Top Mortgage Lenders in Easton, MD

Which mortgage lender in the Easton, MD area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Easton, MD area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Easton, MD area is Bay Capital Mortgage Corporation, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.10%. This means that Bay Capital Mortgage Corporation provided a -0.10% lower interest rate for its customers than other lenders in Easton, MD for a similar set of borrowers. Bay Capital Mortgage Corporation has a market share of 5.3%. On the other hand, the most popular lender in the market is Quicken Loans, with a market share of 15.9%. Quicken Loans is an average rate lender in this area, with a “Rate Difference” of +0.08% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Easton, MD area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Easton, MD is Bay Capital Mortgage Corporation. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Bank of America. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Home Point Financial Corporation. The cheapest VA mortgage provider is Navy Federal Credit Union. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Ranking of Mortgage Lenders in Easton, MD

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bay Capital Mortgage Corporation 1, -0.10% 5.34%
Bank of America 2, -0.09% 3.04%
Truist Bank 3, -0.05% 2.41%
Howard Bank 4, -0.05% 1.62%
Home Point Financial Corporation 5, -0.04% 3.46%
M&T Bank 6, -0.04% 4.03%
Wells Fargo Bank 7, -0.04% 8.17%
Movement Mortgage 8, -0.02% 1.62%
LoanDepot 9, -0.02% 2.88%
Newrez 10, -0.02% 2.30%
NFM, Inc 11, -0.02% 2.67%
Pnc Bank 12, -0.02% 3.72%
Prosperity Home Mortgage 13, -0.01% 2.41%
Suntrust Banks, Inc 14, -0.01% 1.68%
TowneBank 15, -0.01% 1.94%
Atlantic Coast Mortgage 16, -0.01% 1.99%
Academy Mortgage Corporation 17, -0.01% 3.72%
Caliber Home Loans Inc 18, -0.01% 3.14%
Usaa Federal Savings Bank 19, -0.00% 2.10%
JPMorgan Chase Bank 20, 0.01% 2.10%
Southern Trust Mortgage 21, 0.02% 5.87%
Navy Federal Credit Union 22, 0.02% 2.99%
First Home Mortgage 23, 0.03% 12.94%
Nationstar Mortgage 24, 0.08% 1.94%
Quicken Loans 25, 0.08% 15.92%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.12% 3.34%
Wells Fargo Bank 2, -0.08% 9.35%
Bay Capital Mortgage Corporation 3, -0.08% 5.53%
Home Point Financial Corporation 4, -0.05% 4.29%
Pnc Bank 5, -0.04% 2.19%
Howard Bank 6, -0.03% 1.53%
Truist Bank 7, -0.03% 2.19%
M&T Bank 8, -0.02% 4.39%
Movement Mortgage 9, -0.02% 2.48%
LoanDepot 10, -0.01% 1.53%
Caliber Home Loans Inc 11, -0.01% 2.77%
Suntrust Banks, Inc 12, -0.01% 1.72%
Prosperity Home Mortgage 13, -0.01% 4.01%
JPMorgan Chase Bank 14, -0.00% 1.62%
Atlantic Coast Mortgage 15, -0.00% 2.86%
Newrez 16, -0.00% 1.62%
