Top Mortgage Lenders in the Modesto, CA area

Which mortgage lender in the Modesto, CA area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Modesto, CA area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Modesto, CA area is Provident Funding Associates, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.19%. This means that Provident Funding Associates provided a -0.19% lower interest rate for its customers than other lenders in Modesto, CA for a similar set of borrowers. Provident Funding Associates has a market share of 0.9%. On the other hand, the most popular lender in the market is Quicken Loans, with a market share of 12.1%. Quicken Loans is an average rate lender in this area, with a “Rate Difference” of +0.01% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Modesto, CA area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Modesto, CA is Provident Funding Associates. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Wells Fargo Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Home Point Financial Corporation. The cheapest VA mortgage provider is Home Point Financial Corporation. To get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders by “Rate Rank” for your desired mortgage type and purpose.

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Provident Funding Associates 1, -0.19% 0.87%
Home Point Financial Corporation 2, -0.18% 3.27%
AimLoancom 3, -0.15% 0.21%
Amerisave Mortgage Corporation 4, -0.14% 0.52%
Eagle Home Mortgage 5, -0.13% 0.42%
LoanDepot 6, -0.12% 3.36%
CashCall Mortgage 7, -0.11% 0.77%
Bank of America 8, -0.11% 1.65%
Sovereign Lending Group, Inc 9, -0.10% 0.21%
Academy Mortgage Corporation 10, -0.10% 4.10%
The Golden 1 Credit Union 11, -0.10% 0.80%
Interactive Mortgage 12, -0.09% 0.24%
JG Wentworth Home Lending 13, -0.08% 0.66%
Synergy One Lending 14, -0.07% 1.63%
Fairway Independent Mort Corp 15, -0.07% 2.18%
New American Funding 16, -0.06% 0.78%
Travis Credit Union 17, -0.05% 0.30%
Land Home Financial Services Inc 18, -0.05% 0.95%
Newrez 19, -0.04% 0.45%
Paramount Equity Mortgage 20, -0.04% 0.66%
MUFG Union Bank 21, -0.04% 0.34%
JPMorgan Chase Bank 22, -0.03% 3.13%
Bank Of The West 23, -0.03% 1.26%
Scenic Oaks Funding 24, -0.03% 6.43%
Navy Federal Credit Union 25, -0.03% 0.30%
NBKC Bank 26, -0.03% 0.24%
Golden Empire Mortgage, Inc 27, -0.02% 1.01%
HomeBridge Financial Services, Inc 28, -0.01% 1.32%
Jmac 29, -0.01% 0.22%
Usaa Federal Savings Bank 30, -0.01% 0.48%
Planet Home Lending 31, -0.01% 0.48%
K Hovnanian American Mortgage 32, -0.01% 0.56%
Plaza Home Mortgage Inc 33, -0.01% 0.43%
Us Bank 34, -0.00% 0.72%
Stearns Lending 35, -0.00% 1.69%
Amerifirst Financial Inc 36, -0.00% 1.06%
Cardinal Financial Company LP 37, -0.00% 1.61%
Paramount Residential Mortgage Group Inc 38, -0.00% 0.59%
Caliber Home Loans Inc 39, 0.01% 1.56%
Quicken Loans 40, 0.01% 12.08%
Mason-McDuffie Mortgage Corporation 41, 0.01% 0.36%
Eagle Home Mortgage of CA 42, 0.01% 0.43%
Bbva Usa 43, 0.01% 0.62%
Metropolitan Home Mortgage, Inc 44, 0.02% 0.23%
Movement Mortgage 45, 0.02% 1.38%
Flagstar Bank 46, 0.02% 1.44%
Finance of America Mortgage 47, 0.03% 1.93%
Guild Mortgage Company 48, 0.03% 0.92%
Mountain West Financial Inc 49, 0.04% 0.52%
Freedom Mortgage Corporation 50, 0.04% 3.73%
CMG Mortgage Inc 51, 0.04% 0.60%
Sierra Pacific Mortgage 52, 0.04% 0.58%
KBHS Home Loans 53, 0.04% 0.28%
Lakeview Loan Servicing 54, 0.04% 0.55%
Wells Fargo Bank 55, 0.05% 4.50%
Umpqua Bank 56, 0.05% 0.43%
Megastar Financial Corporation 57, 0.06% 0.67%
Citibank 58, 0.06% 0.30%
The Federal Savings Bank 59, 0.06% 0.32%
Nations Lending Corporation 60, 0.06% 0.26%
American Pacific Mortgage Corporation 61, 0.07% 5.41%
Pennymac Loan Services 62, 0.07% 1.22%
Panorama Mortgage Group 63, 0.07% 0.64%
Evergreen Moneysource Mortgage Company 64, 0.08% 0.32%
