Top Mortgage Lenders in Prescott Valley, AZ

Lender Rankings / Last Updated: January 25, 2021

Which mortgage lender in the Prescott Valley, AZ area typically has the best rates? To help you narrow down where to shop for a mortgage, MortgageWaldo.com provides an objective and data driven ranking of mortgage lenders operating in the Prescott Valley, AZ area by interest rate and market share. We maintain our independence by not accepting any compensation from the mortgage lenders we rank, and use data on all fixed rate mortgages that were closed in the past year to generate our rankings.

Going by historical data, the best mortgage lender in the Prescott Valley, AZ area in terms of interest rate is Bank of America, with an average “Rate Difference” of -0.19%. This means that, comparing similar borrowers, Bank of America provided a -0.19% lower interest rate for its customers than other lenders in the area. Bank of America has a market share of 1.8%. On the other hand, the most popular lender in the Prescott Valley, AZ area is Quicken Loans, with a larger market share of 10.4%. Quicken Loans is an average lender in terms of the interest rate it offers, with a “Rate Difference” of +0.02% compared to those of other lenders in this area.

Our detailed ranking of mortgage lenders in the Prescott Valley, AZ area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, going by historical data, the cheapest lender for Conventional mortgages in Prescott Valley, AZ is Bank of America. If you want to take out a loan that is above conforming limits (above $548,250 or $822,375 depending on the area in 2021), the cheapest Jumbo mortgage provider is Wells Fargo Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Plaza Home Mortgage. The cheapest VA mortgage provider is Navy Federal Credit Union. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.

Ranking of Mortgage Lenders in Prescott Valley, AZ

Mortgage Type:
Purchase/Refinance:
Lender NameRate DifferenceRate RatingMarket Share
Bank of America-0.19%(4.5)1.83%
Provident Funding-0.18%(4.5)0.99%
Zions Bank-0.16%(4.5)0.77%
Sunstreet Mortgage LLC-0.14%(4.0)1.32%
Navy Federal Credit Union-0.14%(4.0)0.78%
OneAZ Credit Union-0.14%(4.0)3.19%
RoundPoint Mortgage Servicing Corporation-0.12%(4.0)0.36%
Sierra Pacific Mortgage-0.12%(4.0)0.90%
loanDepot-0.11%(4.0)2.38%
JPMorgan Chase Bank-0.11%(4.0)4.15%
NewRez-0.09%(4.0)0.56%
Plaza Home Mortgage-0.08%(4.0)1.04%
State Bank of Southern Utah-0.08%(4.0)0.34%
Amerisave Mortgage Corporation-0.08%(4.0)0.72%
US Bank-0.08%(4.0)1.34%
Home Point Financial Corporation-0.07%(4.0)0.66%
Wells Fargo Bank-0.07%(4.0)3.70%
USAA-0.06%(4.0)1.49%
PRMG Mortgage-0.05%(3.5)0.81%
Stearns Home Loans-0.05%(3.5)1.42%
Guaranteed Rate-0.04%(3.5)0.81%
Citywide Home Loans-0.04%(3.5)0.58%
CMG Financial-0.04%(3.5)0.37%
Caliber Home Loans-0.04%(3.5)1.50%
New American Funding-0.03%(3.5)1.29%
BBVA-0.03%(3.5)0.35%
Arizona Central Credit Union-0.03%(3.5)0.46%
Loan Simple-0.03%(3.5)1.69%
Mountain America Credit Union-0.02%(3.5)0.53%
Flagstar Bank-0.02%(3.5)0.65%
Carrington Mortgage Services-0.02%(3.5)1.00%
V.I.P. Mortgage Inc-0.02%(3.5)0.71%
Nova Home Loans-0.01%(3.5)2.40%
Finance of America Mortgage-0.01%(3.5)1.16%
Starboard Financial-0.01%(3.5)1.14%
Union Home Mortgage-0.00%(3.5)1.29%
Cardinal Financial Company-0.00%(3.5)0.88%
American Pacific Mortgage0.00%(3.5)0.67%
Lakeview Loan Servicing0.00%(3.5)0.62%
AmeriFirst Financial0.01%(3.5)0.72%
PennyMac Loan Services0.01%(3.5)1.29%
Bay Equity Home Loans0.02%(3.5)0.56%
CNN Mortgage0.02%(3.5)2.51%
Homeowners Financial Group0.02%(3.5)2.20%
Quicken Loans0.02%(3.5)10.42%
Primary Residential Mortgage Inc0.02%(3.5)0.34%
Synergy One Lending0.02%(3.5)0.37%
