Top Mortgage Lenders in the Newnan, GA area

Which mortgage lender in the Newnan, GA area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Newnan, GA area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Newnan, GA area is Delta Community Credit Union, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.28%. This means that Delta Community Credit Union provided a -0.28% lower interest rate for its customers than other lenders in Newnan, GA for a similar set of borrowers. Delta Community Credit Union has a market share of 6.6%. On the other hand, the most popular lender in the market is Quicken Loans, with a market share of 13.7%. Quicken Loans is an average rate lender in this area, with a “Rate Difference” of +0.08% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Newnan, GA area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Newnan, GA is Delta Community Credit Union. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Prosperity Home Mortgage. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Flagstar Bank. The cheapest VA mortgage provider is Navy Federal Credit Union. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Delta Community Credit Union 1, -0.28% 6.59%
Flagstar Bank 2, -0.12% 2.92%
Ameris Bank 3, -0.11% 3.19%
CMG Mortgage Inc 4, -0.10% 3.89%
DHI Mortgage Company Limited 5, -0.06% 1.41%
Wells Fargo Bank 6, -0.03% 3.52%
LoanDepot 7, -0.03% 2.06%
Centerstate Bank 8, -0.03% 2.15%
Synovus Mortgage Corp 9, -0.02% 1.39%
United Bank 10, -0.02% 1.18%
Bank of America 11, -0.02% 1.90%
Fairway Independent Mort Corp 12, -0.01% 8.26%
Pennymac Loan Services 13, -0.01% 1.16%
Truist Bank 14, -0.01% 1.60%
BankSouth Mortgage Company, LL 15, -0.01% 1.18%
Brand Mortgage 16, -0.01% 1.16%
United Community Bank 17, -0.01% 3.01%
Pnc Bank 18, -0.01% 1.25%
Prosperity Home Mortgage 19, 0.00% 2.06%
Suntrust Banks, Inc 20, 0.00% 1.02%
Navy Federal Credit Union 21, 0.01% 1.74%
JPMorgan Chase Bank 22, 0.01% 1.43%
Magnolia Bank Incorporated 23, 0.01% 1.57%
SWBC Mortgage Corporation 24, 0.01% 1.06%
Renasant Bank 25, 0.02% 2.24%
Caliber Home Loans Inc 26, 0.02% 1.02%
First Choice Loan Services Inc 27, 0.02% 1.25%
Carrington Mortgage Services 28, 0.03% 0.86%
Usaa Federal Savings Bank 29, 0.03% 2.11%
Fidelity Bank 30, 0.04% 0.99%
Atlantic Bay Mortgage Group 31, 0.04% 0.90%
Movement Mortgage 32, 0.04% 2.04%
Freedom Mortgage Corporation 33, 0.05% 0.74%
HomeBridge Financial Services, Inc 34, 0.07% 1.62%
New American Funding 35, 0.07% 1.16%
Success Mortgage Partners Inc 36, 0.07% 1.02%
Quicken Loans 37, 0.08% 13.72%
Nationstar Mortgage 38, 0.12% 1.67%
HomeStar Financial Corporation 39, 0.12% 7.36%
