Top Mortgage Lenders in Killeen, TX

Which mortgage lender in the Killeen, TX area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Killeen, TX area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Killeen, TX area is DHI Mortgage Company Limited, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.31%. This means that DHI Mortgage Company Limited provided a -0.31% lower interest rate for its customers than other lenders in Killeen, TX for a similar set of borrowers. DHI Mortgage Company Limited has a market share of 7.8%. On the other hand, the most popular lender in the market is Fairway Independent Mort Corp, with a market share of 30.4%. Fairway Independent Mort Corp is an average rate lender in this area, with a “Rate Difference” of +0.06% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Killeen, TX area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Killeen, TX is DHI Mortgage Company Limited. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is JPMorgan Chase Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is SWBC Mortgage Corporation. The cheapest VA mortgage provider is Navy Federal Credit Union. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Ranking of Mortgage Lenders in Killeen, TX

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
DHI Mortgage Company Limited 1, -0.31% 7.80%
Navy Federal Credit Union 2, -0.29% 4.80%
First National Bank Texas 3, -0.13% 3.93%
JPMorgan Chase Bank 4, -0.12% 0.87%
Usaa Federal Savings Bank 5, -0.07% 5.21%
Bank of America 6, -0.07% 0.67%
American Pacific Mortgage Corporation 7, -0.06% 1.12%
Flagstar Bank 8, -0.06% 1.38%
Wells Fargo Bank 9, -0.05% 2.34%
SWBC Mortgage Corporation 10, -0.04% 5.82%
Pennymac Loan Services 11, -0.02% 0.99%
BancorpSouth Bank 12, -0.01% 1.15%
Austin Capital Bank SSB 13, -0.01% 0.55%
Freedom Mortgage Corporation 14, -0.01% 0.47%
Extraco Banks 15, -0.01% 1.41%
Caliber Home Loans Inc 16, -0.01% 1.69%
Lakeview Loan Servicing 17, 0.01% 1.60%
Gateway First Bank 18, 0.01% 2.62%
Bokf 19, 0.01% 0.48%
Legacy Mutual Mortgage 20, 0.02% 0.45%
Cornerstone Home Lending, Inc 21, 0.02% 0.87%
Lakeview Community Capital, LL 22, 0.02% 0.70%
Synergy One Lending 23, 0.03% 0.47%
Ark-La-Tex Financial Services 24, 0.03% 0.89%
Guaranteed Rate Inc 25, 0.03% 0.97%
Thrive Mortgage 26, 0.03% 0.45%
LoanDepot 27, 0.05% 1.02%
LeaderOne Financial Corp 28, 0.05% 1.03%
Fairway Independent Mort Corp 29, 0.06% 30.41%
CMG Mortgage Inc 30, 0.06% 1.46%
Village Capital & Investment 31, 0.06% 0.77%
New American Funding 32, 0.06% 0.48%
Primelending 33, 0.07% 0.63%
Cardinal Financial Company LP 34, 0.11% 0.60%
Supreme Lending/ Everett Financial Inc 35, 0.11% 0.54%
Quicken Loans 36, 0.12% 4.32%
Amcap Mortgage Ltd 37, 0.13% 1.18%
Nationstar Mortgage 38, 0.17% 0.67%
Carrington Mortgage Services 39, 0.19% 1.16%
Sente Mortgage Inc 40, 0.19% 1.37%
Guild Mortgage Company 41, 0.21% 2.81%
