Top Mortgage Lenders in Staunton, VA

Which mortgage lender in the Staunton, VA area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Staunton, VA area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Staunton, VA area is DuPont Community Credit Union, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.17%. This means that DuPont Community Credit Union provided a -0.17% lower interest rate for its customers than other lenders in Staunton, VA for a similar set of borrowers. DuPont Community Credit Union has a market share of 10.1%. On the other hand, the most popular lender in the market is Quicken Loans, with a market share of 12.2%. However, Quicken Loans also tends to be an expensive lender in the area, with an average “Rate Difference” of +0.17% relative to those of other lenders. We recommend shopping around before going with this popular lender.

Our detailed rankings of the mortgage lenders for the Staunton, VA area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Staunton, VA is Movement Mortgage. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Usaa Federal Savings Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is C&F Mortgage Corp. The cheapest VA mortgage provider is Navy Federal Credit Union. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Ranking of Mortgage Lenders in Staunton, VA

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
DuPont Community Credit Union 1, -0.17% 10.12%
Movement Mortgage 2, -0.11% 6.80%
Farmers & Merchants Bank 3, -0.09% 5.27%
C&F Mortgage Corp 4, -0.09% 7.00%
Prosperity Home Mortgage 5, -0.07% 3.78%
Wells Fargo Bank 6, -0.02% 4.55%
Atlantic Bay Mortgage Group 7, -0.02% 3.63%
George Mason Mortgage 8, -0.01% 2.35%
Usaa Federal Savings Bank 9, -0.01% 2.25%
LoanDepot 10, 0.01% 1.64%
Truist Bank 11, 0.04% 5.83%
ALCOVA Mortgage 12, 0.04% 12.17%
JG Wentworth Home Lending 13, 0.05% 11.50%
Waterstone Mortgage Corp 14, 0.05% 2.86%
Integrity Home Mortgage Corp 15, 0.05% 6.19%
Navy Federal Credit Union 16, 0.08% 1.84%
Quicken Loans 17, 0.17% 12.22%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Movement Mortgage 1, -0.11% 8.98%
Farmers & Merchants Bank 2, -0.10% 6.36%
C&F Mortgage Corp 3, -0.10% 8.60%
Prosperity Home Mortgage 4, -0.07% 4.94%
DuPont Community Credit Union 5, -0.07% 6.28%
Wells Fargo Bank 6, -0.04% 4.94%
George Mason Mortgage 7, -0.03% 2.47%
Atlantic Bay Mortgage Group 8, -0.02% 3.89%
Usaa Federal Savings Bank 9, 0.00% 2.84%
LoanDepot 10, 0.03% 0.52%
JG Wentworth Home Lending 11, 0.05% 12.72%
ALCOVA Mortgage 12, 0.05% 12.57%
Waterstone Mortgage Corp 13, 0.06% 3.66%
Integrity Home Mortgage Corp 14, 0.07% 7.85%
Truist Bank 15, 0.07% 4.94%
Navy Federal Credit Union 16, 0.10% 2.32%
Quicken Loans 17, 0.15% 6.13%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
DuPont Community Credit Union 1, -0.26% 18.42%
Truist Bank 2, -0.03% 7.75%
LoanDepot 3, -0.02% 4.04%
Farmers & Merchants Bank 4, -0.01% 2.91%
Prosperity Home Mortgage 5, -0.01% 1.29%
C&F Mortgage Corp 6, -0.00% 3.55%
Atlantic Bay Mortgage Group 7, -0.00% 3.07%
Usaa Federal Savings Bank 8, 0.00% 0.97%
Navy Federal Credit Union 9, 0.00% 0.81%
ALCOVA Mortgage 10, 0.00% 11.31%
Integrity Home Mortgage Corp 11, 0.01% 2.58%
Movement Mortgage 12, 0.02% 2.10%
Wells Fargo Bank 13, 0.04% 3.72%
JG Wentworth Home Lending 14, 0.05% 8.89%
George Mason Mortgage 15, 0.06% 2.10%
