Which mortgage lender in the Harrisonburg, VA area typically has the best rates? To help you narrow down where to shop for a mortgage, MortgageWaldo.com provides an objective and data driven ranking of mortgage lenders operating in the Harrisonburg, VA area by interest rate and market share. We maintain our independence by not accepting any compensation from the mortgage lenders we rank, and use data on all fixed rate mortgages that were closed in the past year to generate our rankings.
Going by historical data, the best mortgage lender in the Harrisonburg, VA area in terms of interest rate is F&M Bank VA, with an average “Rate Difference” of -0.09%. This means that, comparing similar borrowers, F&M Bank VA provided a -0.09% lower interest rate for its customers than other lenders in the area. F&M Bank VA has a market share of 19.3%. It is the most popular lender in the Harrisonburg, VA area.
Our detailed ranking of mortgage lenders in the Harrisonburg, VA area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, going by historical data, the cheapest lender for Conventional mortgages in Harrisonburg, VA is C&F Mortgage Corp. If you want to take out a loan that is above conforming limits (above $548,250 or $822,375 depending on the area in 2021), the cheapest Jumbo mortgage provider is Primary Residential Mortgage Inc. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Integrity Home Mortgage Corp. The cheapest VA mortgage provider is USAA. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.
Ranking of Mortgage Lenders in Harrisonburg, VA
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| F&M Bank VA | -0.09% | 19.29% | |
| Movement Mortgage | -0.07% | 8.80% | |
| C&F Mortgage Corp | -0.05% | 3.62% | |
| DuPont Community Credit Union | -0.05% | 5.91% | |
| Truist Bank | -0.04% | 8.35% | |
| USAA | 0.00% | 2.59% | |
| Integrity Home Mortgage Corp | 0.01% | 13.53% | |
| Wells Fargo Bank | 0.01% | 5.03% | |
| Atlantic Bay Mortgage Group | 0.02% | 3.18% | |
| George Mason Mortgage | 0.04% | 3.70% | |
| Primary Residential Mortgage Inc | 0.05% | 4.73% | |
| SunTrust Bank | 0.07% | 2.29% | |
| Park View Federal Credit Union | 0.07% | 5.76% | |
| Quicken Loans | 0.14% | 13.23% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| F&M Bank VA | -0.07% | 23.50% | |
| Movement Mortgage | -0.06% | 12.27% | |
| DuPont Community Credit Union | -0.04% | 5.21% | |
| C&F Mortgage Corp | -0.04% | 4.75% | |
| Truist Bank | -0.04% | 6.13% | |
| Wells Fargo Bank | 0.02% | 4.86% | |
| Atlantic Bay Mortgage Group | 0.02% | 2.66% | |
| USAA | 0.02% | 3.36% | |
| SunTrust Bank | 0.04% | 1.04% | |
| Integrity Home Mortgage Corp | 0.04% | 17.01% | |
| George Mason Mortgage | 0.05% | 4.51% | |
| Park View Federal Credit Union | 0.12% | 5.21% | |
| Primary Residential Mortgage Inc | 0.12% | 4.05% | |
| Quicken Loans | 0.13% | 5.44% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| F&M Bank VA | -0.12% | 11.86% | |
| Integrity Home Mortgage Corp | -0.07% | 7.36% | |
| DuPont Community Credit Union | -0.07% | 7.16% | |
| Truist Bank | -0.06% | 12.27% | |
| Primary Residential Mortgage Inc | -0.05% | 5.93% | |
| C&F Mortgage Corp | -0.03% | 1.64% | |
| USAA | -0.03% | 1.23% | |
| Movement Mortgage | -0.03% | 2.66% | |
| Park View Federal Credit Union | -0.00% | 6.75% | |
| Wells Fargo Bank | 0.01% | 5.32% | |
| Atlantic Bay Mortgage Group | 0.01% | 4.09% | |
| George Mason Mortgage | 0.03% | 2.25% | |
| SunTrust Bank | 0.05% | 4.50% | |
| Quicken Loans | 0.12% | 26.99% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| C&F Mortgage Corp | -0.13% | 2.70% | |
| F&M Bank VA | -0.11% | 19.69% | |
| Movement Mortgage | -0.09% | 8.09% | |
| DuPont Community Credit Union | -0.04% | 7.19% | |
| Truist Bank | -0.04% | 9.53% | |
| USAA | -0.01% | 1.44% | |
| Wells Fargo Bank | 0.02% | 5.31% | |
| Integrity Home Mortgage Corp | 0.03% | 11.78% | |
| Atlantic Bay Mortgage Group | 0.03% | 3.60% | |
| George Mason Mortgage | 0.04% | 4.05% | |
| Primary Residential Mortgage Inc | 0.05% | 4.77% | |
| SunTrust Bank | 0.07% | 2.79% | |
| Park View Federal Credit Union | 0.08% | 7.01% | |
| Quicken Loans | 0.19% | 12.05% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| C&F Mortgage Corp | -0.16% | 3.29% | |
| F&M Bank VA | -0.09% | 24.07% | |
| Movement Mortgage | -0.08% | 11.81% | |
| Truist Bank | -0.03% | 7.32% | |
| DuPont Community Credit Union | -0.03% | 6.73% | |
| USAA | 0.02% | 2.24% | |
| Wells Fargo Bank | 0.02% | 5.08% | |
