Top Mortgage Lenders in Missoula, MT

Which mortgage lender in the Missoula, MT area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Missoula, MT area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Missoula, MT area is Wells Fargo Bank, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.07%. This means that Wells Fargo Bank provided a -0.07% lower interest rate for its customers than other lenders in Missoula, MT for a similar set of borrowers. Wells Fargo Bank has a market share of 5.8%. On the other hand, the most popular lender in the market is Opportunity Bank Of Montana, with a market share of 15.1%. Opportunity Bank Of Montana is an average rate lender in this area, with a “Rate Difference” of -0.02% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Missoula, MT area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, Wells Fargo Bank is the cheapest mortgage provider for Conventional and Jumbo mortgages in Missoula, MT. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Glacier Bank. The cheapest VA mortgage provider is Stockman Bank. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Ranking of Mortgage Lenders in Missoula, MT

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.07% 5.75%
Glacier Bank 2, -0.07% 11.13%
Stockman Bank 3, -0.06% 7.74%
First Interstate Bank 4, -0.06% 7.34%
Us Bank 5, -0.05% 3.54%
Opportunity Bank Of Montana 6, -0.02% 15.11%
Guaranteed Rate Inc 7, -0.00% 2.29%
RPM Mortgage 8, 0.00% 3.17%
Guild Mortgage Company 9, 0.00% 2.54%
Stearns Lending 10, 0.01% 4.31%
LoanDepot 11, 0.03% 1.70%
Usaa Federal Savings Bank 12, 0.04% 1.73%
Quicken Loans 13, 0.05% 10.80%
Clearwater Federal Credit Union 14, 0.07% 9.92%
Mann Mortgage 15, 0.08% 12.94%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Us Bank 1, -0.12% 3.16%
Wells Fargo Bank 2, -0.12% 6.20%
Quicken Loans 3, -0.06% 5.50%
First Interstate Bank 4, -0.05% 6.84%
Glacier Bank 5, -0.04% 10.58%
Stockman Bank 6, -0.04% 8.77%
RPM Mortgage 7, -0.01% 3.57%
Opportunity Bank Of Montana 8, -0.01% 17.60%
Guild Mortgage Company 9, 0.00% 2.81%
Stearns Lending 10, 0.01% 5.85%
Guaranteed Rate Inc 11, 0.01% 2.40%
Usaa Federal Savings Bank 12, 0.05% 2.28%
Mann Mortgage 13, 0.10% 15.91%
Clearwater Federal Credit Union 14, 0.11% 8.54%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Stockman Bank 1, -0.11% 5.98%
Glacier Bank 2, -0.10% 12.06%
First Interstate Bank 3, -0.06% 8.18%
Opportunity Bank Of Montana 4, -0.04% 10.87%
Guaranteed Rate Inc 5, -0.02% 2.09%
Usaa Federal Savings Bank 6, -0.01% 0.80%
Mann Mortgage 7, -0.00% 7.88%
Stearns Lending 8, -0.00% 1.69%
Guild Mortgage Company 9, 0.01% 2.09%
Clearwater Federal Credit Union 10, 0.01% 12.26%
RPM Mortgage 11, 0.03% 2.49%
LoanDepot 12, 0.03% 4.59%
Wells Fargo Bank 13, 0.04% 4.99%
Us Bank 14, 0.04% 4.19%
Quicken Loans 15, 0.11% 19.84%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.07% 5.91%
Glacier Bank 2, -0.06% 12.13%
First Interstate Bank 3, -0.05% 8.22%
