Top Mortgage Lenders in Prescott Valley, AZ

Which mortgage lender in the Prescott Valley, AZ area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Prescott Valley, AZ area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Prescott Valley, AZ area is Bank of America, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.19%. This means that Bank of America provided a -0.19% lower interest rate for its customers than other lenders in Prescott Valley, AZ for a similar set of borrowers. Bank of America has a market share of 1.8%. On the other hand, the most popular lender in the market is Quicken Loans, with a market share of 10.4%. Quicken Loans is an average rate lender in this area, with a “Rate Difference” of +0.02% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Prescott Valley, AZ area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Prescott Valley, AZ is Bank of America. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Wells Fargo Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Plaza Home Mortgage Inc. The cheapest VA mortgage provider is Navy Federal Credit Union. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Ranking of Mortgage Lenders in Prescott Valley, AZ

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.19% 1.78%
Provident Funding Associates 2, -0.18% 0.96%
Zions Bancorporation 3, -0.16% 0.75%
Sunstreet Mortgage 4, -0.14% 1.29%
Navy Federal Credit Union 5, -0.14% 0.80%
OneAZ Credit Union 6, -0.13% 3.11%
RoundPoint Mortgage Servicing Corporation 7, -0.12% 0.35%
Sierra Pacific Mortgage 8, -0.12% 0.88%
LoanDepot 9, -0.11% 2.35%
JPMorgan Chase Bank 10, -0.11% 4.08%
Newrez 11, -0.09% 0.54%
Amerisave Mortgage Corporation 12, -0.08% 0.71%
Plaza Home Mortgage Inc 13, -0.08% 1.01%
State Bank of Southern Utah 14, -0.08% 0.33%
Us Bank 15, -0.08% 1.31%
Home Point Financial Corporation 16, -0.08% 0.64%
Wells Fargo Bank 17, -0.07% 3.61%
Usaa Federal Savings Bank 18, -0.06% 1.45%
JG Wentworth Home Lending 19, -0.05% 0.52%
Paramount Residential Mortgage Group Inc 20, -0.05% 0.79%
Stearns Lending 21, -0.05% 1.39%
Guaranteed Rate Inc 22, -0.04% 0.79%
Citywide Home Loans 23, -0.04% 0.57%
CMG Mortgage Inc 24, -0.04% 0.37%
Caliber Home Loans Inc 25, -0.04% 1.46%
New American Funding 26, -0.03% 1.26%
Bbva Usa 27, -0.03% 0.34%
Arizona Central Credit Union 28, -0.03% 0.45%
Loan Simple Inc 29, -0.02% 1.66%
Mountain America Credit Union 30, -0.02% 0.51%
Flagstar Bank 31, -0.02% 0.63%
Carrington Mortgage Services 32, -0.02% 0.97%
VIP Mortgage Inc 33, -0.01% 0.69%
NOVA Financial & Investment Corporation dba: Nova Home Loans 34, -0.01% 2.34%
Finance of America Mortgage 35, -0.01% 1.13%
Starboard Financial Management 36, -0.00% 1.11%
Union Home Mortgage Company 37, -0.00% 1.26%
Cardinal Financial Company LP 38, 0.00% 0.85%
American Financial Resources Inc 39, 0.00% 0.81%
Lakeview Loan Servicing 40, 0.00% 0.61%
American Pacific Mortgage Corporation 41, 0.00% 0.65%
Pennymac Loan Services 42, 0.01% 1.27%
Amerifirst Financial Inc 43, 0.01% 0.71%
Bay Equity 44, 0.01% 0.58%
Quicken Loans 45, 0.02% 10.45%
Homeowners Financial Group 46, 0.02% 2.15%
LHM Financial DBA CNN Mortgage 47, 0.02% 2.46%
Primary Residential Mortgage Inc 48, 0.02% 0.33%
Synergy One Lending 49, 0.03% 0.36%
Freedom Mortgage Corporation 50, 0.04% 0.75%
On Q Financial Inc 51, 0.04% 1.13%
HomeBridge Financial Services, Inc 52, 0.04% 1.38%
Wallick & Volk Inc 53, 0.04% 6.85%
Guild Mortgage Company 54, 0.05% 6.08%
Fairway Independent Mort Corp 55, 0.06% 7.00%
Ditech Financial 56, 0.06% 0.51%
Evergreen Moneysource Mortgage Company 57, 0.08% 0.41%
Nationstar Mortgage 58, 0.11% 0.88%
Peoples Mortgage Company 59, 0.12% 0.98%
Nations Lending Corporation 60, 0.13% 0.64%
Academy Mortgage Corporation 61, 0.17% 2.18%
Primelending 62, 0.21% 5.77%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.32% 1.61%
JPMorgan Chase Bank 2, -0.21% 3.37%
Wells Fargo Bank 3, -0.19% 3.88%
Navy Federal Credit Union 4, -0.17% 1.08%
Us Bank 5, -0.16% 1.14%
Sunstreet Mortgage 6, -0.16% 1.46%
OneAZ Credit Union 7, -0.15% 2.26%
Sierra Pacific Mortgage 8, -0.13% 1.08%
Provident Funding Associates 9, -0.12% 0.49%