On Q Financial0.03%(3.5)1.16%
Freedom Mortgage Corporation0.04%(3.5)0.77%
HomeBridge Financial Services0.04%(3.5)1.41%
Wallick & Volk0.04%(3.5)6.97%
Guild Mortgage Company0.05%(3.5)6.23%
Fairway Independent Mortgage Corporation0.06%(3.0)7.17%
Evergreen Moneysource Mortgage Company0.07%(3.0)0.42%
Mr. Cooper0.10%(3.0)0.89%
Peoples Mortgage0.12%(3.0)1.01%
Nations Lending Corporation0.12%(3.0)0.65%
Academy Mortgage Corporation Utah0.17%(2.5)2.21%
PrimeLending0.21%(2.5)5.88%
Lender NameRate DifferenceRate RatingMarket Share
Bank of America-0.32%(5.0)1.64%
JPMorgan Chase Bank-0.22%(4.5)3.40%
Wells Fargo Bank-0.19%(4.5)3.94%
Navy Federal Credit Union-0.17%(4.5)1.04%
US Bank-0.16%(4.5)1.16%
Sunstreet Mortgage LLC-0.16%(4.5)1.48%
OneAZ Credit Union-0.15%(4.0)2.30%
Sierra Pacific Mortgage-0.13%(4.0)1.10%
Provident Funding-0.12%(4.0)0.50%
State Bank of Southern Utah-0.10%(4.0)0.42%
Plaza Home Mortgage-0.10%(4.0)1.50%
Quicken Loans-0.09%(4.0)4.74%
USAA-0.09%(4.0)1.76%
Mountain America Credit Union-0.08%(4.0)0.32%
Zions Bank-0.08%(4.0)0.48%
loanDepot-0.08%(4.0)0.96%
Citywide Home Loans-0.07%(4.0)0.76%
Guaranteed Rate-0.06%(4.0)0.94%
PRMG Mortgage-0.06%(4.0)0.94%
CMG Financial-0.06%(4.0)0.46%
Stearns Home Loans-0.05%(4.0)1.66%
Home Point Financial Corporation-0.05%(4.0)0.52%
BBVA-0.05%(3.5)0.30%
Freedom Mortgage Corporation-0.04%(3.5)0.18%
Arizona Central Credit Union-0.04%(3.5)0.22%
Mr. Cooper-0.04%(3.5)0.40%
New American Funding-0.03%(3.5)1.52%
PennyMac Loan Services-0.03%(3.5)0.18%
Amerisave Mortgage Corporation-0.03%(3.5)0.06%
NewRez-0.02%(3.5)0.10%
Loan Simple-0.02%(3.5)2.16%
Nations Lending Corporation-0.02%(3.5)0.18%
Synergy One Lending-0.02%(3.5)0.14%
Lakeview Loan Servicing-0.02%(3.5)0.04%
Flagstar Bank-0.01%(3.5)0.30%
V.I.P. Mortgage Inc-0.01%(3.5)0.78%
Carrington Mortgage Services-0.01%(3.5)0.74%
Cardinal Financial Company-0.01%(3.5)0.64%
Finance of America Mortgage0.00%(3.5)1.26%
Caliber Home Loans0.00%(3.5)1.16%
Nova Home Loans0.01%(3.5)2.94%
American Pacific Mortgage0.01%(3.5)0.90%
Starboard Financial0.01%(3.5)1.34%
AmeriFirst Financial0.02%(3.5)0.92%
HomeBridge Financial Services0.02%(3.5)1.62%
Union Home Mortgage0.02%(3.5)1.58%
Bay Equity Home Loans0.03%(3.5)0.80%
CNN Mortgage0.03%(3.5)3.72%
Primary Residential Mortgage Inc0.04%(3.5)0.48%
On Q Financial0.04%(3.5)1.86%
Wallick & Volk0.04%(3.5)8.38%
Homeowners Financial Group0.06%(3.0)2.94%
Guild Mortgage Company0.07%(3.0)8.10%
Evergreen Moneysource Mortgage Company0.07%(3.0)0.50%
Fairway Independent Mortgage Corporation0.07%(3.0)10.02%
Peoples Mortgage0.15%(3.0)1.18%
Academy Mortgage Corporation Utah0.19%(2.5)2.90%
PrimeLending0.21%(2.5)7.48%
Lender NameRate DifferenceRate RatingMarket Share
Provident Funding-0.20%(4.5)1.57%
Zions Bank-0.19%(4.5)1.11%
OneAZ Credit Union-0.12%(4.0)4.26%
RoundPoint Mortgage Servicing Corporation-0.12%(4.0)0.80%
loanDepot-0.12%(4.0)4.09%
Sunstreet Mortgage LLC-0.12%(4.0)1.14%
Homeowners Financial Group-0.10%(4.0)1.31%
Sierra Pacific Mortgage-0.10%(4.0)0.65%
NewRez-0.10%(4.0)1.11%
Home Point Financial Corporation-0.09%(4.0)0.82%
Amerisave Mortgage Corporation-0.08%(4.0)1.53%
Bank of America-0.07%(4.0)2.06%
Caliber Home Loans-0.06%(4.0)1.91%
Nova Home Loans-0.05%(4.0)1.74%
Union Home Mortgage-0.05%(4.0)0.94%
Navy Federal Credit Union-0.05%(4.0)0.46%
State Bank of Southern Utah-0.05%(3.5)0.24%
CNN Mortgage-0.05%(3.5)1.04%
PRMG Mortgage-0.04%(3.5)0.65%
Starboard Financial-0.04%(3.5)0.90%
Stearns Home Loans-0.04%(3.5)1.14%
New American Funding-0.04%(3.5)1.02%
Plaza Home Mortgage-0.03%(3.5)0.48%
On Q Financial-0.03%(3.5)0.31%
Loan Simple-0.03%(3.5)1.11%
Bay Equity Home Loans-0.03%(3.5)0.27%
JPMorgan Chase Bank-0.03%(3.5)5.06%
Primary Residential Mortgage Inc-0.03%(3.5)0.17%