Planet Home Lending 42, 0.64% 1.85%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
DHI Mortgage Company Limited 1, -0.30% 9.39%
Navy Federal Credit Union 2, -0.30% 5.55%
JPMorgan Chase Bank 3, -0.17% 0.60%
First National Bank Texas 4, -0.13% 4.54%
Usaa Federal Savings Bank 5, -0.08% 5.43%
Wells Fargo Bank 6, -0.07% 1.96%
Flagstar Bank 7, -0.06% 1.12%
American Pacific Mortgage Corporation 8, -0.06% 1.21%
Bank of America 9, -0.05% 0.37%
SWBC Mortgage Corporation 10, -0.04% 6.43%
Freedom Mortgage Corporation 11, -0.04% 0.39%
Extraco Banks 12, -0.03% 1.26%
BancorpSouth Bank 13, -0.01% 1.24%
Austin Capital Bank SSB 14, -0.01% 0.67%
Caliber Home Loans Inc 15, 0.01% 1.26%
Pennymac Loan Services 16, 0.02% 0.25%
Bokf 17, 0.02% 0.49%
Gateway First Bank 18, 0.02% 2.51%
Legacy Mutual Mortgage 19, 0.03% 0.49%
Cornerstone Home Lending, Inc 20, 0.03% 0.93%
Synergy One Lending 21, 0.03% 0.40%
Ark-La-Tex Financial Services 22, 0.03% 0.95%
Thrive Mortgage 23, 0.04% 0.39%
Guaranteed Rate Inc 24, 0.05% 0.96%
LoanDepot 25, 0.06% 0.30%
LeaderOne Financial Corp 26, 0.06% 1.24%
CMG Mortgage Inc 27, 0.07% 1.75%
Fairway Independent Mort Corp 28, 0.07% 34.78%
Primelending 29, 0.08% 0.65%
New American Funding 30, 0.09% 0.42%
Nationstar Mortgage 31, 0.10% 0.32%
Quicken Loans 32, 0.11% 2.65%
Cardinal Financial Company LP 33, 0.13% 0.54%
Supreme Lending/ Everett Financial Inc 34, 0.14% 0.56%
Amcap Mortgage Ltd 35, 0.16% 1.21%
Sente Mortgage Inc 36, 0.21% 1.51%
Guild Mortgage Company 37, 0.24% 2.96%
Carrington Mortgage Services 38, 0.32% 0.37%
Planet Home Lending 39, 0.73% 1.96%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.12% 2.15%
JPMorgan Chase Bank 2, -0.08% 2.23%
Flagstar Bank 3, -0.07% 2.66%
Fairway Independent Mort Corp 4, -0.07% 9.01%
American Pacific Mortgage Corporation 5, -0.06% 0.69%
Guaranteed Rate Inc 6, -0.06% 1.03%
Pennymac Loan Services 7, -0.06% 4.64%
Usaa Federal Savings Bank 8, -0.06% 4.12%
Caliber Home Loans Inc 9, -0.05% 3.78%
First National Bank Texas 10, -0.05% 0.94%
Gateway First Bank 11, -0.04% 3.18%
Navy Federal Credit Union 12, -0.04% 1.12%
Amcap Mortgage Ltd 13, -0.04% 1.03%
Bokf 14, -0.03% 0.43%
BancorpSouth Bank 15, -0.03% 0.69%
Wells Fargo Bank 16, -0.02% 4.21%
Supreme Lending/ Everett Financial Inc 17, -0.02% 0.43%
Legacy Mutual Mortgage 18, -0.02% 0.26%
Lakeview Loan Servicing 19, -0.02% 9.44%
Cornerstone Home Lending, Inc 20, -0.01% 0.60%
New American Funding 21, -0.01% 0.77%
Planet Home Lending 22, -0.01% 1.29%
Lakeview Community Capital, LL 23, -0.01% 4.12%
Thrive Mortgage 24, -0.00% 0.77%
Synergy One Lending 25, -0.00% 0.77%
Guild Mortgage Company 26, -0.00% 2.06%
Ark-La-Tex Financial Services 27, 0.01% 0.60%
SWBC Mortgage Corporation 28, 0.01% 2.83%
Sente Mortgage Inc 29, 0.02% 0.69%
LoanDepot 30, 0.02% 4.55%
Cardinal Financial Company LP 31, 0.02% 0.86%
Village Capital & Investment 32, 0.03% 4.55%
Freedom Mortgage Corporation 33, 0.03% 0.86%
