Top Mortgage Lenders in Lacey, WA

Which mortgage lender in the Lacey, WA area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Lacey, WA area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Lacey, WA area is Navy Federal Credit Union, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.26%. This means that Navy Federal Credit Union provided a -0.26% lower interest rate for its customers than other lenders in Lacey, WA for a similar set of borrowers. Navy Federal Credit Union has a market share of 1.8%. On the other hand, the most popular lender in the market is Academy Mortgage Corporation, with a market share of 10.0%. Academy Mortgage Corporation is an average rate lender in this area, with a “Rate Difference” of +0.14% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Lacey, WA area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Lacey, WA is Washington State Employees Credit Union. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Wells Fargo Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Movement Mortgage. The cheapest VA mortgage provider is Navy Federal Credit Union. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Ranking of Mortgage Lenders in Lacey, WA

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.26% 1.80%
Washington State Employees Credit Union 2, -0.21% 3.46%
Boeing Employees’ Credit Union (BECU) 3, -0.16% 1.32%
Sound Credit Union 4, -0.14% 0.48%
Inspire Home Loans Inc 5, -0.12% 0.34%
Usaa Federal Savings Bank 6, -0.12% 2.26%
Amerisave Mortgage Corporation 7, -0.11% 0.47%
TwinStar Credit Union 8, -0.11% 2.25%
Provident Funding Associates 9, -0.11% 0.54%
Bank of America 10, -0.10% 0.84%
Pennymac Loan Services 11, -0.08% 1.74%
DHI Mortgage Company Limited 12, -0.08% 0.86%
NBKC Bank 13, -0.07% 0.41%
Keller Mortgage 14, -0.07% 0.35%
HomeBridge Financial Services, Inc 15, -0.07% 0.87%
Caliber Home Loans Inc 16, -0.07% 4.95%
Lakeview Loan Servicing 17, -0.06% 0.83%
Us Bank 18, -0.06% 0.75%
On Q Financial Inc 19, -0.04% 0.38%
Home Point Financial Corporation 20, -0.04% 0.47%
LoanDepot 21, -0.04% 3.18%
Flagstar Bank 22, -0.04% 2.36%
FBC Mortgage 23, -0.04% 0.35%
Fairway Independent Mort Corp 24, -0.03% 8.75%
Wells Fargo Bank 25, -0.03% 2.82%
Umpqua Bank 26, -0.02% 0.92%
Movement Mortgage 27, -0.02% 2.65%
JG Wentworth Home Lending 28, -0.02% 0.35%
Newrez 29, -0.02% 0.43%
Planet Home Lending 30, -0.01% 0.31%
American Financial Resources Inc 31, -0.01% 0.39%
KeyBank National Association 32, -0.01% 1.95%
Finance of America Mortgage 33, -0.01% 1.00%
LeaderOne Financial Corp 34, -0.00% 0.45%
New American Funding 35, 0.01% 0.98%
JPMorgan Chase Bank 36, 0.01% 1.25%
Mann Mortgage 37, 0.01% 0.32%
1st Security Bank of Washington 38, 0.02% 0.86%
Paramount Residential Mortgage Group Inc 39, 0.02% 1.33%
American Pacific Mortgage Corporation 40, 0.02% 1.49%
Premier Mortgage Resources 41, 0.03% 0.38%
Primary Residential Mortgage Inc 42, 0.03% 0.78%
HomeStreet Bank 43, 0.03% 1.24%
Guild Mortgage Company 44, 0.03% 4.94%
Cardinal Financial Company LP 45, 0.04% 0.78%
Quicken Loans 46, 0.05% 9.56%
Amcap Mortgage Ltd 47, 0.05% 0.42%
Summit Funding Inc 48, 0.06% 0.93%
Nations Lending Corporation 49, 0.06% 0.29%
Bay Equity 50, 0.07% 1.25%
Axia Financial 51, 0.07% 1.43%
Primelending 52, 0.09% 1.76%
Evergreen Moneysource Mortgage Company 53, 0.09% 3.53%
Mortgage Solutions of Colorado 54, 0.10% 0.37%
Freedom Mortgage Corporation 55, 0.10% 1.01%
Nationstar Mortgage 56, 0.10% 0.84%
Carrington Mortgage Services 57, 0.11% 1.30%
The Federal Savings Bank 58, 0.11% 0.86%
Eagle Home Mortgage 59, 0.12% 0.39%
Academy Mortgage Corporation 60, 0.14% 9.95%
NewDay USA 61, 0.50% 0.48%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.30% 3.03%
Boeing Employees’ Credit Union (BECU) 2, -0.24% 1.61%
Wells Fargo Bank 3, -0.17% 2.59%
Bank of America 4, -0.17% 0.80%
Washington State Employees Credit Union 5, -0.17% 2.11%
Us Bank 6, -0.13% 0.73%
TwinStar Credit Union 7, -0.13% 1.49%
Inspire Home Loans Inc 8, -0.12% 0.67%
