Top Mortgage Lenders in the Spartanburg, SC area

Which mortgage lender in the Spartanburg, SC area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Spartanburg, SC area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Spartanburg, SC area is Bank of America, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.16%. This means that Bank of America provided a -0.16% lower interest rate for its customers than other lenders in Spartanburg, SC for a similar set of borrowers. Bank of America has a market share of 1.9%. On the other hand, the most popular lender in the market is Quicken Loans, with a market share of 12.0%. Quicken Loans is an average rate lender in this area, with a “Rate Difference” of +0.05% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Spartanburg, SC area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Spartanburg, SC is Bank of America. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Truist Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Apex Home Loans. The cheapest VA mortgage provider is Navy Federal Credit Union. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.16% 1.87%
HomeTrust Bank 2, -0.15% 1.51%
Ameris Bank 3, -0.13% 2.08%
DHI Mortgage Company Limited 4, -0.13% 2.97%
Keller Mortgage 5, -0.12% 0.88%
Apex Home Loans 6, -0.12% 1.28%
Renasant Bank 7, -0.10% 1.06%
Navy Federal Credit Union 8, -0.10% 1.12%
South State Bank 9, -0.10% 0.91%
Sharonview Federal CU 10, -0.10% 0.99%
Provident Funding Associates 11, -0.09% 0.58%
Countybank 12, -0.08% 1.22%
Freedom Mortgage Corporation 13, -0.08% 2.01%
Flagstar Bank 14, -0.08% 0.84%
Amerisave Mortgage Corporation 15, -0.07% 0.60%
State Employees’ Credit Union 16, -0.07% 1.28%
Caliber Home Loans Inc 17, -0.06% 1.54%
Suntrust Banks, Inc 18, -0.06% 0.78%
Truist Bank 19, -0.06% 2.44%
TD Bank 20, -0.06% 0.50%
Citizens Bank 21, -0.05% 0.65%
Pennymac Loan Services 22, -0.05% 1.06%
Wells Fargo Bank 23, -0.04% 3.98%
First-Citizens Bank & Trust Co 24, -0.04% 2.27%
Southern First 25, -0.03% 0.50%
JPMorgan Chase Bank 26, -0.03% 0.81%
Usaa Federal Savings Bank 27, -0.02% 2.01%
LoanDepot 28, -0.01% 2.37%
First Reliance Bank 29, -0.01% 1.15%
Homeside Financial 30, -0.01% 0.94%
NVR Mortgage Finance Inc 31, -0.01% 1.71%
Lakeview Loan Servicing 32, -0.00% 0.65%
Guaranteed Rate Inc 33, -0.00% 0.58%
Resource Financial Services, Inc 34, 0.00% 0.71%
Founders Federal Credit Union 35, 0.00% 1.32%
United Community Bank 36, 0.02% 1.56%
Atlantic Bay Mortgage Group 37, 0.02% 2.16%
AnnieMac Home Mortgage 38, 0.02% 1.25%
Carrington Mortgage Services 39, 0.02% 0.55%
Cardinal Financial Company LP 40, 0.02% 0.71%
FirstBank 41, 0.03% 1.06%
Network Funding, LP 42, 0.03% 0.62%
Movement Mortgage 43, 0.03% 5.18%
Ark-La-Tex Financial Services 44, 0.04% 5.86%
HomeStar Financial Corporation 45, 0.05% 0.75%
Quicken Loans 46, 0.05% 11.96%
New American Funding 47, 0.06% 1.07%
Primelending 48, 0.06% 4.78%
Guild Mortgage Company 49, 0.06% 1.75%
Fairway Independent Mort Corp 50, 0.06% 3.96%
On Q Financial Inc 51, 0.07% 1.46%
First Piedmont Federal Savings and Loan Association of Gaffney 52, 0.11% 3.43%
