Top Mortgage Lenders in the Frederick, MD area

Which mortgage lender in the Frederick, MD area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Frederick, MD area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Frederick, MD area is Patriot FCU, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.21%. This means that Patriot FCU provided a -0.21% lower interest rate for its customers than other lenders in Frederick, MD for a similar set of borrowers. Patriot FCU has a market share of 2.7%. On the other hand, the most popular lender in the market is Quicken Loans, with a market share of 11.5%. Quicken Loans is an average rate lender in this area, with a “Rate Difference” of +0.10% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Frederick, MD area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Frederick, MD is Patriot FCU. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is JPMorgan Chase Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Patriot FCU. The cheapest VA mortgage provider is Navy Federal Credit Union. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Patriot FCU 1, -0.21% 2.71%
Truist Bank 2, -0.15% 2.34%
Suntrust Banks, Inc 3, -0.12% 1.47%
Amerisave Mortgage Corporation 4, -0.12% 0.51%
Bay Capital Mortgage Corporation 5, -0.12% 0.59%
TowneBank 6, -0.10% 1.79%
Citizens Bank 7, -0.10% 0.81%
Sandy Spring Bank 8, -0.10% 0.69%
McLean Mortgage Corporation 9, -0.10% 2.22%
SECU Credit Union 10, -0.09% 0.32%
RoundPoint Mortgage Servicing Corporation 11, -0.09% 0.41%
Bank of America 12, -0.09% 1.00%
Wells Fargo Bank 13, -0.07% 3.13%
JPMorgan Chase Bank 14, -0.07% 0.70%
Prosperity Home Mortgage 15, -0.07% 1.78%
Orrstown Bank 16, -0.07% 1.36%
Corning Federal Credit Union 17, -0.07% 0.45%
Caliber Home Loans Inc 18, -0.07% 1.98%
Pentagon Federal Credit Union 19, -0.07% 0.28%
Severn Bank 20, -0.07% 1.02%
United Bank Va 21, -0.06% 0.35%
Newrez 22, -0.06% 0.80%
M&T Bank 23, -0.06% 1.21%
NBKC Bank 24, -0.06% 0.24%
DHI Mortgage Company Limited 25, -0.06% 0.25%
Home Point Financial Corporation 26, -0.05% 0.96%
Usaa Federal Savings Bank 27, -0.05% 1.48%
Fulton Bank 28, -0.05% 0.59%
George Mason Mortgage 29, -0.05% 2.17%
Northpointe Bank 30, -0.05% 0.37%
Us Bank 31, -0.05% 0.34%
Guaranteed Rate Inc 32, -0.05% 0.23%
Guaranteed Rate Affinity 33, -0.05% 0.31%
LoanDepot 34, -0.04% 1.61%
Northwest Federal Credit Union 35, -0.04% 0.24%
EagleBank 36, -0.04% 0.32%
Potomac Mortgage Group, Inc 37, -0.04% 0.74%
Stearns Lending 38, -0.04% 0.26%
Academy Mortgage Corporation 39, -0.04% 0.25%
Members 1st Federal Credit Union 40, -0.03% 0.22%
Acnb Bank 41, -0.03% 0.32%
Union Home Mortgage Company 42, -0.03% 0.46%
Atlantic Coast Mortgage 43, -0.03% 0.39%
First Savings Mortgage Corporation 44, -0.03% 0.24%
Tidewater Mortgage Services Inc 45, -0.03% 0.49%
Howard Bank 46, -0.03% 0.36%
Cardinal Financial Company LP 47, -0.03% 0.56%
Flagstar Bank 48, -0.03% 0.36%
CBM Mortgage, Inc 49, -0.02% 0.28%
Pennymac Loan Services 50, -0.02% 1.41%
Pnc Bank 51, -0.02% 2.22%
HomeBridge Financial Services, Inc 52, -0.02% 0.59%
Movement Mortgage 53, -0.01% 0.39%
New American Funding 54, -0.01% 0.34%
Homeside Financial 55, -0.00% 0.26%
Apex Home Loans 56, -0.00% 0.71%
Millennium Financial Group Inc 57, -0.00% 0.94%
Embrace Home Loans, Inc 58, -0.00% 2.85%
Fairway Independent Mort Corp 59, 0.00% 0.99%
Freedom Mortgage Corporation 60, 0.01% 0.81%
Lakeview Loan Servicing 61, 0.01% 0.24%
First Home Mortgage 62, 0.01% 2.40%
Finance of America Mortgage 63, 0.01% 0.70%
Fidelity Direct Mortgage 64, 0.02% 0.36%
Agfirst Farm Credit Bank 65, 0.02% 0.27%
JG Wentworth Home Lending 66, 0.03% 0.50%
SWBC Mortgage Corporation 67, 0.03% 0.40%
AnnieMac Home Mortgage 68, 0.03% 0.40%
Residential Mortgage Services 69, 0.04% 1.42%
Eagle Home Mortgage 70, 0.04% 1.78%
Primary Residential Mortgage Inc 71, 0.04% 0.25%
Primelending 72, 0.04% 2.58%
GMH Mortgage Services 73, 0.04% 0.34%
Direct Mortgage Loans 74, 0.05% 0.61%
NFM, Inc 75, 0.05% 1.76%
Atlantic Union Bank 76, 0.05% 0.58%
The Federal Savings Bank 77, 0.05% 0.60%
Planet Home Lending 78, 0.07% 0.48%
Integrity Home Mortgage Corp 79, 0.07% 5.19%
Navy Federal Credit Union 80, 0.08% 2.83%
Carrington Mortgage Services 81, 0.09% 0.96%
Quicken Loans 82, 0.10% 11.55%
Nationstar Mortgage 83, 0.10% 1.13%
Sierra Pacific Mortgage 84, 0.11% 2.11%
NVR Mortgage Finance Inc 85, 0.11% 4.30%
Homespire Mortgage Corporation 86, 0.15% 2.77%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Patriot FCU 1, -0.23% 1.97%
Truist Bank 2, -0.19% 1.72%
Wells Fargo Bank 3, -0.18% 3.01%
Suntrust Banks, Inc 4, -0.15% 1.10%
Pnc Bank 5, -0.14% 1.22%
JPMorgan Chase Bank 6, -0.12% 0.44%
Bay Capital Mortgage Corporation 7, -0.12% 0.72%
Us Bank 8, -0.12% 0.27%
SECU Credit Union 9, -0.11% 0.25%
McLean Mortgage Corporation 10, -0.11% 2.64%
Citizens Bank 11, -0.11% 0.73%
TowneBank 12, -0.11% 1.92%
Caliber Home Loans Inc 13, -0.09% 1.83%
Sandy Spring Bank 14, -0.09% 0.60%
Orrstown Bank 15, -0.08% 1.28%
Bank of America 16, -0.08% 0.87%
Prosperity Home Mortgage 17, -0.08% 2.70%
NBKC Bank 18, -0.07% 0.24%
United Bank Va 19, -0.07% 0.26%
