Top Mortgage Lenders in Toms River, NJ

Which mortgage lender in the Toms River, NJ area typically has the best rates? To help you narrow down where to shop for a mortgage, MortgageWaldo.com provides an objective and data driven ranking of mortgage lenders operating in the Toms River, NJ area by interest rate and market share. We maintain our independence by not accepting any compensation from the mortgage lenders we rank, and use data on all fixed rate mortgages that were closed in the past year to generate our rankings.

Going by historical data, the best mortgage lender in the Toms River, NJ area in terms of interest rate is Investors Bank, with an average “Rate Difference” of -0.31%. This means that, comparing similar borrowers, Investors Bank provided a -0.31% lower interest rate for its customers than other lenders in the area. Investors Bank has a market share of 1.5%. On the other hand, the most popular lender in the Toms River, NJ area is Quicken Loans, with a larger market share of 9.1%. However, Quicken Loans also tends to be an expensive lender in the area, with an average “Rate Difference” of +0.15% compared to those of other lenders. We recommend shopping around before going with this popular lender.

Our detailed ranking of mortgage lenders in the Toms River, NJ area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, going by historical data, the cheapest lender for Conventional mortgages in Toms River, NJ is Investors Bank. If you want to take out a loan that is above conforming limits (above $548,250 or $822,375 depending on the area in 2021), the cheapest Jumbo mortgage provider is Wells Fargo Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Bank of America. The cheapest VA mortgage provider is Navy Federal Credit Union. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.

Ranking of Mortgage Lenders in Toms River, NJ

Mortgage Type:
Purchase/Refinance:
Lender NameRate DifferenceRate RatingMarket Share
Investors Bank-0.31%(5.0)1.51%
Bank of America-0.28%(5.0)3.24%
OceanFirst Bank-0.28%(5.0)2.78%
Provident Bank NJ & PA-0.23%(4.5)0.57%
American Federal Mortgage-0.19%(4.5)0.47%
Funding Resources Mortgage Corp-0.16%(4.5)0.47%
Columbia Bank NJ-0.15%(4.0)0.52%
TD Bank-0.14%(4.0)2.41%
Affinity Federal Credit Union-0.14%(4.0)0.29%
Provident Funding-0.13%(4.0)0.46%
Valley Bank-0.12%(4.0)0.94%
NJ Lenders Corp-0.11%(4.0)2.55%
Citibank-0.11%(4.0)0.68%
Amerisave Mortgage Corporation-0.11%(4.0)0.34%
DHI Mortgage Company Limited-0.11%(4.0)0.26%
Lakeland Bank-0.10%(4.0)0.21%
Santander Bank-0.09%(4.0)2.73%
Guaranteed Rate Affinity-0.09%(4.0)0.88%
US Bank-0.09%(4.0)0.46%
Pinnacle Mortgage-0.09%(4.0)0.33%
Princeton Mortgage-0.08%(4.0)0.18%
Prosperity Home Mortgage LLC-0.08%(4.0)0.71%
Guaranteed Rate-0.07%(4.0)1.24%
Wells Fargo Bank-0.06%(4.0)6.53%
Home Point Financial Corporation-0.05%(4.0)0.89%
loanDepot-0.05%(3.5)2.32%
FirstBank TN-0.05%(3.5)0.13%
TBI Mortgage Company-0.05%(3.5)0.26%
Republic Bank-0.05%(3.5)0.24%
Embrace Home Loans-0.05%(3.5)0.39%
Bond Street Mortgage-0.04%(3.5)0.81%
1st Constitution Bank-0.04%(3.5)0.45%
Fulton Bank-0.03%(3.5)0.21%
The Money Store-0.03%(3.5)0.13%
First Choice Loan Services-0.03%(3.5)0.70%
Atlantis Mortgage-0.02%(3.5)0.31%
Ally Bank-0.02%(3.5)0.13%
JPMorgan Chase Bank-0.02%(3.5)3.50%
Millenium Home Mortgage-0.02%(3.5)0.14%
Residential Home Mortgage Corporation-0.02%(3.5)0.15%
M&T Bank-0.01%(3.5)0.31%
Unity Bank-0.01%(3.5)0.15%
PrimeLending-0.01%(3.5)0.19%
Morgan Stanley Private Bank-0.01%(3.5)0.15%
PennyMac Loan Services-0.00%(3.5)0.87%
Tidewater Mortgage Services-0.00%(3.5)0.14%
Union Home Mortgage0.00%(3.5)0.24%
PNC Bank0.00%(3.5)2.30%
Greenway Mortgage0.00%(3.5)0.79%
Nations Lending Corporation0.00%(3.5)0.23%
Navy Federal Credit Union0.01%(3.5)0.47%
Lakeview Loan Servicing0.01%(3.5)0.20%
HarborOne Mortgage0.01%(3.5)0.54%
Movement Mortgage0.01%(3.5)0.49%
Glendenning Mortgage Corporation0.01%(3.5)0.77%
Weichert Financial Services0.01%(3.5)1.18%
US Mortgage Corporation0.01%(3.5)0.14%
Caliber Home Loans0.01%(3.5)2.21%
New American Funding0.01%(3.5)0.13%
USAA0.02%(3.5)0.50%
emmloans0.02%(3.5)0.36%
Greentree Mortgage0.02%(3.5)0.88%
Gateway First Bank0.02%(3.5)0.77%
Stearns Home Loans0.02%(3.5)0.13%
Fairway Independent Mortgage Corporation0.03%(3.5)0.83%
NVR Mortgage Finance Inc0.03%(3.5)0.13%
Allied Mortgage Group0.03%(3.5)0.17%
TIAA Bank0.03%(3.5)0.15%
MDE Home Loans0.04%(3.5)0.24%
Freedom Mortgage Corporation0.04%(3.5)1.68%
Cardinal Financial Company0.05%(3.5)0.55%
Absolute Home Mortgage0.05%(3.5)0.74%
Mortgage Network, Inc0.05%(3.5)0.31%
Finance of America Mortgage0.05%(3.0)1.00%
United Mortgage Corp0.05%(3.0)0.29%
Draper and Kramer Mortgage Corp0.06%(3.0)0.53%
NewRez0.06%(3.0)0.94%
US Mortgage of Florida0.07%(3.0)0.30%
America’s Choice Home Loans0.07%(3.0)0.13%
Carrington Mortgage Services0.07%(3.0)0.46%
Family First Funding0.07%(3.0)2.62%
The Federal Savings Bank0.07%(3.0)0.69%
Jersey Mortgage Company0.08%(3.0)0.17%
Advisors Mortgage Group0.08%(3.0)6.14%
First Home Bank0.08%(3.0)0.40%
First Alliance Home Mortgage0.08%(3.0)0.20%
Intercontinental Capital Group0.09%(3.0)0.27%
K. Hovnanian American Mortgage0.09%(3.0)0.20%
RealFi0.09%(3.0)0.53%
Primary Residential Mortgage Inc0.09%(3.0)0.50%
HomeBridge Financial Services0.09%(3.0)2.36%
Benchmark0.10%(3.0)0.50%
AnnieMac Home Mortgage0.12%(3.0)2.83%
Flagstar Bank0.13%(3.0)1.15%
FM Home Loans0.13%(3.0)2.70%
Evesham Mortgage0.14%(3.0)0.31%
PRMG Mortgage0.14%(3.0)1.04%
Ark Mortgage0.15%(3.0)0.64%
Quicken Loans0.15%(2.5)9.12%
Equity Prime Mortgage0.17%(2.5)2.38%
Financial Freedom Mortgage0.18%(2.5)0.19%
Mr. Cooper0.23%(2.5)0.96%
Lender NameRate DifferenceRate RatingMarket Share
Bank of America-0.34%(5.0)3.71%
Investors Bank-0.31%(5.0)1.59%
TD Bank-0.30%(5.0)2.09%
OceanFirst Bank-0.28%(5.0)2.29%
Provident Bank NJ & PA-0.27%(5.0)0.32%
Affinity Federal Credit Union-0.15%(4.0)0.29%