Waterstone Mortgage Corp 16, 0.06% 1.13%
Quicken Loans 17, 0.17% 25.36%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Movement Mortgage 1, -0.15% 6.77%
DuPont Community Credit Union 2, -0.15% 14.13%
C&F Mortgage Corp 3, -0.14% 4.01%
Farmers & Merchants Bank 4, -0.12% 5.54%
Prosperity Home Mortgage 5, -0.09% 3.71%
Atlantic Bay Mortgage Group 6, -0.01% 3.93%
Wells Fargo Bank 7, -0.01% 6.05%
George Mason Mortgage 8, -0.00% 2.69%
Usaa Federal Savings Bank 9, 0.01% 1.82%
JG Wentworth Home Lending 10, 0.02% 9.47%
LoanDepot 11, 0.02% 1.46%
Waterstone Mortgage Corp 12, 0.03% 2.69%
ALCOVA Mortgage 13, 0.05% 10.92%
Truist Bank 14, 0.05% 7.72%
Integrity Home Mortgage Corp 15, 0.07% 5.10%
Navy Federal Credit Union 16, 0.20% 1.38%
Quicken Loans 17, 0.24% 12.60%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
C&F Mortgage Corp 1, -0.17% 4.72%
Movement Mortgage 2, -0.16% 9.56%
Farmers & Merchants Bank 3, -0.15% 6.68%
Prosperity Home Mortgage 4, -0.08% 5.41%
DuPont Community Credit Union 5, -0.04% 9.33%
George Mason Mortgage 6, -0.03% 2.88%
Atlantic Bay Mortgage Group 7, -0.02% 4.03%
Wells Fargo Bank 8, -0.02% 6.91%
JG Wentworth Home Lending 9, 0.00% 10.25%
Usaa Federal Savings Bank 10, 0.03% 2.53%
Waterstone Mortgage Corp 11, 0.04% 3.46%
LoanDepot 12, 0.06% 0.58%
ALCOVA Mortgage 13, 0.08% 11.75%
Integrity Home Mortgage Corp 14, 0.10% 6.80%
Truist Bank 15, 0.10% 6.91%
Quicken Loans 16, 0.21% 6.11%
Navy Federal Credit Union 17, 0.23% 2.07%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
DuPont Community Credit Union 1, -0.26% 22.38%
Truist Bank 2, -0.02% 9.11%
C&F Mortgage Corp 3, -0.02% 2.77%
LoanDepot 4, -0.02% 2.97%
Prosperity Home Mortgage 5, -0.02% 0.79%
ALCOVA Mortgage 6, -0.01% 9.50%
Farmers & Merchants Bank 7, -0.01% 3.56%
Atlantic Bay Mortgage Group 8, 0.00% 3.76%
Navy Federal Credit Union 9, 0.01% 0.20%
Usaa Federal Savings Bank 10, 0.01% 0.59%
Movement Mortgage 11, 0.02% 1.98%
Integrity Home Mortgage Corp 12, 0.02% 2.18%
Wells Fargo Bank 13, 0.04% 4.55%
JG Wentworth Home Lending 14, 0.05% 8.12%
Waterstone Mortgage Corp 15, 0.06% 1.39%
George Mason Mortgage 16, 0.06% 2.38%
Quicken Loans 17, 0.22% 23.76%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
C&F Mortgage Corp 1, -0.10% 16.97%
Prosperity Home Mortgage 2, -0.02% 3.60%
Atlantic Bay Mortgage Group 3, -0.01% 1.80%
LoanDepot 4, -0.01% 1.03%
Movement Mortgage 5, -0.01% 7.71%
ALCOVA Mortgage 6, -0.01% 15.94%
George Mason Mortgage 7, -0.00% 1.03%
Quicken Loans 8, -0.00% 12.60%
Truist Bank 9, 0.00% 0.26%
Farmers & Merchants Bank 10, 0.01% 6.17%
Integrity Home Mortgage Corp 11, 0.01% 10.28%
JG Wentworth Home Lending 12, 0.08% 18.51%
Waterstone Mortgage Corp 13, 0.08% 4.11%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
C&F Mortgage Corp 1, -0.12% 17.88%
LoanDepot 2, -0.02% 0.61%
Prosperity Home Mortgage 3, -0.02% 3.94%
ALCOVA Mortgage 4, -0.02% 15.15%
Atlantic Bay Mortgage Group 5, -0.01% 2.12%
Movement Mortgage 6, -0.01% 8.79%
George Mason Mortgage 7, -0.00% 1.21%
Truist Bank 8, 0.00% 0.30%
Farmers & Merchants Bank 9, 0.01% 7.27%
Integrity Home Mortgage Corp 10, 0.02% 11.21%
Quicken Loans 11, 0.03% 7.88%
Waterstone Mortgage Corp 12, 0.08% 4.85%
JG Wentworth Home Lending 13, 0.09% 18.79%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Quicken Loans 1, -0.04% 38.98%
Integrity Home Mortgage Corp 2, -0.04% 5.08%