State Bank of Southern Utah 10, -0.10% 0.41%
Plaza Home Mortgage Inc 11, -0.10% 1.48%
Quicken Loans 12, -0.09% 4.74%
Usaa Federal Savings Bank 13, -0.09% 1.73%
Mountain America Credit Union 14, -0.08% 0.31%
LoanDepot 15, -0.08% 0.96%
Zions Bancorporation 16, -0.08% 0.47%
Citywide Home Loans 17, -0.07% 0.75%
JG Wentworth Home Lending 18, -0.07% 0.24%
Guaranteed Rate Inc 19, -0.06% 0.93%
Paramount Residential Mortgage Group Inc 20, -0.06% 0.93%
CMG Mortgage Inc 21, -0.06% 0.45%
Stearns Lending 22, -0.05% 1.63%
Home Point Financial Corporation 23, -0.05% 0.51%
Bbva Usa 24, -0.05% 0.30%
Freedom Mortgage Corporation 25, -0.04% 0.18%
Arizona Central Credit Union 26, -0.04% 0.22%
Nationstar Mortgage 27, -0.04% 0.39%
New American Funding 28, -0.03% 1.50%
Pennymac Loan Services 29, -0.03% 0.18%
Amerisave Mortgage Corporation 30, -0.03% 0.06%
Newrez 31, -0.02% 0.10%
Loan Simple Inc 32, -0.02% 2.13%
Nations Lending Corporation 33, -0.02% 0.18%
Ditech Financial 34, -0.02% 0.06%
Synergy One Lending 35, -0.02% 0.14%
Lakeview Loan Servicing 36, -0.02% 0.04%
Flagstar Bank 37, -0.01% 0.30%
VIP Mortgage Inc 38, -0.01% 0.77%
Cardinal Financial Company LP 39, -0.01% 0.63%
Carrington Mortgage Services 40, -0.01% 0.73%
Finance of America Mortgage 41, 0.00% 1.24%
Caliber Home Loans Inc 42, 0.00% 1.14%
NOVA Financial & Investment Corporation dba: Nova Home Loans 43, 0.01% 2.89%
American Financial Resources Inc 44, 0.01% 0.94%
American Pacific Mortgage Corporation 45, 0.01% 0.89%
Starboard Financial Management 46, 0.01% 1.32%
Amerifirst Financial Inc 47, 0.02% 0.91%
Bay Equity 48, 0.02% 0.85%
Union Home Mortgage Company 49, 0.02% 1.55%
HomeBridge Financial Services, Inc 50, 0.02% 1.59%
LHM Financial DBA CNN Mortgage 51, 0.03% 3.68%
Primary Residential Mortgage Inc 52, 0.04% 0.47%
On Q Financial Inc 53, 0.04% 1.83%
Wallick & Volk Inc 54, 0.04% 8.25%
Homeowners Financial Group 55, 0.06% 2.89%
Guild Mortgage Company 56, 0.07% 7.97%
Evergreen Moneysource Mortgage Company 57, 0.07% 0.49%
Fairway Independent Mort Corp 58, 0.07% 9.86%
Peoples Mortgage Company 59, 0.15% 1.16%
Academy Mortgage Corporation 60, 0.19% 2.87%
Primelending 61, 0.21% 7.40%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Provident Funding Associates 1, -0.19% 1.52%
Zions Bancorporation 2, -0.19% 1.07%
OneAZ Credit Union 3, -0.12% 4.11%
RoundPoint Mortgage Servicing Corporation 4, -0.12% 0.77%
LoanDepot 5, -0.12% 4.00%
Sunstreet Mortgage 6, -0.11% 1.10%
Homeowners Financial Group 7, -0.10% 1.26%
Sierra Pacific Mortgage 8, -0.10% 0.63%
Newrez 9, -0.10% 1.07%
Home Point Financial Corporation 10, -0.09% 0.79%
Amerisave Mortgage Corporation 11, -0.08% 1.47%
Bank of America 12, -0.06% 1.99%
Caliber Home Loans Inc 13, -0.06% 1.85%
NOVA Financial & Investment Corporation dba: Nova Home Loans 14, -0.05% 1.68%
Union Home Mortgage Company 15, -0.05% 0.91%
Navy Federal Credit Union 16, -0.05% 0.47%
State Bank of Southern Utah 17, -0.05% 0.23%
JG Wentworth Home Lending 18, -0.05% 0.86%
LHM Financial DBA CNN Mortgage 19, -0.05% 1.00%
Paramount Residential Mortgage Group Inc 20, -0.04% 0.63%
Starboard Financial Management 21, -0.04% 0.86%
New American Funding 22, -0.04% 0.98%
Stearns Lending 23, -0.04% 1.10%
Plaza Home Mortgage Inc 24, -0.03% 0.47%
On Q Financial Inc 25, -0.03% 0.30%
Bay Equity 26, -0.03% 0.26%
Loan Simple Inc 27, -0.03% 1.10%
JPMorgan Chase Bank 28, -0.03% 4.93%
Primary Residential Mortgage Inc 29, -0.03% 0.16%
Arizona Central Credit Union 30, -0.02% 0.72%
Finance of America Mortgage 31, -0.02% 1.00%
VIP Mortgage Inc 32, -0.02% 0.61%
Carrington Mortgage Services 33, -0.02% 1.26%
Amerifirst Financial Inc 34, -0.02% 0.47%
Flagstar Bank 35, -0.02% 1.03%
Guaranteed Rate Inc 36, -0.02% 0.63%
Usaa Federal Savings Bank 37, -0.02% 1.12%
Bbva Usa 38, -0.01% 0.40%
American Pacific Mortgage Corporation 39, -0.01% 0.37%
American Financial Resources Inc 40, -0.01% 0.65%
Guild Mortgage Company 41, -0.01% 3.83%
Us Bank 42, -0.01% 1.52%
CMG Mortgage Inc 43, -0.01% 0.28%
Fairway Independent Mort Corp 44, 0.00% 3.60%
Cardinal Financial Company LP 45, 0.01% 1.12%
Lakeview Loan Servicing 46, 0.01% 1.29%
Pennymac Loan Services 47, 0.01% 2.57%
