Top Mortgage Lenders in the Virginia Beach, VA area

Which mortgage lender in the Virginia Beach, VA area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Virginia Beach, VA area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Virginia Beach, VA area is Langley Federal Credit Union, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.26%. This means that Langley Federal Credit Union provided a -0.26% lower interest rate for its customers than other lenders in Virginia Beach, VA for a similar set of borrowers. Langley Federal Credit Union has a market share of 1.4%. On the other hand, the most popular lender in the market is Atlantic Bay Mortgage Group, with a market share of 13.4%. Atlantic Bay Mortgage Group is an average rate lender in this area, with a “Rate Difference” of -0.14% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Virginia Beach, VA area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Virginia Beach, VA is Prosperity Home Mortgage. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Bank of America. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Bank of America. The cheapest VA mortgage provider is Navy Federal Credit Union. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Langley Federal Credit Union 1, -0.26% 1.39%
Capital Center 2, -0.20% 1.02%
Sovereign Lending Group, Inc 3, -0.19% 0.10%
Prosperity Home Mortgage 4, -0.18% 1.67%
Bank of America 5, -0.16% 1.27%
Atlantic Bay Mortgage Group 6, -0.14% 13.40%
Ameris Bank 7, -0.13% 0.37%
Amerisave Mortgage Corporation 8, -0.10% 0.29%
Caliber Home Loans Inc 9, -0.10% 3.51%
Dollar Bank, Fsb 10, -0.10% 0.43%
Johnson Mortgage Company 11, -0.09% 0.28%
Virginia Credit Union 12, -0.07% 0.14%
Pennymac Loan Services 13, -0.07% 1.37%
Bnc National Bank 14, -0.07% 0.11%
Towne Mortgage 15, -0.07% 1.98%
C&F Mortgage Corp 16, -0.07% 1.13%
Fulton Bank 17, -0.06% 0.71%
Truist Bank 18, -0.06% 1.32%
Atlantic Coast Mortgage 19, -0.05% 0.42%
NewTowne Mortgage 20, -0.05% 1.87%
North American Savings Bank 21, -0.05% 0.22%
LoanDepot 22, -0.05% 1.49%
NBKC Bank 23, -0.04% 0.37%
McLean Mortgage Corporation 24, -0.04% 0.55%
Suntrust Banks, Inc 25, -0.04% 0.81%
Southern Trust Mortgage 26, -0.03% 3.25%
E Mortgage Management 27, -0.02% 0.37%
Lakeview Loan Servicing 28, -0.02% 0.63%
Advance Financial Group 29, -0.02% 1.47%
Provident Funding Associates 30, -0.02% 0.14%
TowneBank 31, -0.02% 3.03%
JPMorgan Chase Bank 32, -0.02% 0.58%
Citizens Bank 33, -0.01% 0.14%
Usaa Federal Savings Bank 34, -0.01% 2.27%
Southern Bank and Trust Company 35, -0.01% 0.11%
First Home Mortgage 36, -0.01% 0.14%
Newrez 37, -0.01% 0.62%
BayPort Credit Union-Mortgage Center 38, -0.00% 0.56%
Us Bank 39, 0.00% 0.27%
Dragas Mortgage Company 40, 0.00% 0.59%
Tidewater Home Funding 41, 0.00% 1.12%
Prime Choice Funding Inc 42, 0.01% 0.11%
Wells Fargo Bank 43, 0.01% 3.13%
Navy Federal Credit Union 44, 0.01% 7.71%
New American Funding 45, 0.01% 0.57%
ALCOVA Mortgage 46, 0.01% 0.36%
Bokf 47, 0.01% 0.09%
Home Point Financial Corporation 48, 0.02% 0.42%
Mortgage Network, Inc 49, 0.02% 0.09%
Primelending 50, 0.02% 0.84%
Pnc Bank 51, 0.02% 0.51%
Movement Mortgage 52, 0.02% 4.69%
Wyndham Capital Mortgage 53, 0.02% 0.11%
George Mason Mortgage 54, 0.02% 1.01%
Guaranteed Rate Inc 55, 0.03% 0.12%
Paramount Equity Mortgage 56, 0.03% 0.10%
Flagstar Bank 57, 0.03% 0.49%
RoundPoint Mortgage Servicing Corporation 58, 0.04% 0.17%
Homespire Mortgage Corporation 59, 0.05% 0.13%
Paramount Residential Mortgage Group Inc 60, 0.05% 0.09%
Fairway Independent Mort Corp 61, 0.05% 0.78%
Union Home Mortgage Company 62, 0.05% 0.09%
Tidewater Mortgage Services Inc 63, 0.05% 3.76%
GoPrime Mortgage Inc 64, 0.06% 0.19%
Lakeview Community Capital, LL 65, 0.06% 0.12%
JG Wentworth Home Lending 66, 0.06% 0.74%
Guild Mortgage Company 67, 0.06% 0.15%
Mortgage Research Center 68, 0.06% 0.17%
HomeBridge Financial Services, Inc 69, 0.07% 0.18%
Stearns Lending 70, 0.07% 0.13%
Sierra Pacific Mortgage 71, 0.07% 0.17%
Eagle Home Mortgage 72, 0.09% 0.13%
Embrace Home Loans, Inc 73, 0.09% 0.18%
CBM Mortgage, Inc 74, 0.09% 0.73%
Planet Home Lending 75, 0.09% 0.19%
Blue Ridge Bank 76, 0.10% 0.10%
Atlantic Union Bank 77, 0.10% 0.11%
American Financial Resources Inc 78, 0.11% 0.12%
Magnolia Bank Incorporated 79, 0.11% 0.11%
Fidelity Bank 80, 0.12% 0.25%
Ditech Financial 81, 0.12% 0.23%
Reliance First Capital 82, 0.14% 0.17%
IServe Residential Lending 83, 0.14% 0.22%
Freedom Mortgage Corporation 84, 0.15% 0.74%
Ovm Financial, Inc 85, 0.15% 7.27%
First Federal Bank 86, 0.16% 0.13%
NVR Mortgage Finance Inc 87, 0.17% 0.96%
Quicken Loans 88, 0.18% 5.63%
The Federal Savings Bank 89, 0.19% 0.88%
Carrington Mortgage Services 90, 0.19% 0.93%
Synergy One Lending 91, 0.22% 0.15%
Cardinal Financial Company LP 92, 0.24% 0.80%
Nationstar Mortgage 93, 0.31% 0.84%
NewDay USA 94, 0.77% 0.35%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.22% 1.20%
Prosperity Home Mortgage 2, -0.18% 2.13%
Dollar Bank, Fsb 3, -0.17% 0.35%
Ameris Bank 4, -0.14% 0.38%
Atlantic Bay Mortgage Group 5, -0.14% 16.62%
Langley Federal Credit Union 6, -0.12% 0.79%
Truist Bank 7, -0.10% 1.07%
Wells Fargo Bank 8, -0.09% 2.83%
Capital Center 9, -0.09% 0.41%
Virginia Credit Union 10, -0.09% 0.12%
Johnson Mortgage Company 11, -0.09% 0.38%
North American Savings Bank 12, -0.07% 0.17%
McLean Mortgage Corporation 13, -0.06% 0.56%
Fulton Bank 14, -0.06% 0.85%
Towne Mortgage 15, -0.06% 2.70%
Atlantic Coast Mortgage 16, -0.06% 0.50%
Suntrust Banks, Inc 17, -0.05% 0.62%
NewTowne Mortgage 18, -0.05% 2.44%
NBKC Bank 19, -0.04% 0.33%
Pnc Bank 20, -0.04% 0.25%
Caliber Home Loans Inc 21, -0.03% 2.92%
TowneBank 22, -0.03% 3.51%
E Mortgage Management 23, -0.03% 0.35%
C&F Mortgage Corp 24, -0.03% 1.16%
JPMorgan Chase Bank 25, -0.03% 0.28%
Advance Financial Group 26, -0.01% 1.95%
