Top Mortgage Lenders in Sedalia, MO

Which mortgage lender in the Sedalia, MO area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Sedalia, MO area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Sedalia, MO area is Flat Branch Mortgage Inc, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.10%. This means that Flat Branch Mortgage Inc provided a -0.10% lower interest rate for its customers than other lenders in Sedalia, MO for a similar set of borrowers. Flat Branch Mortgage Inc has a market share of 13.8%. On the other hand, the most popular lender in the market is Fairway Independent Mort Corp, with a market share of 20.2%. Fairway Independent Mort Corp is an average rate lender in this area, with a “Rate Difference” of +0.02% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Sedalia, MO area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Sedalia, MO is Hawthorn Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Equity Bank. The cheapest VA mortgage provider is Flat Branch Mortgage Inc. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Ranking of Mortgage Lenders in Sedalia, MO

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Flat Branch Mortgage Inc 1, -0.10% 13.79%
Hawthorn Bank 2, -0.07% 4.24%
Community Banc Mortgage Corp 3, -0.04% 2.82%
Equity Bank 4, -0.04% 4.98%
Us Bank 5, -0.02% 7.31%
Gateway First Bank 6, -0.02% 3.49%
Community Mortgage 7, 0.02% 12.46%
Fairway Independent Mort Corp 8, 0.02% 20.18%
Movement Mortgage 9, 0.02% 5.40%
Gershman Investment Corp 10, 0.03% 4.15%
Usaa Federal Savings Bank 11, 0.03% 4.40%
LoanDepot 12, 0.04% 2.74%
Simmons Bank 13, 0.04% 3.57%
Quicken Loans 14, 0.08% 10.47%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Flat Branch Mortgage Inc 1, -0.10% 17.23%
Hawthorn Bank 2, -0.08% 3.14%
Equity Bank 3, -0.04% 4.66%
Gateway First Bank 4, -0.02% 3.84%
Us Bank 5, -0.01% 5.70%
Community Banc Mortgage Corp 6, 0.02% 1.98%
Community Mortgage 7, 0.03% 14.90%
Movement Mortgage 8, 0.03% 6.87%
Gershman Investment Corp 9, 0.03% 3.84%
Fairway Independent Mort Corp 10, 0.03% 24.33%
LoanDepot 11, 0.04% 0.58%
Usaa Federal Savings Bank 12, 0.04% 5.01%
Quicken Loans 13, 0.04% 4.77%
Simmons Bank 14, 0.09% 3.14%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Community Banc Mortgage Corp 1, -0.10% 4.93%
Hawthorn Bank 2, -0.06% 6.96%
Flat Branch Mortgage Inc 3, -0.06% 5.22%
Equity Bank 4, -0.04% 5.80%
Fairway Independent Mort Corp 5, -0.03% 9.86%
Us Bank 6, -0.03% 11.30%
Simmons Bank 7, -0.03% 4.64%
Usaa Federal Savings Bank 8, -0.03% 2.90%
Community Mortgage 9, -0.02% 6.38%
Gateway First Bank 10, -0.01% 2.61%
Movement Mortgage 11, 0.01% 1.74%
Gershman Investment Corp 12, 0.03% 4.93%
LoanDepot 13, 0.04% 8.12%
Quicken Loans 14, 0.08% 24.64%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Hawthorn Bank 1, -0.07% 8.59%
Flat Branch Mortgage Inc 2, -0.06% 9.60%
Community Banc Mortgage Corp 3, -0.04% 5.39%
Equity Bank 4, -0.03% 7.58%
Gateway First Bank 5, -0.03% 3.37%
Fairway Independent Mort Corp 6, -0.03% 12.46%
Us Bank 7, -0.02% 13.30%
Usaa Federal Savings Bank 8, 0.01% 1.85%
Gershman Investment Corp 9, 0.01% 4.38%
Community Mortgage 10, 0.02% 9.26%
LoanDepot 11, 0.03% 2.19%
Movement Mortgage 12, 0.05% 4.55%
Simmons Bank 13, 0.06% 6.06%
Quicken Loans 14, 0.13% 11.45%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Hawthorn Bank 1, -0.07% 7.74%
Flat Branch Mortgage Inc 2, -0.06% 12.61%
Gateway First Bank 3, -0.04% 3.72%
Equity Bank 4, -0.03% 8.31%
Fairway Independent Mort Corp 5, -0.03% 15.47%
Us Bank 6, -0.02% 12.03%
Gershman Investment Corp 7, -0.00% 3.72%
LoanDepot 8, 0.01% 0.57%
Community Banc Mortgage Corp 9, 0.02% 4.30%
Usaa Federal Savings Bank 10, 0.02% 3.15%
Community Mortgage 11, 0.04% 11.46%
Movement Mortgage 12, 0.06% 6.88%
Quicken Loans 13, 0.12% 4.01%
Simmons Bank 14, 0.12% 6.02%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Community Banc Mortgage Corp 1, -0.10% 6.94%