Mountain America Credit Union 48, 0.02% 0.75%
Wallick & Volk Inc 49, 0.04% 5.19%
Citywide Home Loans 50, 0.04% 0.35%
Synergy One Lending 51, 0.04% 0.63%
Freedom Mortgage Corporation 52, 0.05% 1.43%
Quicken Loans 53, 0.06% 17.22%
HomeBridge Financial Services, Inc 54, 0.06% 1.12%
Peoples Mortgage Company 55, 0.07% 0.77%
Ditech Financial 56, 0.07% 1.05%
Evergreen Moneysource Mortgage Company 57, 0.08% 0.30%
Wells Fargo Bank 58, 0.11% 3.29%
Academy Mortgage Corporation 59, 0.12% 1.36%
Nationstar Mortgage 60, 0.16% 1.45%
Nations Lending Corporation 61, 0.16% 1.19%
Primelending 62, 0.20% 3.83%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.20% 2.21%
Provident Funding Associates 2, -0.18% 1.24%
Zions Bancorporation 3, -0.16% 0.99%
Sunstreet Mortgage 4, -0.15% 1.47%
RoundPoint Mortgage Servicing Corporation 5, -0.15% 0.39%
Sierra Pacific Mortgage 6, -0.14% 0.97%
OneAZ Credit Union 7, -0.14% 4.13%
LoanDepot 8, -0.13% 2.26%
JPMorgan Chase Bank 9, -0.12% 4.94%
Amerisave Mortgage Corporation 10, -0.12% 0.63%
Newrez 11, -0.11% 0.57%
Us Bank 12, -0.09% 1.36%
State Bank of Southern Utah 13, -0.08% 0.44%
Usaa Federal Savings Bank 14, -0.08% 0.89%
Wells Fargo Bank 15, -0.07% 4.30%
JG Wentworth Home Lending 16, -0.06% 0.60%
Stearns Lending 17, -0.06% 1.41%
Guaranteed Rate Inc 18, -0.05% 0.86%
CMG Mortgage Inc 19, -0.05% 0.34%
Citywide Home Loans 20, -0.05% 0.64%
Bbva Usa 21, -0.05% 0.30%
Paramount Residential Mortgage Group Inc 22, -0.04% 0.64%
New American Funding 23, -0.03% 1.16%
Loan Simple Inc 24, -0.03% 1.91%
Arizona Central Credit Union 25, -0.03% 0.60%
Starboard Financial Management 26, -0.03% 0.97%
Freedom Mortgage Corporation 27, -0.03% 0.47%
Home Point Financial Corporation 28, -0.02% 0.31%
Mountain America Credit Union 29, -0.02% 0.67%
VIP Mortgage Inc 30, -0.02% 0.79%
Union Home Mortgage Company 31, -0.02% 1.30%
American Pacific Mortgage Corporation 32, -0.01% 0.43%
Synergy One Lending 33, -0.01% 0.27%
Navy Federal Credit Union 34, -0.01% 0.39%
Cardinal Financial Company LP 35, -0.01% 0.76%
Finance of America Mortgage 36, -0.01% 1.17%
Carrington Mortgage Services 37, -0.01% 0.24%
Caliber Home Loans Inc 38, -0.01% 1.20%
Plaza Home Mortgage Inc 39, -0.01% 0.47%
Flagstar Bank 40, -0.01% 0.66%
NOVA Financial & Investment Corporation dba: Nova Home Loans 41, 0.00% 2.13%
Primary Residential Mortgage Inc 42, 0.01% 0.27%
Homeowners Financial Group 43, 0.02% 2.17%
Wallick & Volk Inc 44, 0.02% 6.83%
American Financial Resources Inc 45, 0.02% 0.16%
Quicken Loans 46, 0.02% 11.71%
Amerifirst Financial Inc 47, 0.02% 0.69%
Lakeview Loan Servicing 48, 0.03% 0.16%
LHM Financial DBA CNN Mortgage 49, 0.03% 2.14%
Bay Equity 50, 0.03% 0.49%
On Q Financial Inc 51, 0.03% 1.06%
Fairway Independent Mort Corp 52, 0.06% 7.21%
HomeBridge Financial Services, Inc 53, 0.06% 1.24%
Guild Mortgage Company 54, 0.07% 5.81%
Pennymac Loan Services 55, 0.08% 0.84%
Evergreen Moneysource Mortgage Company 56, 0.09% 0.43%
Nations Lending Corporation 57, 0.10% 0.33%
Ditech Financial 58, 0.12% 0.43%
Peoples Mortgage Company 59, 0.13% 1.14%
Nationstar Mortgage 60, 0.19% 0.73%
Academy Mortgage Corporation 61, 0.19% 2.27%
Primelending 62, 0.25% 6.41%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.34% 2.05%
JPMorgan Chase Bank 2, -0.24% 4.05%
Wells Fargo Bank 3, -0.21% 4.56%
Us Bank 4, -0.20% 1.13%
Sunstreet Mortgage 5, -0.18% 1.59%
OneAZ Credit Union 6, -0.15% 3.08%
Sierra Pacific Mortgage 7, -0.15% 1.19%
Provident Funding Associates 8, -0.12% 0.65%
LoanDepot 9, -0.12% 1.03%
Usaa Federal Savings Bank 10, -0.11% 1.16%
State Bank of Southern Utah 11, -0.10% 0.57%
Quicken Loans 12, -0.10% 5.45%
Citywide Home Loans 13, -0.09% 0.84%
Mountain America Credit Union 14, -0.09% 0.43%
Zions Bancorporation 15, -0.08% 0.65%
Guaranteed Rate Inc 16, -0.08% 1.00%
JG Wentworth Home Lending 17, -0.07% 0.30%
CMG Mortgage Inc 18, -0.07% 0.46%
Stearns Lending 19, -0.06% 1.73%
Bbva Usa 20, -0.06% 0.27%
Freedom Mortgage Corporation 21, -0.05% 0.16%
Arizona Central Credit Union 22, -0.04% 0.30%
Newrez 23, -0.04% 0.08%
Paramount Residential Mortgage Group Inc 24, -0.04% 0.78%
Home Point Financial Corporation 25, -0.04% 0.40%