Finance of America Mortgage 53, 0.12% 1.10%
RPM Mortgage 54, 0.13% 2.13%
Nationstar Mortgage 55, 0.15% 1.45%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.20% 1.66%
HomeTrust Bank 2, -0.17% 1.38%
Ameris Bank 3, -0.14% 2.62%
Freedom Mortgage Corporation 4, -0.14% 2.07%
South State Bank 5, -0.13% 0.90%
DHI Mortgage Company Limited 6, -0.13% 4.21%
Apex Home Loans 7, -0.12% 1.68%
Keller Mortgage 8, -0.12% 1.22%
Wells Fargo Bank 9, -0.12% 3.94%
Navy Federal Credit Union 10, -0.11% 1.43%
Renasant Bank 11, -0.11% 1.38%
Flagstar Bank 12, -0.10% 0.87%
LoanDepot 13, -0.10% 1.52%
Provident Funding Associates 14, -0.09% 0.69%
TD Bank 15, -0.07% 0.39%
Caliber Home Loans Inc 16, -0.07% 1.82%
Truist Bank 17, -0.07% 2.19%
Suntrust Banks, Inc 18, -0.06% 0.76%
Countybank 19, -0.05% 0.97%
Citizens Bank 20, -0.05% 0.76%
JPMorgan Chase Bank 21, -0.03% 0.67%
Pennymac Loan Services 22, -0.03% 0.32%
Sharonview Federal CU 23, -0.03% 0.44%
State Employees’ Credit Union 24, -0.02% 0.81%
Homeside Financial 25, -0.02% 1.11%
Southern First 26, -0.01% 0.41%
Carrington Mortgage Services 27, -0.01% 0.14%
Lakeview Loan Servicing 28, -0.01% 0.07%
NVR Mortgage Finance Inc 29, -0.00% 2.42%
Usaa Federal Savings Bank 30, -0.00% 2.14%
Resource Financial Services, Inc 31, 0.00% 0.90%
Guaranteed Rate Inc 32, 0.01% 0.67%
First Reliance Bank 33, 0.01% 1.20%
First-Citizens Bank & Trust Co 34, 0.01% 1.87%
Amerisave Mortgage Corporation 35, 0.02% 0.21%
Cardinal Financial Company LP 36, 0.03% 0.74%
Atlantic Bay Mortgage Group 37, 0.03% 2.69%
AnnieMac Home Mortgage 38, 0.03% 1.59%
FirstBank 39, 0.03% 1.22%
Movement Mortgage 40, 0.04% 6.31%
Network Funding, LP 41, 0.04% 0.74%
Ark-La-Tex Financial Services 42, 0.05% 7.81%
HomeStar Financial Corporation 43, 0.05% 1.04%
United Community Bank 44, 0.05% 1.29%
Founders Federal Credit Union 45, 0.05% 0.44%
Primelending 46, 0.06% 5.78%
Quicken Loans 47, 0.07% 6.10%
Fairway Independent Mort Corp 48, 0.07% 5.11%
New American Funding 49, 0.08% 1.24%
Guild Mortgage Company 50, 0.08% 2.03%
On Q Financial Inc 51, 0.09% 1.70%
Nationstar Mortgage 52, 0.09% 0.51%
Finance of America Mortgage 53, 0.13% 1.31%
RPM Mortgage 54, 0.14% 2.74%
First Piedmont Federal Savings and Loan Association of Gaffney 55, 0.18% 3.80%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Piedmont Federal Savings and Loan Association of Gaffney 1, -0.13% 2.54%
Sharonview Federal CU 2, -0.13% 2.32%
Countybank 3, -0.12% 1.82%
State Employees’ Credit Union 4, -0.11% 2.43%
Bank of America 5, -0.11% 2.37%
Amerisave Mortgage Corporation 6, -0.11% 1.54%
HomeTrust Bank 7, -0.10% 1.82%
First-Citizens Bank & Trust Co 8, -0.10% 3.25%
Suntrust Banks, Inc 9, -0.07% 0.83%
Provident Funding Associates 10, -0.06% 0.33%
First Reliance Bank 11, -0.06% 1.05%
Usaa Federal Savings Bank 12, -0.06% 1.71%
Southern First 13, -0.06% 0.72%
Pennymac Loan Services 14, -0.05% 2.81%
Truist Bank 15, -0.05% 3.03%
New American Funding 16, -0.04% 0.66%
Fairway Independent Mort Corp 17, -0.04% 1.21%
Caliber Home Loans Inc 18, -0.04% 0.88%
TD Bank 19, -0.04% 0.77%
AnnieMac Home Mortgage 20, -0.04% 0.44%