Southern Trust Mortgage 27, -0.01% 3.92%
Us Bank 28, -0.00% 0.25%
First Home Mortgage 29, 0.00% 0.18%
Tidewater Home Funding 30, 0.01% 1.39%
Southern Bank and Trust Company 31, 0.01% 0.07%
Primelending 32, 0.01% 1.03%
Citizens Bank 33, 0.01% 0.09%
ALCOVA Mortgage 34, 0.01% 0.38%
Usaa Federal Savings Bank 35, 0.02% 2.48%
Provident Funding Associates 36, 0.02% 0.07%
Pennymac Loan Services 37, 0.02% 0.14%
Dragas Mortgage Company 38, 0.02% 0.85%
Newrez 39, 0.03% 0.38%
Mortgage Network, Inc 40, 0.03% 0.12%
Navy Federal Credit Union 41, 0.03% 8.80%
Bnc National Bank 42, 0.03% 0.06%
BayPort Credit Union-Mortgage Center 43, 0.04% 0.26%
George Mason Mortgage 44, 0.04% 1.25%
Movement Mortgage 45, 0.04% 6.29%
Bokf 46, 0.04% 0.07%
First Federal Bank 47, 0.04% 0.01%
The Federal Savings Bank 48, 0.05% 0.46%
New American Funding 49, 0.05% 0.54%
Guaranteed Rate Inc 50, 0.05% 0.10%
Fairway Independent Mort Corp 51, 0.06% 0.86%
Synergy One Lending 52, 0.06% 0.02%
LoanDepot 53, 0.06% 0.45%
Wyndham Capital Mortgage 54, 0.06% 0.03%
Flagstar Bank 55, 0.06% 0.31%
Homespire Mortgage Corporation 56, 0.06% 0.16%
Ditech Financial 57, 0.07% 0.03%
RoundPoint Mortgage Servicing Corporation 58, 0.07% 0.01%
Amerisave Mortgage Corporation 59, 0.07% 0.02%
Lakeview Loan Servicing 60, 0.07% 0.00%
Union Home Mortgage Company 61, 0.07% 0.11%
GoPrime Mortgage Inc 62, 0.08% 0.25%
HomeBridge Financial Services, Inc 63, 0.08% 0.03%
Tidewater Mortgage Services Inc 64, 0.08% 4.58%
NewDay USA 65, 0.09% 0.03%
Guild Mortgage Company 66, 0.09% 0.15%
Mortgage Research Center 67, 0.09% 0.20%
Atlantic Union Bank 68, 0.09% 0.07%
Freedom Mortgage Corporation 69, 0.09% 0.47%
Stearns Lending 70, 0.10% 0.14%
Sierra Pacific Mortgage 71, 0.10% 0.17%
Eagle Home Mortgage 72, 0.10% 0.19%
JG Wentworth Home Lending 73, 0.11% 0.69%
Home Point Financial Corporation 74, 0.11% 0.21%
Quicken Loans 75, 0.11% 1.88%
Paramount Residential Mortgage Group Inc 76, 0.11% 0.06%
CBM Mortgage, Inc 77, 0.12% 0.98%
Planet Home Lending 78, 0.13% 0.17%
Blue Ridge Bank 79, 0.13% 0.11%
Fidelity Bank 80, 0.14% 0.36%
Embrace Home Loans, Inc 81, 0.14% 0.17%
American Financial Resources Inc 82, 0.14% 0.13%
Ovm Financial, Inc 83, 0.18% 9.89%
IServe Residential Lending 84, 0.18% 0.25%
NVR Mortgage Finance Inc 85, 0.19% 1.43%
Nationstar Mortgage 86, 0.21% 0.24%
Cardinal Financial Company LP 87, 0.33% 0.82%
Carrington Mortgage Services 88, 0.33% 0.28%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Langley Federal Credit Union 1, -0.38% 2.63%
Capital Center 2, -0.27% 2.28%
Sovereign Lending Group, Inc 3, -0.23% 0.31%
Caliber Home Loans Inc 4, -0.20% 4.71%
C&F Mortgage Corp 5, -0.14% 1.06%
Bnc National Bank 6, -0.14% 0.23%
Amerisave Mortgage Corporation 7, -0.14% 0.86%
Pennymac Loan Services 8, -0.11% 3.90%
Prosperity Home Mortgage 9, -0.11% 0.73%
LoanDepot 10, -0.11% 3.62%
Southern Trust Mortgage 11, -0.10% 1.88%
Ameris Bank 12, -0.10% 0.34%
Usaa Federal Savings Bank 13, -0.08% 1.84%
Bank of America 14, -0.07% 1.42%
Tidewater Mortgage Services Inc 15, -0.07% 2.07%
Atlantic Bay Mortgage Group 16, -0.07% 6.79%
New American Funding 17, -0.06% 0.65%
Provident Funding Associates 18, -0.06% 0.28%
NBKC Bank 19, -0.06% 0.47%
Home Point Financial Corporation 20, -0.06% 0.85%
Virginia Credit Union 21, -0.06% 0.19%
Lakeview Loan Servicing 22, -0.06% 1.93%
Navy Federal Credit Union 23, -0.05% 5.48%
Newrez 24, -0.05% 1.10%
BayPort Credit Union-Mortgage Center 25, -0.05% 1.18%
Citizens Bank 26, -0.05% 0.25%
North American Savings Bank 27, -0.04% 0.32%
Southern Bank and Trust Company 28, -0.04% 0.20%
Movement Mortgage 29, -0.04% 1.41%
JPMorgan Chase Bank 30, -0.04% 1.20%
Fulton Bank 31, -0.04% 0.44%
Bokf 32, -0.04% 0.14%
Suntrust Banks, Inc 33, -0.03% 1.19%
Truist Bank 34, -0.03% 1.84%
Prime Choice Funding Inc 35, -0.03% 0.32%
CBM Mortgage, Inc 36, -0.03% 0.22%
Dollar Bank, Fsb 37, -0.02% 0.58%
Paramount Residential Mortgage Group Inc 38, -0.02% 0.17%
JG Wentworth Home Lending 39, -0.02% 0.84%
GoPrime Mortgage Inc 40, -0.02% 0.09%
Guaranteed Rate Inc 41, -0.02% 0.16%
E Mortgage Management 42, -0.02% 0.40%
Wyndham Capital Mortgage 43, -0.02% 0.28%
Union Home Mortgage Company 44, -0.01% 0.06%
Mortgage Research Center 45, -0.01% 0.10%
Flagstar Bank 46, -0.01% 0.85%
Embrace Home Loans, Inc 47, -0.01% 0.19%
Dragas Mortgage Company 48, -0.00% 0.05%
McLean Mortgage Corporation 49, -0.00% 0.54%
Paramount Equity Mortgage 50, -0.00% 0.31%
Atlantic Coast Mortgage 51, 0.00% 0.26%
Sierra Pacific Mortgage 52, 0.00% 0.16%
Us Bank 53, 0.00% 0.31%
Towne Mortgage 54, 0.00% 0.50%
Stearns Lending 55, 0.01% 0.10%
ALCOVA Mortgage 56, 0.01% 0.33%
Homespire Mortgage Corporation 57, 0.01% 0.09%
RoundPoint Mortgage Servicing Corporation 58, 0.01% 0.50%
Guild Mortgage Company 59, 0.01% 0.16%
Mortgage Network, Inc 60, 0.01% 0.03%
First Home Mortgage 61, 0.01% 0.04%
George Mason Mortgage 62, 0.01% 0.52%
American Financial Resources Inc 63, 0.01% 0.09%
Advance Financial Group 64, 0.02% 0.48%
Pnc Bank 65, 0.02% 1.05%
Lakeview Community Capital, LL 66, 0.02% 0.37%
Ovm Financial, Inc 67, 0.02% 1.88%
Fairway Independent Mort Corp 68, 0.03% 0.61%
IServe Residential Lending 69, 0.03% 0.15%
Blue Ridge Bank 70, 0.03% 0.09%
Planet Home Lending 71, 0.03% 0.24%
Tidewater Home Funding 72, 0.03% 0.58%
HomeBridge Financial Services, Inc 73, 0.04% 0.50%
NewTowne Mortgage 74, 0.04% 0.68%
Johnson Mortgage Company 75, 0.04% 0.08%
Fidelity Bank 76, 0.04% 0.03%
Cardinal Financial Company LP 77, 0.05% 0.76%
TowneBank 78, 0.06% 2.04%
Magnolia Bank Incorporated 79, 0.08% 0.34%
Atlantic Union Bank 80, 0.09% 0.20%
Ditech Financial 81, 0.09% 0.64%
Reliance First Capital 82, 0.10% 0.53%
Primelending 83, 0.10% 0.45%
Carrington Mortgage Services 84, 0.13% 2.28%
First Federal Bank 85, 0.13% 0.37%
Wells Fargo Bank 86, 0.15% 3.73%
