Top Mortgage Lenders in the Statesboro, GA area

Which mortgage lender in the Statesboro, GA area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Statesboro, GA area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Statesboro, GA area is Renasant Bank, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.06%. This means that Renasant Bank provided a -0.06% lower interest rate for its customers than other lenders in Statesboro, GA for a similar set of borrowers. Renasant Bank has a market share of 7.9%. On the other hand, the most popular lender in the market is LoanDepot, with a market share of 18.5%. LoanDepot is an average rate lender in this area, with a “Rate Difference” of +0.05% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Statesboro, GA area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Statesboro, GA is Synovus Mortgage Corp. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Renasant Bank. The cheapest VA mortgage provider is Navy Federal Credit Union. To get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders by “Rate Rank” for your desired mortgage type and purpose.

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Renasant Bank 1, -0.06% 7.86%
Synovus Mortgage Corp 2, -0.05% 9.87%
Navy Federal Credit Union 3, -0.04% 6.58%
Wells Fargo Bank 4, -0.02% 7.31%
Atlantic Bay Mortgage Group 5, -0.02% 6.40%
HomeStar Financial Corporation 6, -0.02% 8.96%
Certainty Home Loans 7, -0.02% 8.04%
Agfirst Farm Credit Bank 8, 0.02% 8.78%
Quicken Loans 9, 0.04% 17.73%
LoanDepot 10, 0.05% 18.46%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Renasant Bank 1, -0.06% 9.65%
Synovus Mortgage Corp 2, -0.05% 6.97%
Wells Fargo Bank 3, -0.05% 6.97%
Navy Federal Credit Union 4, -0.04% 7.77%
Atlantic Bay Mortgage Group 5, -0.02% 8.04%
Certainty Home Loans 6, -0.02% 11.53%
HomeStar Financial Corporation 7, -0.01% 10.99%
Agfirst Farm Credit Bank 8, 0.04% 9.12%
Quicken Loans 9, 0.04% 10.99%
LoanDepot 10, 0.07% 17.96%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Synovus Mortgage Corp 1, -0.06% 16.09%
Navy Federal Credit Union 2, -0.04% 4.02%
HomeStar Financial Corporation 3, -0.03% 4.60%
Renasant Bank 4, -0.03% 4.02%
Agfirst Farm Credit Bank 5, -0.02% 8.05%
Certainty Home Loans 6, -0.02% 0.57%
Atlantic Bay Mortgage Group 7, -0.01% 2.87%
LoanDepot 8, 0.00% 19.54%
Wells Fargo Bank 9, 0.03% 8.05%
Quicken Loans 10, 0.04% 32.18%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Synovus Mortgage Corp 1, -0.06% 14.88%
HomeStar Financial Corporation 2, -0.05% 6.85%
Renasant Bank 3, -0.05% 8.04%
Wells Fargo Bank 4, -0.03% 11.01%
Atlantic Bay Mortgage Group 5, -0.01% 5.95%
Certainty Home Loans 6, 0.02% 3.87%
Agfirst Farm Credit Bank 7, 0.02% 14.29%
LoanDepot 8, 0.02% 14.58%
Navy Federal Credit Union 9, 0.06% 4.17%
Quicken Loans 10, 0.07% 16.37%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Synovus Mortgage Corp 1, -0.07% 10.33%
Wells Fargo Bank 2, -0.06% 10.80%
HomeStar Financial Corporation 3, -0.05% 7.51%
Renasant Bank 4, -0.05% 9.39%
Atlantic Bay Mortgage Group 5, -0.01% 7.04%
Certainty Home Loans 6, 0.02% 5.63%
Agfirst Farm Credit Bank 7, 0.03% 15.96%
LoanDepot 8, 0.04% 14.55%
Quicken Loans 9, 0.05% 13.15%
Navy Federal Credit Union 10, 0.08% 5.63%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Synovus Mortgage Corp 1, -0.06% 22.76%
Navy Federal Credit Union 2, -0.05% 1.63%
HomeStar Financial Corporation 3, -0.04% 5.69%
Renasant Bank 4, -0.04% 5.69%
Agfirst Farm Credit Bank 5, -0.03% 11.38%
Certainty Home Loans 6, -0.02% 0.81%
Atlantic Bay Mortgage Group 7, -0.01% 4.07%
LoanDepot 8, 0.00% 14.63%
Wells Fargo Bank 9, 0.03% 11.38%
Quicken Loans 10, 0.09% 21.95%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Renasant Bank 1, -0.10% 8.57%
Certainty Home Loans 2, -0.06% 17.86%
Atlantic Bay Mortgage Group 3, -0.04% 7.86%
Synovus Mortgage Corp 4, -0.03% 2.14%
HomeStar Financial Corporation 5, 0.00% 15.71%
Quicken Loans 6, 0.01% 20.00%
Wells Fargo Bank 7, 0.02% 0.71%
Navy Federal Credit Union 8, 0.03% 0.71%
LoanDepot 9, 0.08% 26.43%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Renasant Bank 1, -0.10% 10.62%
Certainty Home Loans 2, -0.05% 22.12%
Atlantic Bay Mortgage Group 3, -0.04% 9.73%
Synovus Mortgage Corp 4, -0.03% 2.65%
HomeStar Financial Corporation 5, 0.00% 19.47%
Quicken Loans 6, 0.01% 8.85%
Wells Fargo Bank 7, 0.02% 0.88%
Navy Federal Credit Union 8, 0.03% 0.88%
LoanDepot 9, 0.10% 24.78%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Quicken Loans 1, -0.00% 66.67%
LoanDepot 2, 0.01% 33.33%
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Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.09% 29.58%
Renasant Bank 2, 0.01% 5.63%
Atlantic Bay Mortgage Group 3, 0.01% 5.63%
Synovus Mortgage Corp 4, 0.01% 1.41%
Quicken Loans 5, 0.02% 19.72%
Wells Fargo Bank 6, 0.02% 2.82%
HomeStar Financial Corporation 7, 0.03% 5.63%
LoanDepot 8, 0.06% 21.13%
Certainty Home Loans 9, 0.08% 8.45%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.11% 34.04%
Renasant Bank 2, 0.01% 8.51%
Atlantic Bay Mortgage Group 3, 0.01% 8.51%
Synovus Mortgage Corp 4, 0.02% 2.13%
Wells Fargo Bank 5, 0.03% 4.26%
Quicken Loans 6, 0.04% 6.38%
HomeStar Financial Corporation 7, 0.04% 6.38%
Certainty Home Loans 8, 0.09% 12.77%
LoanDepot 9, 0.10% 17.02%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.02% 20.83%
Quicken Loans 2, 0.00% 45.83%
LoanDepot 3, 0.01% 29.17%
HomeStar Financial Corporation 4, 0.03% 4.17%

* Data is compiled for the Statesboro, GA commuting zone area, which comprises of counties of Bulloch County, GA, Candler County, GA, Emanuel County, GA, Jenkins County, GA, and Screven County, GA. This includes cities/towns/communities of Statesboro, GA as well as Brooklet, GA, Swainsboro, GA, Metter, GA, Sylvania, GA, Perkins, GA, Register, GA, Portal, GA, Stillmore, GA, Newington, GA, Pulaski, GA, Hiltonia, GA, Norristown, GA, Rocky Ford, GA, and Canoochee, GA. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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