Citizens Bank 21, -0.03% 0.39%
Apex Home Loans 22, -0.03% 0.33%
JPMorgan Chase Bank 23, -0.03% 1.16%
Network Funding, LP 24, -0.03% 0.33%
Guaranteed Rate Inc 25, -0.03% 0.39%
On Q Financial Inc 26, -0.02% 0.88%
Atlantic Bay Mortgage Group 27, -0.02% 0.88%
Resource Financial Services, Inc 28, -0.02% 0.28%
United Community Bank 29, -0.02% 2.21%
Guild Mortgage Company 30, -0.02% 1.10%
Renasant Bank 31, -0.02% 0.28%
Founders Federal Credit Union 32, -0.01% 3.42%
South State Bank 33, -0.01% 0.94%
Lakeview Loan Servicing 34, -0.01% 2.04%
Movement Mortgage 35, -0.00% 2.48%
Ameris Bank 36, -0.00% 0.77%
Keller Mortgage 37, -0.00% 0.06%
Flagstar Bank 38, 0.00% 0.77%
Ark-La-Tex Financial Services 39, 0.00% 1.21%
Navy Federal Credit Union 40, 0.01% 0.39%
HomeStar Financial Corporation 41, 0.01% 0.06%
Cardinal Financial Company LP 42, 0.01% 0.66%
FirstBank 43, 0.01% 0.66%
Carrington Mortgage Services 44, 0.03% 1.54%
Finance of America Mortgage 45, 0.03% 0.61%
Primelending 46, 0.04% 2.37%
Quicken Loans 47, 0.05% 25.98%
Homeside Financial 48, 0.05% 0.55%
RPM Mortgage 49, 0.05% 0.66%
LoanDepot 50, 0.05% 4.41%
Freedom Mortgage Corporation 51, 0.09% 1.88%
Wells Fargo Bank 52, 0.15% 4.08%
Nationstar Mortgage 53, 0.17% 3.70%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.18% 2.54%
Keller Mortgage 2, -0.15% 0.96%
HomeTrust Bank 3, -0.15% 2.36%
DHI Mortgage Company Limited 4, -0.14% 2.64%
Ameris Bank 5, -0.14% 1.88%
Renasant Bank 6, -0.11% 1.06%
South State Bank 7, -0.10% 1.37%
Countybank 8, -0.10% 1.45%
Sharonview Federal CU 9, -0.10% 1.55%
Amerisave Mortgage Corporation 10, -0.10% 0.74%
Provident Funding Associates 11, -0.09% 0.91%
Apex Home Loans 12, -0.08% 1.04%
Suntrust Banks, Inc 13, -0.07% 1.06%
State Employees’ Credit Union 14, -0.07% 2.00%
Truist Bank 15, -0.06% 3.50%
TD Bank 16, -0.06% 0.71%
Citizens Bank 17, -0.06% 0.76%
Flagstar Bank 18, -0.06% 0.56%
LoanDepot 19, -0.05% 2.21%
Wells Fargo Bank 20, -0.04% 5.93%
First-Citizens Bank & Trust Co 21, -0.04% 3.32%
Southern First 22, -0.03% 0.71%
JPMorgan Chase Bank 23, -0.03% 1.12%
Usaa Federal Savings Bank 24, -0.03% 1.34%
First Reliance Bank 25, -0.01% 1.80%
Guaranteed Rate Inc 26, -0.00% 0.66%
Ark-La-Tex Financial Services 27, -0.00% 4.82%
Founders Federal Credit Union 28, 0.00% 2.05%
Cardinal Financial Company LP 29, 0.01% 0.30%
New American Funding 30, 0.01% 0.76%
AnnieMac Home Mortgage 31, 0.01% 1.12%
Resource Financial Services, Inc 32, 0.01% 0.61%
HomeStar Financial Corporation 33, 0.02% 0.30%
Carrington Mortgage Services 34, 0.02% 0.28%
Lakeview Loan Servicing 35, 0.02% 0.03%
NVR Mortgage Finance Inc 36, 0.02% 1.55%
Movement Mortgage 37, 0.02% 4.92%
Pennymac Loan Services 38, 0.02% 0.48%
United Community Bank 39, 0.02% 2.23%
Caliber Home Loans Inc 40, 0.03% 0.71%
Network Funding, LP 41, 0.03% 0.56%
Atlantic Bay Mortgage Group 42, 0.03% 2.03%
Freedom Mortgage Corporation 43, 0.05% 0.48%
FirstBank 44, 0.05% 0.86%
Homeside Financial 45, 0.05% 0.71%
Guild Mortgage Company 46, 0.05% 1.12%
Fairway Independent Mort Corp 47, 0.05% 2.89%
RPM Mortgage 48, 0.07% 1.95%
Primelending 49, 0.07% 4.54%
Navy Federal Credit Union 50, 0.07% 0.66%