Quicken Loans 87, 0.17% 13.34%
Freedom Mortgage Corporation 88, 0.17% 1.29%
Synergy One Lending 89, 0.20% 0.43%
The Federal Savings Bank 90, 0.24% 1.73%
Nationstar Mortgage 91, 0.31% 2.06%
NewDay USA 92, 0.78% 1.02%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Prosperity Home Mortgage 1, -0.26% 1.89%
Atlantic Bay Mortgage Group 2, -0.24% 15.01%
Langley Federal Credit Union 3, -0.23% 3.01%
Capital Center 4, -0.19% 1.98%
Bank of America 5, -0.14% 2.26%
Ameris Bank 6, -0.14% 0.38%
Amerisave Mortgage Corporation 7, -0.13% 0.43%
Atlantic Coast Mortgage 8, -0.11% 0.39%
C&F Mortgage Corp 9, -0.10% 1.60%
Movement Mortgage 10, -0.10% 3.92%
Towne Mortgage 11, -0.09% 2.12%
Southern Trust Mortgage 12, -0.08% 3.49%
Dollar Bank, Fsb 13, -0.08% 0.64%
Johnson Mortgage Company 14, -0.08% 0.32%
Advance Financial Group 15, -0.08% 1.36%
LoanDepot 16, -0.07% 1.35%
NewTowne Mortgage 17, -0.07% 2.19%
McLean Mortgage Corporation 18, -0.07% 0.65%
CBM Mortgage, Inc 19, -0.06% 0.28%
Virginia Credit Union 20, -0.05% 0.25%
Fulton Bank 21, -0.04% 1.05%
George Mason Mortgage 22, -0.04% 1.20%
ALCOVA Mortgage 23, -0.03% 0.34%
Truist Bank 24, -0.03% 2.35%
Dragas Mortgage Company 25, -0.02% 0.54%
First Home Mortgage 26, -0.02% 0.18%
TowneBank 27, -0.02% 3.63%
Primelending 28, -0.01% 0.99%
Suntrust Banks, Inc 29, -0.00% 1.11%
New American Funding 30, 0.00% 0.67%
Caliber Home Loans Inc 31, 0.00% 1.98%
JPMorgan Chase Bank 32, 0.01% 1.15%
Us Bank 33, 0.02% 0.34%
Southern Bank and Trust Company 34, 0.02% 0.20%
Usaa Federal Savings Bank 35, 0.02% 1.04%
Provident Funding Associates 36, 0.02% 0.31%
Citizens Bank 37, 0.03% 0.29%
BayPort Credit Union-Mortgage Center 38, 0.04% 1.18%
The Federal Savings Bank 39, 0.04% 0.36%
RoundPoint Mortgage Servicing Corporation 40, 0.05% 0.10%
Fairway Independent Mort Corp 41, 0.05% 0.49%
Wells Fargo Bank 42, 0.05% 5.75%
GoPrime Mortgage Inc 43, 0.05% 0.15%
Mortgage Network, Inc 44, 0.05% 0.09%
Home Point Financial Corporation 45, 0.05% 0.23%
Pnc Bank 46, 0.05% 0.97%
Guaranteed Rate Inc 47, 0.06% 0.15%
Union Home Mortgage Company 48, 0.06% 0.04%
E Mortgage Management 49, 0.06% 0.27%
North American Savings Bank 50, 0.07% 0.10%
Newrez 51, 0.07% 0.67%
Bnc National Bank 52, 0.07% 0.03%
Homespire Mortgage Corporation 53, 0.07% 0.11%
Bokf 54, 0.07% 0.06%
Sovereign Lending Group, Inc 55, 0.08% 0.01%
JG Wentworth Home Lending 56, 0.08% 0.72%
Synergy One Lending 57, 0.08% 0.06%
First Federal Bank 58, 0.08% 0.04%
Paramount Equity Mortgage 59, 0.09% 0.09%
Wyndham Capital Mortgage 60, 0.09% 0.11%
Flagstar Bank 61, 0.10% 0.13%
Magnolia Bank Incorporated 62, 0.10% 0.02%
Paramount Residential Mortgage Group Inc 63, 0.10% 0.03%
Mortgage Research Center 64, 0.10% 0.37%
Planet Home Lending 65, 0.11% 0.11%
Embrace Home Loans, Inc 66, 0.11% 0.08%
NBKC Bank 67, 0.11% 0.17%
Tidewater Home Funding 68, 0.11% 0.99%
Lakeview Loan Servicing 69, 0.11% 0.06%
Reliance First Capital 70, 0.12% 0.07%
Tidewater Mortgage Services Inc 71, 0.12% 2.87%
Carrington Mortgage Services 72, 0.12% 0.19%
Guild Mortgage Company 73, 0.12% 0.21%
American Financial Resources Inc 74, 0.12% 0.03%
Stearns Lending 75, 0.13% 0.06%
Blue Ridge Bank 76, 0.13% 0.10%
Eagle Home Mortgage 77, 0.14% 0.25%
Sierra Pacific Mortgage 78, 0.14% 0.16%
Fidelity Bank 79, 0.15% 0.30%
Atlantic Union Bank 80, 0.15% 0.22%
IServe Residential Lending 81, 0.15% 0.09%
Pennymac Loan Services 82, 0.16% 0.39%
Ovm Financial, Inc 83, 0.16% 2.81%
HomeBridge Financial Services, Inc 84, 0.17% 0.04%
Freedom Mortgage Corporation 85, 0.17% 0.31%
Cardinal Financial Company LP 86, 0.19% 0.48%
Quicken Loans 87, 0.22% 8.15%
Ditech Financial 88, 0.25% 0.21%
NVR Mortgage Finance Inc 89, 0.28% 1.04%
Nationstar Mortgage 90, 0.39% 0.64%
Navy Federal Credit Union 91, 0.43% 6.75%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Atlantic Bay Mortgage Group 1, -0.27% 18.28%
Prosperity Home Mortgage 2, -0.25% 2.71%
Bank of America 3, -0.18% 2.20%
Dollar Bank, Fsb 4, -0.18% 0.55%
Atlantic Coast Mortgage 5, -0.14% 0.49%
Ameris Bank 6, -0.13% 0.45%
McLean Mortgage Corporation 7, -0.12% 0.64%
Movement Mortgage 8, -0.08% 5.43%
Southern Trust Mortgage 9, -0.07% 4.45%
Johnson Mortgage Company 10, -0.07% 0.44%
C&F Mortgage Corp 11, -0.07% 1.51%
Towne Mortgage 12, -0.07% 3.04%
NewTowne Mortgage 13, -0.06% 2.93%
Langley Federal Credit Union 14, -0.06% 1.78%
Advance Financial Group 15, -0.06% 1.93%
Wells Fargo Bank 16, -0.05% 5.22%
Virginia Credit Union 17, -0.05% 0.23%
Truist Bank 18, -0.05% 1.95%
Capital Center 19, -0.05% 0.78%
TowneBank 20, -0.05% 4.01%
Primelending 21, -0.05% 1.15%
CBM Mortgage, Inc 22, -0.04% 0.35%
George Mason Mortgage 23, -0.03% 1.53%
Fulton Bank 24, -0.03% 1.25%
ALCOVA Mortgage 25, -0.02% 0.36%
Suntrust Banks, Inc 26, -0.01% 0.85%
Caliber Home Loans Inc 27, -0.00% 2.14%
First Home Mortgage 28, 0.00% 0.24%
Us Bank 29, 0.01% 0.30%
JPMorgan Chase Bank 30, 0.01% 0.52%
Pnc Bank 31, 0.01% 0.49%
Dragas Mortgage Company 32, 0.01% 0.81%
New American Funding 33, 0.06% 0.62%
Southern Bank and Trust Company 34, 0.07% 0.14%
Citizens Bank 35, 0.07% 0.19%
The Federal Savings Bank 36, 0.07% 0.38%
Fairway Independent Mort Corp 37, 0.08% 0.63%
Usaa Federal Savings Bank 38, 0.08% 1.20%
Provident Funding Associates 39, 0.09% 0.16%
North American Savings Bank 40, 0.09% 0.08%
Mortgage Network, Inc 41, 0.09% 0.13%
GoPrime Mortgage Inc 42, 0.09% 0.16%
Homespire Mortgage Corporation 43, 0.10% 0.13%
BayPort Credit Union-Mortgage Center 44, 0.10% 0.55%
Bnc National Bank 45, 0.11% 0.03%
First Federal Bank 46, 0.11% 0.03%
LoanDepot 47, 0.11% 0.52%
Pennymac Loan Services 48, 0.11% 0.10%
Guaranteed Rate Inc 49, 0.11% 0.14%
Carrington Mortgage Services 50, 0.12% 0.07%
E Mortgage Management 51, 0.12% 0.20%
Home Point Financial Corporation 52, 0.13% 0.20%
Union Home Mortgage Company 53, 0.13% 0.02%
Bokf 54, 0.13% 0.05%