Lakeland Bank-0.14%(4.0)0.24%
American Federal Mortgage-0.13%(4.0)0.46%
Wells Fargo Bank-0.13%(4.0)7.78%
Valley Bank-0.11%(4.0)1.00%
DHI Mortgage Company Limited-0.11%(4.0)0.45%
US Bank-0.10%(4.0)0.61%
JPMorgan Chase Bank-0.10%(4.0)3.34%
Citibank-0.09%(4.0)0.63%
NJ Lenders Corp-0.09%(4.0)2.68%
Santander Bank-0.09%(4.0)2.62%
Embrace Home Loans-0.08%(4.0)0.47%
Prosperity Home Mortgage LLC-0.08%(4.0)1.14%
Provident Funding-0.08%(4.0)0.17%
Pinnacle Mortgage-0.08%(4.0)0.39%
PNC Bank-0.08%(4.0)1.20%
Guaranteed Rate Affinity-0.08%(4.0)1.27%
Funding Resources Mortgage Corp-0.07%(4.0)0.19%
TBI Mortgage Company-0.05%(3.5)0.46%
Princeton Mortgage-0.03%(3.5)0.15%
Fulton Bank-0.03%(3.5)0.22%
Guaranteed Rate-0.03%(3.5)1.45%
Republic Bank-0.03%(3.5)0.24%
Bond Street Mortgage-0.03%(3.5)1.09%
Home Point Financial Corporation-0.02%(3.5)0.88%
Millenium Home Mortgage-0.02%(3.5)0.16%
1st Constitution Bank-0.02%(3.5)0.39%
loanDepot-0.02%(3.5)1.77%
Ally Bank-0.01%(3.5)0.16%
Atlantis Mortgage-0.01%(3.5)0.29%
Columbia Bank NJ-0.01%(3.5)0.29%
PrimeLending-0.01%(3.5)0.26%
Residential Home Mortgage Corporation-0.01%(3.5)0.12%
PennyMac Loan Services-0.00%(3.5)0.40%
Morgan Stanley Private Bank-0.00%(3.5)0.16%
Unity Bank-0.00%(3.5)0.14%
Nations Lending Corporation0.00%(3.5)0.32%
Union Home Mortgage0.00%(3.5)0.21%
Lakeview Loan Servicing0.00%(3.5)0.05%
M&T Bank0.00%(3.5)0.25%
Navy Federal Credit Union0.01%(3.5)0.67%
Amerisave Mortgage Corporation0.01%(3.5)0.06%
First Choice Loan Services0.01%(3.5)0.82%
Tidewater Mortgage Services0.01%(3.5)0.14%
FirstBank TN0.01%(3.5)0.07%
Financial Freedom Mortgage0.01%(3.5)0.01%
Glendenning Mortgage Corporation0.02%(3.5)0.86%
New American Funding0.02%(3.5)0.16%
USAA0.02%(3.5)0.62%
Weichert Financial Services0.03%(3.5)1.88%
Fairway Independent Mortgage Corporation0.03%(3.5)0.91%
Allied Mortgage Group0.03%(3.5)0.23%
The Money Store0.03%(3.5)0.11%
US Mortgage Corporation0.03%(3.5)0.11%
Stearns Home Loans0.03%(3.5)0.16%
NVR Mortgage Finance Inc0.03%(3.5)0.23%
emmloans0.04%(3.5)0.36%
Greentree Mortgage0.04%(3.5)1.09%
Movement Mortgage0.04%(3.5)0.56%
HarborOne Mortgage0.04%(3.5)0.74%
Mr. Cooper0.04%(3.5)0.33%
Freedom Mortgage Corporation0.04%(3.5)2.00%
Greenway Mortgage0.05%(3.0)0.95%
Caliber Home Loans0.05%(3.0)2.42%
TIAA Bank0.05%(3.0)0.12%
Gateway First Bank0.05%(3.0)0.94%
Finance of America Mortgage0.06%(3.0)1.04%
Intercontinental Capital Group0.06%(3.0)0.10%
Mortgage Network, Inc0.06%(3.0)0.44%
MDE Home Loans0.08%(3.0)0.25%
America’s Choice Home Loans0.08%(3.0)0.20%
First Alliance Home Mortgage0.08%(3.0)0.24%
US Mortgage of Florida0.08%(3.0)0.44%
Jersey Mortgage Company0.08%(3.0)0.24%
Draper and Kramer Mortgage Corp0.09%(3.0)0.67%
United Mortgage Corp0.09%(3.0)0.27%
K. Hovnanian American Mortgage0.09%(3.0)0.36%
Absolute Home Mortgage0.09%(3.0)0.91%
Carrington Mortgage Services0.09%(3.0)0.20%
Family First Funding0.10%(3.0)3.61%
HomeBridge Financial Services0.11%(3.0)2.74%
Advisors Mortgage Group0.11%(3.0)7.29%
Cardinal Financial Company0.11%(3.0)0.48%
First Home Bank0.11%(3.0)0.51%
The Federal Savings Bank0.11%(3.0)0.59%
RealFi0.13%(3.0)0.67%
Primary Residential Mortgage Inc0.13%(3.0)0.59%
Benchmark0.14%(3.0)0.58%
PRMG Mortgage0.14%(3.0)1.32%
Quicken Loans0.15%(3.0)4.69%
NewRez0.18%(2.5)0.70%
FM Home Loans0.19%(2.5)2.77%
Evesham Mortgage0.19%(2.5)0.44%
Ark Mortgage0.21%(2.5)0.48%
AnnieMac Home Mortgage0.22%(2.5)2.99%
Flagstar Bank0.22%(2.5)0.96%
Equity Prime Mortgage0.23%(2.5)2.23%
Lender NameRate DifferenceRate RatingMarket Share
Investors Bank-0.31%(5.0)1.40%
OceanFirst Bank-0.28%(5.0)3.40%
American Federal Mortgage-0.26%(5.0)0.48%
Provident Bank NJ & PA-0.22%(4.5)0.90%
Columbia Bank NJ-0.21%(4.5)0.82%
Funding Resources Mortgage Corp-0.18%(4.5)0.82%
Bank of America-0.18%(4.5)2.65%
NJ Lenders Corp-0.15%(4.0)2.38%
Provident Funding-0.15%(4.0)0.82%
Valley Bank-0.15%(4.0)0.86%
Guaranteed Rate-0.14%(4.0)0.96%
Citibank-0.13%(4.0)0.74%
Affinity Federal Credit Union-0.13%(4.0)0.29%
Guaranteed Rate Affinity-0.13%(4.0)0.40%
Amerisave Mortgage Corporation-0.12%(4.0)0.69%
Princeton Mortgage-0.11%(4.0)0.22%
Pinnacle Mortgage-0.10%(4.0)0.24%
Greenway Mortgage-0.09%(4.0)0.58%
Santander Bank-0.09%(4.0)2.87%
Home Point Financial Corporation-0.09%(4.0)0.90%
HarborOne Mortgage-0.09%(4.0)0.29%
First Choice Loan Services-0.09%(4.0)0.55%
FirstBank TN-0.08%(4.0)0.21%
The Money Store-0.08%(4.0)0.16%
loanDepot-0.08%(4.0)3.02%
Republic Bank-0.07%(4.0)0.24%
Weichert Financial Services-0.07%(4.0)0.30%
Bond Street Mortgage-0.06%(4.0)0.47%
1st Constitution Bank-0.06%(4.0)0.51%
Gateway First Bank-0.05%(3.5)0.56%
Absolute Home Mortgage-0.05%(3.5)0.51%
Caliber Home Loans-0.05%(3.5)1.95%
Movement Mortgage-0.04%(3.5)0.40%
Fulton Bank-0.04%(3.5)0.20%
US Bank-0.04%(3.5)0.27%
Atlantis Mortgage-0.04%(3.5)0.35%
Ally Bank-0.04%(3.5)0.09%
M&T Bank-0.03%(3.5)0.38%
NewRez-0.03%(3.5)1.23%
Greentree Mortgage-0.03%(3.5)0.61%
Unity Bank-0.03%(3.5)0.16%
Residential Home Mortgage Corporation-0.02%(3.5)0.19%
Evesham Mortgage-0.02%(3.5)0.15%
Lakeland Bank-0.02%(3.5)0.17%
Millenium Home Mortgage-0.02%(3.5)0.11%
Prosperity Home Mortgage LLC-0.02%(3.5)0.16%
Tidewater Mortgage Services-0.01%(3.5)0.13%
Cardinal Financial Company-0.01%(3.5)0.63%
PrimeLending-0.01%(3.5)0.09%
AnnieMac Home Mortgage-0.01%(3.5)2.64%
emmloans-0.01%(3.5)0.36%
Morgan Stanley Private Bank-0.01%(3.5)0.13%
PennyMac Loan Services-0.01%(3.5)1.46%
Family First Funding-0.01%(3.5)1.36%
DHI Mortgage Company Limited-0.01%(3.5)0.01%
Draper and Kramer Mortgage Corp-0.00%(3.5)0.35%
Union Home Mortgage-0.00%(3.5)0.28%
Glendenning Mortgage Corporation-0.00%(3.5)0.66%
MDE Home Loans-0.00%(3.5)0.22%
US Mortgage Corporation0.00%(3.5)0.19%
USAA0.00%(3.5)0.34%
Mortgage Network, Inc0.00%(3.5)0.13%
New American Funding0.00%(3.5)0.08%
Lakeview Loan Servicing0.00%(3.5)0.39%
Stearns Home Loans0.01%(3.5)0.09%