On Q Financial Inc 51, 0.08% 1.65%
Finance of America Mortgage 52, 0.10% 1.19%
First Piedmont Federal Savings and Loan Association of Gaffney 53, 0.11% 5.22%
Quicken Loans 54, 0.12% 11.00%
Nationstar Mortgage 55, 0.25% 0.81%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.22% 2.20%
HomeTrust Bank 2, -0.17% 2.24%
Keller Mortgage 3, -0.15% 1.38%
Ameris Bank 4, -0.14% 2.61%
DHI Mortgage Company Limited 5, -0.13% 3.88%
South State Bank 6, -0.13% 1.46%
LoanDepot 7, -0.13% 1.79%
Wells Fargo Bank 8, -0.13% 6.01%
Renasant Bank 9, -0.11% 1.42%
Provident Funding Associates 10, -0.09% 1.12%
Apex Home Loans 11, -0.08% 1.42%
TD Bank 12, -0.08% 0.56%
Flagstar Bank 13, -0.07% 0.60%
Suntrust Banks, Inc 14, -0.07% 1.04%
Truist Bank 15, -0.07% 3.21%
Citizens Bank 16, -0.06% 0.86%
Countybank 17, -0.06% 1.01%
JPMorgan Chase Bank 18, -0.03% 0.93%
Sharonview Federal CU 19, -0.02% 0.71%
State Employees’ Credit Union 20, -0.02% 1.31%
Usaa Federal Savings Bank 21, -0.02% 1.57%
Southern First 22, -0.01% 0.56%
Pennymac Loan Services 23, 0.00% 0.26%
Ark-La-Tex Financial Services 24, 0.00% 6.38%
First Reliance Bank 25, 0.01% 1.94%
Guaranteed Rate Inc 26, 0.01% 0.78%
First-Citizens Bank & Trust Co 27, 0.01% 2.76%
Amerisave Mortgage Corporation 28, 0.02% 0.19%
HomeStar Financial Corporation 29, 0.02% 0.41%
NVR Mortgage Finance Inc 30, 0.02% 2.28%
Resource Financial Services, Inc 31, 0.03% 0.75%
Movement Mortgage 32, 0.03% 5.93%
Cardinal Financial Company LP 33, 0.03% 0.30%
AnnieMac Home Mortgage 34, 0.03% 1.42%
Caliber Home Loans Inc 35, 0.04% 0.90%
New American Funding 36, 0.04% 0.82%
Freedom Mortgage Corporation 37, 0.04% 0.41%
Nationstar Mortgage 38, 0.05% 0.15%
Atlantic Bay Mortgage Group 39, 0.05% 2.39%
Homeside Financial 40, 0.05% 0.71%
Network Funding, LP 41, 0.06% 0.60%
Founders Federal Credit Union 42, 0.06% 0.71%
Guild Mortgage Company 43, 0.06% 1.46%
United Community Bank 44, 0.06% 1.79%
FirstBank 45, 0.07% 0.90%
RPM Mortgage 46, 0.07% 2.50%
Fairway Independent Mort Corp 47, 0.08% 3.69%
Primelending 48, 0.08% 5.45%
Navy Federal Credit Union 49, 0.08% 0.86%
Quicken Loans 50, 0.11% 6.08%
On Q Financial Inc 51, 0.11% 1.98%
Finance of America Mortgage 52, 0.12% 1.38%
First Piedmont Federal Savings and Loan Association of Gaffney 53, 0.19% 5.97%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Piedmont Federal Savings and Loan Association of Gaffney 1, -0.14% 3.64%
Countybank 2, -0.14% 2.37%
Sharonview Federal CU 3, -0.14% 3.32%
Amerisave Mortgage Corporation 4, -0.13% 1.90%
Bank of America 5, -0.12% 3.24%
State Employees’ Credit Union 6, -0.12% 3.48%
First-Citizens Bank & Trust Co 7, -0.11% 4.51%
HomeTrust Bank 8, -0.11% 2.61%
Suntrust Banks, Inc 9, -0.08% 1.11%
Provident Funding Associates 10, -0.07% 0.47%
First Reliance Bank 11, -0.07% 1.50%
Fairway Independent Mort Corp 12, -0.07% 1.19%
Usaa Federal Savings Bank 13, -0.07% 0.87%
AnnieMac Home Mortgage 14, -0.07% 0.47%
New American Funding 15, -0.07% 0.63%
Southern First 16, -0.06% 1.03%
Truist Bank 17, -0.06% 4.11%
TD Bank 18, -0.05% 1.03%
Guaranteed Rate Inc 19, -0.05% 0.40%
