Top Mortgage Lenders in Columbia, TN

Which mortgage lender in the Columbia, TN area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Columbia, TN area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Columbia, TN area is Mortgage Investors Group, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.11%. This means that Mortgage Investors Group provided a -0.11% lower interest rate for its customers than other lenders in Columbia, TN for a similar set of borrowers. Mortgage Investors Group has a market share of 2.3%. On the other hand, the most popular lender in the market is Quicken Loans, with a market share of 15.5%. Quicken Loans is an average rate lender in this area, with a “Rate Difference” of +0.03% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Columbia, TN area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Columbia, TN is Mortgage Investors Group. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Regions Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Franklin Synergy Bank. The cheapest VA mortgage provider is First Community Mortgage Inc. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Ranking of Mortgage Lenders in Columbia, TN

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Mortgage Investors Group 1, -0.11% 2.34%
Pulte Mortgage 2, -0.10% 2.74%
F&M Bank 3, -0.10% 1.28%
SWBC Mortgage Corporation 4, -0.08% 2.23%
Bank of America 5, -0.08% 1.01%
Us Bank 6, -0.07% 2.04%
Franklin Synergy Bank 7, -0.06% 1.30%
Gateway First Bank 8, -0.06% 1.17%
Kelley Mortgage 9, -0.06% 1.66%
JPMorgan Chase Bank 10, -0.05% 0.98%
Ameris Bank 11, -0.05% 0.95%
Pinnacle Bank 12, -0.05% 2.04%
Iberiabank 13, -0.04% 1.01%
Reliant Bank 14, -0.04% 1.41%
Movement Mortgage 15, -0.04% 1.44%
Guaranty Home Mortgage Corporation 16, -0.04% 2.20%
FirstBank 17, -0.03% 5.27%
Caliber Home Loans Inc 18, -0.03% 0.98%
DHI Mortgage Company Limited 19, -0.03% 1.17%
Acopia Capital Group 20, -0.03% 1.96%
Cardinal Financial Company LP 21, -0.02% 1.33%
Renasant Bank 22, -0.02% 1.60%
Fifth Third Bank, National Association 23, -0.02% 0.95%
Usaa Federal Savings Bank 24, -0.02% 0.90%
Churchill Mortgage Corporation 25, -0.01% 2.36%
Pennymac Loan Services 26, -0.01% 1.96%
Suntrust Banks, Inc 27, -0.01% 1.77%
First Tennessee Bank National 28, -0.01% 0.90%
First National Bank Of Middle Tennessee 29, -0.00% 2.80%
Bank of England 30, -0.00% 0.98%
Wells Fargo Bank 31, 0.01% 1.44%
CMG Mortgage Inc 32, 0.02% 4.37%
Fairway Independent Mort Corp 33, 0.03% 1.77%
Quicken Loans 34, 0.03% 15.48%
Regions Bank 35, 0.03% 3.67%
LoanDepot 36, 0.03% 4.18%
Carrington Mortgage Services 37, 0.05% 1.22%
First Community Mortgage Inc 38, 0.05% 5.03%
Nationstar Mortgage 39, 0.06% 1.39%
Ascend Federal Credit Union 40, 0.08% 2.17%
Legacy Mutual Mortgage 41, 0.09% 4.27%
First Farmers And Merchants Bank 42, 0.09% 2.34%
Farm Credit Mid-America 43, 0.13% 1.98%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
F&M Bank 1, -0.11% 1.90%