Stockman Bank 4, -0.05% 7.20%
Us Bank 5, -0.05% 3.82%
Opportunity Bank Of Montana 6, -0.02% 15.59%
Guild Mortgage Company 7, 0.00% 2.09%
RPM Mortgage 8, 0.00% 2.62%
Guaranteed Rate Inc 9, 0.01% 2.22%
Stearns Lending 10, 0.02% 3.91%
Usaa Federal Savings Bank 11, 0.03% 0.84%
LoanDepot 12, 0.05% 1.33%
Mann Mortgage 13, 0.07% 12.39%
Quicken Loans 14, 0.07% 10.22%
Clearwater Federal Credit Union 15, 0.07% 11.51%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Us Bank 1, -0.13% 3.41%
Wells Fargo Bank 2, -0.13% 6.39%
Quicken Loans 3, -0.06% 5.16%
First Interstate Bank 4, -0.05% 7.63%
Glacier Bank 5, -0.04% 11.33%
Stockman Bank 6, -0.02% 7.92%
RPM Mortgage 7, -0.01% 3.05%
Opportunity Bank Of Montana 8, -0.01% 18.37%
Guild Mortgage Company 9, -0.01% 2.40%
Stearns Lending 10, 0.02% 5.59%
Guaranteed Rate Inc 11, 0.02% 2.47%
Usaa Federal Savings Bank 12, 0.03% 1.16%
Mann Mortgage 13, 0.09% 15.18%
Clearwater Federal Credit Union 14, 0.12% 9.95%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Stockman Bank 1, -0.12% 6.06%
Glacier Bank 2, -0.10% 13.39%
First Interstate Bank 3, -0.06% 9.15%
Opportunity Bank Of Montana 4, -0.05% 11.21%
Guaranteed Rate Inc 5, -0.03% 1.83%
Mann Mortgage 6, -0.00% 8.01%
Usaa Federal Savings Bank 7, 0.00% 0.34%
Stearns Lending 8, 0.01% 1.26%
Clearwater Federal Credit Union 9, 0.01% 13.96%
Guild Mortgage Company 10, 0.02% 1.60%
RPM Mortgage 11, 0.04% 1.95%
Wells Fargo Bank 12, 0.05% 5.15%
Us Bank 13, 0.05% 4.46%
LoanDepot 14, 0.05% 3.43%
Quicken Loans 15, 0.13% 18.19%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Glacier Bank 1, -0.09% 8.65%
Stockman Bank 2, -0.08% 14.59%
Stearns Lending 3, -0.06% 6.49%
First Interstate Bank 4, -0.05% 3.78%
Guaranteed Rate Inc 5, -0.02% 3.78%
Quicken Loans 6, -0.02% 14.05%
Opportunity Bank Of Montana 7, 0.00% 14.05%
RPM Mortgage 8, 0.00% 8.11%
LoanDepot 9, 0.00% 1.08%
Guild Mortgage Company 10, 0.04% 5.95%
Mann Mortgage 11, 0.13% 19.46%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Glacier Bank 1, -0.10% 9.87%
Stockman Bank 2, -0.08% 15.79%
Stearns Lending 3, -0.07% 7.24%
First Interstate Bank 4, -0.05% 4.61%
Quicken Loans 5, -0.04% 6.58%
Guaranteed Rate Inc 6, -0.03% 2.63%
Opportunity Bank Of Montana 7, -0.00% 16.45%
RPM Mortgage 8, 0.00% 9.21%
Guild Mortgage Company 9, 0.04% 6.58%
Mann Mortgage 10, 0.15% 21.05%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Stockman Bank 1, -0.02% 9.09%
Stearns Lending 2, -0.01% 3.03%
Guild Mortgage Company 3, -0.01% 3.03%
Guaranteed Rate Inc 4, -0.01% 9.09%
Opportunity Bank Of Montana 5, -0.00% 3.03%
Quicken Loans 6, 0.00% 48.48%
RPM Mortgage 7, 0.00% 3.03%
Mann Mortgage 8, 0.01% 12.12%
Glacier Bank 9, 0.01% 3.03%
LoanDepot 10, 0.02% 6.06%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.03% 40.00%
Us Bank 2, -0.00% 17.14%
Quicken Loans 3, 0.01% 2.86%
Mann Mortgage 4, 0.02% 2.86%
Stockman Bank 5, 0.02% 2.86%
Opportunity Bank Of Montana 6, 0.02% 5.71%
