Top Mortgage Lenders in Virginia Beach, VA

Lender Rankings / Last Updated: January 25, 2021

Which mortgage lender in the Virginia Beach, VA area typically has the best rates? To help you narrow down where to shop for a mortgage, MortgageWaldo.com provides an objective and data driven ranking of mortgage lenders operating in the Virginia Beach, VA area by interest rate and market share. We maintain our independence by not accepting any compensation from the mortgage lenders we rank, and use data on all fixed rate mortgages that were closed in the past year to generate our rankings.

Going by historical data, the best mortgage lender in the Virginia Beach, VA area in terms of interest rate is Langley Federal Credit Union, with an average “Rate Difference” of -0.26%. This means that, comparing similar borrowers, Langley Federal Credit Union provided a -0.26% lower interest rate for its customers than other lenders in the area. Langley Federal Credit Union has a market share of 1.4%. On the other hand, the most popular lender in the Virginia Beach, VA area is Atlantic Bay Mortgage Group, with a larger market share of 13.7%. Atlantic Bay Mortgage Group is also a relatively cheap lender, with a “Rate Difference” of -0.13% compared to those of other lenders in this area.

Our detailed ranking of mortgage lenders in the Virginia Beach, VA area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, going by historical data, the cheapest lender for Conventional mortgages in Virginia Beach, VA is Prosperity Home Mortgage LLC. If you want to take out a loan that is above conforming limits (above $548,250 or $822,375 depending on the area in 2021), the cheapest Jumbo mortgage provider is Wells Fargo Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Bank of America. The cheapest VA mortgage provider is Navy Federal Credit Union. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.

Ranking of Mortgage Lenders in Virginia Beach, VA

Mortgage Type:
Purchase/Refinance:
Lender NameRate DifferenceRate RatingMarket Share
Langley Federal Credit Union-0.26%(5.0)1.42%
CapCenter-0.20%(4.5)1.05%
Sovereign Lending Group-0.19%(4.5)0.10%
Prosperity Home Mortgage LLC-0.18%(4.5)1.71%
Bank of America-0.17%(4.5)1.29%
Atlantic Bay Mortgage Group-0.13%(4.0)13.69%
Ameris Bank-0.13%(4.0)0.37%
Amerisave Mortgage Corporation-0.10%(4.0)0.29%
Caliber Home Loans-0.10%(4.0)3.58%
Dollar Bank-0.10%(4.0)0.44%
Johnson Mortgage Company-0.09%(4.0)0.29%
Virginia Credit Union-0.07%(4.0)0.15%
PennyMac Loan Services-0.07%(4.0)1.40%
BNC National Bank-0.07%(4.0)0.11%
Coastal Towne Mortgage-0.06%(4.0)2.02%
C&F Mortgage Corp-0.06%(4.0)1.15%
Fulton Bank-0.06%(4.0)0.73%
Truist Bank-0.06%(4.0)1.35%
Atlantic Coast Mortgage-0.05%(4.0)0.43%
NewTowne Mortgage-0.05%(3.5)1.90%
North American Savings Bank-0.05%(3.5)0.22%
loanDepot-0.04%(3.5)1.51%
McLean Mortgage Corporation-0.04%(3.5)0.56%
NBKC Bank-0.04%(3.5)0.38%
Southern Trust Mortgage-0.03%(3.5)3.32%
SunTrust Bank-0.03%(3.5)0.83%
emmloans-0.02%(3.5)0.37%
Advance Financial Group-0.02%(3.5)1.50%
Lakeview Loan Servicing-0.02%(3.5)0.65%
JPMorgan Chase Bank-0.02%(3.5)0.59%
Provident Funding-0.02%(3.5)0.14%
TowneBank-0.02%(3.5)3.09%
USAA-0.01%(3.5)2.32%
Southern Bank and Trust Company-0.01%(3.5)0.11%
First Home Mortgage-0.01%(3.5)0.14%
NewRez-0.01%(3.5)0.63%
BayPort Credit Union-0.00%(3.5)0.58%
Dragas Mortgage Company0.00%(3.5)0.60%
Navy Federal Credit Union0.01%(3.5)7.70%
US Bank0.01%(3.5)0.27%
Tidewater Home Funding0.01%(3.5)1.15%
Prime Choice Funding0.01%(3.5)0.11%
New American Funding0.01%(3.5)0.58%
Wells Fargo Bank0.01%(3.5)3.19%
ALCOVA Mortgage0.01%(3.5)0.37%
BOK Financial0.01%(3.5)0.09%
Home Point Financial Corporation0.02%(3.5)0.43%
Mortgage Network, Inc0.02%(3.5)0.10%
PrimeLending0.02%(3.5)0.86%
PNC Bank0.02%(3.5)0.52%
Movement Mortgage0.02%(3.5)4.79%
Wyndham Capital Mortgage0.02%(3.5)0.11%
George Mason Mortgage0.03%(3.5)1.03%
Guaranteed Rate0.03%(3.5)0.12%
Flagstar Bank0.04%(3.5)0.50%
RoundPoint Mortgage Servicing Corporation0.04%(3.5)0.18%
Homespire Mortgage0.05%(3.5)0.14%
PRMG Mortgage0.05%(3.5)0.10%
Union Home Mortgage0.05%(3.5)0.09%
Tidewater Mortgage Services0.05%(3.5)3.84%
Fairway Independent Mortgage Corporation0.05%(3.5)0.79%
GoPrime Mortgage Inc0.06%(3.0)0.20%
Lakeview Community Capital0.06%(3.0)0.13%
Guild Mortgage Company0.06%(3.0)0.16%
Mortgage Research Center0.06%(3.0)0.17%
HomeBridge Financial Services0.07%(3.0)0.19%
Stearns Home Loans0.07%(3.0)0.13%
Sierra Pacific Mortgage0.07%(3.0)0.17%
Embrace Home Loans0.09%(3.0)0.18%
CBM Mortgage0.09%(3.0)0.75%
Planet Home Lending0.09%(3.0)0.20%
Blue Ridge Bank0.10%(3.0)0.10%
Atlantic Union Bank0.10%(3.0)0.11%
Magnolia Bank0.11%(3.0)0.11%
Reliance First Capital0.14%(3.0)0.18%
iServe Residential Lending0.14%(3.0)0.22%
Freedom Mortgage Corporation0.15%(2.5)0.75%
OVM Financial0.15%(2.5)7.42%
First Federal Bank of Florida0.16%(2.5)0.13%
NVR Mortgage Finance Inc0.17%(2.5)0.98%
Quicken Loans0.18%(2.5)5.65%
The Federal Savings Bank0.19%(2.5)0.88%
Carrington Mortgage Services0.19%(2.5)0.95%
Synergy One Lending0.22%(2.5)0.15%
Cardinal Financial Company0.24%(2.5)0.81%
Mr. Cooper0.31%(2.0)0.85%
NewDay USA0.77%(1.0)0.34%
Lender NameRate DifferenceRate RatingMarket Share
Bank of America-0.22%(4.5)1.22%