Regions Bank 40, 0.12% 0.76%
Primary Residential Mortgage Inc 41, 0.14% 2.41%
Guild Mortgage Company 42, 0.16% 1.46%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Flagstar Bank 1, -0.16% 3.51%
Wells Fargo Bank 2, -0.16% 3.17%
Delta Community Credit Union 3, -0.16% 4.39%
Ameris Bank 4, -0.12% 3.95%
CMG Mortgage Inc 5, -0.10% 5.35%
JPMorgan Chase Bank 6, -0.08% 0.77%
DHI Mortgage Company Limited 7, -0.06% 2.25%
Bank of America 8, -0.04% 1.70%
Synovus Mortgage Corp 9, -0.04% 1.37%
Suntrust Banks, Inc 10, -0.03% 0.89%
Fairway Independent Mort Corp 11, -0.03% 10.85%
BankSouth Mortgage Company, LL 12, -0.02% 1.66%
Brand Mortgage 13, -0.01% 1.73%
United Bank 14, -0.01% 0.89%
Pennymac Loan Services 15, -0.01% 0.52%
United Community Bank 16, -0.01% 4.28%
Pnc Bank 17, -0.01% 0.41%
Freedom Mortgage Corporation 18, -0.01% 0.26%
Regions Bank 19, -0.01% 0.52%
Magnolia Bank Incorporated 20, -0.01% 1.96%
Prosperity Home Mortgage 21, -0.00% 3.06%
Truist Bank 22, 0.00% 1.48%
Navy Federal Credit Union 23, 0.00% 2.25%
Centerstate Bank 24, 0.01% 1.51%
LoanDepot 25, 0.01% 0.66%
SWBC Mortgage Corporation 26, 0.02% 1.40%
First Choice Loan Services Inc 27, 0.02% 1.48%
Carrington Mortgage Services 28, 0.02% 0.11%
Renasant Bank 29, 0.03% 2.32%
Fidelity Bank 30, 0.03% 1.40%
Atlantic Bay Mortgage Group 31, 0.03% 1.18%
Movement Mortgage 32, 0.04% 2.95%
Caliber Home Loans Inc 33, 0.04% 0.81%
Usaa Federal Savings Bank 34, 0.05% 2.14%
Success Mortgage Partners Inc 35, 0.06% 1.03%
Nationstar Mortgage 36, 0.06% 0.66%
New American Funding 37, 0.07% 1.62%
HomeBridge Financial Services, Inc 38, 0.08% 2.07%
Quicken Loans 39, 0.10% 6.13%
HomeStar Financial Corporation 40, 0.12% 10.26%
Primary Residential Mortgage Inc 41, 0.16% 3.10%
Guild Mortgage Company 42, 0.18% 1.96%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Delta Community Credit Union 1, -0.37% 10.30%
CMG Mortgage Inc 2, -0.10% 1.43%
Ameris Bank 3, -0.07% 1.92%
Centerstate Bank 4, -0.05% 3.23%
Truist Bank 5, -0.03% 1.80%
LoanDepot 6, -0.03% 4.40%
United Bank 7, -0.03% 1.67%
SWBC Mortgage Corporation 8, -0.01% 0.50%
Pennymac Loan Services 9, -0.01% 2.23%
Synovus Mortgage Corp 10, -0.01% 1.43%
Flagstar Bank 11, -0.01% 1.92%
BankSouth Mortgage Company, LL 12, 0.00% 0.37%
Usaa Federal Savings Bank 13, 0.00% 2.05%
Pnc Bank 14, 0.00% 2.67%
Renasant Bank 15, 0.00% 2.11%
Navy Federal Credit Union 16, 0.00% 0.87%
Prosperity Home Mortgage 17, 0.01% 0.37%
Bank of America 18, 0.01% 2.23%
Caliber Home Loans Inc 19, 0.01% 1.36%
Guild Mortgage Company 20, 0.01% 0.62%
HomeBridge Financial Services, Inc 21, 0.01% 0.87%
Movement Mortgage 22, 0.01% 0.50%