TBI Mortgage Company0.01%(3.5)0.01%
TD Bank0.01%(3.5)2.80%
US Mortgage of Florida0.01%(3.5)0.12%
RealFi0.01%(3.5)0.35%
Nations Lending Corporation0.01%(3.5)0.11%
First Home Bank0.01%(3.5)0.26%
United Mortgage Corp0.02%(3.5)0.30%
TIAA Bank0.02%(3.5)0.20%
Navy Federal Credit Union0.02%(3.5)0.21%
Primary Residential Mortgage Inc0.02%(3.5)0.39%
Advisors Mortgage Group0.02%(3.5)4.70%
America’s Choice Home Loans0.02%(3.5)0.04%
Fairway Independent Mortgage Corporation0.03%(3.5)0.74%
Embrace Home Loans0.03%(3.5)0.29%
Benchmark0.03%(3.5)0.41%
PNC Bank0.03%(3.5)3.69%
The Federal Savings Bank0.04%(3.5)0.81%
Flagstar Bank0.04%(3.5)1.38%
Allied Mortgage Group0.04%(3.5)0.09%
Finance of America Mortgage0.04%(3.5)0.94%
FM Home Loans0.05%(3.0)2.61%
Freedom Mortgage Corporation0.05%(3.0)1.28%
Jersey Mortgage Company0.05%(3.0)0.07%
Carrington Mortgage Services0.06%(3.0)0.79%
Wells Fargo Bank0.07%(3.0)4.96%
JPMorgan Chase Bank0.07%(3.0)3.71%
HomeBridge Financial Services0.07%(3.0)1.88%
Intercontinental Capital Group0.09%(3.0)0.49%
First Alliance Home Mortgage0.09%(3.0)0.16%
Ark Mortgage0.10%(3.0)0.84%
Equity Prime Mortgage0.11%(3.0)2.58%
PRMG Mortgage0.15%(3.0)0.69%
Quicken Loans0.15%(2.5)14.70%
Financial Freedom Mortgage0.19%(2.5)0.42%
Mr. Cooper0.27%(2.0)1.76%
Lender NameRate DifferenceRate RatingMarket Share
Investors Bank-0.35%(5.0)1.73%
Bank of America-0.29%(5.0)3.53%
OceanFirst Bank-0.29%(5.0)3.30%
Provident Bank NJ & PA-0.24%(4.5)0.71%
American Federal Mortgage-0.19%(4.5)0.57%
Columbia Bank NJ-0.16%(4.5)0.60%
Funding Resources Mortgage Corp-0.15%(4.5)0.59%
TD Bank-0.15%(4.5)2.81%
Valley Bank-0.15%(4.0)1.01%
Affinity Federal Credit Union-0.14%(4.0)0.36%
Provident Funding-0.13%(4.0)0.58%
Amerisave Mortgage Corporation-0.12%(4.0)0.35%
Citibank-0.12%(4.0)0.71%
DHI Mortgage Company Limited-0.12%(4.0)0.26%
NJ Lenders Corp-0.11%(4.0)2.70%
Lakeland Bank-0.10%(4.0)0.23%
Guaranteed Rate Affinity-0.10%(4.0)0.96%
US Bank-0.10%(4.0)0.49%
Santander Bank-0.10%(4.0)3.29%
Pinnacle Mortgage-0.09%(4.0)0.37%
Princeton Mortgage-0.09%(4.0)0.19%
Prosperity Home Mortgage LLC-0.09%(4.0)0.74%
Guaranteed Rate-0.08%(4.0)1.34%
Embrace Home Loans-0.07%(4.0)0.36%
Republic Bank-0.07%(4.0)0.23%
TBI Mortgage Company-0.06%(4.0)0.28%
Wells Fargo Bank-0.06%(4.0)7.54%
FirstBank TN-0.05%(4.0)0.15%
loanDepot-0.05%(4.0)2.08%
Bond Street Mortgage-0.04%(3.5)0.77%
Fulton Bank-0.04%(3.5)0.23%
1st Constitution Bank-0.04%(3.5)0.53%
Atlantis Mortgage-0.03%(3.5)0.33%
Home Point Financial Corporation-0.03%(3.5)0.72%
The Money Store-0.03%(3.5)0.17%
First Choice Loan Services-0.02%(3.5)0.78%
Millenium Home Mortgage-0.02%(3.5)0.14%
Ally Bank-0.02%(3.5)0.16%
JPMorgan Chase Bank-0.02%(3.5)4.14%
Residential Home Mortgage Corporation-0.02%(3.5)0.17%
Unity Bank-0.02%(3.5)0.17%
PrimeLending-0.01%(3.5)0.21%
Morgan Stanley Private Bank-0.01%(3.5)0.12%
M&T Bank-0.01%(3.5)0.31%
Tidewater Mortgage Services0.00%(3.5)0.13%
HarborOne Mortgage0.00%(3.5)0.55%
Union Home Mortgage0.00%(3.5)0.23%
PNC Bank0.00%(3.5)2.78%
Gateway First Bank0.00%(3.5)0.74%
Weichert Financial Services0.01%(3.5)1.12%
US Mortgage Corporation0.02%(3.5)0.12%
Nations Lending Corporation0.02%(3.5)0.14%
Stearns Home Loans0.03%(3.5)0.13%
Greenway Mortgage0.03%(3.5)0.72%
PennyMac Loan Services0.03%(3.5)0.68%
NVR Mortgage Finance Inc0.03%(3.5)0.14%
New American Funding0.03%(3.5)0.09%
Carrington Mortgage Services0.04%(3.5)0.13%
TIAA Bank0.04%(3.5)0.16%
emmloans0.04%(3.5)0.31%
USAA0.04%(3.5)0.30%
Freedom Mortgage Corporation0.04%(3.5)1.55%
MDE Home Loans0.05%(3.5)0.17%
Caliber Home Loans0.05%(3.0)2.03%
Movement Mortgage0.05%(3.0)0.40%
Glendenning Mortgage Corporation0.05%(3.0)0.60%
Mortgage Network, Inc0.05%(3.0)0.28%
Absolute Home Mortgage0.06%(3.0)0.70%
Allied Mortgage Group0.06%(3.0)0.14%
Lakeview Loan Servicing0.06%(3.0)0.06%
Finance of America Mortgage0.06%(3.0)0.97%
Draper and Kramer Mortgage Corp0.07%(3.0)0.56%
Family First Funding0.07%(3.0)2.07%
United Mortgage Corp0.07%(3.0)0.22%
Intercontinental Capital Group0.07%(3.0)0.14%
Cardinal Financial Company0.08%(3.0)0.47%
Greentree Mortgage0.08%(3.0)0.60%
Fairway Independent Mortgage Corporation0.08%(3.0)0.66%
Primary Residential Mortgage Inc0.08%(3.0)0.43%
The Federal Savings Bank0.08%(3.0)0.68%
NewRez0.09%(3.0)0.92%
Advisors Mortgage Group0.09%(3.0)5.99%
Jersey Mortgage Company0.09%(3.0)0.16%
America’s Choice Home Loans0.09%(3.0)0.08%
First Alliance Home Mortgage0.09%(3.0)0.23%
K. Hovnanian American Mortgage0.10%(3.0)0.23%
US Mortgage of Florida0.11%(3.0)0.24%
First Home Bank0.12%(3.0)0.34%
Benchmark0.12%(3.0)0.54%
HomeBridge Financial Services0.13%(3.0)2.12%
FM Home Loans0.13%(3.0)3.31%
RealFi0.14%(3.0)0.39%
Flagstar Bank0.15%(3.0)1.28%
Ark Mortgage0.15%(3.0)0.81%
Evesham Mortgage0.15%(3.0)0.38%
Financial Freedom Mortgage0.16%(2.5)0.07%
AnnieMac Home Mortgage0.17%(2.5)1.94%
Quicken Loans0.18%(2.5)9.66%
Navy Federal Credit Union0.18%(2.5)0.29%
PRMG Mortgage0.20%(2.5)0.61%
Equity Prime Mortgage0.27%(2.0)1.52%
Mr. Cooper0.33%(2.0)0.67%
Lender NameRate DifferenceRate RatingMarket Share
Bank of America-0.36%(5.0)4.03%
Investors Bank-0.35%(5.0)1.86%
TD Bank-0.33%(5.0)2.50%
OceanFirst Bank-0.29%(5.0)2.79%
Provident Bank NJ & PA-0.28%(5.0)0.40%
Affinity Federal Credit Union-0.15%(4.5)0.37%
Lakeland Bank-0.14%(4.0)0.28%
Valley Bank-0.14%(4.0)1.00%
American Federal Mortgage-0.14%(4.0)0.56%
Wells Fargo Bank-0.13%(4.0)9.01%
US Bank-0.12%(4.0)0.65%
DHI Mortgage Company Limited-0.11%(4.0)0.46%
JPMorgan Chase Bank-0.11%(4.0)3.98%
Citibank-0.11%(4.0)0.64%
Embrace Home Loans-0.10%(4.0)0.49%
Santander Bank-0.09%(4.0)3.24%
Prosperity Home Mortgage LLC-0.09%(4.0)1.22%
Guaranteed Rate Affinity-0.09%(4.0)1.38%
Pinnacle Mortgage-0.09%(4.0)0.42%
PNC Bank-0.08%(4.0)1.44%
Provident Funding-0.08%(4.0)0.22%
Funding Resources Mortgage Corp-0.07%(4.0)0.24%
NJ Lenders Corp-0.07%(4.0)2.87%
TBI Mortgage Company-0.06%(4.0)0.51%
Republic Bank-0.06%(4.0)0.21%