New American Funding 26, -0.03% 1.51%
Loan Simple Inc 27, -0.03% 2.48%
Ditech Financial 28, -0.03% 0.05%
Nations Lending Corporation 29, -0.03% 0.13%
Amerisave Mortgage Corporation 30, -0.03% 0.08%
Synergy One Lending 31, -0.02% 0.16%
Nationstar Mortgage 32, -0.02% 0.22%
Plaza Home Mortgage Inc 33, -0.02% 0.67%
Pennymac Loan Services 34, -0.02% 0.11%
VIP Mortgage Inc 35, -0.02% 0.89%
Starboard Financial Management 36, -0.01% 1.00%
Cardinal Financial Company LP 37, -0.01% 0.62%
Flagstar Bank 38, -0.01% 0.40%
American Pacific Mortgage Corporation 39, -0.01% 0.49%
Lakeview Loan Servicing 40, -0.01% 0.03%
Carrington Mortgage Services 41, -0.00% 0.08%
American Financial Resources Inc 42, -0.00% 0.11%
Finance of America Mortgage 43, 0.00% 1.21%
Navy Federal Credit Union 44, 0.00% 0.46%
Wallick & Volk Inc 45, 0.01% 7.93%
Union Home Mortgage Company 46, 0.01% 1.51%
Primary Residential Mortgage Inc 47, 0.02% 0.35%
Caliber Home Loans Inc 48, 0.03% 1.13%
Amerifirst Financial Inc 49, 0.03% 0.92%
NOVA Financial & Investment Corporation dba: Nova Home Loans 50, 0.04% 2.54%
HomeBridge Financial Services, Inc 51, 0.04% 1.65%
On Q Financial Inc 52, 0.04% 1.70%
LHM Financial DBA CNN Mortgage 53, 0.06% 3.26%
Bay Equity 54, 0.06% 0.65%
Fairway Independent Mort Corp 55, 0.08% 10.17%
Homeowners Financial Group 56, 0.08% 2.81%
Evergreen Moneysource Mortgage Company 57, 0.10% 0.46%
Guild Mortgage Company 58, 0.10% 7.85%
Peoples Mortgage Company 59, 0.17% 1.35%
Academy Mortgage Corporation 60, 0.21% 2.91%
Primelending 61, 0.26% 8.23%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Provident Funding Associates 1, -0.20% 1.91%
Zions Bancorporation 2, -0.20% 1.37%
RoundPoint Mortgage Servicing Corporation 3, -0.15% 0.82%
LoanDepot 4, -0.13% 3.64%
OneAZ Credit Union 5, -0.13% 5.31%
Amerisave Mortgage Corporation 6, -0.13% 1.24%
Sunstreet Mortgage 7, -0.13% 1.34%
Homeowners Financial Group 8, -0.12% 1.46%
Newrez 9, -0.12% 1.12%
Sierra Pacific Mortgage 10, -0.12% 0.73%
LHM Financial DBA CNN Mortgage 11, -0.08% 0.88%
Bank of America 12, -0.07% 2.40%
Union Home Mortgage Company 13, -0.06% 1.06%
Paramount Residential Mortgage Group Inc 14, -0.06% 0.49%
NOVA Financial & Investment Corporation dba: Nova Home Loans 15, -0.05% 1.67%
JG Wentworth Home Lending 16, -0.05% 0.94%
State Bank of Southern Utah 17, -0.05% 0.30%
Caliber Home Loans Inc 18, -0.04% 1.28%
Stearns Lending 19, -0.04% 1.06%
Starboard Financial Management 20, -0.04% 0.94%
On Q Financial Inc 21, -0.04% 0.33%
Navy Federal Credit Union 22, -0.04% 0.30%
Loan Simple Inc 23, -0.04% 1.28%
Bay Equity 24, -0.03% 0.30%
New American Funding 25, -0.03% 0.76%
JPMorgan Chase Bank 26, -0.03% 5.95%
Primary Residential Mortgage Inc 27, -0.03% 0.18%
Bbva Usa 28, -0.03% 0.33%
Finance of America Mortgage 29, -0.03% 1.12%
VIP Mortgage Inc 30, -0.03% 0.67%
Arizona Central Credit Union 31, -0.03% 0.94%
Usaa Federal Savings Bank 32, -0.03% 0.58%
CMG Mortgage Inc 33, -0.02% 0.21%
American Pacific Mortgage Corporation 34, -0.02% 0.36%
Guaranteed Rate Inc 35, -0.02% 0.70%
Freedom Mortgage Corporation 36, -0.02% 0.82%
Amerifirst Financial Inc 37, -0.01% 0.43%
Carrington Mortgage Services 38, -0.01% 0.43%
Cardinal Financial Company LP 39, -0.01% 0.91%
Synergy One Lending 40, -0.01% 0.39%
Us Bank 41, -0.01% 1.61%
Flagstar Bank 42, -0.00% 0.94%
Fairway Independent Mort Corp 43, -0.00% 3.89%
Home Point Financial Corporation 44, 0.00% 0.21%
Guild Mortgage Company 45, 0.01% 3.52%
Mountain America Credit Union 46, 0.01% 0.94%
Plaza Home Mortgage Inc 47, 0.02% 0.24%
Wallick & Volk Inc 48, 0.03% 5.59%
American Financial Resources Inc 49, 0.03% 0.21%
Lakeview Loan Servicing 50, 0.03% 0.30%
Citywide Home Loans 51, 0.04% 0.43%
Quicken Loans 52, 0.06% 18.76%
Peoples Mortgage Company 53, 0.07% 0.91%
Evergreen Moneysource Mortgage Company 54, 0.07% 0.39%
Pennymac Loan Services 55, 0.09% 1.67%
HomeBridge Financial Services, Inc 56, 0.10% 0.79%
Wells Fargo Bank 57, 0.11% 4.01%
Ditech Financial 58, 0.13% 0.85%
Academy Mortgage Corporation 59, 0.13% 1.55%
Nations Lending Corporation 60, 0.14% 0.55%
Primelending 61, 0.22% 4.37%
