Top Mortgage Lenders in the Campbellsville, KY area

Which mortgage lender in the Campbellsville, KY area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Campbellsville, KY area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Campbellsville, KY area is Community Trust Bank, Inc, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.07%. This means that Community Trust Bank, Inc provided a -0.07% lower interest rate for its customers than other lenders in Campbellsville, KY for a similar set of borrowers. Community Trust Bank, Inc has a market share of 31.3%. On the other hand, the most popular lender in the market is Quicken Loans, with a market share of 68.7%. Quicken Loans is an average rate lender in this area, with a “Rate Difference” of +0.03% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Campbellsville, KY area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Campbellsville, KY is Community Trust Bank, Inc. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Community Trust Bank, Inc. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Quicken Loans. The cheapest VA mortgage provider is Quicken Loans. To get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders by “Rate Rank” for your desired mortgage type and purpose.

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Community Trust Bank, Inc 1, -0.07% 31.31%
Quicken Loans 2, 0.03% 68.69%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Community Trust Bank, Inc 1, -0.06% 37.21%
Quicken Loans 2, 0.03% 62.79%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Community Trust Bank, Inc 1, -0.09% 26.79%
Quicken Loans 2, 0.03% 73.21%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Community Trust Bank, Inc 1, -0.08% 50.85%
Quicken Loans 2, 0.08% 49.15%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Community Trust Bank, Inc 1, -0.05% 57.69%
Quicken Loans 2, 0.07% 42.31%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Community Trust Bank, Inc 1, -0.11% 45.45%
Quicken Loans 2, 0.09% 54.55%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Quicken Loans 1, 0.00% 100.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Quicken Loans 1, 0.00% 100.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Quicken Loans 1, 0.00% 100.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Community Trust Bank, Inc 1, 0.00% 100.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Community Trust Bank, Inc 1, 0.00% 100.00%
Insufficient data available.
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Quicken Loans 1, 0.00% 100.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Quicken Loans 1, 0.00% 100.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Quicken Loans 1, 0.00% 100.00%

* Data is compiled for the Campbellsville, KY commuting zone area, which comprises of counties of Adair County, KY, Green County, KY, Russell County, KY, and Taylor County, KY. This includes cities/towns/communities of Campbellsville, KY as well as Jamestown, KY, Columbia, KY, Greensburg, KY, Summersville, KY, and Russell Springs, KY. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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