Gold Star Mortgage Financial Group, Corporation 65, 0.08% 0.73%
Bay Equity 66, 0.09% 0.32%
Ditech Financial 67, 0.09% 0.70%
Carrington Mortgage Services 68, 0.09% 1.01%
Primelending 69, 0.10% 2.23%
Alameda Mortgage Corporation 70, 0.12% 0.78%
Nationstar Mortgage 71, 0.13% 1.61%
Summit Funding Inc 72, 0.13% 1.99%
Platinum Home Mortgage Corporation 73, 0.13% 0.44%
Primary Residential Mortgage Inc 74, 0.14% 1.48%
Supreme Lending/ Everett Financial Inc 75, 0.14% 1.11%
Self-Help Federal Credit Union 76, 0.49% 0.39%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.22% 0.97%
Home Point Financial Corporation 2, -0.19% 3.65%
JPMorgan Chase Bank 3, -0.17% 1.86%
Wells Fargo Bank 4, -0.12% 4.20%
Eagle Home Mortgage 5, -0.12% 0.92%
Bank Of The West 6, -0.11% 0.91%
Academy Mortgage Corporation 7, -0.11% 6.00%
Synergy One Lending 8, -0.10% 2.18%
Us Bank 9, -0.09% 0.46%
The Golden 1 Credit Union 10, -0.08% 0.42%
Quicken Loans 11, -0.08% 4.92%
HomeBridge Financial Services, Inc 12, -0.07% 1.52%
New American Funding 13, -0.07% 0.77%
Freedom Mortgage Corporation 14, -0.06% 4.30%
Fairway Independent Mort Corp 15, -0.05% 3.29%
Golden Empire Mortgage, Inc 16, -0.03% 1.53%
LoanDepot 17, -0.03% 2.24%
Navy Federal Credit Union 18, -0.03% 0.48%
Planet Home Lending 19, -0.02% 0.40%
Scenic Oaks Funding 20, -0.02% 8.86%
AimLoancom 21, -0.02% 0.06%
NBKC Bank 22, -0.01% 0.19%
Plaza Home Mortgage Inc 23, -0.01% 0.29%
Pennymac Loan Services 24, -0.01% 0.22%
Usaa Federal Savings Bank 25, -0.01% 0.64%
Travis Credit Union 26, -0.01% 0.13%
Provident Funding Associates 27, -0.01% 0.30%
Nationstar Mortgage 28, -0.00% 0.29%
Amerifirst Financial Inc 29, 0.00% 1.41%
JG Wentworth Home Lending 30, 0.00% 0.13%
MUFG Union Bank 31, 0.00% 0.22%
Stearns Lending 32, 0.00% 2.60%
Citibank 33, 0.00% 0.13%
K Hovnanian American Mortgage 34, 0.01% 1.21%
Land Home Financial Services Inc 35, 0.01% 1.31%
Jmac 36, 0.01% 0.17%
Cardinal Financial Company LP 37, 0.01% 2.38%
Flagstar Bank 38, 0.01% 1.30%
Paramount Residential Mortgage Group Inc 39, 0.02% 0.84%
Eagle Home Mortgage of CA 40, 0.03% 0.92%
Lakeview Loan Servicing 41, 0.03% 0.04%
Nations Lending Corporation 42, 0.03% 0.06%
Mason-McDuffie Mortgage Corporation 43, 0.03% 0.51%
Ditech Financial 44, 0.03% 0.17%
Bbva Usa 45, 0.04% 0.85%
The Federal Savings Bank 46, 0.04% 0.04%
Guild Mortgage Company 47, 0.04% 1.02%
Amerisave Mortgage Corporation 48, 0.04% 0.06%
Newrez 49, 0.04% 0.12%
Mountain West Financial Inc 50, 0.04% 0.79%
CashCall Mortgage 51, 0.04% 0.17%
Movement Mortgage 52, 0.05% 1.86%
CMG Mortgage Inc 53, 0.05% 0.95%
KBHS Home Loans 54, 0.06% 0.62%
Carrington Mortgage Services 55, 0.06% 0.22%
Umpqua Bank 56, 0.06% 0.52%
Sierra Pacific Mortgage 57, 0.07% 0.74%
Gold Star Mortgage Financial Group, Corporation 58, 0.08% 1.13%
Panorama Mortgage Group 59, 0.09% 1.00%
Megastar Financial Corporation 60, 0.09% 0.56%
Primelending 61, 0.09% 3.22%
Evergreen Moneysource Mortgage Company 62, 0.10% 0.46%
Finance of America Mortgage 63, 0.10% 2.22%
Caliber Home Loans Inc 64, 0.10% 1.13%
Bay Equity 65, 0.11% 0.48%
American Pacific Mortgage Corporation 66, 0.12% 7.51%
Alameda Mortgage Corporation 67, 0.13% 1.27%
Primary Residential Mortgage Inc 68, 0.15% 1.85%
Supreme Lending/ Everett Financial Inc 69, 0.15% 1.18%
Platinum Home Mortgage Corporation 70, 0.17% 0.66%
Summit Funding Inc 71, 0.18% 3.13%
Self-Help Federal Credit Union 72, 0.51% 0.84%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Provident Funding Associates 1, -0.24% 1.34%
AimLoancom 2, -0.18% 0.34%
Home Point Financial Corporation 3, -0.17% 2.95%
LoanDepot 4, -0.16% 4.31%
Amerisave Mortgage Corporation 5, -0.16% 0.90%
CashCall Mortgage 6, -0.14% 1.28%
Land Home Financial Services Inc 7, -0.14% 0.65%
Sovereign Lending Group, Inc 8, -0.12% 0.38%
The Golden 1 Credit Union 9, -0.11% 1.12%