United Community Bank 23, 0.01% 0.87%
Brand Mortgage 24, 0.01% 0.19%
Fairway Independent Mort Corp 25, 0.03% 3.91%
First Choice Loan Services Inc 26, 0.03% 0.87%
New American Funding 27, 0.03% 0.37%
Fidelity Bank 28, 0.03% 0.31%
Carrington Mortgage Services 29, 0.04% 2.11%
Atlantic Bay Mortgage Group 30, 0.04% 0.43%
Suntrust Banks, Inc 31, 0.05% 1.24%
Primary Residential Mortgage Inc 32, 0.05% 1.24%
JPMorgan Chase Bank 33, 0.06% 2.54%
Magnolia Bank Incorporated 34, 0.06% 0.93%
Freedom Mortgage Corporation 35, 0.07% 1.55%
Quicken Loans 36, 0.08% 26.49%
Success Mortgage Partners Inc 37, 0.10% 0.99%
HomeStar Financial Corporation 38, 0.12% 2.48%
Wells Fargo Bank 39, 0.13% 4.09%
Nationstar Mortgage 40, 0.15% 3.35%
Regions Bank 41, 0.22% 1.18%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Delta Community Credit Union 1, -0.29% 10.39%
Ameris Bank 2, -0.14% 3.17%
CMG Mortgage Inc 3, -0.11% 1.70%
DHI Mortgage Company Limited 4, -0.09% 1.18%
LoanDepot 5, -0.07% 1.77%
Fairway Independent Mort Corp 6, -0.05% 7.81%
Wells Fargo Bank 7, -0.04% 5.05%
Flagstar Bank 8, -0.03% 2.03%
Synovus Mortgage Corp 9, -0.03% 1.55%
Centerstate Bank 10, -0.03% 2.54%
Bank of America 11, -0.03% 2.65%
United Bank 12, -0.02% 1.84%
Brand Mortgage 13, -0.01% 1.22%
Truist Bank 14, -0.01% 2.32%
Pnc Bank 15, -0.01% 1.84%
BankSouth Mortgage Company, LL 16, -0.00% 1.25%
Prosperity Home Mortgage 17, 0.00% 2.06%
Suntrust Banks, Inc 18, 0.00% 1.36%
JPMorgan Chase Bank 19, 0.01% 2.10%
Pennymac Loan Services 20, 0.01% 0.59%
United Community Bank 21, 0.02% 3.69%
First Choice Loan Services Inc 22, 0.02% 1.25%
Renasant Bank 23, 0.03% 2.51%
SWBC Mortgage Corporation 24, 0.03% 1.00%
Caliber Home Loans Inc 25, 0.03% 0.85%
Usaa Federal Savings Bank 26, 0.04% 1.14%
New American Funding 27, 0.05% 1.03%
Atlantic Bay Mortgage Group 28, 0.05% 0.74%
Magnolia Bank Incorporated 29, 0.05% 1.11%
Freedom Mortgage Corporation 30, 0.05% 0.41%
Movement Mortgage 31, 0.05% 1.88%
Fidelity Bank 32, 0.05% 1.07%
Carrington Mortgage Services 33, 0.06% 0.33%
Success Mortgage Partners Inc 34, 0.07% 1.18%
HomeBridge Financial Services, Inc 35, 0.10% 1.18%
Quicken Loans 36, 0.14% 13.45%
Primary Residential Mortgage Inc 37, 0.15% 2.36%
Navy Federal Credit Union 38, 0.15% 1.29%
HomeStar Financial Corporation 39, 0.15% 5.71%
Regions Bank 40, 0.16% 0.92%
Guild Mortgage Company 41, 0.18% 1.22%
Nationstar Mortgage 42, 0.19% 1.25%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.19% 4.65%
Delta Community Credit Union 2, -0.16% 7.61%
Ameris Bank 3, -0.16% 4.06%
DHI Mortgage Company Limited 4, -0.10% 2.06%
JPMorgan Chase Bank 5, -0.09% 1.23%