Pennymac Loan Services 20, -0.07% 0.44%
Guaranteed Rate Affinity 21, -0.07% 0.39%
LoanDepot 22, -0.07% 0.37%
M&T Bank 23, -0.06% 0.96%
Severn Bank 24, -0.06% 1.40%
Home Point Financial Corporation 25, -0.06% 0.69%
DHI Mortgage Company Limited 26, -0.06% 0.42%
Members 1st Federal Credit Union 27, -0.06% 0.27%
George Mason Mortgage 28, -0.05% 2.80%
Northpointe Bank 29, -0.05% 0.51%
Stearns Lending 30, -0.05% 0.30%
Northwest Federal Credit Union 31, -0.05% 0.12%
Usaa Federal Savings Bank 32, -0.04% 1.70%
Pentagon Federal Credit Union 33, -0.04% 0.24%
Fulton Bank 34, -0.04% 0.65%
EagleBank 35, -0.04% 0.35%
Academy Mortgage Corporation 36, -0.04% 0.33%
CBM Mortgage, Inc 37, -0.04% 0.41%
HomeBridge Financial Services, Inc 38, -0.03% 0.73%
Atlantic Coast Mortgage 39, -0.03% 0.50%
Union Home Mortgage Company 40, -0.03% 0.59%
Acnb Bank 41, -0.03% 0.30%
Tidewater Mortgage Services Inc 42, -0.03% 0.72%
First Savings Mortgage Corporation 43, -0.02% 0.13%
Howard Bank 44, -0.02% 0.37%
Homeside Financial 45, -0.02% 0.31%
Potomac Mortgage Group, Inc 46, -0.02% 0.86%
The Federal Savings Bank 47, -0.02% 0.25%
Apex Home Loans 48, -0.02% 0.63%
Corning Federal Credit Union 49, -0.02% 0.20%
Freedom Mortgage Corporation 50, -0.02% 0.50%
Movement Mortgage 51, -0.01% 0.49%
Guaranteed Rate Inc 52, -0.01% 0.11%
New American Funding 53, -0.00% 0.25%
Cardinal Financial Company LP 54, -0.00% 0.44%
Newrez 55, -0.00% 0.50%
Fairway Independent Mort Corp 56, 0.00% 1.17%
Amerisave Mortgage Corporation 57, 0.01% 0.05%
Agfirst Farm Credit Bank 58, 0.01% 0.25%
Quicken Loans 59, 0.01% 5.58%
Millennium Financial Group Inc 60, 0.01% 0.93%
Flagstar Bank 61, 0.02% 0.16%
First Home Mortgage 62, 0.02% 3.55%
Embrace Home Loans, Inc 63, 0.02% 3.31%
NFM, Inc 64, 0.03% 1.57%
Finance of America Mortgage 65, 0.04% 0.78%
Eagle Home Mortgage 66, 0.04% 2.92%
Fidelity Direct Mortgage 67, 0.04% 0.42%
JG Wentworth Home Lending 68, 0.04% 0.30%
AnnieMac Home Mortgage 69, 0.04% 0.41%
GMH Mortgage Services 70, 0.05% 0.53%
SWBC Mortgage Corporation 71, 0.05% 0.44%
Primary Residential Mortgage Inc 72, 0.05% 0.37%
Residential Mortgage Services 73, 0.05% 2.04%
Primelending 74, 0.06% 3.42%
Nationstar Mortgage 75, 0.06% 0.55%
Atlantic Union Bank 76, 0.06% 0.80%
Direct Mortgage Loans 77, 0.06% 0.80%
Integrity Home Mortgage Corp 78, 0.08% 7.60%
Planet Home Lending 79, 0.09% 0.63%
NVR Mortgage Finance Inc 80, 0.11% 7.19%
Navy Federal Credit Union 81, 0.11% 3.64%
Sierra Pacific Mortgage 82, 0.13% 2.63%
Carrington Mortgage Services 83, 0.13% 0.45%
Homespire Mortgage Corporation 84, 0.19% 3.52%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Patriot FCU 1, -0.20% 3.81%
Amerisave Mortgage Corporation 2, -0.13% 1.19%
Truist Bank 3, -0.12% 3.26%
Sandy Spring Bank 4, -0.11% 0.83%
Suntrust Banks, Inc 5, -0.10% 2.02%
Bay Capital Mortgage Corporation 6, -0.10% 0.41%
TowneBank 7, -0.10% 1.60%
Newrez 8, -0.10% 1.24%
Pentagon Federal Credit Union 9, -0.10% 0.34%
Citizens Bank 10, -0.10% 0.92%
Corning Federal Credit Union 11, -0.09% 0.82%
Bank of America 12, -0.09% 1.19%
RoundPoint Mortgage Servicing Corporation 13, -0.09% 1.01%
Potomac Mortgage Group, Inc 14, -0.08% 0.57%
SECU Credit Union 15, -0.07% 0.43%
Usaa Federal Savings Bank 16, -0.07% 1.17%
Severn Bank 17, -0.07% 0.46%
Fulton Bank 18, -0.07% 0.51%
Guaranteed Rate Inc 19, -0.07% 0.41%
McLean Mortgage Corporation 20, -0.07% 1.60%
United Bank Va 21, -0.06% 0.48%
First Home Mortgage 22, -0.06% 0.69%
Orrstown Bank 23, -0.06% 1.49%
M&T Bank 24, -0.06% 1.58%
Embrace Home Loans, Inc 25, -0.06% 2.16%
Home Point Financial Corporation 26, -0.05% 1.35%
Residential Mortgage Services 27, -0.05% 0.50%
Cardinal Financial Company LP 28, -0.05% 0.73%
Northpointe Bank 29, -0.05% 0.16%
Navy Federal Credit Union 30, -0.04% 1.63%
JPMorgan Chase Bank 31, -0.04% 1.08%
Northwest Federal Credit Union 32, -0.04% 0.43%
Caliber Home Loans Inc 33, -0.04% 2.22%
LoanDepot 34, -0.04% 3.46%
Flagstar Bank 35, -0.04% 0.67%
George Mason Mortgage 36, -0.04% 1.24%
EagleBank 37, -0.04% 0.28%
NBKC Bank 38, -0.04% 0.23%
Academy Mortgage Corporation 39, -0.04% 0.12%
Acnb Bank 40, -0.04% 0.35%
Finance of America Mortgage 41, -0.03% 0.59%
Union Home Mortgage Company 42, -0.03% 0.28%
First Savings Mortgage Corporation 43, -0.03% 0.39%
Howard Bank 44, -0.03% 0.35%
Eagle Home Mortgage 45, -0.02% 0.09%
Movement Mortgage 46, -0.02% 0.25%
Tidewater Mortgage Services Inc 47, -0.02% 0.14%
Atlantic Coast Mortgage 48, -0.02% 0.21%
Prosperity Home Mortgage 49, -0.02% 0.41%
Primary Residential Mortgage Inc 50, -0.02% 0.07%
Millennium Financial Group Inc 51, -0.02% 0.96%
New American Funding 52, -0.01% 0.48%
NVR Mortgage Finance Inc 53, -0.01% 0.02%
Pennymac Loan Services 54, -0.01% 2.84%
Stearns Lending 55, -0.01% 0.20%
Fairway Independent Mort Corp 56, -0.01% 0.71%
Fidelity Direct Mortgage 57, -0.01% 0.28%
SWBC Mortgage Corporation 58, -0.00% 0.34%
Primelending 59, -0.00% 1.33%
Direct Mortgage Loans 60, 0.00% 0.34%
Planet Home Lending 61, 0.01% 0.25%
Lakeview Loan Servicing 62, 0.01% 0.60%
Homespire Mortgage Corporation 63, 0.01% 1.65%
Atlantic Union Bank 64, 0.01% 0.25%
GMH Mortgage Services 65, 0.01% 0.05%