Nationstar Mortgage 62, 0.23% 1.31%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Plaza Home Mortgage Inc 1, -0.20% 3.13%
Sunstreet Mortgage 2, -0.10% 0.88%
Caliber Home Loans Inc 3, -0.09% 1.76%
Carrington Mortgage Services 4, -0.09% 4.20%
Paramount Residential Mortgage Group Inc 5, -0.09% 1.66%
Sierra Pacific Mortgage 6, -0.09% 0.68%
Bay Equity 7, -0.09% 0.68%
Quicken Loans 8, -0.07% 7.14%
Home Point Financial Corporation 9, -0.07% 1.37%
NOVA Financial & Investment Corporation dba: Nova Home Loans 10, -0.06% 2.64%
Pennymac Loan Services 11, -0.06% 0.98%
New American Funding 12, -0.06% 1.66%
HomeBridge Financial Services, Inc 13, -0.06% 2.25%
Nationstar Mortgage 14, -0.05% 1.76%
Ditech Financial 15, -0.05% 0.98%
Amerifirst Financial Inc 16, -0.05% 0.98%
Bank of America 17, -0.04% 0.10%
Provident Funding Associates 18, -0.03% 0.29%
Bbva Usa 19, -0.03% 0.10%
Peoples Mortgage Company 20, -0.03% 0.59%
CMG Mortgage Inc 21, -0.03% 0.59%
Synergy One Lending 22, -0.03% 0.20%
LHM Financial DBA CNN Mortgage 23, -0.03% 3.81%
Newrez 24, -0.02% 0.49%
Us Bank 25, -0.02% 0.10%
Mountain America Credit Union 26, -0.02% 0.10%
Citywide Home Loans 27, -0.02% 0.59%
Loan Simple Inc 28, -0.02% 0.78%
Primelending 29, -0.02% 3.03%
On Q Financial Inc 30, -0.01% 2.05%
Homeowners Financial Group 31, -0.01% 2.25%
Guaranteed Rate Inc 32, -0.01% 0.39%
Amerisave Mortgage Corporation 33, -0.01% 0.88%
American Financial Resources Inc 34, -0.00% 4.99%
RoundPoint Mortgage Servicing Corporation 35, -0.00% 0.20%
Finance of America Mortgage 36, 0.00% 1.17%
LoanDepot 37, 0.00% 1.47%
Cardinal Financial Company LP 38, 0.01% 1.66%
VIP Mortgage Inc 39, 0.01% 0.49%
Wells Fargo Bank 40, 0.01% 0.10%
Stearns Lending 41, 0.01% 0.68%
American Pacific Mortgage Corporation 42, 0.02% 1.76%
Guild Mortgage Company 43, 0.02% 7.53%
Evergreen Moneysource Mortgage Company 44, 0.02% 0.49%
Freedom Mortgage Corporation 45, 0.04% 1.37%
Primary Residential Mortgage Inc 46, 0.04% 1.08%
Starboard Financial Management 47, 0.05% 2.35%
Lakeview Loan Servicing 48, 0.05% 1.76%
Union Home Mortgage Company 49, 0.06% 1.47%
Fairway Independent Mort Corp 50, 0.08% 7.62%
Wallick & Volk Inc 51, 0.12% 9.58%
Academy Mortgage Corporation 52, 0.14% 3.23%
Nations Lending Corporation 53, 0.15% 1.96%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Plaza Home Mortgage Inc 1, -0.22% 4.23%
Quicken Loans 2, -0.15% 2.33%
Paramount Residential Mortgage Group Inc 3, -0.12% 1.90%
Sunstreet Mortgage 4, -0.11% 1.17%
Caliber Home Loans Inc 5, -0.11% 1.31%
Home Point Financial Corporation 6, -0.11% 1.02%
Sierra Pacific Mortgage 7, -0.10% 0.87%
HomeBridge Financial Services, Inc 8, -0.10% 1.75%
Bay Equity 9, -0.09% 1.02%
Carrington Mortgage Services 10, -0.09% 3.06%
Nationstar Mortgage 11, -0.08% 1.02%
New American Funding 12, -0.07% 1.75%
NOVA Financial & Investment Corporation dba: Nova Home Loans 13, -0.07% 3.79%
Amerifirst Financial Inc 14, -0.05% 0.87%
Bank of America 15, -0.05% 0.15%
LHM Financial DBA CNN Mortgage 16, -0.04% 4.81%
Newrez 17, -0.04% 0.15%
CMG Mortgage Inc 18, -0.04% 0.73%
Synergy One Lending 19, -0.04% 0.15%
Bbva Usa 20, -0.04% 0.15%
Peoples Mortgage Company 21, -0.04% 0.58%
Nations Lending Corporation 22, -0.04% 0.44%
Us Bank 23, -0.03% 0.15%
Provident Funding Associates 24, -0.03% 0.15%
Loan Simple Inc 25, -0.02% 1.02%
Freedom Mortgage Corporation 26, -0.02% 0.29%
Primelending 27, -0.02% 4.52%
Citywide Home Loans 28, -0.02% 0.73%
On Q Financial Inc 29, -0.02% 2.92%
Homeowners Financial Group 30, -0.01% 3.06%
Guaranteed Rate Inc 31, -0.01% 0.29%
Cardinal Financial Company LP 32, -0.00% 0.87%
Finance of America Mortgage 33, -0.00% 1.46%
American Financial Resources Inc 34, 0.00% 5.54%
VIP Mortgage Inc 35, 0.01% 0.58%
American Pacific Mortgage Corporation 36, 0.01% 2.48%
Evergreen Moneysource Mortgage Company 37, 0.02% 0.73%
LoanDepot 38, 0.02% 1.02%
Stearns Lending 39, 0.03% 0.73%
Primary Residential Mortgage Inc 40, 0.04% 1.60%
Guild Mortgage Company 41, 0.04% 7.73%
Union Home Mortgage Company 42, 0.06% 2.04%
Starboard Financial Management 43, 0.06% 2.92%
Fairway Independent Mort Corp 44, 0.08% 10.50%
Wallick & Volk Inc 45, 0.12% 11.37%