On Q Financial Inc 20, -0.04% 0.95%
Citizens Bank 21, -0.04% 0.55%
JPMorgan Chase Bank 22, -0.04% 1.50%
Network Funding, LP 23, -0.04% 0.47%
Apex Home Loans 24, -0.04% 0.24%
Cardinal Financial Company LP 25, -0.03% 0.32%
Resource Financial Services, Inc 26, -0.03% 0.32%
Atlantic Bay Mortgage Group 27, -0.03% 1.27%
United Community Bank 28, -0.03% 3.16%
Flagstar Bank 29, -0.03% 0.47%
Renasant Bank 30, -0.02% 0.32%
South State Bank 31, -0.02% 1.19%
Founders Federal Credit Union 32, -0.02% 4.91%
Ameris Bank 33, -0.02% 0.32%
Caliber Home Loans Inc 34, -0.01% 0.32%
Keller Mortgage 35, -0.01% 0.08%
Ark-La-Tex Financial Services 36, -0.01% 1.50%
Movement Mortgage 37, -0.00% 2.77%
HomeStar Financial Corporation 38, 0.00% 0.08%
Carrington Mortgage Services 39, 0.01% 0.87%
Lakeview Loan Servicing 40, 0.01% 0.08%
FirstBank 41, 0.01% 0.79%
Guild Mortgage Company 42, 0.01% 0.40%
Finance of America Mortgage 43, 0.02% 0.79%
Navy Federal Credit Union 44, 0.02% 0.24%
Pennymac Loan Services 45, 0.03% 0.95%
LoanDepot 46, 0.04% 3.09%
RPM Mortgage 47, 0.04% 0.79%
Homeside Financial 48, 0.05% 0.71%
Freedom Mortgage Corporation 49, 0.05% 0.63%
Primelending 50, 0.06% 2.61%
Quicken Loans 51, 0.12% 21.44%
Wells Fargo Bank 52, 0.14% 5.78%
Nationstar Mortgage 53, 0.27% 2.22%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Apex Home Loans 1, -0.17% 2.13%
Ameris Bank 2, -0.16% 2.57%
Freedom Mortgage Corporation 3, -0.13% 5.26%
Flagstar Bank 4, -0.13% 1.38%
DHI Mortgage Company Limited 5, -0.13% 4.13%
Renasant Bank 6, -0.12% 0.94%
Caliber Home Loans Inc 7, -0.12% 3.13%
Bank of America 8, -0.09% 0.56%
Quicken Loans 9, -0.07% 14.33%
Homeside Financial 10, -0.07% 1.56%
Keller Mortgage 11, -0.04% 0.81%
NVR Mortgage Finance Inc 12, -0.04% 2.75%
Countybank 13, -0.04% 1.00%
Resource Financial Services, Inc 14, -0.03% 0.94%
Atlantic Bay Mortgage Group 15, -0.02% 2.32%
Pennymac Loan Services 16, -0.02% 1.13%
Amerisave Mortgage Corporation 17, -0.02% 0.25%
Truist Bank 18, -0.01% 0.06%
Citizens Bank 19, -0.01% 0.50%
Southern First 20, -0.01% 0.19%
Suntrust Banks, Inc 21, -0.01% 0.13%
TD Bank 22, -0.01% 0.13%
Navy Federal Credit Union 23, -0.01% 0.06%
FirstBank 24, 0.00% 1.69%
Guaranteed Rate Inc 25, 0.00% 0.38%
First-Citizens Bank & Trust Co 26, 0.02% 0.25%
United Community Bank 27, 0.02% 0.25%
Carrington Mortgage Services 28, 0.02% 0.75%
Lakeview Loan Servicing 29, 0.03% 1.75%
Network Funding, LP 30, 0.03% 0.63%
Cardinal Financial Company LP 31, 0.03% 1.69%
On Q Financial Inc 32, 0.04% 1.13%
Primelending 33, 0.04% 5.82%
AnnieMac Home Mortgage 34, 0.04% 1.69%
LoanDepot 35, 0.05% 1.81%
Movement Mortgage 36, 0.06% 6.51%
Fairway Independent Mort Corp 37, 0.06% 6.51%
HomeStar Financial Corporation 38, 0.07% 1.56%
Guild Mortgage Company 39, 0.08% 3.13%
New American Funding 40, 0.10% 2.13%
Ark-La-Tex Financial Services 41, 0.11% 9.07%
Nationstar Mortgage 42, 0.11% 2.94%
Finance of America Mortgage 43, 0.19% 1.13%
RPM Mortgage 44, 0.26% 2.94%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Freedom Mortgage Corporation 1, -0.20% 5.38%
Apex Home Loans 2, -0.19% 2.45%
Ameris Bank 3, -0.19% 2.93%