Arizona Central Credit Union-0.02%(3.5)0.75%
Finance of America Mortgage-0.02%(3.5)1.04%
V.I.P. Mortgage Inc-0.02%(3.5)0.63%
Carrington Mortgage Services-0.02%(3.5)1.31%
AmeriFirst Financial-0.02%(3.5)0.48%
Guaranteed Rate-0.02%(3.5)0.65%
Flagstar Bank-0.02%(3.5)1.07%
BBVA-0.01%(3.5)0.41%
USAA-0.01%(3.5)1.16%
CMG Financial-0.01%(3.5)0.27%
American Pacific Mortgage-0.01%(3.5)0.39%
Guild Mortgage Company-0.01%(3.5)3.97%
US Bank-0.01%(3.5)1.55%
Fairway Independent Mortgage Corporation0.00%(3.5)3.73%
Cardinal Financial Company0.01%(3.5)1.16%
Lakeview Loan Servicing0.01%(3.5)1.33%
Mountain America Credit Union0.01%(3.5)0.77%
PennyMac Loan Services0.02%(3.5)2.64%
Citywide Home Loans0.04%(3.5)0.36%
Synergy One Lending0.04%(3.5)0.65%
Wallick & Volk0.04%(3.5)5.28%
Freedom Mortgage Corporation0.05%(3.5)1.48%
Quicken Loans0.06%(3.0)17.31%
HomeBridge Financial Services0.06%(3.0)1.16%
Peoples Mortgage0.06%(3.0)0.80%
Evergreen Moneysource Mortgage Company0.08%(3.0)0.31%
Wells Fargo Bank0.11%(3.0)3.41%
Academy Mortgage Corporation Utah0.12%(3.0)1.38%
Mr. Cooper0.15%(3.0)1.48%
Nations Lending Corporation0.15%(2.5)1.21%
PrimeLending0.20%(2.5)3.95%
Lender NameRate DifferenceRate RatingMarket Share
Bank of America-0.20%(4.5)2.25%
Provident Funding-0.18%(4.5)1.26%
Zions Bank-0.16%(4.5)1.00%
Sunstreet Mortgage LLC-0.16%(4.5)1.50%
RoundPoint Mortgage Servicing Corporation-0.15%(4.0)0.39%
Sierra Pacific Mortgage-0.14%(4.0)0.99%
OneAZ Credit Union-0.14%(4.0)4.20%
loanDepot-0.13%(4.0)2.27%
JPMorgan Chase Bank-0.12%(4.0)5.03%
Amerisave Mortgage Corporation-0.12%(4.0)0.64%
NewRez-0.11%(4.0)0.58%
US Bank-0.09%(4.0)1.38%
State Bank of Southern Utah-0.09%(4.0)0.45%
USAA-0.09%(4.0)0.90%
Wells Fargo Bank-0.07%(4.0)4.38%
CMG Financial-0.06%(4.0)0.33%
Stearns Home Loans-0.06%(4.0)1.44%
Guaranteed Rate-0.05%(4.0)0.87%
Citywide Home Loans-0.05%(3.5)0.65%
BBVA-0.05%(3.5)0.31%
PRMG Mortgage-0.05%(3.5)0.65%
New American Funding-0.03%(3.5)1.18%
Loan Simple-0.03%(3.5)1.95%
Arizona Central Credit Union-0.03%(3.5)0.61%
Starboard Financial-0.03%(3.5)0.99%
Freedom Mortgage Corporation-0.03%(3.5)0.48%
Home Point Financial Corporation-0.02%(3.5)0.32%
Mountain America Credit Union-0.02%(3.5)0.68%
V.I.P. Mortgage Inc-0.02%(3.5)0.80%
Union Home Mortgage-0.02%(3.5)1.32%
American Pacific Mortgage-0.02%(3.5)0.44%
Synergy One Lending-0.01%(3.5)0.28%
Cardinal Financial Company-0.01%(3.5)0.77%
Finance of America Mortgage-0.01%(3.5)1.19%
Carrington Mortgage Services-0.01%(3.5)0.25%
Caliber Home Loans-0.01%(3.5)1.22%
Plaza Home Mortgage-0.01%(3.5)0.48%
Flagstar Bank-0.01%(3.5)0.67%
Navy Federal Credit Union-0.01%(3.5)0.35%
Nova Home Loans0.00%(3.5)2.17%
Primary Residential Mortgage Inc0.01%(3.5)0.28%
Homeowners Financial Group0.02%(3.5)2.21%
Wallick & Volk0.02%(3.5)6.89%
AmeriFirst Financial0.02%(3.5)0.70%
Quicken Loans0.02%(3.5)11.60%
Lakeview Loan Servicing0.03%(3.5)0.16%
CNN Mortgage0.03%(3.5)2.17%
On Q Financial0.03%(3.5)1.08%
Bay Equity Home Loans0.04%(3.5)0.48%
Fairway Independent Mortgage Corporation0.06%(3.0)7.34%
HomeBridge Financial Services0.06%(3.0)1.26%
Guild Mortgage Company0.07%(3.0)5.92%
Nations Lending Corporation0.08%(3.0)0.32%
PennyMac Loan Services0.08%(3.0)0.86%
Evergreen Moneysource Mortgage Company0.09%(3.0)0.44%
Peoples Mortgage0.13%(3.0)1.16%
Mr. Cooper0.18%(2.5)0.73%
Academy Mortgage Corporation Utah0.19%(2.5)2.31%
PrimeLending0.25%(2.5)6.50%
Lender NameRate DifferenceRate RatingMarket Share
Bank of America-0.34%(5.0)2.07%
JPMorgan Chase Bank-0.24%(4.5)4.08%
Wells Fargo Bank-0.21%(4.5)4.59%
US Bank-0.20%(4.5)1.14%
Sunstreet Mortgage LLC-0.18%(4.5)1.60%
OneAZ Credit Union-0.15%(4.5)3.10%
Sierra Pacific Mortgage-0.15%(4.5)1.20%
Provident Funding-0.13%(4.0)0.65%
