Top Mortgage Lenders in the Tyler, TX area

Which mortgage lender in the Tyler, TX area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Tyler, TX area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Tyler, TX area is Southside Bank, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.15%. This means that Southside Bank provided a -0.15% lower interest rate for its customers than other lenders in Tyler, TX for a similar set of borrowers. Southside Bank has a market share of 5.0%. On the other hand, the most popular lender in the market is Quicken Loans, with a market share of 10.7%. Quicken Loans is an average rate lender in this area, with a “Rate Difference” of +0.07% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Tyler, TX area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Tyler, TX is Southside Bank. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is JPMorgan Chase Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is CMG Mortgage Inc. The cheapest VA mortgage provider is Navy Federal Credit Union. To get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders by “Rate Rank” for your desired mortgage type and purpose.

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Southside Bank 1, -0.15% 4.95%
Prosperity Bank 2, -0.12% 3.06%
CMG Mortgage Inc 3, -0.11% 5.77%
Altra Federal Credit Union 4, -0.11% 5.18%
JPMorgan Chase Bank 5, -0.11% 2.46%
Guaranteed Rate Affinity 6, -0.10% 4.64%
Bank of America 7, -0.09% 1.53%
Austin Bank Texas 8, -0.08% 2.52%
Navy Federal Credit Union 9, -0.07% 0.99%
Home Point Financial Corporation 10, -0.06% 1.19%
Usaa Federal Savings Bank 11, -0.05% 2.09%
Texas Mortgage Lending 12, -0.04% 1.73%
Wells Fargo Bank 13, -0.03% 2.63%
Commercial Bnak Of Texas 14, -0.02% 1.30%
BancorpSouth Bank 15, -0.00% 1.70%
Regions Bank 16, 0.00% 1.53%
Cornerstone Home Lending, Inc 17, 0.00% 1.30%
Certainty Home Loans 18, 0.00% 1.24%
LeaderOne Financial Corp 19, 0.01% 1.87%
Mortgage Financial Services 20, 0.02% 4.30%
Caliber Home Loans Inc 21, 0.02% 2.21%
Movement Mortgage 22, 0.03% 1.64%
LoanDepot 23, 0.04% 1.53%
Carrington Mortgage Services 24, 0.04% 1.02%
Fairway Independent Mort Corp 25, 0.04% 2.29%
Sfmc, Lp 26, 0.04% 2.52%
Cardinal Financial Company LP 27, 0.04% 1.16%
Finance of America Mortgage 28, 0.05% 4.72%
TIB The Independent Bankers Bank 29, 0.06% 2.32%
Academy Mortgage Corporation 30, 0.06% 2.15%
Quicken Loans 31, 0.07% 10.75%
Verabank 32, 0.09% 1.90%
Primelending 33, 0.10% 1.07%
Supreme Lending/ Everett Financial Inc 34, 0.10% 1.39%
Primary Residential Mortgage Inc 35, 0.12% 1.98%
Guild Mortgage Company 36, 0.13% 4.05%
Nationstar Mortgage 37, 0.15% 1.30%
Gateway First Bank 38, 0.15% 4.05%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Prosperity Bank 1, -0.16% 3.43%
Southside Bank 2, -0.14% 4.86%
JPMorgan Chase Bank 3, -0.13% 2.26%
CMG Mortgage Inc 4, -0.13% 6.67%
Guaranteed Rate Affinity 5, -0.10% 5.50%
Bank of America 6, -0.10% 1.58%
Wells Fargo Bank 7, -0.08% 2.45%
Austin Bank Texas 8, -0.08% 2.75%
Home Point Financial Corporation 9, -0.07% 1.09%
Navy Federal Credit Union 10, -0.06% 1.28%