Flagstar Bank 4, -0.15% 1.50%
Caliber Home Loans Inc 5, -0.14% 3.56%
DHI Mortgage Company Limited 6, -0.13% 5.23%
Renasant Bank 7, -0.13% 1.19%
Bank of America 8, -0.10% 0.71%
Homeside Financial 9, -0.08% 1.90%
Pennymac Loan Services 10, -0.08% 0.32%
Keller Mortgage 11, -0.05% 1.03%
Countybank 12, -0.05% 1.11%
NVR Mortgage Finance Inc 13, -0.05% 3.48%
Resource Financial Services, Inc 14, -0.04% 1.11%
Atlantic Bay Mortgage Group 15, -0.03% 2.93%
Truist Bank 16, -0.02% 0.08%
Citizens Bank 17, -0.02% 0.63%
Southern First 18, -0.02% 0.24%
Suntrust Banks, Inc 19, -0.02% 0.16%
Quicken Loans 20, -0.02% 6.57%
TD Bank 21, -0.02% 0.16%
Lakeview Loan Servicing 22, -0.02% 0.24%
Carrington Mortgage Services 23, -0.02% 0.32%
FirstBank 24, -0.00% 2.06%
Amerisave Mortgage Corporation 25, -0.00% 0.08%
Guaranteed Rate Inc 26, -0.00% 0.48%
First-Citizens Bank & Trust Co 27, 0.01% 0.24%
United Community Bank 28, 0.01% 0.32%
LoanDepot 29, 0.02% 0.79%
Network Funding, LP 30, 0.02% 0.79%
Cardinal Financial Company LP 31, 0.03% 1.58%
On Q Financial Inc 32, 0.03% 1.19%
AnnieMac Home Mortgage 33, 0.03% 1.98%
Primelending 34, 0.04% 6.73%
Movement Mortgage 35, 0.06% 7.76%
Fairway Independent Mort Corp 36, 0.06% 8.00%
HomeStar Financial Corporation 37, 0.06% 1.98%
Ark-La-Tex Financial Services 38, 0.10% 11.32%
Guild Mortgage Company 39, 0.10% 3.17%
New American Funding 40, 0.10% 2.38%
Nationstar Mortgage 41, 0.13% 1.03%
Finance of America Mortgage 42, 0.19% 1.35%
RPM Mortgage 43, 0.26% 3.56%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Quicken Loans 1, -0.08% 43.58%
Primelending 2, -0.01% 2.39%
Apex Home Loans 3, -0.01% 0.90%
Movement Mortgage 4, -0.00% 1.79%
Guild Mortgage Company 5, 0.00% 2.99%
Amerisave Mortgage Corporation 6, 0.00% 0.90%
Countybank 7, 0.01% 0.60%
Caliber Home Loans Inc 8, 0.01% 1.49%
New American Funding 9, 0.02% 1.19%
Navy Federal Credit Union 10, 0.02% 0.30%
Pennymac Loan Services 11, 0.02% 4.18%
Resource Financial Services, Inc 12, 0.02% 0.30%
Fairway Independent Mort Corp 13, 0.03% 0.90%
FirstBank 14, 0.04% 0.30%
Flagstar Bank 15, 0.04% 0.90%
First-Citizens Bank & Trust Co 16, 0.04% 0.30%
Finance of America Mortgage 17, 0.04% 0.30%
Homeside Financial 18, 0.05% 0.30%
On Q Financial Inc 19, 0.05% 0.90%
AnnieMac Home Mortgage 20, 0.05% 0.60%
Lakeview Loan Servicing 21, 0.06% 7.46%
Ameris Bank 22, 0.06% 1.19%
Carrington Mortgage Services 23, 0.06% 2.39%
Cardinal Financial Company LP 24, 0.07% 2.09%
Ark-La-Tex Financial Services 25, 0.08% 0.60%
LoanDepot 26, 0.08% 5.67%
RPM Mortgage 27, 0.09% 0.60%
Nationstar Mortgage 28, 0.12% 10.15%
Freedom Mortgage Corporation 29, 0.14% 4.78%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Truist Bank 1, -0.02% 20.00%
JPMorgan Chase Bank 2, -0.02% 16.67%
Bank of America 3, -0.01% 10.00%
Usaa Federal Savings Bank 4, -0.01% 3.33%
TD Bank 5, -0.01% 3.33%
First-Citizens Bank & Trust Co 6, -0.00% 3.33%
Ameris Bank 7, -0.00% 3.33%
South State Bank 8, 0.00% 3.33%
Wells Fargo Bank 9, 0.00% 6.67%
Atlantic Bay Mortgage Group 10, 0.01% 3.33%
Suntrust Banks, Inc 11, 0.01% 3.33%
Movement Mortgage 12, 0.01% 3.33%
Primelending 13, 0.03% 3.33%