CMG Mortgage Inc 6, -0.09% 1.81%
Fairway Independent Mort Corp 7, -0.07% 10.84%
Synovus Mortgage Corp 8, -0.06% 1.23%
Flagstar Bank 9, -0.05% 2.13%
Bank of America 10, -0.05% 2.52%
Suntrust Banks, Inc 11, -0.04% 1.23%
Brand Mortgage 12, -0.02% 2.00%
United Bank 13, -0.02% 1.48%
Pnc Bank 14, -0.01% 0.52%
Pennymac Loan Services 15, -0.01% 0.39%
Regions Bank 16, -0.01% 0.52%
BankSouth Mortgage Company, LL 17, -0.01% 1.87%
Prosperity Home Mortgage 18, -0.00% 3.42%
Freedom Mortgage Corporation 19, 0.00% 0.19%
Truist Bank 20, 0.00% 2.26%
United Community Bank 21, 0.01% 5.61%
LoanDepot 22, 0.02% 0.45%
First Choice Loan Services Inc 23, 0.02% 1.35%
Caliber Home Loans Inc 24, 0.02% 0.77%
Carrington Mortgage Services 25, 0.03% 0.06%
Nationstar Mortgage 26, 0.03% 0.26%
Magnolia Bank Incorporated 27, 0.03% 1.23%
SWBC Mortgage Corporation 28, 0.04% 1.29%
New American Funding 29, 0.04% 1.61%
Success Mortgage Partners Inc 30, 0.04% 1.16%
Centerstate Bank 31, 0.05% 1.42%
Renasant Bank 32, 0.05% 2.39%
Atlantic Bay Mortgage Group 33, 0.05% 0.90%
Fidelity Bank 34, 0.05% 1.74%
Movement Mortgage 35, 0.05% 3.03%
Usaa Federal Savings Bank 36, 0.06% 1.29%
HomeBridge Financial Services, Inc 37, 0.11% 1.74%
Quicken Loans 38, 0.13% 6.97%
HomeStar Financial Corporation 39, 0.15% 8.19%
Primary Residential Mortgage Inc 40, 0.17% 3.03%
Guild Mortgage Company 41, 0.20% 1.81%
Navy Federal Credit Union 42, 0.20% 1.68%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Delta Community Credit Union 1, -0.38% 14.10%
CMG Mortgage Inc 2, -0.13% 1.55%
Ameris Bank 3, -0.10% 1.98%
LoanDepot 4, -0.08% 3.53%
Centerstate Bank 5, -0.06% 4.04%
Truist Bank 6, -0.04% 2.41%
United Bank 7, -0.03% 2.32%
SWBC Mortgage Corporation 8, -0.02% 0.60%
Movement Mortgage 9, -0.01% 0.34%
Synovus Mortgage Corp 10, -0.01% 1.98%
BankSouth Mortgage Company, LL 11, -0.00% 0.43%
Renasant Bank 12, -0.00% 2.67%
Pnc Bank 13, 0.00% 3.61%
Flagstar Bank 14, 0.00% 1.89%
Brand Mortgage 15, 0.00% 0.17%
Bank of America 16, 0.00% 2.84%
Navy Federal Credit Union 17, 0.00% 0.77%
Usaa Federal Savings Bank 18, 0.01% 0.95%
HomeBridge Financial Services, Inc 19, 0.01% 0.43%
United Community Bank 20, 0.01% 1.12%
Prosperity Home Mortgage 21, 0.01% 0.26%
Pennymac Loan Services 22, 0.03% 0.86%
Guild Mortgage Company 23, 0.03% 0.43%
First Choice Loan Services Inc 24, 0.03% 1.12%
Caliber Home Loans Inc 25, 0.04% 0.95%
Fairway Independent Mort Corp 26, 0.04% 3.78%
Fidelity Bank 27, 0.04% 0.17%
New American Funding 28, 0.04% 0.26%
Atlantic Bay Mortgage Group 29, 0.04% 0.52%
Suntrust Banks, Inc 30, 0.05% 1.55%
Primary Residential Mortgage Inc 31, 0.06% 1.46%
JPMorgan Chase Bank 32, 0.06% 3.27%