Primelending 34, 0.04% 0.52%
Extraco Banks 35, 0.05% 2.15%
Quicken Loans 36, 0.11% 12.53%
Carrington Mortgage Services 37, 0.11% 5.06%
Nationstar Mortgage 38, 0.18% 2.40%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
DHI Mortgage Company Limited 1, -0.19% 3.10%
JPMorgan Chase Bank 2, -0.12% 2.73%
Fairway Independent Mort Corp 3, -0.10% 29.64%
Bank of America 4, -0.07% 1.76%
Wells Fargo Bank 5, -0.05% 6.72%
Usaa Federal Savings Bank 6, -0.04% 2.18%
Flagstar Bank 7, -0.04% 2.50%
Gateway First Bank 8, -0.03% 2.59%
Carrington Mortgage Services 9, -0.02% 0.56%
Guaranteed Rate Inc 10, -0.02% 1.44%
First National Bank Texas 11, -0.01% 1.95%
Cornerstone Home Lending, Inc 12, 0.00% 1.02%
Legacy Mutual Mortgage 13, 0.01% 0.56%
CMG Mortgage Inc 14, 0.02% 1.34%
Bokf 15, 0.02% 1.07%
Amcap Mortgage Ltd 16, 0.02% 1.11%
Synergy One Lending 17, 0.02% 0.46%
Extraco Banks 18, 0.03% 2.87%
Thrive Mortgage 19, 0.03% 0.65%
BancorpSouth Bank 20, 0.03% 1.90%
Planet Home Lending 21, 0.03% 0.28%
American Pacific Mortgage Corporation 22, 0.04% 0.05%
Ark-La-Tex Financial Services 23, 0.04% 1.02%
Lakeview Community Capital, LL 24, 0.04% 0.05%
Pennymac Loan Services 25, 0.04% 0.46%
Freedom Mortgage Corporation 26, 0.04% 0.28%
Caliber Home Loans Inc 27, 0.05% 1.95%
Lakeview Loan Servicing 28, 0.05% 0.05%
SWBC Mortgage Corporation 29, 0.05% 3.29%
Austin Capital Bank SSB 30, 0.05% 0.42%
Primelending 31, 0.08% 1.25%
LoanDepot 32, 0.10% 1.76%
New American Funding 33, 0.10% 0.74%
LeaderOne Financial Corp 34, 0.12% 1.02%
Quicken Loans 35, 0.14% 10.33%
Guild Mortgage Company 36, 0.15% 2.45%
Supreme Lending/ Everett Financial Inc 37, 0.16% 1.11%
Cardinal Financial Company LP 38, 0.18% 1.16%
Nationstar Mortgage 39, 0.20% 1.48%
Navy Federal Credit Union 40, 0.22% 2.73%
Sente Mortgage Inc 41, 0.22% 1.99%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
DHI Mortgage Company Limited 1, -0.18% 4.24%
JPMorgan Chase Bank 2, -0.16% 2.09%
Fairway Independent Mort Corp 3, -0.08% 36.27%
Wells Fargo Bank 4, -0.06% 6.14%
Gateway First Bank 5, -0.04% 1.96%
Usaa Federal Savings Bank 6, -0.03% 2.78%
Bank of America 7, -0.03% 0.89%
Flagstar Bank 8, -0.02% 1.96%
Guaranteed Rate Inc 9, -0.00% 1.27%
LoanDepot 10, 0.01% 0.38%
Extraco Banks 11, 0.01% 2.53%
Cornerstone Home Lending, Inc 12, 0.02% 1.27%
First National Bank Texas 13, 0.02% 2.15%
Freedom Mortgage Corporation 14, 0.02% 0.13%
Legacy Mutual Mortgage 15, 0.02% 0.63%
CMG Mortgage Inc 16, 0.03% 1.84%
Pennymac Loan Services 17, 0.04% 0.19%
Bokf 18, 0.04% 1.27%
Synergy One Lending 19, 0.04% 0.25%
Thrive Mortgage 20, 0.04% 0.57%
Ark-La-Tex Financial Services 21, 0.05% 1.08%
American Pacific Mortgage Corporation 22, 0.05% 0.06%
BancorpSouth Bank 23, 0.05% 2.09%
Amcap Mortgage Ltd 24, 0.06% 1.08%
Nationstar Mortgage 25, 0.06% 0.25%
Planet Home Lending 26, 0.06% 0.19%
Austin Capital Bank SSB 27, 0.06% 0.57%
SWBC Mortgage Corporation 28, 0.06% 4.30%