Usaa Federal Savings Bank 9, -0.12% 2.92%
NBKC Bank 10, -0.10% 0.41%
JPMorgan Chase Bank 11, -0.09% 0.87%
HomeBridge Financial Services, Inc 12, -0.09% 0.90%
Quicken Loans 13, -0.09% 3.72%
Sound Credit Union 14, -0.09% 0.23%
DHI Mortgage Company Limited 15, -0.08% 1.68%
Provident Funding Associates 16, -0.07% 0.30%
Keller Mortgage 17, -0.07% 0.58%
KeyBank National Association 18, -0.05% 0.76%
On Q Financial Inc 19, -0.04% 0.66%
FBC Mortgage 20, -0.04% 0.48%
Pennymac Loan Services 21, -0.04% 0.14%
Flagstar Bank 22, -0.04% 2.37%
Home Point Financial Corporation 23, -0.03% 0.21%
Freedom Mortgage Corporation 24, -0.03% 0.21%
Umpqua Bank 25, -0.02% 0.83%
Newrez 26, -0.02% 0.18%
Movement Mortgage 27, -0.02% 3.63%
JG Wentworth Home Lending 28, -0.02% 0.14%
The Federal Savings Bank 29, -0.01% 0.09%
Amerisave Mortgage Corporation 30, -0.01% 0.04%
Nations Lending Corporation 31, -0.01% 0.05%
Caliber Home Loans Inc 32, -0.01% 4.82%
NewDay USA 33, -0.01% 0.04%
LeaderOne Financial Corp 34, -0.00% 0.46%
Planet Home Lending 35, -0.00% 0.05%
HomeStreet Bank 36, 0.00% 1.58%
Fairway Independent Mort Corp 37, 0.01% 12.03%
American Financial Resources Inc 38, 0.01% 0.39%
Mann Mortgage 39, 0.02% 0.43%
Finance of America Mortgage 40, 0.02% 1.15%
American Pacific Mortgage Corporation 41, 0.03% 2.09%
1st Security Bank of Washington 42, 0.04% 1.10%
Primary Residential Mortgage Inc 43, 0.04% 1.03%
Nationstar Mortgage 44, 0.04% 0.25%
Premier Mortgage Resources 45, 0.04% 0.53%
Cardinal Financial Company LP 46, 0.05% 0.87%
Summit Funding Inc 47, 0.06% 1.52%
New American Funding 48, 0.07% 0.97%
Amcap Mortgage Ltd 49, 0.07% 0.58%
LoanDepot 50, 0.07% 2.45%
Guild Mortgage Company 51, 0.07% 6.17%
Bay Equity 52, 0.07% 1.56%
Paramount Residential Mortgage Group Inc 53, 0.08% 1.40%
Axia Financial 54, 0.08% 2.20%
Evergreen Moneysource Mortgage Company 55, 0.10% 5.21%
Academy Mortgage Corporation 56, 0.11% 12.81%
Primelending 57, 0.12% 2.20%
Eagle Home Mortgage 58, 0.13% 0.66%
Mortgage Solutions of Colorado 59, 0.14% 0.34%
Carrington Mortgage Services 60, 0.20% 0.69%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Washington State Employees Credit Union 1, -0.23% 4.87%
Sound Credit Union 2, -0.16% 0.74%
Usaa Federal Savings Bank 3, -0.13% 1.58%
Provident Funding Associates 4, -0.13% 0.79%
Caliber Home Loans Inc 5, -0.13% 5.09%
Amerisave Mortgage Corporation 6, -0.12% 0.92%
LoanDepot 7, -0.11% 3.95%
Fairway Independent Mort Corp 8, -0.10% 5.35%
TwinStar Credit Union 9, -0.10% 3.03%
Pennymac Loan Services 10, -0.08% 3.40%
Keller Mortgage 11, -0.07% 0.11%
Lakeview Loan Servicing 12, -0.07% 1.69%
On Q Financial Inc 13, -0.06% 0.09%
New American Funding 14, -0.05% 0.99%
Finance of America Mortgage 15, -0.05% 0.85%
NBKC Bank 16, -0.04% 0.40%
Paramount Residential Mortgage Group Inc 17, -0.04% 1.25%
Home Point Financial Corporation 18, -0.04% 0.74%
HomeBridge Financial Services, Inc 19, -0.04% 0.83%
American Financial Resources Inc 20, -0.04% 0.39%
Flagstar Bank 21, -0.04% 2.35%
Bank of America 22, -0.03% 0.88%
Boeing Employees’ Credit Union (BECU) 23, -0.03% 1.01%
FBC Mortgage 24, -0.03% 0.22%
Guild Mortgage Company 25, -0.03% 3.68%
Movement Mortgage 26, -0.03% 1.64%
JG Wentworth Home Lending 27, -0.02% 0.57%
Umpqua Bank 28, -0.02% 1.01%
1st Security Bank of Washington 29, -0.02% 0.61%
Newrez 30, -0.02% 0.70%
Planet Home Lending 31, -0.01% 0.57%
Premier Mortgage Resources 32, -0.01% 0.22%
Navy Federal Credit Union 33, -0.00% 0.51%
LeaderOne Financial Corp 34, -0.00% 0.44%
Mann Mortgage 35, -0.00% 0.20%
KeyBank National Association 36, 0.00% 3.18%
American Pacific Mortgage Corporation 37, 0.01% 0.86%
Primary Residential Mortgage Inc 38, 0.01% 0.53%
Us Bank 39, 0.02% 0.77%
Eagle Home Mortgage 40, 0.02% 0.11%
Amcap Mortgage Ltd 41, 0.03% 0.26%
Summit Funding Inc 42, 0.03% 0.31%
Cardinal Financial Company LP 43, 0.03% 0.70%
Evergreen Moneysource Mortgage Company 44, 0.04% 1.78%
Primelending 45, 0.04% 1.31%
Axia Financial 46, 0.05% 0.62%
Bay Equity 47, 0.06% 0.92%