Carrington Mortgage Services 33, 0.07% 0.69%
Freedom Mortgage Corporation 34, 0.08% 0.69%
Magnolia Bank Incorporated 35, 0.08% 0.95%
Success Mortgage Partners Inc 36, 0.11% 1.20%
Wells Fargo Bank 37, 0.13% 5.59%
HomeStar Financial Corporation 38, 0.15% 2.41%
Quicken Loans 39, 0.15% 22.10%
Nationstar Mortgage 40, 0.22% 2.58%
Regions Bank 41, 0.25% 1.46%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Flagstar Bank 1, -0.24% 5.10%
United Community Bank 2, -0.10% 2.21%
CMG Mortgage Inc 3, -0.10% 9.53%
DHI Mortgage Company Limited 4, -0.07% 1.73%
Ameris Bank 5, -0.06% 3.37%
Quicken Loans 6, -0.05% 14.34%
BankSouth Mortgage Company, LL 7, -0.04% 1.25%
Centerstate Bank 8, -0.03% 2.12%
Magnolia Bank Incorporated 9, -0.02% 2.69%
SWBC Mortgage Corporation 10, -0.01% 0.77%
Pennymac Loan Services 11, -0.01% 1.35%
Synovus Mortgage Corp 12, -0.01% 1.44%
Navy Federal Credit Union 13, -0.01% 0.48%
Brand Mortgage 14, -0.00% 1.25%
Pnc Bank 15, 0.00% 0.29%
Prosperity Home Mortgage 16, 0.00% 1.44%
Suntrust Banks, Inc 17, 0.00% 0.38%
Renasant Bank 18, 0.00% 1.64%
Carrington Mortgage Services 19, 0.01% 1.83%
Freedom Mortgage Corporation 20, 0.01% 0.67%
Fidelity Bank 21, 0.01% 0.96%
Regions Bank 22, 0.02% 0.29%
United Bank 23, 0.02% 0.10%
Bank of America 24, 0.02% 0.29%
JPMorgan Chase Bank 25, 0.02% 0.10%
Fairway Independent Mort Corp 26, 0.03% 11.07%
Atlantic Bay Mortgage Group 27, 0.04% 1.44%
Movement Mortgage 28, 0.04% 2.69%
First Choice Loan Services Inc 29, 0.05% 1.06%
Nationstar Mortgage 30, 0.05% 2.60%
LoanDepot 31, 0.06% 2.41%
Wells Fargo Bank 32, 0.07% 0.38%
Caliber Home Loans Inc 33, 0.07% 0.87%
Success Mortgage Partners Inc 34, 0.07% 0.87%
HomeBridge Financial Services, Inc 35, 0.08% 1.83%
HomeStar Financial Corporation 36, 0.11% 12.90%
New American Funding 37, 0.13% 1.35%
Primary Residential Mortgage Inc 38, 0.17% 2.69%
Guild Mortgage Company 39, 0.18% 2.21%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Flagstar Bank 1, -0.27% 5.84%
United Community Bank 2, -0.11% 2.73%
CMG Mortgage Inc 3, -0.11% 11.93%
DHI Mortgage Company Limited 4, -0.08% 2.24%
Ameris Bank 5, -0.07% 3.98%
Centerstate Bank 6, -0.05% 2.11%
BankSouth Mortgage Company, LL 7, -0.05% 1.61%
Magnolia Bank Incorporated 8, -0.03% 3.35%
SWBC Mortgage Corporation 9, -0.03% 0.87%
Pennymac Loan Services 10, -0.03% 0.37%
Freedom Mortgage Corporation 11, -0.03% 0.25%
Synovus Mortgage Corp 12, -0.02% 1.86%
Navy Federal Credit Union 13, -0.02% 0.50%
Pnc Bank 14, -0.01% 0.25%
Brand Mortgage 15, -0.01% 1.61%
Renasant Bank 16, -0.01% 1.74%
Suntrust Banks, Inc 17, -0.01% 0.37%
Prosperity Home Mortgage 18, -0.01% 1.86%