Pulte Mortgage 2, -0.10% 4.57%
JPMorgan Chase Bank 3, -0.10% 0.63%
Bank of America 4, -0.09% 0.72%
Mortgage Investors Group 5, -0.09% 2.85%
Us Bank 6, -0.08% 1.95%
SWBC Mortgage Corporation 7, -0.08% 3.22%
Kelley Mortgage 8, -0.06% 1.99%
Ameris Bank 9, -0.06% 1.36%
Gateway First Bank 10, -0.06% 1.36%
Franklin Synergy Bank 11, -0.05% 1.63%
Iberiabank 12, -0.04% 1.49%
Movement Mortgage 13, -0.04% 1.68%
Wells Fargo Bank 14, -0.04% 1.31%
Fifth Third Bank, National Association 15, -0.04% 0.77%
Guaranty Home Mortgage Corporation 16, -0.04% 2.85%
FirstBank 17, -0.03% 6.66%
Pinnacle Bank 18, -0.03% 2.54%
Regions Bank 19, -0.03% 2.94%
Cardinal Financial Company LP 20, -0.03% 1.59%
DHI Mortgage Company Limited 21, -0.02% 1.95%
Reliant Bank 22, -0.02% 1.31%
Acopia Capital Group 23, -0.02% 1.95%
First National Bank Of Middle Tennessee 24, -0.02% 2.72%
Caliber Home Loans Inc 25, -0.01% 0.54%
Usaa Federal Savings Bank 26, -0.01% 0.91%
Churchill Mortgage Corporation 27, -0.00% 3.22%
Pennymac Loan Services 28, -0.00% 0.36%
First Tennessee Bank National 29, 0.00% 0.95%
Renasant Bank 30, 0.00% 1.72%
Bank of England 31, 0.01% 1.22%
Carrington Mortgage Services 32, 0.02% 0.27%
Nationstar Mortgage 33, 0.02% 0.68%
Suntrust Banks, Inc 34, 0.03% 1.54%
Fairway Independent Mort Corp 35, 0.03% 2.58%
CMG Mortgage Inc 36, 0.03% 6.30%
Quicken Loans 37, 0.03% 6.34%
First Community Mortgage Inc 38, 0.06% 7.16%
First Farmers And Merchants Bank 39, 0.07% 0.95%
LoanDepot 40, 0.07% 3.67%
Legacy Mutual Mortgage 41, 0.13% 5.39%
Ascend Federal Credit Union 42, 0.14% 1.77%
Farm Credit Mid-America 43, 0.18% 2.49%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Mortgage Investors Group 1, -0.16% 1.56%
Pinnacle Bank 2, -0.09% 1.29%
Bank of America 3, -0.08% 1.43%
Franklin Synergy Bank 4, -0.08% 0.81%
Reliant Bank 5, -0.07% 1.56%
Renasant Bank 6, -0.06% 1.43%
SWBC Mortgage Corporation 7, -0.06% 0.75%
Gateway First Bank 8, -0.06% 0.88%
Churchill Mortgage Corporation 9, -0.05% 1.09%
Suntrust Banks, Inc 10, -0.05% 2.10%
Us Bank 11, -0.04% 2.17%
Caliber Home Loans Inc 12, -0.04% 1.63%
Kelley Mortgage 13, -0.04% 1.15%
Acopia Capital Group 14, -0.04% 1.97%
Guaranty Home Mortgage Corporation 15, -0.03% 1.22%
Movement Mortgage 16, -0.03% 1.09%
Usaa Federal Savings Bank 17, -0.03% 0.88%
F&M Bank 18, -0.03% 0.34%
CMG Mortgage Inc 19, -0.03% 1.49%
Bank of England 20, -0.03% 0.61%
JPMorgan Chase Bank 21, -0.03% 1.49%
Legacy Mutual Mortgage 22, -0.03% 2.58%
First Tennessee Bank National 23, -0.02% 0.81%
FirstBank 24, -0.02% 3.19%
LoanDepot 25, -0.02% 4.96%
Iberiabank 26, -0.02% 0.27%
Pennymac Loan Services 27, -0.02% 4.34%
Cardinal Financial Company LP 28, -0.02% 0.95%
Ameris Bank 29, -0.01% 0.34%
Farm Credit Mid-America 30, -0.01% 1.22%
Fifth Third Bank, National Association 31, -0.00% 1.22%
First Community Mortgage Inc 32, 0.01% 1.83%
Fairway Independent Mort Corp 33, 0.01% 0.54%
Ascend Federal Credit Union 34, 0.01% 2.78%