loanDepot-0.12%(4.0)1.01%
USAA-0.11%(4.0)1.17%
State Bank of Southern Utah-0.10%(4.0)0.57%
Quicken Loans-0.10%(4.0)5.41%
Citywide Home Loans-0.09%(4.0)0.84%
Mountain America Credit Union-0.09%(4.0)0.43%
Zions Bank-0.09%(4.0)0.65%
Guaranteed Rate-0.08%(4.0)1.01%
CMG Financial-0.07%(4.0)0.46%
Stearns Home Loans-0.06%(4.0)1.74%
BBVA-0.06%(4.0)0.27%
Freedom Mortgage Corporation-0.05%(4.0)0.16%
Arizona Central Credit Union-0.04%(3.5)0.30%
NewRez-0.04%(3.5)0.08%
PRMG Mortgage-0.04%(3.5)0.79%
Home Point Financial Corporation-0.04%(3.5)0.41%
New American Funding-0.03%(3.5)1.52%
Loan Simple-0.03%(3.5)2.50%
Nations Lending Corporation-0.03%(3.5)0.14%
Amerisave Mortgage Corporation-0.03%(3.5)0.08%
Synergy One Lending-0.02%(3.5)0.16%
Mr. Cooper-0.02%(3.5)0.22%
Plaza Home Mortgage-0.02%(3.5)0.68%
PennyMac Loan Services-0.02%(3.5)0.11%
V.I.P. Mortgage Inc-0.02%(3.5)0.90%
Flagstar Bank-0.02%(3.5)0.41%
Starboard Financial-0.02%(3.5)1.01%
Cardinal Financial Company-0.02%(3.5)0.62%
American Pacific Mortgage-0.01%(3.5)0.49%
Lakeview Loan Servicing-0.01%(3.5)0.03%
Carrington Mortgage Services-0.00%(3.5)0.08%
Finance of America Mortgage0.00%(3.5)1.22%
Navy Federal Credit Union0.01%(3.5)0.41%
Wallick & Volk0.01%(3.5)7.99%
Union Home Mortgage0.01%(3.5)1.52%
Primary Residential Mortgage Inc0.02%(3.5)0.35%
Caliber Home Loans0.03%(3.5)1.14%
AmeriFirst Financial0.03%(3.5)0.92%
Nova Home Loans0.04%(3.5)2.55%
HomeBridge Financial Services0.04%(3.5)1.66%
On Q Financial0.04%(3.5)1.71%
CNN Mortgage0.05%(3.0)3.26%
Bay Equity Home Loans0.07%(3.0)0.62%
Fairway Independent Mortgage Corporation0.07%(3.0)10.24%
Homeowners Financial Group0.08%(3.0)2.83%
Evergreen Moneysource Mortgage Company0.09%(3.0)0.46%
Guild Mortgage Company0.10%(3.0)7.91%
Peoples Mortgage0.17%(2.5)1.36%
Academy Mortgage Corporation Utah0.21%(2.5)2.93%
PrimeLending0.26%(2.0)8.23%
Lender NameRate DifferenceRate RatingMarket Share
Provident Funding-0.20%(4.5)1.97%
Zions Bank-0.20%(4.5)1.41%
RoundPoint Mortgage Servicing Corporation-0.15%(4.0)0.84%
OneAZ Credit Union-0.13%(4.0)5.47%
loanDepot-0.13%(4.0)3.72%
Amerisave Mortgage Corporation-0.13%(4.0)1.28%
Sunstreet Mortgage LLC-0.13%(4.0)1.38%
NewRez-0.12%(4.0)1.16%
Homeowners Financial Group-0.12%(4.0)1.50%
Sierra Pacific Mortgage-0.12%(4.0)0.75%
CNN Mortgage-0.08%(4.0)0.91%
Bank of America-0.07%(4.0)2.47%
Union Home Mortgage-0.06%(4.0)1.09%
PRMG Mortgage-0.06%(4.0)0.50%
Nova Home Loans-0.05%(4.0)1.72%
State Bank of Southern Utah-0.05%(4.0)0.31%
Caliber Home Loans-0.04%(3.5)1.31%
Stearns Home Loans-0.04%(3.5)1.09%
Starboard Financial-0.04%(3.5)0.97%
On Q Financial-0.04%(3.5)0.34%
CMG Financial-0.04%(3.5)0.19%
Loan Simple-0.04%(3.5)1.31%
Navy Federal Credit Union-0.04%(3.5)0.28%
Bay Equity Home Loans-0.04%(3.5)0.31%
New American Funding-0.03%(3.5)0.78%
Primary Residential Mortgage Inc-0.03%(3.5)0.19%
JPMorgan Chase Bank-0.03%(3.5)6.12%
BBVA-0.03%(3.5)0.34%
Finance of America Mortgage-0.03%(3.5)1.16%
V.I.P. Mortgage Inc-0.03%(3.5)0.69%
Arizona Central Credit Union-0.03%(3.5)0.97%
USAA-0.03%(3.5)0.59%
American Pacific Mortgage-0.03%(3.5)0.38%
Guaranteed Rate-0.02%(3.5)0.72%
Freedom Mortgage Corporation-0.02%(3.5)0.84%
AmeriFirst Financial-0.01%(3.5)0.44%
Carrington Mortgage Services-0.01%(3.5)0.44%
Cardinal Financial Company-0.01%(3.5)0.94%
Synergy One Lending-0.01%(3.5)0.41%
US Bank-0.01%(3.5)1.66%
Flagstar Bank-0.00%(3.5)0.97%
Fairway Independent Mortgage Corporation-0.00%(3.5)4.00%
Home Point Financial Corporation0.00%(3.5)0.22%
Guild Mortgage Company0.01%(3.5)3.62%
Mountain America Credit Union0.01%(3.5)0.97%
Plaza Home Mortgage0.02%(3.5)0.25%
Lakeview Loan Servicing0.03%(3.5)0.31%
Wallick & Volk0.03%(3.5)5.62%
Citywide Home Loans0.04%(3.5)0.44%