Regions Bank 19, -0.00% 0.25%
Fidelity Bank 20, 0.00% 0.99%
LoanDepot 21, 0.01% 0.99%
United Bank 22, 0.01% 0.12%
Bank of America 23, 0.01% 0.37%
Carrington Mortgage Services 24, 0.02% 0.25%
Movement Mortgage 25, 0.03% 3.35%
Fairway Independent Mort Corp 26, 0.03% 13.17%
Atlantic Bay Mortgage Group 27, 0.03% 1.74%
First Choice Loan Services Inc 28, 0.04% 1.37%
Quicken Loans 29, 0.06% 5.22%
Nationstar Mortgage 30, 0.07% 0.99%
HomeBridge Financial Services, Inc 31, 0.07% 2.11%
Wells Fargo Bank 32, 0.08% 0.37%
Caliber Home Loans Inc 33, 0.08% 0.87%
Success Mortgage Partners Inc 34, 0.08% 0.87%
HomeStar Financial Corporation 35, 0.10% 15.78%
New American Funding 36, 0.13% 1.61%
Primary Residential Mortgage Inc 37, 0.17% 3.23%
Guild Mortgage Company 38, 0.17% 2.86%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Quicken Loans 1, -0.06% 45.73%
Flagstar Bank 2, -0.02% 2.56%
Ameris Bank 3, 0.02% 1.28%
Pennymac Loan Services 4, 0.02% 4.70%
Fairway Independent Mort Corp 5, 0.03% 3.85%
Centerstate Bank 6, 0.03% 2.14%
Navy Federal Credit Union 7, 0.04% 0.43%
Carrington Mortgage Services 8, 0.04% 7.26%
Caliber Home Loans Inc 9, 0.04% 0.85%
Pnc Bank 10, 0.04% 0.43%
Atlantic Bay Mortgage Group 11, 0.04% 0.43%
Success Mortgage Partners Inc 12, 0.04% 0.85%
United Community Bank 13, 0.04% 0.43%
CMG Mortgage Inc 14, 0.04% 1.28%
Suntrust Banks, Inc 15, 0.05% 0.43%
SWBC Mortgage Corporation 16, 0.05% 0.43%
Wells Fargo Bank 17, 0.05% 0.43%
Freedom Mortgage Corporation 18, 0.05% 2.14%
Magnolia Bank Incorporated 19, 0.06% 0.43%
JPMorgan Chase Bank 20, 0.06% 0.43%
Fidelity Bank 21, 0.06% 0.85%
Renasant Bank 22, 0.06% 1.28%
Movement Mortgage 23, 0.07% 0.43%
Regions Bank 24, 0.07% 0.43%
HomeBridge Financial Services, Inc 25, 0.07% 0.85%
HomeStar Financial Corporation 26, 0.07% 2.99%
New American Funding 27, 0.07% 0.43%
Primary Residential Mortgage Inc 28, 0.08% 0.85%
Nationstar Mortgage 29, 0.08% 8.12%
LoanDepot 30, 0.12% 7.26%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Prosperity Home Mortgage 1, -0.02% 6.90%
Wells Fargo Bank 2, -0.02% 17.24%
Suntrust Banks, Inc 3, -0.01% 3.45%
BankSouth Mortgage Company, LL 4, -0.01% 3.45%
Truist Bank 5, -0.00% 6.90%
Delta Community Credit Union 6, -0.00% 10.34%
Bank of America 7, 0.00% 24.14%
Regions Bank 8, 0.00% 6.90%
Quicken Loans 9, 0.01% 3.45%
JPMorgan Chase Bank 10, 0.01% 3.45%
Atlantic Bay Mortgage Group 11, 0.02% 3.45%
Navy Federal Credit Union 12, 0.02% 3.45%
Fairway Independent Mort Corp 13, 0.03% 6.90%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Prosperity Home Mortgage 1, -0.01% 11.76%
Wells Fargo Bank 2, -0.01% 29.41%
Suntrust Banks, Inc 3, -0.00% 5.88%