First National Bank Of Middle Tennessee 35, 0.01% 2.92%
Quicken Loans 36, 0.02% 29.19%
Carrington Mortgage Services 37, 0.05% 2.65%
Wells Fargo Bank 38, 0.07% 1.63%
Nationstar Mortgage 39, 0.07% 2.44%
Regions Bank 40, 0.08% 4.75%
First Farmers And Merchants Bank 41, 0.10% 4.41%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Mortgage Investors Group 1, -0.15% 2.12%
F&M Bank 2, -0.12% 1.37%
Pulte Mortgage 3, -0.12% 3.62%
Bank of America 4, -0.09% 1.37%
Us Bank 5, -0.08% 2.58%
SWBC Mortgage Corporation 6, -0.08% 1.96%
Ameris Bank 7, -0.07% 1.00%
Gateway First Bank 8, -0.07% 0.75%
JPMorgan Chase Bank 9, -0.06% 1.37%
Franklin Synergy Bank 10, -0.06% 1.21%
LoanDepot 11, -0.05% 3.29%
Reliant Bank 12, -0.05% 1.91%
Pinnacle Bank 13, -0.05% 2.29%
Movement Mortgage 14, -0.05% 1.66%
DHI Mortgage Company Limited 15, -0.04% 1.46%
Kelley Mortgage 16, -0.04% 1.04%
Renasant Bank 17, -0.04% 1.58%
CMG Mortgage Inc 18, -0.04% 3.37%
Iberiabank 19, -0.03% 0.75%
Acopia Capital Group 20, -0.03% 1.41%
Cardinal Financial Company LP 21, -0.03% 1.08%
Churchill Mortgage Corporation 22, -0.03% 2.41%
FirstBank 23, -0.03% 5.32%
Fifth Third Bank, National Association 24, -0.02% 1.25%
Caliber Home Loans Inc 25, -0.01% 0.33%
Guaranty Home Mortgage Corporation 26, -0.01% 1.71%
Suntrust Banks, Inc 27, -0.01% 2.62%
Bank of England 28, -0.01% 1.00%
Usaa Federal Savings Bank 29, -0.01% 0.37%
First Tennessee Bank National 30, -0.01% 1.21%
First National Bank Of Middle Tennessee 31, 0.00% 3.08%
Wells Fargo Bank 32, 0.01% 2.00%
Pennymac Loan Services 33, 0.03% 1.21%
Carrington Mortgage Services 34, 0.03% 0.46%
Regions Bank 35, 0.03% 5.12%
First Community Mortgage Inc 36, 0.05% 4.66%
Legacy Mutual Mortgage 37, 0.06% 2.79%
Nationstar Mortgage 38, 0.06% 0.92%
Quicken Loans 39, 0.07% 15.81%
Fairway Independent Mort Corp 40, 0.07% 1.12%
Ascend Federal Credit Union 41, 0.08% 3.20%
First Farmers And Merchants Bank 42, 0.09% 3.58%
Farm Credit Mid-America 43, 0.15% 2.66%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Mortgage Investors Group 1, -0.13% 2.18%
F&M Bank 2, -0.12% 2.33%
Us Bank 3, -0.11% 2.33%
Pulte Mortgage 4, -0.11% 6.54%
JPMorgan Chase Bank 5, -0.10% 0.98%
Bank of America 6, -0.10% 0.98%
SWBC Mortgage Corporation 7, -0.07% 2.78%
Ameris Bank 8, -0.07% 1.43%
Gateway First Bank 9, -0.06% 0.83%
Wells Fargo Bank 10, -0.04% 1.80%
Movement Mortgage 11, -0.04% 2.03%
Fifth Third Bank, National Association 12, -0.04% 0.98%
DHI Mortgage Company Limited 13, -0.03% 2.63%
Kelley Mortgage 14, -0.03% 1.13%
Franklin Synergy Bank 15, -0.03% 1.43%
CMG Mortgage Inc 16, -0.03% 4.66%
Cardinal Financial Company LP 17, -0.02% 1.20%
Regions Bank 18, -0.02% 4.21%
Iberiabank 19, -0.02% 1.28%
Reliant Bank 20, -0.02% 1.80%
Acopia Capital Group 21, -0.02% 1.58%
FirstBank 22, -0.02% 6.69%
Pinnacle Bank 23, -0.01% 3.01%
LoanDepot 24, -0.01% 2.78%
First National Bank Of Middle Tennessee 25, -0.01% 2.93%
Churchill Mortgage Corporation 26, -0.01% 3.31%
Caliber Home Loans Inc 27, -0.00% 0.15%
