Top Mortgage Lenders in Rock Springs, WY

Which mortgage lender in the Rock Springs, WY area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Rock Springs, WY area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Rock Springs, WY area is Wells Fargo Bank, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.10%. This means that Wells Fargo Bank provided a -0.10% lower interest rate for its customers than other lenders in Rock Springs, WY for a similar set of borrowers. Wells Fargo Bank has a market share of 20.5%. On the other hand, the most popular lender in the market is Quicken Loans, with a market share of 23.0%. Quicken Loans is an average rate lender in this area, with a “Rate Difference” of +0.06% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Rock Springs, WY area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, Wells Fargo Bank is the cheapest mortgage provider for Conventional and Jumbo mortgages in Rock Springs, WY. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Home Point Financial Corporation. The cheapest VA mortgage provider is Wells Fargo Bank. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Ranking of Mortgage Lenders in Rock Springs, WY

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.10% 20.49%
Home Point Financial Corporation 2, -0.10% 10.03%
Caliber Home Loans Inc 3, -0.03% 8.28%
Us Bank 4, -0.02% 5.23%
Glacier Bank 5, -0.02% 7.70%
Guild Mortgage Company 6, 0.04% 10.76%
Quicken Loans 7, 0.06% 22.97%
Flanagan State Bank 8, 0.06% 4.94%
Mortgage Solutions of Colorado 9, 0.16% 9.59%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.13% 22.43%
Home Point Financial Corporation 2, -0.10% 13.32%
Us Bank 3, -0.03% 6.07%
Caliber Home Loans Inc 4, -0.03% 10.98%
Glacier Bank 5, -0.01% 6.78%
Quicken Loans 6, 0.07% 12.85%
Flanagan State Bank 7, 0.08% 5.37%
Guild Mortgage Company 8, 0.09% 11.92%
Mortgage Solutions of Colorado 9, 0.24% 10.28%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Guild Mortgage Company 1, -0.07% 8.85%
Glacier Bank 2, -0.04% 9.23%
Home Point Financial Corporation 3, -0.04% 4.62%
Wells Fargo Bank 4, -0.04% 17.31%
Caliber Home Loans Inc 5, -0.03% 3.85%
Us Bank 6, 0.00% 3.85%
Mortgage Solutions of Colorado 7, 0.01% 8.46%
Flanagan State Bank 8, 0.04% 4.23%
Quicken Loans 9, 0.04% 39.62%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.10% 27.81%
Home Point Financial Corporation 2, -0.04% 7.06%
Us Bank 3, -0.02% 6.40%
Glacier Bank 4, -0.01% 8.83%
Caliber Home Loans Inc 5, 0.04% 4.86%
Mortgage Solutions of Colorado 6, 0.05% 3.09%
Guild Mortgage Company 7, 0.06% 10.15%
Flanagan State Bank 8, 0.08% 5.30%
Quicken Loans 9, 0.08% 26.49%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.13% 32.28%
Us Bank 2, -0.02% 7.87%
Home Point Financial Corporation 3, -0.02% 9.45%
Glacier Bank 4, 0.01% 7.48%
Caliber Home Loans Inc 5, 0.06% 6.69%
Mortgage Solutions of Colorado 6, 0.09% 3.15%
Quicken Loans 7, 0.10% 15.75%
Flanagan State Bank 8, 0.11% 5.51%
Guild Mortgage Company 9, 0.14% 11.81%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Guild Mortgage Company 1, -0.09% 8.04%
Home Point Financial Corporation 2, -0.05% 4.02%
Glacier Bank 3, -0.04% 10.55%
Wells Fargo Bank 4, -0.04% 22.11%
Mortgage Solutions of Colorado 5, -0.01% 3.02%
Us Bank 6, 0.00% 4.52%
Caliber Home Loans Inc 7, 0.01% 2.51%
Flanagan State Bank 8, 0.04% 5.03%
Quicken Loans 9, 0.05% 40.20%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Home Point Financial Corporation 1, -0.18% 19.02%
Caliber Home Loans Inc 2, -0.10% 17.18%
Glacier Bank 3, -0.04% 6.13%
Us Bank 4, -0.02% 2.45%
Wells Fargo Bank 5, -0.01% 1.23%
Quicken Loans 6, 0.01% 17.18%
Guild Mortgage Company 7, 0.01% 11.66%
Flanagan State Bank 8, 0.05% 4.91%
Mortgage Solutions of Colorado 9, 0.24% 20.25%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Home Point Financial Corporation 1, -0.19% 22.66%
Caliber Home Loans Inc 2, -0.10% 21.09%
Glacier Bank 3, -0.05% 6.25%
Us Bank 4, -0.02% 3.12%
Wells Fargo Bank 5, -0.01% 1.56%
Quicken Loans 6, 0.02% 7.81%
Guild Mortgage Company 7, 0.02% 11.72%
Flanagan State Bank 8, 0.06% 5.47%
Mortgage Solutions of Colorado 9, 0.30% 20.31%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Glacier Bank 1, -0.03% 5.71%
Guild Mortgage Company 2, -0.03% 11.43%
Home Point Financial Corporation 3, -0.01% 5.71%
Caliber Home Loans Inc 4, -0.01% 2.86%
Quicken Loans 5, 0.00% 51.43%
Flanagan State Bank 6, 0.01% 2.86%
Mortgage Solutions of Colorado 7, 0.02% 20.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.01% 50.00%
Us Bank 2, 0.01% 33.33%
Guild Mortgage Company 3, 0.01% 16.67%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.01% 60.00%
Us Bank 2, 0.01% 20.00%
Guild Mortgage Company 3, 0.01% 20.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Us Bank 1, 0.00% 100.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.06% 15.15%
Caliber Home Loans Inc 2, -0.05% 10.61%
Home Point Financial Corporation 3, -0.04% 9.09%
Guild Mortgage Company 4, -0.03% 12.12%
Glacier Bank 5, -0.02% 4.55%
Us Bank 6, -0.01% 1.52%
Flanagan State Bank 7, -0.00% 3.03%
Quicken Loans 8, 0.02% 15.15%
Mortgage Solutions of Colorado 9, 0.07% 28.79%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.08% 21.95%
Home Point Financial Corporation 2, -0.05% 9.76%
Glacier Bank 3, -0.03% 4.88%
Guild Mortgage Company 4, -0.03% 12.20%
Caliber Home Loans Inc 5, -0.02% 7.32%
Us Bank 6, -0.01% 2.44%
Flanagan State Bank 7, -0.01% 4.88%
Quicken Loans 8, 0.01% 12.20%
Mortgage Solutions of Colorado 9, 0.12% 24.39%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Caliber Home Loans Inc 1, -0.07% 16.00%
Guild Mortgage Company 2, -0.03% 12.00%
Home Point Financial Corporation 3, -0.01% 8.00%
Glacier Bank 4, -0.01% 4.00%
Wells Fargo Bank 5, 0.00% 4.00%
Mortgage Solutions of Colorado 6, 0.02% 36.00%
Quicken Loans 7, 0.03% 20.00%

* Data is compiled for the Rock Springs, WY commuting zone area, which comprises of counties of Daggett County, UT, Rich County, UT, Sweetwater County, WY, and Uinta County, WY. This includes cities/towns/communities of Rock Springs, WY as well as Green River, WY, Evanston, WY, Garden City, UT, Lyman, WY, Manila, UT, and Wamsutter, WY. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings for Other Cities

This page ranks the top mortgage lenders in the Rock Springs, WY area. For mortgage lender rankings of other cities, click here.