Prosperity Home Mortgage 3, -0.02% 1.69%
Movement Mortgage 4, -0.02% 1.69%
LoanDepot 5, -0.00% 3.39%
C&F Mortgage Corp 6, 0.02% 11.86%
ALCOVA Mortgage 7, 0.04% 20.34%
JG Wentworth Home Lending 8, 0.05% 16.95%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Usaa Federal Savings Bank 1, -0.02% 16.67%
DuPont Community Credit Union 2, -0.00% 16.67%
Atlantic Bay Mortgage Group 3, 0.00% 33.33%
Truist Bank 4, 0.01% 33.33%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Usaa Federal Savings Bank 1, -0.02% 25.00%
Atlantic Bay Mortgage Group 2, 0.00% 50.00%
Truist Bank 3, 0.01% 25.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
DuPont Community Credit Union 1, -0.00% 50.00%
Truist Bank 2, 0.00% 50.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.07% 9.04%
Usaa Federal Savings Bank 2, -0.04% 9.57%
Atlantic Bay Mortgage Group 3, -0.03% 4.26%
LoanDepot 4, -0.03% 4.26%
Wells Fargo Bank 5, -0.02% 3.19%
Prosperity Home Mortgage 6, -0.02% 4.79%
C&F Mortgage Corp 7, -0.00% 8.51%
Truist Bank 8, -0.00% 2.66%
DuPont Community Credit Union 9, 0.01% 1.60%
Integrity Home Mortgage Corp 10, 0.01% 5.85%
George Mason Mortgage 11, 0.01% 2.66%
Quicken Loans 12, 0.02% 9.04%
Waterstone Mortgage Corp 13, 0.02% 1.60%
Movement Mortgage 14, 0.03% 5.32%
JG Wentworth Home Lending 15, 0.04% 12.23%
ALCOVA Mortgage 16, 0.04% 13.83%
Farmers & Merchants Bank 17, 0.05% 1.60%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.09% 9.63%
Usaa Federal Savings Bank 2, -0.05% 11.11%
Atlantic Bay Mortgage Group 3, -0.03% 5.93%
Wells Fargo Bank 4, -0.02% 4.44%
Prosperity Home Mortgage 5, -0.02% 4.44%
Truist Bank 6, -0.00% 2.96%
C&F Mortgage Corp 7, -0.00% 11.11%
DuPont Community Credit Union 8, 0.01% 2.22%
Quicken Loans 9, 0.01% 2.22%
Integrity Home Mortgage Corp 10, 0.01% 6.67%
George Mason Mortgage 11, 0.01% 2.96%
Waterstone Mortgage Corp 12, 0.02% 2.22%
Movement Mortgage 13, 0.04% 5.93%
JG Wentworth Home Lending 14, 0.04% 14.07%
ALCOVA Mortgage 15, 0.05% 11.85%
Farmers & Merchants Bank 16, 0.05% 2.22%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
LoanDepot 1, -0.04% 15.09%
Usaa Federal Savings Bank 2, -0.02% 5.66%
Prosperity Home Mortgage 3, -0.01% 5.66%
Navy Federal Credit Union 4, -0.01% 7.55%
Integrity Home Mortgage Corp 5, -0.01% 3.77%
George Mason Mortgage 6, 0.01% 1.89%
C&F Mortgage Corp 7, 0.01% 1.89%
ALCOVA Mortgage 8, 0.01% 18.87%
Movement Mortgage 9, 0.01% 3.77%
Truist Bank 10, 0.01% 1.89%
JG Wentworth Home Lending 11, 0.02% 7.55%
Quicken Loans 12, 0.02% 26.42%

* Data is compiled for the Staunton, VA commuting zone area, which comprises of counties of Alleghany County, VA, Augusta County, VA, Bath County, VA, Highland County, VA, Rockbridge County, VA, Buena Vista city, VA, Clifton Forge city, VA, Covington city, VA, Lexington city, VA, Staunton city, VA, and Waynesboro city, VA. This includes cities/towns/communities of Staunton, VA as well as Waynesboro, VA, Stuarts Draft, VA, Fishersville, VA, Lyndhurst, VA, Weyers Cave, VA, Churchville, VA, Verona, VA, East Lexington, VA, Jolivue, VA, Greenville, VA, Crimora, VA, Dooms, VA, Lexington, VA, Buena Vista, VA, Goshen, VA, Covington, VA, Hot Springs, VA, Craigsville, VA, Clifton Forge, VA, Selma, VA, Glasgow, VA, Low Moor, VA, Monterey, VA, and Callaghan, VA. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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