Flagstar Bank 55, 0.13% 0.09%
Wyndham Capital Mortgage 56, 0.13% 0.02%
Amerisave Mortgage Corporation 57, 0.14% 0.03%
HomeBridge Financial Services, Inc 58, 0.14% 0.01%
Lakeview Loan Servicing 59, 0.14% 0.01%
Ditech Financial 60, 0.14% 0.01%
Tidewater Home Funding 61, 0.14% 1.21%
RoundPoint Mortgage Servicing Corporation 62, 0.14% 0.02%
NBKC Bank 63, 0.14% 0.13%
JG Wentworth Home Lending 64, 0.14% 0.72%
Mortgage Research Center 65, 0.16% 0.48%
Atlantic Union Bank 66, 0.16% 0.15%
American Financial Resources Inc 67, 0.16% 0.03%
Guild Mortgage Company 68, 0.16% 0.24%
Tidewater Mortgage Services Inc 69, 0.16% 3.69%
Freedom Mortgage Corporation 70, 0.18% 0.14%
Paramount Residential Mortgage Group Inc 71, 0.18% 0.02%
Embrace Home Loans, Inc 72, 0.18% 0.08%
Eagle Home Mortgage 73, 0.18% 0.40%
Planet Home Lending 74, 0.18% 0.10%
Nationstar Mortgage 75, 0.18% 0.05%
Quicken Loans 76, 0.18% 2.93%
Stearns Lending 77, 0.18% 0.06%
Fidelity Bank 78, 0.19% 0.47%
Ovm Financial, Inc 79, 0.19% 3.86%
Blue Ridge Bank 80, 0.20% 0.08%
IServe Residential Lending 81, 0.21% 0.11%
Sierra Pacific Mortgage 82, 0.21% 0.15%
Newrez 83, 0.24% 0.40%
Cardinal Financial Company LP 84, 0.29% 0.45%
NVR Mortgage Finance Inc 85, 0.32% 1.67%
Navy Federal Credit Union 86, 0.61% 7.40%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Langley Federal Credit Union 1, -0.37% 5.04%
Capital Center 2, -0.29% 3.96%
Amerisave Mortgage Corporation 3, -0.21% 1.08%
LoanDepot 4, -0.18% 2.72%
C&F Mortgage Corp 5, -0.17% 1.76%
Usaa Federal Savings Bank 6, -0.10% 0.76%
Atlantic Bay Mortgage Group 7, -0.10% 9.58%
New American Funding 8, -0.09% 0.76%
Ameris Bank 9, -0.09% 0.27%
Newrez 10, -0.08% 1.13%
Bank of America 11, -0.08% 2.37%
CBM Mortgage, Inc 12, -0.06% 0.17%
Southern Bank and Trust Company 13, -0.06% 0.29%
Virginia Credit Union 14, -0.06% 0.27%
Prosperity Home Mortgage 15, -0.06% 0.54%
Provident Funding Associates 16, -0.05% 0.54%
Home Point Financial Corporation 17, -0.05% 0.27%
Citizens Bank 18, -0.05% 0.44%
BayPort Credit Union-Mortgage Center 19, -0.04% 2.22%
Fulton Bank 20, -0.04% 0.71%
JPMorgan Chase Bank 21, -0.04% 2.20%
JG Wentworth Home Lending 22, -0.03% 0.71%
Southern Trust Mortgage 23, -0.03% 1.90%
Suntrust Banks, Inc 24, -0.03% 1.56%
RoundPoint Mortgage Servicing Corporation 25, -0.03% 0.22%
ALCOVA Mortgage 26, -0.03% 0.32%
Movement Mortgage 27, -0.03% 1.42%
Truist Bank 28, -0.03% 3.01%
Guaranteed Rate Inc 29, -0.03% 0.17%
E Mortgage Management 30, -0.02% 0.37%
GoPrime Mortgage Inc 31, -0.02% 0.14%
Union Home Mortgage Company 32, -0.01% 0.08%
Embrace Home Loans, Inc 33, -0.01% 0.07%
Bokf 34, -0.01% 0.08%
Planet Home Lending 35, -0.01% 0.12%
Towne Mortgage 36, -0.00% 0.61%
Mortgage Research Center 37, -0.00% 0.19%
The Federal Savings Bank 38, -0.00% 0.32%
Paramount Residential Mortgage Group Inc 39, 0.00% 0.03%
Dragas Mortgage Company 40, 0.00% 0.08%
Sovereign Lending Group, Inc 41, 0.01% 0.02%
Us Bank 42, 0.01% 0.42%
Fairway Independent Mort Corp 43, 0.01% 0.25%
Dollar Bank, Fsb 44, 0.01% 0.80%
Synergy One Lending 45, 0.01% 0.17%
North American Savings Bank 46, 0.01% 0.14%
McLean Mortgage Corporation 47, 0.01% 0.68%
Advance Financial Group 48, 0.01% 0.42%
Bnc National Bank 49, 0.01% 0.02%
Paramount Equity Mortgage 50, 0.02% 0.24%
Sierra Pacific Mortgage 51, 0.02% 0.17%
Mortgage Network, Inc 52, 0.02% 0.02%
George Mason Mortgage 53, 0.02% 0.64%
Wyndham Capital Mortgage 54, 0.02% 0.27%
First Home Mortgage 55, 0.02% 0.07%
Pnc Bank 56, 0.02% 1.78%
First Federal Bank 57, 0.02% 0.07%
Caliber Home Loans Inc 58, 0.03% 1.71%
Magnolia Bank Incorporated 59, 0.03% 0.05%
Fidelity Bank 60, 0.04% 0.02%
Stearns Lending 61, 0.04% 0.07%
Flagstar Bank 62, 0.04% 0.19%
Tidewater Mortgage Services Inc 63, 0.04% 1.52%
Homespire Mortgage Corporation 64, 0.04% 0.08%
Blue Ridge Bank 65, 0.04% 0.14%
IServe Residential Lending 66, 0.04% 0.05%
Cardinal Financial Company LP 67, 0.05% 0.52%
Lakeview Loan Servicing 68, 0.05% 0.14%
Reliance First Capital 69, 0.05% 0.19%
NBKC Bank 70, 0.05% 0.22%
Guild Mortgage Company 71, 0.05% 0.15%
Atlantic Coast Mortgage 72, 0.06% 0.24%
NewTowne Mortgage 73, 0.06% 0.96%
Johnson Mortgage Company 74, 0.06% 0.12%
American Financial Resources Inc 75, 0.06% 0.03%
TowneBank 76, 0.07% 2.99%
Carrington Mortgage Services 77, 0.07% 0.39%
Navy Federal Credit Union 78, 0.07% 5.69%
Tidewater Home Funding 79, 0.10% 0.61%
Pennymac Loan Services 80, 0.10% 0.88%
Atlantic Union Bank 81, 0.11% 0.32%
HomeBridge Financial Services, Inc 82, 0.12% 0.08%
Primelending 83, 0.12% 0.73%
Freedom Mortgage Corporation 84, 0.12% 0.58%
Wells Fargo Bank 85, 0.16% 6.65%
Ovm Financial, Inc 86, 0.16% 1.07%
Quicken Loans 87, 0.17% 16.80%
Ditech Financial 88, 0.19% 0.54%
Nationstar Mortgage 89, 0.33% 1.62%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.26% 0.60%
Ameris Bank 2, -0.16% 0.42%
Tidewater Home Funding 3, -0.13% 2.11%
Fulton Bank 4, -0.12% 0.43%
Johnson Mortgage Company 5, -0.11% 0.54%
TowneBank 6, -0.10% 2.83%
Towne Mortgage 7, -0.09% 2.22%
Navy Federal Credit Union 8, -0.09% 0.96%
Atlantic Bay Mortgage Group 9, -0.07% 15.19%
E Mortgage Management 10, -0.06% 0.85%
NewTowne Mortgage 11, -0.06% 2.13%
Advance Financial Group 12, -0.05% 1.86%
Dragas Mortgage Company 13, -0.05% 0.60%
Virginia Credit Union 14, -0.04% 0.14%
Pennymac Loan Services 15, -0.04% 0.81%
Prosperity Home Mortgage 16, -0.04% 1.39%
Tidewater Mortgage Services Inc 17, -0.04% 4.77%
Suntrust Banks, Inc 18, -0.04% 0.16%
Newrez 19, -0.03% 0.52%
Ditech Financial 20, -0.03% 0.31%
Capital Center 21, -0.03% 0.14%
Truist Bank 22, -0.03% 0.25%
C&F Mortgage Corp 23, -0.03% 1.12%
Caliber Home Loans Inc 24, -0.02% 3.58%
Fairway Independent Mort Corp 25, -0.02% 0.99%
Carrington Mortgage Services 26, -0.02% 1.86%
Us Bank 27, -0.02% 0.14%
Flagstar Bank 28, -0.01% 0.43%
