Top Mortgage Lenders in the Winnemucca, NV area

Which mortgage lender in the Winnemucca, NV area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Winnemucca, NV area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Winnemucca, NV area is Evergreen Moneysource Mortgage Company, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.11%. This means that Evergreen Moneysource Mortgage Company provided a -0.11% lower interest rate for its customers than other lenders in Winnemucca, NV for a similar set of borrowers. Evergreen Moneysource Mortgage Company has a market share of 23.7%. On the other hand, the most popular lender in the market is Finance of America Mortgage, with a market share of 61.7%. Finance of America Mortgage is an average rate lender in this area, with a “Rate Difference” of +0.05% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Winnemucca, NV area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Winnemucca, NV is Evergreen Moneysource Mortgage Company. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Evergreen Moneysource Mortgage Company. The cheapest VA mortgage provider is Quicken Loans. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Evergreen Moneysource Mortgage Company 1, -0.11% 23.72%
Quicken Loans 2, -0.05% 14.62%
Finance of America Mortgage 3, 0.05% 61.66%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Evergreen Moneysource Mortgage Company 1, -0.12% 26.09%
Quicken Loans 2, -0.07% 5.80%
Finance of America Mortgage 3, 0.05% 68.12%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Quicken Loans 1, -0.02% 54.35%
Evergreen Moneysource Mortgage Company 2, 0.00% 13.04%
Finance of America Mortgage 3, 0.03% 32.61%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Evergreen Moneysource Mortgage Company 1, -0.09% 30.43%
Quicken Loans 2, -0.02% 18.12%
Finance of America Mortgage 3, 0.06% 51.45%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Evergreen Moneysource Mortgage Company 1, -0.11% 36.00%
Quicken Loans 2, -0.03% 8.00%
Finance of America Mortgage 3, 0.07% 56.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Quicken Loans 1, -0.02% 44.74%
Evergreen Moneysource Mortgage Company 2, -0.00% 15.79%
Finance of America Mortgage 3, 0.03% 39.47%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Evergreen Moneysource Mortgage Company 1, -0.17% 10.31%
Quicken Loans 2, -0.09% 8.25%
Finance of America Mortgage 3, 0.03% 81.44%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Evergreen Moneysource Mortgage Company 1, -0.17% 10.75%
Quicken Loans 2, -0.11% 4.30%
Finance of America Mortgage 3, 0.03% 84.95%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Quicken Loans 1, 0.00% 100.00%
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Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Quicken Loans 1, -0.03% 22.22%
Evergreen Moneysource Mortgage Company 2, 0.00% 44.44%
Finance of America Mortgage 3, 0.01% 33.33%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Evergreen Moneysource Mortgage Company 1, -0.00% 57.14%
Finance of America Mortgage 2, 0.00% 42.86%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Quicken Loans 1, 0.00% 100.00%

* Data is compiled for the Winnemucca, NV commuting zone area, which comprises of counties of Humboldt County, NV, Lander County, NV, and Pershing County, NV. This includes cities/towns/communities of Winnemucca, NV as well as Battle Mountain, NV, and Lovelock, NV. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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