Interactive Mortgage 10, -0.10% 0.44%
JG Wentworth Home Lending 11, -0.09% 1.10%
Fairway Independent Mort Corp 12, -0.09% 1.25%
Academy Mortgage Corporation 13, -0.08% 2.49%
Bank of America 14, -0.07% 2.24%
Travis Credit Union 15, -0.07% 0.44%
Newrez 16, -0.06% 0.73%
MUFG Union Bank 17, -0.06% 0.44%
New American Funding 18, -0.06% 0.79%
Paramount Equity Mortgage 19, -0.05% 1.22%
Finance of America Mortgage 20, -0.05% 1.69%
Caliber Home Loans Inc 21, -0.05% 1.93%
Scenic Oaks Funding 22, -0.04% 4.36%
NBKC Bank 23, -0.04% 0.29%
Jmac 24, -0.03% 0.26%
Bbva Usa 25, -0.02% 0.42%
Mason-McDuffie Mortgage Corporation 26, -0.02% 0.24%
Navy Federal Credit Union 27, -0.02% 0.16%
Paramount Residential Mortgage Group Inc 28, -0.02% 0.38%
Self-Help Federal Credit Union 29, -0.02% 0.01%
Cardinal Financial Company LP 30, -0.02% 0.95%
Movement Mortgage 31, -0.01% 0.98%
Plaza Home Mortgage Inc 32, -0.01% 0.55%
Bank Of The West 33, -0.00% 1.55%
Usaa Federal Savings Bank 34, -0.00% 0.35%
Planet Home Lending 35, -0.00% 0.54%
Synergy One Lending 36, 0.00% 1.17%
Metropolitan Home Mortgage, Inc 37, 0.00% 0.42%
Sierra Pacific Mortgage 38, 0.00% 0.45%
Stearns Lending 39, 0.00% 0.92%
American Pacific Mortgage Corporation 40, 0.00% 3.63%
Amerifirst Financial Inc 41, 0.01% 0.76%
JPMorgan Chase Bank 42, 0.01% 4.20%
Eagle Home Mortgage of CA 43, 0.01% 0.01%
Summit Funding Inc 44, 0.02% 1.01%
Quicken Loans 45, 0.02% 18.14%
Golden Empire Mortgage, Inc 46, 0.02% 0.57%
Guild Mortgage Company 47, 0.02% 0.83%
Us Bank 48, 0.03% 0.94%
CMG Mortgage Inc 49, 0.03% 0.31%
Flagstar Bank 50, 0.03% 1.56%
Lakeview Loan Servicing 51, 0.03% 0.98%
Megastar Financial Corporation 52, 0.03% 0.76%
Mountain West Financial Inc 53, 0.05% 0.28%
Umpqua Bank 54, 0.05% 0.35%
Bay Equity 55, 0.05% 0.20%
The Federal Savings Bank 56, 0.05% 0.55%
Nations Lending Corporation 57, 0.06% 0.43%
HomeBridge Financial Services, Inc 58, 0.06% 1.15%
Citibank 59, 0.07% 0.45%
Panorama Mortgage Group 60, 0.07% 0.34%
Pennymac Loan Services 61, 0.07% 2.08%
Evergreen Moneysource Mortgage Company 62, 0.07% 0.21%
Ditech Financial 63, 0.08% 1.15%
Carrington Mortgage Services 64, 0.08% 1.69%
Platinum Home Mortgage Corporation 65, 0.08% 0.24%
Alameda Mortgage Corporation 66, 0.11% 0.37%
Primelending 67, 0.12% 1.39%
Nationstar Mortgage 68, 0.13% 2.73%
Gold Star Mortgage Financial Group, Corporation 69, 0.13% 0.40%
Supreme Lending/ Everett Financial Inc 70, 0.14% 1.05%
Primary Residential Mortgage Inc 71, 0.14% 1.16%
Freedom Mortgage Corporation 72, 0.15% 3.25%
Wells Fargo Bank 73, 0.17% 4.75%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Provident Funding Associates 1, -0.19% 1.22%
Amerisave Mortgage Corporation 2, -0.17% 0.59%
LoanDepot 3, -0.17% 3.56%
Eagle Home Mortgage 4, -0.16% 0.44%
Academy Mortgage Corporation 5, -0.15% 4.33%
Home Point Financial Corporation 6, -0.15% 2.23%
AimLoancom 7, -0.15% 0.30%
Golden Empire Mortgage, Inc 8, -0.15% 0.86%
CashCall Mortgage 9, -0.12% 1.03%
Bank of America 10, -0.11% 2.25%
Fairway Independent Mort Corp 11, -0.10% 2.08%
Synergy One Lending 12, -0.10% 1.62%
Interactive Mortgage 13, -0.10% 0.28%
The Golden 1 Credit Union 14, -0.10% 1.10%
JG Wentworth Home Lending 15, -0.09% 0.76%
New American Funding 16, -0.08% 0.75%
Land Home Financial Services Inc 17, -0.06% 0.98%
Newrez 18, -0.06% 0.39%
Travis Credit Union 19, -0.05% 0.42%
Paramount Equity Mortgage 20, -0.05% 0.65%
MUFG Union Bank 21, -0.04% 0.38%
JPMorgan Chase Bank 22, -0.03% 4.21%
Bank Of The West 23, -0.03% 1.69%
NBKC Bank 24, -0.03% 0.30%
Cardinal Financial Company LP 25, -0.02% 1.39%
Jmac 26, -0.02% 0.18%
Planet Home Lending 27, -0.02% 0.45%
Scenic Oaks Funding 28, -0.01% 6.11%
Movement Mortgage 29, -0.00% 1.32%
Us Bank 30, 0.00% 0.88%
Usaa Federal Savings Bank 31, 0.00% 0.30%
Mason-McDuffie Mortgage Corporation 32, 0.00% 0.40%