Quicken Loans0.07%(3.0)18.72%
Peoples Mortgage0.07%(3.0)0.94%
Evergreen Moneysource Mortgage Company0.07%(3.0)0.41%
PennyMac Loan Services0.09%(3.0)1.72%
HomeBridge Financial Services0.10%(3.0)0.81%
Nations Lending Corporation0.11%(3.0)0.53%
Wells Fargo Bank0.11%(3.0)4.12%
Academy Mortgage Corporation Utah0.13%(3.0)1.59%
Mr. Cooper0.22%(2.5)1.31%
PrimeLending0.22%(2.5)4.50%
Lender NameRate DifferenceRate RatingMarket Share
Plaza Home Mortgage-0.20%(4.5)3.33%
Sunstreet Mortgage LLC-0.10%(4.0)0.94%
Caliber Home Loans-0.09%(4.0)1.87%
Carrington Mortgage Services-0.09%(4.0)4.47%
PRMG Mortgage-0.09%(4.0)1.77%
Sierra Pacific Mortgage-0.09%(4.0)0.73%
Bay Equity Home Loans-0.09%(4.0)0.73%
Home Point Financial Corporation-0.08%(4.0)1.46%
Quicken Loans-0.07%(4.0)7.49%
Nova Home Loans-0.06%(4.0)2.81%
PennyMac Loan Services-0.06%(4.0)1.04%
New American Funding-0.06%(4.0)1.77%
HomeBridge Financial Services-0.06%(4.0)2.39%
Mr. Cooper-0.05%(4.0)1.87%
AmeriFirst Financial-0.05%(4.0)1.04%
Bank of America-0.04%(3.5)0.10%
Provident Funding-0.03%(3.5)0.31%
BBVA-0.03%(3.5)0.10%
Peoples Mortgage-0.03%(3.5)0.62%
CMG Financial-0.03%(3.5)0.62%
Synergy One Lending-0.03%(3.5)0.21%
CNN Mortgage-0.03%(3.5)4.06%
NewRez-0.02%(3.5)0.52%
US Bank-0.02%(3.5)0.10%
Mountain America Credit Union-0.02%(3.5)0.10%
Citywide Home Loans-0.02%(3.5)0.62%
Loan Simple-0.02%(3.5)0.83%
PrimeLending-0.02%(3.5)3.23%
On Q Financial-0.01%(3.5)2.19%
Homeowners Financial Group-0.01%(3.5)2.39%
Guaranteed Rate-0.01%(3.5)0.42%
Amerisave Mortgage Corporation-0.01%(3.5)0.94%
RoundPoint Mortgage Servicing Corporation-0.00%(3.5)0.21%
Finance of America Mortgage-0.00%(3.5)1.25%
loanDepot0.00%(3.5)1.56%
Cardinal Financial Company0.01%(3.5)1.77%
V.I.P. Mortgage Inc0.01%(3.5)0.52%
Wells Fargo Bank0.01%(3.5)0.10%
Stearns Home Loans0.01%(3.5)0.73%
American Pacific Mortgage0.02%(3.5)1.87%
Guild Mortgage Company0.02%(3.5)8.01%
Evergreen Moneysource Mortgage Company0.02%(3.5)0.52%
Freedom Mortgage Corporation0.04%(3.5)1.46%
Primary Residential Mortgage Inc0.04%(3.5)1.14%
Starboard Financial0.05%(3.5)2.50%
Lakeview Loan Servicing0.05%(3.5)1.87%
Union Home Mortgage0.06%(3.0)1.56%
Fairway Independent Mortgage Corporation0.08%(3.0)8.12%
Wallick & Volk0.12%(3.0)10.20%
Academy Mortgage Corporation Utah0.14%(3.0)3.43%
Nations Lending Corporation0.14%(3.0)2.08%
Lender NameRate DifferenceRate RatingMarket Share
Plaza Home Mortgage-0.22%(4.5)4.48%
Quicken Loans-0.15%(4.5)2.47%
PRMG Mortgage-0.12%(4.0)2.01%
Sunstreet Mortgage LLC-0.11%(4.0)1.23%
Caliber Home Loans-0.11%(4.0)1.39%
Home Point Financial Corporation-0.11%(4.0)1.08%
Sierra Pacific Mortgage-0.10%(4.0)0.93%
HomeBridge Financial Services-0.10%(4.0)1.85%
Bay Equity Home Loans-0.09%(4.0)1.08%
Carrington Mortgage Services-0.09%(4.0)3.24%
Mr. Cooper-0.08%(4.0)1.08%
New American Funding-0.07%(4.0)1.85%
Nova Home Loans-0.07%(4.0)4.01%
AmeriFirst Financial-0.05%(4.0)0.93%
Bank of America-0.05%(3.5)0.15%
CNN Mortgage-0.04%(3.5)5.09%
NewRez-0.04%(3.5)0.15%
CMG Financial-0.04%(3.5)0.77%
Synergy One Lending-0.04%(3.5)0.15%
BBVA-0.04%(3.5)0.15%
Peoples Mortgage-0.04%(3.5)0.62%
Nations Lending Corporation-0.04%(3.5)0.46%
US Bank-0.03%(3.5)0.15%
Provident Funding-0.03%(3.5)0.15%
Loan Simple-0.02%(3.5)1.08%
Freedom Mortgage Corporation-0.02%(3.5)0.31%
PrimeLending-0.02%(3.5)4.78%
Citywide Home Loans-0.02%(3.5)0.77%
On Q Financial-0.02%(3.5)3.09%
Homeowners Financial Group-0.01%(3.5)3.24%
Guaranteed Rate-0.00%(3.5)0.31%
Cardinal Financial Company-0.00%(3.5)0.93%
Finance of America Mortgage-0.00%(3.5)1.54%
V.I.P. Mortgage Inc0.01%(3.5)0.62%
American Pacific Mortgage0.01%(3.5)2.62%
Evergreen Moneysource Mortgage Company0.02%(3.5)0.77%
loanDepot0.02%(3.5)1.08%