First Piedmont Federal Savings and Loan Association of Gaffney 14, 0.03% 16.67%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
JPMorgan Chase Bank 1, -0.04% 15.00%
Truist Bank 2, -0.03% 20.00%
Bank of America 3, -0.02% 5.00%
Usaa Federal Savings Bank 4, -0.01% 5.00%
First-Citizens Bank & Trust Co 5, -0.00% 5.00%
Wells Fargo Bank 6, 0.01% 5.00%
Atlantic Bay Mortgage Group 7, 0.01% 5.00%
Suntrust Banks, Inc 8, 0.01% 5.00%
Movement Mortgage 9, 0.01% 5.00%
Primelending 10, 0.03% 5.00%
First Piedmont Federal Savings and Loan Association of Gaffney 11, 0.03% 25.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.01% 20.00%
TD Bank 2, -0.01% 10.00%
Ameris Bank 3, -0.00% 10.00%
Wells Fargo Bank 4, -0.00% 10.00%
South State Bank 5, -0.00% 10.00%
Truist Bank 6, 0.01% 20.00%
JPMorgan Chase Bank 7, 0.01% 20.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.20% 7.19%
Pennymac Loan Services 2, -0.11% 4.79%
Lakeview Loan Servicing 3, -0.07% 1.88%
DHI Mortgage Company Limited 4, -0.06% 2.23%
United Community Bank 5, -0.05% 0.68%
Renasant Bank 6, -0.04% 1.37%
Keller Mortgage 7, -0.04% 0.51%
Caliber Home Loans Inc 8, -0.03% 2.91%
Truist Bank 9, -0.03% 0.86%
Homeside Financial 10, -0.02% 0.86%
Apex Home Loans 11, -0.02% 0.68%
Wells Fargo Bank 12, -0.02% 1.54%
First-Citizens Bank & Trust Co 13, -0.01% 0.68%
Usaa Federal Savings Bank 14, -0.01% 11.99%
Countybank 15, -0.01% 0.34%
Bank of America 16, -0.00% 0.51%
On Q Financial Inc 17, -0.00% 1.20%
Ameris Bank 18, -0.00% 2.05%
Guaranteed Rate Inc 19, 0.00% 0.68%
Citizens Bank 20, 0.00% 0.34%
Suntrust Banks, Inc 21, 0.00% 0.51%
JPMorgan Chase Bank 22, 0.01% 0.17%
South State Bank 23, 0.01% 0.17%
Flagstar Bank 24, 0.02% 1.37%
Finance of America Mortgage 25, 0.02% 0.51%
Cardinal Financial Company LP 26, 0.02% 0.86%
Amerisave Mortgage Corporation 27, 0.02% 0.68%
Guild Mortgage Company 28, 0.03% 2.40%
FirstBank 29, 0.03% 0.68%
AnnieMac Home Mortgage 30, 0.03% 1.03%
Ark-La-Tex Financial Services 31, 0.03% 4.45%
Primelending 32, 0.03% 3.60%
Resource Financial Services, Inc 33, 0.04% 0.86%
New American Funding 34, 0.04% 0.34%
Carrington Mortgage Services 35, 0.04% 1.88%
Network Funding, LP 36, 0.04% 1.03%
HomeStar Financial Corporation 37, 0.04% 1.54%
Nationstar Mortgage 38, 0.04% 1.71%
Freedom Mortgage Corporation 39, 0.04% 3.60%
LoanDepot 40, 0.05% 5.14%
Movement Mortgage 41, 0.05% 3.42%
Quicken Loans 42, 0.06% 12.50%
RPM Mortgage 43, 0.06% 1.20%
Atlantic Bay Mortgage Group 44, 0.07% 2.57%
Fairway Independent Mort Corp 45, 0.10% 4.45%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.22% 10.26%
DHI Mortgage Company Limited 2, -0.06% 3.42%
United Community Bank 3, -0.05% 1.05%
Renasant Bank 4, -0.05% 1.84%
Pennymac Loan Services 5, -0.04% 0.79%
Keller Mortgage 6, -0.03% 0.79%
Truist Bank 7, -0.03% 1.05%
LoanDepot 8, -0.03% 2.11%
Homeside Financial 9, -0.02% 1.32%
Apex Home Loans 10, -0.02% 1.05%
Wells Fargo Bank 11, -0.02% 2.37%
First-Citizens Bank & Trust Co 12, -0.02% 0.79%
Carrington Mortgage Services 13, -0.01% 0.53%
Guaranteed Rate Inc 14, -0.01% 0.53%
Countybank 15, -0.01% 0.26%