Caliber Home Loans Inc 29, 0.08% 1.52%
Primelending 30, 0.10% 1.33%
LeaderOne Financial Corp 31, 0.13% 1.39%
Quicken Loans 32, 0.15% 5.51%
New American Funding 33, 0.15% 0.70%
Guild Mortgage Company 34, 0.17% 3.16%
Supreme Lending/ Everett Financial Inc 35, 0.20% 1.33%
Cardinal Financial Company LP 36, 0.26% 1.01%
Navy Federal Credit Union 37, 0.26% 3.35%
Sente Mortgage Inc 38, 0.26% 2.28%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Fairway Independent Mort Corp 1, -0.14% 11.57%
Bank of America 2, -0.13% 4.15%
Flagstar Bank 3, -0.09% 3.97%
JPMorgan Chase Bank 4, -0.09% 4.49%
Usaa Federal Savings Bank 5, -0.07% 0.52%
First National Bank Texas 6, -0.07% 1.38%
Guaranteed Rate Inc 7, -0.07% 1.90%
Carrington Mortgage Services 8, -0.07% 2.07%
Amcap Mortgage Ltd 9, -0.06% 1.21%
Guild Mortgage Company 10, -0.05% 0.52%
SWBC Mortgage Corporation 11, -0.05% 0.52%
Navy Federal Credit Union 12, -0.05% 1.04%
Gateway First Bank 13, -0.04% 4.32%
Bokf 14, -0.04% 0.52%
Legacy Mutual Mortgage 15, -0.03% 0.35%
BancorpSouth Bank 16, -0.03% 1.38%
Cornerstone Home Lending, Inc 17, -0.03% 0.35%
Supreme Lending/ Everett Financial Inc 18, -0.03% 0.52%
Wells Fargo Bank 19, -0.03% 8.29%
Caliber Home Loans Inc 20, -0.02% 3.11%
Planet Home Lending 21, -0.02% 0.52%
Synergy One Lending 22, -0.02% 1.04%
New American Funding 23, -0.01% 0.86%
Lakeview Community Capital, LL 24, -0.01% 0.17%
Thrive Mortgage 25, -0.00% 0.86%
Pennymac Loan Services 26, 0.00% 1.21%
Lakeview Loan Servicing 27, 0.00% 0.17%
Ark-La-Tex Financial Services 28, 0.00% 0.86%
Sente Mortgage Inc 29, 0.01% 1.21%
Cardinal Financial Company LP 30, 0.02% 1.55%
Freedom Mortgage Corporation 31, 0.02% 0.69%
Primelending 32, 0.03% 1.04%
Extraco Banks 33, 0.05% 3.80%
LoanDepot 34, 0.08% 5.53%
Quicken Loans 35, 0.11% 23.49%
Nationstar Mortgage 36, 0.18% 4.84%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
SWBC Mortgage Corporation 1, -0.21% 6.63%
DHI Mortgage Company Limited 2, -0.18% 5.67%
Flagstar Bank 3, -0.17% 1.57%
First National Bank Texas 4, -0.12% 4.45%
Bank of America 5, -0.10% 0.52%
Extraco Banks 6, -0.09% 0.96%
BancorpSouth Bank 7, -0.09% 0.70%
Freedom Mortgage Corporation 8, -0.07% 1.13%
LeaderOne Financial Corp 9, -0.07% 1.75%
Caliber Home Loans Inc 10, -0.06% 2.27%
Cardinal Financial Company LP 11, -0.03% 1.05%
Ark-La-Tex Financial Services 12, -0.03% 0.70%
Lakeview Loan Servicing 13, -0.03% 1.05%
Bokf 14, -0.02% 0.09%
Legacy Mutual Mortgage 15, -0.02% 0.44%
American Pacific Mortgage Corporation 16, -0.01% 0.87%
Navy Federal Credit Union 17, -0.01% 0.35%
Pennymac Loan Services 18, -0.01% 0.52%
Carrington Mortgage Services 19, -0.01% 0.70%
Thrive Mortgage 20, -0.01% 0.61%
Nationstar Mortgage 21, 0.00% 0.26%
Supreme Lending/ Everett Financial Inc 22, 0.00% 0.26%
LoanDepot 23, 0.00% 0.17%
Synergy One Lending 24, 0.01% 0.26%
Village Capital & Investment 25, 0.01% 1.05%
New American Funding 26, 0.01% 0.44%