Academy Mortgage Corporation 17, 0.00% 4.87%
NFM, Inc 18, 0.01% 2.00%
TowneBank 19, 0.01% 2.39%
Usaa Federal Savings Bank 20, 0.01% 2.39%
Navy Federal Credit Union 21, 0.02% 3.24%
Southern Trust Mortgage 22, 0.04% 8.40%
Nationstar Mortgage 23, 0.04% 0.86%
First Home Mortgage 24, 0.07% 16.51%
Quicken Loans 25, 0.09% 7.92%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bay Capital Mortgage Corporation 1, -0.12% 5.11%
Truist Bank 2, -0.08% 2.67%
Howard Bank 3, -0.06% 1.74%
M&T Bank 4, -0.06% 3.60%
First Home Mortgage 5, -0.05% 8.59%
Bank of America 6, -0.04% 2.67%
NFM, Inc 7, -0.04% 3.48%
TowneBank 8, -0.04% 1.39%
Newrez 9, -0.04% 3.14%
LoanDepot 10, -0.03% 4.53%
Usaa Federal Savings Bank 11, -0.03% 1.74%
Southern Trust Mortgage 12, -0.03% 2.79%
Academy Mortgage Corporation 13, -0.03% 2.32%
Movement Mortgage 14, -0.02% 0.58%
Atlantic Coast Mortgage 15, -0.02% 0.93%
Suntrust Banks, Inc 16, -0.02% 1.63%
Pnc Bank 17, -0.02% 5.57%
Home Point Financial Corporation 18, -0.01% 2.44%
Caliber Home Loans Inc 19, -0.01% 3.60%
Prosperity Home Mortgage 20, -0.01% 0.46%
JPMorgan Chase Bank 21, 0.01% 2.67%
Navy Federal Credit Union 22, 0.03% 2.67%
Wells Fargo Bank 23, 0.05% 6.74%
Quicken Loans 24, 0.07% 25.67%
Nationstar Mortgage 25, 0.09% 3.25%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bay Capital Mortgage Corporation 1, -0.11% 7.43%
Bank of America 2, -0.10% 3.49%
Truist Bank 3, -0.08% 2.30%
Howard Bank 4, -0.07% 1.86%
Wells Fargo Bank 5, -0.04% 9.37%
M&T Bank 6, -0.04% 3.57%
Newrez 7, -0.03% 1.49%
LoanDepot 8, -0.03% 3.05%
Movement Mortgage 9, -0.03% 1.34%
NFM, Inc 10, -0.03% 1.86%
Usaa Federal Savings Bank 11, -0.03% 1.49%
Pnc Bank 12, -0.03% 4.76%
Suntrust Banks, Inc 13, -0.02% 1.49%
TowneBank 14, -0.02% 1.71%
Academy Mortgage Corporation 15, -0.02% 3.64%
Prosperity Home Mortgage 16, -0.01% 1.78%
JPMorgan Chase Bank 17, -0.01% 2.16%
Home Point Financial Corporation 18, -0.01% 2.23%
Atlantic Coast Mortgage 19, -0.01% 1.93%
Caliber Home Loans Inc 20, -0.00% 2.38%
Southern Trust Mortgage 21, -0.00% 4.76%
First Home Mortgage 22, 0.04% 13.38%
Navy Federal Credit Union 23, 0.08% 2.16%
Quicken Loans 24, 0.09% 18.96%
Nationstar Mortgage 25, 0.15% 1.41%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.15% 3.72%
Wells Fargo Bank 2, -0.10% 11.76%
Bay Capital Mortgage Corporation 3, -0.09% 8.63%
Howard Bank 4, -0.06% 1.79%
Pnc Bank 5, -0.05% 2.53%
Truist Bank 6, -0.05% 2.38%
JPMorgan Chase Bank 7, -0.04% 1.49%
Movement Mortgage 8, -0.03% 2.08%
LoanDepot 9, -0.02% 1.34%
Suntrust Banks, Inc 10, -0.02% 1.79%
Caliber Home Loans Inc 11, -0.02% 2.38%
Home Point Financial Corporation 12, -0.01% 2.23%
Usaa Federal Savings Bank 13, -0.01% 1.19%
Prosperity Home Mortgage 14, -0.00% 3.27%
Academy Mortgage Corporation 15, -0.00% 5.21%