Prosperity Home Mortgage LLC-0.18%(4.5)2.17%
Dollar Bank-0.16%(4.5)0.36%
Ameris Bank-0.14%(4.0)0.39%
Atlantic Bay Mortgage Group-0.14%(4.0)16.92%
Langley Federal Credit Union-0.11%(4.0)0.81%
Truist Bank-0.10%(4.0)1.09%
CapCenter-0.09%(4.0)0.42%
Virginia Credit Union-0.09%(4.0)0.12%
Wells Fargo Bank-0.09%(4.0)2.88%
Johnson Mortgage Company-0.09%(4.0)0.39%
North American Savings Bank-0.07%(4.0)0.17%
McLean Mortgage Corporation-0.06%(4.0)0.56%
Fulton Bank-0.06%(4.0)0.86%
Coastal Towne Mortgage-0.06%(4.0)2.75%
Atlantic Coast Mortgage-0.06%(4.0)0.51%
NewTowne Mortgage-0.05%(3.5)2.49%
NBKC Bank-0.04%(3.5)0.33%
SunTrust Bank-0.04%(3.5)0.63%
PNC Bank-0.04%(3.5)0.25%
Caliber Home Loans-0.03%(3.5)2.97%
TowneBank-0.03%(3.5)3.58%
emmloans-0.03%(3.5)0.36%
C&F Mortgage Corp-0.03%(3.5)1.18%
JPMorgan Chase Bank-0.02%(3.5)0.29%
Advance Financial Group-0.01%(3.5)1.99%
Southern Trust Mortgage-0.01%(3.5)3.98%
US Bank0.00%(3.5)0.25%
First Home Mortgage0.00%(3.5)0.19%
Southern Bank and Trust Company0.01%(3.5)0.07%
Tidewater Home Funding0.01%(3.5)1.41%
PrimeLending0.01%(3.5)1.05%
ALCOVA Mortgage0.01%(3.5)0.39%
USAA0.02%(3.5)2.53%
Provident Funding0.02%(3.5)0.07%
PennyMac Loan Services0.02%(3.5)0.15%
Dragas Mortgage Company0.02%(3.5)0.87%
NewRez0.03%(3.5)0.39%
Navy Federal Credit Union0.03%(3.5)8.76%
Mortgage Network, Inc0.03%(3.5)0.13%
BNC National Bank0.03%(3.5)0.06%
BayPort Credit Union0.04%(3.5)0.27%
George Mason Mortgage0.04%(3.5)1.27%
Movement Mortgage0.04%(3.5)6.40%
BOK Financial0.04%(3.5)0.07%
First Federal Bank of Florida0.04%(3.5)0.01%
The Federal Savings Bank0.05%(3.5)0.47%
New American Funding0.05%(3.5)0.55%
Guaranteed Rate0.05%(3.0)0.10%
Fairway Independent Mortgage Corporation0.06%(3.0)0.87%
Synergy One Lending0.06%(3.0)0.02%
loanDepot0.06%(3.0)0.45%
Wyndham Capital Mortgage0.06%(3.0)0.03%
Flagstar Bank0.06%(3.0)0.32%
Homespire Mortgage0.07%(3.0)0.16%
RoundPoint Mortgage Servicing Corporation0.07%(3.0)0.01%
Amerisave Mortgage Corporation0.07%(3.0)0.02%
Lakeview Loan Servicing0.07%(3.0)0.00%
Union Home Mortgage0.07%(3.0)0.11%
GoPrime Mortgage Inc0.08%(3.0)0.25%
HomeBridge Financial Services0.08%(3.0)0.03%
Tidewater Mortgage Services0.08%(3.0)4.65%
NewDay USA0.09%(3.0)0.03%
Guild Mortgage Company0.09%(3.0)0.16%
Mortgage Research Center0.09%(3.0)0.20%
Atlantic Union Bank0.09%(3.0)0.07%
Freedom Mortgage Corporation0.10%(3.0)0.48%
Stearns Home Loans0.10%(3.0)0.14%
Sierra Pacific Mortgage0.10%(3.0)0.18%
Home Point Financial Corporation0.11%(3.0)0.22%
PRMG Mortgage0.11%(3.0)0.06%
Quicken Loans0.11%(3.0)1.87%
CBM Mortgage0.12%(3.0)1.00%
Planet Home Lending0.13%(3.0)0.17%
Blue Ridge Bank0.13%(3.0)0.11%
Embrace Home Loans0.14%(3.0)0.18%
OVM Financial0.18%(2.5)10.07%
iServe Residential Lending0.18%(2.5)0.26%
NVR Mortgage Finance Inc0.19%(2.5)1.45%
Mr. Cooper0.20%(2.5)0.24%
Cardinal Financial Company0.33%(2.0)0.83%
Carrington Mortgage Services0.33%(2.0)0.28%
Lender NameRate DifferenceRate RatingMarket Share
Langley Federal Credit Union-0.37%(5.0)2.70%
CapCenter-0.27%(5.0)2.34%
Sovereign Lending Group-0.23%(4.5)0.31%
Caliber Home Loans-0.20%(4.5)4.85%
BNC National Bank-0.14%(4.0)0.23%
C&F Mortgage Corp-0.14%(4.0)1.10%
Amerisave Mortgage Corporation-0.14%(4.0)0.84%
PennyMac Loan Services-0.11%(4.0)3.99%
Prosperity Home Mortgage LLC-0.10%(4.0)0.75%
loanDepot-0.10%(4.0)3.69%
Southern Trust Mortgage-0.10%(4.0)1.94%
Ameris Bank-0.10%(4.0)0.35%
USAA-0.08%(4.0)1.90%
Bank of America-0.07%(4.0)1.46%
New American Funding-0.07%(4.0)0.66%
Atlantic Bay Mortgage Group-0.07%(4.0)6.98%
Tidewater Mortgage Services-0.07%(4.0)2.14%
Provident Funding-0.06%(4.0)0.29%
Virginia Credit Union-0.06%(4.0)0.20%
Home Point Financial Corporation-0.06%(4.0)0.88%
NBKC Bank-0.06%(4.0)0.49%
Lakeview Loan Servicing-0.06%(4.0)1.99%
Navy Federal Credit Union-0.05%(4.0)5.50%
NewRez-0.05%(4.0)1.12%
BayPort Credit Union-0.05%(3.5)1.21%
Southern Bank and Trust Company-0.04%(3.5)0.21%
North American Savings Bank-0.04%(3.5)0.33%
JPMorgan Chase Bank-0.04%(3.5)1.22%
Movement Mortgage-0.04%(3.5)1.46%
Fulton Bank-0.04%(3.5)0.45%
BOK Financial-0.04%(3.5)0.14%
SunTrust Bank-0.03%(3.5)1.23%
Truist Bank-0.03%(3.5)1.90%
CBM Mortgage-0.03%(3.5)0.22%
Prime Choice Funding-0.03%(3.5)0.33%
Dollar Bank-0.02%(3.5)0.60%
PRMG Mortgage-0.02%(3.5)0.17%
emmloans-0.02%(3.5)0.40%
GoPrime Mortgage Inc-0.02%(3.5)0.09%
Guaranteed Rate-0.02%(3.5)0.16%
Wyndham Capital Mortgage-0.02%(3.5)0.29%
Union Home Mortgage-0.01%(3.5)0.06%
Mortgage Research Center-0.01%(3.5)0.10%
Embrace Home Loans-0.01%(3.5)0.20%
Flagstar Bank-0.01%(3.5)0.87%
Dragas Mortgage Company-0.00%(3.5)0.05%
McLean Mortgage Corporation-0.00%(3.5)0.56%
Sierra Pacific Mortgage0.00%(3.5)0.16%
Atlantic Coast Mortgage0.00%(3.5)0.27%
Coastal Towne Mortgage0.00%(3.5)0.51%
US Bank0.01%(3.5)0.31%
Stearns Home Loans0.01%(3.5)0.11%
ALCOVA Mortgage0.01%(3.5)0.34%
Homespire Mortgage0.01%(3.5)0.09%
Advance Financial Group0.01%(3.5)0.49%
RoundPoint Mortgage Servicing Corporation0.01%(3.5)0.51%
Guild Mortgage Company0.01%(3.5)0.16%
First Home Mortgage0.01%(3.5)0.04%
George Mason Mortgage0.01%(3.5)0.54%
Mortgage Network, Inc0.01%(3.5)0.04%
PNC Bank0.02%(3.5)1.09%
Lakeview Community Capital0.02%(3.5)0.39%
OVM Financial0.03%(3.5)1.94%
iServe Residential Lending0.03%(3.5)0.15%
Fairway Independent Mortgage Corporation0.03%(3.5)0.63%
