Top Mortgage Lenders in the Wenatchee, WA area

Which mortgage lender in the Wenatchee, WA area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Wenatchee, WA area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Wenatchee, WA area is Provident Funding Associates, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.14%. This means that Provident Funding Associates provided a -0.14% lower interest rate for its customers than other lenders in Wenatchee, WA for a similar set of borrowers. Provident Funding Associates has a market share of 2.0%. On the other hand, the most popular lender in the market is Caliber Home Loans Inc, with a market share of 18.7%. Caliber Home Loans Inc is an average rate lender in this area, with a “Rate Difference” of +0.03% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Wenatchee, WA area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Wenatchee, WA is Provident Funding Associates. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Wells Fargo Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Numerica Credit Union. The cheapest VA mortgage provider is LoanDepot. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Provident Funding Associates 1, -0.14% 1.99%
Boeing Employees’ Credit Union (BECU) 2, -0.11% 2.27%
Peoples Bank 3, -0.09% 5.05%
Fairway Independent Mort Corp 4, -0.09% 2.04%
Banner Bank 5, -0.08% 7.83%
LoanDepot 6, -0.06% 2.21%
Us Bank 7, -0.04% 2.10%
Glacier Bank 8, -0.04% 2.44%
JPMorgan Chase Bank 9, -0.04% 2.55%
New American Funding 10, -0.04% 1.93%
Cornerstone Home Lending, Inc 11, -0.01% 1.93%
Finance of America Mortgage 12, -0.01% 3.12%
Wells Fargo Bank 13, -0.00% 3.91%
Primelending 14, 0.01% 2.04%
Numerica Credit Union 15, 0.01% 3.74%
Guild Mortgage Company 16, 0.02% 10.89%
Quicken Loans 17, 0.03% 13.16%
Caliber Home Loans Inc 18, 0.03% 18.72%
Bay Equity 19, 0.04% 3.63%
Evergreen Moneysource Mortgage Company 20, 0.10% 8.45%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Boeing Employees’ Credit Union (BECU) 1, -0.14% 3.02%
Provident Funding Associates 2, -0.12% 1.62%
Peoples Bank 3, -0.09% 5.71%
LoanDepot 4, -0.09% 1.08%
Fairway Independent Mort Corp 5, -0.09% 1.94%
Us Bank 6, -0.08% 1.72%
Wells Fargo Bank 7, -0.08% 3.77%
Quicken Loans 8, -0.07% 3.23%
Banner Bank 9, -0.06% 7.76%
JPMorgan Chase Bank 10, -0.05% 1.83%
Glacier Bank 11, -0.03% 2.91%
Finance of America Mortgage 12, -0.02% 3.12%
New American Funding 13, -0.02% 1.08%
Numerica Credit Union 14, -0.01% 3.99%
Cornerstone Home Lending, Inc 15, 0.00% 2.16%
Guild Mortgage Company 16, 0.01% 14.12%
Primelending 17, 0.02% 3.23%
Caliber Home Loans Inc 18, 0.06% 23.81%
Bay Equity 19, 0.09% 2.80%
Evergreen Moneysource Mortgage Company 20, 0.10% 11.10%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Provident Funding Associates 1, -0.16% 2.40%
Banner Bank 2, -0.09% 7.90%
Fairway Independent Mort Corp 3, -0.09% 2.16%
Peoples Bank 4, -0.09% 4.31%
Glacier Bank 5, -0.05% 1.92%
LoanDepot 6, -0.05% 3.47%
New American Funding 7, -0.04% 2.87%
Primelending 8, -0.03% 0.72%
JPMorgan Chase Bank 9, -0.03% 3.35%
Boeing Employees’ Credit Union (BECU) 10, -0.03% 1.44%
Cornerstone Home Lending, Inc 11, -0.03% 1.68%
Caliber Home Loans Inc 12, -0.01% 13.05%
Us Bank 13, -0.01% 2.51%
Bay Equity 14, 0.01% 4.55%
Finance of America Mortgage 15, 0.01% 3.11%
Guild Mortgage Company 16, 0.03% 7.31%
Numerica Credit Union 17, 0.04% 3.47%
Quicken Loans 18, 0.05% 24.19%
Wells Fargo Bank 19, 0.09% 4.07%
Evergreen Moneysource Mortgage Company 20, 0.09% 5.51%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Provident Funding Associates 1, -0.14% 2.49%
Boeing Employees’ Credit Union (BECU) 2, -0.12% 2.42%
