Top Mortgage Lenders in Point Pleasant, WV

Which mortgage lender in the Point Pleasant, WV area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Point Pleasant, WV area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Point Pleasant, WV area is Peoples Bank, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.08%. This means that Peoples Bank provided a -0.08% lower interest rate for its customers than other lenders in Point Pleasant, WV for a similar set of borrowers. Peoples Bank has a market share of 19.9%. On the other hand, the most popular lender in the market is Quicken Loans, with a market share of 32.1%. Quicken Loans is an average rate lender in this area, with a “Rate Difference” of +0.01% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Point Pleasant, WV area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, Peoples Bank is the cheapest mortgage provider for Conventional and Jumbo mortgages in Point Pleasant, WV. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Victorian Finance. The cheapest VA mortgage provider is Victorian Finance. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Ranking of Mortgage Lenders in Point Pleasant, WV

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Peoples Bank 1, -0.08% 19.95%
Victorian Finance 2, -0.04% 11.92%
JPMorgan Chase Bank 3, -0.04% 9.59%
Quicken Loans 4, 0.01% 32.12%
Rapid Mortgage Company 5, 0.05% 10.10%
Union Home Mortgage Company 6, 0.09% 16.32%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Peoples Bank 1, -0.06% 17.21%
Victorian Finance 2, -0.05% 16.39%
JPMorgan Chase Bank 3, -0.04% 7.79%
Quicken Loans 4, -0.01% 20.90%
Rapid Mortgage Company 5, 0.04% 15.16%
Union Home Mortgage Company 6, 0.08% 22.54%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Peoples Bank 1, -0.09% 24.65%
JPMorgan Chase Bank 2, -0.03% 12.68%
Victorian Finance 3, -0.00% 4.23%
Rapid Mortgage Company 4, 0.03% 1.41%
Quicken Loans 5, 0.04% 51.41%
Union Home Mortgage Company 6, 0.08% 5.63%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Peoples Bank 1, -0.08% 30.89%
JPMorgan Chase Bank 2, -0.04% 14.23%
Victorian Finance 3, -0.01% 5.69%
Union Home Mortgage Company 4, 0.06% 16.67%
Rapid Mortgage Company 5, 0.06% 6.91%
Quicken Loans 6, 0.07% 25.61%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Peoples Bank 1, -0.07% 31.34%
JPMorgan Chase Bank 2, -0.05% 12.69%
Victorian Finance 3, -0.02% 6.72%
Union Home Mortgage Company 4, 0.05% 24.63%
Rapid Mortgage Company 5, 0.06% 11.94%
Quicken Loans 6, 0.08% 12.69%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Peoples Bank 1, -0.10% 30.36%
JPMorgan Chase Bank 2, -0.03% 16.07%
Victorian Finance 3, -0.01% 4.46%
Rapid Mortgage Company 4, 0.01% 0.89%
Quicken Loans 5, 0.07% 41.07%
Union Home Mortgage Company 6, 0.08% 7.14%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Victorian Finance 1, -0.05% 25.45%
Quicken Loans 2, -0.04% 45.45%
Rapid Mortgage Company 3, 0.04% 15.45%
Union Home Mortgage Company 4, 0.17% 13.64%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Quicken Loans 1, -0.05% 35.16%
Victorian Finance 2, -0.05% 30.77%
Rapid Mortgage Company 3, 0.04% 17.58%
Union Home Mortgage Company 4, 0.17% 16.48%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Quicken Loans 1, -0.00% 94.74%
Rapid Mortgage Company 2, 0.06% 5.26%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Peoples Bank 1, 0.00% 100.00%
Insufficient data available.
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Peoples Bank 1, 0.00% 100.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Victorian Finance 1, -0.02% 13.79%
Quicken Loans 2, -0.02% 37.93%
JPMorgan Chase Bank 3, 0.00% 6.90%
Rapid Mortgage Company 4, 0.03% 17.24%
Union Home Mortgage Company 5, 0.03% 24.14%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Victorian Finance 1, -0.04% 15.79%
Quicken Loans 2, -0.02% 10.53%
JPMorgan Chase Bank 3, -0.01% 10.53%
Rapid Mortgage Company 4, 0.01% 26.32%
Union Home Mortgage Company 5, 0.02% 36.84%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Quicken Loans 1, -0.00% 90.00%
Victorian Finance 2, 0.01% 10.00%

* Data is compiled for the Point Pleasant, WV commuting zone area, which comprises of counties of Athens County, OH, Gallia County, OH, Meigs County, OH, and Mason County, WV. This includes cities/towns/communities of Point Pleasant, WV as well as Athens, OH, Albany, OH, Gallipolis, OH, Nelsonville, OH, The Plains, OH, Rio Grande, OH, Cheshire, OH, Coolville, OH, New Haven, WV, Apple Grove, WV, Crown City, OH, Rutland, OH, Tuppers Plains, OH, Vinton, OH, Racine, OH, Glouster, OH, Pomeroy, OH, Gallipolis Ferry, WV, Millfield, OH, Chauncey, OH, Middleport, OH, and Mason, WV. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings for Other Cities

This page ranks the top mortgage lenders in the Point Pleasant, WV area. For mortgage lender rankings of other cities, click here.