Blue Ridge Bank0.03%(3.5)0.09%
Planet Home Lending0.03%(3.5)0.24%
Tidewater Home Funding0.03%(3.5)0.60%
HomeBridge Financial Services0.04%(3.5)0.51%
NewTowne Mortgage0.04%(3.5)0.70%
Johnson Mortgage Company0.04%(3.5)0.08%
Cardinal Financial Company0.04%(3.5)0.77%
TowneBank0.06%(3.0)2.08%
Magnolia Bank0.08%(3.0)0.34%
Atlantic Union Bank0.09%(3.0)0.21%
Reliance First Capital0.10%(3.0)0.55%
PrimeLending0.11%(3.0)0.47%
Carrington Mortgage Services0.13%(3.0)2.34%
First Federal Bank of Florida0.14%(3.0)0.38%
Wells Fargo Bank0.15%(2.5)3.84%
Quicken Loans0.17%(2.5)13.48%
Freedom Mortgage Corporation0.17%(2.5)1.31%
Synergy One Lending0.20%(2.5)0.44%
The Federal Savings Bank0.24%(2.5)1.72%
Mr. Cooper0.31%(2.0)2.12%
NewDay USA0.77%(1.0)0.99%
Lender NameRate DifferenceRate RatingMarket Share
Prosperity Home Mortgage LLC-0.25%(5.0)1.94%
Atlantic Bay Mortgage Group-0.24%(4.5)15.36%
Langley Federal Credit Union-0.23%(4.5)3.07%
CapCenter-0.18%(4.5)2.03%
Bank of America-0.14%(4.0)2.31%
Ameris Bank-0.13%(4.0)0.39%
Amerisave Mortgage Corporation-0.13%(4.0)0.41%
Atlantic Coast Mortgage-0.11%(4.0)0.40%
C&F Mortgage Corp-0.10%(4.0)1.64%
Movement Mortgage-0.10%(4.0)4.01%
Coastal Towne Mortgage-0.09%(4.0)2.18%
Southern Trust Mortgage-0.08%(4.0)3.56%
Advance Financial Group-0.08%(4.0)1.39%
Dollar Bank-0.08%(4.0)0.66%
Johnson Mortgage Company-0.07%(4.0)0.33%
NewTowne Mortgage-0.06%(4.0)2.25%
McLean Mortgage Corporation-0.06%(4.0)0.67%
loanDepot-0.06%(4.0)1.36%
CBM Mortgage-0.06%(4.0)0.29%
Virginia Credit Union-0.05%(3.5)0.25%
Fulton Bank-0.04%(3.5)1.07%
George Mason Mortgage-0.03%(3.5)1.22%
ALCOVA Mortgage-0.03%(3.5)0.35%
Truist Bank-0.02%(3.5)2.40%
First Home Mortgage-0.02%(3.5)0.18%
Dragas Mortgage Company-0.02%(3.5)0.55%
TowneBank-0.02%(3.5)3.72%
PrimeLending-0.01%(3.5)1.02%
SunTrust Bank-0.00%(3.5)1.14%
New American Funding0.00%(3.5)0.69%
Caliber Home Loans0.01%(3.5)2.03%
JPMorgan Chase Bank0.02%(3.5)1.17%
Southern Bank and Trust Company0.02%(3.5)0.20%
US Bank0.02%(3.5)0.35%
USAA0.02%(3.5)1.06%
Provident Funding0.03%(3.5)0.31%
BayPort Credit Union0.04%(3.5)1.20%
The Federal Savings Bank0.05%(3.5)0.36%
RoundPoint Mortgage Servicing Corporation0.05%(3.5)0.10%
Fairway Independent Mortgage Corporation0.05%(3.5)0.50%
Wells Fargo Bank0.05%(3.0)5.89%
GoPrime Mortgage Inc0.05%(3.0)0.16%
Mortgage Network, Inc0.05%(3.0)0.09%
Home Point Financial Corporation0.06%(3.0)0.23%
PNC Bank0.06%(3.0)1.00%
Guaranteed Rate0.06%(3.0)0.16%
Union Home Mortgage0.07%(3.0)0.05%
North American Savings Bank0.07%(3.0)0.10%
emmloans0.07%(3.0)0.27%
NewRez0.07%(3.0)0.69%
BNC National Bank0.07%(3.0)0.03%
Homespire Mortgage0.07%(3.0)0.12%
BOK Financial0.07%(3.0)0.07%
Sovereign Lending Group0.08%(3.0)0.01%
Synergy One Lending0.08%(3.0)0.07%
First Federal Bank of Florida0.08%(3.0)0.05%
Wyndham Capital Mortgage0.09%(3.0)0.12%
Flagstar Bank0.10%(3.0)0.13%
Magnolia Bank0.10%(3.0)0.02%
PRMG Mortgage0.10%(3.0)0.03%
Mortgage Research Center0.11%(3.0)0.38%
Planet Home Lending0.11%(3.0)0.11%
Embrace Home Loans0.11%(3.0)0.08%
NBKC Bank0.11%(3.0)0.17%
Lakeview Loan Servicing0.12%(3.0)0.06%
Tidewater Home Funding0.12%(3.0)1.01%
Reliance First Capital0.12%(3.0)0.07%
Tidewater Mortgage Services0.12%(3.0)2.94%
Carrington Mortgage Services0.12%(3.0)0.19%
Guild Mortgage Company0.12%(3.0)0.21%
Stearns Home Loans0.13%(3.0)0.07%
Blue Ridge Bank0.13%(3.0)0.10%
Sierra Pacific Mortgage0.14%(3.0)0.16%
Atlantic Union Bank0.15%(2.5)0.22%
iServe Residential Lending0.16%(2.5)0.09%
PennyMac Loan Services0.16%(2.5)0.40%
OVM Financial0.16%(2.5)2.87%
HomeBridge Financial Services0.17%(2.5)0.04%
Freedom Mortgage Corporation0.17%(2.5)0.31%
Cardinal Financial Company0.19%(2.5)0.49%
Quicken Loans0.22%(2.5)8.21%
NVR Mortgage Finance Inc0.28%(2.0)1.06%
Mr. Cooper0.39%(1.5)0.66%
Navy Federal Credit Union0.44%(1.5)6.71%
Lender NameRate DifferenceRate RatingMarket Share
Atlantic Bay Mortgage Group-0.26%(5.0)18.69%
Prosperity Home Mortgage LLC-0.24%(4.5)2.77%
Bank of America-0.18%(4.5)2.24%
Dollar Bank-0.17%(4.5)0.56%
Atlantic Coast Mortgage-0.13%(4.0)0.50%
Ameris Bank-0.13%(4.0)0.46%
McLean Mortgage Corporation-0.11%(4.0)0.66%
Movement Mortgage-0.08%(4.0)5.55%
Southern Trust Mortgage-0.07%(4.0)4.52%
Johnson Mortgage Company-0.06%(4.0)0.45%
C&F Mortgage Corp-0.06%(4.0)1.54%
Coastal Towne Mortgage-0.06%(4.0)3.11%
NewTowne Mortgage-0.06%(4.0)3.00%
Langley Federal Credit Union-0.06%(4.0)1.82%
Advance Financial Group-0.05%(4.0)1.97%
Wells Fargo Bank-0.05%(3.5)5.33%
Virginia Credit Union-0.05%(3.5)0.24%
CapCenter-0.05%(3.5)0.80%
TowneBank-0.04%(3.5)4.11%
Truist Bank-0.04%(3.5)1.99%
PrimeLending-0.04%(3.5)1.18%
CBM Mortgage-0.03%(3.5)0.35%
George Mason Mortgage-0.02%(3.5)1.56%
Fulton Bank-0.02%(3.5)1.28%
ALCOVA Mortgage-0.02%(3.5)0.36%
SunTrust Bank-0.00%(3.5)0.87%
Caliber Home Loans0.00%(3.5)2.19%
First Home Mortgage0.00%(3.5)0.25%
US Bank0.01%(3.5)0.30%
PNC Bank0.02%(3.5)0.50%
JPMorgan Chase Bank0.02%(3.5)0.53%
Dragas Mortgage Company0.02%(3.5)0.83%
New American Funding0.07%(3.0)0.64%
Southern Bank and Trust Company0.07%(3.0)0.15%
The Federal Savings Bank0.08%(3.0)0.39%
Fairway Independent Mortgage Corporation0.08%(3.0)0.65%
USAA0.08%(3.0)1.23%
Provident Funding0.09%(3.0)0.17%
North American Savings Bank0.09%(3.0)0.08%
Mortgage Network, Inc0.09%(3.0)0.14%