Integrity Home Mortgage Corp 66, 0.01% 1.61%
Us Bank 67, 0.01% 0.44%
HomeBridge Financial Services, Inc 68, 0.01% 0.39%
Guaranteed Rate Affinity 69, 0.01% 0.20%
Apex Home Loans 70, 0.02% 0.83%
AnnieMac Home Mortgage 71, 0.02% 0.39%
JG Wentworth Home Lending 72, 0.02% 0.80%
Freedom Mortgage Corporation 73, 0.02% 1.26%
Members 1st Federal Credit Union 74, 0.04% 0.14%
Pnc Bank 75, 0.04% 3.71%
Homeside Financial 76, 0.04% 0.20%
Agfirst Farm Credit Bank 77, 0.05% 0.30%
NFM, Inc 78, 0.06% 2.06%
CBM Mortgage, Inc 79, 0.06% 0.09%
Sierra Pacific Mortgage 80, 0.06% 1.35%
Carrington Mortgage Services 81, 0.07% 1.72%
Wells Fargo Bank 82, 0.07% 3.30%
The Federal Savings Bank 83, 0.07% 1.12%
Nationstar Mortgage 84, 0.12% 1.99%
Quicken Loans 85, 0.13% 20.41%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Patriot FCU 1, -0.21% 3.57%
Truist Bank 2, -0.16% 3.38%
Amerisave Mortgage Corporation 3, -0.15% 0.61%
Suntrust Banks, Inc 4, -0.13% 2.06%
RoundPoint Mortgage Servicing Corporation 5, -0.12% 0.41%
Bay Capital Mortgage Corporation 6, -0.12% 0.91%
Citizens Bank 7, -0.11% 1.00%
Sandy Spring Bank 8, -0.11% 0.93%
McLean Mortgage Corporation 9, -0.11% 2.41%
TowneBank 10, -0.10% 1.84%
DHI Mortgage Company Limited 11, -0.10% 0.18%
SECU Credit Union 12, -0.10% 0.47%
Bank of America 13, -0.09% 1.43%
Wells Fargo Bank 14, -0.08% 4.31%
NBKC Bank 15, -0.08% 0.19%
Pentagon Federal Credit Union 16, -0.07% 0.38%
Newrez 17, -0.07% 0.78%
JPMorgan Chase Bank 18, -0.07% 1.05%
Corning Federal Credit Union 19, -0.07% 0.69%
LoanDepot 20, -0.07% 1.55%
United Bank Va 21, -0.07% 0.47%
Prosperity Home Mortgage 22, -0.07% 1.77%
Severn Bank 23, -0.07% 0.92%
Guaranteed Rate Inc 24, -0.07% 0.22%
Guaranteed Rate Affinity 25, -0.07% 0.36%
Orrstown Bank 26, -0.06% 1.78%
M&T Bank 27, -0.06% 1.50%
Atlantic Coast Mortgage 28, -0.06% 0.33%
Union Home Mortgage Company 29, -0.06% 0.23%
Us Bank 30, -0.06% 0.43%
Fulton Bank 31, -0.05% 0.81%
HomeBridge Financial Services, Inc 32, -0.05% 0.35%
Academy Mortgage Corporation 33, -0.05% 0.23%
George Mason Mortgage 34, -0.05% 2.63%
Usaa Federal Savings Bank 35, -0.05% 0.66%
Cardinal Financial Company LP 36, -0.05% 0.44%
Northwest Federal Credit Union 37, -0.05% 0.33%
Stearns Lending 38, -0.05% 0.14%
Potomac Mortgage Group, Inc 39, -0.04% 0.94%
EagleBank 40, -0.04% 0.32%
Tidewater Mortgage Services Inc 41, -0.04% 0.33%
Caliber Home Loans Inc 42, -0.03% 1.50%
Acnb Bank 43, -0.03% 0.49%
First Savings Mortgage Corporation 44, -0.03% 0.34%
Freedom Mortgage Corporation 45, -0.03% 0.50%
Howard Bank 46, -0.03% 0.32%
Members 1st Federal Credit Union 47, -0.02% 0.25%
Fairway Independent Mort Corp 48, -0.02% 0.88%
Movement Mortgage 49, -0.02% 0.31%
Finance of America Mortgage 50, -0.02% 0.53%
Flagstar Bank 51, -0.01% 0.34%
Pnc Bank 52, -0.01% 3.06%
The Federal Savings Bank 53, -0.00% 0.19%
CBM Mortgage, Inc 54, -0.00% 0.19%
Homeside Financial 55, -0.00% 0.23%
New American Funding 56, 0.00% 0.21%
Carrington Mortgage Services 57, 0.00% 0.14%
Home Point Financial Corporation 58, 0.00% 0.58%
Pennymac Loan Services 59, 0.00% 0.90%
Embrace Home Loans, Inc 60, 0.00% 2.46%
Residential Mortgage Services 61, 0.01% 1.15%
Northpointe Bank 62, 0.01% 0.30%
Primary Residential Mortgage Inc 63, 0.01% 0.22%
Apex Home Loans 64, 0.01% 0.82%
Fidelity Direct Mortgage 65, 0.02% 0.36%
Lakeview Loan Servicing 66, 0.02% 0.04%
Millennium Financial Group Inc 67, 0.02% 1.05%
Direct Mortgage Loans 68, 0.02% 0.61%
Agfirst Farm Credit Bank 69, 0.02% 0.42%
JG Wentworth Home Lending 70, 0.02% 0.50%
First Home Mortgage 71, 0.03% 2.02%
Planet Home Lending 72, 0.03% 0.20%
Eagle Home Mortgage 73, 0.04% 1.77%
SWBC Mortgage Corporation 74, 0.04% 0.45%
AnnieMac Home Mortgage 75, 0.06% 0.35%
Primelending 76, 0.06% 2.68%
GMH Mortgage Services 77, 0.07% 0.27%
NFM, Inc 78, 0.08% 1.43%
Integrity Home Mortgage Corp 79, 0.08% 3.32%
Atlantic Union Bank 80, 0.08% 0.42%
NVR Mortgage Finance Inc 81, 0.10% 4.87%
Homespire Mortgage Corporation 82, 0.11% 2.04%
Quicken Loans 83, 0.12% 12.97%
Sierra Pacific Mortgage 84, 0.15% 1.91%
Nationstar Mortgage 85, 0.15% 0.57%
Navy Federal Credit Union 86, 0.34% 2.47%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Patriot FCU 1, -0.21% 2.37%
Truist Bank 2, -0.20% 2.53%
Wells Fargo Bank 3, -0.20% 4.24%
Suntrust Banks, Inc 4, -0.17% 1.59%
Us Bank 5, -0.15% 0.34%
Pnc Bank 6, -0.14% 1.53%
Citizens Bank 7, -0.12% 0.90%
JPMorgan Chase Bank 8, -0.12% 0.72%
McLean Mortgage Corporation 9, -0.12% 2.90%
SECU Credit Union 10, -0.12% 0.40%
Bay Capital Mortgage Corporation 11, -0.12% 1.19%
Sandy Spring Bank 12, -0.11% 0.78%
Guaranteed Rate Affinity 13, -0.10% 0.46%
DHI Mortgage Company Limited 14, -0.10% 0.32%
NBKC Bank 15, -0.09% 0.22%
LoanDepot 16, -0.09% 0.38%
TowneBank 17, -0.09% 2.03%
Bank of America 18, -0.08% 1.29%
United Bank Va 19, -0.08% 0.36%
Atlantic Coast Mortgage 20, -0.08% 0.40%
Prosperity Home Mortgage 21, -0.07% 2.90%
Union Home Mortgage Company 22, -0.07% 0.28%
Orrstown Bank 23, -0.07% 1.61%
Caliber Home Loans Inc 24, -0.07% 1.65%
M&T Bank 25, -0.06% 1.21%
Severn Bank 26, -0.06% 1.39%
Stearns Lending 27, -0.06% 0.18%