Sierra Pacific Mortgage 29, -0.01% 0.27%
Sovereign Lending Group, Inc 30, -0.01% 0.02%
RoundPoint Mortgage Servicing Corporation 31, -0.01% 0.11%
NBKC Bank 32, -0.01% 0.04%
Citizens Bank 33, -0.01% 0.04%
Langley Federal Credit Union 34, -0.00% 0.02%
Dollar Bank, Fsb 35, -0.00% 0.02%
Paramount Equity Mortgage 36, -0.00% 0.20%
Pnc Bank 37, -0.00% 0.09%
Freedom Mortgage Corporation 38, -0.00% 1.10%
First Federal Bank 39, -0.00% 0.05%
Amerisave Mortgage Corporation 40, 0.00% 0.14%
Movement Mortgage 41, 0.00% 8.87%
Union Home Mortgage Company 42, 0.00% 0.14%
CBM Mortgage, Inc 43, 0.00% 1.21%
Prime Choice Funding Inc 44, 0.00% 0.07%
The Federal Savings Bank 45, 0.01% 0.90%
Wyndham Capital Mortgage 46, 0.01% 0.14%
North American Savings Bank 47, 0.01% 0.04%
Synergy One Lending 48, 0.01% 0.05%
Bokf 49, 0.01% 0.02%
Eagle Home Mortgage 50, 0.01% 0.09%
First Home Mortgage 51, 0.01% 0.22%
McLean Mortgage Corporation 52, 0.02% 0.67%
Atlantic Union Bank 53, 0.02% 0.04%
Guaranteed Rate Inc 54, 0.02% 0.07%
Paramount Residential Mortgage Group Inc 55, 0.02% 0.31%
Atlantic Coast Mortgage 56, 0.02% 0.43%
Mortgage Network, Inc 57, 0.02% 0.09%
Quicken Loans 58, 0.02% 5.40%
ALCOVA Mortgage 59, 0.02% 0.63%
Home Point Financial Corporation 60, 0.03% 0.87%
HomeBridge Financial Services, Inc 61, 0.03% 0.43%
Wells Fargo Bank 62, 0.04% 0.02%
JPMorgan Chase Bank 63, 0.04% 0.02%
GoPrime Mortgage Inc 64, 0.04% 0.09%
American Financial Resources Inc 65, 0.05% 0.34%
Blue Ridge Bank 66, 0.05% 0.11%
Homespire Mortgage Corporation 67, 0.05% 0.22%
JG Wentworth Home Lending 68, 0.05% 0.72%
Stearns Lending 69, 0.06% 0.36%
Ovm Financial, Inc 70, 0.07% 12.55%
LoanDepot 71, 0.07% 1.16%
Guild Mortgage Company 72, 0.08% 0.07%
George Mason Mortgage 73, 0.08% 0.99%
New American Funding 74, 0.08% 0.60%
NewDay USA 75, 0.08% 0.05%
Lakeview Loan Servicing 76, 0.08% 0.94%
Reliance First Capital 77, 0.09% 0.54%
IServe Residential Lending 78, 0.09% 0.45%
Embrace Home Loans, Inc 79, 0.09% 0.52%
Primelending 80, 0.09% 0.88%
Planet Home Lending 81, 0.09% 0.29%
Lakeview Community Capital, LL 82, 0.09% 0.25%
Southern Trust Mortgage 83, 0.10% 3.05%
Fidelity Bank 84, 0.11% 0.33%
NVR Mortgage Finance Inc 85, 0.12% 1.64%
Nationstar Mortgage 86, 0.17% 1.81%
Cardinal Financial Company LP 87, 0.26% 1.84%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.29% 0.65%
Ameris Bank 2, -0.16% 0.52%
Tidewater Home Funding 3, -0.13% 2.51%
Fulton Bank 4, -0.12% 0.54%
Johnson Mortgage Company 5, -0.11% 0.63%
TowneBank 6, -0.11% 3.32%
Navy Federal Credit Union 7, -0.10% 1.02%
Towne Mortgage 8, -0.09% 2.69%
Atlantic Bay Mortgage Group 9, -0.08% 17.50%
E Mortgage Management 10, -0.08% 0.70%
NewTowne Mortgage 11, -0.06% 2.53%
Suntrust Banks, Inc 12, -0.05% 0.16%
Advance Financial Group 13, -0.05% 2.28%
Dragas Mortgage Company 14, -0.05% 0.75%
Prosperity Home Mortgage 15, -0.04% 1.67%
Freedom Mortgage Corporation 16, -0.04% 0.81%
Tidewater Mortgage Services Inc 17, -0.04% 5.55%
Virginia Credit Union 18, -0.03% 0.09%
Capital Center 19, -0.03% 0.09%
Truist Bank 20, -0.03% 0.25%
C&F Mortgage Corp 21, -0.02% 1.35%
Us Bank 22, -0.02% 0.14%
Fairway Independent Mort Corp 23, -0.02% 1.06%
Pennymac Loan Services 24, -0.02% 0.09%
Newrez 25, -0.02% 0.14%
Flagstar Bank 26, -0.01% 0.50%
NBKC Bank 27, -0.01% 0.05%
Pnc Bank 28, -0.00% 0.05%
Ditech Financial 29, -0.00% 0.02%
Sierra Pacific Mortgage 30, -0.00% 0.20%
Langley Federal Credit Union 31, -0.00% 0.02%
North American Savings Bank 32, -0.00% 0.02%
Dollar Bank, Fsb 33, -0.00% 0.02%
Union Home Mortgage Company 34, 0.00% 0.14%
Movement Mortgage 35, 0.01% 10.50%
The Federal Savings Bank 36, 0.01% 1.02%
CBM Mortgage, Inc 37, 0.01% 1.29%
Bokf 38, 0.01% 0.02%
Guaranteed Rate Inc 39, 0.01% 0.05%
Wyndham Capital Mortgage 40, 0.01% 0.09%
Amerisave Mortgage Corporation 41, 0.02% 0.02%
Caliber Home Loans Inc 42, 0.02% 3.23%
Eagle Home Mortgage 43, 0.02% 0.11%
First Home Mortgage 44, 0.02% 0.25%
Synergy One Lending 45, 0.02% 0.02%
ALCOVA Mortgage 46, 0.02% 0.61%
Atlantic Coast Mortgage 47, 0.02% 0.54%
Mortgage Network, Inc 48, 0.02% 0.11%
McLean Mortgage Corporation 49, 0.03% 0.65%
HomeBridge Financial Services, Inc 50, 0.04% 0.11%
Wells Fargo Bank 51, 0.04% 0.02%
GoPrime Mortgage Inc 52, 0.04% 0.11%
Blue Ridge Bank 53, 0.05% 0.14%
Homespire Mortgage Corporation 54, 0.05% 0.27%
Quicken Loans 55, 0.05% 1.78%
American Financial Resources Inc 56, 0.06% 0.36%
Stearns Lending 57, 0.06% 0.41%
JG Wentworth Home Lending 58, 0.07% 0.72%
Paramount Residential Mortgage Group Inc 59, 0.07% 0.23%
Ovm Financial, Inc 60, 0.08% 15.13%
Guild Mortgage Company 61, 0.08% 0.09%
LoanDepot 62, 0.09% 0.50%
George Mason Mortgage 63, 0.09% 1.17%
Carrington Mortgage Services 64, 0.09% 0.52%
New American Funding 65, 0.10% 0.61%
Primelending 66, 0.10% 1.11%
IServe Residential Lending 67, 0.11% 0.50%
Embrace Home Loans, Inc 68, 0.11% 0.54%
Fidelity Bank 69, 0.11% 0.41%
Southern Trust Mortgage 70, 0.11% 3.54%
Home Point Financial Corporation 71, 0.12% 0.50%
Nationstar Mortgage 72, 0.12% 0.56%
Planet Home Lending 73, 0.12% 0.29%
NVR Mortgage Finance Inc 74, 0.13% 2.05%
Cardinal Financial Company LP 75, 0.33% 1.76%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Caliber Home Loans Inc 1, -0.12% 4.96%
Movement Mortgage 2, -0.08% 2.34%
Virginia Credit Union 3, -0.06% 0.36%
Carrington Mortgage Services 4, -0.06% 7.21%
Home Point Financial Corporation 5, -0.06% 2.34%
Pennymac Loan Services 6, -0.06% 3.70%
Paramount Residential Mortgage Group Inc 7, -0.05% 0.63%
Tidewater Mortgage Services Inc 8, -0.05% 1.62%
Bank of America 9, -0.05% 0.36%
E Mortgage Management 10, -0.05% 1.44%
Newrez 11, -0.05% 2.07%
Ditech Financial 12, -0.04% 1.44%
Capital Center 13, -0.04% 0.36%
NewTowne Mortgage 14, -0.04% 0.54%
Sierra Pacific Mortgage 15, -0.03% 0.54%
Truist Bank 16, -0.03% 0.27%