Usaa Federal Savings Bank 11, -0.05% 2.56%
Altra Federal Credit Union 12, -0.04% 3.47%
Regions Bank 13, -0.03% 1.39%
Texas Mortgage Lending 14, -0.02% 0.75%
Commercial Bnak Of Texas 15, -0.02% 1.17%
BancorpSouth Bank 16, 0.01% 1.62%
LoanDepot 17, 0.01% 0.72%
Certainty Home Loans 18, 0.01% 1.58%
Carrington Mortgage Services 19, 0.01% 0.45%
LeaderOne Financial Corp 20, 0.02% 2.11%
Cornerstone Home Lending, Inc 21, 0.02% 1.21%
Caliber Home Loans Inc 22, 0.02% 2.04%
Movement Mortgage 23, 0.03% 1.88%
Mortgage Financial Services 24, 0.03% 4.79%
Nationstar Mortgage 25, 0.04% 0.68%
Quicken Loans 26, 0.04% 7.54%
Sfmc, Lp 27, 0.05% 3.20%
Fairway Independent Mort Corp 28, 0.05% 2.75%
Cardinal Financial Company LP 29, 0.05% 1.21%
Finance of America Mortgage 30, 0.06% 5.80%
Academy Mortgage Corporation 31, 0.07% 2.64%
TIB The Independent Bankers Bank 32, 0.09% 2.30%
Verabank 33, 0.10% 1.73%
Supreme Lending/ Everett Financial Inc 34, 0.11% 1.58%
Primary Residential Mortgage Inc 35, 0.13% 2.41%
Primelending 36, 0.14% 1.02%
Guild Mortgage Company 37, 0.14% 4.90%
Gateway First Bank 38, 0.17% 4.60%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Altra Federal Credit Union 1, -0.19% 10.32%
Southside Bank 2, -0.18% 5.22%
Austin Bank Texas 3, -0.10% 1.81%
Mortgage Financial Services 4, -0.06% 2.83%
Texas Mortgage Lending 5, -0.06% 4.65%
JPMorgan Chase Bank 6, -0.05% 3.06%
Bank of America 7, -0.05% 1.36%
Commercial Bnak Of Texas 8, -0.04% 1.70%
Home Point Financial Corporation 9, -0.04% 1.47%
Guaranteed Rate Affinity 10, -0.04% 2.04%
Cornerstone Home Lending, Inc 11, -0.04% 1.59%
TIB The Independent Bankers Bank 12, -0.03% 2.38%
BancorpSouth Bank 13, -0.02% 1.93%
Certainty Home Loans 14, -0.01% 0.23%
Navy Federal Credit Union 15, -0.01% 0.11%
Usaa Federal Savings Bank 16, -0.01% 0.68%
Primelending 17, -0.01% 1.25%
LeaderOne Financial Corp 18, 0.00% 1.13%
Fairway Independent Mort Corp 19, 0.00% 0.91%
CMG Mortgage Inc 20, 0.00% 3.06%
Caliber Home Loans Inc 21, 0.01% 2.72%
Academy Mortgage Corporation 22, 0.01% 0.68%
Finance of America Mortgage 23, 0.02% 1.47%
Sfmc, Lp 24, 0.02% 0.45%
Cardinal Financial Company LP 25, 0.02% 1.02%
Primary Residential Mortgage Inc 26, 0.02% 0.68%
Movement Mortgage 27, 0.03% 0.91%
Carrington Mortgage Services 28, 0.04% 2.72%
LoanDepot 29, 0.04% 3.97%
Supreme Lending/ Everett Financial Inc 30, 0.06% 0.79%
Verabank 31, 0.06% 2.38%
Guild Mortgage Company 32, 0.06% 1.47%
Regions Bank 33, 0.06% 1.93%
Gateway First Bank 34, 0.07% 2.38%
Prosperity Bank 35, 0.08% 1.93%
Wells Fargo Bank 36, 0.08% 3.17%
Quicken Loans 37, 0.10% 20.41%
Nationstar Mortgage 38, 0.21% 3.17%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Southside Bank 1, -0.16% 6.14%
Prosperity Bank 2, -0.12% 3.96%
Guaranteed Rate Affinity 3, -0.12% 4.08%
Altra Federal Credit Union 4, -0.11% 6.97%
JPMorgan Chase Bank 5, -0.10% 3.29%
Bank of America 6, -0.09% 1.90%
CMG Mortgage Inc 7, -0.08% 5.27%
Austin Bank Texas 8, -0.07% 3.45%
Usaa Federal Savings Bank 9, -0.06% 1.15%
Home Point Financial Corporation 10, -0.06% 1.07%
Texas Mortgage Lending 11, -0.03% 2.34%