Mortgage Solutions of Colorado 48, 0.06% 0.40%
Nations Lending Corporation 49, 0.07% 0.53%
JPMorgan Chase Bank 50, 0.07% 1.65%
Carrington Mortgage Services 51, 0.07% 1.93%
Quicken Loans 52, 0.08% 15.62%
HomeStreet Bank 53, 0.09% 0.88%
Wells Fargo Bank 54, 0.10% 3.07%
Nationstar Mortgage 55, 0.11% 1.45%
Freedom Mortgage Corporation 56, 0.11% 1.84%
The Federal Savings Bank 57, 0.12% 1.65%
Academy Mortgage Corporation 58, 0.19% 6.99%
NewDay USA 59, 0.52% 0.94%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Washington State Employees Credit Union 1, -0.23% 5.58%
Amerisave Mortgage Corporation 2, -0.17% 0.50%
Boeing Employees’ Credit Union (BECU) 3, -0.17% 2.14%
Sound Credit Union 4, -0.16% 0.76%
DHI Mortgage Company Limited 5, -0.13% 0.50%
Inspire Home Loans Inc 6, -0.13% 0.23%
TwinStar Credit Union 7, -0.12% 3.84%
Provident Funding Associates 8, -0.12% 0.93%
Bank of America 9, -0.11% 1.24%
HomeBridge Financial Services, Inc 10, -0.10% 0.79%
On Q Financial Inc 11, -0.07% 0.45%
LoanDepot 12, -0.07% 2.70%
Keller Mortgage 13, -0.07% 0.40%
Home Point Financial Corporation 14, -0.07% 0.25%
Us Bank 15, -0.07% 1.12%
Fairway Independent Mort Corp 16, -0.06% 7.11%
Flagstar Bank 17, -0.06% 2.20%
FBC Mortgage 18, -0.05% 0.23%
NBKC Bank 19, -0.04% 0.28%
Finance of America Mortgage 20, -0.03% 1.07%
Umpqua Bank 21, -0.03% 1.22%
Newrez 22, -0.03% 0.36%
Caliber Home Loans Inc 23, -0.03% 4.65%
Wells Fargo Bank 24, -0.03% 4.07%
JG Wentworth Home Lending 25, -0.02% 0.39%
Usaa Federal Savings Bank 26, -0.02% 0.77%
New American Funding 27, -0.01% 0.82%
KeyBank National Association 28, -0.01% 3.13%
LeaderOne Financial Corp 29, -0.00% 0.37%
Premier Mortgage Resources 30, -0.00% 0.11%
American Financial Resources Inc 31, 0.00% 0.03%
1st Security Bank of Washington 32, 0.00% 0.95%
JPMorgan Chase Bank 33, 0.01% 2.00%
Mann Mortgage 34, 0.01% 0.17%
Amcap Mortgage Ltd 35, 0.01% 0.25%
Lakeview Loan Servicing 36, 0.02% 0.11%
American Pacific Mortgage Corporation 37, 0.02% 1.21%
Primary Residential Mortgage Inc 38, 0.02% 0.65%
Pennymac Loan Services 39, 0.02% 0.76%
Planet Home Lending 40, 0.02% 0.22%
Mortgage Solutions of Colorado 41, 0.03% 0.12%
HomeStreet Bank 42, 0.03% 1.46%
The Federal Savings Bank 43, 0.03% 0.06%
Guild Mortgage Company 44, 0.03% 4.79%
Carrington Mortgage Services 45, 0.04% 0.26%
Cardinal Financial Company LP 46, 0.05% 0.45%
Freedom Mortgage Corporation 47, 0.05% 0.43%
Movement Mortgage 48, 0.05% 2.00%
Quicken Loans 49, 0.05% 12.69%
Paramount Residential Mortgage Group Inc 50, 0.06% 0.95%
Summit Funding Inc 51, 0.07% 0.98%
Nations Lending Corporation 52, 0.07% 0.14%
Bay Equity 53, 0.07% 0.99%
Navy Federal Credit Union 54, 0.08% 0.73%
Primelending 55, 0.09% 2.14%
Axia Financial 56, 0.09% 1.50%
Evergreen Moneysource Mortgage Company 57, 0.10% 3.33%
Nationstar Mortgage 58, 0.13% 0.70%
Eagle Home Mortgage 59, 0.17% 0.34%
Academy Mortgage Corporation 60, 0.17% 11.40%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Boeing Employees’ Credit Union (BECU) 1, -0.25% 2.76%
Bank of America 2, -0.21% 1.15%
Wells Fargo Bank 3, -0.20% 3.65%
Washington State Employees Credit Union 4, -0.18% 3.75%
Us Bank 5, -0.16% 1.12%
TwinStar Credit Union 6, -0.13% 2.73%
DHI Mortgage Company Limited 7, -0.13% 1.05%
Inspire Home Loans Inc 8, -0.13% 0.49%
HomeBridge Financial Services, Inc 9, -0.12% 0.92%
JPMorgan Chase Bank 10, -0.12% 1.35%
Sound Credit Union 11, -0.09% 0.39%
Flagstar Bank 12, -0.08% 2.60%
Quicken Loans 13, -0.08% 5.03%
On Q Financial Inc 14, -0.07% 0.79%
Provident Funding Associates 15, -0.07% 0.56%
Keller Mortgage 16, -0.07% 0.66%
KeyBank National Association 17, -0.06% 1.15%
FBC Mortgage 18, -0.06% 0.33%
Fairway Independent Mort Corp 19, -0.04% 9.59%
NBKC Bank 20, -0.04% 0.20%
Umpqua Bank 21, -0.04% 1.12%
Pennymac Loan Services 22, -0.03% 0.10%
LoanDepot 23, -0.02% 2.33%
Home Point Financial Corporation 24, -0.02% 0.20%
HomeStreet Bank 25, -0.01% 2.07%
JG Wentworth Home Lending 26, -0.01% 0.16%
Usaa Federal Savings Bank 27, -0.01% 1.05%