Academy Mortgage Corporation 28, -0.06% 0.30%
Northwest Federal Credit Union 29, -0.05% 0.16%
HomeBridge Financial Services, Inc 30, -0.05% 0.62%
George Mason Mortgage 31, -0.05% 3.48%
Members 1st Federal Credit Union 32, -0.05% 0.32%
Pentagon Federal Credit Union 33, -0.05% 0.34%
Usaa Federal Savings Bank 34, -0.04% 0.90%
Fulton Bank 35, -0.04% 0.92%
Tidewater Mortgage Services Inc 36, -0.04% 0.46%
Home Point Financial Corporation 37, -0.04% 0.48%
EagleBank 38, -0.04% 0.30%
Freedom Mortgage Corporation 39, -0.04% 0.28%
Howard Bank 40, -0.03% 0.28%
Acnb Bank 41, -0.03% 0.50%
Fairway Independent Mort Corp 42, -0.03% 1.11%
CBM Mortgage, Inc 43, -0.03% 0.24%
Pennymac Loan Services 44, -0.02% 0.38%
First Savings Mortgage Corporation 45, -0.02% 0.22%
Potomac Mortgage Group, Inc 46, -0.02% 1.11%
Amerisave Mortgage Corporation 47, -0.02% 0.04%
Movement Mortgage 48, -0.02% 0.46%
Homeside Financial 49, -0.02% 0.30%
Corning Federal Credit Union 50, -0.02% 0.34%
Guaranteed Rate Inc 51, -0.01% 0.08%
Cardinal Financial Company LP 52, -0.01% 0.24%
JG Wentworth Home Lending 53, -0.00% 0.22%
Quicken Loans 54, -0.00% 6.25%
Apex Home Loans 55, 0.00% 0.68%
The Federal Savings Bank 56, 0.00% 0.22%
Nationstar Mortgage 57, 0.00% 0.14%
Agfirst Farm Credit Bank 58, 0.01% 0.42%
Finance of America Mortgage 59, 0.01% 0.56%
Newrez 60, 0.02% 0.46%
Primary Residential Mortgage Inc 61, 0.02% 0.32%
New American Funding 62, 0.02% 0.18%
Residential Mortgage Services 63, 0.03% 1.65%
Carrington Mortgage Services 64, 0.03% 0.02%
Northpointe Bank 65, 0.03% 0.40%
Flagstar Bank 66, 0.03% 0.18%
Fidelity Direct Mortgage 67, 0.03% 0.42%
Direct Mortgage Loans 68, 0.03% 0.78%
Planet Home Lending 69, 0.04% 0.26%
NFM, Inc 70, 0.04% 1.43%
Embrace Home Loans, Inc 71, 0.04% 2.87%
Eagle Home Mortgage 72, 0.04% 3.14%
First Home Mortgage 73, 0.05% 2.98%
Millennium Financial Group Inc 74, 0.06% 1.01%
SWBC Mortgage Corporation 75, 0.06% 0.56%
AnnieMac Home Mortgage 76, 0.08% 0.34%
GMH Mortgage Services 77, 0.08% 0.46%
Primelending 78, 0.09% 3.58%
Integrity Home Mortgage Corp 79, 0.10% 4.89%
NVR Mortgage Finance Inc 80, 0.10% 8.81%
Atlantic Union Bank 81, 0.11% 0.58%
Homespire Mortgage Corporation 82, 0.16% 2.57%
Sierra Pacific Mortgage 83, 0.18% 2.35%
Navy Federal Credit Union 84, 0.46% 3.30%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Patriot FCU 1, -0.21% 5.04%
Amerisave Mortgage Corporation 2, -0.16% 1.32%
Truist Bank 3, -0.12% 4.43%
TowneBank 4, -0.12% 1.61%
RoundPoint Mortgage Servicing Corporation 5, -0.12% 0.91%
Newrez 6, -0.12% 1.17%
Suntrust Banks, Inc 7, -0.11% 2.64%
Sandy Spring Bank 8, -0.11% 1.13%
Citizens Bank 9, -0.10% 1.13%
Bay Capital Mortgage Corporation 10, -0.10% 0.56%
Pentagon Federal Credit Union 11, -0.10% 0.44%
Severn Bank 12, -0.10% 0.34%
Bank of America 13, -0.09% 1.59%
Corning Federal Credit Union 14, -0.09% 1.13%
Potomac Mortgage Group, Inc 15, -0.09% 0.73%
Guaranteed Rate Inc 16, -0.08% 0.39%
McLean Mortgage Corporation 17, -0.08% 1.81%
SECU Credit Union 18, -0.08% 0.56%
Fulton Bank 19, -0.07% 0.69%
LoanDepot 20, -0.07% 2.99%
Cardinal Financial Company LP 21, -0.07% 0.69%
First Home Mortgage 22, -0.06% 0.83%
Residential Mortgage Services 23, -0.06% 0.54%
United Bank Va 24, -0.06% 0.61%
M&T Bank 25, -0.06% 1.86%
Embrace Home Loans, Inc 26, -0.06% 1.96%
Orrstown Bank 27, -0.06% 1.98%
Northpointe Bank 28, -0.05% 0.17%
Usaa Federal Savings Bank 29, -0.05% 0.37%
Finance of America Mortgage 30, -0.05% 0.49%
NBKC Bank 31, -0.05% 0.15%
Northwest Federal Credit Union 32, -0.05% 0.54%
Academy Mortgage Corporation 33, -0.04% 0.15%
George Mason Mortgage 34, -0.04% 1.59%
JPMorgan Chase Bank 35, -0.04% 1.47%
EagleBank 36, -0.04% 0.34%
Acnb Bank 37, -0.04% 0.49%
First Savings Mortgage Corporation 38, -0.04% 0.49%
Union Home Mortgage Company 39, -0.04% 0.17%
Flagstar Bank 40, -0.03% 0.54%
Eagle Home Mortgage 41, -0.03% 0.07%
Howard Bank 42, -0.03% 0.37%
Freedom Mortgage Corporation 43, -0.03% 0.78%
Tidewater Mortgage Services Inc 44, -0.02% 0.17%
Atlantic Coast Mortgage 45, -0.02% 0.24%
Prosperity Home Mortgage 46, -0.02% 0.37%
Movement Mortgage 47, -0.02% 0.12%
Primary Residential Mortgage Inc 48, -0.02% 0.10%
Millennium Financial Group Inc 49, -0.02% 1.10%
Navy Federal Credit Union 50, -0.02% 1.44%
New American Funding 51, -0.02% 0.24%
The Federal Savings Bank 52, -0.02% 0.15%
NVR Mortgage Finance Inc 53, -0.01% 0.02%
Stearns Lending 54, -0.01% 0.10%
Fairway Independent Mort Corp 55, -0.01% 0.59%
Homespire Mortgage Corporation 56, -0.01% 1.39%
Fidelity Direct Mortgage 57, -0.01% 0.29%
SWBC Mortgage Corporation 58, -0.01% 0.32%
Carrington Mortgage Services 59, -0.00% 0.29%
Primelending 60, -0.00% 1.57%
Direct Mortgage Loans 61, -0.00% 0.42%
HomeBridge Financial Services, Inc 62, 0.00% 0.02%
Pennymac Loan Services 63, 0.01% 1.54%
GMH Mortgage Services 64, 0.01% 0.05%
Atlantic Union Bank 65, 0.01% 0.22%
Us Bank 66, 0.01% 0.54%
Guaranteed Rate Affinity 67, 0.02% 0.24%
Lakeview Loan Servicing 68, 0.02% 0.10%
Apex Home Loans 69, 0.02% 1.00%
Caliber Home Loans Inc 70, 0.02% 1.32%
Planet Home Lending 71, 0.02% 0.12%
Integrity Home Mortgage Corp 72, 0.03% 1.39%