Eagle Home Mortgage of CA 33, 0.01% 0.52%
Finance of America Mortgage 34, 0.01% 1.86%
Paramount Residential Mortgage Group Inc 35, 0.01% 0.45%
Quicken Loans 36, 0.01% 14.63%
Stearns Lending 37, 0.02% 1.27%
Guild Mortgage Company 38, 0.02% 0.82%
K Hovnanian American Mortgage 39, 0.02% 0.53%
Amerifirst Financial Inc 40, 0.03% 0.84%
Nations Lending Corporation 41, 0.03% 0.09%
Panorama Mortgage Group 42, 0.03% 0.52%
Plaza Home Mortgage Inc 43, 0.03% 0.34%
The Federal Savings Bank 44, 0.03% 0.05%
Caliber Home Loans Inc 45, 0.03% 1.20%
KBHS Home Loans 46, 0.04% 0.18%
Bbva Usa 47, 0.04% 0.63%
Flagstar Bank 48, 0.04% 1.45%
Lakeview Loan Servicing 49, 0.05% 0.21%
CMG Mortgage Inc 50, 0.05% 0.33%
Freedom Mortgage Corporation 51, 0.06% 3.07%
Wells Fargo Bank 52, 0.06% 6.01%
Umpqua Bank 53, 0.06% 0.55%
Sierra Pacific Mortgage 54, 0.06% 0.63%
Megastar Financial Corporation 55, 0.06% 0.73%
Metropolitan Home Mortgage, Inc 56, 0.06% 0.08%
Citibank 57, 0.07% 0.42%
Mountain West Financial Inc 58, 0.07% 0.35%
American Pacific Mortgage Corporation 59, 0.07% 4.79%
Bay Equity 60, 0.08% 0.30%
Navy Federal Credit Union 61, 0.09% 0.16%
HomeBridge Financial Services, Inc 62, 0.09% 0.91%
Primelending 63, 0.10% 2.53%
Evergreen Moneysource Mortgage Company 64, 0.10% 0.22%
Carrington Mortgage Services 65, 0.10% 0.49%
Primary Residential Mortgage Inc 66, 0.13% 1.39%
Summit Funding Inc 67, 0.15% 1.49%
Alameda Mortgage Corporation 68, 0.15% 0.66%
Ditech Financial 69, 0.15% 0.63%
Gold Star Mortgage Financial Group, Corporation 70, 0.15% 0.66%
Pennymac Loan Services 71, 0.16% 0.97%
Supreme Lending/ Everett Financial Inc 72, 0.18% 1.17%
Nationstar Mortgage 73, 0.19% 1.45%
Platinum Home Mortgage Corporation 74, 0.21% 0.40%
Self-Help Federal Credit Union 75, 0.49% 0.56%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.24% 1.38%
Golden Empire Mortgage, Inc 2, -0.21% 1.38%
JPMorgan Chase Bank 3, -0.19% 2.66%
Academy Mortgage Corporation 4, -0.17% 6.47%
Synergy One Lending 5, -0.17% 2.22%
Eagle Home Mortgage 6, -0.13% 1.07%
Wells Fargo Bank 7, -0.12% 5.98%
Bank Of The West 8, -0.11% 1.28%
Us Bank 9, -0.11% 0.56%
Home Point Financial Corporation 10, -0.10% 2.71%
New American Funding 11, -0.10% 0.77%
Fairway Independent Mort Corp 12, -0.09% 3.25%
The Golden 1 Credit Union 13, -0.08% 0.58%
LoanDepot 14, -0.07% 2.48%
Quicken Loans 15, -0.06% 6.42%
Planet Home Lending 16, -0.05% 0.47%
Freedom Mortgage Corporation 17, -0.02% 4.02%
Cardinal Financial Company LP 18, -0.01% 1.96%
AimLoancom 19, -0.00% 0.09%
Pennymac Loan Services 20, -0.00% 0.21%
NBKC Bank 21, -0.00% 0.26%
JG Wentworth Home Lending 22, 0.00% 0.14%
Provident Funding Associates 23, 0.00% 0.47%
Travis Credit Union 24, 0.01% 0.21%
Jmac 25, 0.01% 0.12%
Flagstar Bank 26, 0.02% 1.26%
Citibank 27, 0.02% 0.19%
Guild Mortgage Company 28, 0.02% 1.03%
Scenic Oaks Funding 29, 0.02% 8.20%
Movement Mortgage 30, 0.02% 1.80%
MUFG Union Bank 31, 0.02% 0.19%
Panorama Mortgage Group 32, 0.02% 0.86%
Usaa Federal Savings Bank 33, 0.03% 0.54%
Land Home Financial Services Inc 34, 0.03% 1.38%
Plaza Home Mortgage Inc 35, 0.03% 0.19%
Amerifirst Financial Inc 36, 0.03% 1.21%
Mason-McDuffie Mortgage Corporation 37, 0.03% 0.58%
Eagle Home Mortgage of CA 38, 0.03% 1.26%
Stearns Lending 39, 0.04% 2.15%
Lakeview Loan Servicing 40, 0.04% 0.02%
The Federal Savings Bank 41, 0.04% 0.02%
K Hovnanian American Mortgage 42, 0.04% 1.31%
Nations Lending Corporation 43, 0.05% 0.05%
Amerisave Mortgage Corporation 44, 0.05% 0.07%
Newrez 45, 0.06% 0.07%
Nationstar Mortgage 46, 0.06% 0.09%
Paramount Residential Mortgage Group Inc 47, 0.06% 0.65%
CashCall Mortgage 48, 0.06% 0.26%
KBHS Home Loans 49, 0.06% 0.44%
Ditech Financial 50, 0.07% 0.12%
Umpqua Bank 51, 0.08% 0.75%
CMG Mortgage Inc 52, 0.08% 0.37%
Mountain West Financial Inc 53, 0.08% 0.44%
Primelending 54, 0.09% 3.78%