Guaranteed Rate-0.04%(3.5)1.60%
Princeton Mortgage-0.04%(3.5)0.14%
Fulton Bank-0.03%(3.5)0.24%
Millenium Home Mortgage-0.02%(3.5)0.15%
Bond Street Mortgage-0.02%(3.5)1.00%
Atlantis Mortgage-0.02%(3.5)0.28%
Columbia Bank NJ-0.01%(3.5)0.31%
1st Constitution Bank-0.01%(3.5)0.45%
Ally Bank-0.01%(3.5)0.19%
PrimeLending-0.01%(3.5)0.30%
Residential Home Mortgage Corporation-0.01%(3.5)0.13%
Morgan Stanley Private Bank-0.01%(3.5)0.14%
Unity Bank-0.00%(3.5)0.17%
Intercontinental Capital Group0.00%(3.5)0.02%
Amerisave Mortgage Corporation0.01%(3.5)0.06%
Union Home Mortgage0.01%(3.5)0.15%
PennyMac Loan Services0.01%(3.5)0.43%
loanDepot0.02%(3.5)1.54%
FirstBank TN0.02%(3.5)0.09%
Tidewater Mortgage Services0.02%(3.5)0.12%
First Choice Loan Services0.02%(3.5)0.88%
Home Point Financial Corporation0.02%(3.5)0.74%
US Mortgage Corporation0.02%(3.5)0.10%
M&T Bank0.03%(3.5)0.21%
Weichert Financial Services0.03%(3.5)1.77%
Nations Lending Corporation0.03%(3.5)0.19%
The Money Store0.03%(3.5)0.14%
NVR Mortgage Finance Inc0.04%(3.5)0.25%
USAA0.04%(3.5)0.35%
Lakeview Loan Servicing0.04%(3.5)0.01%
Stearns Home Loans0.04%(3.5)0.15%
HarborOne Mortgage0.04%(3.5)0.74%
Gateway First Bank0.04%(3.5)0.85%
Mr. Cooper0.04%(3.5)0.19%
Freedom Mortgage Corporation0.05%(3.5)1.87%
New American Funding0.05%(3.0)0.12%
Carrington Mortgage Services0.05%(3.0)0.06%
Allied Mortgage Group0.06%(3.0)0.20%
Mortgage Network, Inc0.07%(3.0)0.40%
TIAA Bank0.07%(3.0)0.11%
Glendenning Mortgage Corporation0.07%(3.0)0.72%
Finance of America Mortgage0.08%(3.0)0.96%
Fairway Independent Mortgage Corporation0.08%(3.0)0.78%
Movement Mortgage0.08%(3.0)0.51%
emmloans0.09%(3.0)0.28%
Caliber Home Loans0.09%(3.0)2.41%
MDE Home Loans0.09%(3.0)0.17%
First Alliance Home Mortgage0.09%(3.0)0.27%
Family First Funding0.09%(3.0)2.87%
Jersey Mortgage Company0.10%(3.0)0.24%
K. Hovnanian American Mortgage0.10%(3.0)0.41%
Draper and Kramer Mortgage Corp0.11%(3.0)0.69%
Greentree Mortgage0.11%(3.0)0.79%
America’s Choice Home Loans0.11%(3.0)0.13%
Greenway Mortgage0.11%(3.0)0.84%
United Mortgage Corp0.11%(3.0)0.21%
Absolute Home Mortgage0.12%(3.0)0.87%
Primary Residential Mortgage Inc0.12%(3.0)0.46%
The Federal Savings Bank0.13%(3.0)0.67%
Advisors Mortgage Group0.13%(3.0)6.92%
HomeBridge Financial Services0.13%(3.0)2.54%
US Mortgage of Florida0.14%(3.0)0.36%
Cardinal Financial Company0.16%(2.5)0.46%
First Home Bank0.16%(2.5)0.43%
Benchmark0.17%(2.5)0.61%
PRMG Mortgage0.18%(2.5)0.77%
Quicken Loans0.19%(2.5)4.92%
FM Home Loans0.19%(2.5)3.45%
Evesham Mortgage0.19%(2.5)0.56%
Navy Federal Credit Union0.21%(2.5)0.41%
Ark Mortgage0.21%(2.5)0.62%
RealFi0.21%(2.5)0.47%
NewRez0.25%(2.5)0.72%
AnnieMac Home Mortgage0.26%(2.0)2.31%
Flagstar Bank0.26%(2.0)1.10%
Equity Prime Mortgage0.35%(1.5)1.42%
Lender NameRate DifferenceRate RatingMarket Share
Investors Bank-0.34%(5.0)1.58%
OceanFirst Bank-0.29%(5.0)3.90%
American Federal Mortgage-0.26%(5.0)0.59%
Columbia Bank NJ-0.22%(4.5)0.96%
Provident Bank NJ & PA-0.22%(4.5)1.07%
Bank of America-0.19%(4.5)2.94%
Funding Resources Mortgage Corp-0.18%(4.5)1.02%
Guaranteed Rate-0.16%(4.5)1.04%
NJ Lenders Corp-0.16%(4.5)2.51%
Valley Bank-0.15%(4.5)1.02%
Provident Funding-0.15%(4.0)1.00%
Citibank-0.14%(4.0)0.80%
Amerisave Mortgage Corporation-0.14%(4.0)0.70%
Guaranteed Rate Affinity-0.14%(4.0)0.45%
Affinity Federal Credit Union-0.13%(4.0)0.35%
Princeton Mortgage-0.13%(4.0)0.24%
Greenway Mortgage-0.11%(4.0)0.58%
HarborOne Mortgage-0.10%(4.0)0.31%
Pinnacle Mortgage-0.10%(4.0)0.30%
Santander Bank-0.10%(4.0)3.36%
loanDepot-0.10%(4.0)2.74%
Home Point Financial Corporation-0.09%(4.0)0.69%
First Choice Loan Services-0.09%(4.0)0.66%
FirstBank TN-0.09%(4.0)0.23%
Republic Bank-0.08%(4.0)0.25%
The Money Store-0.08%(4.0)0.20%
Weichert Financial Services-0.08%(4.0)0.35%
Bond Street Mortgage-0.07%(4.0)0.48%
Absolute Home Mortgage-0.06%(4.0)0.51%
1st Constitution Bank-0.06%(4.0)0.62%
Gateway First Bank-0.05%(4.0)0.61%
Fulton Bank-0.05%(3.5)0.21%
US Bank-0.04%(3.5)0.30%
NewRez-0.04%(3.5)1.17%
Atlantis Mortgage-0.04%(3.5)0.38%
Ally Bank-0.03%(3.5)0.12%
M&T Bank-0.03%(3.5)0.43%
Unity Bank-0.03%(3.5)0.17%
Lakeland Bank-0.03%(3.5)0.17%
Residential Home Mortgage Corporation-0.02%(3.5)0.22%
Evesham Mortgage-0.02%(3.5)0.16%
Tidewater Mortgage Services-0.02%(3.5)0.14%
Millenium Home Mortgage-0.02%(3.5)0.13%
Prosperity Home Mortgage LLC-0.02%(3.5)0.16%
Morgan Stanley Private Bank-0.01%(3.5)0.09%
Cardinal Financial Company-0.01%(3.5)0.48%
Caliber Home Loans-0.01%(3.5)1.57%
PrimeLending-0.01%(3.5)0.10%
Movement Mortgage-0.01%(3.5)0.27%
emmloans-0.00%(3.5)0.35%
DHI Mortgage Company Limited-0.00%(3.5)0.01%
Draper and Kramer Mortgage Corp-0.00%(3.5)0.39%
Union Home Mortgage-0.00%(3.5)0.31%
New American Funding-0.00%(3.5)0.07%
MDE Home Loans0.00%(3.5)0.17%
Mortgage Network, Inc0.00%(3.5)0.13%
RealFi0.01%(3.5)0.30%
Family First Funding0.01%(3.5)1.12%
TBI Mortgage Company0.01%(3.5)0.01%
Stearns Home Loans0.01%(3.5)0.10%
US Mortgage Corporation0.01%(3.5)0.15%
TD Bank0.01%(3.5)3.19%
Nations Lending Corporation0.01%(3.5)0.08%
Glendenning Mortgage Corporation0.02%(3.5)0.46%
AnnieMac Home Mortgage0.02%(3.5)1.49%
US Mortgage of Florida0.02%(3.5)0.10%
TIAA Bank0.02%(3.5)0.22%
First Home Bank0.02%(3.5)0.22%
Advisors Mortgage Group0.02%(3.5)4.86%
Greentree Mortgage0.02%(3.5)0.38%
America’s Choice Home Loans0.03%(3.5)0.03%
Primary Residential Mortgage Inc0.03%(3.5)0.39%
United Mortgage Corp0.03%(3.5)0.23%
Embrace Home Loans0.03%(3.5)0.20%
The Federal Savings Bank0.03%(3.5)0.69%
Carrington Mortgage Services0.03%(3.5)0.21%
Benchmark0.03%(3.5)0.45%
PNC Bank0.04%(3.5)4.39%
Freedom Mortgage Corporation0.04%(3.5)1.17%
PennyMac Loan Services0.04%(3.5)0.98%
Flagstar Bank0.04%(3.5)1.50%
Finance of America Mortgage0.05%(3.5)0.97%
FM Home Loans0.05%(3.0)3.14%
USAA0.05%(3.0)0.24%
Lakeview Loan Servicing0.06%(3.0)0.13%
Allied Mortgage Group0.07%(3.0)0.07%