Wells Fargo Bank 12, -0.03% 3.41%
Commercial Bnak Of Texas 13, -0.01% 1.39%
LeaderOne Financial Corp 14, 0.00% 2.14%
Regions Bank 15, 0.01% 1.78%
Finance of America Mortgage 16, 0.01% 4.28%
Cornerstone Home Lending, Inc 17, 0.01% 1.70%
Certainty Home Loans 18, 0.01% 1.35%
BancorpSouth Bank 19, 0.02% 2.10%
Caliber Home Loans Inc 20, 0.03% 1.86%
Movement Mortgage 21, 0.03% 1.35%
LoanDepot 22, 0.05% 1.62%
Cardinal Financial Company LP 23, 0.05% 1.11%
Mortgage Financial Services 24, 0.06% 3.21%
Fairway Independent Mort Corp 25, 0.06% 1.66%
Navy Federal Credit Union 26, 0.08% 0.44%
Carrington Mortgage Services 27, 0.08% 0.44%
TIB The Independent Bankers Bank 28, 0.09% 2.89%
Academy Mortgage Corporation 29, 0.09% 1.07%
Verabank 30, 0.10% 2.57%
Guild Mortgage Company 31, 0.11% 2.46%
Primelending 32, 0.11% 1.27%
Primary Residential Mortgage Inc 33, 0.11% 1.07%
Quicken Loans 34, 0.11% 12.51%
Gateway First Bank 35, 0.12% 2.81%
Sfmc, Lp 36, 0.12% 1.39%
Supreme Lending/ Everett Financial Inc 37, 0.13% 1.23%
Nationstar Mortgage 38, 0.20% 1.31%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Prosperity Bank 1, -0.16% 4.83%
Southside Bank 2, -0.15% 6.52%
Guaranteed Rate Affinity 3, -0.13% 5.06%
JPMorgan Chase Bank 4, -0.13% 3.32%
Bank of America 5, -0.10% 2.15%
CMG Mortgage Inc 6, -0.09% 6.22%
Wells Fargo Bank 7, -0.08% 3.43%
Home Point Financial Corporation 8, -0.07% 1.05%
Austin Bank Texas 9, -0.06% 4.13%
Usaa Federal Savings Bank 10, -0.06% 1.63%
Altra Federal Credit Union 11, -0.03% 5.00%
Regions Bank 12, -0.02% 1.69%
Texas Mortgage Lending 13, -0.02% 1.05%
LoanDepot 14, -0.01% 0.47%
LeaderOne Financial Corp 15, 0.01% 2.56%
Commercial Bnak Of Texas 16, 0.01% 1.28%
Finance of America Mortgage 17, 0.01% 5.58%
Certainty Home Loans 18, 0.02% 1.86%
Cornerstone Home Lending, Inc 19, 0.03% 1.69%
Caliber Home Loans Inc 20, 0.04% 1.80%
Movement Mortgage 21, 0.04% 1.51%
BancorpSouth Bank 22, 0.04% 2.09%
Carrington Mortgage Services 23, 0.04% 0.12%
Nationstar Mortgage 24, 0.07% 0.35%
Cardinal Financial Company LP 25, 0.07% 1.16%
Fairway Independent Mort Corp 26, 0.07% 2.21%
Navy Federal Credit Union 27, 0.09% 0.58%
Quicken Loans 28, 0.10% 8.26%
Mortgage Financial Services 29, 0.11% 3.61%
Verabank 30, 0.12% 2.56%
Guild Mortgage Company 31, 0.12% 3.03%
Academy Mortgage Corporation 32, 0.12% 1.22%
Primary Residential Mortgage Inc 33, 0.13% 1.34%
TIB The Independent Bankers Bank 34, 0.13% 3.08%
Gateway First Bank 35, 0.14% 3.08%
Sfmc, Lp 36, 0.14% 1.86%
Supreme Lending/ Everett Financial Inc 37, 0.16% 1.40%
Primelending 38, 0.17% 1.22%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Southside Bank 1, -0.20% 5.33%
Altra Federal Credit Union 2, -0.19% 11.17%
Austin Bank Texas 3, -0.10% 1.99%
Mortgage Financial Services 4, -0.09% 2.36%
Texas Mortgage Lending 5, -0.06% 5.09%
Bank of America 6, -0.05% 1.36%
JPMorgan Chase Bank 7, -0.05% 3.23%
Commercial Bnak Of Texas 8, -0.05% 1.61%
Home Point Financial Corporation 9, -0.05% 1.12%
Guaranteed Rate Affinity 10, -0.04% 1.99%
Cornerstone Home Lending, Inc 11, -0.04% 1.74%
TIB The Independent Bankers Bank 12, -0.03% 2.48%
