Top Mortgage Lenders in Rock Springs, WY

Which mortgage lender in the Rock Springs, WY area typically has the best rates? To help you narrow down where to shop for a mortgage, MortgageWaldo.com provides an objective and data driven ranking of mortgage lenders operating in the Rock Springs, WY area by interest rate and market share. We maintain our independence by not accepting any compensation from the mortgage lenders we rank, and use data on all fixed rate mortgages that were closed in the past year to generate our rankings.

Going by historical data, the best mortgage lender in the Rock Springs, WY area in terms of interest rate is Wells Fargo Bank, with an average “Rate Difference” of -0.10%. This means that, comparing similar borrowers, Wells Fargo Bank provided a -0.10% lower interest rate for its customers than other lenders in the area. Wells Fargo Bank has a market share of 20.6%. On the other hand, the most popular lender in the Rock Springs, WY area is Quicken Loans, with a larger market share of 22.7%. Quicken Loans is an average lender in terms of the interest rate it offers, with a “Rate Difference” of +0.06% compared to those of other lenders in this area.

Our detailed ranking of mortgage lenders in the Rock Springs, WY area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, going by historical data, Wells Fargo Bank is the cheapest mortgage provider for Conventional and Jumbo mortgages in Rock Springs, WY. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Home Point Financial Corporation. The cheapest VA mortgage provider is Wells Fargo Bank. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.

