Top Mortgage Lenders in Dumas, TX

Which mortgage lender in the Dumas, TX area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Dumas, TX area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Dumas, TX area is CMG Mortgage Inc, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.16%. This means that CMG Mortgage Inc provided a -0.16% lower interest rate for its customers than other lenders in Dumas, TX for a similar set of borrowers. CMG Mortgage Inc has a market share of 21.9%. On the other hand, the most popular lender in the market is HomeTrust Mortgage Company, with a market share of 47.9%. HomeTrust Mortgage Company is an average rate lender in this area, with a “Rate Difference” of +0.06% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Dumas, TX area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Dumas, TX is HomeTrust Mortgage Company. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is CMG Mortgage Inc. The cheapest VA mortgage provider is also CMG Mortgage Inc. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Ranking of Mortgage Lenders in Dumas, TX

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
CMG Mortgage Inc 1, -0.16% 21.89%
Quicken Loans 2, 0.02% 30.18%
HomeTrust Mortgage Company 3, 0.06% 47.93%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
CMG Mortgage Inc 1, -0.16% 28.46%
Quicken Loans 2, 0.02% 13.85%
HomeTrust Mortgage Company 3, 0.07% 57.69%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
HomeTrust Mortgage Company 1, -0.05% 15.38%
Quicken Loans 2, 0.01% 84.62%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
HomeTrust Mortgage Company 1, -0.02% 45.71%
Quicken Loans 2, 0.02% 51.43%
CMG Mortgage Inc 3, 0.04% 2.86%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
HomeTrust Mortgage Company 1, -0.01% 64.29%
Quicken Loans 2, 0.01% 30.95%
CMG Mortgage Inc 3, 0.04% 4.76%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
HomeTrust Mortgage Company 1, -0.05% 17.86%
Quicken Loans 2, 0.01% 82.14%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
CMG Mortgage Inc 1, -0.17% 36.17%
Quicken Loans 2, 0.02% 13.83%
HomeTrust Mortgage Company 3, 0.12% 50.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
CMG Mortgage Inc 1, -0.17% 40.00%
Quicken Loans 2, 0.02% 5.88%
HomeTrust Mortgage Company 3, 0.12% 54.12%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Quicken Loans 1, -0.00% 88.89%
HomeTrust Mortgage Company 2, 0.00% 11.11%
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Lender Name Rate Rank, Rate Difference Rate Rating Market Share
CMG Mortgage Inc 1, -0.01% 20.00%
HomeTrust Mortgage Company 2, -0.00% 40.00%
Quicken Loans 3, 0.01% 40.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
CMG Mortgage Inc 1, -0.01% 33.33%
HomeTrust Mortgage Company 2, 0.00% 66.67%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Quicken Loans 1, 0.00% 100.00%

* Data is compiled for the Dumas, TX commuting zone area, which comprises of counties of Cimarron County, OK, Texas County, OK, Moore County, TX, and Sherman County, TX. This includes cities/towns/communities of Dumas, TX as well as Guymon, OK, Cactus, TX, Hooker, OK, Sunray, TX, Stratford, TX, Boise City, OK, Goodwell, OK, Texhoma, OK, and Keyes, OK. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings for Other Cities

This page ranks the top mortgage lenders in the Dumas, TX area. For mortgage lender rankings of other cities, click here.