Newrez 28, -0.01% 0.07%
LeaderOne Financial Corp 29, -0.01% 0.43%
Freedom Mortgage Corporation 30, -0.01% 0.03%
Amerisave Mortgage Corporation 31, -0.00% 0.03%
American Financial Resources Inc 32, -0.00% 0.03%
Finance of America Mortgage 33, -0.00% 0.89%
Nationstar Mortgage 34, 0.00% 0.13%
Planet Home Lending 35, 0.00% 0.07%
Amcap Mortgage Ltd 36, 0.01% 0.33%
Carrington Mortgage Services 37, 0.02% 0.07%
Caliber Home Loans Inc 38, 0.02% 5.32%
Mann Mortgage 39, 0.03% 0.20%
American Pacific Mortgage Corporation 40, 0.03% 1.74%
1st Security Bank of Washington 41, 0.04% 1.22%
Primary Residential Mortgage Inc 42, 0.04% 0.99%
Premier Mortgage Resources 43, 0.04% 0.10%
Mortgage Solutions of Colorado 44, 0.05% 0.16%
Movement Mortgage 45, 0.06% 2.99%
Guild Mortgage Company 46, 0.07% 6.47%
Summit Funding Inc 47, 0.08% 1.61%
Bay Equity 48, 0.09% 1.05%
New American Funding 49, 0.09% 0.85%
Navy Federal Credit Union 50, 0.09% 1.15%
Cardinal Financial Company LP 51, 0.09% 0.49%
Axia Financial 52, 0.11% 2.27%
Paramount Residential Mortgage Group Inc 53, 0.12% 1.22%
Evergreen Moneysource Mortgage Company 54, 0.12% 5.12%
Primelending 55, 0.13% 2.56%
Academy Mortgage Corporation 56, 0.14% 14.49%
Eagle Home Mortgage 57, 0.18% 0.66%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Washington State Employees Credit Union 1, -0.25% 7.21%
Amerisave Mortgage Corporation 2, -0.18% 0.91%
Sound Credit Union 3, -0.18% 1.09%
Provident Funding Associates 4, -0.13% 1.26%
New American Funding 5, -0.11% 0.79%
TwinStar Credit Union 6, -0.11% 4.84%
LoanDepot 7, -0.11% 3.02%
Home Point Financial Corporation 8, -0.10% 0.29%
Caliber Home Loans Inc 9, -0.09% 4.05%
Fairway Independent Mort Corp 10, -0.09% 4.90%
Keller Mortgage 11, -0.08% 0.18%
HomeBridge Financial Services, Inc 12, -0.07% 0.67%
On Q Financial Inc 13, -0.06% 0.15%
Finance of America Mortgage 14, -0.06% 1.23%
FBC Mortgage 15, -0.05% 0.15%
1st Security Bank of Washington 16, -0.04% 0.70%
NBKC Bank 17, -0.04% 0.35%
Bank of America 18, -0.04% 1.32%
Boeing Employees’ Credit Union (BECU) 19, -0.04% 1.58%
Newrez 20, -0.04% 0.62%
Usaa Federal Savings Bank 21, -0.03% 0.53%
Premier Mortgage Resources 22, -0.03% 0.12%
Umpqua Bank 23, -0.03% 1.32%
Flagstar Bank 24, -0.03% 1.85%
JG Wentworth Home Lending 25, -0.03% 0.59%
Guild Mortgage Company 26, -0.03% 3.28%
Paramount Residential Mortgage Group Inc 27, -0.02% 0.70%
Primary Residential Mortgage Inc 28, -0.01% 0.35%
Mortgage Solutions of Colorado 29, -0.01% 0.09%
American Pacific Mortgage Corporation 30, -0.01% 0.73%
Mann Mortgage 31, -0.01% 0.15%
KeyBank National Association 32, -0.00% 4.90%
Eagle Home Mortgage 33, -0.00% 0.06%
Cardinal Financial Company LP 34, -0.00% 0.41%
LeaderOne Financial Corp 35, 0.00% 0.32%
American Financial Resources Inc 36, 0.01% 0.03%
Lakeview Loan Servicing 37, 0.01% 0.21%
Us Bank 38, 0.02% 1.11%
Amcap Mortgage Ltd 39, 0.02% 0.18%
Pennymac Loan Services 40, 0.02% 1.35%
The Federal Savings Bank 41, 0.03% 0.12%
Planet Home Lending 42, 0.03% 0.35%
Evergreen Moneysource Mortgage Company 43, 0.03% 1.73%
Summit Funding Inc 44, 0.03% 0.41%
Movement Mortgage 45, 0.03% 1.11%
Primelending 46, 0.04% 1.76%
Axia Financial 47, 0.04% 0.82%
Carrington Mortgage Services 48, 0.05% 0.44%
Freedom Mortgage Corporation 49, 0.05% 0.79%
Navy Federal Credit Union 50, 0.05% 0.35%
Bay Equity 51, 0.05% 0.94%
JPMorgan Chase Bank 52, 0.07% 2.58%
Nations Lending Corporation 53, 0.07% 0.26%
Quicken Loans 54, 0.08% 19.53%
Wells Fargo Bank 55, 0.10% 4.46%
HomeStreet Bank 56, 0.11% 0.91%
Nationstar Mortgage 57, 0.14% 1.20%
Academy Mortgage Corporation 58, 0.21% 8.65%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Movement Mortgage 1, -0.12% 6.32%
Quicken Loans 2, -0.10% 6.51%
Caliber Home Loans Inc 3, -0.09% 4.87%
HomeBridge Financial Services, Inc 4, -0.09% 0.39%
FBC Mortgage 5, -0.06% 0.72%
Carrington Mortgage Services 6, -0.06% 2.76%
Home Point Financial Corporation 7, -0.05% 0.33%
Keller Mortgage 8, -0.04% 0.20%
Pennymac Loan Services 9, -0.04% 1.12%