Stearns Home Loans0.03%(3.5)0.77%
Primary Residential Mortgage Inc0.04%(3.5)1.70%
Guild Mortgage Company0.04%(3.5)8.18%
Union Home Mortgage0.06%(3.0)2.16%
Starboard Financial0.06%(3.0)3.09%
Fairway Independent Mortgage Corporation0.08%(3.0)11.11%
Wallick & Volk0.12%(3.0)12.04%
Academy Mortgage Corporation Utah0.15%(2.5)4.32%
Lender NameRate DifferenceRate RatingMarket Share
Carrington Mortgage Services-0.08%(4.0)7.03%
Caliber Home Loans-0.07%(4.0)2.88%
Plaza Home Mortgage-0.05%(4.0)0.96%
PennyMac Loan Services-0.05%(4.0)3.19%
AmeriFirst Financial-0.05%(3.5)1.28%
Quicken Loans-0.04%(3.5)17.89%
Home Point Financial Corporation-0.04%(3.5)2.24%
Starboard Financial-0.03%(3.5)1.28%
Mr. Cooper-0.03%(3.5)3.51%
Provident Funding-0.03%(3.5)0.64%
Nova Home Loans-0.03%(3.5)0.32%
Guild Mortgage Company-0.03%(3.5)7.67%
Stearns Home Loans-0.02%(3.5)0.64%
New American Funding-0.02%(3.5)1.60%
Peoples Mortgage-0.02%(3.5)0.64%
American Pacific Mortgage-0.02%(3.5)0.32%
Sierra Pacific Mortgage-0.02%(3.5)0.32%
Synergy One Lending-0.02%(3.5)0.32%
CMG Financial-0.02%(3.5)0.32%
Citywide Home Loans-0.01%(3.5)0.32%
Homeowners Financial Group-0.01%(3.5)0.64%
NewRez-0.01%(3.5)1.28%
Mountain America Credit Union-0.01%(3.5)0.32%
loanDepot-0.01%(3.5)2.56%
Finance of America Mortgage-0.01%(3.5)0.64%
HomeBridge Financial Services-0.01%(3.5)3.51%
Union Home Mortgage-0.00%(3.5)0.32%
Guaranteed Rate-0.00%(3.5)0.64%
Sunstreet Mortgage LLC-0.00%(3.5)0.32%
V.I.P. Mortgage Inc0.00%(3.5)0.32%
Amerisave Mortgage Corporation0.00%(3.5)2.88%
Loan Simple0.01%(3.5)0.32%
PRMG Mortgage0.01%(3.5)1.28%
On Q Financial0.01%(3.5)0.32%
RoundPoint Mortgage Servicing Corporation0.01%(3.5)0.64%
Fairway Independent Mortgage Corporation0.02%(3.5)1.92%
Cardinal Financial Company0.02%(3.5)3.51%
Wells Fargo Bank0.02%(3.5)0.32%
CNN Mortgage0.03%(3.5)1.92%
Academy Mortgage Corporation Utah0.05%(3.5)1.60%
Lakeview Loan Servicing0.06%(3.0)5.75%
Freedom Mortgage Corporation0.06%(3.0)3.83%
Wallick & Volk0.10%(3.0)6.39%
Nations Lending Corporation0.19%(2.5)5.43%
Lender NameRate DifferenceRate RatingMarket Share
Wells Fargo Bank-0.07%(4.0)13.30%
US Bank-0.03%(3.5)12.77%
Navy Federal Credit Union-0.01%(3.5)1.60%
Bank of America-0.01%(3.5)5.85%
JPMorgan Chase Bank0.00%(3.5)15.43%
Nova Home Loans0.00%(3.5)1.60%
OneAZ Credit Union0.00%(3.5)1.06%
Wallick & Volk0.01%(3.5)2.66%
Sunstreet Mortgage LLC0.01%(3.5)0.53%
Homeowners Financial Group0.01%(3.5)0.53%
Academy Mortgage Corporation Utah0.01%(3.5)1.06%
AmeriFirst Financial0.01%(3.5)0.53%
Guaranteed Rate0.01%(3.5)2.66%
Bay Equity Home Loans0.02%(3.5)1.60%
Stearns Home Loans0.02%(3.5)0.53%
Plaza Home Mortgage0.02%(3.5)0.53%
BBVA0.02%(3.5)5.32%
V.I.P. Mortgage Inc0.02%(3.5)1.06%
USAA0.02%(3.5)0.53%
Fairway Independent Mortgage Corporation0.02%(3.5)6.91%
CNN Mortgage0.03%(3.5)2.66%
Quicken Loans0.03%(3.5)2.66%
HomeBridge Financial Services0.03%(3.5)0.53%
Flagstar Bank0.03%(3.5)0.53%
PrimeLending0.03%(3.5)6.91%
Finance of America Mortgage0.04%(3.5)1.60%
Guild Mortgage Company0.04%(3.5)3.72%
NewRez0.05%(3.5)0.53%
Union Home Mortgage0.05%(3.5)0.53%
Caliber Home Loans0.05%(3.5)0.53%
Peoples Mortgage0.05%(3.5)0.53%
Loan Simple0.06%(3.0)3.19%
Lender NameRate DifferenceRate RatingMarket Share
Wells Fargo Bank-0.08%(4.0)15.87%
US Bank-0.05%(3.5)10.32%
Bank of America-0.01%(3.5)3.97%
Navy Federal Credit Union-0.01%(3.5)2.38%
Nova Home Loans0.00%(3.5)1.59%
JPMorgan Chase Bank0.00%(3.5)13.49%
OneAZ Credit Union0.01%(3.5)0.79%
Wallick & Volk0.02%(3.5)3.97%
Sunstreet Mortgage LLC0.02%(3.5)0.79%
Homeowners Financial Group0.02%(3.5)0.79%
BBVA0.02%(3.5)3.17%
Guaranteed Rate0.02%(3.5)2.38%
Academy Mortgage Corporation Utah0.02%(3.5)1.59%
AmeriFirst Financial0.02%(3.5)0.79%