Caliber Home Loans Inc 16, -0.00% 2.63%
Bank of America 17, -0.00% 0.79%
On Q Financial Inc 18, -0.00% 1.58%
Freedom Mortgage Corporation 19, 0.00% 2.89%
Ameris Bank 20, 0.00% 1.84%
Citizens Bank 21, 0.00% 0.53%
Flagstar Bank 22, 0.01% 0.79%
JPMorgan Chase Bank 23, 0.01% 0.26%
Usaa Federal Savings Bank 24, 0.01% 13.16%
Suntrust Banks, Inc 25, 0.01% 0.53%
Finance of America Mortgage 26, 0.02% 0.79%
Cardinal Financial Company LP 27, 0.02% 1.05%
Nationstar Mortgage 28, 0.02% 1.32%
AnnieMac Home Mortgage 29, 0.03% 1.58%
Amerisave Mortgage Corporation 30, 0.03% 0.79%
Ark-La-Tex Financial Services 31, 0.03% 6.58%
Primelending 32, 0.03% 5.00%
FirstBank 33, 0.03% 0.79%
Resource Financial Services, Inc 34, 0.04% 1.32%
New American Funding 35, 0.04% 0.53%
Network Funding, LP 36, 0.04% 1.58%
HomeStar Financial Corporation 37, 0.04% 2.37%
Guild Mortgage Company 38, 0.06% 2.37%
Quicken Loans 39, 0.06% 5.00%
RPM Mortgage 40, 0.07% 1.84%
Movement Mortgage 41, 0.07% 4.21%
Atlantic Bay Mortgage Group 42, 0.07% 3.95%
Fairway Independent Mort Corp 43, 0.12% 5.79%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Pennymac Loan Services 1, -0.12% 12.25%
Lakeview Loan Servicing 2, -0.08% 5.39%
Caliber Home Loans Inc 3, -0.07% 3.43%
Usaa Federal Savings Bank 4, -0.06% 9.80%
Movement Mortgage 5, -0.04% 1.96%
Guild Mortgage Company 6, -0.03% 2.45%
Suntrust Banks, Inc 7, -0.01% 0.49%
Navy Federal Credit Union 8, -0.01% 1.47%
Renasant Bank 9, -0.01% 0.49%
Ameris Bank 10, -0.01% 2.45%
Primelending 11, -0.01% 0.98%
Truist Bank 12, -0.01% 0.49%
Countybank 13, -0.01% 0.49%
On Q Financial Inc 14, 0.00% 0.49%
Fairway Independent Mort Corp 15, 0.00% 1.96%
Amerisave Mortgage Corporation 16, 0.00% 0.49%
FirstBank 17, 0.00% 0.49%
Ark-La-Tex Financial Services 18, 0.01% 0.49%
Guaranteed Rate Inc 19, 0.01% 0.98%
Cardinal Financial Company LP 20, 0.01% 0.49%
South State Bank 21, 0.01% 0.49%
First-Citizens Bank & Trust Co 22, 0.01% 0.49%
Flagstar Bank 23, 0.02% 2.45%
Carrington Mortgage Services 24, 0.04% 4.41%
Quicken Loans 25, 0.05% 26.47%
Nationstar Mortgage 26, 0.05% 2.45%
LoanDepot 27, 0.07% 10.78%
Freedom Mortgage Corporation 28, 0.09% 4.90%

* Data is compiled for the Spartanburg, SC commuting zone area, which comprises of counties of Polk County, NC, Rutherford County, NC, Cherokee County, SC, Spartanburg County, SC, and Union County, SC. This includes cities/towns/communities of Spartanburg, SC as well as Reidville, SC, Greer, SC, Lyman, SC, Boiling Springs, SC, Wellford, SC, Valley Falls, SC, Roebuck, SC, Rutherfordton, NC, Gramling, SC, Gaffney, SC, Columbus, NC, Forest City, NC, Woodruff, SC, Inman, SC, Lake Lure, NC, Fingerville, SC, Ellenboro, NC, Campobello, SC, Chesnee, SC, Duncan, SC, Blacksburg, SC, Pacolet, SC, Landrum, SC, Mayo, SC, Union, SC, Tryon, NC, Caroleen, NC, Converse, SC, Enoree, SC, Cowpens, SC, Spindale, NC, Arcadia, SC, Glendale, SC, Saluda, NC, Southern Shops, SC, East Gaffney, SC, Buffalo, SC, Chesnee, SC, Jonesville, SC, Saxon, SC, Lockhart, SC, and Carlisle, SC. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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