Jersey Mortgage Company0.07%(3.0)0.07%
JPMorgan Chase Bank0.07%(3.0)4.34%
Intercontinental Capital Group0.08%(3.0)0.29%
Wells Fargo Bank0.08%(3.0)5.77%
Navy Federal Credit Union0.09%(3.0)0.14%
Fairway Independent Mortgage Corporation0.09%(3.0)0.51%
Ark Mortgage0.10%(3.0)1.04%
First Alliance Home Mortgage0.10%(3.0)0.17%
HomeBridge Financial Services0.11%(3.0)1.60%
Financial Freedom Mortgage0.16%(2.5)0.15%
Quicken Loans0.17%(2.5)15.34%
Equity Prime Mortgage0.19%(2.5)1.65%
PRMG Mortgage0.23%(2.5)0.43%
Mr. Cooper0.38%(1.5)1.25%
Lender NameRate DifferenceRate RatingMarket Share
Bank of America-0.37%(5.0)0.90%
NJ Lenders Corp-0.19%(4.5)2.44%
Caliber Home Loans-0.12%(4.0)2.85%
Home Point Financial Corporation-0.11%(4.0)1.75%
DHI Mortgage Company Limited-0.09%(4.0)0.25%
Fairway Independent Mortgage Corporation-0.09%(4.0)1.67%
Greenway Mortgage-0.09%(4.0)1.29%
Greentree Mortgage-0.08%(4.0)2.14%
Movement Mortgage-0.08%(4.0)1.10%
M&T Bank-0.08%(4.0)0.22%
Glendenning Mortgage Corporation-0.08%(4.0)1.70%
PennyMac Loan Services-0.07%(4.0)1.40%
US Bank-0.07%(4.0)0.19%
American Federal Mortgage-0.07%(4.0)0.08%
Pinnacle Mortgage-0.06%(4.0)0.19%
First Choice Loan Services-0.06%(4.0)0.52%
TD Bank-0.06%(4.0)0.25%
loanDepot-0.06%(4.0)3.18%
Bond Street Mortgage-0.06%(4.0)0.82%
PNC Bank-0.06%(4.0)0.19%
NewRez-0.05%(4.0)1.01%
emmloans-0.05%(3.5)0.74%
Lakeland Bank-0.05%(3.5)0.11%
Flagstar Bank-0.04%(3.5)0.38%
1st Constitution Bank-0.04%(3.5)0.19%
Amerisave Mortgage Corporation-0.04%(3.5)0.33%
Navy Federal Credit Union-0.04%(3.5)0.22%
Allied Mortgage Group-0.04%(3.5)0.38%
Fulton Bank-0.04%(3.5)0.05%
Prosperity Home Mortgage LLC-0.04%(3.5)0.74%
Cardinal Financial Company-0.03%(3.5)1.10%
Nations Lending Corporation-0.03%(3.5)0.74%
Princeton Mortgage-0.03%(3.5)0.22%
Investors Bank-0.03%(3.5)0.11%
New American Funding-0.03%(3.5)0.30%
Valley Bank-0.03%(3.5)0.08%
Ark Mortgage-0.02%(3.5)0.03%
Provident Funding-0.02%(3.5)0.03%
Union Home Mortgage-0.02%(3.5)0.27%
Tidewater Mortgage Services-0.02%(3.5)0.25%
Benchmark-0.02%(3.5)0.38%
US Mortgage of Florida-0.02%(3.5)0.55%
Atlantis Mortgage-0.02%(3.5)0.36%
OceanFirst Bank-0.01%(3.5)0.03%
Citibank-0.01%(3.5)0.03%
Weichert Financial Services-0.01%(3.5)1.53%
Stearns Home Loans-0.01%(3.5)0.11%
First Home Bank-0.01%(3.5)0.66%
Unity Bank-0.01%(3.5)0.03%
NVR Mortgage Finance Inc-0.01%(3.5)0.08%
Quicken Loans-0.01%(3.5)7.61%
K. Hovnanian American Mortgage-0.01%(3.5)0.14%
Millenium Home Mortgage-0.01%(3.5)0.16%
TIAA Bank-0.01%(3.5)0.08%
Residential Home Mortgage Corporation-0.01%(3.5)0.11%
Guaranteed Rate Affinity-0.01%(3.5)0.71%
Lakeview Loan Servicing-0.01%(3.5)0.71%
Embrace Home Loans-0.01%(3.5)0.58%
Finance of America Mortgage-0.01%(3.5)1.34%
US Mortgage Corporation-0.00%(3.5)0.33%
Santander Bank-0.00%(3.5)0.11%
The Federal Savings Bank-0.00%(3.5)0.36%
PrimeLending0.00%(3.5)0.03%
HomeBridge Financial Services0.00%(3.5)3.70%
Absolute Home Mortgage0.01%(3.5)1.15%
JPMorgan Chase Bank0.01%(3.5)0.03%
Evesham Mortgage0.01%(3.5)0.05%
Draper and Kramer Mortgage Corp0.01%(3.5)0.38%
RealFi0.01%(3.5)1.23%
Jersey Mortgage Company0.01%(3.5)0.22%
United Mortgage Corp0.01%(3.5)0.66%
First Alliance Home Mortgage0.02%(3.5)0.14%
Republic Bank0.02%(3.5)0.27%
Guaranteed Rate0.02%(3.5)0.85%
MDE Home Loans0.03%(3.5)0.58%
Advisors Mortgage Group0.03%(3.5)8.11%
Mortgage Network, Inc0.04%(3.5)0.47%
America’s Choice Home Loans0.04%(3.5)0.36%
Wells Fargo Bank0.04%(3.5)0.08%
Freedom Mortgage Corporation0.04%(3.5)2.60%
HarborOne Mortgage0.04%(3.5)0.58%
FM Home Loans0.05%(3.0)0.30%
AnnieMac Home Mortgage0.06%(3.0)7.97%
Gateway First Bank0.06%(3.0)1.15%
Equity Prime Mortgage0.06%(3.0)6.76%
Carrington Mortgage Services0.07%(3.0)2.03%
Family First Funding0.07%(3.0)5.81%
Mr. Cooper0.09%(3.0)2.46%
Intercontinental Capital Group0.09%(3.0)0.93%
PRMG Mortgage0.10%(3.0)3.01%
Primary Residential Mortgage Inc0.12%(3.0)0.93%
Financial Freedom Mortgage0.20%(2.5)0.79%
Lender NameRate DifferenceRate RatingMarket Share
Bank of America-0.40%(5.0)1.37%
NJ Lenders Corp-0.23%(4.5)2.57%
Home Point Financial Corporation-0.13%(4.0)1.72%
loanDepot-0.12%(4.0)2.83%
Glendenning Mortgage Corporation-0.11%(4.0)1.46%
Greenway Mortgage-0.11%(4.0)1.55%
Caliber Home Loans-0.10%(4.0)2.43%
Fairway Independent Mortgage Corporation-0.10%(4.0)1.46%
NewRez-0.10%(4.0)0.71%
PennyMac Loan Services-0.09%(4.0)0.31%
DHI Mortgage Company Limited-0.09%(4.0)0.40%
M&T Bank-0.09%(4.0)0.31%
Greentree Mortgage-0.08%(4.0)2.30%
US Bank-0.07%(4.0)0.31%
Movement Mortgage-0.07%(4.0)0.93%
American Federal Mortgage-0.07%(4.0)0.13%
Quicken Loans-0.07%(4.0)4.25%
TD Bank-0.07%(4.0)0.35%
Flagstar Bank-0.07%(4.0)0.44%
Pinnacle Mortgage-0.07%(4.0)0.31%
Bond Street Mortgage-0.07%(4.0)1.06%
First Choice Loan Services-0.07%(4.0)0.80%
PNC Bank-0.07%(4.0)0.27%
Lakeland Bank-0.06%(4.0)0.13%
Cardinal Financial Company-0.05%(4.0)0.71%
emmloans-0.05%(4.0)0.88%
Allied Mortgage Group-0.05%(4.0)0.44%
1st Constitution Bank-0.05%(3.5)0.27%
Nations Lending Corporation-0.05%(3.5)0.97%
Navy Federal Credit Union-0.04%(3.5)0.27%
Prosperity Home Mortgage LLC-0.04%(3.5)1.06%
Fulton Bank-0.04%(3.5)0.09%
Princeton Mortgage-0.04%(3.5)0.22%
New American Funding-0.04%(3.5)0.40%
Embrace Home Loans-0.03%(3.5)0.44%
Investors Bank-0.03%(3.5)0.18%
Tidewater Mortgage Services-0.03%(3.5)0.31%
Valley Bank-0.03%(3.5)0.13%
Ark Mortgage-0.03%(3.5)0.04%
Benchmark-0.03%(3.5)0.44%
Union Home Mortgage-0.02%(3.5)0.35%
Lakeview Loan Servicing-0.02%(3.5)0.27%
US Mortgage of Florida-0.02%(3.5)0.75%
Residential Home Mortgage Corporation-0.02%(3.5)0.13%
OceanFirst Bank-0.02%(3.5)0.04%
Weichert Financial Services-0.01%(3.5)2.48%
Stearns Home Loans-0.01%(3.5)0.18%
Unity Bank-0.01%(3.5)0.04%
NVR Mortgage Finance Inc-0.01%(3.5)0.13%
K. Hovnanian American Mortgage-0.01%(3.5)0.22%
First Home Bank-0.01%(3.5)0.84%
Millenium Home Mortgage-0.01%(3.5)0.22%
Finance of America Mortgage-0.01%(3.5)1.50%