Fairway Independent Mort Corp 3, -0.10% 2.35%
Peoples Bank 4, -0.10% 5.77%
Banner Bank 5, -0.09% 7.76%
LoanDepot 6, -0.06% 2.21%
Us Bank 7, -0.05% 1.92%
JPMorgan Chase Bank 8, -0.05% 2.63%
New American Funding 9, -0.04% 1.49%
Glacier Bank 10, -0.04% 2.78%
Cornerstone Home Lending, Inc 11, -0.01% 2.14%
Finance of America Mortgage 12, -0.00% 2.92%
Wells Fargo Bank 13, 0.00% 4.27%
Numerica Credit Union 14, 0.03% 4.13%
Primelending 15, 0.03% 1.49%
Caliber Home Loans Inc 16, 0.03% 18.86%
Quicken Loans 17, 0.04% 14.45%
Guild Mortgage Company 18, 0.04% 9.54%
Bay Equity 19, 0.05% 2.49%
Evergreen Moneysource Mortgage Company 20, 0.11% 7.90%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Boeing Employees’ Credit Union (BECU) 1, -0.16% 3.51%
Provident Funding Associates 2, -0.12% 2.11%
Us Bank 3, -0.10% 1.69%
Peoples Bank 4, -0.10% 6.74%
LoanDepot 5, -0.10% 1.26%
Wells Fargo Bank 6, -0.09% 3.93%
Fairway Independent Mort Corp 7, -0.09% 2.53%
Quicken Loans 8, -0.08% 3.23%
Banner Bank 9, -0.07% 7.44%
JPMorgan Chase Bank 10, -0.06% 1.54%
Glacier Bank 11, -0.03% 3.37%
New American Funding 12, -0.02% 1.12%
Finance of America Mortgage 13, -0.02% 3.23%
Cornerstone Home Lending, Inc 14, 0.00% 2.25%
Numerica Credit Union 15, 0.02% 4.07%
Guild Mortgage Company 16, 0.04% 12.50%
Primelending 17, 0.04% 2.25%
Caliber Home Loans Inc 18, 0.06% 25.00%
Bay Equity 19, 0.08% 2.39%
Evergreen Moneysource Mortgage Company 20, 0.12% 9.83%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Provident Funding Associates 1, -0.16% 2.89%
Fairway Independent Mort Corp 2, -0.11% 2.16%
Banner Bank 3, -0.11% 8.08%
Peoples Bank 4, -0.10% 4.76%
New American Funding 5, -0.06% 1.88%
Glacier Bank 6, -0.06% 2.16%
LoanDepot 7, -0.04% 3.17%
Primelending 8, -0.04% 0.72%
JPMorgan Chase Bank 9, -0.03% 3.75%
Boeing Employees’ Credit Union (BECU) 10, -0.03% 1.30%
Cornerstone Home Lending, Inc 11, -0.03% 2.02%
Caliber Home Loans Inc 12, -0.02% 12.55%
Us Bank 13, -0.01% 2.16%
Finance of America Mortgage 14, 0.01% 2.60%
Bay Equity 15, 0.02% 2.60%
Numerica Credit Union 16, 0.04% 4.18%
Guild Mortgage Company 17, 0.04% 6.49%
Quicken Loans 18, 0.06% 25.97%
Wells Fargo Bank 19, 0.09% 4.62%
Evergreen Moneysource Mortgage Company 20, 0.10% 5.92%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Numerica Credit Union 1, -0.10% 3.50%
Banner Bank 2, -0.06% 4.00%
Glacier Bank 3, -0.06% 2.00%
Guild Mortgage Company 4, -0.04% 21.00%
Peoples Bank 5, -0.04% 2.00%
Finance of America Mortgage 6, -0.03% 4.00%
Quicken Loans 7, -0.03% 9.00%
New American Funding 8, -0.02% 4.50%
JPMorgan Chase Bank 9, -0.02% 0.50%
Primelending 10, -0.02% 3.00%
LoanDepot 11, -0.02% 0.50%
Fairway Independent Mort Corp 12, -0.02% 0.50%
Cornerstone Home Lending, Inc 13, -0.00% 1.50%
Us Bank 14, 0.00% 0.50%
Bay Equity 15, 0.02% 11.50%
Caliber Home Loans Inc 16, 0.06% 19.00%
Evergreen Moneysource Mortgage Company 17, 0.07% 13.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Numerica Credit Union 1, -0.11% 5.07%
Banner Bank 2, -0.08% 4.35%
Glacier Bank 3, -0.08% 2.17%
Guild Mortgage Company 4, -0.06% 23.19%
Peoples Bank 5, -0.04% 2.90%
Quicken Loans 6, -0.04% 3.62%
Finance of America Mortgage 7, -0.04% 3.62%
JPMorgan Chase Bank 8, -0.03% 0.72%
Primelending 9, -0.03% 4.35%
New American Funding 10, -0.02% 0.72%
Cornerstone Home Lending, Inc 11, -0.01% 2.17%
Us Bank 12, -0.01% 0.72%
Caliber Home Loans Inc 13, 0.06% 22.46%
Evergreen Moneysource Mortgage Company 14, 0.06% 17.39%
Bay Equity 15, 0.09% 6.52%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Finance of America Mortgage 1, -0.02% 4.84%
Bay Equity 2, -0.01% 22.58%
New American Funding 3, -0.01% 12.90%
Quicken Loans 4, -0.01% 20.97%