JG Wentworth Home Lending 73, 0.03% 0.86%
AnnieMac Home Mortgage 74, 0.03% 0.37%
Home Point Financial Corporation 75, 0.03% 0.71%
Pnc Bank 76, 0.04% 4.94%
Members 1st Federal Credit Union 77, 0.04% 0.17%
Homeside Financial 78, 0.04% 0.15%
Agfirst Farm Credit Bank 79, 0.05% 0.42%
CBM Mortgage, Inc 80, 0.06% 0.12%
Wells Fargo Bank 81, 0.07% 4.40%
Sierra Pacific Mortgage 82, 0.07% 1.37%
NFM, Inc 83, 0.13% 1.42%
Quicken Loans 84, 0.16% 21.24%
Nationstar Mortgage 85, 0.17% 1.10%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Patriot FCU 1, -0.35% 1.19%
Pnc Bank 2, -0.16% 0.70%
Orrstown Bank 3, -0.16% 0.56%
TowneBank 4, -0.15% 1.79%
Caliber Home Loans Inc 5, -0.13% 2.85%
Northpointe Bank 6, -0.13% 0.76%
Prosperity Home Mortgage 7, -0.12% 1.59%
Home Point Financial Corporation 8, -0.11% 2.02%
McLean Mortgage Corporation 9, -0.11% 1.95%
Bank of America 10, -0.10% 0.20%
Millennium Financial Group Inc 11, -0.10% 0.89%
Severn Bank 12, -0.09% 1.56%
Navy Federal Credit Union 13, -0.09% 0.33%
George Mason Mortgage 14, -0.08% 1.29%
Members 1st Federal Credit Union 15, -0.07% 0.23%
Citizens Bank 16, -0.07% 0.50%
M&T Bank 17, -0.07% 0.83%
CBM Mortgage, Inc 18, -0.07% 0.60%
Apex Home Loans 19, -0.06% 0.66%
Stearns Lending 20, -0.06% 0.46%
EagleBank 21, -0.06% 0.40%
Suntrust Banks, Inc 22, -0.06% 0.23%
Newrez 23, -0.06% 0.99%
Truist Bank 24, -0.05% 0.20%
Us Bank 25, -0.05% 0.10%
Fulton Bank 26, -0.05% 0.26%
DHI Mortgage Company Limited 27, -0.05% 0.33%
Quicken Loans 28, -0.04% 9.33%
The Federal Savings Bank 29, -0.04% 0.46%
RoundPoint Mortgage Servicing Corporation 30, -0.04% 0.33%
Tidewater Mortgage Services Inc 31, -0.04% 0.89%
Pennymac Loan Services 32, -0.04% 1.66%
NBKC Bank 33, -0.04% 0.10%
Potomac Mortgage Group, Inc 34, -0.03% 0.36%
New American Funding 35, -0.03% 0.63%
Union Home Mortgage Company 36, -0.03% 1.09%
Guaranteed Rate Inc 37, -0.03% 0.30%
United Bank Va 38, -0.03% 0.03%
Sandy Spring Bank 39, -0.03% 0.26%
Academy Mortgage Corporation 40, -0.03% 0.30%
Embrace Home Loans, Inc 41, -0.02% 3.77%
First Home Mortgage 42, -0.02% 3.81%
Amerisave Mortgage Corporation 43, -0.02% 0.30%
Homeside Financial 44, -0.02% 0.50%
Howard Bank 45, -0.01% 0.46%
SWBC Mortgage Corporation 46, -0.01% 0.26%
Wells Fargo Bank 47, -0.01% 0.13%
Movement Mortgage 48, -0.01% 0.60%
SECU Credit Union 49, -0.01% 0.03%
AnnieMac Home Mortgage 50, -0.01% 0.50%
HomeBridge Financial Services, Inc 51, -0.00% 1.13%
Primelending 52, -0.00% 2.38%
Flagstar Bank 53, -0.00% 0.10%
Cardinal Financial Company LP 54, -0.00% 0.89%
Freedom Mortgage Corporation 55, -0.00% 1.26%
GMH Mortgage Services 56, -0.00% 0.53%
Atlantic Coast Mortgage 57, 0.00% 0.63%
NFM, Inc 58, 0.00% 2.88%
JG Wentworth Home Lending 59, 0.00% 0.23%
Atlantic Union Bank 60, 0.01% 1.16%
Guaranteed Rate Affinity 61, 0.01% 0.23%
Lakeview Loan Servicing 62, 0.03% 0.56%
Fairway Independent Mort Corp 63, 0.04% 0.96%
Fidelity Direct Mortgage 64, 0.04% 0.46%
Finance of America Mortgage 65, 0.05% 1.16%
Sierra Pacific Mortgage 66, 0.05% 2.88%
Integrity Home Mortgage Corp 67, 0.05% 10.29%
Eagle Home Mortgage 68, 0.06% 1.95%
Carrington Mortgage Services 69, 0.07% 2.68%
Nationstar Mortgage 70, 0.07% 2.81%
Planet Home Lending 71, 0.08% 1.03%
LoanDepot 72, 0.08% 1.42%
Direct Mortgage Loans 73, 0.09% 0.89%
Primary Residential Mortgage Inc 74, 0.09% 0.40%
Residential Mortgage Services 75, 0.12% 2.02%
NVR Mortgage Finance Inc 76, 0.15% 4.17%
Homespire Mortgage Corporation 77, 0.20% 5.30%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Patriot FCU 1, -0.36% 1.56%
Pnc Bank 2, -0.21% 0.71%
TowneBank 3, -0.20% 1.78%
Orrstown Bank 4, -0.17% 0.71%
Pennymac Loan Services 5, -0.17% 0.58%
Caliber Home Loans Inc 6, -0.16% 2.18%
Northpointe Bank 7, -0.14% 0.98%
Prosperity Home Mortgage 8, -0.13% 2.05%
McLean Mortgage Corporation 9, -0.12% 2.41%
Millennium Financial Group Inc 10, -0.12% 0.98%
Home Point Financial Corporation 11, -0.11% 1.29%
Severn Bank 12, -0.11% 1.69%
Bank of America 13, -0.10% 0.27%
Navy Federal Credit Union 14, -0.10% 0.45%
George Mason Mortgage 15, -0.09% 1.74%
M&T Bank 16, -0.09% 0.71%
Members 1st Federal Credit Union 17, -0.09% 0.27%
Citizens Bank 18, -0.08% 0.49%
Apex Home Loans 19, -0.08% 0.71%
CBM Mortgage, Inc 20, -0.07% 0.80%
Suntrust Banks, Inc 21, -0.07% 0.22%
Stearns Lending 22, -0.07% 0.53%
EagleBank 23, -0.06% 0.53%
Truist Bank 24, -0.06% 0.27%
Fulton Bank 25, -0.06% 0.31%
LoanDepot 26, -0.06% 0.40%
The Federal Savings Bank 27, -0.06% 0.45%
Us Bank 28, -0.05% 0.13%
DHI Mortgage Company Limited 29, -0.05% 0.45%
Homeside Financial 30, -0.05% 0.45%
Tidewater Mortgage Services Inc 31, -0.04% 1.20%
Potomac Mortgage Group, Inc 32, -0.04% 0.49%
New American Funding 33, -0.04% 0.45%
Newrez 34, -0.04% 0.62%
Union Home Mortgage Company 35, -0.03% 1.16%
SWBC Mortgage Corporation 36, -0.03% 0.13%
United Bank Va 37, -0.03% 0.04%
Sandy Spring Bank 38, -0.03% 0.36%
Academy Mortgage Corporation 39, -0.03% 0.40%
Quicken Loans 40, -0.03% 4.72%
First Home Mortgage 41, -0.03% 4.99%
HomeBridge Financial Services, Inc 42, -0.03% 1.02%
NBKC Bank 43, -0.03% 0.04%
Freedom Mortgage Corporation 44, -0.03% 0.94%