Guaranteed Rate Affinity-0.01%(3.5)1.11%
Amerisave Mortgage Corporation-0.01%(3.5)0.09%
Financial Freedom Mortgage-0.01%(3.5)0.09%
TIAA Bank-0.01%(3.5)0.09%
Santander Bank-0.00%(3.5)0.13%
The Federal Savings Bank-0.00%(3.5)0.44%
PrimeLending-0.00%(3.5)0.04%
Atlantis Mortgage-0.00%(3.5)0.40%
RealFi0.01%(3.5)1.50%
Evesham Mortgage0.01%(3.5)0.09%
Absolute Home Mortgage0.01%(3.5)1.37%
Draper and Kramer Mortgage Corp0.01%(3.5)0.57%
HomeBridge Financial Services0.01%(3.5)3.85%
Guaranteed Rate0.02%(3.5)0.97%
Republic Bank0.02%(3.5)0.40%
Freedom Mortgage Corporation0.02%(3.5)3.10%
First Alliance Home Mortgage0.02%(3.5)0.18%
Jersey Mortgage Company0.02%(3.5)0.27%
Mr. Cooper0.02%(3.5)0.93%
Advisors Mortgage Group0.03%(3.5)10.13%
US Mortgage Corporation0.03%(3.5)0.22%
Mortgage Network, Inc0.03%(3.5)0.71%
Wells Fargo Bank0.03%(3.5)0.13%
America’s Choice Home Loans0.03%(3.5)0.53%
United Mortgage Corp0.04%(3.5)0.57%
HarborOne Mortgage0.04%(3.5)0.84%
FM Home Loans0.05%(3.0)0.44%
MDE Home Loans0.06%(3.0)0.57%
Intercontinental Capital Group0.06%(3.0)0.35%
Gateway First Bank0.07%(3.0)1.64%
Family First Funding0.09%(3.0)7.70%
Carrington Mortgage Services0.09%(3.0)0.75%
PRMG Mortgage0.11%(3.0)3.67%
Equity Prime Mortgage0.11%(3.0)5.84%
Primary Residential Mortgage Inc0.14%(3.0)1.24%
AnnieMac Home Mortgage0.16%(2.5)6.63%
Lender NameRate DifferenceRate RatingMarket Share
Caliber Home Loans-0.14%(4.0)3.52%
NJ Lenders Corp-0.11%(4.0)2.23%
Home Point Financial Corporation-0.10%(4.0)1.80%
Greentree Mortgage-0.09%(4.0)1.87%
Movement Mortgage-0.09%(4.0)1.37%
Fairway Independent Mortgage Corporation-0.07%(4.0)2.01%
PennyMac Loan Services-0.07%(4.0)3.16%
Atlantis Mortgage-0.05%(4.0)0.29%
Family First Funding-0.04%(3.5)2.73%
AnnieMac Home Mortgage-0.04%(3.5)10.14%
Amerisave Mortgage Corporation-0.04%(3.5)0.72%
emmloans-0.04%(3.5)0.50%
Greenway Mortgage-0.04%(3.5)0.86%
Bond Street Mortgage-0.03%(3.5)0.43%
Glendenning Mortgage Corporation-0.03%(3.5)2.08%
Gateway First Bank-0.03%(3.5)0.36%
Navy Federal Credit Union-0.03%(3.5)0.14%
US Mortgage Corporation-0.02%(3.5)0.50%
HomeBridge Financial Services-0.02%(3.5)3.45%
Cardinal Financial Company-0.02%(3.5)1.73%
Prosperity Home Mortgage LLC-0.02%(3.5)0.22%
Lakeland Bank-0.02%(3.5)0.07%
MDE Home Loans-0.02%(3.5)0.58%
Provident Funding-0.02%(3.5)0.07%
US Mortgage of Florida-0.02%(3.5)0.22%
First Home Bank-0.02%(3.5)0.36%
TIAA Bank-0.01%(3.5)0.07%
PNC Bank-0.01%(3.5)0.07%
First Choice Loan Services-0.01%(3.5)0.07%
Princeton Mortgage-0.01%(3.5)0.22%
NewRez-0.01%(3.5)1.51%
United Mortgage Corp-0.01%(3.5)0.79%
Jersey Mortgage Company-0.01%(3.5)0.14%
Millenium Home Mortgage-0.01%(3.5)0.07%
Union Home Mortgage-0.01%(3.5)0.14%
Republic Bank-0.01%(3.5)0.07%
FM Home Loans-0.01%(3.5)0.07%
Allied Mortgage Group-0.01%(3.5)0.29%
Citibank-0.01%(3.5)0.07%
TD Bank-0.01%(3.5)0.07%
Guaranteed Rate Affinity-0.01%(3.5)0.07%
1st Constitution Bank-0.01%(3.5)0.07%
First Alliance Home Mortgage-0.01%(3.5)0.07%
Primary Residential Mortgage Inc-0.01%(3.5)0.43%
Benchmark-0.00%(3.5)0.29%
Santander Bank-0.00%(3.5)0.07%
Bank of America-0.00%(3.5)0.14%
The Federal Savings Bank-0.00%(3.5)0.22%
M&T Bank-0.00%(3.5)0.07%
Lakeview Loan Servicing0.00%(3.5)1.44%
Draper and Kramer Mortgage Corp0.00%(3.5)0.07%
Finance of America Mortgage0.00%(3.5)1.08%
Mortgage Network, Inc0.01%(3.5)0.07%
Equity Prime Mortgage0.01%(3.5)8.27%
Absolute Home Mortgage0.01%(3.5)0.79%
Nations Lending Corporation0.01%(3.5)0.36%
Flagstar Bank0.01%(3.5)0.29%
New American Funding0.01%(3.5)0.14%
loanDepot0.01%(3.5)3.74%
HarborOne Mortgage0.01%(3.5)0.14%
Tidewater Mortgage Services0.01%(3.5)0.14%
America’s Choice Home Loans0.01%(3.5)0.07%
JPMorgan Chase Bank0.02%(3.5)0.07%
Residential Home Mortgage Corporation0.02%(3.5)0.07%
Embrace Home Loans0.02%(3.5)0.79%
RealFi0.02%(3.5)0.79%
Quicken Loans0.03%(3.5)13.08%
Advisors Mortgage Group0.03%(3.5)4.82%
Guaranteed Rate0.04%(3.5)0.65%
Carrington Mortgage Services0.07%(3.0)4.10%
PRMG Mortgage0.10%(3.0)1.94%
Freedom Mortgage Corporation0.10%(3.0)1.80%
Intercontinental Capital Group0.10%(3.0)1.87%
Mr. Cooper0.11%(3.0)4.96%
Financial Freedom Mortgage0.22%(2.5)1.94%
Lender NameRate DifferenceRate RatingMarket Share
Wells Fargo Bank-0.12%(4.0)20.09%
Bank of America-0.07%(4.0)12.15%
Citibank-0.02%(3.5)4.21%
TD Bank0.01%(3.5)5.45%
OceanFirst Bank0.02%(3.5)6.70%
Republic Bank0.02%(3.5)0.47%
Fulton Bank0.03%(3.5)0.93%
US Bank0.03%(3.5)1.09%
Affinity Federal Credit Union0.03%(3.5)0.31%
Ally Bank0.03%(3.5)0.16%
PNC Bank0.03%(3.5)2.80%
Guaranteed Rate Affinity0.04%(3.5)0.47%
Greenway Mortgage0.04%(3.5)0.31%
Morgan Stanley Private Bank0.04%(3.5)2.02%
HarborOne Mortgage0.04%(3.5)0.47%
JPMorgan Chase Bank0.04%(3.5)8.41%
Draper and Kramer Mortgage Corp0.04%(3.5)0.78%
Primary Residential Mortgage Inc0.04%(3.5)0.16%
Provident Bank NJ & PA0.04%(3.5)0.62%
Mortgage Network, Inc0.05%(3.5)0.31%
Millenium Home Mortgage0.05%(3.5)0.16%
Freedom Mortgage Corporation0.05%(3.5)0.31%
Benchmark0.05%(3.5)0.16%
PRMG Mortgage0.05%(3.5)0.16%
Advisors Mortgage Group0.05%(3.5)0.62%
M&T Bank0.05%(3.5)1.09%
American Federal Mortgage0.05%(3.5)0.16%
loanDepot0.05%(3.5)0.16%
TIAA Bank0.05%(3.5)0.47%
Valley Bank0.05%(3.5)4.98%
NJ Lenders Corp0.05%(3.0)0.47%
Flagstar Bank0.05%(3.0)0.31%
PrimeLending0.05%(3.0)0.16%
Bond Street Mortgage0.05%(3.0)0.16%
Lakeland Bank0.05%(3.0)0.31%
Prosperity Home Mortgage LLC0.05%(3.0)0.31%
Finance of America Mortgage0.06%(3.0)0.78%
Columbia Bank NJ0.06%(3.0)1.87%
Pinnacle Mortgage0.06%(3.0)0.31%
First Home Bank0.06%(3.0)0.31%
Greentree Mortgage0.06%(3.0)0.16%
Guaranteed Rate0.06%(3.0)0.47%
Quicken Loans0.06%(3.0)1.09%
HomeBridge Financial Services0.06%(3.0)0.93%
RealFi0.07%(3.0)0.31%
Investors Bank0.07%(3.0)4.83%
Carrington Mortgage Services0.07%(3.0)0.31%
Unity Bank0.08%(3.0)0.31%
FM Home Loans0.09%(3.0)1.87%
TBI Mortgage Company0.09%(3.0)1.40%