Lakeview Community Capital, LL 27, 0.01% 0.35%
Cornerstone Home Lending, Inc 28, 0.02% 2.62%
Quicken Loans 29, 0.02% 2.97%
Fairway Independent Mort Corp 30, 0.03% 41.36%
Austin Capital Bank SSB 31, 0.03% 0.44%
CMG Mortgage Inc 32, 0.04% 1.83%
Guaranteed Rate Inc 33, 0.08% 1.57%
Primelending 34, 0.08% 0.70%
Sente Mortgage Inc 35, 0.12% 2.44%
Planet Home Lending 36, 0.14% 1.05%
Gateway First Bank 37, 0.17% 4.10%
Amcap Mortgage Ltd 38, 0.17% 2.18%
Guild Mortgage Company 39, 0.18% 3.93%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
SWBC Mortgage Corporation 1, -0.22% 7.00%
DHI Mortgage Company Limited 2, -0.18% 6.06%
Flagstar Bank 3, -0.17% 1.68%
First National Bank Texas 4, -0.12% 4.66%
Bank of America 5, -0.12% 0.47%
Extraco Banks 6, -0.09% 1.03%
BancorpSouth Bank 7, -0.09% 0.75%
Freedom Mortgage Corporation 8, -0.08% 1.12%
LeaderOne Financial Corp 9, -0.07% 1.87%
Caliber Home Loans Inc 10, -0.06% 2.24%
Cardinal Financial Company LP 11, -0.03% 1.03%
Ark-La-Tex Financial Services 12, -0.03% 0.75%
Carrington Mortgage Services 13, -0.03% 0.09%
Bokf 14, -0.02% 0.09%
Legacy Mutual Mortgage 15, -0.02% 0.47%
American Pacific Mortgage Corporation 16, -0.01% 0.93%
Navy Federal Credit Union 17, -0.01% 0.37%
Thrive Mortgage 18, -0.01% 0.56%
Pennymac Loan Services 19, -0.01% 0.28%
Synergy One Lending 20, 0.00% 0.19%
Nationstar Mortgage 21, 0.00% 0.28%
LoanDepot 22, 0.00% 0.19%
New American Funding 23, 0.01% 0.47%
Supreme Lending/ Everett Financial Inc 24, 0.01% 0.19%
Quicken Loans 25, 0.02% 2.33%
Cornerstone Home Lending, Inc 26, 0.02% 2.52%
Fairway Independent Mort Corp 27, 0.03% 43.47%
Austin Capital Bank SSB 28, 0.03% 0.47%
CMG Mortgage Inc 29, 0.04% 1.96%
Guaranteed Rate Inc 30, 0.08% 1.68%
Primelending 31, 0.08% 0.75%
Sente Mortgage Inc 32, 0.12% 2.52%
Planet Home Lending 33, 0.15% 1.03%
Gateway First Bank 34, 0.17% 4.38%
Amcap Mortgage Ltd 35, 0.18% 2.15%
Guild Mortgage Company 36, 0.19% 4.01%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Guild Mortgage Company 1, -0.03% 2.70%
Caliber Home Loans Inc 2, -0.03% 2.70%
Lakeview Loan Servicing 3, -0.03% 16.22%
First National Bank Texas 4, -0.02% 1.35%
Pennymac Loan Services 5, -0.01% 4.05%
SWBC Mortgage Corporation 6, -0.01% 1.35%
Supreme Lending/ Everett Financial Inc 7, -0.01% 1.35%
Carrington Mortgage Services 8, -0.01% 9.46%
Cardinal Financial Company LP 9, -0.01% 1.35%
Bank of America 10, -0.00% 1.35%
Thrive Mortgage 11, -0.00% 1.35%
Freedom Mortgage Corporation 12, -0.00% 1.35%
Planet Home Lending 13, 0.00% 1.35%
Sente Mortgage Inc 14, 0.01% 1.35%
Cornerstone Home Lending, Inc 15, 0.01% 4.05%
Village Capital & Investment 16, 0.01% 16.22%
Amcap Mortgage Ltd 17, 0.01% 2.70%
Lakeview Community Capital, LL 18, 0.01% 5.41%
Synergy One Lending 19, 0.02% 1.35%
Quicken Loans 20, 0.02% 12.16%
Fairway Independent Mort Corp 21, 0.02% 10.81%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
