Top Mortgage Lenders in the Washington Court House, OH area

Which mortgage lender in the Washington Court House, OH area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Washington Court House, OH area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Washington Court House, OH area is 1st National Bank, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.10%. This means that 1st National Bank provided a -0.10% lower interest rate for its customers than other lenders in Washington Court House, OH for a similar set of borrowers. 1st National Bank has a market share of 6.2%. On the other hand, the most popular lender in the market is Fifth Third Bank, National Association, with a market share of 23.4%. Fifth Third Bank, National Association is an average rate lender in this area, with a “Rate Difference” of -0.02% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Washington Court House, OH area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Washington Court House, OH is 1st National Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Huntington National Bank. The cheapest VA mortgage provider is 1st National Bank. To get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders by “Rate Rank” for your desired mortgage type and purpose.

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
1st National Bank 1, -0.10% 6.25%
Union Savings Bank 2, -0.07% 5.65%
Wright-Patt Credit Union Inc 3, -0.07% 8.41%
Huntington National Bank 4, -0.04% 6.25%
Fifth Third Bank, National Association 5, -0.02% 23.44%
The Merchants National Bank 6, 0.02% 13.22%
Us Bank 7, 0.02% 5.41%
LoanDepot 8, 0.06% 11.78%
Quicken Loans 9, 0.07% 15.14%
RPM Mortgage 10, 0.08% 4.45%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
1st National Bank 1, -0.09% 6.52%
Huntington National Bank 2, -0.08% 7.39%
Wright-Patt Credit Union Inc 3, -0.05% 7.61%
Fifth Third Bank, National Association 4, -0.04% 22.61%
Union Savings Bank 5, -0.02% 4.57%
Us Bank 6, 0.00% 5.87%
The Merchants National Bank 7, 0.03% 13.70%
Quicken Loans 8, 0.04% 8.70%
LoanDepot 9, 0.08% 15.65%
RPM Mortgage 10, 0.09% 7.39%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
1st National Bank 1, -0.12% 5.91%
Union Savings Bank 2, -0.11% 6.99%
Wright-Patt Credit Union Inc 3, -0.08% 9.41%
Fifth Third Bank, National Association 4, -0.01% 24.46%
The Merchants National Bank 5, 0.01% 12.63%
LoanDepot 6, 0.01% 6.99%
RPM Mortgage 7, 0.02% 0.81%
Huntington National Bank 8, 0.04% 4.84%
Us Bank 9, 0.06% 4.84%
Quicken Loans 10, 0.07% 23.12%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
1st National Bank 1, -0.10% 6.24%
Union Savings Bank 2, -0.08% 6.07%
Wright-Patt Credit Union Inc 3, -0.07% 11.13%
Huntington National Bank 4, -0.01% 6.58%
Fifth Third Bank, National Association 5, -0.01% 26.31%
LoanDepot 6, 0.02% 5.40%
The Merchants National Bank 7, 0.03% 18.55%
Us Bank 8, 0.03% 6.91%
RPM Mortgage 9, 0.06% 1.52%
Quicken Loans 10, 0.11% 11.30%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
1st National Bank 1, -0.06% 5.35%
Huntington National Bank 2, -0.05% 7.02%
Wright-Patt Credit Union Inc 3, -0.05% 10.70%
Union Savings Bank 4, -0.02% 5.02%
Fifth Third Bank, National Association 5, -0.02% 26.09%
Us Bank 6, 0.01% 8.36%
LoanDepot 7, 0.03% 6.69%
The Merchants National Bank 8, 0.04% 21.07%
RPM Mortgage 9, 0.07% 2.34%
Quicken Loans 10, 0.08% 7.36%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Union Savings Bank 1, -0.13% 7.14%
1st National Bank 2, -0.13% 7.14%
Wright-Patt Credit Union Inc 3, -0.08% 11.56%
Fifth Third Bank, National Association 4, -0.00% 26.53%
LoanDepot 5, 0.01% 4.08%
The Merchants National Bank 6, 0.01% 15.99%
RPM Mortgage 7, 0.01% 0.68%
Huntington National Bank 8, 0.04% 6.12%
Us Bank 9, 0.07% 5.44%
Quicken Loans 10, 0.13% 15.31%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Huntington National Bank 1, -0.15% 6.74%
1st National Bank 2, -0.12% 7.30%
Fifth Third Bank, National Association 3, -0.09% 17.98%
Union Savings Bank 4, -0.01% 4.49%
Us Bank 5, -0.01% 1.69%
Quicken Loans 6, 0.01% 23.03%
LoanDepot 7, 0.09% 25.28%
RPM Mortgage 8, 0.09% 13.48%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Huntington National Bank 1, -0.14% 9.02%
1st National Bank 2, -0.13% 9.02%
Fifth Third Bank, National Association 3, -0.11% 19.55%
Us Bank 4, -0.02% 1.50%
Quicken Loans 5, -0.01% 11.28%
Union Savings Bank 6, -0.01% 3.01%
RPM Mortgage 7, 0.10% 17.29%
LoanDepot 8, 0.10% 29.32%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Fifth Third Bank, National Association 1, -0.03% 13.33%
Union Savings Bank 2, -0.01% 8.89%
1st National Bank 3, -0.01% 2.22%
LoanDepot 4, -0.00% 13.33%
Quicken Loans 5, 0.01% 57.78%
Us Bank 6, 0.02% 2.22%
RPM Mortgage 7, 0.02% 2.22%
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Lender Name Rate Rank, Rate Difference Rate Rating Market Share
1st National Bank 1, -0.03% 3.28%
Union Savings Bank 2, -0.03% 4.92%
Fifth Third Bank, National Association 3, -0.03% 11.48%
Wright-Patt Credit Union Inc 4, -0.02% 6.56%
Huntington National Bank 5, -0.02% 1.64%
Us Bank 6, -0.01% 1.64%
Quicken Loans 7, -0.00% 29.51%
LoanDepot 8, 0.02% 34.43%
RPM Mortgage 9, 0.02% 6.56%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Union Savings Bank 1, -0.03% 7.14%
1st National Bank 2, -0.03% 7.14%
Wright-Patt Credit Union Inc 3, -0.03% 10.71%
Huntington National Bank 4, -0.02% 3.57%
Quicken Loans 5, -0.01% 10.71%
RPM Mortgage 6, 0.02% 14.29%
LoanDepot 7, 0.02% 46.43%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Fifth Third Bank, National Association 1, -0.02% 21.21%
Union Savings Bank 2, -0.02% 3.03%
Wright-Patt Credit Union Inc 3, -0.01% 3.03%
Us Bank 4, -0.00% 3.03%
Quicken Loans 5, 0.00% 45.45%
LoanDepot 6, 0.02% 24.24%

* Data is compiled for the Washington Court House, OH commuting zone area, which comprises of counties of Clinton County, OH, Fayette County, OH, and Highland County, OH. This includes cities/towns/communities of Washington Court House, OH as well as Wilmington, OH, Hillsboro, OH, Greenfield, OH, Leesburg, OH, Sinking Spring, OH, Port William, OH, Blanchester, OH, Lynchburg, OH, Bloomingburg, OH, New Vienna, OH, Mowrystown, OH, Clarksville, OH, Martinsville, OH, Good Hope, OH, Jeffersonville, OH, Rocky Fork Point, OH, and Sabina, OH. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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