Embrace Home Loans, Inc 45, -0.02% 4.14%
SECU Credit Union 46, -0.02% 0.04%
Wells Fargo Bank 47, -0.01% 0.13%
Flagstar Bank 48, -0.01% 0.09%
Guaranteed Rate Inc 49, -0.01% 0.18%
Howard Bank 50, -0.01% 0.49%
Primelending 51, -0.01% 3.03%
AnnieMac Home Mortgage 52, -0.01% 0.45%
GMH Mortgage Services 53, -0.01% 0.71%
Atlantic Coast Mortgage 54, -0.00% 0.80%
Cardinal Financial Company LP 55, -0.00% 0.85%
Movement Mortgage 56, -0.00% 0.49%
Guaranteed Rate Affinity 57, 0.01% 0.31%
Atlantic Union Bank 58, 0.01% 1.43%
JG Wentworth Home Lending 59, 0.01% 0.22%
Amerisave Mortgage Corporation 60, 0.01% 0.09%
NFM, Inc 61, 0.02% 2.23%
Fairway Independent Mort Corp 62, 0.05% 1.07%
Sierra Pacific Mortgage 63, 0.05% 3.39%
Nationstar Mortgage 64, 0.05% 1.38%
Integrity Home Mortgage Corp 65, 0.05% 12.97%
Fidelity Direct Mortgage 66, 0.05% 0.49%
Finance of America Mortgage 67, 0.05% 1.25%
Eagle Home Mortgage 68, 0.06% 2.63%
Direct Mortgage Loans 69, 0.09% 1.16%
Primary Residential Mortgage Inc 70, 0.09% 0.53%
Planet Home Lending 71, 0.09% 1.20%
Carrington Mortgage Services 72, 0.09% 1.20%
Residential Mortgage Services 73, 0.12% 2.54%
NVR Mortgage Finance Inc 74, 0.15% 5.61%
Homespire Mortgage Corporation 75, 0.22% 6.19%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Home Point Financial Corporation 1, -0.10% 4.12%
Caliber Home Loans Inc 2, -0.08% 4.76%
Newrez 3, -0.06% 2.06%
Embrace Home Loans, Inc 4, -0.06% 2.70%
Severn Bank 5, -0.04% 1.16%
Quicken Loans 6, -0.04% 22.65%
Howard Bank 7, -0.04% 0.39%
Citizens Bank 8, -0.04% 0.51%
Pnc Bank 9, -0.03% 0.64%
Guaranteed Rate Inc 10, -0.03% 0.64%
TowneBank 11, -0.03% 1.80%
M&T Bank 12, -0.03% 1.16%
NBKC Bank 13, -0.03% 0.26%
Union Home Mortgage Company 14, -0.02% 0.90%
RoundPoint Mortgage Servicing Corporation 15, -0.02% 1.29%
Stearns Lending 16, -0.02% 0.26%
Prosperity Home Mortgage 17, -0.02% 0.26%
Movement Mortgage 18, -0.02% 0.90%
Amerisave Mortgage Corporation 19, -0.02% 0.90%
Patriot FCU 20, -0.02% 0.13%
Suntrust Banks, Inc 21, -0.02% 0.26%
AnnieMac Home Mortgage 22, -0.02% 0.64%
Integrity Home Mortgage Corp 23, -0.01% 2.57%
JG Wentworth Home Lending 24, -0.01% 0.26%
Wells Fargo Bank 25, -0.01% 0.13%
New American Funding 26, -0.01% 1.16%
First Home Mortgage 27, -0.01% 0.39%
Millennium Financial Group Inc 28, -0.01% 0.64%
NFM, Inc 29, -0.01% 4.76%
Orrstown Bank 30, -0.01% 0.13%
Apex Home Loans 31, -0.01% 0.51%
Atlantic Coast Mortgage 32, -0.01% 0.13%
Northpointe Bank 33, -0.00% 0.13%
Primelending 34, -0.00% 0.51%
Members 1st Federal Credit Union 35, 0.00% 0.13%
Cardinal Financial Company LP 36, 0.00% 1.03%
The Federal Savings Bank 37, 0.00% 0.51%
Atlantic Union Bank 38, 0.00% 0.39%
Fidelity Direct Mortgage 39, 0.00% 0.39%
Finance of America Mortgage 40, 0.01% 0.90%
Direct Mortgage Loans 41, 0.01% 0.13%
SWBC Mortgage Corporation 42, 0.01% 0.64%
Fulton Bank 43, 0.01% 0.13%
McLean Mortgage Corporation 44, 0.01% 0.64%
Residential Mortgage Services 45, 0.02% 0.51%
Fairway Independent Mort Corp 46, 0.02% 0.64%
Pennymac Loan Services 47, 0.02% 4.76%
Flagstar Bank 48, 0.02% 0.13%
Planet Home Lending 49, 0.02% 0.51%
Freedom Mortgage Corporation 50, 0.04% 2.19%
HomeBridge Financial Services, Inc 51, 0.05% 1.42%
Lakeview Loan Servicing 52, 0.05% 2.19%
Homespire Mortgage Corporation 53, 0.05% 2.70%
Homeside Financial 54, 0.05% 0.64%
Sierra Pacific Mortgage 55, 0.06% 1.42%
Carrington Mortgage Services 56, 0.07% 6.95%
Nationstar Mortgage 57, 0.09% 6.95%
LoanDepot 58, 0.13% 4.38%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
JPMorgan Chase Bank 1, -0.01% 2.70%
Suntrust Banks, Inc 2, -0.01% 8.11%
Northwest Federal Credit Union 3, -0.00% 2.70%
Residential Mortgage Services 4, -0.00% 2.70%
Wells Fargo Bank 5, -0.00% 13.51%
Truist Bank 6, -0.00% 2.70%
McLean Mortgage Corporation 7, -0.00% 10.81%
SECU Credit Union 8, -0.00% 2.70%
Bank of America 9, 0.00% 8.11%
United Bank Va 10, 0.00% 5.41%
Prosperity Home Mortgage 11, 0.00% 2.70%
Pnc Bank 12, 0.00% 5.41%
Us Bank 13, 0.00% 5.41%
George Mason Mortgage 14, 0.00% 2.70%
SWBC Mortgage Corporation 15, 0.00% 2.70%
Navy Federal Credit Union 16, 0.00% 5.41%
Embrace Home Loans, Inc 17, 0.01% 2.70%
Citizens Bank 18, 0.01% 2.70%
Potomac Mortgage Group, Inc 19, 0.01% 2.70%
M&T Bank 20, 0.01% 5.41%
Orrstown Bank 21, 0.01% 2.70%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Suntrust Banks, Inc 1, -0.01% 13.04%
Wells Fargo Bank 2, -0.01% 13.04%
Northwest Federal Credit Union 3, -0.00% 4.35%
Residential Mortgage Services 4, -0.00% 4.35%
Truist Bank 5, -0.00% 4.35%
McLean Mortgage Corporation 6, -0.00% 17.39%
Bank of America 7, 0.00% 4.35%
United Bank Va 8, 0.00% 4.35%
SWBC Mortgage Corporation 9, 0.00% 4.35%
Us Bank 10, 0.00% 4.35%
Navy Federal Credit Union 11, 0.01% 8.70%
Pnc Bank 12, 0.01% 4.35%
Embrace Home Loans, Inc 13, 0.01% 4.35%
Potomac Mortgage Group, Inc 14, 0.01% 4.35%
M&T Bank 15, 0.01% 4.35%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
JPMorgan Chase Bank 1, -0.02% 7.14%
SECU Credit Union 2, -0.00% 7.14%
Pnc Bank 3, -0.00% 7.14%
Bank of America 4, -0.00% 14.29%
United Bank Va 5, 0.00% 7.14%
Us Bank 6, 0.00% 7.14%