Renasant Bank 28, 0.00% 1.50%
Usaa Federal Savings Bank 29, 0.00% 0.38%
Guaranty Home Mortgage Corporation 30, 0.01% 2.18%
Bank of England 31, 0.01% 1.35%
First Tennessee Bank National 32, 0.01% 1.28%
Carrington Mortgage Services 33, 0.01% 0.08%
Pennymac Loan Services 34, 0.02% 0.38%
Nationstar Mortgage 35, 0.02% 0.30%
Suntrust Banks, Inc 36, 0.04% 2.41%
Quicken Loans 37, 0.07% 6.24%
First Farmers And Merchants Bank 38, 0.07% 1.58%
First Community Mortgage Inc 39, 0.08% 6.92%
Fairway Independent Mort Corp 40, 0.10% 1.58%
Legacy Mutual Mortgage 41, 0.11% 3.38%
Ascend Federal Credit Union 42, 0.15% 2.86%
Farm Credit Mid-America 43, 0.21% 3.61%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Mortgage Investors Group 1, -0.18% 2.05%
Pinnacle Bank 2, -0.12% 1.40%
Franklin Synergy Bank 3, -0.10% 0.93%
Bank of America 4, -0.10% 1.86%
LoanDepot 5, -0.09% 3.91%
Reliant Bank 6, -0.09% 2.05%
Renasant Bank 7, -0.08% 1.68%
SWBC Mortgage Corporation 8, -0.08% 0.93%
Gateway First Bank 9, -0.07% 0.65%
Churchill Mortgage Corporation 10, -0.07% 1.30%
Suntrust Banks, Inc 11, -0.06% 2.89%
Us Bank 12, -0.06% 2.89%
Kelley Mortgage 13, -0.06% 0.93%
Bank of England 14, -0.05% 0.56%
F&M Bank 15, -0.05% 0.19%
Movement Mortgage 16, -0.05% 1.21%
Guaranty Home Mortgage Corporation 17, -0.05% 1.12%
Acopia Capital Group 18, -0.04% 1.21%
CMG Mortgage Inc 19, -0.04% 1.77%
JPMorgan Chase Bank 20, -0.04% 1.86%
Legacy Mutual Mortgage 21, -0.04% 2.05%
FirstBank 22, -0.04% 3.63%
First Tennessee Bank National 23, -0.03% 1.12%
Cardinal Financial Company LP 24, -0.03% 0.93%
Caliber Home Loans Inc 25, -0.03% 0.56%
Iberiabank 26, -0.03% 0.09%
Usaa Federal Savings Bank 27, -0.02% 0.37%
Farm Credit Mid-America 28, -0.02% 1.49%
Ameris Bank 29, -0.02% 0.47%
Fifth Third Bank, National Association 30, -0.01% 1.58%
Fairway Independent Mort Corp 31, -0.01% 0.56%
First Community Mortgage Inc 32, -0.01% 1.86%
Ascend Federal Credit Union 33, 0.00% 3.63%
First National Bank Of Middle Tennessee 34, 0.01% 3.26%
Pennymac Loan Services 35, 0.02% 2.23%
Carrington Mortgage Services 36, 0.02% 0.93%
Wells Fargo Bank 37, 0.05% 2.23%
Quicken Loans 38, 0.06% 27.65%
Nationstar Mortgage 39, 0.06% 1.68%
Regions Bank 40, 0.07% 6.24%
First Farmers And Merchants Bank 41, 0.08% 6.05%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Franklin Synergy Bank 1, -0.09% 1.32%
SWBC Mortgage Corporation 2, -0.09% 3.62%
Guaranty Home Mortgage Corporation 3, -0.08% 2.85%
F&M Bank 4, -0.08% 1.10%
Quicken Loans 5, -0.07% 15.35%
Kelley Mortgage 6, -0.07% 2.85%
Iberiabank 7, -0.06% 1.75%
Pinnacle Bank 8, -0.06% 1.54%
Gateway First Bank 9, -0.06% 1.43%
FirstBank 10, -0.06% 5.92%
Mortgage Investors Group 11, -0.05% 3.51%
Movement Mortgage 12, -0.03% 0.99%
Pennymac Loan Services 13, -0.03% 2.30%
Ameris Bank 14, -0.03% 1.10%
Acopia Capital Group 15, -0.02% 3.62%
Cardinal Financial Company LP 16, -0.02% 2.19%
Caliber Home Loans Inc 17, -0.02% 1.75%