BancorpSouth Bank 13, -0.02% 2.11%
Certainty Home Loans 14, -0.01% 0.25%
Navy Federal Credit Union 15, -0.01% 0.12%
Primelending 16, -0.01% 1.36%
Usaa Federal Savings Bank 17, -0.00% 0.12%
LeaderOne Financial Corp 18, 0.00% 1.24%
CMG Mortgage Inc 19, 0.00% 3.23%
Academy Mortgage Corporation 20, 0.01% 0.74%
Fairway Independent Mort Corp 21, 0.01% 0.50%
Caliber Home Loans Inc 22, 0.01% 1.99%
Finance of America Mortgage 23, 0.02% 1.49%
Cardinal Financial Company LP 24, 0.02% 0.99%
Sfmc, Lp 25, 0.02% 0.37%
Primary Residential Mortgage Inc 26, 0.03% 0.50%
Movement Mortgage 27, 0.03% 0.99%
LoanDepot 28, 0.04% 4.09%
Supreme Lending/ Everett Financial Inc 29, 0.06% 0.87%
Verabank 30, 0.06% 2.61%
Regions Bank 31, 0.06% 1.99%
Carrington Mortgage Services 32, 0.07% 1.12%
Gateway First Bank 33, 0.07% 2.23%
Guild Mortgage Company 34, 0.08% 1.24%
Prosperity Bank 35, 0.08% 2.11%
Wells Fargo Bank 36, 0.09% 3.35%
Quicken Loans 37, 0.11% 21.59%
Nationstar Mortgage 38, 0.21% 3.35%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
CMG Mortgage Inc 1, -0.30% 7.09%
TIB The Independent Bankers Bank 2, -0.13% 1.03%
BancorpSouth Bank 3, -0.13% 1.03%
Quicken Loans 4, -0.11% 7.83%
Home Point Financial Corporation 5, -0.11% 1.03%
Prosperity Bank 6, -0.10% 0.59%
Commercial Bnak Of Texas 7, -0.10% 1.18%
Southside Bank 8, -0.09% 0.89%
Guaranteed Rate Affinity 9, -0.09% 3.84%
Altra Federal Credit Union 10, -0.06% 0.74%
Sfmc, Lp 11, -0.06% 6.65%
Mortgage Financial Services 12, -0.05% 8.86%
Regions Bank 13, -0.05% 0.59%
Bank of America 14, -0.04% 0.44%
Navy Federal Credit Union 15, -0.02% 0.15%
Movement Mortgage 16, -0.02% 2.22%
Carrington Mortgage Services 17, -0.02% 2.95%
Fairway Independent Mort Corp 18, -0.02% 3.84%
Certainty Home Loans 19, -0.01% 1.33%
Texas Mortgage Lending 20, -0.01% 0.15%
Caliber Home Loans Inc 21, -0.01% 2.51%
LoanDepot 22, -0.01% 1.18%
Nationstar Mortgage 23, -0.01% 1.77%
Cardinal Financial Company LP 24, 0.00% 1.18%
Academy Mortgage Corporation 25, 0.02% 6.20%
Cornerstone Home Lending, Inc 26, 0.02% 0.44%
Supreme Lending/ Everett Financial Inc 27, 0.03% 2.22%
Primelending 28, 0.04% 0.74%
LeaderOne Financial Corp 29, 0.07% 1.62%
Primary Residential Mortgage Inc 30, 0.12% 4.87%
Guild Mortgage Company 31, 0.14% 9.75%
Finance of America Mortgage 32, 0.16% 6.79%
Gateway First Bank 33, 0.22% 8.27%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
CMG Mortgage Inc 1, -0.30% 7.34%
TIB The Independent Bankers Bank 2, -0.13% 1.09%
BancorpSouth Bank 3, -0.13% 1.09%
Quicken Loans 4, -0.12% 7.34%
Commercial Bnak Of Texas 5, -0.12% 0.94%
Home Point Financial Corporation 6, -0.11% 1.09%
Prosperity Bank 7, -0.10% 0.62%
Southside Bank 8, -0.09% 0.94%
Guaranteed Rate Affinity 9, -0.09% 3.91%
Mortgage Financial Services 10, -0.06% 8.75%
Altra Federal Credit Union 11, -0.06% 0.78%
Sfmc, Lp 12, -0.06% 7.03%
Regions Bank 13, -0.05% 0.62%
Bank of America 14, -0.04% 0.47%
Carrington Mortgage Services 15, -0.03% 1.56%
Navy Federal Credit Union 16, -0.02% 0.16%
Movement Mortgage 17, -0.02% 2.34%
Fairway Independent Mort Corp 18, -0.02% 3.75%
Certainty Home Loans 19, -0.02% 1.41%
