Funding Inc 41, 0.11% 7.18%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Home Point Financial Corporation 1, -0.11% 4.50%
Caliber Home Loans Inc 2, -0.09% 10.28%
LoanDepot 3, -0.04% 9.85%
Pennymac Loan Services 4, -0.03% 9.85%
Amerifirst Financial Inc 5, -0.03% 0.86%
Guild Mortgage Company 6, -0.02% 2.36%
Paramount Residential Mortgage Group Inc 7, -0.02% 1.28%
Midwest Equity Mortgage 8, -0.02% 1.50%
Usaa Federal Savings Bank 9, -0.02% 3.00%
Lakeview Loan Servicing 10, -0.02% 1.93%
Newrez 11, -0.00% 0.86%
Stearns Lending 12, -0.00% 0.43%
Ditech Financial 13, 0.00% 2.36%
Dignified Home Loans 14, 0.01% 0.21%
JG Wentworth Home Lending 15, 0.01% 0.86%
Umpqua Bank 16, 0.01% 1.07%
New American Funding 17, 0.01% 0.86%
Premier Mortgage Resources 18, 0.01% 0.21%
Sierra Pacific Mortgage 19, 0.02% 0.64%
Evergreen Moneysource Mortgage Company 20, 0.02% 0.21%
Paramount Equity Mortgage 21, 0.02% 1.71%
Megastar Financial Corporation 22, 0.02% 0.21%
Us Bank 23, 0.02% 0.21%
Commerce Home Mortgage 24, 0.02% 5.14%
Movement Mortgage 25, 0.02% 2.14%
Summit Funding Inc 26, 0.02% 4.07%
Fairway Independent Mort Corp 27, 0.03% 0.64%
Finance of America Mortgage 28, 0.03% 0.86%
Flagstar Bank 29, 0.03% 5.14%
Wells Fargo Bank 30, 0.04% 0.43%
Quicken Loans 31, 0.05% 10.49%
American Pacific Mortgage Corporation 32, 0.05% 4.93%
HomeBridge Financial Services, Inc 33, 0.06% 1.71%
Primelending 34, 0.07% 1.50%
Carrington Mortgage Services 35, 0.09% 2.57%
Freedom Mortgage Corporation 36, 0.11% 2.78%
Nationstar Mortgage 37, 0.14% 2.36%

* Data is compiled for the Redding, CA commuting zone area, which comprises of counties of Butte County, CA, Colusa County, CA, Glenn County, CA, Shasta County, CA, and Tehama County, CA. This includes cities/towns/communities of Redding, CA as well as Chico, CA, Red Bluff, CA, Shasta Lake, CA, Oroville, CA, Oroville East, CA, Anderson, CA, Lake California, CA, Orland, CA, Cottonwood, CA, Gridley, CA, Magalia, CA, Cohasset, CA, Millville, CA, Nord, CA, Durham, CA, Colusa, CA, Willows, CA, Shingletown, CA, South Oroville, CA, Richfield, CA, Bella Vista, CA, Corning, CA, Paradise, CA, Grimes, CA, Williams, CA, Butte Creek Canyon, CA, Bangor, CA, Robinson Mill, CA, Paynes Creek, CA, Rancho Tehama Reserve, CA, Stirling City, CA, Hat Creek, CA, Richvale, CA, French Gulch, CA, Cherokee, CA, Tehama, CA, Mountain Gate, CA, Fall River Mills, CA, Proberta, CA, Butte Valley, CA, Lakehead, CA, Hamilton City, CA, Princeton, CA, Shasta, CA, and Artois, CA. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings for Other Cities

This page ranks the top mortgage lenders in the Redding, CA area. For mortgage lender rankings of other cities, click here.