M&T Bank 16, -0.00% 3.12%
Atlantic Coast Mortgage 17, 0.00% 2.98%
TowneBank 18, 0.01% 2.08%
Newrez 19, 0.01% 1.34%
Southern Trust Mortgage 20, 0.02% 6.85%
NFM, Inc 21, 0.02% 1.34%
Nationstar Mortgage 22, 0.04% 0.45%
Navy Federal Credit Union 23, 0.08% 2.23%
Quicken Loans 24, 0.10% 10.57%
First Home Mortgage 25, 0.10% 17.26%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bay Capital Mortgage Corporation 1, -0.13% 6.24%
Truist Bank 2, -0.12% 2.23%
Howard Bank 3, -0.07% 1.93%
M&T Bank 4, -0.07% 4.01%
Newrez 5, -0.07% 1.63%
First Home Mortgage 6, -0.06% 9.51%
NFM, Inc 7, -0.06% 2.38%
TowneBank 8, -0.05% 1.34%
Bank of America 9, -0.05% 3.27%
LoanDepot 10, -0.04% 4.75%
Southern Trust Mortgage 11, -0.04% 2.67%
Usaa Federal Savings Bank 12, -0.04% 1.78%
Academy Mortgage Corporation 13, -0.04% 2.08%
Movement Mortgage 14, -0.03% 0.59%
Atlantic Coast Mortgage 15, -0.03% 0.89%
Suntrust Banks, Inc 16, -0.02% 1.19%
Pnc Bank 17, -0.02% 6.98%
Prosperity Home Mortgage 18, -0.01% 0.30%
Home Point Financial Corporation 19, -0.00% 2.23%
Caliber Home Loans Inc 20, 0.01% 2.38%
JPMorgan Chase Bank 21, 0.01% 2.82%
Wells Fargo Bank 22, 0.06% 6.98%
Navy Federal Credit Union 23, 0.07% 2.08%
Quicken Loans 24, 0.08% 27.34%
Nationstar Mortgage 25, 0.17% 2.38%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Home Point Financial Corporation 1, -0.08% 9.19%
M&T Bank 2, -0.03% 9.19%
Atlantic Coast Mortgage 3, -0.03% 2.57%
Caliber Home Loans Inc 4, -0.01% 5.15%
Prosperity Home Mortgage 5, -0.01% 4.41%
Movement Mortgage 6, -0.01% 3.68%
Bank of America 7, -0.01% 0.37%
First Home Mortgage 8, -0.00% 13.60%
Newrez 9, 0.00% 6.99%
Academy Mortgage Corporation 10, 0.00% 3.31%
NFM, Inc 11, 0.00% 6.99%
Pnc Bank 12, 0.01% 0.37%
Nationstar Mortgage 13, 0.01% 5.51%
Quicken Loans 14, 0.01% 11.03%
Howard Bank 15, 0.01% 0.37%
TowneBank 16, 0.01% 2.57%
Suntrust Banks, Inc 17, 0.02% 0.74%
LoanDepot 18, 0.02% 2.21%
Navy Federal Credit Union 19, 0.02% 0.37%
JPMorgan Chase Bank 20, 0.04% 0.37%
Southern Trust Mortgage 21, 0.09% 11.03%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Home Point Financial Corporation 1, -0.08% 12.63%
M&T Bank 2, -0.04% 11.58%
Atlantic Coast Mortgage 3, -0.03% 3.68%
Quicken Loans 4, -0.03% 3.16%
Newrez 5, -0.01% 3.68%
Caliber Home Loans Inc 6, -0.01% 3.68%
Prosperity Home Mortgage 7, -0.01% 5.79%
Movement Mortgage 8, -0.01% 4.74%
Bank of America 9, -0.00% 0.53%
Academy Mortgage Corporation 10, 0.00% 4.21%
First Home Mortgage 11, 0.00% 17.37%
NFM, Inc 12, 0.00% 5.26%
Pnc Bank 13, 0.01% 0.53%
LoanDepot 14, 0.01% 1.58%
TowneBank 15, 0.02% 3.16%
Suntrust Banks, Inc 16, 0.02% 1.05%
Navy Federal Credit Union 17, 0.02% 0.53%
Nationstar Mortgage 18, 0.06% 2.63%