M&T Bank 7, 0.00% 7.14%
Prosperity Home Mortgage 8, 0.00% 7.14%
Wells Fargo Bank 9, 0.00% 14.29%
George Mason Mortgage 10, 0.00% 7.14%
Citizens Bank 11, 0.00% 7.14%
Orrstown Bank 12, 0.01% 7.14%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.26% 8.71%
Patriot FCU 2, -0.10% 1.03%
LoanDepot 3, -0.07% 2.29%
Caliber Home Loans Inc 4, -0.07% 2.99%
Orrstown Bank 5, -0.06% 0.60%
Home Point Financial Corporation 6, -0.05% 1.09%
Howard Bank 7, -0.05% 0.44%
Pnc Bank 8, -0.05% 0.49%
Flagstar Bank 9, -0.04% 0.92%
Usaa Federal Savings Bank 10, -0.04% 8.05%
TowneBank 11, -0.04% 1.58%
Pennymac Loan Services 12, -0.04% 3.54%
Wells Fargo Bank 13, -0.03% 1.96%
NBKC Bank 14, -0.03% 0.71%
Lakeview Loan Servicing 15, -0.02% 0.71%
Residential Mortgage Services 16, -0.02% 1.74%
Eagle Home Mortgage 17, -0.02% 1.58%
Prosperity Home Mortgage 18, -0.02% 2.12%
Citizens Bank 19, -0.02% 0.33%
Cardinal Financial Company LP 20, -0.02% 0.60%
RoundPoint Mortgage Servicing Corporation 21, -0.02% 0.54%
United Bank Va 22, -0.01% 0.16%
Pentagon Federal Credit Union 23, -0.01% 0.22%
Movement Mortgage 24, -0.01% 0.49%
Truist Bank 25, -0.01% 0.71%
Northpointe Bank 26, -0.00% 0.11%
Members 1st Federal Credit Union 27, -0.00% 0.05%
Guaranteed Rate Inc 28, -0.00% 0.16%
Academy Mortgage Corporation 29, -0.00% 0.27%
Amerisave Mortgage Corporation 30, -0.00% 0.33%
EagleBank 31, -0.00% 0.22%
M&T Bank 32, -0.00% 0.27%
Potomac Mortgage Group, Inc 33, -0.00% 0.33%
Union Home Mortgage Company 34, -0.00% 0.60%
Guaranteed Rate Affinity 35, -0.00% 0.22%
Stearns Lending 36, 0.00% 0.49%
Sandy Spring Bank 37, 0.00% 0.22%
George Mason Mortgage 38, 0.00% 1.31%
HomeBridge Financial Services, Inc 39, 0.00% 0.92%
Northwest Federal Credit Union 40, 0.00% 0.16%
Suntrust Banks, Inc 41, 0.00% 0.44%
Newrez 42, 0.00% 0.60%
Primelending 43, 0.00% 2.45%
Us Bank 44, 0.01% 0.22%
DHI Mortgage Company Limited 45, 0.01% 0.49%
Fidelity Direct Mortgage 46, 0.01% 0.22%
Bank of America 47, 0.01% 0.05%
McLean Mortgage Corporation 48, 0.01% 1.52%
AnnieMac Home Mortgage 49, 0.01% 0.49%
Direct Mortgage Loans 50, 0.01% 0.16%
New American Funding 51, 0.01% 0.54%
JPMorgan Chase Bank 52, 0.01% 0.05%
Apex Home Loans 53, 0.01% 0.27%
Finance of America Mortgage 54, 0.01% 0.82%
Homeside Financial 55, 0.01% 0.05%
Tidewater Mortgage Services Inc 56, 0.01% 0.60%
Fulton Bank 57, 0.02% 0.05%
NFM, Inc 58, 0.02% 1.63%
Embrace Home Loans, Inc 59, 0.02% 3.26%
First Savings Mortgage Corporation 60, 0.03% 0.11%
Atlantic Coast Mortgage 61, 0.03% 0.27%
Fairway Independent Mort Corp 62, 0.03% 1.58%
Millennium Financial Group Inc 63, 0.03% 0.49%
Primary Residential Mortgage Inc 64, 0.03% 0.16%
Severn Bank 65, 0.03% 0.65%
Atlantic Union Bank 66, 0.03% 0.44%
SWBC Mortgage Corporation 67, 0.03% 0.33%
First Home Mortgage 68, 0.04% 2.01%
GMH Mortgage Services 69, 0.04% 0.33%
CBM Mortgage, Inc 70, 0.05% 0.22%
JG Wentworth Home Lending 71, 0.05% 0.92%
Sierra Pacific Mortgage 72, 0.05% 1.90%
Freedom Mortgage Corporation 73, 0.08% 1.58%
Integrity Home Mortgage Corp 74, 0.08% 6.15%
Planet Home Lending 75, 0.08% 0.98%
NVR Mortgage Finance Inc 76, 0.09% 1.80%
The Federal Savings Bank 77, 0.10% 2.88%
Nationstar Mortgage 78, 0.11% 1.14%
Homespire Mortgage Corporation 79, 0.12% 2.29%
Carrington Mortgage Services 80, 0.15% 2.23%
Quicken Loans 81, 0.15% 8.38%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.30% 11.79%
Patriot FCU 2, -0.08% 1.02%
Orrstown Bank 3, -0.05% 0.93%
Caliber Home Loans Inc 4, -0.05% 1.95%
Howard Bank 5, -0.04% 0.56%
Pnc Bank 6, -0.04% 0.74%
NBKC Bank 7, -0.03% 0.74%
TowneBank 8, -0.03% 1.76%
Wells Fargo Bank 9, -0.03% 3.06%
Usaa Federal Savings Bank 10, -0.02% 9.01%
Residential Mortgage Services 11, -0.01% 2.79%
Cardinal Financial Company LP 12, -0.01% 0.56%
Eagle Home Mortgage 13, -0.01% 2.51%
Prosperity Home Mortgage 14, -0.01% 3.16%
Citizens Bank 15, -0.01% 0.46%
Truist Bank 16, -0.00% 0.93%
Flagstar Bank 17, -0.00% 0.19%
United Bank Va 18, -0.00% 0.19%
Suntrust Banks, Inc 19, -0.00% 0.37%
Pentagon Federal Credit Union 20, 0.00% 0.28%
Movement Mortgage 21, 0.00% 0.65%
Pennymac Loan Services 22, 0.00% 0.46%
Stearns Lending 23, 0.01% 0.37%
Academy Mortgage Corporation 24, 0.01% 0.37%
Potomac Mortgage Group, Inc 25, 0.01% 0.37%
Members 1st Federal Credit Union 26, 0.01% 0.09%
Guaranteed Rate Affinity 27, 0.01% 0.28%
Northpointe Bank 28, 0.01% 0.09%
Northwest Federal Credit Union 29, 0.01% 0.09%
Newrez 30, 0.01% 0.46%
Direct Mortgage Loans 31, 0.01% 0.19%
George Mason Mortgage 32, 0.02% 1.86%
Union Home Mortgage Company 33, 0.02% 0.84%
M&T Bank 34, 0.02% 0.19%
Fidelity Direct Mortgage 35, 0.02% 0.28%
Sandy Spring Bank 36, 0.02% 0.28%
Primelending 37, 0.02% 3.53%
Guaranteed Rate Inc 38, 0.02% 0.09%
LoanDepot 39, 0.02% 0.28%
DHI Mortgage Company Limited 40, 0.02% 0.84%
EagleBank 41, 0.02% 0.19%
Us Bank 42, 0.02% 0.19%
Bank of America 43, 0.02% 0.09%
AnnieMac Home Mortgage 44, 0.02% 0.65%
JPMorgan Chase Bank 45, 0.02% 0.09%
HomeBridge Financial Services, Inc 46, 0.02% 0.65%
McLean Mortgage Corporation 47, 0.03% 1.58%
Apex Home Loans 48, 0.03% 0.28%
Finance of America Mortgage 49, 0.03% 0.84%