Academy Mortgage Corporation 46, 0.15% 4.08%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Carrington Mortgage Services 1, -0.08% 6.53%
Caliber Home Loans Inc 2, -0.06% 2.67%
Plaza Home Mortgage Inc 3, -0.05% 0.89%
Pennymac Loan Services 4, -0.05% 2.97%
Amerifirst Financial Inc 5, -0.05% 1.19%
Quicken Loans 6, -0.04% 16.91%
Ditech Financial 7, -0.04% 2.97%
Home Point Financial Corporation 8, -0.03% 2.08%
Starboard Financial Management 9, -0.03% 1.19%
Nationstar Mortgage 10, -0.03% 3.26%
Provident Funding Associates 11, -0.03% 0.59%
NOVA Financial & Investment Corporation dba: Nova Home Loans 12, -0.03% 0.30%
American Financial Resources Inc 13, -0.02% 3.86%
Guild Mortgage Company 14, -0.02% 7.12%
Stearns Lending 15, -0.02% 0.59%
New American Funding 16, -0.02% 1.48%
Peoples Mortgage Company 17, -0.02% 0.59%
American Pacific Mortgage Corporation 18, -0.02% 0.30%
Sierra Pacific Mortgage 19, -0.02% 0.30%
Synergy One Lending 20, -0.01% 0.30%
CMG Mortgage Inc 21, -0.01% 0.30%
Citywide Home Loans 22, -0.01% 0.30%
Homeowners Financial Group 23, -0.01% 0.59%
Newrez 24, -0.01% 1.19%
Mountain America Credit Union 25, -0.01% 0.30%
LoanDepot 26, -0.01% 2.37%
Finance of America Mortgage 27, -0.01% 0.59%
HomeBridge Financial Services, Inc 28, -0.01% 3.26%
Union Home Mortgage Company 29, -0.00% 0.30%
Guaranteed Rate Inc 30, -0.00% 0.59%
Sunstreet Mortgage 31, -0.00% 0.30%
VIP Mortgage Inc 32, 0.00% 0.30%
Amerisave Mortgage Corporation 33, 0.01% 2.67%
Loan Simple Inc 34, 0.01% 0.30%
Paramount Residential Mortgage Group Inc 35, 0.01% 1.19%
On Q Financial Inc 36, 0.01% 0.30%
RoundPoint Mortgage Servicing Corporation 37, 0.01% 0.59%
Fairway Independent Mort Corp 38, 0.02% 1.78%
Cardinal Financial Company LP 39, 0.02% 3.26%
Wells Fargo Bank 40, 0.02% 0.30%
LHM Financial DBA CNN Mortgage 41, 0.03% 1.78%
Academy Mortgage Corporation 42, 0.05% 1.48%
Lakeview Loan Servicing 43, 0.06% 5.34%
Freedom Mortgage Corporation 44, 0.06% 3.56%
Wallick & Volk Inc 45, 0.11% 5.93%
Nations Lending Corporation 46, 0.19% 5.04%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.08% 12.63%
Us Bank 2, -0.03% 12.63%
Navy Federal Credit Union 3, -0.01% 1.52%
Bank of America 4, -0.01% 5.56%
JPMorgan Chase Bank 5, 0.00% 16.16%
NOVA Financial & Investment Corporation dba: Nova Home Loans 6, 0.00% 1.52%
OneAZ Credit Union 7, 0.01% 1.01%
Wallick & Volk Inc 8, 0.01% 2.53%
Sunstreet Mortgage 9, 0.01% 0.51%
Homeowners Financial Group 10, 0.01% 0.51%
Bay Equity 11, 0.01% 2.53%
Amerifirst Financial Inc 12, 0.01% 0.51%
Guaranteed Rate Inc 13, 0.01% 2.53%
Stearns Lending 14, 0.02% 0.51%
Academy Mortgage Corporation 15, 0.02% 1.52%
Plaza Home Mortgage Inc 16, 0.02% 0.51%
Bbva Usa 17, 0.02% 5.05%
VIP Mortgage Inc 18, 0.02% 1.01%
Usaa Federal Savings Bank 19, 0.02% 0.51%
Fairway Independent Mort Corp 20, 0.02% 6.57%
LHM Financial DBA CNN Mortgage 21, 0.03% 2.53%
Primelending 22, 0.03% 6.57%
HomeBridge Financial Services, Inc 23, 0.03% 0.51%
Flagstar Bank 24, 0.03% 0.51%
Quicken Loans 25, 0.03% 3.54%
Finance of America Mortgage 26, 0.04% 1.52%
Guild Mortgage Company 27, 0.04% 3.54%
Newrez 28, 0.05% 0.51%
Union Home Mortgage Company 29, 0.05% 0.51%
Caliber Home Loans Inc 30, 0.05% 0.51%
Peoples Mortgage Company 31, 0.05% 0.51%
Loan Simple Inc 32, 0.06% 3.54%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.08% 15.38%
Us Bank 2, -0.05% 10.00%
Bank of America 3, -0.01% 3.85%
Navy Federal Credit Union 4, -0.01% 2.31%
NOVA Financial & Investment Corporation dba: Nova Home Loans 5, 0.00% 1.54%
JPMorgan Chase Bank 6, 0.01% 13.85%
OneAZ Credit Union 7, 0.01% 0.77%
Wallick & Volk Inc 8, 0.01% 3.85%
Sunstreet Mortgage 9, 0.02% 0.77%
Bbva Usa 10, 0.02% 3.08%
Homeowners Financial Group 11, 0.02% 0.77%
Guaranteed Rate Inc 12, 0.02% 2.31%
Academy Mortgage Corporation 13, 0.02% 1.54%
Bay Equity 14, 0.02% 3.85%
Amerifirst Financial Inc 15, 0.02% 0.77%
Stearns Lending 16, 0.02% 0.77%
Plaza Home Mortgage Inc 17, 0.02% 0.77%
Usaa Federal Savings Bank 18, 0.03% 0.77%
LHM Financial DBA CNN Mortgage 19, 0.03% 2.31%
Fairway Independent Mort Corp 20, 0.03% 9.23%
Quicken Loans 21, 0.04% 3.08%
HomeBridge Financial Services, Inc 22, 0.04% 0.77%