Bbva Usa 55, 0.09% 0.89%
Bay Equity 56, 0.10% 0.42%
Primary Residential Mortgage Inc 57, 0.11% 1.57%
HomeBridge Financial Services, Inc 58, 0.11% 1.19%
Evergreen Moneysource Mortgage Company 59, 0.11% 0.26%
American Pacific Mortgage Corporation 60, 0.12% 6.77%
Sierra Pacific Mortgage 61, 0.12% 0.84%
Megastar Financial Corporation 62, 0.12% 0.56%
Caliber Home Loans Inc 63, 0.13% 1.07%
Finance of America Mortgage 64, 0.13% 1.94%
Navy Federal Credit Union 65, 0.15% 0.28%
Gold Star Mortgage Financial Group, Corporation 66, 0.16% 1.03%
Alameda Mortgage Corporation 67, 0.17% 1.05%
Supreme Lending/ Everett Financial Inc 68, 0.21% 1.24%
Summit Funding Inc 69, 0.22% 2.52%
Platinum Home Mortgage Corporation 70, 0.30% 0.56%
Self-Help Federal Credit Union 71, 0.52% 1.35%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Provident Funding Associates 1, -0.24% 1.74%
LoanDepot 2, -0.22% 4.30%
Amerisave Mortgage Corporation 3, -0.20% 0.94%
Home Point Financial Corporation 4, -0.19% 1.90%
AimLoancom 5, -0.18% 0.45%
Land Home Financial Services Inc 6, -0.16% 0.70%
CashCall Mortgage 7, -0.15% 1.56%
JG Wentworth Home Lending 8, -0.12% 1.18%
Interactive Mortgage 9, -0.11% 0.48%
The Golden 1 Credit Union 10, -0.11% 1.45%
Fairway Independent Mort Corp 11, -0.10% 1.29%
Academy Mortgage Corporation 12, -0.10% 2.87%
Newrez 13, -0.09% 0.61%
Bank of America 14, -0.08% 2.85%
Travis Credit Union 15, -0.08% 0.56%
Finance of America Mortgage 16, -0.07% 1.80%
Paramount Equity Mortgage 17, -0.07% 1.10%
MUFG Union Bank 18, -0.07% 0.51%
New American Funding 19, -0.07% 0.73%
NBKC Bank 20, -0.04% 0.33%
Scenic Oaks Funding 21, -0.04% 4.68%
Jmac 22, -0.04% 0.22%
Paramount Residential Mortgage Group Inc 23, -0.04% 0.32%
Cardinal Financial Company LP 24, -0.03% 1.00%
Mason-McDuffie Mortgage Corporation 25, -0.02% 0.27%
Caliber Home Loans Inc 26, -0.02% 1.29%
Bbva Usa 27, -0.02% 0.46%
Movement Mortgage 28, -0.02% 0.99%
Self-Help Federal Credit Union 29, -0.02% 0.02%
Usaa Federal Savings Bank 30, -0.02% 0.14%
Navy Federal Credit Union 31, -0.01% 0.08%
Bank Of The West 32, -0.00% 1.96%
Synergy One Lending 33, 0.00% 1.21%
Planet Home Lending 34, 0.00% 0.45%
Sierra Pacific Mortgage 35, 0.01% 0.48%
Golden Empire Mortgage, Inc 36, 0.01% 0.51%
Eagle Home Mortgage of CA 37, 0.01% 0.02%
JPMorgan Chase Bank 38, 0.01% 5.27%
Nations Lending Corporation 39, 0.01% 0.13%
Stearns Lending 40, 0.01% 0.67%
Quicken Loans 41, 0.02% 20.23%
Summit Funding Inc 42, 0.02% 0.78%
The Federal Savings Bank 43, 0.02% 0.06%
Plaza Home Mortgage Inc 44, 0.02% 0.45%
American Pacific Mortgage Corporation 45, 0.03% 3.44%
Guild Mortgage Company 46, 0.03% 0.68%
Us Bank 47, 0.03% 1.10%
Megastar Financial Corporation 48, 0.03% 0.84%
CMG Mortgage Inc 49, 0.03% 0.30%
Amerifirst Financial Inc 50, 0.03% 0.59%
Lakeview Loan Servicing 51, 0.04% 0.33%
Metropolitan Home Mortgage, Inc 52, 0.05% 0.13%
Flagstar Bank 53, 0.05% 1.58%
Umpqua Bank 54, 0.05% 0.41%
Bay Equity 55, 0.06% 0.22%
Mountain West Financial Inc 56, 0.06% 0.29%
Citibank 57, 0.07% 0.57%
Carrington Mortgage Services 58, 0.08% 0.83%
Panorama Mortgage Group 59, 0.08% 0.29%
Evergreen Moneysource Mortgage Company 60, 0.09% 0.19%
HomeBridge Financial Services, Inc 61, 0.09% 0.72%
Platinum Home Mortgage Corporation 62, 0.09% 0.29%
Primelending 63, 0.13% 1.67%
Alameda Mortgage Corporation 64, 0.13% 0.40%
Ditech Financial 65, 0.14% 0.97%
Primary Residential Mortgage Inc 66, 0.15% 1.27%
Supreme Lending/ Everett Financial Inc 67, 0.15% 1.13%
Freedom Mortgage Corporation 68, 0.16% 2.42%
Pennymac Loan Services 69, 0.16% 1.48%
Gold Star Mortgage Financial Group, Corporation 70, 0.16% 0.41%
Wells Fargo Bank 71, 0.18% 6.04%
Nationstar Mortgage 72, 0.18% 2.37%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Home Point Financial Corporation 1, -0.24% 5.74%
HomeBridge Financial Services, Inc 2, -0.15% 2.57%