Inspire Home Loans Inc 10, -0.04% 0.20%
Navy Federal Credit Union 11, -0.04% 0.13%
Planet Home Lending 12, -0.03% 0.20%
KeyBank National Association 13, -0.02% 0.20%
American Financial Resources Inc 14, -0.02% 1.84%
The Federal Savings Bank 15, -0.02% 0.26%
Umpqua Bank 16, -0.02% 0.66%
On Q Financial Inc 17, -0.02% 0.53%
LeaderOne Financial Corp 18, -0.02% 1.32%
Newrez 19, -0.02% 0.59%
Washington State Employees Credit Union 20, -0.01% 0.13%
Us Bank 21, -0.01% 0.07%
Premier Mortgage Resources 22, -0.01% 0.33%
JG Wentworth Home Lending 23, -0.01% 0.07%
TwinStar Credit Union 24, -0.01% 0.07%
HomeStreet Bank 25, -0.01% 0.79%
Bank of America 26, -0.01% 0.07%
Cardinal Financial Company LP 27, -0.01% 1.97%
American Pacific Mortgage Corporation 28, -0.01% 2.11%
Wells Fargo Bank 29, -0.01% 0.33%
Paramount Residential Mortgage Group Inc 30, 0.00% 2.30%
Flagstar Bank 31, 0.00% 0.66%
Mann Mortgage 32, 0.00% 0.99%
Fairway Independent Mort Corp 33, 0.00% 11.45%
Amerisave Mortgage Corporation 34, 0.01% 0.33%
DHI Mortgage Company Limited 35, 0.01% 0.46%
1st Security Bank of Washington 36, 0.02% 1.18%
Guild Mortgage Company 37, 0.02% 6.78%
Primary Residential Mortgage Inc 38, 0.02% 1.12%
Finance of America Mortgage 39, 0.02% 1.78%
Nationstar Mortgage 40, 0.02% 1.45%
New American Funding 41, 0.02% 1.38%
Eagle Home Mortgage 42, 0.03% 0.20%
Axia Financial 43, 0.03% 2.24%
Freedom Mortgage Corporation 44, 0.03% 1.32%
Summit Funding Inc 45, 0.03% 2.04%
Evergreen Moneysource Mortgage Company 46, 0.04% 5.33%
Mortgage Solutions of Colorado 47, 0.04% 0.33%
Amcap Mortgage Ltd 48, 0.04% 0.72%
Nations Lending Corporation 49, 0.06% 0.99%
Academy Mortgage Corporation 50, 0.06% 11.38%
Lakeview Loan Servicing 51, 0.06% 2.04%
Bay Equity 52, 0.07% 2.43%
LoanDepot 53, 0.08% 3.55%
Primelending 54, 0.09% 2.50%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Quicken Loans 1, -0.21% 2.74%
Movement Mortgage 2, -0.13% 7.37%
Caliber Home Loans Inc 3, -0.11% 5.19%
HomeBridge Financial Services, Inc 4, -0.09% 0.57%
FBC Mortgage 5, -0.09% 0.76%
Home Point Financial Corporation 6, -0.07% 0.38%
Carrington Mortgage Services 7, -0.05% 0.85%
Keller Mortgage 8, -0.04% 0.28%
Inspire Home Loans Inc 9, -0.04% 0.28%
Wells Fargo Bank 10, -0.04% 0.19%
Navy Federal Credit Union 11, -0.04% 0.19%
Freedom Mortgage Corporation 12, -0.04% 0.19%
Nationstar Mortgage 13, -0.04% 0.19%
Umpqua Bank 14, -0.04% 0.57%
Premier Mortgage Resources 15, -0.03% 0.28%
HomeStreet Bank 16, -0.03% 0.66%
The Federal Savings Bank 17, -0.03% 0.28%
KeyBank National Association 18, -0.03% 0.19%
Amerisave Mortgage Corporation 19, -0.03% 0.09%
Cardinal Financial Company LP 20, -0.03% 1.89%
Newrez 21, -0.03% 0.09%
On Q Financial Inc 22, -0.03% 0.76%
Nations Lending Corporation 23, -0.02% 0.28%
TwinStar Credit Union 24, -0.02% 0.09%
Bank of America 25, -0.02% 0.09%
Washington State Employees Credit Union 26, -0.02% 0.09%
LeaderOne Financial Corp 27, -0.01% 1.04%
American Pacific Mortgage Corporation 28, -0.01% 2.55%
Mann Mortgage 29, -0.00% 1.32%
Fairway Independent Mort Corp 30, -0.00% 14.64%
DHI Mortgage Company Limited 31, 0.00% 0.66%
Flagstar Bank 32, 0.01% 0.57%
American Financial Resources Inc 33, 0.01% 1.23%
1st Security Bank of Washington 34, 0.01% 1.32%
Finance of America Mortgage 35, 0.02% 2.46%
Paramount Residential Mortgage Group Inc 36, 0.02% 1.70%
New American Funding 37, 0.02% 1.51%
Eagle Home Mortgage 38, 0.02% 0.28%
Axia Financial 39, 0.02% 2.83%
Summit Funding Inc 40, 0.03% 2.83%
Evergreen Moneysource Mortgage Company 41, 0.03% 7.08%
Amcap Mortgage Ltd 42, 0.04% 0.85%
Mortgage Solutions of Colorado 43, 0.04% 0.38%
Primary Residential Mortgage Inc 44, 0.04% 1.04%
Guild Mortgage Company 45, 0.05% 7.55%
Academy Mortgage Corporation 46, 0.05% 14.07%
Bay Equity 47, 0.07% 2.83%
Primelending 48, 0.09% 3.21%
LoanDepot 49, 0.11% 3.49%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Guild Mortgage Company 1, -0.09% 4.99%
Movement Mortgage 2, -0.08% 3.90%
Carrington Mortgage Services 3, -0.05% 7.16%