Homeside Financial 50, 0.03% 0.09%
Fulton Bank 51, 0.03% 0.09%
Tidewater Mortgage Services Inc 52, 0.03% 0.93%
New American Funding 53, 0.03% 0.19%
Freedom Mortgage Corporation 54, 0.04% 0.65%
Home Point Financial Corporation 55, 0.04% 0.46%
Primary Residential Mortgage Inc 56, 0.05% 0.28%
Atlantic Coast Mortgage 57, 0.05% 0.37%
Atlantic Union Bank 58, 0.05% 0.56%
NFM, Inc 59, 0.05% 0.84%
Fairway Independent Mort Corp 60, 0.05% 1.67%
First Home Mortgage 61, 0.05% 3.25%
SWBC Mortgage Corporation 62, 0.05% 0.46%
GMH Mortgage Services 63, 0.06% 0.46%
Severn Bank 64, 0.06% 0.84%
Embrace Home Loans, Inc 65, 0.06% 3.62%
CBM Mortgage, Inc 66, 0.06% 0.37%
Millennium Financial Group Inc 67, 0.07% 0.46%
Sierra Pacific Mortgage 68, 0.08% 2.41%
Nationstar Mortgage 69, 0.10% 0.74%
NVR Mortgage Finance Inc 70, 0.11% 3.06%
Integrity Home Mortgage Corp 71, 0.11% 9.19%
JG Wentworth Home Lending 72, 0.13% 0.84%
Planet Home Lending 73, 0.13% 1.21%
Quicken Loans 74, 0.13% 4.36%
Homespire Mortgage Corporation 75, 0.18% 2.51%
Carrington Mortgage Services 76, 0.23% 0.93%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Patriot FCU 1, -0.12% 1.05%
LoanDepot 2, -0.10% 5.12%
Home Point Financial Corporation 3, -0.10% 1.97%
Navy Federal Credit Union 4, -0.10% 4.34%
Caliber Home Loans Inc 5, -0.09% 4.47%
Usaa Federal Savings Bank 6, -0.08% 6.70%
Flagstar Bank 7, -0.07% 1.97%
Pennymac Loan Services 8, -0.06% 7.88%
TowneBank 9, -0.06% 1.31%
Howard Bank 10, -0.05% 0.26%
Lakeview Loan Servicing 11, -0.04% 1.71%
RoundPoint Mortgage Servicing Corporation 12, -0.04% 1.31%
JG Wentworth Home Lending 13, -0.04% 1.05%
Embrace Home Loans, Inc 14, -0.04% 2.76%
EagleBank 15, -0.03% 0.26%
Union Home Mortgage Company 16, -0.03% 0.26%
Integrity Home Mortgage Corp 17, -0.03% 1.84%
NBKC Bank 18, -0.03% 0.66%
Cardinal Financial Company LP 19, -0.03% 0.66%
Guaranteed Rate Inc 20, -0.03% 0.26%
Movement Mortgage 21, -0.03% 0.26%
Planet Home Lending 22, -0.03% 0.66%
Northpointe Bank 23, -0.03% 0.13%
Orrstown Bank 24, -0.03% 0.13%
Eagle Home Mortgage 25, -0.03% 0.26%
M&T Bank 26, -0.03% 0.39%
United Bank Va 27, -0.02% 0.13%
Amerisave Mortgage Corporation 28, -0.02% 0.79%
HomeBridge Financial Services, Inc 29, -0.02% 1.31%
Pentagon Federal Credit Union 30, -0.02% 0.13%
Tidewater Mortgage Services Inc 31, -0.02% 0.13%
Citizens Bank 32, -0.02% 0.13%
Sandy Spring Bank 33, -0.02% 0.13%
Atlantic Coast Mortgage 34, -0.02% 0.13%
McLean Mortgage Corporation 35, -0.02% 1.45%
Severn Bank 36, -0.02% 0.39%
Academy Mortgage Corporation 37, -0.02% 0.13%
Us Bank 38, -0.02% 0.26%
Northwest Federal Credit Union 39, -0.02% 0.26%
First Home Mortgage 40, -0.02% 0.26%
George Mason Mortgage 41, -0.02% 0.53%
Millennium Financial Group Inc 42, -0.01% 0.53%
AnnieMac Home Mortgage 43, -0.01% 0.26%
Potomac Mortgage Group, Inc 44, -0.01% 0.26%
New American Funding 45, -0.01% 1.05%
Apex Home Loans 46, -0.01% 0.26%
NFM, Inc 47, -0.01% 2.76%
Prosperity Home Mortgage 48, -0.01% 0.66%
Guaranteed Rate Affinity 49, -0.01% 0.13%
Finance of America Mortgage 50, -0.01% 0.79%
Fairway Independent Mort Corp 51, -0.01% 1.45%
Newrez 52, -0.01% 0.79%
Sierra Pacific Mortgage 53, -0.01% 1.18%
Stearns Lending 54, -0.01% 0.66%
Primelending 55, -0.01% 0.92%
SWBC Mortgage Corporation 56, -0.01% 0.13%
Fidelity Direct Mortgage 57, -0.01% 0.13%
Pnc Bank 58, -0.01% 0.13%
Residential Mortgage Services 59, -0.01% 0.26%
GMH Mortgage Services 60, -0.00% 0.13%
Truist Bank 61, 0.00% 0.39%
Suntrust Banks, Inc 62, 0.00% 0.53%
Direct Mortgage Loans 63, 0.00% 0.13%
First Savings Mortgage Corporation 64, 0.00% 0.26%
Atlantic Union Bank 65, 0.01% 0.26%
Homespire Mortgage Corporation 66, 0.02% 1.97%
Wells Fargo Bank 67, 0.03% 0.39%
Freedom Mortgage Corporation 68, 0.07% 2.89%
The Federal Savings Bank 69, 0.08% 6.96%
Nationstar Mortgage 70, 0.10% 1.71%
Carrington Mortgage Services 71, 0.11% 4.07%
Quicken Loans 72, 0.15% 14.06%

* Data is compiled for the Frederick, MD commuting zone area, which comprises of counties of Frederick County, MD, Washington County, MD, Franklin County, PA, Fulton County, PA, Berkeley County, WV, Jefferson County, WV, and Morgan County, WV. This includes cities/towns/communities of Frederick, MD as well as Martinsburg, WV, Ballenger Creek, MD, Hagerstown, MD, Inwood, WV, Monrovia, MD, Linganore, MD, Urbana, MD, Ranson corporation, WV, Hedgesville, WV, Charles Town, WV, Halfway, MD, Chambersburg, PA, Bartonsville, MD, State Line, PA, Walkersville, MD, Falling Waters, WV, Middletown, MD, New Market, MD, Fairplay, MD, San Mar, MD, Thurmont, MD, Spring Ridge, MD, Jefferson, MD, Wayne Heights, PA, Rosemont, MD, Shepherdstown, WV, Robinwood, MD, Brownsville, MD, Fairview, MD, Fayetteville, PA, Funkstown, MD, Waynesboro, PA, Scotland, PA, Cavetown, MD, Shippensburg, PA, Marion, PA, Braddock Heights, MD, Mount Airy, MD, Middleway, WV, Harpers Ferry, WV, Shannondale, WV, Point of Rocks, MD, Brunswick, MD, Guilford, PA, Mercersburg, PA, Myersville, MD, Mont Alto, PA, Libertytown, MD, Williamsport, MD, and Greencastle, PA. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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