GoPrime Mortgage Inc0.09%(3.0)0.17%
Homespire Mortgage0.10%(3.0)0.14%
BayPort Credit Union0.11%(3.0)0.56%
BNC National Bank0.11%(3.0)0.03%
First Federal Bank of Florida0.11%(3.0)0.03%
loanDepot0.11%(3.0)0.53%
PennyMac Loan Services0.11%(3.0)0.10%
Guaranteed Rate0.12%(3.0)0.15%
Carrington Mortgage Services0.12%(3.0)0.07%
emmloans0.13%(3.0)0.21%
Home Point Financial Corporation0.13%(3.0)0.21%
Union Home Mortgage0.13%(3.0)0.02%
BOK Financial0.13%(3.0)0.05%
Flagstar Bank0.13%(3.0)0.09%
Wyndham Capital Mortgage0.13%(3.0)0.02%
Amerisave Mortgage Corporation0.14%(3.0)0.03%
HomeBridge Financial Services0.14%(3.0)0.01%
Lakeview Loan Servicing0.14%(3.0)0.01%
Tidewater Home Funding0.15%(3.0)1.24%
RoundPoint Mortgage Servicing Corporation0.15%(3.0)0.02%
NBKC Bank0.15%(3.0)0.14%
Mortgage Research Center0.16%(2.5)0.49%
Atlantic Union Bank0.16%(2.5)0.16%
Guild Mortgage Company0.17%(2.5)0.25%
Tidewater Mortgage Services0.17%(2.5)3.76%
Freedom Mortgage Corporation0.18%(2.5)0.15%
PRMG Mortgage0.18%(2.5)0.02%
Embrace Home Loans0.18%(2.5)0.08%
Planet Home Lending0.18%(2.5)0.10%
Mr. Cooper0.18%(2.5)0.05%
Stearns Home Loans0.19%(2.5)0.06%
Quicken Loans0.19%(2.5)2.95%
OVM Financial0.19%(2.5)3.94%
Blue Ridge Bank0.20%(2.5)0.08%
iServe Residential Lending0.21%(2.5)0.11%
Sierra Pacific Mortgage0.22%(2.5)0.16%
NewRez0.25%(2.5)0.41%
Cardinal Financial Company0.29%(2.0)0.46%
NVR Mortgage Finance Inc0.32%(2.0)1.70%
Navy Federal Credit Union0.62%(1.0)7.28%
Lender NameRate DifferenceRate RatingMarket Share
Langley Federal Credit Union-0.37%(5.0)5.16%
CapCenter-0.29%(5.0)4.06%
Amerisave Mortgage Corporation-0.22%(4.5)1.04%
loanDepot-0.17%(4.5)2.74%
C&F Mortgage Corp-0.17%(4.5)1.81%
USAA-0.10%(4.0)0.78%
Atlantic Bay Mortgage Group-0.10%(4.0)9.81%
New American Funding-0.09%(4.0)0.78%
Ameris Bank-0.09%(4.0)0.28%
NewRez-0.08%(4.0)1.16%
Bank of America-0.08%(4.0)2.43%
Southern Bank and Trust Company-0.06%(4.0)0.30%
CBM Mortgage-0.06%(4.0)0.17%
Virginia Credit Union-0.06%(4.0)0.28%
Prosperity Home Mortgage LLC-0.06%(4.0)0.56%
Provident Funding-0.05%(4.0)0.56%
Home Point Financial Corporation-0.05%(4.0)0.28%
BayPort Credit Union-0.04%(3.5)2.27%
Fulton Bank-0.04%(3.5)0.73%
JPMorgan Chase Bank-0.04%(3.5)2.22%
Southern Trust Mortgage-0.03%(3.5)1.94%
SunTrust Bank-0.03%(3.5)1.60%
RoundPoint Mortgage Servicing Corporation-0.03%(3.5)0.23%
ALCOVA Mortgage-0.03%(3.5)0.33%
Guaranteed Rate-0.03%(3.5)0.17%
Truist Bank-0.03%(3.5)3.09%
Movement Mortgage-0.03%(3.5)1.46%
GoPrime Mortgage Inc-0.02%(3.5)0.14%
emmloans-0.02%(3.5)0.38%
Union Home Mortgage-0.01%(3.5)0.09%
Embrace Home Loans-0.01%(3.5)0.07%
BOK Financial-0.01%(3.5)0.09%
Planet Home Lending-0.01%(3.5)0.12%
Advance Financial Group-0.01%(3.5)0.42%
Mortgage Research Center-0.00%(3.5)0.19%
Coastal Towne Mortgage-0.00%(3.5)0.63%
The Federal Savings Bank-0.00%(3.5)0.33%
PRMG Mortgage0.00%(3.5)0.03%
Dragas Mortgage Company0.00%(3.5)0.09%
Sovereign Lending Group0.01%(3.5)0.02%
US Bank0.01%(3.5)0.43%
Dollar Bank0.01%(3.5)0.82%
Synergy One Lending0.01%(3.5)0.17%
Fairway Independent Mortgage Corporation0.01%(3.5)0.26%
North American Savings Bank0.01%(3.5)0.14%
BNC National Bank0.01%(3.5)0.02%
McLean Mortgage Corporation0.01%(3.5)0.69%
Sierra Pacific Mortgage0.02%(3.5)0.17%
Mortgage Network, Inc0.02%(3.5)0.02%
George Mason Mortgage0.02%(3.5)0.66%
First Home Mortgage0.02%(3.5)0.07%
Wyndham Capital Mortgage0.02%(3.5)0.28%
PNC Bank0.02%(3.5)1.82%
First Federal Bank of Florida0.02%(3.5)0.07%
Caliber Home Loans0.03%(3.5)1.75%
Magnolia Bank0.03%(3.5)0.05%
Stearns Home Loans0.04%(3.5)0.07%
Flagstar Bank0.04%(3.5)0.19%
Homespire Mortgage0.04%(3.5)0.09%
Tidewater Mortgage Services0.04%(3.5)1.56%
Blue Ridge Bank0.04%(3.5)0.14%
iServe Residential Lending0.04%(3.5)0.05%
Cardinal Financial Company0.05%(3.5)0.54%
Lakeview Loan Servicing0.05%(3.5)0.14%
Reliance First Capital0.05%(3.0)0.19%
NBKC Bank0.05%(3.0)0.23%
Guild Mortgage Company0.05%(3.0)0.16%
Atlantic Coast Mortgage0.06%(3.0)0.24%
NewTowne Mortgage0.06%(3.0)0.99%
Johnson Mortgage Company0.06%(3.0)0.12%
Navy Federal Credit Union0.06%(3.0)5.76%
TowneBank0.07%(3.0)3.07%
Carrington Mortgage Services0.07%(3.0)0.38%
Tidewater Home Funding0.10%(3.0)0.63%
PennyMac Loan Services0.10%(3.0)0.90%
Atlantic Union Bank0.11%(3.0)0.33%
HomeBridge Financial Services0.12%(3.0)0.09%
Freedom Mortgage Corporation0.12%(3.0)0.57%
PrimeLending0.12%(3.0)0.75%
Wells Fargo Bank0.16%(2.5)6.82%
OVM Financial0.16%(2.5)1.09%
Quicken Loans0.17%(2.5)16.96%
Mr. Cooper0.33%(2.0)1.67%
Lender NameRate DifferenceRate RatingMarket Share
Bank of America-0.26%(5.0)0.61%
Ameris Bank-0.16%(4.5)0.42%
Tidewater Home Funding-0.13%(4.0)2.16%
Fulton Bank-0.12%(4.0)0.44%
Johnson Mortgage Company-0.10%(4.0)0.55%
TowneBank-0.10%(4.0)2.90%
Navy Federal Credit Union-0.09%(4.0)0.98%
Coastal Towne Mortgage-0.09%(4.0)2.27%
Atlantic Bay Mortgage Group-0.07%(4.0)15.51%
emmloans-0.06%(4.0)0.87%
NewTowne Mortgage-0.06%(4.0)2.18%
Advance Financial Group-0.05%(3.5)1.90%
Dragas Mortgage Company-0.05%(3.5)0.61%
Virginia Credit Union-0.04%(3.5)0.15%
PennyMac Loan Services-0.04%(3.5)0.83%
Prosperity Home Mortgage LLC-0.04%(3.5)1.42%
Tidewater Mortgage Services-0.04%(3.5)4.87%
SunTrust Bank-0.04%(3.5)0.17%
NewRez-0.03%(3.5)0.53%
CapCenter-0.03%(3.5)0.15%
Truist Bank-0.03%(3.5)0.26%