JPMorgan Chase Bank 1, -0.01% 11.11%
Wells Fargo Bank 2, -0.01% 11.11%
Bank of America 3, -0.00% 11.11%
Fairway Independent Mort Corp 4, 0.00% 11.11%
SWBC Mortgage Corporation 5, 0.00% 11.11%
Extraco Banks 6, 0.00% 22.22%
Guild Mortgage Company 7, 0.00% 11.11%
Thrive Mortgage 8, 0.01% 11.11%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
JPMorgan Chase Bank 1, -0.01% 16.67%
Wells Fargo Bank 2, -0.01% 16.67%
Extraco Banks 3, 0.00% 16.67%
Bank of America 4, 0.00% 16.67%
SWBC Mortgage Corporation 5, 0.00% 16.67%
Guild Mortgage Company 6, 0.01% 16.67%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Fairway Independent Mort Corp 1, -0.00% 33.33%
Extraco Banks 2, 0.00% 33.33%
Thrive Mortgage 3, 0.00% 33.33%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.40% 7.50%
DHI Mortgage Company Limited 2, -0.34% 11.35%
First National Bank Texas 3, -0.16% 4.97%
Usaa Federal Savings Bank 4, -0.07% 8.74%
Extraco Banks 5, -0.07% 0.62%
American Pacific Mortgage Corporation 6, -0.07% 1.85%
Wells Fargo Bank 7, -0.06% 0.42%
Gateway First Bank 8, -0.06% 2.16%
BancorpSouth Bank 9, -0.05% 0.84%
Austin Capital Bank SSB 10, -0.04% 0.67%
Caliber Home Loans Inc 11, -0.03% 1.35%
Pennymac Loan Services 12, -0.02% 1.46%
Flagstar Bank 13, -0.02% 0.65%
SWBC Mortgage Corporation 14, -0.01% 7.08%
LoanDepot 15, 0.00% 0.84%
Freedom Mortgage Corporation 16, 0.01% 0.37%
Bank of America 17, 0.01% 0.03%
Cornerstone Home Lending, Inc 18, 0.01% 0.22%
Bokf 19, 0.02% 0.25%
Lakeview Loan Servicing 20, 0.02% 2.73%
Lakeview Community Capital, LL 21, 0.03% 1.21%
New American Funding 22, 0.03% 0.34%
Synergy One Lending 23, 0.03% 0.53%
Legacy Mutual Mortgage 24, 0.04% 0.39%
Ark-La-Tex Financial Services 25, 0.04% 0.87%
Cardinal Financial Company LP 26, 0.04% 0.11%
Supreme Lending/ Everett Financial Inc 27, 0.05% 0.28%
Thrive Mortgage 28, 0.05% 0.25%
Primelending 29, 0.05% 0.22%
Guaranteed Rate Inc 30, 0.05% 0.51%
Quicken Loans 31, 0.07% 1.12%
Village Capital & Investment 32, 0.08% 1.15%
LeaderOne Financial Corp 33, 0.08% 0.82%
CMG Mortgage Inc 34, 0.09% 1.41%
Nationstar Mortgage 35, 0.14% 0.31%
Fairway Independent Mort Corp 36, 0.17% 27.40%
Amcap Mortgage Ltd 37, 0.17% 0.90%
Sente Mortgage Inc 38, 0.22% 0.65%
Guild Mortgage Company 39, 0.25% 2.64%
Carrington Mortgage Services 40, 0.26% 1.69%
Planet Home Lending 41, 0.73% 3.06%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.41% 8.53%
DHI Mortgage Company Limited 2, -0.34% 13.25%
First National Bank Texas 3, -0.16% 5.74%
Usaa Federal Savings Bank 4, -0.08% 8.72%
Extraco Banks 5, -0.07% 0.66%
American Pacific Mortgage Corporation 6, -0.07% 1.90%
Wells Fargo Bank 7, -0.06% 0.46%
Gateway First Bank 8, -0.06% 2.13%
BancorpSouth Bank 9, -0.05% 0.98%
Austin Capital Bank SSB 10, -0.04% 0.79%
Freedom Mortgage Corporation 11, -0.03% 0.26%
Flagstar Bank 12, -0.03% 0.49%
Caliber Home Loans Inc 13, -0.02% 0.79%
SWBC Mortgage Corporation 14, -0.01% 7.31%