Regions Bank 18, -0.02% 0.99%
First National Bank Of Middle Tennessee 19, -0.02% 2.19%
Reliant Bank 20, -0.01% 0.44%
Fifth Third Bank, National Association 21, -0.01% 0.44%
Us Bank 22, -0.00% 0.99%
Fairway Independent Mort Corp 23, -0.00% 3.51%
Bank of America 24, -0.00% 0.11%
Bank of England 25, 0.00% 0.88%
Pulte Mortgage 26, 0.00% 0.55%
Renasant Bank 27, 0.01% 1.64%
Churchill Mortgage Corporation 28, 0.01% 2.41%
JPMorgan Chase Bank 29, 0.02% 0.11%
DHI Mortgage Company Limited 30, 0.02% 0.33%
Carrington Mortgage Services 31, 0.05% 2.74%
Nationstar Mortgage 32, 0.06% 2.63%
First Community Mortgage Inc 33, 0.07% 6.47%
CMG Mortgage Inc 34, 0.08% 6.58%
Legacy Mutual Mortgage 35, 0.12% 8.44%
LoanDepot 36, 0.17% 5.37%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
SWBC Mortgage Corporation 1, -0.10% 4.85%
Franklin Synergy Bank 2, -0.10% 1.82%
F&M Bank 3, -0.10% 1.21%
Kelley Mortgage 4, -0.09% 3.48%
Guaranty Home Mortgage Corporation 5, -0.09% 3.64%
Iberiabank 6, -0.08% 2.12%
Pinnacle Bank 7, -0.08% 1.97%
FirstBank 8, -0.07% 7.58%
Gateway First Bank 9, -0.07% 1.97%
Mortgage Investors Group 10, -0.06% 4.70%
Movement Mortgage 11, -0.05% 1.06%
Pennymac Loan Services 12, -0.04% 0.30%
Regions Bank 13, -0.04% 1.06%
Ameris Bank 14, -0.04% 1.52%
Cardinal Financial Company LP 15, -0.03% 2.73%
Quicken Loans 16, -0.03% 5.61%
Fifth Third Bank, National Association 17, -0.03% 0.45%
Reliant Bank 18, -0.02% 0.61%
Acopia Capital Group 19, -0.02% 2.73%
Caliber Home Loans Inc 20, -0.02% 1.36%
Fairway Independent Mort Corp 21, -0.02% 4.55%
Us Bank 22, -0.02% 1.36%
First National Bank Of Middle Tennessee 23, -0.01% 1.97%
Bank of America 24, -0.01% 0.15%
Bank of England 25, -0.01% 0.91%
Pulte Mortgage 26, -0.01% 0.76%
Renasant Bank 27, 0.00% 2.12%
Churchill Mortgage Corporation 28, 0.00% 3.18%
Carrington Mortgage Services 29, 0.01% 0.45%
DHI Mortgage Company Limited 30, 0.01% 0.45%
Nationstar Mortgage 31, 0.02% 1.36%
First Community Mortgage Inc 32, 0.06% 8.33%
CMG Mortgage Inc 33, 0.07% 8.79%
Legacy Mutual Mortgage 34, 0.14% 9.55%
LoanDepot 35, 0.17% 5.30%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Quicken Loans 1, -0.07% 40.87%
First National Bank Of Middle Tennessee 2, -0.01% 2.78%
Acopia Capital Group 3, -0.00% 5.95%
Pennymac Loan Services 4, -0.00% 7.54%
Caliber Home Loans Inc 5, -0.00% 2.78%
Guaranty Home Mortgage Corporation 6, 0.00% 0.79%
F&M Bank 7, 0.01% 0.79%
Renasant Bank 8, 0.01% 0.40%
Mortgage Investors Group 9, 0.01% 0.40%
Legacy Mutual Mortgage 10, 0.01% 5.56%
Pinnacle Bank 11, 0.01% 0.40%
Movement Mortgage 12, 0.02% 0.79%
Iberiabank 13, 0.02% 0.79%
Bank of England 14, 0.02% 0.79%
CMG Mortgage Inc 15, 0.02% 0.79%
Kelley Mortgage 16, 0.02% 1.19%
Churchill Mortgage Corporation 17, 0.03% 0.40%
SWBC Mortgage Corporation 18, 0.03% 0.40%
Fifth Third Bank, National Association 19, 0.04% 0.40%
Cardinal Financial Company LP 20, 0.04% 0.79%
Regions Bank 21, 0.05% 0.79%
JPMorgan Chase Bank 22, 0.05% 0.40%