CBM Mortgage, Inc 17, -0.03% 0.90%
Planet Home Lending 18, -0.03% 0.27%
Towne Mortgage 19, -0.03% 0.36%
Sovereign Lending Group, Inc 20, -0.02% 0.09%
Johnson Mortgage Company 21, -0.02% 0.18%
RoundPoint Mortgage Servicing Corporation 22, -0.02% 0.54%
Navy Federal Credit Union 23, -0.02% 0.72%
IServe Residential Lending 24, -0.02% 0.27%
Advance Financial Group 25, -0.02% 0.18%
Ovm Financial, Inc 26, -0.02% 2.25%
Citizens Bank 27, -0.02% 0.18%
Tidewater Home Funding 28, -0.02% 0.54%
Paramount Equity Mortgage 29, -0.02% 0.99%
McLean Mortgage Corporation 30, -0.02% 0.72%
Amerisave Mortgage Corporation 31, -0.01% 0.63%
First Federal Bank 32, -0.01% 0.27%
Atlantic Bay Mortgage Group 33, -0.01% 5.95%
Pnc Bank 34, -0.01% 0.27%
Wyndham Capital Mortgage 35, -0.01% 0.36%
American Financial Resources Inc 36, -0.01% 0.27%
Synergy One Lending 37, -0.01% 0.18%
Union Home Mortgage Company 38, -0.01% 0.18%
JG Wentworth Home Lending 39, -0.01% 0.72%
Prime Choice Funding Inc 40, -0.01% 0.36%
George Mason Mortgage 41, -0.01% 0.27%
First Home Mortgage 42, -0.00% 0.09%
Fairway Independent Mort Corp 43, -0.00% 0.72%
Us Bank 44, -0.00% 0.18%
Stearns Lending 45, -0.00% 0.18%
Quicken Loans 46, -0.00% 19.84%
The Federal Savings Bank 47, 0.00% 0.45%
North American Savings Bank 48, 0.00% 0.09%
Flagstar Bank 49, 0.01% 0.18%
Atlantic Union Bank 50, 0.01% 0.18%
New American Funding 51, 0.01% 0.54%
Suntrust Banks, Inc 52, 0.01% 0.18%
C&F Mortgage Corp 53, 0.01% 0.18%
Embrace Home Loans, Inc 54, 0.02% 0.45%
Guaranteed Rate Inc 55, 0.02% 0.18%
Prosperity Home Mortgage 56, 0.02% 0.27%
HomeBridge Financial Services, Inc 57, 0.02% 1.71%
ALCOVA Mortgage 58, 0.02% 0.72%
JPMorgan Chase Bank 59, 0.03% 0.09%
Cardinal Financial Company LP 60, 0.03% 2.16%
Southern Trust Mortgage 61, 0.03% 1.08%
TowneBank 62, 0.03% 0.90%
Freedom Mortgage Corporation 63, 0.04% 2.25%
LoanDepot 64, 0.06% 3.79%
NewDay USA 65, 0.07% 0.27%
Lakeview Loan Servicing 66, 0.07% 4.69%
Reliance First Capital 67, 0.08% 2.71%
Lakeview Community Capital, LL 68, 0.08% 1.26%
Nationstar Mortgage 69, 0.18% 6.76%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.07% 8.51%
Wells Fargo Bank 2, -0.07% 13.54%
Suntrust Banks, Inc 3, -0.05% 10.64%
Langley Federal Credit Union 4, -0.01% 0.97%
Pnc Bank 5, -0.00% 1.16%
Truist Bank 6, 0.00% 6.77%
Prosperity Home Mortgage 7, 0.00% 1.35%
Fulton Bank 8, 0.01% 1.93%
Primelending 9, 0.01% 0.19%
Citizens Bank 10, 0.01% 0.19%
Quicken Loans 11, 0.01% 1.74%
Johnson Mortgage Company 12, 0.01% 0.19%
Virginia Credit Union 13, 0.01% 0.19%
Blue Ridge Bank 14, 0.01% 0.19%
Atlantic Coast Mortgage 15, 0.01% 0.19%
Tidewater Home Funding 16, 0.01% 0.39%
Movement Mortgage 17, 0.01% 1.16%
LoanDepot 18, 0.01% 0.58%
NBKC Bank 19, 0.02% 0.19%
Dollar Bank, Fsb 20, 0.02% 1.74%
Southern Bank and Trust Company 21, 0.02% 0.39%
Us Bank 22, 0.02% 5.61%
George Mason Mortgage 23, 0.02% 0.39%
New American Funding 24, 0.02% 0.39%
Fairway Independent Mort Corp 25, 0.02% 0.19%
Advance Financial Group 26, 0.02% 1.35%
Reliance First Capital 27, 0.02% 0.19%
Atlantic Union Bank 28, 0.02% 0.58%
Ovm Financial, Inc 29, 0.02% 1.16%
Guaranteed Rate Inc 30, 0.02% 0.39%
Towne Mortgage 31, 0.02% 2.71%
JPMorgan Chase Bank 32, 0.03% 3.48%
Flagstar Bank 33, 0.03% 0.39%
TowneBank 34, 0.03% 7.16%
Capital Center 35, 0.03% 0.77%
Caliber Home Loans Inc 36, 0.03% 1.16%
Newrez 37, 0.04% 0.58%
Synergy One Lending 38, 0.04% 0.39%
NewTowne Mortgage 39, 0.04% 4.06%
Tidewater Mortgage Services Inc 40, 0.04% 1.35%
IServe Residential Lending 41, 0.04% 0.19%
Southern Trust Mortgage 42, 0.04% 0.77%
JG Wentworth Home Lending 43, 0.04% 0.19%
McLean Mortgage Corporation 44, 0.05% 0.39%
Atlantic Bay Mortgage Group 45, 0.05% 4.06%
Navy Federal Credit Union 46, 0.08% 9.86%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.10% 7.95%
Suntrust Banks, Inc 2, -0.08% 11.36%
Wells Fargo Bank 3, -0.08% 15.62%
Langley Federal Credit Union 4, -0.01% 0.57%
Pnc Bank 5, -0.00% 0.85%
Truist Bank 6, -0.00% 5.11%
Prosperity Home Mortgage 7, 0.01% 1.70%
Citizens Bank 8, 0.01% 0.28%
Fulton Bank 9, 0.01% 1.70%
Johnson Mortgage Company 10, 0.01% 0.28%
Tidewater Home Funding 11, 0.01% 0.28%
LoanDepot 12, 0.02% 0.57%
Blue Ridge Bank 13, 0.02% 0.28%
George Mason Mortgage 14, 0.02% 0.28%
Atlantic Coast Mortgage 15, 0.02% 0.28%
Newrez 16, 0.02% 0.28%
Movement Mortgage 17, 0.02% 1.42%
New American Funding 18, 0.02% 0.57%
Fairway Independent Mort Corp 19, 0.02% 0.28%
Advance Financial Group 20, 0.02% 1.70%
Quicken Loans 21, 0.03% 0.85%
Southern Bank and Trust Company 22, 0.03% 0.28%
Ovm Financial, Inc 23, 0.03% 1.42%
Us Bank 24, 0.03% 5.68%
Dollar Bank, Fsb 25, 0.03% 1.14%
Guaranteed Rate Inc 26, 0.03% 0.57%
Flagstar Bank 27, 0.03% 0.28%
Capital Center 28, 0.03% 0.28%
Towne Mortgage 29, 0.03% 3.12%
JPMorgan Chase Bank 30, 0.04% 3.41%
Southern Trust Mortgage 31, 0.04% 1.14%
NewTowne Mortgage 32, 0.04% 5.11%
Tidewater Mortgage Services Inc 33, 0.04% 1.70%
Atlantic Union Bank 34, 0.05% 0.28%
TowneBank 35, 0.06% 6.25%
McLean Mortgage Corporation 36, 0.06% 0.57%
Caliber Home Loans Inc 37, 0.06% 0.85%
Atlantic Bay Mortgage Group 38, 0.06% 3.98%
Navy Federal Credit Union 39, 0.10% 11.65%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.04% 9.09%
Bank of America 2, -0.03% 9.70%
Langley Federal Credit Union 3, -0.01% 1.82%
Fulton Bank 4, -0.01% 2.42%
Quicken Loans 5, -0.01% 3.64%
Us Bank 6, -0.00% 5.45%
TowneBank 7, -0.00% 9.09%
Prosperity Home Mortgage 8, -0.00% 0.61%
Pnc Bank 9, -0.00% 1.82%
Primelending 10, -0.00% 0.61%
Movement Mortgage 11, 0.00% 0.61%
Virginia Credit Union 12, 0.00% 0.61%
Dollar Bank, Fsb 13, 0.00% 3.03%
Atlantic Union Bank 14, 0.00% 1.21%
Southern Bank and Trust Company 15, 0.00% 0.61%
Truist Bank 16, 0.00% 10.30%
Towne Mortgage 17, 0.01% 1.82%
Tidewater Mortgage Services Inc 18, 0.01% 0.61%
