Top Mortgage Lenders in Lawton, OK

Which mortgage lender in the Lawton, OK area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Lawton, OK area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Lawton, OK area is Navy Federal Credit Union, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.18%. This means that Navy Federal Credit Union provided a -0.18% lower interest rate for its customers than other lenders in Lawton, OK for a similar set of borrowers. Navy Federal Credit Union has a market share of 9.9%. On the other hand, the most popular lender in the market is First United Bank And Trust Co, with a market share of 25.4%. First United Bank And Trust Co is an average rate lender in this area, with a “Rate Difference” of -0.00% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Lawton, OK area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Lawton, OK is Gateway First Bank. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is First United Bank And Trust Co. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Bancfirst. The cheapest VA mortgage provider is Navy Federal Credit Union. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Ranking of Mortgage Lenders in Lawton, OK

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.18% 9.91%
Bancfirst 2, -0.00% 11.81%
First United Bank And Trust Co 3, -0.00% 25.43%
Arvest Bank 4, 0.00% 13.31%
Gateway First Bank 5, 0.01% 11.51%
Flagstar Bank 6, 0.04% 3.80%
Guaranteed Rate Inc 7, 0.04% 4.10%
Usaa Federal Savings Bank 8, 0.04% 8.61%
Quicken Loans 9, 0.09% 11.51%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.18% 11.93%
Bancfirst 2, -0.00% 10.09%
Arvest Bank 3, 0.01% 12.06%
First United Bank And Trust Co 4, 0.01% 30.28%
Gateway First Bank 5, 0.02% 12.45%
Flagstar Bank 6, 0.04% 4.06%
Guaranteed Rate Inc 7, 0.05% 4.46%
Usaa Federal Savings Bank 8, 0.05% 9.44%
Quicken Loans 9, 0.13% 5.24%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First United Bank And Trust Co 1, -0.06% 9.75%
Navy Federal Credit Union 2, -0.06% 3.39%
Gateway First Bank 3, -0.03% 8.47%
Usaa Federal Savings Bank 4, -0.02% 5.93%
Guaranteed Rate Inc 5, -0.02% 2.97%
Arvest Bank 6, -0.02% 17.37%
Bancfirst 7, -0.01% 17.37%
Flagstar Bank 8, 0.02% 2.97%
Quicken Loans 9, 0.05% 31.78%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Gateway First Bank 1, -0.06% 8.36%
Arvest Bank 2, -0.03% 23.63%
First United Bank And Trust Co 3, -0.03% 13.83%
Bancfirst 4, -0.01% 24.78%
Guaranteed Rate Inc 5, 0.01% 6.63%
Usaa Federal Savings Bank 6, 0.02% 2.88%
Flagstar Bank 7, 0.07% 3.17%
Quicken Loans 8, 0.09% 13.26%
Navy Federal Credit Union 9, 0.11% 3.46%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Gateway First Bank 1, -0.08% 10.19%
Arvest Bank 2, -0.03% 23.61%
First United Bank And Trust Co 3, -0.02% 18.52%
Bancfirst 4, 0.00% 21.30%
Usaa Federal Savings Bank 5, 0.02% 3.24%
Guaranteed Rate Inc 6, 0.02% 7.87%
Flagstar Bank 7, 0.10% 3.24%
Quicken Loans 8, 0.10% 6.94%
Navy Federal Credit Union 9, 0.13% 5.09%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Arvest Bank 1, -0.04% 23.66%
Guaranteed Rate Inc 2, -0.03% 4.58%
First United Bank And Trust Co 3, -0.02% 6.11%
Bancfirst 4, -0.02% 30.53%
Gateway First Bank 5, 0.00% 5.34%
Navy Federal Credit Union 6, 0.00% 0.76%
Usaa Federal Savings Bank 7, 0.01% 2.29%
Flagstar Bank 8, 0.03% 3.05%
Quicken Loans 9, 0.07% 23.66%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bancfirst 1, -0.06% 14.29%
Flagstar Bank 2, -0.05% 7.94%
First United Bank And Trust Co 3, -0.04% 24.87%
Navy Federal Credit Union 4, 0.03% 1.59%
Arvest Bank 5, 0.03% 13.23%
Gateway First Bank 6, 0.03% 19.58%
Guaranteed Rate Inc 7, 0.05% 4.23%
Quicken Loans 8, 0.07% 14.29%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bancfirst 1, -0.06% 15.20%
Flagstar Bank 2, -0.05% 8.77%
First United Bank And Trust Co 3, -0.04% 26.90%
Arvest Bank 4, 0.03% 14.04%
Navy Federal Credit Union 5, 0.03% 1.75%
Gateway First Bank 6, 0.03% 20.47%
Guaranteed Rate Inc 7, 0.05% 4.68%
Quicken Loans 8, 0.13% 8.19%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Quicken Loans 1, -0.01% 72.22%
Gateway First Bank 2, 0.02% 11.11%
Bancfirst 3, 0.03% 5.56%
Arvest Bank 4, 0.03% 5.56%
First United Bank And Trust Co 5, 0.04% 5.56%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First United Bank And Trust Co 1, 0.00% 50.00%
Bancfirst 2, 0.00% 50.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First United Bank And Trust Co 1, 0.00% 50.00%
Bancfirst 2, 0.00% 50.00%
Insufficient data available.
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.22% 18.22%
First United Bank And Trust Co 2, 0.03% 34.27%
Gateway First Bank 3, 0.04% 10.63%
Arvest Bank 4, 0.04% 5.64%
Bancfirst 5, 0.04% 0.87%
Usaa Federal Savings Bank 6, 0.05% 16.49%
Guaranteed Rate Inc 7, 0.07% 2.17%
Flagstar Bank 8, 0.11% 2.60%
Quicken Loans 9, 0.11% 9.11%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.23% 20.59%
Arvest Bank 2, 0.04% 4.55%
First United Bank And Trust Co 3, 0.04% 38.50%
Bancfirst 4, 0.05% 1.07%
Gateway First Bank 5, 0.06% 10.16%
Usaa Federal Savings Bank 6, 0.07% 17.38%
Guaranteed Rate Inc 7, 0.08% 2.41%
Flagstar Bank 8, 0.13% 2.41%
Quicken Loans 9, 0.16% 2.94%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First United Bank And Trust Co 1, -0.08% 16.09%
Navy Federal Credit Union 2, -0.06% 8.05%
Gateway First Bank 3, -0.04% 12.64%
Usaa Federal Savings Bank 4, -0.02% 12.64%
Flagstar Bank 5, 0.02% 3.45%
Arvest Bank 6, 0.02% 10.34%
Guaranteed Rate Inc 7, 0.02% 1.15%
Quicken Loans 8, 0.06% 35.63%

* Data is compiled for the Lawton, OK commuting zone area, which comprises of counties of Comanche County, OK, Cotton County, OK, Jefferson County, OK, Stephens County, OK, and Tillman County, OK. This includes cities/towns/communities of Lawton, OK as well as Duncan, OK, Elgin, OK, Medicine Park, OK, Geronimo, OK, Marlow, OK, Cache, OK, Comanche, OK, Walters, OK, Frederick, OK, Temple, OK, Velma, OK, Grandfield, OK, Ryan, OK, Waurika, OK, Tipton, OK, Ringling, OK, and Davidson, OK. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings for Other Cities

This page ranks the top mortgage lenders in the Lawton, OK area. For mortgage lender rankings of other cities, click here.