Bay Equity Home Loans0.02%(3.5)2.38%
Stearns Home Loans0.02%(3.5)0.79%
Plaza Home Mortgage0.03%(3.5)0.79%
USAA0.03%(3.5)0.79%
CNN Mortgage0.03%(3.5)2.38%
Fairway Independent Mortgage Corporation0.03%(3.5)9.52%
HomeBridge Financial Services0.04%(3.5)0.79%
Quicken Loans0.04%(3.5)2.38%
Finance of America Mortgage0.04%(3.5)2.38%
Guild Mortgage Company0.05%(3.5)4.76%
NewRez0.05%(3.0)0.79%
Caliber Home Loans0.05%(3.0)0.79%
Peoples Mortgage0.05%(3.0)0.79%
PrimeLending0.05%(3.0)4.76%
Loan Simple0.07%(3.0)3.97%
Lender NameRate DifferenceRate RatingMarket Share
Wells Fargo Bank-0.03%(3.5)8.06%
Bank of America-0.01%(3.5)9.68%
OneAZ Credit Union-0.01%(3.5)1.61%
JPMorgan Chase Bank-0.00%(3.5)19.35%
US Bank-0.00%(3.5)17.74%
Guaranteed Rate0.00%(3.5)3.23%
Nova Home Loans0.00%(3.5)1.61%
Quicken Loans0.00%(3.5)3.23%
PrimeLending0.00%(3.5)11.29%
V.I.P. Mortgage Inc0.01%(3.5)3.23%
Fairway Independent Mortgage Corporation0.01%(3.5)1.61%
BBVA0.02%(3.5)9.68%
CNN Mortgage0.02%(3.5)3.23%
Flagstar Bank0.02%(3.5)1.61%
Guild Mortgage Company0.02%(3.5)1.61%
Loan Simple0.03%(3.5)1.61%
Union Home Mortgage0.03%(3.5)1.61%
Lender NameRate DifferenceRate RatingMarket Share
Navy Federal Credit Union-0.20%(4.5)3.99%
Home Point Financial Corporation-0.11%(4.0)2.17%
loanDepot-0.10%(4.0)4.17%
Caliber Home Loans-0.06%(4.0)3.08%
Guild Mortgage Company-0.05%(4.0)7.07%
PennyMac Loan Services-0.05%(3.5)4.44%
Flagstar Bank-0.04%(3.5)1.09%
Plaza Home Mortgage-0.04%(3.5)2.63%
Nova Home Loans-0.04%(3.5)3.62%
Stearns Home Loans-0.03%(3.5)2.08%
NewRez-0.03%(3.5)0.45%
USAA-0.03%(3.5)6.61%
RoundPoint Mortgage Servicing Corporation-0.02%(3.5)0.36%
Sunstreet Mortgage LLC-0.02%(3.5)0.72%
US Bank-0.02%(3.5)0.18%
Lakeview Loan Servicing-0.02%(3.5)2.54%
Wells Fargo Bank-0.01%(3.5)1.00%
PRMG Mortgage-0.01%(3.5)1.09%
AmeriFirst Financial-0.01%(3.5)0.63%
Finance of America Mortgage-0.01%(3.5)0.82%
New American Funding-0.01%(3.5)1.81%
Guaranteed Rate-0.00%(3.5)0.45%
Amerisave Mortgage Corporation-0.00%(3.5)1.18%
Sierra Pacific Mortgage-0.00%(3.5)0.63%
Primary Residential Mortgage Inc-0.00%(3.5)0.09%
Citywide Home Loans-0.00%(3.5)0.18%
Starboard Financial0.01%(3.5)1.09%
V.I.P. Mortgage Inc0.01%(3.5)0.27%
Union Home Mortgage0.01%(3.5)1.00%
Zions Bank0.01%(3.5)0.09%
Loan Simple0.01%(3.5)0.54%
JPMorgan Chase Bank0.02%(3.5)0.36%
Mr. Cooper0.02%(3.5)1.18%
Peoples Mortgage0.03%(3.5)0.45%
Bay Equity Home Loans0.03%(3.5)0.72%
CMG Financial0.03%(3.5)0.45%
American Pacific Mortgage0.03%(3.5)1.18%
CNN Mortgage0.03%(3.5)3.26%
Evergreen Moneysource Mortgage Company0.04%(3.5)0.27%
PrimeLending0.04%(3.5)4.17%
HomeBridge Financial Services0.05%(3.5)1.63%
Academy Mortgage Corporation Utah0.05%(3.5)0.72%
Cardinal Financial Company0.05%(3.5)0.91%
Fairway Independent Mortgage Corporation0.05%(3.5)5.34%
Homeowners Financial Group0.06%(3.0)2.26%
Quicken Loans0.06%(3.0)6.97%
Wallick & Volk0.09%(3.0)5.43%
Carrington Mortgage Services0.09%(3.0)2.81%
Synergy One Lending0.10%(3.0)1.18%
On Q Financial0.12%(3.0)1.00%
Freedom Mortgage Corporation0.13%(3.0)2.08%
Nations Lending Corporation0.16%(2.5)1.54%
Lender NameRate DifferenceRate RatingMarket Share
Navy Federal Credit Union-0.24%(4.5)6.20%
USAA-0.05%(3.5)8.03%
Stearns Home Loans-0.04%(3.5)2.37%
Sunstreet Mortgage LLC-0.04%(3.5)1.09%
Guild Mortgage Company-0.03%(3.5)10.04%
Wells Fargo Bank-0.03%(3.5)1.46%
Plaza Home Mortgage-0.03%(3.5)3.65%
Nova Home Loans-0.03%(3.5)4.56%
Home Point Financial Corporation-0.03%(3.5)0.73%
US Bank-0.02%(3.5)0.36%
PennyMac Loan Services-0.02%(3.5)0.91%
Quicken Loans-0.01%(3.5)3.47%
Finance of America Mortgage-0.01%(3.5)0.91%
Lakeview Loan Servicing-0.01%(3.5)0.18%
AmeriFirst Financial-0.01%(3.5)0.91%
PRMG Mortgage-0.01%(3.5)0.91%