Advance Financial Group 19, 0.01% 0.61%
Caliber Home Loans Inc 20, 0.01% 1.82%
NBKC Bank 21, 0.01% 0.61%
Navy Federal Credit Union 22, 0.01% 6.06%
Tidewater Home Funding 23, 0.01% 0.61%
Reliance First Capital 24, 0.01% 0.61%
LoanDepot 25, 0.01% 0.61%
George Mason Mortgage 26, 0.01% 0.61%
Ovm Financial, Inc 27, 0.01% 0.61%
JPMorgan Chase Bank 28, 0.01% 3.64%
NewTowne Mortgage 29, 0.02% 1.82%
Suntrust Banks, Inc 30, 0.02% 9.09%
Synergy One Lending 31, 0.03% 1.21%
Capital Center 32, 0.03% 1.82%
IServe Residential Lending 33, 0.03% 0.61%
Flagstar Bank 34, 0.03% 0.61%
JG Wentworth Home Lending 35, 0.03% 0.61%
Newrez 36, 0.04% 1.21%
Atlantic Bay Mortgage Group 37, 0.04% 4.24%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.30% 11.59%
Sovereign Lending Group, Inc 2, -0.24% 0.25%
Caliber Home Loans Inc 3, -0.20% 5.39%
Pennymac Loan Services 4, -0.14% 2.83%
Truist Bank 5, -0.13% 0.33%
Prosperity Home Mortgage 6, -0.11% 1.54%
Bnc National Bank 7, -0.11% 0.26%
NBKC Bank 8, -0.11% 0.77%
Lakeview Loan Servicing 9, -0.11% 1.22%
Dollar Bank, Fsb 10, -0.11% 0.30%
North American Savings Bank 11, -0.11% 0.44%
E Mortgage Management 12, -0.10% 0.30%
Ameris Bank 13, -0.10% 0.34%
Newrez 14, -0.09% 0.59%
Capital Center 15, -0.08% 0.26%
LoanDepot 16, -0.07% 1.82%
Johnson Mortgage Company 17, -0.07% 0.13%
Wyndham Capital Mortgage 18, -0.06% 0.09%
Home Point Financial Corporation 19, -0.05% 0.48%
Suntrust Banks, Inc 20, -0.05% 0.33%
Usaa Federal Savings Bank 21, -0.04% 4.78%
Prime Choice Funding Inc 22, -0.03% 0.25%
Bokf 23, -0.03% 0.16%
Atlantic Coast Mortgage 24, -0.03% 0.46%
Fulton Bank 25, -0.03% 0.38%
Mortgage Network, Inc 26, -0.02% 0.11%
Bank of America 27, -0.02% 0.10%
Guild Mortgage Company 28, -0.02% 0.13%
Tidewater Home Funding 29, -0.02% 0.90%
McLean Mortgage Corporation 30, -0.02% 0.39%
Towne Mortgage 31, -0.02% 1.68%
Southern Trust Mortgage 32, -0.02% 3.15%
BayPort Credit Union-Mortgage Center 33, -0.02% 0.09%
Paramount Equity Mortgage 34, -0.01% 0.08%
Lakeview Community Capital, LL 35, -0.01% 0.22%
Guaranteed Rate Inc 36, -0.00% 0.08%
Flagstar Bank 37, -0.00% 0.95%
Paramount Residential Mortgage Group Inc 38, -0.00% 0.09%
Stearns Lending 39, -0.00% 0.11%
New American Funding 40, -0.00% 0.45%
Us Bank 41, 0.00% 0.03%
Amerisave Mortgage Corporation 42, 0.00% 0.21%
Virginia Credit Union 43, 0.00% 0.02%
NewTowne Mortgage 44, 0.00% 1.28%
Homespire Mortgage Corporation 45, 0.00% 0.13%
Wells Fargo Bank 46, 0.00% 0.90%
Citizens Bank 47, 0.01% 0.02%
Atlantic Bay Mortgage Group 48, 0.01% 11.11%
Langley Federal Credit Union 49, 0.01% 0.07%
JPMorgan Chase Bank 50, 0.02% 0.03%
Tidewater Mortgage Services Inc 51, 0.02% 4.49%
NVR Mortgage Finance Inc 52, 0.02% 0.62%
Embrace Home Loans, Inc 53, 0.02% 0.17%
Southern Bank and Trust Company 54, 0.02% 0.05%
HomeBridge Financial Services, Inc 55, 0.02% 0.26%
RoundPoint Mortgage Servicing Corporation 56, 0.02% 0.30%
Union Home Mortgage Company 57, 0.03% 0.13%
Dragas Mortgage Company 58, 0.04% 0.67%
Sierra Pacific Mortgage 59, 0.04% 0.14%
JG Wentworth Home Lending 60, 0.04% 0.79%
ALCOVA Mortgage 61, 0.04% 0.29%
Advance Financial Group 62, 0.04% 1.44%
Pnc Bank 63, 0.04% 0.11%
Ditech Financial 64, 0.05% 0.22%
GoPrime Mortgage Inc 65, 0.05% 0.30%
Fairway Independent Mort Corp 66, 0.05% 1.05%
Primelending 67, 0.05% 0.67%
TowneBank 68, 0.05% 2.23%
Planet Home Lending 69, 0.05% 0.26%
First Home Mortgage 70, 0.07% 0.06%
Magnolia Bank Incorporated 71, 0.08% 0.27%
Blue Ridge Bank 72, 0.09% 0.09%
C&F Mortgage Corp 73, 0.10% 0.61%
Fidelity Bank 74, 0.10% 0.17%
American Financial Resources Inc 75, 0.11% 0.13%
George Mason Mortgage 76, 0.13% 0.82%
IServe Residential Lending 77, 0.13% 0.28%
CBM Mortgage, Inc 78, 0.14% 1.09%
Ovm Financial, Inc 79, 0.15% 10.60%
First Federal Bank 80, 0.16% 0.27%
Reliance First Capital 81, 0.16% 0.14%
Movement Mortgage 82, 0.17% 3.99%
Freedom Mortgage Corporation 83, 0.17% 1.13%
Cardinal Financial Company LP 84, 0.21% 0.78%
The Federal Savings Bank 85, 0.24% 1.52%
Quicken Loans 86, 0.25% 2.90%
Synergy One Lending 87, 0.25% 0.29%
Carrington Mortgage Services 88, 0.27% 1.47%
Nationstar Mortgage 89, 0.35% 0.70%
NewDay USA 90, 0.75% 0.92%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.31% 14.08%
Truist Bank 2, -0.18% 0.35%
Newrez 3, -0.16% 0.49%
North American Savings Bank 4, -0.15% 0.34%
E Mortgage Management 5, -0.13% 0.36%
NBKC Bank 6, -0.12% 0.69%
Caliber Home Loans Inc 7, -0.10% 3.71%
Prosperity Home Mortgage 8, -0.10% 1.74%
Ameris Bank 9, -0.10% 0.25%
Dollar Bank, Fsb 10, -0.09% 0.27%
Suntrust Banks, Inc 11, -0.07% 0.18%
Johnson Mortgage Company 12, -0.07% 0.19%
Capital Center 13, -0.06% 0.17%
Pennymac Loan Services 14, -0.05% 0.22%
Wells Fargo Bank 15, -0.04% 1.11%
Mortgage Network, Inc 16, -0.03% 0.12%
Bank of America 17, -0.03% 0.11%
Usaa Federal Savings Bank 18, -0.03% 5.22%
Fulton Bank 19, -0.03% 0.51%
Towne Mortgage 20, -0.02% 2.33%
Atlantic Coast Mortgage 21, -0.02% 0.50%
Bnc National Bank 22, -0.02% 0.11%
Bokf 23, -0.02% 0.11%
Tidewater Home Funding 24, -0.01% 1.06%
Guild Mortgage Company 25, -0.01% 0.09%
BayPort Credit Union-Mortgage Center 26, -0.01% 0.09%
McLean Mortgage Corporation 27, -0.01% 0.41%
LoanDepot 28, -0.01% 0.34%
Guaranteed Rate Inc 29, -0.00% 0.06%
RoundPoint Mortgage Servicing Corporation 30, 0.00% 0.01%
Us Bank 31, 0.00% 0.04%
NewTowne Mortgage 32, 0.01% 1.76%
Virginia Credit Union 33, 0.01% 0.01%
Atlantic Bay Mortgage Group 34, 0.01% 14.87%
New American Funding 35, 0.01% 0.41%
Synergy One Lending 36, 0.01% 0.03%
Stearns Lending 37, 0.01% 0.09%
Pnc Bank 38, 0.01% 0.06%
Southern Bank and Trust Company 39, 0.01% 0.01%
Langley Federal Credit Union 40, 0.01% 0.09%
JPMorgan Chase Bank 41, 0.02% 0.03%
Homespire Mortgage Corporation 42, 0.02% 0.13%
Citizens Bank 43, 0.02% 0.01%
Ditech Financial 44, 0.02% 0.04%