Flat Branch Mortgage Inc 2, -0.08% 5.31%
Hawthorn Bank 3, -0.06% 9.80%
Equity Bank 4, -0.04% 6.53%
Us Bank 5, -0.03% 15.10%
Simmons Bank 6, -0.03% 6.12%
Fairway Independent Mort Corp 7, -0.03% 8.16%
Community Mortgage 8, -0.02% 6.12%
Gateway First Bank 9, -0.02% 2.86%
Movement Mortgage 10, 0.02% 1.22%
Gershman Investment Corp 11, 0.03% 5.31%
LoanDepot 12, 0.03% 4.49%
Quicken Loans 13, 0.13% 22.04%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Equity Bank 1, -0.06% 2.23%
Simmons Bank 2, -0.06% 1.79%
Flat Branch Mortgage Inc 3, -0.03% 9.82%
Fairway Independent Mort Corp 4, -0.01% 11.61%
Quicken Loans 5, -0.01% 17.86%
Gateway First Bank 6, -0.00% 8.48%
Movement Mortgage 7, 0.00% 9.38%
Community Mortgage 8, 0.01% 28.12%
Us Bank 9, 0.02% 1.79%
Gershman Investment Corp 10, 0.06% 4.46%
LoanDepot 11, 0.06% 4.46%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Equity Bank 1, -0.06% 2.67%
Simmons Bank 2, -0.06% 2.14%
Flat Branch Mortgage Inc 3, -0.03% 11.76%
Fairway Independent Mort Corp 4, -0.00% 13.37%
Gateway First Bank 5, -0.00% 9.63%
Movement Mortgage 6, 0.00% 10.70%
Quicken Loans 7, 0.00% 10.70%
Community Mortgage 8, 0.01% 31.55%
Us Bank 9, 0.01% 1.60%
LoanDepot 10, 0.06% 1.60%
Gershman Investment Corp 11, 0.07% 4.28%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Quicken Loans 1, -0.02% 54.05%
Fairway Independent Mort Corp 2, -0.00% 2.70%
Movement Mortgage 3, -0.00% 2.70%
Community Mortgage 4, 0.01% 10.81%
Us Bank 5, 0.01% 2.70%
Gateway First Bank 6, 0.01% 2.70%
Gershman Investment Corp 7, 0.03% 5.41%
LoanDepot 8, 0.05% 18.92%
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Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Flat Branch Mortgage Inc 1, -0.14% 22.54%
Equity Bank 2, -0.03% 2.59%
Movement Mortgage 3, 0.01% 4.40%
Gateway First Bank 4, 0.01% 0.78%
Simmons Bank 5, 0.02% 0.78%
Community Banc Mortgage Corp 6, 0.02% 0.52%
Usaa Federal Savings Bank 7, 0.03% 10.88%
Gershman Investment Corp 8, 0.03% 3.63%
LoanDepot 9, 0.04% 2.59%
Us Bank 10, 0.04% 1.30%
Community Mortgage 11, 0.04% 8.29%
Quicken Loans 12, 0.05% 4.66%
Fairway Independent Mort Corp 13, 0.05% 37.05%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Flat Branch Mortgage Inc 1, -0.14% 25.39%
Equity Bank 2, -0.03% 1.86%
Movement Mortgage 3, 0.01% 4.64%
Gateway First Bank 4, 0.01% 0.62%
Community Banc Mortgage Corp 5, 0.02% 0.62%
Simmons Bank 6, 0.02% 0.62%
Quicken Loans 7, 0.03% 2.17%
Gershman Investment Corp 8, 0.04% 3.72%
Us Bank 9, 0.04% 1.24%
Community Mortgage 10, 0.04% 8.98%
Usaa Federal Savings Bank 11, 0.05% 9.91%
Fairway Independent Mort Corp 12, 0.06% 40.25%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Fairway Independent Mort Corp 1, -0.04% 20.63%
Equity Bank 2, -0.03% 6.35%
Usaa Federal Savings Bank 3, -0.02% 15.87%
Flat Branch Mortgage Inc 4, -0.02% 7.94%
Community Mortgage 5, -0.02% 4.76%
Movement Mortgage 6, 0.00% 3.17%
Simmons Bank 7, 0.00% 1.59%
Gateway First Bank 8, 0.01% 1.59%
Gershman Investment Corp 9, 0.01% 3.17%
Us Bank 10, 0.02% 1.59%
LoanDepot 11, 0.03% 15.87%
Quicken Loans 12, 0.06% 17.46%

* Data is compiled for the Sedalia, MO commuting zone area, which comprises of counties of Benton County, MO, Henry County, MO, Johnson County, MO, Pettis County, MO, and St. Clair County, MO. This includes cities/towns/communities of Sedalia, MO as well as Warrensburg, MO, Centerview, MO, Clinton, MO, Knob Noster, MO, Climax Springs, MO, Kingsville, MO, Warsaw, MO, Tightwad, MO, La Tour, MO, Smithton, MO, Blairstown, MO, Houstonia, MO, Windsor, MO, Windsor, MO, Ionia, MO, Deepwater, MO, Lowry City, MO, Osceola, MO, Cole Camp, MO, Collins, MO, and Whiteman AFB, MO. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings for Other Cities

This page ranks the top mortgage lenders in the Sedalia, MO area. For mortgage lender rankings of other cities, click here.