C&F Mortgage Corp-0.02%(3.5)1.14%
Fairway Independent Mortgage Corporation-0.02%(3.5)1.01%
Caliber Home Loans-0.02%(3.5)3.65%
Carrington Mortgage Services-0.02%(3.5)1.90%
US Bank-0.02%(3.5)0.15%
Flagstar Bank-0.01%(3.5)0.44%
Sierra Pacific Mortgage-0.01%(3.5)0.28%
Sovereign Lending Group-0.01%(3.5)0.02%
RoundPoint Mortgage Servicing Corporation-0.01%(3.5)0.11%
NBKC Bank-0.01%(3.5)0.04%
Langley Federal Credit Union-0.00%(3.5)0.02%
Dollar Bank-0.00%(3.5)0.02%
PNC Bank-0.00%(3.5)0.09%
Freedom Mortgage Corporation-0.00%(3.5)1.13%
Movement Mortgage-0.00%(3.5)9.04%
First Federal Bank of Florida-0.00%(3.5)0.06%
Union Home Mortgage0.00%(3.5)0.15%
Prime Choice Funding0.00%(3.5)0.07%
CBM Mortgage0.00%(3.5)1.24%
Wyndham Capital Mortgage0.01%(3.5)0.15%
North American Savings Bank0.01%(3.5)0.04%
Synergy One Lending0.01%(3.5)0.06%
The Federal Savings Bank0.01%(3.5)0.92%
BOK Financial0.01%(3.5)0.02%
First Home Mortgage0.01%(3.5)0.22%
McLean Mortgage Corporation0.02%(3.5)0.68%
Amerisave Mortgage Corporation0.02%(3.5)0.13%
Atlantic Union Bank0.02%(3.5)0.04%
Guaranteed Rate0.02%(3.5)0.07%
PRMG Mortgage0.02%(3.5)0.31%
Atlantic Coast Mortgage0.02%(3.5)0.44%
Mortgage Network, Inc0.02%(3.5)0.09%
Quicken Loans0.02%(3.5)5.48%
ALCOVA Mortgage0.02%(3.5)0.65%
Home Point Financial Corporation0.03%(3.5)0.89%
HomeBridge Financial Services0.03%(3.5)0.44%
Wells Fargo Bank0.04%(3.5)0.02%
JPMorgan Chase Bank0.04%(3.5)0.02%
GoPrime Mortgage Inc0.04%(3.5)0.09%
Blue Ridge Bank0.05%(3.5)0.11%
Homespire Mortgage0.05%(3.0)0.22%
Stearns Home Loans0.06%(3.0)0.37%
OVM Financial0.07%(3.0)12.82%
loanDepot0.07%(3.0)1.18%
Guild Mortgage Company0.08%(3.0)0.07%
George Mason Mortgage0.08%(3.0)1.01%
New American Funding0.08%(3.0)0.61%
NewDay USA0.08%(3.0)0.06%
Lakeview Loan Servicing0.08%(3.0)0.96%
Reliance First Capital0.09%(3.0)0.55%
iServe Residential Lending0.09%(3.0)0.46%
Embrace Home Loans0.09%(3.0)0.53%
Lakeview Community Capital0.09%(3.0)0.26%
Planet Home Lending0.09%(3.0)0.30%
PrimeLending0.09%(3.0)0.90%
Southern Trust Mortgage0.10%(3.0)3.12%
NVR Mortgage Finance Inc0.13%(3.0)1.68%
Mr. Cooper0.17%(2.5)1.84%
Cardinal Financial Company0.26%(2.0)1.86%
Lender NameRate DifferenceRate RatingMarket Share
Bank of America-0.29%(5.0)0.67%
Ameris Bank-0.16%(4.5)0.53%
Tidewater Home Funding-0.13%(4.0)2.55%
Fulton Bank-0.12%(4.0)0.55%
Johnson Mortgage Company-0.11%(4.0)0.64%
TowneBank-0.11%(4.0)3.38%
Navy Federal Credit Union-0.10%(4.0)1.03%
Coastal Towne Mortgage-0.08%(4.0)2.73%
emmloans-0.08%(4.0)0.71%
Atlantic Bay Mortgage Group-0.08%(4.0)17.80%
NewTowne Mortgage-0.06%(4.0)2.57%
SunTrust Bank-0.05%(4.0)0.16%
Advance Financial Group-0.05%(3.5)2.32%
Dragas Mortgage Company-0.05%(3.5)0.76%
Prosperity Home Mortgage LLC-0.04%(3.5)1.70%
Freedom Mortgage Corporation-0.04%(3.5)0.83%
Tidewater Mortgage Services-0.03%(3.5)5.65%
Virginia Credit Union-0.03%(3.5)0.09%
CapCenter-0.03%(3.5)0.09%
Truist Bank-0.03%(3.5)0.25%
US Bank-0.02%(3.5)0.14%
C&F Mortgage Corp-0.02%(3.5)1.38%
Fairway Independent Mortgage Corporation-0.02%(3.5)1.08%
PennyMac Loan Services-0.02%(3.5)0.09%
NewRez-0.01%(3.5)0.14%
Flagstar Bank-0.01%(3.5)0.51%
NBKC Bank-0.01%(3.5)0.05%
PNC Bank-0.00%(3.5)0.05%
Sierra Pacific Mortgage-0.00%(3.5)0.21%
Langley Federal Credit Union-0.00%(3.5)0.02%
North American Savings Bank-0.00%(3.5)0.02%
Dollar Bank0.00%(3.5)0.02%
Union Home Mortgage0.01%(3.5)0.14%
Movement Mortgage0.01%(3.5)10.66%
The Federal Savings Bank0.01%(3.5)1.03%
BOK Financial0.01%(3.5)0.02%
CBM Mortgage0.01%(3.5)1.31%
Guaranteed Rate0.01%(3.5)0.05%
Wyndham Capital Mortgage0.02%(3.5)0.09%
Amerisave Mortgage Corporation0.02%(3.5)0.02%
Caliber Home Loans0.02%(3.5)3.28%
First Home Mortgage0.02%(3.5)0.25%
Synergy One Lending0.02%(3.5)0.02%
ALCOVA Mortgage0.02%(3.5)0.62%
Atlantic Coast Mortgage0.03%(3.5)0.55%
Mortgage Network, Inc0.03%(3.5)0.11%
McLean Mortgage Corporation0.03%(3.5)0.67%
HomeBridge Financial Services0.04%(3.5)0.11%
Wells Fargo Bank0.04%(3.5)0.02%
GoPrime Mortgage Inc0.04%(3.5)0.11%
Blue Ridge Bank0.05%(3.0)0.14%
Homespire Mortgage0.05%(3.0)0.28%
Quicken Loans0.05%(3.0)1.79%
Stearns Home Loans0.06%(3.0)0.41%
PRMG Mortgage0.07%(3.0)0.23%
OVM Financial0.08%(3.0)15.39%
Guild Mortgage Company0.08%(3.0)0.09%
loanDepot0.09%(3.0)0.51%
George Mason Mortgage0.09%(3.0)1.19%
Carrington Mortgage Services0.10%(3.0)0.53%
New American Funding0.10%(3.0)0.62%
PrimeLending0.10%(3.0)1.13%
iServe Residential Lending0.11%(3.0)0.51%
Embrace Home Loans0.11%(3.0)0.55%
Southern Trust Mortgage0.11%(3.0)3.61%
Home Point Financial Corporation0.12%(3.0)0.51%
Mr. Cooper0.12%(3.0)0.57%
Planet Home Lending0.12%(3.0)0.30%
NVR Mortgage Finance Inc0.13%(3.0)2.09%
Cardinal Financial Company0.34%(2.0)1.77%
Lender NameRate DifferenceRate RatingMarket Share
Caliber Home Loans-0.12%(4.0)5.15%
Movement Mortgage-0.08%(4.0)2.44%
Virginia Credit Union-0.07%(4.0)0.37%
Carrington Mortgage Services-0.06%(4.0)7.50%
Home Point Financial Corporation-0.06%(4.0)2.44%
PennyMac Loan Services-0.06%(4.0)3.84%
PRMG Mortgage-0.06%(4.0)0.66%
Tidewater Mortgage Services-0.06%(4.0)1.69%
Bank of America-0.05%(3.5)0.37%
emmloans-0.05%(3.5)1.50%
NewRez-0.05%(3.5)2.16%
CapCenter-0.04%(3.5)0.37%
NewTowne Mortgage-0.04%(3.5)0.56%
Sierra Pacific Mortgage-0.04%(3.5)0.56%
Truist Bank-0.03%(3.5)0.28%
