Top Mortgage Lenders in Winnemucca, NV

Which mortgage lender in the Winnemucca, NV area typically has the best rates? To help you narrow down where to shop for a mortgage, MortgageWaldo.com provides an objective and data driven ranking of mortgage lenders operating in the Winnemucca, NV area by interest rate and market share. We maintain our independence by not accepting any compensation from the mortgage lenders we rank, and use data on all fixed rate mortgages that were closed in the past year to generate our rankings.

Going by historical data, the best mortgage lender in the Winnemucca, NV area in terms of interest rate is Evergreen Moneysource Mortgage Company, with an average “Rate Difference” of -0.11%. This means that, comparing similar borrowers, Evergreen Moneysource Mortgage Company provided a -0.11% lower interest rate for its customers than other lenders in the area. Evergreen Moneysource Mortgage Company has a market share of 24.0%. On the other hand, the most popular lender in the Winnemucca, NV area is Finance of America Mortgage, with a larger market share of 62.0%. Finance of America Mortgage is an average lender in terms of the interest rate it offers, with a “Rate Difference” of +0.05% compared to those of other lenders in this area.

Our detailed ranking of mortgage lenders in the Winnemucca, NV area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, going by historical data, the cheapest lender for Conventional mortgages in Winnemucca, NV is Evergreen Moneysource Mortgage Company. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Evergreen Moneysource Mortgage Company. The cheapest VA mortgage provider is Quicken Loans. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.

Ranking of Mortgage Lenders in Winnemucca, NV

Mortgage Type:
Purchase/Refinance:
Lender NameRate DifferenceRate RatingMarket Share
Evergreen Moneysource Mortgage Company-0.11%(4.0)24.00%
Quicken Loans-0.05%(3.5)14.00%
Finance of America Mortgage0.05%(3.0)62.00%
Lender NameRate DifferenceRate RatingMarket Share
Evergreen Moneysource Mortgage Company-0.12%(4.0)26.21%
Quicken Loans-0.07%(4.0)5.83%
Finance of America Mortgage0.05%(3.0)67.96%
Lender NameRate DifferenceRate RatingMarket Share
Quicken Loans-0.02%(3.5)52.27%
Evergreen Moneysource Mortgage Company-0.00%(3.5)13.64%
Finance of America Mortgage0.03%(3.5)34.09%
Lender NameRate DifferenceRate RatingMarket Share
Evergreen Moneysource Mortgage Company-0.09%(4.0)30.88%
Quicken Loans-0.02%(3.5)17.65%
Finance of America Mortgage0.06%(3.0)51.47%
Lender NameRate DifferenceRate RatingMarket Share
Evergreen Moneysource Mortgage Company-0.11%(4.0)36.36%
Quicken Loans-0.03%(3.5)8.08%
Finance of America Mortgage0.08%(3.0)55.56%
Lender NameRate DifferenceRate RatingMarket Share
Quicken Loans-0.02%(3.5)43.24%
Evergreen Moneysource Mortgage Company-0.00%(3.5)16.22%
Finance of America Mortgage0.02%(3.5)40.54%
Lender NameRate DifferenceRate RatingMarket Share
Evergreen Moneysource Mortgage Company-0.17%(4.5)10.31%
Quicken Loans-0.09%(4.0)8.25%
Finance of America Mortgage0.03%(3.5)81.44%
Lender NameRate DifferenceRate RatingMarket Share
Evergreen Moneysource Mortgage Company-0.17%(4.5)10.75%
Quicken Loans-0.11%(4.0)4.30%
Finance of America Mortgage0.03%(3.5)84.95%
Lender NameRate DifferenceRate RatingMarket Share
Quicken Loans0.00%(3.5)100.00%
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Lender NameRate DifferenceRate RatingMarket Share
Quicken Loans-0.03%(3.5)17.65%
Evergreen Moneysource Mortgage Company0.00%(3.5)47.06%
Finance of America Mortgage0.01%(3.5)35.29%
Lender NameRate DifferenceRate RatingMarket Share
Evergreen Moneysource Mortgage Company-0.00%(3.5)57.14%
Finance of America Mortgage0.00%(3.5)42.86%
Lender NameRate DifferenceRate RatingMarket Share
Quicken Loans0.00%(3.5)100.00%

* Data is compiled for the Winnemucca, NV commuting zone area, which comprises of counties of Humboldt County, NV, Lander County, NV, and Pershing County, NV. This includes cities/towns/communities of Winnemucca, NV as well as Battle Mountain, NV, and Lovelock, NV. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings in Other Cities

This page contains information about the top mortgage lenders in the Winnemucca, NV area. For mortgage lender rankings in other cities, click here.