Sierra Pacific Mortgage-0.01%(3.5)0.91%
Guaranteed Rate-0.01%(3.5)0.91%
Citywide Home Loans-0.00%(3.5)0.36%
Mr. Cooper-0.00%(3.5)0.91%
Freedom Mortgage Corporation0.00%(3.5)0.18%
Union Home Mortgage0.01%(3.5)1.64%
Caliber Home Loans0.01%(3.5)1.09%
Starboard Financial0.01%(3.5)1.82%
CMG Financial0.01%(3.5)0.18%
V.I.P. Mortgage Inc0.01%(3.5)0.36%
Loan Simple0.01%(3.5)0.73%
JPMorgan Chase Bank0.02%(3.5)0.55%
American Pacific Mortgage0.03%(3.5)1.82%
Nations Lending Corporation0.03%(3.5)0.18%
Cardinal Financial Company0.03%(3.5)0.55%
PrimeLending0.03%(3.5)6.20%
Bay Equity Home Loans0.03%(3.5)1.28%
Peoples Mortgage0.03%(3.5)0.73%
CNN Mortgage0.03%(3.5)5.47%
Evergreen Moneysource Mortgage Company0.03%(3.5)0.55%
HomeBridge Financial Services0.04%(3.5)1.28%
Academy Mortgage Corporation Utah0.05%(3.5)1.28%
New American Funding0.05%(3.5)1.46%
Fairway Independent Mortgage Corporation0.06%(3.0)7.30%
Homeowners Financial Group0.07%(3.0)3.83%
loanDepot0.07%(3.0)0.73%
Wallick & Volk0.10%(3.0)7.66%
Carrington Mortgage Services0.13%(3.0)2.37%
On Q Financial0.13%(3.0)1.82%
Lender NameRate DifferenceRate RatingMarket Share
Home Point Financial Corporation-0.13%(4.0)3.60%
loanDepot-0.11%(4.0)7.55%
Guild Mortgage Company-0.09%(4.0)4.14%
Caliber Home Loans-0.08%(4.0)5.04%
Plaza Home Mortgage-0.06%(4.0)1.62%
Nova Home Loans-0.05%(4.0)2.70%
PennyMac Loan Services-0.05%(4.0)7.91%
Navy Federal Credit Union-0.05%(4.0)1.80%
Flagstar Bank-0.04%(3.5)2.16%
New American Funding-0.04%(3.5)2.16%
NewRez-0.03%(3.5)0.90%
RoundPoint Mortgage Servicing Corporation-0.02%(3.5)0.72%
Lakeview Loan Servicing-0.02%(3.5)4.86%
Stearns Home Loans-0.02%(3.5)1.80%
PRMG Mortgage-0.01%(3.5)1.26%
Starboard Financial-0.01%(3.5)0.36%
Homeowners Financial Group-0.01%(3.5)0.72%
AmeriFirst Financial-0.01%(3.5)0.36%
Amerisave Mortgage Corporation-0.00%(3.5)2.34%
Primary Residential Mortgage Inc0.00%(3.5)0.18%
Finance of America Mortgage0.00%(3.5)0.72%
V.I.P. Mortgage Inc0.00%(3.5)0.18%
USAA0.01%(3.5)5.22%
Sunstreet Mortgage LLC0.01%(3.5)0.36%
Peoples Mortgage0.01%(3.5)0.18%
Loan Simple0.01%(3.5)0.36%
Sierra Pacific Mortgage0.01%(3.5)0.36%
Bay Equity Home Loans0.01%(3.5)0.18%
On Q Financial0.01%(3.5)0.18%
Zions Bank0.02%(3.5)0.18%
Fairway Independent Mortgage Corporation0.02%(3.5)3.42%
Academy Mortgage Corporation Utah0.02%(3.5)0.18%
Union Home Mortgage0.03%(3.5)0.36%
JPMorgan Chase Bank0.03%(3.5)0.18%
CMG Financial0.04%(3.5)0.72%
Wells Fargo Bank0.04%(3.5)0.54%
Mr. Cooper0.04%(3.5)1.44%
CNN Mortgage0.04%(3.5)1.08%
Wallick & Volk0.05%(3.5)3.24%
HomeBridge Financial Services0.05%(3.5)1.98%
American Pacific Mortgage0.05%(3.5)0.54%
PrimeLending0.05%(3.0)2.16%
Cardinal Financial Company0.06%(3.0)1.26%
Carrington Mortgage Services0.06%(3.0)3.24%
Quicken Loans0.09%(3.0)10.43%
Synergy One Lending0.10%(3.0)2.34%
Freedom Mortgage Corporation0.14%(3.0)3.96%
Nations Lending Corporation0.17%(2.5)2.88%

* Data is compiled for the Prescott Valley, AZ commuting zone area, which comprises of counties of Coconino County, AZ, Yavapai County, AZ, and Kane County, UT. This includes cities/towns/communities of Prescott Valley, AZ as well as Flagstaff, AZ, Prescott, AZ, Paulden, AZ, Valle, AZ, Winslow West, AZ, Cottonwood, AZ, Clarkdale, AZ, Sedona, AZ, Chino Valley, AZ, Cordes Lakes, AZ, Williamson, AZ, Camp Verde, AZ, Kanab, UT, Lake Montezuma, AZ, Doney Park, AZ, Cornville, AZ, Verde Village, AZ, Congress, AZ, Tusayan, AZ, Page, AZ, Sedona, AZ, Orderville, UT, Williams, AZ, Village of Oak Creek (Big Park), AZ, Wilhoit, AZ, Seligman, AZ, Fredonia, AZ, Leupp, AZ, Tonalea, AZ, Tuba City, AZ, and LeChee, AZ. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings in Other Cities

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