CBM Mortgage-0.03%(3.5)0.94%
Planet Home Lending-0.03%(3.5)0.28%
Coastal Towne Mortgage-0.03%(3.5)0.37%
Sovereign Lending Group-0.03%(3.5)0.09%
Johnson Mortgage Company-0.02%(3.5)0.19%
RoundPoint Mortgage Servicing Corporation-0.02%(3.5)0.56%
Navy Federal Credit Union-0.02%(3.5)0.75%
iServe Residential Lending-0.02%(3.5)0.28%
Advance Financial Group-0.02%(3.5)0.19%
OVM Financial-0.02%(3.5)2.34%
Tidewater Home Funding-0.02%(3.5)0.56%
McLean Mortgage Corporation-0.02%(3.5)0.75%
Atlantic Bay Mortgage Group-0.01%(3.5)6.19%
First Federal Bank of Florida-0.01%(3.5)0.28%
PNC Bank-0.01%(3.5)0.28%
Wyndham Capital Mortgage-0.01%(3.5)0.37%
Synergy One Lending-0.01%(3.5)0.19%
Union Home Mortgage-0.01%(3.5)0.19%
Prime Choice Funding-0.01%(3.5)0.37%
George Mason Mortgage-0.01%(3.5)0.28%
First Home Mortgage-0.01%(3.5)0.09%
Fairway Independent Mortgage Corporation-0.00%(3.5)0.75%
US Bank-0.00%(3.5)0.19%
Stearns Home Loans-0.00%(3.5)0.19%
Quicken Loans-0.00%(3.5)20.52%
The Federal Savings Bank0.00%(3.5)0.47%
North American Savings Bank0.00%(3.5)0.09%
Amerisave Mortgage Corporation0.00%(3.5)0.56%
Flagstar Bank0.00%(3.5)0.19%
Atlantic Union Bank0.00%(3.5)0.19%
New American Funding0.01%(3.5)0.56%
SunTrust Bank0.01%(3.5)0.19%
C&F Mortgage Corp0.01%(3.5)0.19%
Embrace Home Loans0.01%(3.5)0.47%
Guaranteed Rate0.01%(3.5)0.19%
Prosperity Home Mortgage LLC0.02%(3.5)0.28%
HomeBridge Financial Services0.02%(3.5)1.78%
ALCOVA Mortgage0.02%(3.5)0.75%
JPMorgan Chase Bank0.02%(3.5)0.09%
Southern Trust Mortgage0.03%(3.5)1.12%
Cardinal Financial Company0.03%(3.5)2.25%
TowneBank0.03%(3.5)0.94%
Freedom Mortgage Corporation0.04%(3.5)2.34%
loanDepot0.05%(3.0)3.94%
NewDay USA0.07%(3.0)0.28%
Lakeview Loan Servicing0.07%(3.0)4.87%
Reliance First Capital0.08%(3.0)2.81%
Lakeview Community Capital0.08%(3.0)1.31%
Mr. Cooper0.18%(2.5)7.03%
Lender NameRate DifferenceRate RatingMarket Share
Wells Fargo Bank-0.07%(4.0)14.23%
Bank of America-0.07%(4.0)8.79%
SunTrust Bank-0.02%(3.5)11.51%
Langley Federal Credit Union-0.01%(3.5)1.05%
PNC Bank-0.00%(3.5)1.26%
Prosperity Home Mortgage LLC0.00%(3.5)1.46%
Truist Bank0.00%(3.5)7.32%
Fulton Bank0.00%(3.5)2.09%
PrimeLending0.01%(3.5)0.21%
Johnson Mortgage Company0.01%(3.5)0.21%
Virginia Credit Union0.01%(3.5)0.21%
Blue Ridge Bank0.01%(3.5)0.21%
Quicken Loans0.01%(3.5)1.46%
Tidewater Home Funding0.01%(3.5)0.42%
Atlantic Coast Mortgage0.01%(3.5)0.21%
loanDepot0.01%(3.5)0.63%
NBKC Bank0.01%(3.5)0.21%
George Mason Mortgage0.01%(3.5)0.42%
Dollar Bank0.01%(3.5)1.88%
Southern Bank and Trust Company0.01%(3.5)0.42%
New American Funding0.01%(3.5)0.42%
Fairway Independent Mortgage Corporation0.02%(3.5)0.21%
Caliber Home Loans0.02%(3.5)1.05%
Movement Mortgage0.02%(3.5)1.05%
Reliance First Capital0.02%(3.5)0.21%
McLean Mortgage Corporation0.02%(3.5)0.21%
Atlantic Union Bank0.02%(3.5)0.63%
NewRez0.02%(3.5)0.42%
Guaranteed Rate0.02%(3.5)0.42%
Advance Financial Group0.02%(3.5)1.46%
Coastal Towne Mortgage0.03%(3.5)2.93%
OVM Financial0.03%(3.5)1.05%
Flagstar Bank0.03%(3.5)0.42%
US Bank0.03%(3.5)5.44%
JPMorgan Chase Bank0.03%(3.5)3.77%
CapCenter0.03%(3.5)0.84%
Synergy One Lending0.03%(3.5)0.42%
NewTowne Mortgage0.03%(3.5)4.18%
iServe Residential Lending0.03%(3.5)0.21%
Tidewater Mortgage Services0.03%(3.5)1.26%
Southern Trust Mortgage0.04%(3.5)0.84%
TowneBank0.04%(3.5)7.53%
Atlantic Bay Mortgage Group0.05%(3.0)4.18%
Navy Federal Credit Union0.06%(3.0)6.69%
Lender NameRate DifferenceRate RatingMarket Share
Bank of America-0.08%(4.0)8.26%
Wells Fargo Bank-0.07%(4.0)16.21%
SunTrust Bank-0.03%(3.5)12.23%
Langley Federal Credit Union-0.01%(3.5)0.61%
PNC Bank-0.01%(3.5)0.92%
Truist Bank-0.00%(3.5)5.50%
Prosperity Home Mortgage LLC0.00%(3.5)1.83%
Johnson Mortgage Company0.01%(3.5)0.31%
Tidewater Home Funding0.01%(3.5)0.31%
Fulton Bank0.01%(3.5)1.83%
loanDepot0.01%(3.5)0.61%
Blue Ridge Bank0.01%(3.5)0.31%
George Mason Mortgage0.01%(3.5)0.31%
Atlantic Coast Mortgage0.01%(3.5)0.31%
NewRez0.01%(3.5)0.31%
New American Funding0.02%(3.5)0.61%
Fairway Independent Mortgage Corporation0.02%(3.5)0.31%
McLean Mortgage Corporation0.02%(3.5)0.31%
Movement Mortgage0.02%(3.5)1.22%
Caliber Home Loans0.02%(3.5)0.61%
Southern Bank and Trust Company0.02%(3.5)0.31%
Quicken Loans0.02%(3.5)0.92%
Flagstar Bank0.02%(3.5)0.31%
Guaranteed Rate0.02%(3.5)0.61%
CapCenter0.02%(3.5)0.31%
Dollar Bank0.02%(3.5)1.22%
Advance Financial Group0.03%(3.5)1.83%
OVM Financial0.03%(3.5)1.22%
Coastal Towne Mortgage0.03%(3.5)3.36%
JPMorgan Chase Bank0.04%(3.5)3.67%
US Bank0.04%(3.5)5.50%
NewTowne Mortgage0.04%(3.5)5.20%
Southern Trust Mortgage0.04%(3.5)1.22%
Tidewater Mortgage Services0.04%(3.5)1.53%
Atlantic Union Bank0.04%(3.5)0.31%
TowneBank0.06%(3.0)6.73%
Atlantic Bay Mortgage Group0.06%(3.0)4.28%
Navy Federal Credit Union0.07%(3.0)8.56%
Lender NameRate DifferenceRate RatingMarket Share
Wells Fargo Bank-0.04%(3.5)9.93%
Bank of America-0.03%(3.5)9.93%
Langley Federal Credit Union-0.01%(3.5)1.99%
Fulton Bank-0.01%(3.5)2.65%
Quicken Loans-0.01%(3.5)2.65%
Prosperity Home Mortgage LLC-0.00%(3.5)0.66%
PNC Bank-0.00%(3.5)1.99%
PrimeLending-0.00%(3.5)0.66%
Movement Mortgage-0.00%(3.5)0.66%
Virginia Credit Union0.00%(3.5)0.66%
Atlantic Union Bank0.00%(3.5)1.32%
Dollar Bank0.00%(3.5)3.31%
Southern Bank and Trust Company0.00%(3.5)0.66%