Scenic Oaks Funding 3, -0.10% 7.91%
Bbva Usa 4, -0.08% 0.36%
K Hovnanian American Mortgage 5, -0.07% 0.54%
Eagle Home Mortgage 6, -0.06% 0.36%
Plaza Home Mortgage Inc 7, -0.06% 0.57%
Quicken Loans 8, -0.05% 5.71%
Interactive Mortgage 9, -0.05% 0.15%
Amerifirst Financial Inc 10, -0.04% 2.02%
Gold Star Mortgage Financial Group, Corporation 11, -0.03% 1.18%
Stearns Lending 12, -0.03% 3.29%
CashCall Mortgage 13, -0.03% 0.24%
Paramount Equity Mortgage 14, -0.03% 0.63%
Sierra Pacific Mortgage 15, -0.03% 0.54%
Ditech Financial 16, -0.03% 0.60%
Bank of America 17, -0.03% 0.18%
The Golden 1 Credit Union 18, -0.03% 0.06%
Newrez 19, -0.03% 0.63%
MUFG Union Bank 20, -0.02% 0.24%
Land Home Financial Services Inc 21, -0.02% 1.06%
Paramount Residential Mortgage Group Inc 22, -0.02% 1.18%
New American Funding 23, -0.02% 0.91%
Caliber Home Loans Inc 24, -0.02% 2.20%
NBKC Bank 25, -0.01% 0.06%
Freedom Mortgage Corporation 26, -0.01% 5.53%
Jmac 27, -0.01% 0.36%
Bank Of The West 28, -0.01% 0.12%
Metropolitan Home Mortgage, Inc 29, -0.00% 0.66%
Nationstar Mortgage 30, -0.00% 2.30%
Amerisave Mortgage Corporation 31, -0.00% 0.21%
JG Wentworth Home Lending 32, 0.00% 0.21%
Us Bank 33, 0.00% 0.15%
Flagstar Bank 34, 0.00% 1.00%
Travis Credit Union 35, 0.00% 0.03%
Mountain West Financial Inc 36, 0.00% 1.15%
Platinum Home Mortgage Corporation 37, 0.00% 0.60%
Provident Funding Associates 38, 0.01% 0.06%
Umpqua Bank 39, 0.01% 0.12%
Synergy One Lending 40, 0.01% 1.96%
Navy Federal Credit Union 41, 0.01% 0.03%
JPMorgan Chase Bank 42, 0.01% 0.09%
Fairway Independent Mort Corp 43, 0.01% 2.72%
Sovereign Lending Group, Inc 44, 0.02% 0.09%
Planet Home Lending 45, 0.02% 0.39%
The Federal Savings Bank 46, 0.02% 0.24%
Cardinal Financial Company LP 47, 0.02% 2.17%
Eagle Home Mortgage of CA 48, 0.03% 0.18%
CMG Mortgage Inc 49, 0.03% 1.63%
Wells Fargo Bank 50, 0.03% 0.15%
Academy Mortgage Corporation 51, 0.03% 3.99%
Pennymac Loan Services 52, 0.04% 1.09%
Mason-McDuffie Mortgage Corporation 53, 0.04% 0.36%
KBHS Home Loans 54, 0.04% 0.66%
Guild Mortgage Company 55, 0.05% 1.33%
Megastar Financial Corporation 56, 0.05% 0.45%
Lakeview Loan Servicing 57, 0.05% 1.42%
Supreme Lending/ Everett Financial Inc 58, 0.05% 1.03%
Carrington Mortgage Services 59, 0.06% 2.11%
Finance of America Mortgage 60, 0.07% 2.51%
LoanDepot 61, 0.07% 2.05%
Evergreen Moneysource Mortgage Company 62, 0.07% 0.69%
Nations Lending Corporation 63, 0.07% 0.54%
Movement Mortgage 64, 0.07% 1.84%
Alameda Mortgage Corporation 65, 0.08% 1.30%
American Pacific Mortgage Corporation 66, 0.08% 7.16%
Summit Funding Inc 67, 0.11% 3.53%
Bay Equity 68, 0.12% 0.39%
Panorama Mortgage Group 69, 0.13% 1.27%
Primelending 70, 0.15% 1.54%
Golden Empire Mortgage, Inc 71, 0.16% 1.84%
Primary Residential Mortgage Inc 72, 0.20% 1.75%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
HomeBridge Financial Services, Inc 1, -0.29% 2.17%
Home Point Financial Corporation 2, -0.29% 5.71%
Quicken Loans 3, -0.14% 2.63%
Freedom Mortgage Corporation 4, -0.12% 4.93%
Scenic Oaks Funding 5, -0.10% 10.00%
Bbva Usa 6, -0.08% 0.51%
K Hovnanian American Mortgage 7, -0.07% 0.83%
Plaza Home Mortgage Inc 8, -0.06% 0.46%
Eagle Home Mortgage 9, -0.06% 0.55%
Amerifirst Financial Inc 10, -0.04% 2.03%
Gold Star Mortgage Financial Group, Corporation 11, -0.04% 1.47%
Stearns Lending 12, -0.04% 3.87%
Sierra Pacific Mortgage 13, -0.04% 0.55%
Nationstar Mortgage 14, -0.03% 0.74%
Paramount Residential Mortgage Group Inc 15, -0.03% 1.34%
MUFG Union Bank 16, -0.03% 0.28%
Pennymac Loan Services 17, -0.02% 0.09%
Bank of America 18, -0.02% 0.28%
The Golden 1 Credit Union 19, -0.02% 0.09%
Land Home Financial Services Inc 20, -0.02% 1.34%
New American Funding 21, -0.01% 0.83%
NBKC Bank 22, -0.01% 0.09%
Us Bank 23, -0.01% 0.14%
Bank Of The West 24, -0.00% 0.14%
