Top Mortgage Lenders in the Thomasville, GA area

Which mortgage lender in the Thomasville, GA area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Thomasville, GA area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Thomasville, GA area is Renasant Bank, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.15%. This means that Renasant Bank provided a -0.15% lower interest rate for its customers than other lenders in Thomasville, GA for a similar set of borrowers. Renasant Bank has a market share of 16.7%. On the other hand, the most popular lender in the market is Quicken Loans, with a market share of 37.6%. Quicken Loans is an average rate lender in this area, with a “Rate Difference” of +0.03% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Thomasville, GA area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. Renasant Bank is the cheapest mortgage provider for Conventional, Jumbo, FHA, and VA mortgages in Thomasville, GA.Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Renasant Bank 1, -0.15% 16.67%
Ameris Bank 2, 0.02% 15.15%
Flagstar Bank 3, 0.03% 17.68%
Quicken Loans 4, 0.03% 37.63%
FirstBank 5, 0.04% 12.88%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Renasant Bank 1, -0.14% 16.22%
Ameris Bank 2, -0.00% 12.61%
Quicken Loans 3, 0.03% 26.13%
Flagstar Bank 4, 0.03% 30.63%
FirstBank 5, 0.05% 14.41%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Renasant Bank 1, -0.16% 17.24%
Flagstar Bank 2, -0.00% 1.15%
FirstBank 3, 0.02% 10.92%
Quicken Loans 4, 0.03% 52.30%
Ameris Bank 5, 0.05% 18.39%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Renasant Bank 1, -0.16% 25.00%
FirstBank 2, 0.04% 20.08%
Ameris Bank 3, 0.05% 15.16%
Flagstar Bank 4, 0.05% 4.10%
Quicken Loans 5, 0.06% 35.66%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Renasant Bank 1, -0.14% 28.57%
Ameris Bank 2, 0.03% 9.82%
Quicken Loans 3, 0.04% 26.79%
FirstBank 4, 0.07% 26.79%
Flagstar Bank 5, 0.07% 8.04%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Renasant Bank 1, -0.18% 21.97%
Flagstar Bank 2, -0.01% 0.76%
FirstBank 3, 0.01% 14.39%
Ameris Bank 4, 0.05% 19.70%
Quicken Loans 5, 0.06% 43.18%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Renasant Bank 1, -0.02% 2.34%
Ameris Bank 2, -0.01% 14.84%
Quicken Loans 3, -0.01% 39.84%
FirstBank 4, 0.01% 0.78%
Flagstar Bank 5, 0.02% 42.19%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Renasant Bank 1, -0.03% 3.09%
Ameris Bank 2, -0.03% 14.43%
FirstBank 3, -0.00% 1.03%
Flagstar Bank 4, 0.00% 54.64%
Quicken Loans 5, 0.01% 26.80%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Quicken Loans 1, -0.01% 80.65%
Ameris Bank 2, 0.02% 16.13%
Flagstar Bank 3, 0.04% 3.23%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Renasant Bank 1, 0.00% 100.00%
Insufficient data available.
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Renasant Bank 1, 0.00% 100.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Renasant Bank 1, -0.02% 4.35%
Ameris Bank 2, -0.02% 17.39%
Quicken Loans 3, -0.00% 47.83%
FirstBank 4, -0.00% 4.35%
Flagstar Bank 5, 0.02% 26.09%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Ameris Bank 1, -0.03% 23.08%
Renasant Bank 2, -0.02% 7.69%
Quicken Loans 3, -0.02% 15.38%
FirstBank 4, -0.00% 7.69%
Flagstar Bank 5, 0.03% 46.15%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Quicken Loans 1, -0.00% 90.00%
Ameris Bank 2, 0.00% 10.00%

* Data is compiled for the Thomasville, GA commuting zone area, which comprises of counties of Colquitt County, GA, Grady County, GA, and Thomas County, GA. This includes cities/towns/communities of Thomasville, GA as well as Moultrie, GA, Cairo, GA, Ochlocknee, GA, Funston, GA, Norman Park, GA, Calvary, GA, Pavo, GA, Riverside, GA, Whigham, GA, Boston, GA, Doerun, GA, Coolidge, GA, Berlin, GA, and Meigs, GA. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

FB Comments