Bank of America 4, 0.00% 23.53%
Truist Bank 5, 0.01% 5.88%
Delta Community Credit Union 6, 0.01% 5.88%
Regions Bank 7, 0.01% 5.88%
Atlantic Bay Mortgage Group 8, 0.02% 5.88%
Navy Federal Credit Union 9, 0.02% 5.88%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
BankSouth Mortgage Company, LL 1, -0.01% 8.33%
Delta Community Credit Union 2, -0.01% 16.67%
Truist Bank 3, -0.01% 8.33%
Regions Bank 4, -0.00% 8.33%
Quicken Loans 5, -0.00% 8.33%
JPMorgan Chase Bank 6, 0.00% 8.33%
Bank of America 7, 0.00% 25.00%
Fairway Independent Mort Corp 8, 0.02% 16.67%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.15% 6.28%
CMG Mortgage Inc 2, -0.08% 4.25%
Ameris Bank 3, -0.05% 3.14%
LoanDepot 4, -0.05% 2.96%
Flagstar Bank 5, -0.05% 3.33%
United Community Bank 6, -0.04% 1.29%
Pennymac Loan Services 7, -0.04% 3.70%
Caliber Home Loans Inc 8, -0.03% 2.22%
Truist Bank 9, -0.03% 0.74%
BankSouth Mortgage Company, LL 10, -0.02% 0.55%
Regions Bank 11, -0.01% 0.55%
Fidelity Bank 12, -0.01% 0.74%
Guild Mortgage Company 13, -0.01% 1.29%
HomeBridge Financial Services, Inc 14, -0.00% 3.51%
Magnolia Bank Incorporated 15, -0.00% 1.85%
SWBC Mortgage Corporation 16, -0.00% 2.03%
First Choice Loan Services Inc 17, -0.00% 1.66%
Pnc Bank 18, 0.00% 0.18%
Prosperity Home Mortgage 19, 0.00% 2.96%
Suntrust Banks, Inc 20, 0.00% 0.37%
Movement Mortgage 21, 0.00% 1.66%
Centerstate Bank 22, 0.01% 0.37%
Atlantic Bay Mortgage Group 23, 0.01% 0.55%
Renasant Bank 24, 0.01% 2.22%
Synovus Mortgage Corp 25, 0.01% 0.55%
Wells Fargo Bank 26, 0.01% 1.11%
JPMorgan Chase Bank 27, 0.02% 0.55%
Usaa Federal Savings Bank 28, 0.02% 11.09%
Brand Mortgage 29, 0.03% 0.74%
Fairway Independent Mort Corp 30, 0.04% 5.18%
Carrington Mortgage Services 31, 0.04% 1.66%
Quicken Loans 32, 0.04% 14.42%
HomeStar Financial Corporation 33, 0.05% 5.36%
DHI Mortgage Company Limited 34, 0.05% 2.03%
New American Funding 35, 0.05% 1.48%
Freedom Mortgage Corporation 36, 0.06% 2.59%
Nationstar Mortgage 37, 0.06% 2.03%
Success Mortgage Partners Inc 38, 0.07% 0.55%
Primary Residential Mortgage Inc 39, 0.07% 2.22%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.16% 8.88%
CMG Mortgage Inc 2, -0.08% 6.21%
Ameris Bank 3, -0.07% 3.55%
Flagstar Bank 4, -0.06% 4.44%
United Community Bank 5, -0.04% 2.07%
Truist Bank 6, -0.02% 1.18%
Fidelity Bank 7, -0.02% 0.89%
BankSouth Mortgage Company, LL 8, -0.01% 0.89%
Regions Bank 9, -0.01% 0.89%
Pennymac Loan Services 10, -0.01% 1.48%
Freedom Mortgage Corporation 11, -0.01% 0.59%
Suntrust Banks, Inc 12, -0.00% 0.30%
First Choice Loan Services Inc 13, 0.00% 2.37%
SWBC Mortgage Corporation 14, 0.00% 3.25%