HomeBridge Financial Services, Inc 45, 0.02% 0.01%
NVR Mortgage Finance Inc 46, 0.02% 0.92%
Flagstar Bank 47, 0.03% 0.47%
Union Home Mortgage Company 48, 0.03% 0.19%
Home Point Financial Corporation 49, 0.03% 0.09%
NewDay USA 50, 0.04% 0.08%
Southern Trust Mortgage 51, 0.04% 3.63%
ALCOVA Mortgage 52, 0.04% 0.30%
The Federal Savings Bank 53, 0.04% 0.30%
Quicken Loans 54, 0.04% 0.81%
Dragas Mortgage Company 55, 0.04% 0.99%
Sierra Pacific Mortgage 56, 0.05% 0.19%
TowneBank 57, 0.05% 2.94%
Advance Financial Group 58, 0.05% 1.84%
Primelending 59, 0.05% 0.91%
GoPrime Mortgage Inc 60, 0.05% 0.41%
Paramount Residential Mortgage Group Inc 61, 0.05% 0.02%
Planet Home Lending 62, 0.05% 0.19%
Fairway Independent Mort Corp 63, 0.06% 1.03%
Tidewater Mortgage Services Inc 64, 0.06% 5.19%
First Home Mortgage 65, 0.08% 0.09%
JG Wentworth Home Lending 66, 0.09% 0.66%
Embrace Home Loans, Inc 67, 0.09% 0.10%
Freedom Mortgage Corporation 68, 0.09% 0.67%
Blue Ridge Bank 69, 0.10% 0.11%
Fidelity Bank 70, 0.11% 0.22%
C&F Mortgage Corp 71, 0.11% 0.73%
CBM Mortgage, Inc 72, 0.15% 1.56%
George Mason Mortgage 73, 0.15% 1.01%
American Financial Resources Inc 74, 0.16% 0.13%
IServe Residential Lending 75, 0.17% 0.30%
Ovm Financial, Inc 76, 0.17% 14.26%
Movement Mortgage 77, 0.19% 5.34%
Nationstar Mortgage 78, 0.22% 0.30%
Cardinal Financial Company LP 79, 0.28% 0.79%
Carrington Mortgage Services 80, 0.46% 0.39%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Caliber Home Loans Inc 1, -0.28% 8.89%
Sovereign Lending Group, Inc 2, -0.25% 0.77%
Navy Federal Credit Union 3, -0.20% 6.39%
Southern Trust Mortgage 4, -0.20% 2.15%
Bnc National Bank 5, -0.15% 0.58%
Pennymac Loan Services 6, -0.15% 8.26%
Tidewater Mortgage Services Inc 7, -0.15% 3.01%
Prosperity Home Mortgage 8, -0.15% 1.12%
Dollar Bank, Fsb 9, -0.14% 0.35%
Lakeview Loan Servicing 10, -0.11% 3.76%
Capital Center 11, -0.10% 0.47%
Ameris Bank 12, -0.10% 0.54%
NBKC Bank 13, -0.10% 0.93%
LoanDepot 14, -0.08% 4.92%
Usaa Federal Savings Bank 15, -0.08% 3.87%
Home Point Financial Corporation 16, -0.07% 1.31%
Wyndham Capital Mortgage 17, -0.07% 0.28%
North American Savings Bank 18, -0.07% 0.65%
Bokf 19, -0.05% 0.26%
Atlantic Coast Mortgage 20, -0.05% 0.37%
Movement Mortgage 21, -0.04% 1.19%
Tidewater Home Funding 22, -0.04% 0.56%
Ovm Financial, Inc 23, -0.04% 2.96%
Prime Choice Funding Inc 24, -0.04% 0.77%
Suntrust Banks, Inc 25, -0.04% 0.65%
McLean Mortgage Corporation 26, -0.04% 0.33%
Guild Mortgage Company 27, -0.03% 0.21%
Embrace Home Loans, Inc 28, -0.03% 0.30%
Homespire Mortgage Corporation 29, -0.02% 0.12%
Flagstar Bank 30, -0.02% 1.94%
BayPort Credit Union-Mortgage Center 31, -0.02% 0.09%
Paramount Residential Mortgage Group Inc 32, -0.02% 0.23%
New American Funding 33, -0.02% 0.54%
Paramount Equity Mortgage 34, -0.02% 0.26%
Lakeview Community Capital, LL 35, -0.02% 0.68%
Stearns Lending 36, -0.02% 0.14%
JG Wentworth Home Lending 37, -0.01% 1.05%
Guaranteed Rate Inc 38, -0.01% 0.14%
Dragas Mortgage Company 39, -0.01% 0.02%
NewTowne Mortgage 40, -0.00% 0.28%
Amerisave Mortgage Corporation 41, -0.00% 0.65%
Citizens Bank 42, -0.00% 0.02%
Newrez 43, -0.00% 0.79%
Virginia Credit Union 44, -0.00% 0.02%
Truist Bank 45, -0.00% 0.30%
GoPrime Mortgage Inc 46, 0.00% 0.05%
American Financial Resources Inc 47, 0.00% 0.12%
Bank of America 48, 0.00% 0.07%
Blue Ridge Bank 49, 0.01% 0.05%
Mortgage Network, Inc 50, 0.01% 0.07%
Sierra Pacific Mortgage 51, 0.01% 0.05%
Langley Federal Credit Union 52, 0.01% 0.02%
Fulton Bank 53, 0.01% 0.09%
George Mason Mortgage 54, 0.01% 0.42%
JPMorgan Chase Bank 55, 0.01% 0.02%
HomeBridge Financial Services, Inc 56, 0.02% 0.77%
RoundPoint Mortgage Servicing Corporation 57, 0.02% 0.89%
Southern Bank and Trust Company 58, 0.02% 0.12%
Advance Financial Group 59, 0.02% 0.63%
CBM Mortgage, Inc 60, 0.02% 0.12%
Fairway Independent Mort Corp 61, 0.03% 1.10%
IServe Residential Lending 62, 0.03% 0.23%
E Mortgage Management 63, 0.04% 0.19%
C&F Mortgage Corp 64, 0.04% 0.37%
Towne Mortgage 65, 0.04% 0.33%
Fidelity Bank 66, 0.04% 0.07%
Cardinal Financial Company LP 67, 0.05% 0.75%
Ditech Financial 68, 0.05% 0.58%
Planet Home Lending 69, 0.05% 0.40%
Atlantic Bay Mortgage Group 70, 0.05% 3.27%
ALCOVA Mortgage 71, 0.06% 0.26%
Pnc Bank 72, 0.06% 0.23%
Primelending 73, 0.07% 0.19%
Magnolia Bank Incorporated 74, 0.07% 0.84%
TowneBank 75, 0.10% 0.75%
First Federal Bank 76, 0.15% 0.84%
Reliance First Capital 77, 0.16% 0.44%
Carrington Mortgage Services 78, 0.22% 3.71%
Freedom Mortgage Corporation 79, 0.22% 2.08%
Wells Fargo Bank 80, 0.23% 0.47%
The Federal Savings Bank 81, 0.27% 4.06%
Synergy One Lending 82, 0.27% 0.82%
Quicken Loans 83, 0.29% 7.26%
Nationstar Mortgage 84, 0.40% 1.52%
NewDay USA 85, 0.79% 2.66%

* Data is compiled for the Virginia Beach, VA commuting zone area, which comprises of counties of Gates County, NC, Gloucester County, VA, Isle of Wight County, VA, James City County, VA, Mathews County, VA, Middlesex County, VA, Southampton County, VA, Surry County, VA, York County, VA, Chesapeake city, VA, Franklin city, VA, Hampton city, VA, Newport News city, VA, Norfolk city, VA, Poquoson city, VA, Portsmouth city, VA, Suffolk city, VA, Virginia Beach city, VA, and Williamsburg city, VA. This includes cities/towns/communities of Virginia Beach, VA as well as Chesapeake, VA, Norfolk, VA, Newport News, VA, Suffolk, VA, Hampton, VA, Portsmouth, VA, Smithfield, VA, Gloucester Point, VA, Poquoson, VA, Carrollton, VA, Williamsburg, VA, Gloucester Courthouse, VA, Courtland, VA, Windsor, VA, Yorktown, VA, Gwynn, VA, Saluda, VA, Mathews, VA, Franklin, VA, Ivor, VA, Rushmere, VA, Deltaville, VA, Camptown, VA, Gatesville, NC, Claremont, VA, Sunbury, NC, Dendron, VA, Capron, VA, Boykins, VA, and Bethel Manor, VA. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

FB Comments