NewRez0.09%(3.0)0.93%
Santander Bank0.10%(3.0)4.36%
Caliber Home Loans0.10%(3.0)1.09%
Equity Prime Mortgage0.14%(3.0)0.78%
Lender NameRate DifferenceRate RatingMarket Share
Wells Fargo Bank-0.13%(4.0)25.12%
Bank of America-0.07%(4.0)12.69%
Citibank-0.00%(3.5)4.48%
TD Bank0.02%(3.5)3.23%
OceanFirst Bank0.03%(3.5)4.23%
Fulton Bank0.04%(3.5)0.75%
PNC Bank0.04%(3.5)1.24%
Ally Bank0.04%(3.5)0.25%
US Bank0.05%(3.5)1.24%
Provident Bank NJ & PA0.05%(3.5)0.25%
Affinity Federal Credit Union0.05%(3.0)0.25%
Greenway Mortgage0.05%(3.0)0.50%
Morgan Stanley Private Bank0.05%(3.0)1.74%
HarborOne Mortgage0.05%(3.0)0.50%
Guaranteed Rate Affinity0.05%(3.0)0.25%
Primary Residential Mortgage Inc0.06%(3.0)0.25%
Mortgage Network, Inc0.06%(3.0)0.25%
Draper and Kramer Mortgage Corp0.06%(3.0)1.00%
Millenium Home Mortgage0.06%(3.0)0.25%
Freedom Mortgage Corporation0.06%(3.0)0.50%
Benchmark0.06%(3.0)0.25%
American Federal Mortgage0.06%(3.0)0.25%
loanDepot0.06%(3.0)0.25%
Advisors Mortgage Group0.06%(3.0)0.75%
PrimeLending0.06%(3.0)0.25%
Bond Street Mortgage0.06%(3.0)0.25%
Valley Bank0.06%(3.0)6.97%
NJ Lenders Corp0.06%(3.0)0.50%
TIAA Bank0.06%(3.0)0.50%
Quicken Loans0.06%(3.0)0.50%
Finance of America Mortgage0.07%(3.0)0.75%
Flagstar Bank0.07%(3.0)0.25%
Prosperity Home Mortgage LLC0.07%(3.0)0.50%
M&T Bank0.07%(3.0)1.00%
First Home Bank0.07%(3.0)0.25%
Columbia Bank NJ0.07%(3.0)1.74%
Pinnacle Mortgage0.07%(3.0)0.50%
Greentree Mortgage0.07%(3.0)0.25%
FM Home Loans0.08%(3.0)1.24%
HomeBridge Financial Services0.08%(3.0)1.24%
Guaranteed Rate0.08%(3.0)0.50%
RealFi0.08%(3.0)0.50%
Investors Bank0.08%(3.0)4.48%
JPMorgan Chase Bank0.08%(3.0)8.46%
Carrington Mortgage Services0.08%(3.0)0.25%
NewRez0.10%(3.0)0.75%
TBI Mortgage Company0.10%(3.0)2.24%
Caliber Home Loans0.13%(3.0)1.24%
Santander Bank0.13%(3.0)3.23%
Equity Prime Mortgage0.15%(2.5)1.24%
Lender NameRate DifferenceRate RatingMarket Share
Bank of America-0.07%(4.0)11.25%
Wells Fargo Bank-0.05%(4.0)11.67%
Citibank-0.05%(3.5)3.75%
JPMorgan Chase Bank-0.03%(3.5)8.33%
TD Bank-0.00%(3.5)9.17%
OceanFirst Bank0.00%(3.5)10.83%
Republic Bank0.00%(3.5)1.25%
Affinity Federal Credit Union0.01%(3.5)0.42%
US Bank0.01%(3.5)0.83%
Guaranteed Rate Affinity0.02%(3.5)0.83%
Fulton Bank0.02%(3.5)1.25%
PNC Bank0.02%(3.5)5.42%
M&T Bank0.02%(3.5)1.25%
Draper and Kramer Mortgage Corp0.02%(3.5)0.42%
Morgan Stanley Private Bank0.02%(3.5)2.50%
TIAA Bank0.02%(3.5)0.42%
Valley Bank0.02%(3.5)1.67%
HarborOne Mortgage0.02%(3.5)0.42%
Guaranteed Rate0.03%(3.5)0.42%
NJ Lenders Corp0.03%(3.5)0.42%
Advisors Mortgage Group0.03%(3.5)0.42%
Mortgage Network, Inc0.03%(3.5)0.42%
Provident Bank NJ & PA0.03%(3.5)1.25%
PRMG Mortgage0.03%(3.5)0.42%
Flagstar Bank0.03%(3.5)0.42%
HomeBridge Financial Services0.03%(3.5)0.42%
Lakeland Bank0.03%(3.5)0.83%
Columbia Bank NJ0.04%(3.5)2.08%
Caliber Home Loans0.04%(3.5)0.83%
Finance of America Mortgage0.04%(3.5)0.83%
First Home Bank0.04%(3.5)0.42%
Quicken Loans0.04%(3.5)2.08%
Investors Bank0.05%(3.5)5.42%
Carrington Mortgage Services0.05%(3.0)0.42%
Santander Bank0.06%(3.0)6.25%
Unity Bank0.06%(3.0)0.83%
NewRez0.09%(3.0)1.25%
FM Home Loans0.09%(3.0)2.92%
Lender NameRate DifferenceRate RatingMarket Share
Navy Federal Credit Union-0.18%(4.5)5.81%
PennyMac Loan Services-0.06%(4.0)3.37%
Lakeview Loan Servicing-0.06%(4.0)1.28%
DHI Mortgage Company Limited-0.05%(4.0)0.47%
Home Point Financial Corporation-0.05%(4.0)1.63%
loanDepot-0.05%(3.5)5.58%
Caliber Home Loans-0.04%(3.5)4.42%
Guaranteed Rate-0.03%(3.5)1.05%
NJ Lenders Corp-0.03%(3.5)1.16%
Fairway Independent Mortgage Corporation-0.02%(3.5)1.86%
Flagstar Bank-0.02%(3.5)2.09%
Amerisave Mortgage Corporation-0.02%(3.5)0.35%
Wells Fargo Bank-0.02%(3.5)1.40%
US Mortgage of Florida-0.01%(3.5)0.70%
Santander Bank-0.01%(3.5)0.23%
Greentree Mortgage-0.01%(3.5)2.09%
FirstBank TN-0.01%(3.5)0.35%
USAA-0.01%(3.5)7.33%
Bank of America-0.01%(3.5)0.12%
Bond Street Mortgage-0.00%(3.5)2.33%
Cardinal Financial Company-0.00%(3.5)0.35%
Prosperity Home Mortgage LLC-0.00%(3.5)0.12%
M&T Bank-0.00%(3.5)0.12%
OceanFirst Bank-0.00%(3.5)0.12%
Draper and Kramer Mortgage Corp-0.00%(3.5)0.35%
Advisors Mortgage Group-0.00%(3.5)5.35%
Evesham Mortgage-0.00%(3.5)0.23%
US Bank-0.00%(3.5)0.35%
Republic Bank-0.00%(3.5)0.12%
Citibank-0.00%(3.5)0.12%
Mortgage Network, Inc-0.00%(3.5)0.23%
HarborOne Mortgage-0.00%(3.5)0.35%
PRMG Mortgage-0.00%(3.5)2.79%
Greenway Mortgage0.00%(3.5)0.47%
New American Funding0.00%(3.5)0.23%
FM Home Loans0.00%(3.5)0.12%
Union Home Mortgage0.00%(3.5)0.58%
First Choice Loan Services0.00%(3.5)0.23%
TD Bank0.00%(3.5)0.23%
Jersey Mortgage Company0.01%(3.5)0.12%
PrimeLending0.01%(3.5)0.35%
JPMorgan Chase Bank0.01%(3.5)0.47%
Finance of America Mortgage0.01%(3.5)0.35%
Atlantis Mortgage0.01%(3.5)0.12%
Stearns Home Loans0.01%(3.5)0.35%
NewRez0.01%(3.5)0.93%
Glendenning Mortgage Corporation0.01%(3.5)1.16%
Family First Funding0.01%(3.5)3.02%
Movement Mortgage0.01%(3.5)0.35%
PNC Bank0.01%(3.5)0.35%
MDE Home Loans0.01%(3.5)0.47%
Absolute Home Mortgage0.01%(3.5)0.23%
emmloans0.01%(3.5)0.23%
TIAA Bank0.01%(3.5)0.12%
Benchmark0.01%(3.5)0.58%
United Mortgage Corp0.01%(3.5)0.35%
RealFi0.02%(3.5)0.70%
Guaranteed Rate Affinity0.02%(3.5)0.35%
Embrace Home Loans0.02%(3.5)0.58%
First Home Bank0.02%(3.5)0.81%
NVR Mortgage Finance Inc0.02%(3.5)0.23%
Primary Residential Mortgage Inc0.02%(3.5)0.47%
First Alliance Home Mortgage0.02%(3.5)0.12%
America’s Choice Home Loans0.02%(3.5)0.23%
Gateway First Bank0.03%(3.5)0.47%
AnnieMac Home Mortgage0.03%(3.5)3.02%
Nations Lending Corporation0.03%(3.5)0.12%
HomeBridge Financial Services0.03%(3.5)3.14%
Intercontinental Capital Group0.04%(3.5)0.58%
Equity Prime Mortgage0.04%(3.5)4.07%
Financial Freedom Mortgage0.05%(3.5)0.58%
Freedom Mortgage Corporation0.05%(3.0)1.74%
The Federal Savings Bank0.06%(3.0)2.79%
Carrington Mortgage Services0.06%(3.0)1.40%
Weichert Financial Services0.07%(3.0)1.74%