Pnc Bank 15, 0.00% 0.30%
HomeBridge Financial Services, Inc 16, 0.01% 3.55%
Movement Mortgage 17, 0.01% 1.78%
Prosperity Home Mortgage 18, 0.01% 3.85%
Magnolia Bank Incorporated 19, 0.01% 2.07%
Centerstate Bank 20, 0.01% 0.59%
Atlantic Bay Mortgage Group 21, 0.01% 0.89%
Renasant Bank 22, 0.01% 3.55%
Synovus Mortgage Corp 23, 0.01% 0.89%
Wells Fargo Bank 24, 0.02% 1.78%
Quicken Loans 25, 0.03% 4.73%
LoanDepot 26, 0.03% 0.89%
JPMorgan Chase Bank 27, 0.03% 0.59%
Caliber Home Loans Inc 28, 0.03% 0.89%
Guild Mortgage Company 29, 0.04% 0.59%
Brand Mortgage 30, 0.04% 0.89%
Usaa Federal Savings Bank 31, 0.05% 11.24%
DHI Mortgage Company Limited 32, 0.05% 3.25%
Fairway Independent Mort Corp 33, 0.06% 5.92%
HomeStar Financial Corporation 34, 0.06% 7.10%
Success Mortgage Partners Inc 35, 0.07% 0.89%
New American Funding 36, 0.07% 1.78%
Nationstar Mortgage 37, 0.07% 1.78%
Primary Residential Mortgage Inc 38, 0.08% 3.25%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
LoanDepot 1, -0.07% 6.40%
Caliber Home Loans Inc 2, -0.05% 4.43%
Pennymac Loan Services 3, -0.05% 7.39%
Guild Mortgage Company 4, -0.04% 2.46%
Navy Federal Credit Union 5, -0.03% 1.97%
Usaa Federal Savings Bank 6, -0.03% 10.84%
HomeBridge Financial Services, Inc 7, -0.03% 3.45%
Prosperity Home Mortgage 8, -0.02% 1.48%
Magnolia Bank Incorporated 9, -0.02% 1.48%
CMG Mortgage Inc 10, -0.02% 0.99%
Fairway Independent Mort Corp 11, -0.02% 3.94%
Ameris Bank 12, -0.01% 2.46%
First Choice Loan Services Inc 13, -0.01% 0.49%
New American Funding 14, -0.01% 0.99%
Movement Mortgage 15, -0.00% 1.48%
HomeStar Financial Corporation 16, -0.00% 2.46%
Brand Mortgage 17, 0.00% 0.49%
JPMorgan Chase Bank 18, 0.00% 0.49%
Flagstar Bank 19, 0.00% 1.48%
Suntrust Banks, Inc 20, 0.00% 0.49%
Primary Residential Mortgage Inc 21, 0.01% 0.49%
Fidelity Bank 22, 0.01% 0.49%
Carrington Mortgage Services 23, 0.03% 4.43%
Quicken Loans 24, 0.04% 30.54%
Nationstar Mortgage 25, 0.05% 2.46%
Freedom Mortgage Corporation 26, 0.07% 5.91%

* Data is compiled for the Newnan, GA commuting zone area, which comprises of counties of Chambers County, AL, Randolph County, AL, Coweta County, GA, Heard County, GA, and Troup County, GA. This includes cities/towns/communities of Newnan, GA as well as LaGrange, GA, Haralson, GA, Grantville, GA, Palmetto, GA, Sharpsburg, GA, Valley, AL, Hogansville, GA, Wedowee, AL, Lanett, AL, West Point, GA, Franklin, GA, Morrison Crossroads, AL, Ephesus, GA, Waverly, AL, Roanoke, AL, Rock Mills, AL, Graham, AL, Penton, AL, and Wadley, AL. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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