Coastal Towne Mortgage0.00%(3.5)1.99%
Truist Bank0.00%(3.5)11.26%
Advance Financial Group0.00%(3.5)0.66%
Tidewater Mortgage Services0.00%(3.5)0.66%
Caliber Home Loans0.01%(3.5)1.99%
TowneBank0.01%(3.5)9.27%
NBKC Bank0.01%(3.5)0.66%
Tidewater Home Funding0.01%(3.5)0.66%
Navy Federal Credit Union0.01%(3.5)2.65%
US Bank0.01%(3.5)5.30%
loanDepot0.01%(3.5)0.66%
Reliance First Capital0.01%(3.5)0.66%
George Mason Mortgage0.01%(3.5)0.66%
NewTowne Mortgage0.01%(3.5)1.99%
OVM Financial0.01%(3.5)0.66%
JPMorgan Chase Bank0.01%(3.5)3.97%
SunTrust Bank0.02%(3.5)9.93%
NewRez0.02%(3.5)0.66%
CapCenter0.03%(3.5)1.99%
Synergy One Lending0.03%(3.5)1.32%
iServe Residential Lending0.03%(3.5)0.66%
Flagstar Bank0.03%(3.5)0.66%
Atlantic Bay Mortgage Group0.04%(3.5)3.97%
Lender NameRate DifferenceRate RatingMarket Share
Navy Federal Credit Union-0.29%(5.0)11.71%
Sovereign Lending Group-0.24%(4.5)0.25%
Caliber Home Loans-0.19%(4.5)5.49%
PennyMac Loan Services-0.14%(4.0)2.86%
Truist Bank-0.13%(4.0)0.34%
Prosperity Home Mortgage LLC-0.11%(4.0)1.56%
BNC National Bank-0.11%(4.0)0.27%
NBKC Bank-0.11%(4.0)0.79%
Dollar Bank-0.11%(4.0)0.30%
emmloans-0.11%(4.0)0.30%
Lakeview Loan Servicing-0.11%(4.0)1.24%
North American Savings Bank-0.11%(4.0)0.45%
Ameris Bank-0.10%(4.0)0.35%
NewRez-0.09%(4.0)0.60%
CapCenter-0.08%(4.0)0.27%
loanDepot-0.07%(4.0)1.85%
Johnson Mortgage Company-0.07%(4.0)0.13%
Wyndham Capital Mortgage-0.06%(4.0)0.09%
Home Point Financial Corporation-0.05%(4.0)0.49%
SunTrust Bank-0.05%(3.5)0.34%
USAA-0.04%(3.5)4.87%
BOK Financial-0.03%(3.5)0.16%
Prime Choice Funding-0.03%(3.5)0.25%
Fulton Bank-0.03%(3.5)0.39%
Atlantic Coast Mortgage-0.03%(3.5)0.47%
Mortgage Network, Inc-0.02%(3.5)0.11%
Bank of America-0.02%(3.5)0.10%
Guild Mortgage Company-0.02%(3.5)0.13%
Tidewater Home Funding-0.02%(3.5)0.92%
Coastal Towne Mortgage-0.02%(3.5)1.71%
McLean Mortgage Corporation-0.02%(3.5)0.39%
BayPort Credit Union-0.01%(3.5)0.09%
Southern Trust Mortgage-0.01%(3.5)3.21%
Lakeview Community Capital-0.01%(3.5)0.22%
Guaranteed Rate-0.00%(3.5)0.08%
New American Funding-0.00%(3.5)0.45%
PRMG Mortgage-0.00%(3.5)0.09%
Flagstar Bank-0.00%(3.5)0.96%
Stearns Home Loans-0.00%(3.5)0.11%
US Bank0.00%(3.5)0.03%
Amerisave Mortgage Corporation0.00%(3.5)0.22%
Virginia Credit Union0.00%(3.5)0.02%
NewTowne Mortgage0.00%(3.5)1.30%
Homespire Mortgage0.00%(3.5)0.13%
Wells Fargo Bank0.01%(3.5)0.92%
Atlantic Bay Mortgage Group0.01%(3.5)11.30%
Langley Federal Credit Union0.01%(3.5)0.07%
Tidewater Mortgage Services0.01%(3.5)4.56%
JPMorgan Chase Bank0.02%(3.5)0.03%
NVR Mortgage Finance Inc0.02%(3.5)0.62%
Embrace Home Loans0.02%(3.5)0.17%
Southern Bank and Trust Company0.02%(3.5)0.05%
HomeBridge Financial Services0.03%(3.5)0.26%
RoundPoint Mortgage Servicing Corporation0.03%(3.5)0.30%
Union Home Mortgage0.03%(3.5)0.13%
Dragas Mortgage Company0.04%(3.5)0.69%
Sierra Pacific Mortgage0.04%(3.5)0.15%
ALCOVA Mortgage0.04%(3.5)0.29%
PNC Bank0.05%(3.5)0.12%
Advance Financial Group0.05%(3.5)1.47%
GoPrime Mortgage Inc0.05%(3.5)0.30%
Fairway Independent Mortgage Corporation0.05%(3.0)1.07%
PrimeLending0.05%(3.0)0.69%
TowneBank0.05%(3.0)2.27%
Planet Home Lending0.06%(3.0)0.26%
First Home Mortgage0.07%(3.0)0.06%
Magnolia Bank0.08%(3.0)0.27%
Blue Ridge Bank0.09%(3.0)0.09%
C&F Mortgage Corp0.10%(3.0)0.62%
George Mason Mortgage0.13%(3.0)0.83%
iServe Residential Lending0.13%(3.0)0.29%
CBM Mortgage0.14%(3.0)1.11%
OVM Financial0.15%(2.5)10.79%
First Federal Bank of Florida0.16%(2.5)0.27%
Reliance First Capital0.16%(2.5)0.15%
Movement Mortgage0.17%(2.5)4.07%
Freedom Mortgage Corporation0.17%(2.5)1.14%
Cardinal Financial Company0.21%(2.5)0.79%
The Federal Savings Bank0.24%(2.5)1.50%
Synergy One Lending0.25%(2.0)0.29%
Quicken Loans0.26%(2.0)2.85%
Carrington Mortgage Services0.27%(2.0)1.50%
Mr. Cooper0.35%(2.0)0.70%
NewDay USA0.75%(1.0)0.87%
Lender NameRate DifferenceRate RatingMarket Share
Navy Federal Credit Union-0.31%(5.0)14.18%
Truist Bank-0.18%(4.5)0.35%
NewRez-0.16%(4.5)0.50%
North American Savings Bank-0.15%(4.0)0.34%
emmloans-0.13%(4.0)0.36%
NBKC Bank-0.12%(4.0)0.70%
Caliber Home Loans-0.10%(4.0)3.75%
Prosperity Home Mortgage LLC-0.10%(4.0)1.76%
Ameris Bank-0.10%(4.0)0.25%
Dollar Bank-0.09%(4.0)0.27%
SunTrust Bank-0.07%(4.0)0.18%
Johnson Mortgage Company-0.07%(4.0)0.19%
CapCenter-0.06%(4.0)0.17%
PennyMac Loan Services-0.05%(3.5)0.23%
Wells Fargo Bank-0.04%(3.5)1.12%
Mortgage Network, Inc-0.03%(3.5)0.12%
Bank of America-0.03%(3.5)0.11%
USAA-0.03%(3.5)5.28%
Fulton Bank-0.03%(3.5)0.52%
Coastal Towne Mortgage-0.02%(3.5)2.36%
BNC National Bank-0.02%(3.5)0.11%
Atlantic Coast Mortgage-0.02%(3.5)0.51%
BOK Financial-0.02%(3.5)0.11%
Tidewater Home Funding-0.01%(3.5)1.08%
Guild Mortgage Company-0.01%(3.5)0.09%
BayPort Credit Union-0.01%(3.5)0.09%
McLean Mortgage Corporation-0.01%(3.5)0.42%
loanDepot-0.01%(3.5)0.34%
Guaranteed Rate-0.00%(3.5)0.06%
RoundPoint Mortgage Servicing Corporation0.00%(3.5)0.01%
US Bank0.00%(3.5)0.05%
NewTowne Mortgage0.01%(3.5)1.78%
Virginia Credit Union0.01%(3.5)0.01%
Atlantic Bay Mortgage Group0.01%(3.5)15.03%
New American Funding0.01%(3.5)0.42%
Synergy One Lending0.01%(3.5)0.03%
Stearns Home Loans0.01%(3.5)0.09%
PNC Bank0.01%(3.5)0.06%
Southern Bank and Trust Company0.01%(3.5)0.01%
Langley Federal Credit Union0.01%(3.5)0.09%
JPMorgan Chase Bank0.02%(3.5)0.03%