American Financial Resources Inc 4, -0.05% 3.25%
Quicken Loans 5, -0.04% 15.18%
Caliber Home Loans Inc 6, -0.04% 4.12%
Pennymac Loan Services 7, -0.02% 3.69%
LeaderOne Financial Corp 8, -0.02% 1.95%
Planet Home Lending 9, -0.02% 0.65%
Primary Residential Mortgage Inc 10, -0.01% 1.30%
Paramount Residential Mortgage Group Inc 11, -0.01% 3.69%
KeyBank National Association 12, -0.01% 0.22%
Washington State Employees Credit Union 13, -0.01% 0.22%
Newrez 14, -0.00% 1.74%
Flagstar Bank 15, -0.00% 0.87%
Us Bank 16, 0.00% 0.22%
JG Wentworth Home Lending 17, 0.00% 0.22%
FBC Mortgage 18, 0.00% 0.65%
The Federal Savings Bank 19, 0.00% 0.22%
Finance of America Mortgage 20, 0.01% 0.22%
American Pacific Mortgage Corporation 21, 0.01% 1.08%
Umpqua Bank 22, 0.01% 0.87%
Mann Mortgage 23, 0.01% 0.22%
Mortgage Solutions of Colorado 24, 0.01% 0.22%
Home Point Financial Corporation 25, 0.01% 0.22%
1st Security Bank of Washington 26, 0.01% 0.87%
Summit Funding Inc 27, 0.02% 0.22%
LoanDepot 28, 0.02% 3.69%
Evergreen Moneysource Mortgage Company 29, 0.02% 1.30%
Fairway Independent Mort Corp 30, 0.02% 4.12%
Primelending 31, 0.02% 0.87%
Premier Mortgage Resources 32, 0.02% 0.43%
HomeStreet Bank 33, 0.03% 1.08%
Amcap Mortgage Ltd 34, 0.03% 0.43%
Wells Fargo Bank 35, 0.03% 0.65%
New American Funding 36, 0.03% 1.08%
Amerisave Mortgage Corporation 37, 0.03% 0.87%
Bay Equity 38, 0.03% 1.52%
Cardinal Financial Company LP 39, 0.04% 2.17%
Nationstar Mortgage 40, 0.04% 4.34%
Freedom Mortgage Corporation 41, 0.05% 3.90%
Axia Financial 42, 0.06% 0.87%
Lakeview Loan Servicing 43, 0.08% 6.72%
Nations Lending Corporation 44, 0.09% 2.60%
Academy Mortgage Corporation 45, 0.10% 5.21%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.03% 10.24%
Washington State Employees Credit Union 2, -0.02% 13.39%
Bank of America 3, -0.02% 7.87%
Boeing Employees’ Credit Union (BECU) 4, -0.01% 3.94%
Us Bank 5, -0.01% 3.94%
On Q Financial Inc 6, -0.01% 0.79%
KeyBank National Association 7, -0.01% 7.87%
HomeBridge Financial Services, Inc 8, 0.00% 0.79%
American Pacific Mortgage Corporation 9, 0.00% 0.79%
Quicken Loans 10, 0.01% 7.09%
Flagstar Bank 11, 0.01% 1.57%
LoanDepot 12, 0.01% 1.57%
Usaa Federal Savings Bank 13, 0.01% 0.79%
Bay Equity 14, 0.01% 0.79%
Primary Residential Mortgage Inc 15, 0.01% 1.57%
JPMorgan Chase Bank 16, 0.01% 5.51%
Movement Mortgage 17, 0.01% 3.15%
Finance of America Mortgage 18, 0.01% 1.57%
Umpqua Bank 19, 0.01% 2.36%
Evergreen Moneysource Mortgage Company 20, 0.02% 0.79%
Navy Federal Credit Union 21, 0.02% 2.36%
Guild Mortgage Company 22, 0.02% 1.57%
Primelending 23, 0.02% 0.79%
Fairway Independent Mort Corp 24, 0.02% 2.36%
Axia Financial 25, 0.03% 1.57%
HomeStreet Bank 26, 0.03% 2.36%
Academy Mortgage Corporation 27, 0.03% 10.24%
Caliber Home Loans Inc 28, 0.06% 2.36%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.04% 13.89%
Bank of America 2, -0.03% 9.72%
Boeing Employees’ Credit Union (BECU) 3, -0.02% 5.56%
KeyBank National Association 4, -0.02% 8.33%
Us Bank 5, -0.02% 4.17%
On Q Financial Inc 6, -0.01% 1.39%
Washington State Employees Credit Union 7, -0.00% 2.78%
HomeBridge Financial Services, Inc 8, 0.00% 1.39%
American Pacific Mortgage Corporation 9, 0.00% 1.39%
Finance of America Mortgage 10, 0.01% 1.39%
Flagstar Bank 11, 0.01% 2.78%
JPMorgan Chase Bank 12, 0.01% 8.33%
Bay Equity 13, 0.01% 1.39%
LoanDepot 14, 0.01% 1.39%
Movement Mortgage 15, 0.01% 4.17%
Evergreen Moneysource Mortgage Company 16, 0.01% 1.39%
Umpqua Bank 17, 0.02% 2.78%
Quicken Loans 18, 0.02% 1.39%
Navy Federal Credit Union 19, 0.02% 2.78%
Axia Financial 20, 0.03% 2.78%
HomeStreet Bank 21, 0.03% 2.78%
Guild Mortgage Company 22, 0.03% 1.39%
Academy Mortgage Corporation 23, 0.03% 12.50%
Caliber Home Loans Inc 24, 0.05% 4.17%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Washington State Employees Credit Union 1, -0.03% 27.27%
Bank of America 2, -0.01% 5.45%
Wells Fargo Bank 3, -0.01% 5.45%
LoanDepot 4, 0.00% 1.82%
Navy Federal Credit Union 5, 0.00% 1.82%