Texas Mortgage Lending 20, -0.01% 0.16%
LoanDepot 21, -0.01% 1.25%
Nationstar Mortgage 22, -0.01% 1.72%
Caliber Home Loans Inc 23, -0.00% 2.19%
Cardinal Financial Company LP 24, 0.00% 1.25%
Academy Mortgage Corporation 25, 0.02% 6.56%
Cornerstone Home Lending, Inc 26, 0.02% 0.47%
Supreme Lending/ Everett Financial Inc 27, 0.03% 2.34%
Primelending 28, 0.04% 0.78%
LeaderOne Financial Corp 29, 0.07% 1.72%
Primary Residential Mortgage Inc 30, 0.13% 4.84%
Guild Mortgage Company 31, 0.14% 9.84%
Finance of America Mortgage 32, 0.16% 7.19%
Gateway First Bank 33, 0.23% 8.44%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Caliber Home Loans Inc 1, -0.03% 8.11%
Quicken Loans 2, -0.03% 16.22%
CMG Mortgage Inc 3, -0.01% 2.70%
Guild Mortgage Company 4, -0.01% 8.11%
Commercial Bnak Of Texas 5, -0.01% 5.41%
Fairway Independent Mort Corp 6, -0.01% 5.41%
Carrington Mortgage Services 7, -0.00% 27.03%
Primary Residential Mortgage Inc 8, -0.00% 5.41%
Guaranteed Rate Affinity 9, 0.01% 2.70%
Nationstar Mortgage 10, 0.01% 2.70%
Gateway First Bank 11, 0.01% 5.41%
Mortgage Financial Services 12, 0.07% 10.81%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
JPMorgan Chase Bank 1, -0.02% 10.71%
Bank of America 2, -0.01% 7.14%
Gateway First Bank 3, -0.01% 3.57%
Prosperity Bank 4, -0.00% 3.57%
Southside Bank 5, -0.00% 39.29%
Regions Bank 6, 0.00% 7.14%
Wells Fargo Bank 7, 0.01% 17.86%
Navy Federal Credit Union 8, 0.01% 3.57%
Verabank 9, 0.02% 7.14%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
JPMorgan Chase Bank 1, -0.02% 9.52%
Bank of America 2, -0.01% 4.76%
Gateway First Bank 3, -0.01% 4.76%
Prosperity Bank 4, -0.00% 4.76%
Southside Bank 5, -0.00% 38.10%
Regions Bank 6, -0.00% 4.76%
Wells Fargo Bank 7, 0.01% 19.05%
Navy Federal Credit Union 8, 0.01% 4.76%
Verabank 9, 0.02% 9.52%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
JPMorgan Chase Bank 1, -0.01% 14.29%
Bank of America 2, -0.01% 14.29%
Southside Bank 3, -0.00% 42.86%
Regions Bank 4, 0.01% 14.29%
Wells Fargo Bank 5, 0.01% 14.29%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.15% 7.21%
Usaa Federal Savings Bank 2, -0.04% 14.75%
Prosperity Bank 3, -0.04% 0.98%
Guaranteed Rate Affinity 4, -0.04% 11.48%
Gateway First Bank 5, -0.02% 4.92%
Home Point Financial Corporation 6, -0.01% 2.62%
Mortgage Financial Services 7, -0.00% 3.61%
Bank of America 8, 0.00% 0.33%
Caliber Home Loans Inc 9, 0.00% 4.59%
Wells Fargo Bank 10, 0.00% 0.66%
Austin Bank Texas 11, 0.00% 0.66%
Nationstar Mortgage 12, 0.01% 0.33%
Finance of America Mortgage 13, 0.01% 4.26%
Certainty Home Loans 14, 0.02% 0.33%
LoanDepot 15, 0.02% 1.64%
TIB The Independent Bankers Bank 16, 0.02% 0.66%
Texas Mortgage Lending 17, 0.02% 0.33%
LeaderOne Financial Corp 18, 0.02% 0.33%
JPMorgan Chase Bank 19, 0.03% 0.33%
Altra Federal Credit Union 20, 0.03% 0.66%
Southside Bank 21, 0.03% 0.98%
Primelending 22, 0.03% 0.33%
Regions Bank 23, 0.03% 0.98%
Quicken Loans 24, 0.03% 3.61%
Supreme Lending/ Everett Financial Inc 25, 0.03% 0.98%
Commercial Bnak Of Texas 26, 0.03% 0.98%
CMG Mortgage Inc 27, 0.04% 7.54%
Primary Residential Mortgage Inc 28, 0.04% 3.28%