Homespire Mortgage0.02%(3.5)0.14%
NVR Mortgage Finance Inc0.02%(3.5)0.92%
HomeBridge Financial Services0.02%(3.5)0.01%
Flagstar Bank0.03%(3.5)0.48%
Union Home Mortgage0.03%(3.5)0.19%
Home Point Financial Corporation0.03%(3.5)0.09%
NewDay USA0.04%(3.5)0.07%
Southern Trust Mortgage0.04%(3.5)3.67%
ALCOVA Mortgage0.04%(3.5)0.31%
The Federal Savings Bank0.04%(3.5)0.31%
Dragas Mortgage Company0.04%(3.5)1.00%
Sierra Pacific Mortgage0.05%(3.5)0.19%
TowneBank0.05%(3.5)2.98%
Advance Financial Group0.05%(3.0)1.86%
PrimeLending0.05%(3.0)0.92%
GoPrime Mortgage Inc0.05%(3.0)0.42%
PRMG Mortgage0.05%(3.0)0.02%
Planet Home Lending0.06%(3.0)0.19%
Quicken Loans0.06%(3.0)0.78%
Tidewater Mortgage Services0.06%(3.0)5.25%
Fairway Independent Mortgage Corporation0.06%(3.0)1.04%
First Home Mortgage0.08%(3.0)0.09%
Embrace Home Loans0.09%(3.0)0.10%
Freedom Mortgage Corporation0.09%(3.0)0.68%
Blue Ridge Bank0.10%(3.0)0.11%
C&F Mortgage Corp0.11%(3.0)0.74%
CBM Mortgage0.15%(3.0)1.58%
George Mason Mortgage0.15%(2.5)1.02%
iServe Residential Lending0.17%(2.5)0.31%
OVM Financial0.17%(2.5)14.43%
Movement Mortgage0.19%(2.5)5.41%
Mr. Cooper0.20%(2.5)0.29%
Cardinal Financial Company0.29%(2.0)0.80%
Carrington Mortgage Services0.46%(1.0)0.40%
Lender NameRate DifferenceRate RatingMarket Share
Caliber Home Loans-0.27%(5.0)9.17%
Sovereign Lending Group-0.25%(4.5)0.79%
Navy Federal Credit Union-0.20%(4.5)6.45%
Southern Trust Mortgage-0.19%(4.5)2.21%
BNC National Bank-0.15%(4.5)0.60%
PennyMac Loan Services-0.15%(4.0)8.45%
Prosperity Home Mortgage LLC-0.15%(4.0)1.15%
Tidewater Mortgage Services-0.14%(4.0)3.10%
Dollar Bank-0.13%(4.0)0.36%
Lakeview Loan Servicing-0.11%(4.0)3.87%
CapCenter-0.10%(4.0)0.48%
Ameris Bank-0.10%(4.0)0.55%
NBKC Bank-0.10%(4.0)0.96%
loanDepot-0.08%(4.0)5.05%
USAA-0.07%(4.0)3.99%
Home Point Financial Corporation-0.07%(4.0)1.35%
Wyndham Capital Mortgage-0.07%(4.0)0.29%
North American Savings Bank-0.06%(4.0)0.67%
BOK Financial-0.05%(3.5)0.26%
Atlantic Coast Mortgage-0.05%(3.5)0.38%
Movement Mortgage-0.04%(3.5)1.23%
Tidewater Home Funding-0.04%(3.5)0.58%
OVM Financial-0.04%(3.5)3.06%
SunTrust Bank-0.04%(3.5)0.67%
Prime Choice Funding-0.04%(3.5)0.79%
McLean Mortgage Corporation-0.03%(3.5)0.34%
Guild Mortgage Company-0.03%(3.5)0.22%
Embrace Home Loans-0.03%(3.5)0.31%
New American Funding-0.03%(3.5)0.53%
Homespire Mortgage-0.03%(3.5)0.12%
Flagstar Bank-0.02%(3.5)2.00%
BayPort Credit Union-0.02%(3.5)0.10%
PRMG Mortgage-0.02%(3.5)0.24%
Stearns Home Loans-0.02%(3.5)0.14%
Lakeview Community Capital-0.02%(3.5)0.70%
Guaranteed Rate-0.01%(3.5)0.14%
Dragas Mortgage Company-0.01%(3.5)0.02%
Amerisave Mortgage Corporation-0.00%(3.5)0.67%
Virginia Credit Union-0.00%(3.5)0.02%
Truist Bank-0.00%(3.5)0.31%
NewTowne Mortgage-0.00%(3.5)0.29%
GoPrime Mortgage Inc0.00%(3.5)0.05%
NewRez0.00%(3.5)0.82%
Bank of America0.00%(3.5)0.07%
Blue Ridge Bank0.01%(3.5)0.05%
Sierra Pacific Mortgage0.01%(3.5)0.05%
Langley Federal Credit Union0.01%(3.5)0.02%
Mortgage Network, Inc0.01%(3.5)0.07%
Fulton Bank0.01%(3.5)0.10%
George Mason Mortgage0.01%(3.5)0.43%
JPMorgan Chase Bank0.01%(3.5)0.02%
Southern Bank and Trust Company0.02%(3.5)0.12%
HomeBridge Financial Services0.02%(3.5)0.79%
emmloans0.02%(3.5)0.17%
CBM Mortgage0.02%(3.5)0.12%
Advance Financial Group0.02%(3.5)0.65%
RoundPoint Mortgage Servicing Corporation0.02%(3.5)0.91%
iServe Residential Lending0.03%(3.5)0.24%
Fairway Independent Mortgage Corporation0.03%(3.5)1.13%
Cardinal Financial Company0.04%(3.5)0.75%
Coastal Towne Mortgage0.04%(3.5)0.34%
C&F Mortgage Corp0.04%(3.5)0.38%
Planet Home Lending0.05%(3.0)0.41%
Atlantic Bay Mortgage Group0.06%(3.0)3.37%
ALCOVA Mortgage0.06%(3.0)0.26%
PNC Bank0.06%(3.0)0.24%
PrimeLending0.07%(3.0)0.19%
Magnolia Bank0.07%(3.0)0.84%
TowneBank0.10%(3.0)0.75%
First Federal Bank of Florida0.16%(2.5)0.84%
Reliance First Capital0.16%(2.5)0.46%
Carrington Mortgage Services0.22%(2.5)3.83%
Freedom Mortgage Corporation0.22%(2.5)2.12%
Wells Fargo Bank0.23%(2.5)0.48%
The Federal Savings Bank0.27%(2.0)4.04%
Synergy One Lending0.27%(2.0)0.84%
Quicken Loans0.30%(2.0)7.24%
Mr. Cooper0.40%(1.5)1.56%
NewDay USA0.78%(1.0)2.57%

* Data is compiled for the Virginia Beach, VA commuting zone area, which comprises of counties of Gates County, NC, Gloucester County, VA, Isle of Wight County, VA, James City County, VA, Mathews County, VA, Middlesex County, VA, Southampton County, VA, Surry County, VA, York County, VA, Chesapeake city, VA, Franklin city, VA, Hampton city, VA, Newport News city, VA, Norfolk city, VA, Poquoson city, VA, Portsmouth city, VA, Suffolk city, VA, Virginia Beach city, VA, and Williamsburg city, VA. This includes cities/towns/communities of Virginia Beach, VA as well as Chesapeake, VA, Norfolk, VA, Newport News, VA, Suffolk, VA, Hampton, VA, Portsmouth, VA, Smithfield, VA, Gloucester Point, VA, Poquoson, VA, Carrollton, VA, Williamsburg, VA, Gloucester Courthouse, VA, Courtland, VA, Windsor, VA, Yorktown, VA, Gwynn, VA, Saluda, VA, Mathews, VA, Franklin, VA, Ivor, VA, Rushmere, VA, Deltaville, VA, Camptown, VA, Gatesville, NC, Claremont, VA, Sunbury, NC, Dendron, VA, Capron, VA, Boykins, VA, and Bethel Manor, VA. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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