Jmac 25, -0.00% 0.32%
Flagstar Bank 26, 0.00% 1.20%
CashCall Mortgage 27, 0.01% 0.05%
Lakeview Loan Servicing 28, 0.01% 0.09%
Provident Funding Associates 29, 0.01% 0.05%
Platinum Home Mortgage Corporation 30, 0.01% 0.88%
Mountain West Financial Inc 31, 0.01% 1.57%
JG Wentworth Home Lending 32, 0.01% 0.14%
Ditech Financial 33, 0.01% 0.14%
Umpqua Bank 34, 0.01% 0.14%
Nations Lending Corporation 35, 0.01% 0.09%
Newrez 36, 0.01% 0.18%
Navy Federal Credit Union 37, 0.01% 0.05%
JPMorgan Chase Bank 38, 0.01% 0.14%
Synergy One Lending 39, 0.02% 2.40%
Fairway Independent Mort Corp 40, 0.02% 3.41%
The Federal Savings Bank 41, 0.02% 0.09%
Amerisave Mortgage Corporation 42, 0.03% 0.05%
Carrington Mortgage Services 43, 0.03% 0.41%
Cardinal Financial Company LP 44, 0.03% 3.13%
Eagle Home Mortgage of CA 45, 0.03% 0.28%
CMG Mortgage Inc 46, 0.03% 2.26%
Wells Fargo Bank 47, 0.03% 0.18%
Academy Mortgage Corporation 48, 0.04% 5.53%
Planet Home Lending 49, 0.04% 0.28%
KBHS Home Loans 50, 0.05% 1.01%
Mason-McDuffie Mortgage Corporation 51, 0.05% 0.46%
Supreme Lending/ Everett Financial Inc 52, 0.05% 1.20%
Megastar Financial Corporation 53, 0.06% 0.51%
Finance of America Mortgage 54, 0.07% 2.90%
Evergreen Moneysource Mortgage Company 55, 0.08% 0.88%
Caliber Home Loans Inc 56, 0.08% 1.24%
Guild Mortgage Company 57, 0.08% 1.11%
LoanDepot 58, 0.09% 1.66%
Alameda Mortgage Corporation 59, 0.09% 1.84%
Movement Mortgage 60, 0.10% 2.12%
American Pacific Mortgage Corporation 61, 0.13% 8.29%
Bay Equity 62, 0.13% 0.55%
Summit Funding Inc 63, 0.14% 4.15%
Primelending 64, 0.16% 2.17%
Panorama Mortgage Group 65, 0.16% 1.47%
Golden Empire Mortgage, Inc 66, 0.19% 2.12%
Primary Residential Mortgage Inc 67, 0.23% 2.21%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Home Point Financial Corporation 1, -0.16% 5.78%
Caliber Home Loans Inc 2, -0.08% 4.03%
American Pacific Mortgage Corporation 3, -0.05% 5.00%
Plaza Home Mortgage Inc 4, -0.05% 0.79%
Interactive Mortgage 5, -0.05% 0.44%
Scenic Oaks Funding 6, -0.05% 3.94%
Ditech Financial 7, -0.04% 1.49%
CashCall Mortgage 8, -0.04% 0.61%
Amerifirst Financial Inc 9, -0.04% 2.02%
Newrez 10, -0.04% 1.49%
Paramount Equity Mortgage 11, -0.04% 1.84%
New American Funding 12, -0.03% 1.05%
Land Home Financial Services Inc 13, -0.02% 0.53%
Quicken Loans 14, -0.02% 11.57%
Jmac 15, -0.02% 0.44%
Fairway Independent Mort Corp 16, -0.02% 1.40%
Sierra Pacific Mortgage 17, -0.01% 0.53%
Bbva Usa 18, -0.01% 0.09%
Synergy One Lending 19, -0.01% 1.14%
JG Wentworth Home Lending 20, -0.01% 0.35%
Amerisave Mortgage Corporation 21, -0.01% 0.53%
Stearns Lending 22, -0.01% 2.19%
Metropolitan Home Mortgage, Inc 23, -0.01% 1.93%
Bank Of The West 24, -0.01% 0.09%
Mountain West Financial Inc 25, -0.01% 0.35%
MUFG Union Bank 26, -0.01% 0.18%
Gold Star Mortgage Financial Group, Corporation 27, -0.00% 0.61%
Platinum Home Mortgage Corporation 28, -0.00% 0.09%
Planet Home Lending 29, -0.00% 0.61%
Travis Credit Union 30, -0.00% 0.09%
Umpqua Bank 31, -0.00% 0.09%
Flagstar Bank 32, 0.00% 0.61%
Nationstar Mortgage 33, 0.00% 5.26%
Provident Funding Associates 34, 0.00% 0.09%
Guild Mortgage Company 35, 0.00% 1.75%
Cardinal Financial Company LP 36, 0.00% 0.35%
Alameda Mortgage Corporation 37, 0.01% 0.26%
Megastar Financial Corporation 38, 0.01% 0.35%
Movement Mortgage 39, 0.01% 1.31%
Sovereign Lending Group, Inc 40, 0.01% 0.26%
Mason-McDuffie Mortgage Corporation 41, 0.01% 0.18%
Wells Fargo Bank 42, 0.01% 0.09%
Summit Funding Inc 43, 0.01% 2.37%
Us Bank 44, 0.01% 0.18%
Bay Equity 45, 0.01% 0.09%
Paramount Residential Mortgage Group Inc 46, 0.02% 0.88%
The Federal Savings Bank 47, 0.02% 0.53%
CMG Mortgage Inc 48, 0.02% 0.44%
Academy Mortgage Corporation 49, 0.02% 1.05%
HomeBridge Financial Services, Inc 50, 0.03% 3.33%
Panorama Mortgage Group 51, 0.04% 0.88%
Pennymac Loan Services 52, 0.04% 2.98%