Quicken Loans 6, 0.00% 14.55%
Us Bank 7, 0.01% 3.64%
Usaa Federal Savings Bank 8, 0.01% 1.82%
Umpqua Bank 9, 0.01% 1.82%
Guild Mortgage Company 10, 0.01% 1.82%
KeyBank National Association 11, 0.01% 7.27%
Primary Residential Mortgage Inc 12, 0.01% 3.64%
Movement Mortgage 13, 0.01% 1.82%
Boeing Employees’ Credit Union (BECU) 14, 0.02% 1.82%
Primelending 15, 0.02% 1.82%
Finance of America Mortgage 16, 0.02% 1.82%
Fairway Independent Mort Corp 17, 0.02% 5.45%
HomeStreet Bank 18, 0.03% 1.82%
JPMorgan Chase Bank 19, 0.03% 1.82%
Academy Mortgage Corporation 20, 0.04% 7.27%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.37% 4.93%
Lakeview Loan Servicing 2, -0.14% 1.81%
Usaa Federal Savings Bank 3, -0.14% 6.70%
Inspire Home Loans Inc 4, -0.13% 0.67%
Caliber Home Loans Inc 5, -0.12% 5.77%
Pennymac Loan Services 6, -0.12% 4.26%
NBKC Bank 7, -0.09% 0.91%
Keller Mortgage 8, -0.08% 0.34%
DHI Mortgage Company Limited 9, -0.05% 1.88%
LoanDepot 10, -0.04% 4.12%
Wells Fargo Bank 11, -0.04% 1.07%
Planet Home Lending 12, -0.03% 0.57%
Amerisave Mortgage Corporation 13, -0.03% 0.50%
Sound Credit Union 14, -0.02% 0.13%
Movement Mortgage 15, -0.02% 2.18%
HomeBridge Financial Services, Inc 16, -0.02% 1.27%
Home Point Financial Corporation 17, -0.02% 1.04%
Boeing Employees’ Credit Union (BECU) 18, -0.02% 0.10%
JG Wentworth Home Lending 19, -0.01% 0.44%
Paramount Residential Mortgage Group Inc 20, -0.01% 1.71%
Us Bank 21, -0.01% 0.17%
Flagstar Bank 22, -0.01% 3.62%
Bank of America 23, -0.01% 0.07%
Washington State Employees Credit Union 24, -0.01% 0.17%
FBC Mortgage 25, 0.00% 0.44%
Fairway Independent Mort Corp 26, 0.00% 11.20%
Summit Funding Inc 27, 0.00% 0.30%
Newrez 28, 0.01% 0.54%
American Financial Resources Inc 29, 0.01% 0.44%
Umpqua Bank 30, 0.01% 0.34%
LeaderOne Financial Corp 31, 0.03% 0.20%
New American Funding 32, 0.03% 1.17%
Mann Mortgage 33, 0.03% 0.30%
JPMorgan Chase Bank 34, 0.03% 0.10%
KeyBank National Association 35, 0.03% 0.03%
Axia Financial 36, 0.03% 0.84%
American Pacific Mortgage Corporation 37, 0.05% 1.81%
Premier Mortgage Resources 38, 0.05% 1.01%
Guild Mortgage Company 39, 0.05% 4.49%
Primary Residential Mortgage Inc 40, 0.05% 0.87%
Primelending 41, 0.05% 0.60%
Nations Lending Corporation 42, 0.05% 0.27%
1st Security Bank of Washington 43, 0.06% 0.54%
Bay Equity 44, 0.06% 1.21%
Finance of America Mortgage 45, 0.07% 0.44%
On Q Financial Inc 46, 0.07% 0.13%
HomeStreet Bank 47, 0.07% 0.94%
Eagle Home Mortgage 48, 0.08% 0.60%
Cardinal Financial Company LP 49, 0.08% 0.94%
Academy Mortgage Corporation 50, 0.09% 6.07%
Amcap Mortgage Ltd 51, 0.10% 0.67%
Evergreen Moneysource Mortgage Company 52, 0.11% 3.15%
Nationstar Mortgage 53, 0.12% 0.87%
The Federal Savings Bank 54, 0.13% 2.92%
Quicken Loans 55, 0.13% 4.46%
Mortgage Solutions of Colorado 56, 0.14% 0.94%
Freedom Mortgage Corporation 57, 0.15% 2.15%
Carrington Mortgage Services 58, 0.21% 2.85%
NewDay USA 59, 0.51% 1.78%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.40% 8.99%
Usaa Federal Savings Bank 2, -0.13% 9.05%
Inspire Home Loans Inc 3, -0.12% 1.36%
NBKC Bank 4, -0.11% 1.16%
Wells Fargo Bank 5, -0.10% 1.57%
Keller Mortgage 6, -0.07% 0.68%
DHI Mortgage Company Limited 7, -0.05% 3.81%
HomeBridge Financial Services, Inc 8, -0.05% 1.09%
Quicken Loans 9, -0.05% 1.84%
Pennymac Loan Services 10, -0.04% 0.34%
Freedom Mortgage Corporation 11, -0.02% 0.61%
Newrez 12, -0.02% 0.48%
JG Wentworth Home Lending 13, -0.02% 0.20%
Home Point Financial Corporation 14, -0.02% 0.14%
Washington State Employees Credit Union 15, -0.02% 0.14%
Sound Credit Union 16, -0.01% 0.07%
Boeing Employees’ Credit Union (BECU) 17, -0.01% 0.20%
Us Bank 18, -0.01% 0.27%
Bank of America 19, -0.01% 0.14%
Planet Home Lending 20, -0.00% 0.07%
Summit Funding Inc 21, 0.01% 0.48%
NewDay USA 22, 0.01% 0.14%
Caliber Home Loans Inc 23, 0.01% 3.54%
The Federal Savings Bank 24, 0.01% 0.14%
American Financial Resources Inc 25, 0.01% 0.54%
FBC Mortgage 26, 0.01% 0.61%
Movement Mortgage 27, 0.01% 2.25%