Cornerstone Home Lending, Inc 15, 0.01% 0.20%
Bank of America 16, 0.01% 0.03%
Pennymac Loan Services 17, 0.02% 0.26%
Bokf 18, 0.02% 0.23%
Synergy One Lending 19, 0.04% 0.56%
Legacy Mutual Mortgage 20, 0.05% 0.43%
New American Funding 21, 0.05% 0.26%
Ark-La-Tex Financial Services 22, 0.05% 0.95%
Cardinal Financial Company LP 23, 0.05% 0.13%
Supreme Lending/ Everett Financial Inc 24, 0.05% 0.30%
Primelending 25, 0.05% 0.26%
Guaranteed Rate Inc 26, 0.06% 0.56%
Thrive Mortgage 27, 0.06% 0.23%
Quicken Loans 28, 0.07% 1.28%
LeaderOne Financial Corp 29, 0.09% 0.95%
CMG Mortgage Inc 30, 0.09% 1.64%
LoanDepot 31, 0.11% 0.30%
Nationstar Mortgage 32, 0.14% 0.36%
Fairway Independent Mort Corp 33, 0.18% 31.03%
Amcap Mortgage Ltd 34, 0.20% 0.95%
Sente Mortgage Inc 35, 0.23% 0.75%
Guild Mortgage Company 36, 0.31% 2.46%
Carrington Mortgage Services 37, 0.34% 0.66%
Planet Home Lending 38, 0.81% 3.21%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Caliber Home Loans Inc 1, -0.08% 4.72%
LoanDepot 2, -0.07% 4.13%
Pennymac Loan Services 3, -0.06% 8.64%
American Pacific Mortgage Corporation 4, -0.06% 1.57%
Usaa Federal Savings Bank 5, -0.05% 8.84%
Gateway First Bank 6, -0.05% 2.36%
Navy Federal Credit Union 7, -0.04% 1.38%
Bokf 8, -0.02% 0.39%
Amcap Mortgage Ltd 9, -0.02% 0.59%
Flagstar Bank 10, -0.02% 1.57%
New American Funding 11, -0.02% 0.79%
Lakeview Loan Servicing 12, -0.02% 19.06%
Supreme Lending/ Everett Financial Inc 13, -0.02% 0.20%
Cornerstone Home Lending, Inc 14, -0.01% 0.39%
First National Bank Texas 15, -0.01% 0.39%
Guaranteed Rate Inc 16, -0.01% 0.20%
Thrive Mortgage 17, -0.01% 0.39%
Extraco Banks 18, -0.01% 0.39%
Planet Home Lending 19, -0.01% 2.16%
Lakeview Community Capital, LL 20, -0.01% 8.45%
Legacy Mutual Mortgage 21, -0.00% 0.20%
Quicken Loans 22, 0.00% 0.20%
Ark-La-Tex Financial Services 23, 0.01% 0.39%
Guild Mortgage Company 24, 0.01% 3.73%
Wells Fargo Bank 25, 0.01% 0.20%
SWBC Mortgage Corporation 26, 0.02% 5.70%
Synergy One Lending 27, 0.02% 0.39%
Village Capital & Investment 28, 0.04% 8.06%
Freedom Mortgage Corporation 29, 0.05% 0.98%
Fairway Independent Mort Corp 30, 0.05% 5.70%
Carrington Mortgage Services 31, 0.19% 7.86%

* Data is compiled for the Killeen, TX commuting zone area, which comprises of counties of Bell County, TX, Coryell County, TX, Lampasas County, TX, and San Saba County, TX. This includes cities/towns/communities of Killeen, TX as well as Temple, TX, Copperas Cove, TX, Harker Heights, TX, Belton, TX, Nolanville, TX, Salado, TX, Kempner, TX, Gatesville, TX, Lampasas, TX, Morgans Point Resort, TX, Bartlett, TX, Troy, TX, Little River-Academy, TX, Rogers, TX, Evant, TX, Oglesby, TX, Lometa, TX, San Saba, TX, and Fort Hood, TX. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings for Other Cities

This page ranks the top mortgage lenders in the Killeen, TX area. For mortgage lender rankings of other cities, click here.