Quicken Loans0.09%(3.0)9.53%
Mr. Cooper0.11%(3.0)1.74%
Lender NameRate DifferenceRate RatingMarket Share
Navy Federal Credit Union-0.20%(4.5)9.26%
DHI Mortgage Company Limited-0.05%(3.5)0.90%
Wells Fargo Bank-0.03%(3.5)2.03%
Guaranteed Rate-0.02%(3.5)1.35%
Fairway Independent Mortgage Corporation-0.02%(3.5)2.03%
US Mortgage of Florida-0.01%(3.5)1.13%
PennyMac Loan Services-0.01%(3.5)0.45%
Caliber Home Loans-0.01%(3.5)3.61%
Freedom Mortgage Corporation-0.00%(3.5)0.90%
Santander Bank-0.00%(3.5)0.45%
FirstBank TN-0.00%(3.5)0.23%
Draper and Kramer Mortgage Corp-0.00%(3.5)0.45%
Bank of America0.00%(3.5)0.23%
Mortgage Network, Inc0.00%(3.5)0.23%
Cardinal Financial Company0.00%(3.5)0.23%
Prosperity Home Mortgage LLC0.00%(3.5)0.23%
M&T Bank0.00%(3.5)0.23%
OceanFirst Bank0.00%(3.5)0.23%
US Bank0.00%(3.5)0.45%
Bond Street Mortgage0.00%(3.5)4.06%
NJ Lenders Corp0.01%(3.5)0.90%
Quicken Loans0.01%(3.5)5.42%
Republic Bank0.01%(3.5)0.23%
Citibank0.01%(3.5)0.23%
First Choice Loan Services0.01%(3.5)0.23%
loanDepot0.01%(3.5)3.16%
Flagstar Bank0.01%(3.5)1.13%
HarborOne Mortgage0.01%(3.5)0.45%
TD Bank0.01%(3.5)0.23%
Family First Funding0.01%(3.5)3.39%
Greenway Mortgage0.01%(3.5)0.90%
Embrace Home Loans0.01%(3.5)0.45%
Union Home Mortgage0.01%(3.5)0.90%
FM Home Loans0.01%(3.5)0.23%
Movement Mortgage0.01%(3.5)0.45%
Jersey Mortgage Company0.01%(3.5)0.23%
Greentree Mortgage0.01%(3.5)2.71%
JPMorgan Chase Bank0.01%(3.5)0.90%
Finance of America Mortgage0.01%(3.5)0.68%
Stearns Home Loans0.01%(3.5)0.45%
Advisors Mortgage Group0.01%(3.5)7.22%
Atlantis Mortgage0.01%(3.5)0.23%
New American Funding0.01%(3.5)0.23%
PrimeLending0.01%(3.5)0.45%
Glendenning Mortgage Corporation0.02%(3.5)1.81%
Absolute Home Mortgage0.02%(3.5)0.45%
Mr. Cooper0.02%(3.5)0.90%
USAA0.02%(3.5)10.84%
TIAA Bank0.02%(3.5)0.23%
MDE Home Loans0.02%(3.5)0.68%
Home Point Financial Corporation0.02%(3.5)0.68%
RealFi0.02%(3.5)1.35%
Guaranteed Rate Affinity0.02%(3.5)0.45%
PNC Bank0.02%(3.5)0.45%
Benchmark0.02%(3.5)0.90%
NVR Mortgage Finance Inc0.02%(3.5)0.45%
Gateway First Bank0.03%(3.5)0.45%
NewRez0.03%(3.5)0.23%
Primary Residential Mortgage Inc0.03%(3.5)0.45%
United Mortgage Corp0.03%(3.5)0.45%
PRMG Mortgage0.03%(3.5)3.39%
First Home Bank0.03%(3.5)0.90%
America’s Choice Home Loans0.03%(3.5)0.45%
Nations Lending Corporation0.04%(3.5)0.23%
Intercontinental Capital Group0.05%(3.5)0.68%
Equity Prime Mortgage0.07%(3.0)3.84%
Weichert Financial Services0.08%(3.0)2.93%
HomeBridge Financial Services0.08%(3.0)3.16%
Carrington Mortgage Services0.08%(3.0)0.68%
AnnieMac Home Mortgage0.09%(3.0)2.93%
Lender NameRate DifferenceRate RatingMarket Share
Home Point Financial Corporation-0.08%(4.0)2.64%
USAA-0.08%(4.0)3.60%
loanDepot-0.07%(4.0)8.15%
PennyMac Loan Services-0.07%(4.0)6.47%
Navy Federal Credit Union-0.07%(4.0)2.16%
Lakeview Loan Servicing-0.06%(4.0)2.64%
Caliber Home Loans-0.06%(4.0)5.28%
NJ Lenders Corp-0.05%(3.5)1.44%
Guaranteed Rate-0.05%(3.5)0.72%
Greentree Mortgage-0.04%(3.5)1.44%
PRMG Mortgage-0.04%(3.5)2.16%
Flagstar Bank-0.03%(3.5)3.12%
Fairway Independent Mortgage Corporation-0.03%(3.5)1.68%
Bond Street Mortgage-0.03%(3.5)0.48%
Advisors Mortgage Group-0.03%(3.5)3.36%
AnnieMac Home Mortgage-0.02%(3.5)3.12%
Amerisave Mortgage Corporation-0.02%(3.5)0.72%
HomeBridge Financial Services-0.02%(3.5)3.12%
FirstBank TN-0.01%(3.5)0.48%
HarborOne Mortgage-0.01%(3.5)0.24%
Glendenning Mortgage Corporation-0.01%(3.5)0.48%
Cardinal Financial Company-0.01%(3.5)0.48%
Evesham Mortgage-0.01%(3.5)0.48%
PNC Bank-0.01%(3.5)0.24%
New American Funding-0.01%(3.5)0.24%
PrimeLending-0.01%(3.5)0.24%
MDE Home Loans-0.01%(3.5)0.24%
US Bank-0.01%(3.5)0.24%
Benchmark-0.00%(3.5)0.24%
Mortgage Network, Inc-0.00%(3.5)0.24%
United Mortgage Corp-0.00%(3.5)0.24%
Draper and Kramer Mortgage Corp-0.00%(3.5)0.24%
NewRez-0.00%(3.5)1.68%
TD Bank-0.00%(3.5)0.24%
Union Home Mortgage-0.00%(3.5)0.24%
First Choice Loan Services0.00%(3.5)0.24%
Stearns Home Loans0.00%(3.5)0.24%
First Home Bank0.00%(3.5)0.72%
emmloans0.00%(3.5)0.48%
Guaranteed Rate Affinity0.01%(3.5)0.24%
Primary Residential Mortgage Inc0.01%(3.5)0.48%
Family First Funding0.01%(3.5)2.64%
US Mortgage of Florida0.01%(3.5)0.24%
First Alliance Home Mortgage0.01%(3.5)0.24%
Movement Mortgage0.01%(3.5)0.24%
Equity Prime Mortgage0.01%(3.5)4.32%
Embrace Home Loans0.02%(3.5)0.72%
Weichert Financial Services0.02%(3.5)0.48%
Intercontinental Capital Group0.03%(3.5)0.48%
Wells Fargo Bank0.03%(3.5)0.72%
Gateway First Bank0.04%(3.5)0.48%
Financial Freedom Mortgage0.04%(3.5)1.20%
The Federal Savings Bank0.05%(3.5)5.76%
Carrington Mortgage Services0.05%(3.5)2.16%
Freedom Mortgage Corporation0.06%(3.0)2.64%
Quicken Loans0.12%(3.0)13.91%
Mr. Cooper0.14%(3.0)2.64%

* Data is compiled for the Toms River, NJ commuting zone area, which comprises of counties of Monmouth County, NJ, and Ocean County, NJ. This includes cities/towns/communities of Toms River, NJ as well as Ocean Acres, NJ, Forked River, NJ, Lakewood, NJ, Robertsville, NJ, Tinton Falls, NJ, Point Pleasant, NJ, West Freehold, NJ, Mystic Island, NJ, Long Branch, NJ, Vista Center, NJ, Holiday City-Berkeley, NJ, Barnegat, NJ, Strathmore, NJ, North Beach Haven, NJ, Beachwood, NJ, Beach Haven West, NJ, Asbury Park, NJ, Pine Lake Park, NJ, Lincroft, NJ, Eatontown, NJ, Rumson, NJ, Waretown, NJ, Yorketown, NJ, Seaside Heights, NJ, Red Bank, NJ, Surf City, NJ, Fair Haven, NJ, Little Silver, NJ, East Freehold, NJ, West Belmar, NJ, Ramtown, NJ, Matawan, NJ, Morganville, NJ, Union Beach, NJ, Freehold, NJ, Manasquan, NJ, New Egypt, NJ, Barnegat Light, NJ, Beach Haven, NJ, Keansburg, NJ, Wanamassa, NJ, Dover Beaches North, NJ, West Long Branch, NJ, Navesink, NJ, Oceanport, NJ, Highlands, NJ, Shark River Hills, NJ, Shrewsbury, NJ, Point Pleasant Beach, NJ, and Belmar, NJ. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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