Cardinal Financial Company LP 29, 0.05% 1.64%
Fairway Independent Mort Corp 30, 0.06% 4.26%
Academy Mortgage Corporation 31, 0.06% 2.30%
Carrington Mortgage Services 32, 0.07% 1.64%
Movement Mortgage 33, 0.07% 2.95%
Sfmc, Lp 34, 0.09% 2.95%
Guild Mortgage Company 35, 0.09% 4.92%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.14% 8.06%
Usaa Federal Savings Bank 2, -0.05% 14.65%
Prosperity Bank 3, -0.04% 1.10%
Guaranteed Rate Affinity 4, -0.04% 12.45%
Gateway First Bank 5, -0.02% 5.13%
Mortgage Financial Services 6, -0.01% 3.30%
Home Point Financial Corporation 7, -0.01% 1.47%
Caliber Home Loans Inc 8, -0.01% 3.30%
Bank of America 9, 0.00% 0.37%
Wells Fargo Bank 10, 0.00% 0.73%
Austin Bank Texas 11, 0.01% 0.73%
Nationstar Mortgage 12, 0.01% 0.37%
Finance of America Mortgage 13, 0.01% 4.40%
Altra Federal Credit Union 14, 0.02% 0.37%
Certainty Home Loans 15, 0.02% 0.37%
Texas Mortgage Lending 16, 0.02% 0.37%
TIB The Independent Bankers Bank 17, 0.03% 0.37%
LeaderOne Financial Corp 18, 0.03% 0.37%
JPMorgan Chase Bank 19, 0.03% 0.37%
Southside Bank 20, 0.03% 1.10%
Primelending 21, 0.03% 0.37%
LoanDepot 22, 0.03% 1.10%
Regions Bank 23, 0.03% 1.10%
Quicken Loans 24, 0.03% 4.03%
Supreme Lending/ Everett Financial Inc 25, 0.03% 1.10%
Commercial Bnak Of Texas 26, 0.03% 1.10%
CMG Mortgage Inc 27, 0.04% 8.42%
Primary Residential Mortgage Inc 28, 0.04% 3.66%
Cardinal Financial Company LP 29, 0.05% 1.47%
Academy Mortgage Corporation 30, 0.06% 2.56%
Fairway Independent Mort Corp 31, 0.07% 4.03%
Movement Mortgage 32, 0.07% 3.30%
Guild Mortgage Company 33, 0.09% 5.49%
Sfmc, Lp 34, 0.10% 2.93%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Home Point Financial Corporation 1, -0.03% 12.50%
Usaa Federal Savings Bank 2, -0.02% 15.62%
LoanDepot 3, -0.02% 6.25%
Gateway First Bank 4, -0.01% 3.12%
Fairway Independent Mort Corp 5, -0.01% 6.25%
Caliber Home Loans Inc 6, -0.00% 15.62%
Sfmc, Lp 7, -0.00% 3.12%
TIB The Independent Bankers Bank 8, -0.00% 3.12%
Finance of America Mortgage 9, 0.00% 3.12%
Guaranteed Rate Affinity 10, 0.00% 3.12%
Cardinal Financial Company LP 11, 0.01% 3.12%
Mortgage Financial Services 12, 0.01% 6.25%
Altra Federal Credit Union 13, 0.02% 3.12%
Carrington Mortgage Services 14, 0.05% 15.62%

* Data is compiled for the Tyler, TX commuting zone area, which comprises of counties of Anderson County, TX, Cherokee County, TX, Henderson County, TX, Houston County, TX, and Smith County, TX. This includes cities/towns/communities of Tyler, TX as well as Bullard, TX, Whitehouse, TX, Palestine, TX, Lindale, TX, Athens, TX, Gun Barrel City, TX, Hideaway, TX, Jacksonville, TX, Emerald Bay, TX, Shadybrook, TX, Chandler, TX, Noonday, TX, Tool, TX, Payne Springs, TX, Arp, TX, Berryville, TX, Rusk, TX, Elkhart, TX, Crockett, TX, Caney City, TX, Brownsboro, TX, Winona, TX, Log Cabin, TX, Overton, TX, Frankston, TX, Troup, TX, New Summerfield, TX, Grapeland, TX, Seven Points, TX, Trinidad, TX, Eustace, TX, Alto, TX, Lovelady, TX, Malakoff, TX, Kennard, TX, and Wells, TX. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

FB Comments