Ranking of Mortgage Lenders in Rock Springs, WY

Mortgage Type:
Purchase/Refinance:
Lender NameRate DifferenceRate RatingMarket Share
Wells Fargo Bank-0.10%(4.0)20.55%
Home Point Financial Corporation-0.10%(4.0)10.06%
Caliber Home Loans-0.03%(3.5)8.31%
US Bank-0.02%(3.5)5.25%
Glacier Bank-0.02%(3.5)7.73%
Guild Mortgage Company0.04%(3.5)10.79%
Quicken Loans0.06%(3.0)22.74%
Flanagan State Bank0.06%(3.0)4.96%
Mortgage Solutions Financial0.16%(2.5)9.62%
Lender NameRate DifferenceRate RatingMarket Share
Wells Fargo Bank-0.13%(4.0)22.48%
Home Point Financial Corporation-0.10%(4.0)13.35%
US Bank-0.03%(3.5)6.09%
Caliber Home Loans-0.03%(3.5)11.01%
Glacier Bank-0.01%(3.5)6.79%
Quicken Loans0.07%(3.0)12.65%
Flanagan State Bank0.08%(3.0)5.39%
Guild Mortgage Company0.09%(3.0)11.94%
Mortgage Solutions Financial0.24%(2.5)10.30%
Lender NameRate DifferenceRate RatingMarket Share
Guild Mortgage Company-0.07%(4.0)8.88%
Glacier Bank-0.04%(3.5)9.27%
Home Point Financial Corporation-0.04%(3.5)4.63%
Wells Fargo Bank-0.03%(3.5)17.37%
Caliber Home Loans-0.03%(3.5)3.86%
US Bank0.00%(3.5)3.86%
Mortgage Solutions Financial0.01%(3.5)8.49%
Flanagan State Bank0.04%(3.5)4.25%
Quicken Loans0.04%(3.5)39.38%
Lender NameRate DifferenceRate RatingMarket Share
Wells Fargo Bank-0.10%(4.0)27.94%
Home Point Financial Corporation-0.04%(3.5)7.10%
US Bank-0.02%(3.5)6.43%
Glacier Bank-0.01%(3.5)8.87%
Caliber Home Loans0.04%(3.5)4.88%
Mortgage Solutions Financial0.05%(3.5)3.10%
Guild Mortgage Company0.06%(3.0)10.20%
Flanagan State Bank0.08%(3.0)5.32%
Quicken Loans0.08%(3.0)26.16%
Lender NameRate DifferenceRate RatingMarket Share
Wells Fargo Bank-0.13%(4.0)32.41%
US Bank-0.02%(3.5)7.91%
Home Point Financial Corporation-0.02%(3.5)9.49%
Glacier Bank0.01%(3.5)7.51%
Caliber Home Loans0.06%(3.0)6.72%
Mortgage Solutions Financial0.09%(3.0)3.16%
Quicken Loans0.10%(3.0)15.42%
Flanagan State Bank0.10%(3.0)5.53%
Guild Mortgage Company0.14%(3.0)11.86%
Lender NameRate DifferenceRate RatingMarket Share
Guild Mortgage Company-0.09%(4.0)8.08%
Home Point Financial Corporation-0.05%(3.5)4.04%
Glacier Bank-0.04%(3.5)10.61%
Wells Fargo Bank-0.04%(3.5)22.22%
Mortgage Solutions Financial-0.01%(3.5)3.03%
US Bank0.00%(3.5)4.55%
Caliber Home Loans0.01%(3.5)2.53%
Flanagan State Bank0.04%(3.5)5.05%
Quicken Loans0.05%(3.5)39.90%
Lender NameRate DifferenceRate RatingMarket Share
Home Point Financial Corporation-0.18%(4.5)19.02%
Caliber Home Loans-0.10%(4.0)17.18%
Glacier Bank-0.04%(3.5)6.13%
US Bank-0.02%(3.5)2.45%
Wells Fargo Bank-0.01%(3.5)1.23%
Quicken Loans0.01%(3.5)17.18%
Guild Mortgage Company0.01%(3.5)11.66%
Flanagan State Bank0.05%(3.0)4.91%
Mortgage Solutions Financial0.24%(2.5)20.25%
Lender NameRate DifferenceRate RatingMarket Share
Home Point Financial Corporation-0.19%(4.5)22.66%
Caliber Home Loans-0.10%(4.0)21.09%
Glacier Bank-0.05%(3.5)6.25%
US Bank-0.02%(3.5)3.12%
Wells Fargo Bank-0.01%(3.5)1.56%
Quicken Loans0.02%(3.5)7.81%
Guild Mortgage Company0.02%(3.5)11.72%
Flanagan State Bank0.06%(3.0)5.47%
Mortgage Solutions Financial0.30%(2.0)20.31%
Lender NameRate DifferenceRate RatingMarket Share
Glacier Bank-0.03%(3.5)5.71%
Guild Mortgage Company-0.03%(3.5)11.43%
Home Point Financial Corporation-0.01%(3.5)5.71%
Caliber Home Loans-0.01%(3.5)2.86%
Quicken Loans0.00%(3.5)51.43%
Flanagan State Bank0.01%(3.5)2.86%
Mortgage Solutions Financial0.02%(3.5)20.00%
Lender NameRate DifferenceRate RatingMarket Share
Wells Fargo Bank-0.01%(3.5)50.00%
US Bank0.01%(3.5)33.33%
Guild Mortgage Company0.01%(3.5)16.67%
Lender NameRate DifferenceRate RatingMarket Share
Wells Fargo Bank-0.01%(3.5)60.00%
US Bank0.01%(3.5)20.00%
Guild Mortgage Company0.01%(3.5)20.00%
Lender NameRate DifferenceRate RatingMarket Share
US Bank0.00%(3.5)100.00%
Lender NameRate DifferenceRate RatingMarket Share
Wells Fargo Bank-0.06%(4.0)15.15%
Caliber Home Loans-0.05%(4.0)10.61%
Home Point Financial Corporation-0.04%(3.5)9.09%
Guild Mortgage Company-0.03%(3.5)12.12%
Glacier Bank-0.02%(3.5)4.55%
US Bank-0.01%(3.5)1.52%
Flanagan State Bank-0.00%(3.5)3.03%
Quicken Loans0.02%(3.5)15.15%
Mortgage Solutions Financial0.07%(3.0)28.79%
Lender NameRate DifferenceRate RatingMarket Share
Wells Fargo Bank-0.08%(4.0)21.95%
Home Point Financial Corporation-0.05%(4.0)9.76%
Glacier Bank-0.03%(3.5)4.88%
Guild Mortgage Company-0.03%(3.5)12.20%
Caliber Home Loans-0.02%(3.5)7.32%
US Bank-0.01%(3.5)2.44%
Flanagan State Bank-0.01%(3.5)4.88%
Quicken Loans0.01%(3.5)12.20%
Mortgage Solutions Financial0.12%(3.0)24.39%
Lender NameRate DifferenceRate RatingMarket Share
Caliber Home Loans-0.07%(4.0)16.00%
Guild Mortgage Company-0.03%(3.5)12.00%
Home Point Financial Corporation-0.01%(3.5)8.00%
Glacier Bank-0.01%(3.5)4.00%
Wells Fargo Bank0.00%(3.5)4.00%
Mortgage Solutions Financial0.02%(3.5)36.00%
Quicken Loans0.03%(3.5)20.00%

* Data is compiled for the Rock Springs, WY commuting zone area, which comprises of counties of Daggett County, UT, Rich County, UT, Sweetwater County, WY, and Uinta County, WY. This includes cities/towns/communities of Rock Springs, WY as well as Green River, WY, Evanston, WY, Garden City, UT, Lyman, WY, Manila, UT, and Wamsutter, WY. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings in Other Cities

This page contains information about the top mortgage lenders in the Rock Springs, WY area. For mortgage lender rankings in other cities, click here.