First Interstate Bank 7, 0.02% 2.86%
RPM Mortgage 8, 0.02% 8.57%
Usaa Federal Savings Bank 9, 0.03% 2.86%
Clearwater Federal Credit Union 10, 0.05% 14.29%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.04% 41.67%
Us Bank 2, 0.00% 12.50%
Quicken Loans 3, 0.02% 4.17%
Mann Mortgage 4, 0.02% 4.17%
Stockman Bank 5, 0.02% 4.17%
Opportunity Bank Of Montana 6, 0.03% 8.33%
First Interstate Bank 7, 0.03% 4.17%
Usaa Federal Savings Bank 8, 0.03% 4.17%
Clearwater Federal Credit Union 9, 0.06% 16.67%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.01% 36.36%
Us Bank 2, -0.01% 27.27%
RPM Mortgage 3, 0.01% 27.27%
Clearwater Federal Credit Union 4, 0.02% 9.09%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Stockman Bank 1, -0.08% 8.26%
Us Bank 2, -0.05% 1.65%
Guaranteed Rate Inc 3, -0.05% 2.07%
Guild Mortgage Company 4, -0.05% 4.55%
LoanDepot 5, -0.05% 5.79%
RPM Mortgage 6, -0.04% 3.72%
First Interstate Bank 7, -0.03% 2.48%
Clearwater Federal Credit Union 8, -0.03% 2.07%
Wells Fargo Bank 9, -0.03% 3.72%
Stearns Lending 10, -0.02% 7.02%
Glacier Bank 11, -0.01% 5.37%
Quicken Loans 12, -0.01% 14.88%
Usaa Federal Savings Bank 13, 0.01% 11.16%
Opportunity Bank Of Montana 14, 0.03% 12.81%
Mann Mortgage 15, 0.10% 14.46%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Stockman Bank 1, -0.10% 10.19%
Quicken Loans 2, -0.07% 7.64%
Guaranteed Rate Inc 3, -0.06% 1.91%
Us Bank 4, -0.06% 2.55%
Guild Mortgage Company 5, -0.06% 3.18%
Clearwater Federal Credit Union 6, -0.04% 3.18%
Wells Fargo Bank 7, -0.04% 5.10%
First Interstate Bank 8, -0.03% 2.55%
RPM Mortgage 9, -0.03% 3.18%
Stearns Lending 10, -0.01% 7.64%
Glacier Bank 11, -0.01% 6.37%
Opportunity Bank Of Montana 12, 0.01% 13.38%
Usaa Federal Savings Bank 13, 0.02% 14.01%
Mann Mortgage 14, 0.12% 19.11%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Mann Mortgage 1, -0.04% 5.88%
Stockman Bank 2, -0.04% 4.71%
RPM Mortgage 3, -0.04% 4.71%
Stearns Lending 4, -0.03% 5.88%
Guild Mortgage Company 5, -0.03% 7.06%
Usaa Federal Savings Bank 6, -0.03% 5.88%
Glacier Bank 7, -0.03% 3.53%
Guaranteed Rate Inc 8, -0.03% 2.35%
LoanDepot 9, -0.03% 16.47%
First Interstate Bank 10, -0.02% 2.35%
Wells Fargo Bank 11, -0.01% 1.18%
Quicken Loans 12, 0.04% 28.24%
Opportunity Bank Of Montana 13, 0.06% 11.76%

* Data is compiled for the Missoula, MT commuting zone area, which comprises of counties of Mineral County, MT, Missoula County, MT, and Ravalli County, MT. This includes cities/towns/communities of Missoula, MT as well as Stevensville, MT, Frenchtown, MT, Hamilton, MT, Lolo, MT, Bonner-West Riverside, MT, Corvallis, MT, Orchard Homes, MT, Seeley Lake, MT, Florence, MT, Superior, MT, Victor, MT, East Missoula, MT, Pinesdale, MT, Darby, MT, and Conner, MT. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings for Other Cities

This page ranks the top mortgage lenders in the Missoula, MT area. For mortgage lender rankings of other cities, click here.