First Community Mortgage Inc 23, 0.05% 1.59%
FirstBank 24, 0.05% 1.59%
Fairway Independent Mort Corp 25, 0.06% 0.79%
Carrington Mortgage Services 26, 0.09% 8.73%
Nationstar Mortgage 27, 0.10% 5.95%
LoanDepot 28, 0.16% 5.56%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Regions Bank 1, -0.01% 5.88%
Bank of America 2, -0.00% 5.88%
Farm Credit Mid-America 3, -0.00% 52.94%
First Tennessee Bank National 4, 0.00% 5.88%
Fifth Third Bank, National Association 5, 0.00% 5.88%
Pulte Mortgage 6, 0.00% 5.88%
JPMorgan Chase Bank 7, 0.00% 11.76%
Pinnacle Bank 8, 0.01% 5.88%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
JPMorgan Chase Bank 1, -0.00% 8.33%
Farm Credit Mid-America 2, -0.00% 58.33%
First Tennessee Bank National 3, 0.00% 8.33%
Fifth Third Bank, National Association 4, 0.00% 8.33%
Pulte Mortgage 5, 0.00% 8.33%
Pinnacle Bank 6, 0.01% 8.33%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Regions Bank 1, -0.01% 20.00%
Bank of America 2, -0.01% 20.00%
Farm Credit Mid-America 3, 0.00% 40.00%
JPMorgan Chase Bank 4, 0.01% 20.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Community Mortgage Inc 1, -0.05% 4.02%
Pulte Mortgage 2, -0.05% 2.30%
Caliber Home Loans Inc 3, -0.04% 3.45%
Pennymac Loan Services 4, -0.04% 6.32%
Gateway First Bank 5, -0.04% 3.45%
Kelley Mortgage 6, -0.04% 2.87%
Guaranty Home Mortgage Corporation 7, -0.03% 4.02%
First National Bank Of Middle Tennessee 8, -0.03% 2.59%
Bank of America 9, -0.02% 0.57%
Franklin Synergy Bank 10, -0.02% 2.01%
Iberiabank 11, -0.02% 0.86%
Suntrust Banks, Inc 12, -0.02% 0.57%
First Tennessee Bank National 13, -0.02% 0.86%
Usaa Federal Savings Bank 14, -0.01% 6.90%
F&M Bank 15, -0.01% 1.15%
Acopia Capital Group 16, -0.01% 1.44%
Ascend Federal Credit Union 17, -0.01% 0.86%
FirstBank 18, -0.01% 3.45%
Pinnacle Bank 19, -0.01% 1.44%
Cardinal Financial Company LP 20, -0.00% 0.86%
Churchill Mortgage Corporation 21, -0.00% 2.01%
Us Bank 22, -0.00% 1.15%
Ameris Bank 23, 0.00% 0.29%
Mortgage Investors Group 24, 0.00% 0.86%
Renasant Bank 25, 0.00% 1.72%
Movement Mortgage 26, 0.01% 1.15%
Reliant Bank 27, 0.01% 0.57%
Fairway Independent Mort Corp 28, 0.01% 1.72%
Regions Bank 29, 0.01% 0.57%
Quicken Loans 30, 0.01% 14.37%
Wells Fargo Bank 31, 0.01% 1.44%
SWBC Mortgage Corporation 32, 0.01% 0.57%
Bank of England 33, 0.02% 1.15%
LoanDepot 34, 0.02% 7.47%
Nationstar Mortgage 35, 0.05% 1.44%
DHI Mortgage Company Limited 36, 0.06% 1.44%
Carrington Mortgage Services 37, 0.06% 2.59%
Legacy Mutual Mortgage 38, 0.07% 3.74%
CMG Mortgage Inc 39, 0.08% 5.75%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Community Mortgage Inc 1, -0.07% 5.34%
Pulte Mortgage 2, -0.05% 3.88%
Kelley Mortgage 3, -0.05% 2.91%
Guaranty Home Mortgage Corporation 4, -0.04% 4.85%
Gateway First Bank 5, -0.04% 2.91%
Iberiabank 6, -0.03% 0.97%
First National Bank Of Middle Tennessee 7, -0.03% 3.88%
Franklin Synergy Bank 8, -0.03% 2.43%
Bank of America 9, -0.03% 0.97%
Suntrust Banks, Inc 10, -0.02% 0.97%