LeaderOne Financial Corp 28, 0.02% 0.14%
JPMorgan Chase Bank 29, 0.03% 0.14%
Flagstar Bank 30, 0.03% 3.20%
Umpqua Bank 31, 0.03% 0.34%
Axia Financial 32, 0.04% 1.57%
Primary Residential Mortgage Inc 33, 0.04% 1.16%
American Pacific Mortgage Corporation 34, 0.05% 2.52%
Primelending 35, 0.05% 0.82%
Paramount Residential Mortgage Group Inc 36, 0.06% 1.63%
Bay Equity 37, 0.06% 1.70%
Mann Mortgage 38, 0.06% 0.27%
1st Security Bank of Washington 39, 0.06% 0.75%
Premier Mortgage Resources 40, 0.06% 1.63%
New American Funding 41, 0.07% 0.88%
HomeStreet Bank 42, 0.07% 1.16%
On Q Financial Inc 43, 0.07% 0.27%
Fairway Independent Mort Corp 44, 0.08% 15.79%
Finance of America Mortgage 45, 0.08% 0.75%
Nationstar Mortgage 46, 0.09% 0.54%
Cardinal Financial Company LP 47, 0.09% 0.95%
Eagle Home Mortgage 48, 0.09% 0.95%
Academy Mortgage Corporation 49, 0.10% 8.44%
Guild Mortgage Company 50, 0.11% 4.77%
Amcap Mortgage Ltd 51, 0.13% 0.95%
Evergreen Moneysource Mortgage Company 52, 0.14% 4.22%
Mortgage Solutions of Colorado 53, 0.23% 0.68%
LoanDepot 54, 0.23% 1.97%
Carrington Mortgage Services 55, 0.31% 1.91%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Caliber Home Loans Inc 1, -0.18% 7.93%
Fairway Independent Mort Corp 2, -0.16% 6.74%
Usaa Federal Savings Bank 3, -0.15% 4.43%
Lakeview Loan Servicing 4, -0.15% 3.57%
LoanDepot 5, -0.13% 6.21%
Pennymac Loan Services 6, -0.12% 8.06%
Paramount Residential Mortgage Group Inc 7, -0.08% 1.78%
Movement Mortgage 8, -0.06% 2.11%
NBKC Bank 9, -0.05% 0.66%
Navy Federal Credit Union 10, -0.04% 0.99%
Flagstar Bank 11, -0.04% 4.03%
Planet Home Lending 12, -0.04% 1.06%
Amerisave Mortgage Corporation 13, -0.03% 0.99%
Sound Credit Union 14, -0.03% 0.20%
FBC Mortgage 15, -0.02% 0.26%
Home Point Financial Corporation 16, -0.02% 1.92%
JG Wentworth Home Lending 17, -0.01% 0.66%
Guild Mortgage Company 18, -0.01% 4.23%
Umpqua Bank 19, -0.01% 0.33%
Us Bank 20, -0.00% 0.07%
Summit Funding Inc 21, -0.00% 0.13%
HomeBridge Financial Services, Inc 22, -0.00% 1.45%
Premier Mortgage Resources 23, -0.00% 0.40%
Washington State Employees Credit Union 24, 0.00% 0.20%
Mann Mortgage 25, 0.00% 0.33%
New American Funding 26, 0.01% 1.45%
Axia Financial 27, 0.01% 0.13%
Finance of America Mortgage 28, 0.01% 0.13%
American Financial Resources Inc 29, 0.01% 0.33%
Newrez 30, 0.02% 0.59%
KeyBank National Association 31, 0.03% 0.07%
LeaderOne Financial Corp 32, 0.03% 0.26%
JPMorgan Chase Bank 33, 0.03% 0.07%
Amcap Mortgage Ltd 34, 0.04% 0.40%
American Pacific Mortgage Corporation 35, 0.04% 1.12%
Eagle Home Mortgage 36, 0.04% 0.26%
Primelending 37, 0.05% 0.40%
Nations Lending Corporation 38, 0.05% 0.53%
1st Security Bank of Washington 39, 0.06% 0.33%
Primary Residential Mortgage Inc 40, 0.06% 0.59%
Evergreen Moneysource Mortgage Company 41, 0.06% 2.11%
Cardinal Financial Company LP 42, 0.07% 0.92%
HomeStreet Bank 43, 0.08% 0.73%
Bay Equity 44, 0.08% 0.73%
Mortgage Solutions of Colorado 45, 0.08% 1.19%
Academy Mortgage Corporation 46, 0.09% 3.76%
Wells Fargo Bank 47, 0.12% 0.59%
The Federal Savings Bank 48, 0.13% 5.61%
Nationstar Mortgage 49, 0.13% 1.19%
Carrington Mortgage Services 50, 0.16% 3.76%
Freedom Mortgage Corporation 51, 0.17% 3.63%
Quicken Loans 52, 0.17% 7.00%
NewDay USA 53, 0.53% 3.37%

* Data is compiled for the Lacey, WA commuting zone area, which comprises of counties of Lewis County, WA, Mason County, WA, and Thurston County, WA. This includes cities/towns/communities of Lacey, WA as well as Olympia, WA, Tumwater, WA, Yelm, WA, Shelton, WA, Centralia, WA, Tenino, WA, Onalaska, WA, Allyn, WA, Napavine, WA, Grand Mound, WA, Belfair, WA, Union, WA, Chehalis, WA, Winlock, WA, Rochester, WA, Rainier, WA, Tanglewilde, WA, Hoodsport, WA, Mossyrock, WA, Toledo, WA, Packwood, WA, Morton, WA, Nisqually Indian Community, WA, and Skokomish, WA. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings for Other Cities

This page ranks the top mortgage lenders in the Lacey, WA area. For mortgage lender rankings of other cities, click here.