| Atlantic Bay Mortgage Group | 0.03% | 2.99% | |
| SunTrust Bank | 0.05% | 1.35% | |
| George Mason Mortgage | 0.06% | 5.08% | |
| Integrity Home Mortgage Corp | 0.08% | 15.10% | |
| Park View Federal Credit Union | 0.13% | 6.73% | |
| Primary Residential Mortgage Inc | 0.15% | 3.89% | |
| Quicken Loans | 0.18% | 4.33% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| F&M Bank VA | -0.12% | 13.09% | |
| Integrity Home Mortgage Corp | -0.08% | 6.77% | |
| DuPont Community Credit Union | -0.07% | 7.90% | |
| Truist Bank | -0.06% | 12.87% | |
| Primary Residential Mortgage Inc | -0.06% | 6.09% | |
| C&F Mortgage Corp | -0.03% | 1.81% | |
| Movement Mortgage | -0.03% | 2.48% | |
| USAA | -0.02% | 0.23% | |
| Park View Federal Credit Union | -0.01% | 7.45% | |
| Wells Fargo Bank | 0.01% | 5.64% | |
| Atlantic Bay Mortgage Group | 0.01% | 4.51% | |
| George Mason Mortgage | 0.03% | 2.48% | |
| SunTrust Bank | 0.05% | 4.97% | |
| Quicken Loans | 0.15% | 23.70% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Integrity Home Mortgage Corp | -0.05% | 25.88% | |
| Truist Bank | -0.03% | 2.35% | |
| Wells Fargo Bank | 0.00% | 0.59% | |
| Movement Mortgage | 0.00% | 11.18% | |
| George Mason Mortgage | 0.00% | 1.76% | |
| Quicken Loans | 0.01% | 20.00% | |
| Atlantic Bay Mortgage Group | 0.01% | 1.18% | |
| F&M Bank VA | 0.01% | 21.76% | |
| Primary Residential Mortgage Inc | 0.06% | 4.12% | |
| C&F Mortgage Corp | 0.06% | 11.18% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Integrity Home Mortgage Corp | -0.05% | 28.47% | |
| Truist Bank | -0.03% | 2.78% | |
| Wells Fargo Bank | 0.00% | 0.69% | |
| Movement Mortgage | 0.00% | 12.50% | |
| George Mason Mortgage | 0.00% | 2.08% | |
| Atlantic Bay Mortgage Group | 0.01% | 1.39% | |
| F&M Bank VA | 0.01% | 25.69% | |
| Quicken Loans | 0.02% | 9.03% | |
| C&F Mortgage Corp | 0.06% | 13.19% | |
| Primary Residential Mortgage Inc | 0.07% | 4.17% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Movement Mortgage | -0.00% | 3.85% | |
| Quicken Loans | -0.00% | 80.77% | |
| Primary Residential Mortgage Inc | 0.00% | 3.85% | |
| Integrity Home Mortgage Corp | 0.01% | 11.54% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Primary Residential Mortgage Inc | -0.01% | 20.00% | |
| Wells Fargo Bank | -0.00% | 20.00% | |
| George Mason Mortgage | 0.00% | 20.00% | |
| Truist Bank | 0.00% | 40.00% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Primary Residential Mortgage Inc | -0.00% | 33.33% | |
| Wells Fargo Bank | -0.00% | 33.33% | |
| George Mason Mortgage | 0.00% | 33.33% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Truist Bank | 0.00% | 100.00% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| USAA | -0.01% | 28.79% | |
| Wells Fargo Bank | -0.01% | 10.61% | |
| Atlantic Bay Mortgage Group | -0.01% | 1.52% | |
| Integrity Home Mortgage Corp | -0.00% | 12.12% | |
| Quicken Loans | 0.01% | 16.67% | |
| Movement Mortgage | 0.01% | 15.15% | |
| Primary Residential Mortgage Inc | 0.01% | 4.55% | |
| George Mason Mortgage | 0.01% | 1.52% | |
| Truist Bank | 0.01% | 1.52% | |
| F&M Bank VA | 0.02% | 7.58% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Wells Fargo Bank | -0.02% | 12.50% | |
| USAA | -0.01% | 29.17% | |
| Atlantic Bay Mortgage Group | -0.01% | 2.08% | |
| Integrity Home Mortgage Corp | -0.00% | 10.42% | |
| Movement Mortgage | 0.00% | 18.75% | |
| George Mason Mortgage | 0.01% | 2.08% | |
| F&M Bank VA | 0.02% | 10.42% | |
| Primary Residential Mortgage Inc | 0.02% | 4.17% | |
| Quicken Loans | 0.02% | 10.42% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| USAA | -0.01% | 27.78% | |
| Primary Residential Mortgage Inc | -0.01% | 5.56% | |
| Quicken Loans | -0.00% | 33.33% | |
| Movement Mortgage | 0.01% | 5.56% | |
| Integrity Home Mortgage Corp | 0.01% | 16.67% | |
| Truist Bank | 0.02% | 5.56% | |
| Wells Fargo Bank | 0.03% | 5.56% |
* Data is compiled for the Harrisonburg, VA commuting zone area, which comprises of counties of Page County, VA, Rockingham County, VA, Harrisonburg city, VA, and Pendleton County, WV. This includes cities/towns/communities of Harrisonburg, VA as well as Massanetta Springs, VA, Broadway, VA, Luray, VA, Massanutten, VA, Grottoes, VA, Dayton, VA, Shenandoah, VA, Bridgewater, VA, Stanley, VA, Elkton, VA, Timberville, VA, Mount Crawford, VA, Franklin, WV, and Brandywine, WV. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.
Mortgage Lender Rankings in Other Cities
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