Finance of America Mortgage 23, 0.04% 2.31%
Guild Mortgage Company 24, 0.04% 4.62%
Newrez 25, 0.05% 0.77%
Caliber Home Loans Inc 26, 0.05% 0.77%
Peoples Mortgage Company 27, 0.05% 0.77%
Primelending 28, 0.05% 4.62%
Loan Simple Inc 29, 0.07% 3.85%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.03% 7.35%
Bank of America 2, -0.01% 8.82%
Us Bank 3, -0.01% 17.65%
OneAZ Credit Union 4, -0.01% 1.47%
JPMorgan Chase Bank 5, -0.00% 20.59%
Primelending 6, -0.00% 10.29%
Guaranteed Rate Inc 7, 0.00% 2.94%
NOVA Financial & Investment Corporation dba: Nova Home Loans 8, 0.00% 1.47%
VIP Mortgage Inc 9, 0.01% 2.94%
Fairway Independent Mort Corp 10, 0.01% 1.47%
Bbva Usa 11, 0.01% 8.82%
Academy Mortgage Corporation 12, 0.01% 1.47%
LHM Financial DBA CNN Mortgage 13, 0.02% 2.94%
Flagstar Bank 14, 0.02% 1.47%
Guild Mortgage Company 15, 0.02% 1.47%
Quicken Loans 16, 0.03% 4.41%
Union Home Mortgage Company 17, 0.03% 1.47%
Loan Simple Inc 18, 0.04% 2.94%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.20% 3.95%
Home Point Financial Corporation 2, -0.11% 2.11%
LoanDepot 3, -0.10% 4.13%
Caliber Home Loans Inc 4, -0.07% 2.99%
Pennymac Loan Services 5, -0.05% 4.39%
Guild Mortgage Company 6, -0.05% 6.85%
Flagstar Bank 7, -0.05% 1.05%
Plaza Home Mortgage Inc 8, -0.04% 2.55%
NOVA Financial & Investment Corporation dba: Nova Home Loans 9, -0.04% 3.51%
Stearns Lending 10, -0.03% 2.02%
Newrez 11, -0.03% 0.44%
Lakeview Loan Servicing 12, -0.02% 2.46%
RoundPoint Mortgage Servicing Corporation 13, -0.02% 0.35%
Usaa Federal Savings Bank 14, -0.02% 6.41%
JG Wentworth Home Lending 15, -0.02% 0.61%
Sunstreet Mortgage 16, -0.02% 0.70%
Us Bank 17, -0.02% 0.18%
Wells Fargo Bank 18, -0.01% 0.97%
Paramount Residential Mortgage Group Inc 19, -0.01% 1.05%
American Financial Resources Inc 20, -0.01% 1.23%
Amerifirst Financial Inc 21, -0.01% 0.61%
New American Funding 22, -0.01% 1.76%
Amerisave Mortgage Corporation 23, -0.01% 1.14%
Finance of America Mortgage 24, -0.00% 0.79%
Guaranteed Rate Inc 25, -0.00% 0.44%
Sierra Pacific Mortgage 26, -0.00% 0.61%
Primary Residential Mortgage Inc 27, 0.00% 0.09%
Citywide Home Loans 28, 0.00% 0.18%
Starboard Financial Management 29, 0.01% 1.05%
VIP Mortgage Inc 30, 0.01% 0.26%
Ditech Financial 31, 0.01% 0.70%
Zions Bancorporation 32, 0.01% 0.09%
Union Home Mortgage Company 33, 0.01% 0.97%
Loan Simple Inc 34, 0.02% 0.53%
Nationstar Mortgage 35, 0.02% 1.14%
JPMorgan Chase Bank 36, 0.02% 0.35%
Peoples Mortgage Company 37, 0.03% 0.44%
Bay Equity 38, 0.03% 0.70%
CMG Mortgage Inc 39, 0.03% 0.44%
American Pacific Mortgage Corporation 40, 0.03% 1.14%
LHM Financial DBA CNN Mortgage 41, 0.03% 3.16%
Evergreen Moneysource Mortgage Company 42, 0.04% 0.26%
Academy Mortgage Corporation 43, 0.04% 0.79%
Primelending 44, 0.04% 4.13%
HomeBridge Financial Services, Inc 45, 0.05% 1.58%
Cardinal Financial Company LP 46, 0.05% 0.88%
Fairway Independent Mort Corp 47, 0.05% 5.18%
Homeowners Financial Group 48, 0.06% 2.19%
Quicken Loans 49, 0.06% 6.85%
Wallick & Volk Inc 50, 0.09% 5.27%
Carrington Mortgage Services 51, 0.09% 2.72%
Synergy One Lending 52, 0.10% 1.14%
On Q Financial Inc 53, 0.13% 0.97%
Freedom Mortgage Corporation 54, 0.13% 2.02%
Nations Lending Corporation 55, 0.16% 1.49%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.25% 6.27%
Usaa Federal Savings Bank 2, -0.05% 7.89%
Stearns Lending 3, -0.04% 2.33%
Sunstreet Mortgage 4, -0.04% 1.08%
Wells Fargo Bank 5, -0.03% 1.43%
Guild Mortgage Company 6, -0.03% 9.86%
Plaza Home Mortgage Inc 7, -0.03% 3.58%
NOVA Financial & Investment Corporation dba: Nova Home Loans 8, -0.03% 4.48%
Home Point Financial Corporation 9, -0.03% 0.72%
Us Bank 10, -0.02% 0.36%
Pennymac Loan Services 11, -0.02% 0.90%
Quicken Loans 12, -0.01% 3.41%
Finance of America Mortgage 13, -0.01% 0.90%
Lakeview Loan Servicing 14, -0.01% 0.18%
Amerifirst Financial Inc 15, -0.01% 0.90%
Paramount Residential Mortgage Group Inc 16, -0.01% 0.90%
Sierra Pacific Mortgage 17, -0.01% 0.90%
Guaranteed Rate Inc 18, -0.01% 0.90%
American Financial Resources Inc 19, -0.00% 1.08%
Citywide Home Loans 20, -0.00% 0.36%
Nationstar Mortgage 21, -0.00% 0.90%