First Tennessee Bank National 11, -0.02% 1.46%
F&M Bank 12, -0.02% 1.46%
Acopia Capital Group 13, -0.02% 1.94%
Caliber Home Loans Inc 14, -0.02% 0.49%
Pennymac Loan Services 15, -0.01% 0.49%
FirstBank 16, -0.01% 3.88%
Usaa Federal Savings Bank 17, -0.01% 7.28%
Churchill Mortgage Corporation 18, -0.01% 2.91%
Us Bank 19, -0.01% 1.46%
Ameris Bank 20, -0.00% 0.49%
Reliant Bank 21, -0.00% 0.49%
Mortgage Investors Group 22, -0.00% 1.46%
Pinnacle Bank 23, -0.00% 0.97%
Ascend Federal Credit Union 24, -0.00% 0.49%
Cardinal Financial Company LP 25, 0.00% 0.49%
Quicken Loans 26, 0.01% 9.71%
LoanDepot 27, 0.01% 4.37%
Fairway Independent Mort Corp 28, 0.01% 2.91%
Movement Mortgage 29, 0.01% 1.46%
Regions Bank 30, 0.01% 0.97%
Renasant Bank 31, 0.01% 1.94%
Wells Fargo Bank 32, 0.01% 2.43%
SWBC Mortgage Corporation 33, 0.01% 0.97%
Bank of England 34, 0.02% 1.46%
Nationstar Mortgage 35, 0.02% 0.97%
Carrington Mortgage Services 36, 0.02% 0.97%
DHI Mortgage Company Limited 37, 0.06% 2.43%
Legacy Mutual Mortgage 38, 0.08% 5.34%
CMG Mortgage Inc 39, 0.08% 9.22%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Caliber Home Loans Inc 1, -0.04% 7.75%
Pennymac Loan Services 2, -0.04% 14.79%
Gateway First Bank 3, -0.03% 4.23%
Usaa Federal Savings Bank 4, -0.03% 6.34%
Kelley Mortgage 5, -0.02% 2.82%
Guaranty Home Mortgage Corporation 6, -0.02% 2.82%
Ascend Federal Credit Union 7, -0.01% 1.41%
Pinnacle Bank 8, -0.01% 2.11%
Renasant Bank 9, -0.01% 1.41%
Franklin Synergy Bank 10, -0.01% 1.41%
FirstBank 11, -0.01% 2.82%
Cardinal Financial Company LP 12, -0.01% 1.41%
F&M Bank 13, 0.00% 0.70%
Movement Mortgage 14, 0.00% 0.70%
Iberiabank 15, 0.00% 0.70%
Churchill Mortgage Corporation 16, 0.00% 0.70%
CMG Mortgage Inc 17, 0.00% 0.70%
Us Bank 18, 0.01% 0.70%
Acopia Capital Group 19, 0.01% 0.70%
First Community Mortgage Inc 20, 0.01% 2.11%
Legacy Mutual Mortgage 21, 0.01% 1.41%
First National Bank Of Middle Tennessee 22, 0.02% 0.70%
Quicken Loans 23, 0.02% 21.13%
Reliant Bank 24, 0.02% 0.70%
Bank of England 25, 0.03% 0.70%
LoanDepot 26, 0.03% 11.97%
Nationstar Mortgage 27, 0.07% 2.11%
Carrington Mortgage Services 28, 0.07% 4.93%

* Data is compiled for the Columbia, TN commuting zone area, which comprises of counties of Giles County, TN, Lawrence County, TN, Lewis County, TN, Marshall County, TN, Maury County, TN, Perry County, TN, and Wayne County, TN. This includes cities/towns/communities of Columbia, TN as well as Spring Hill, TN, Lewisburg, TN, Chapel Hill, TN, Lawrenceburg, TN, Pulaski, TN, Mount Pleasant, TN, Hohenwald, TN, Summertown, TN, Cornersville, TN, Ethridge, TN, Loretto, TN, Lynnville, TN, Linden, TN, Waynesboro, TN, Ardmore, TN, Minor Hill, TN, Collinwood, TN, Lobelville, TN, Clifton, TN, and St. Joseph, TN. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings for Other Cities

This page ranks the top mortgage lenders in the Columbia, TN area. For mortgage lender rankings of other cities, click here.