Southern Trust Mortgage 19, 0.10% 14.21%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Caliber Home Loans Inc 1, -0.03% 8.54%
Nationstar Mortgage 2, -0.02% 12.20%
First Home Mortgage 3, -0.01% 4.88%
Home Point Financial Corporation 4, -0.01% 1.22%
M&T Bank 5, -0.00% 3.66%
NFM, Inc 6, 0.00% 10.98%
Newrez 7, 0.00% 14.63%
Prosperity Home Mortgage 8, 0.01% 1.22%
Movement Mortgage 9, 0.01% 1.22%
Howard Bank 10, 0.01% 1.22%
Quicken Loans 11, 0.01% 29.27%
TowneBank 12, 0.01% 1.22%
Southern Trust Mortgage 13, 0.02% 3.66%
LoanDepot 14, 0.02% 3.66%
Academy Mortgage Corporation 15, 0.03% 1.22%
JPMorgan Chase Bank 16, 0.04% 1.22%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.06% 7.83%
Wells Fargo Bank 2, -0.02% 23.48%
TowneBank 3, -0.00% 2.61%
Pnc Bank 4, 0.00% 2.61%
Prosperity Home Mortgage 5, 0.00% 3.48%
Suntrust Banks, Inc 6, 0.00% 8.70%
Bay Capital Mortgage Corporation 7, 0.00% 1.74%
Truist Bank 8, 0.00% 13.04%
Newrez 9, 0.01% 0.87%
NFM, Inc 10, 0.01% 0.87%
LoanDepot 11, 0.01% 0.87%
First Home Mortgage 12, 0.01% 6.09%
Atlantic Coast Mortgage 13, 0.02% 0.87%
Navy Federal Credit Union 14, 0.02% 5.22%
Quicken Loans 15, 0.02% 2.61%
Academy Mortgage Corporation 16, 0.02% 3.48%
M&T Bank 17, 0.02% 1.74%
Caliber Home Loans Inc 18, 0.03% 2.61%
JPMorgan Chase Bank 19, 0.04% 8.70%
Howard Bank 20, 0.05% 2.61%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.06% 11.11%
Wells Fargo Bank 2, -0.02% 22.22%
TowneBank 3, -0.00% 2.78%
Prosperity Home Mortgage 4, -0.00% 4.17%
Pnc Bank 5, 0.00% 4.17%
Truist Bank 6, 0.00% 9.72%
Suntrust Banks, Inc 7, 0.00% 5.56%
Newrez 8, 0.01% 1.39%
LoanDepot 9, 0.01% 1.39%
Atlantic Coast Mortgage 10, 0.02% 1.39%
Caliber Home Loans Inc 11, 0.02% 1.39%
First Home Mortgage 12, 0.02% 6.94%
Navy Federal Credit Union 13, 0.02% 6.94%
Quicken Loans 14, 0.03% 1.39%
Academy Mortgage Corporation 15, 0.03% 4.17%
M&T Bank 16, 0.03% 1.39%
JPMorgan Chase Bank 17, 0.05% 9.72%
Howard Bank 18, 0.05% 4.17%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.02% 25.58%
TowneBank 2, -0.01% 2.33%
First Home Mortgage 3, -0.01% 4.65%
Suntrust Banks, Inc 4, 0.00% 13.95%
Bay Capital Mortgage Corporation 5, 0.00% 4.65%
Bank of America 6, 0.00% 2.33%
Navy Federal Credit Union 7, 0.00% 2.33%
NFM, Inc 8, 0.01% 2.33%
Truist Bank 9, 0.01% 18.60%
Academy Mortgage Corporation 10, 0.01% 2.33%
Prosperity Home Mortgage 11, 0.01% 2.33%
Quicken Loans 12, 0.01% 4.65%
M&T Bank 13, 0.01% 2.33%
JPMorgan Chase Bank 14, 0.02% 6.98%
Caliber Home Loans Inc 15, 0.04% 4.65%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.04% 11.86%
Wells Fargo Bank 2, -0.03% 1.69%
NFM, Inc 3, -0.02% 3.39%
M&T Bank 4, -0.02% 1.13%
Newrez 5, -0.01% 2.26%
Home Point Financial Corporation 6, -0.01% 6.21%
Bank of America 7, -0.01% 0.56%
Southern Trust Mortgage 8, -0.01% 10.17%