JG Wentworth Home Lending 22, 0.00% 0.18%
Freedom Mortgage Corporation 23, 0.00% 0.18%
Union Home Mortgage Company 24, 0.01% 1.61%
Caliber Home Loans Inc 25, 0.01% 1.08%
Ditech Financial 26, 0.01% 0.18%
Starboard Financial Management 27, 0.01% 1.79%
CMG Mortgage Inc 28, 0.01% 0.18%
VIP Mortgage Inc 29, 0.01% 0.36%
Loan Simple Inc 30, 0.01% 0.72%
JPMorgan Chase Bank 31, 0.02% 0.54%
American Pacific Mortgage Corporation 32, 0.03% 1.79%
Nations Lending Corporation 33, 0.03% 0.18%
Cardinal Financial Company LP 34, 0.03% 0.54%
Primelending 35, 0.03% 6.09%
Bay Equity 36, 0.03% 1.25%
Peoples Mortgage Company 37, 0.03% 0.72%
LHM Financial DBA CNN Mortgage 38, 0.03% 5.38%
Evergreen Moneysource Mortgage Company 39, 0.03% 0.54%
Academy Mortgage Corporation 40, 0.04% 1.43%
HomeBridge Financial Services, Inc 41, 0.04% 1.25%
New American Funding 42, 0.05% 1.43%
Fairway Independent Mort Corp 43, 0.07% 7.17%
Homeowners Financial Group 44, 0.07% 3.76%
LoanDepot 45, 0.07% 0.72%
Wallick & Volk Inc 46, 0.10% 7.53%
Carrington Mortgage Services 47, 0.13% 2.33%
On Q Financial Inc 48, 0.13% 1.79%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Home Point Financial Corporation 1, -0.13% 3.44%
LoanDepot 2, -0.11% 7.40%
Guild Mortgage Company 3, -0.09% 3.96%
Caliber Home Loans Inc 4, -0.08% 4.82%
Plaza Home Mortgage Inc 5, -0.06% 1.55%
Pennymac Loan Services 6, -0.06% 7.75%
NOVA Financial & Investment Corporation dba: Nova Home Loans 7, -0.05% 2.58%
Navy Federal Credit Union 8, -0.05% 1.72%
Flagstar Bank 9, -0.04% 2.07%
New American Funding 10, -0.04% 2.07%
Newrez 11, -0.02% 0.86%
JG Wentworth Home Lending 12, -0.02% 1.03%
Lakeview Loan Servicing 13, -0.02% 4.65%
RoundPoint Mortgage Servicing Corporation 14, -0.02% 0.69%
Stearns Lending 15, -0.02% 1.72%
American Financial Resources Inc 16, -0.01% 1.38%
Paramount Residential Mortgage Group Inc 17, -0.01% 1.20%
Homeowners Financial Group 18, -0.01% 0.69%
Starboard Financial Management 19, -0.01% 0.34%
Amerifirst Financial Inc 20, -0.00% 0.34%
Amerisave Mortgage Corporation 21, -0.00% 2.24%
Primary Residential Mortgage Inc 22, 0.00% 0.17%
Finance of America Mortgage 23, 0.01% 0.69%
VIP Mortgage Inc 24, 0.01% 0.17%
Usaa Federal Savings Bank 25, 0.01% 4.99%
Sunstreet Mortgage 26, 0.01% 0.34%
Peoples Mortgage Company 27, 0.01% 0.17%
Ditech Financial 28, 0.01% 1.20%
Loan Simple Inc 29, 0.01% 0.34%
Sierra Pacific Mortgage 30, 0.02% 0.34%
Zions Bancorporation 31, 0.02% 0.17%
Bay Equity 32, 0.02% 0.17%
Fairway Independent Mort Corp 33, 0.02% 3.27%
On Q Financial Inc 34, 0.02% 0.17%
Academy Mortgage Corporation 35, 0.02% 0.17%
Union Home Mortgage Company 36, 0.03% 0.34%
JPMorgan Chase Bank 37, 0.03% 0.17%
CMG Mortgage Inc 38, 0.04% 0.69%
Wells Fargo Bank 39, 0.04% 0.52%
Nationstar Mortgage 40, 0.04% 1.38%
LHM Financial DBA CNN Mortgage 41, 0.04% 1.03%
Wallick & Volk Inc 42, 0.05% 3.10%
American Pacific Mortgage Corporation 43, 0.05% 0.52%
HomeBridge Financial Services, Inc 44, 0.05% 1.89%
Cardinal Financial Company LP 45, 0.06% 1.20%
Carrington Mortgage Services 46, 0.06% 3.10%
Primelending 47, 0.07% 2.24%
Quicken Loans 48, 0.09% 10.15%
Synergy One Lending 49, 0.11% 2.24%
Freedom Mortgage Corporation 50, 0.14% 3.79%
Nations Lending Corporation 51, 0.18% 2.75%

* Data is compiled for the Prescott Valley, AZ commuting zone area, which comprises of counties of Coconino County, AZ, Yavapai County, AZ, and Kane County, UT. This includes cities/towns/communities of Prescott Valley, AZ as well as Flagstaff, AZ, Prescott, AZ, Paulden, AZ, Valle, AZ, Winslow West, AZ, Cottonwood, AZ, Clarkdale, AZ, Sedona, AZ, Chino Valley, AZ, Cordes Lakes, AZ, Williamson, AZ, Camp Verde, AZ, Kanab, UT, Lake Montezuma, AZ, Doney Park, AZ, Cornville, AZ, Verde Village, AZ, Congress, AZ, Tusayan, AZ, Page, AZ, Sedona, AZ, Orderville, UT, Williams, AZ, Village of Oak Creek (Big Park), AZ, Wilhoit, AZ, Seligman, AZ, Fredonia, AZ, Leupp, AZ, Tonalea, AZ, Tuba City, AZ, and LeChee, AZ. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings for Other Cities

This page ranks the top mortgage lenders in the Prescott Valley, AZ area. For mortgage lender rankings of other cities, click here.