Banner Bank 5, -0.01% 3.23%
Glacier Bank 6, -0.00% 1.61%
LoanDepot 7, -0.00% 1.61%
Fairway Independent Mort Corp 8, 0.00% 1.61%
Guild Mortgage Company 9, 0.00% 16.13%
Evergreen Moneysource Mortgage Company 10, 0.00% 3.23%
Caliber Home Loans Inc 11, 0.04% 11.29%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.03% 11.67%
Us Bank 2, -0.01% 13.33%
Boeing Employees’ Credit Union (BECU) 3, -0.01% 10.00%
Cornerstone Home Lending, Inc 4, -0.01% 1.67%
Primelending 5, -0.01% 3.33%
Quicken Loans 6, -0.00% 3.33%
Caliber Home Loans Inc 7, -0.00% 11.67%
Finance of America Mortgage 8, 0.00% 1.67%
JPMorgan Chase Bank 9, 0.00% 11.67%
Guild Mortgage Company 10, 0.01% 1.67%
Fairway Independent Mort Corp 11, 0.01% 3.33%
Evergreen Moneysource Mortgage Company 12, 0.02% 6.67%
Banner Bank 13, 0.03% 20.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.04% 13.89%
Us Bank 2, -0.02% 8.33%
Cornerstone Home Lending, Inc 3, -0.01% 2.78%
Boeing Employees’ Credit Union (BECU) 4, -0.01% 8.33%
Quicken Loans 5, -0.01% 2.78%
Primelending 6, -0.01% 5.56%
Caliber Home Loans Inc 7, -0.00% 13.89%
JPMorgan Chase Bank 8, 0.01% 13.89%
Evergreen Moneysource Mortgage Company 9, 0.03% 8.33%
Banner Bank 10, 0.03% 22.22%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Boeing Employees’ Credit Union (BECU) 1, -0.02% 12.50%
Wells Fargo Bank 2, -0.01% 8.33%
Evergreen Moneysource Mortgage Company 3, -0.01% 4.17%
JPMorgan Chase Bank 4, -0.01% 8.33%
Us Bank 5, -0.01% 20.83%
Caliber Home Loans Inc 6, -0.00% 8.33%
Quicken Loans 7, 0.00% 4.17%
Finance of America Mortgage 8, 0.01% 4.17%
Guild Mortgage Company 9, 0.01% 4.17%
Fairway Independent Mort Corp 10, 0.01% 8.33%
Banner Bank 11, 0.02% 16.67%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
LoanDepot 1, -0.06% 7.14%
Banner Bank 2, -0.04% 9.18%
Guild Mortgage Company 3, -0.02% 15.31%
Peoples Bank 4, -0.02% 4.08%
New American Funding 5, -0.02% 4.08%
Numerica Credit Union 6, -0.00% 1.02%
Wells Fargo Bank 7, 0.01% 2.04%
Us Bank 8, 0.01% 1.02%
Primelending 9, 0.01% 7.14%
Finance of America Mortgage 10, 0.02% 5.10%
Evergreen Moneysource Mortgage Company 11, 0.02% 8.16%
Caliber Home Loans Inc 12, 0.02% 20.41%
Quicken Loans 13, 0.03% 9.18%
Bay Equity 14, 0.04% 6.12%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Banner Bank 1, -0.05% 11.90%
Guild Mortgage Company 2, -0.05% 23.81%
LoanDepot 3, -0.01% 2.38%
Quicken Loans 4, -0.01% 2.38%
Peoples Bank 5, -0.01% 2.38%
New American Funding 6, -0.01% 2.38%
Numerica Credit Union 7, -0.01% 2.38%
Finance of America Mortgage 8, -0.00% 2.38%
Wells Fargo Bank 9, 0.01% 4.76%
Primelending 10, 0.01% 14.29%
Evergreen Moneysource Mortgage Company 11, 0.02% 14.29%
Caliber Home Loans Inc 12, 0.08% 16.67%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
LoanDepot 1, -0.07% 10.71%
Peoples Bank 2, -0.03% 5.36%
Banner Bank 3, -0.03% 7.14%
New American Funding 4, -0.02% 5.36%
Caliber Home Loans Inc 5, -0.00% 23.21%
Primelending 6, -0.00% 1.79%
Evergreen Moneysource Mortgage Company 7, 0.00% 3.57%
Us Bank 8, 0.01% 1.79%
Guild Mortgage Company 9, 0.02% 8.93%
Finance of America Mortgage 10, 0.02% 7.14%
Quicken Loans 11, 0.03% 14.29%
Bay Equity 12, 0.04% 10.71%

* Data is compiled for the Wenatchee, WA commuting zone area, which comprises of counties of Chelan County, WA, and Douglas County, WA. This includes cities/towns/communities of Wenatchee, WA as well as East Wenatchee, WA, Leavenworth, WA, Chelan, WA, Rock Island, WA, Sunnyslope, WA, Manson, WA, South Wenatchee, WA, Bridgeport, WA, Entiat, WA, Cashmere, WA, and Waterville, WA. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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