Prosperity Home Mortgage 9, -0.01% 3.39%
Howard Bank 10, -0.01% 1.13%
Movement Mortgage 11, -0.00% 1.69%
LoanDepot 12, -0.00% 3.95%
Pnc Bank 13, 0.00% 1.69%
Caliber Home Loans Inc 14, 0.00% 6.21%
Atlantic Coast Mortgage 15, 0.01% 2.26%
First Home Mortgage 16, 0.01% 12.99%
Academy Mortgage Corporation 17, 0.01% 5.08%
TowneBank 18, 0.01% 2.26%
Usaa Federal Savings Bank 19, 0.02% 11.30%
Nationstar Mortgage 20, 0.03% 1.69%
Quicken Loans 21, 0.05% 9.04%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.06% 11.40%
Wells Fargo Bank 2, -0.03% 2.63%
M&T Bank 3, -0.02% 1.75%
Bank of America 4, -0.01% 0.88%
Southern Trust Mortgage 5, -0.01% 13.16%
Howard Bank 6, -0.01% 0.88%
Prosperity Home Mortgage 7, -0.01% 5.26%
LoanDepot 8, -0.01% 2.63%
NFM, Inc 9, -0.00% 1.75%
Home Point Financial Corporation 10, -0.00% 5.26%
Movement Mortgage 11, -0.00% 2.63%
Pnc Bank 12, 0.00% 1.75%
First Home Mortgage 13, 0.01% 16.67%
Atlantic Coast Mortgage 14, 0.01% 1.75%
TowneBank 15, 0.02% 2.63%
Nationstar Mortgage 16, 0.02% 0.88%
Caliber Home Loans Inc 17, 0.02% 4.39%
Quicken Loans 18, 0.02% 4.39%
Usaa Federal Savings Bank 19, 0.03% 14.91%
Academy Mortgage Corporation 20, 0.03% 4.39%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
NFM, Inc 1, -0.03% 6.35%
Home Point Financial Corporation 2, -0.03% 7.94%
Navy Federal Credit Union 3, -0.02% 12.70%
Newrez 4, -0.02% 6.35%
Academy Mortgage Corporation 5, -0.02% 6.35%
Caliber Home Loans Inc 6, -0.01% 9.52%
Howard Bank 7, -0.01% 1.59%
Southern Trust Mortgage 8, -0.01% 4.76%
Atlantic Coast Mortgage 9, -0.01% 3.17%
LoanDepot 10, -0.00% 6.35%
First Home Mortgage 11, -0.00% 6.35%
Usaa Federal Savings Bank 12, -0.00% 4.76%
Pnc Bank 13, -0.00% 1.59%
TowneBank 14, 0.01% 1.59%
Nationstar Mortgage 15, 0.03% 3.17%
Quicken Loans 16, 0.06% 17.46%

* Data is compiled for the Easton, MD commuting zone area, which comprises of counties of Caroline County, MD, Dorchester County, MD, Kent County, MD, Queen Anne’s County, MD, and Talbot County, MD. This includes cities/towns/communities of Easton, MD as well as Kent Narrows, MD, Centreville, MD, Stevensville, MD, Cambridge, MD, Chester, MD, Queenstown, MD, Church Hill, MD, Greensboro, MD, Ridgely, MD, St. Michaels, MD, Williston, MD, Oxford, MD, Hurlock, MD, Secretary, MD, Queen Anne, MD, Butlertown, MD, Fairlee, MD, Galena, MD, Chestertown, MD, Denton, MD, Preston, MD, Edesville, MD, Tilghman Island, MD, Federalsburg, MD, Millington, MD, West Denton, MD, Madison, MD, Templeville, MD, Templeville, MD, Brookview, MD, Algonquin, MD, and Elliott, MD. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings for Other Cities

This page ranks the top mortgage lenders in the Easton, MD area. For mortgage lender rankings of other cities, click here.