Evergreen Moneysource Mortgage Company 53, 0.04% 0.35%
LoanDepot 54, 0.04% 2.80%
Primelending 55, 0.04% 0.35%
Supreme Lending/ Everett Financial Inc 56, 0.04% 0.70%
Lakeview Loan Servicing 57, 0.05% 3.94%
Golden Empire Mortgage, Inc 58, 0.05% 1.31%
Finance of America Mortgage 59, 0.06% 1.75%
Carrington Mortgage Services 60, 0.06% 5.35%
Nations Lending Corporation 61, 0.07% 1.40%
Primary Residential Mortgage Inc 62, 0.08% 0.88%
Freedom Mortgage Corporation 63, 0.15% 6.66%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.05% 15.75%
Bbva Usa 2, -0.04% 8.22%
The Golden 1 Credit Union 3, -0.02% 2.05%
Us Bank 4, -0.01% 6.16%
American Pacific Mortgage Corporation 5, -0.01% 2.05%
Primelending 6, 0.00% 3.42%
JPMorgan Chase Bank 7, 0.00% 15.07%
Citibank 8, 0.00% 1.37%
Bank of America 9, 0.00% 4.11%
Paramount Equity Mortgage 10, 0.00% 1.37%
Bank Of The West 11, 0.01% 5.48%
LoanDepot 12, 0.01% 2.05%
Cardinal Financial Company LP 13, 0.01% 1.37%
Supreme Lending/ Everett Financial Inc 14, 0.01% 0.68%
Academy Mortgage Corporation 15, 0.01% 2.74%
MUFG Union Bank 16, 0.02% 1.37%
HomeBridge Financial Services, Inc 17, 0.02% 2.05%
Sierra Pacific Mortgage 18, 0.02% 0.68%
Caliber Home Loans Inc 19, 0.03% 1.37%
Paramount Residential Mortgage Group Inc 20, 0.03% 0.68%
Quicken Loans 21, 0.03% 7.53%
Primary Residential Mortgage Inc 22, 0.03% 4.79%
Megastar Financial Corporation 23, 0.04% 0.68%
Newrez 24, 0.04% 0.68%
Flagstar Bank 25, 0.05% 2.74%
Scenic Oaks Funding 26, 0.07% 5.48%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.07% 17.50%
Bbva Usa 2, -0.05% 10.00%
The Golden 1 Credit Union 3, -0.02% 2.50%
Bank of America 4, -0.02% 2.50%
Us Bank 5, -0.01% 3.75%
American Pacific Mortgage Corporation 6, -0.01% 3.75%
Bank Of The West 7, -0.00% 6.25%
Quicken Loans 8, -0.00% 2.50%
Citibank 9, -0.00% 1.25%
Primelending 10, 0.00% 2.50%
Academy Mortgage Corporation 11, 0.01% 2.50%
Cardinal Financial Company LP 12, 0.01% 2.50%
MUFG Union Bank 13, 0.02% 1.25%
HomeBridge Financial Services, Inc 14, 0.02% 3.75%
Sierra Pacific Mortgage 15, 0.02% 1.25%
LoanDepot 16, 0.02% 1.25%
Paramount Residential Mortgage Group Inc 17, 0.03% 1.25%
JPMorgan Chase Bank 18, 0.03% 11.25%
Megastar Financial Corporation 19, 0.04% 1.25%
Primary Residential Mortgage Inc 20, 0.04% 5.00%
Newrez 21, 0.05% 1.25%
Caliber Home Loans Inc 22, 0.05% 1.25%
Flagstar Bank 23, 0.05% 5.00%
Scenic Oaks Funding 24, 0.07% 8.75%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.02% 13.64%
Bbva Usa 2, -0.02% 6.06%
JPMorgan Chase Bank 3, -0.02% 19.70%
Us Bank 4, -0.01% 9.09%
The Golden 1 Credit Union 5, -0.01% 1.52%
Primelending 6, -0.00% 4.55%
LoanDepot 7, 0.00% 3.03%
Paramount Equity Mortgage 8, 0.00% 3.03%
Caliber Home Loans Inc 9, 0.00% 1.52%
Citibank 10, 0.00% 1.52%
Supreme Lending/ Everett Financial Inc 11, 0.01% 1.52%
Bank of America 12, 0.01% 6.06%
MUFG Union Bank 13, 0.02% 1.52%
Academy Mortgage Corporation 14, 0.02% 3.03%
Primary Residential Mortgage Inc 15, 0.02% 4.55%
Scenic Oaks Funding 16, 0.03% 1.52%
Bank Of The West 17, 0.03% 4.55%
Quicken Loans 18, 0.04% 13.64%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Home Point Financial Corporation 1, -0.14% 6.31%
Sovereign Lending Group, Inc 2, -0.13% 2.56%
Navy Federal Credit Union 3, -0.12% 2.56%
Pennymac Loan Services 4, -0.10% 4.30%
Wells Fargo Bank 5, -0.09% 1.56%
Eagle Home Mortgage 6, -0.07% 0.55%
Caliber Home Loans Inc 7, -0.07% 3.11%
Plaza Home Mortgage Inc 8, -0.06% 0.91%
Flagstar Bank 9, -0.04% 2.56%
New American Funding 10, -0.03% 0.82%
Land Home Financial Services Inc 11, -0.03% 0.55%
K Hovnanian American Mortgage 12, -0.03% 0.91%
Usaa Federal Savings Bank 13, -0.03% 3.75%
Lakeview Loan Servicing 14, -0.03% 1.28%
Metropolitan Home Mortgage, Inc 15, -0.02% 0.37%
Bbva Usa 16, -0.01% 0.18%
Ditech Financial 17, -0.01% 1.83%
Us Bank 18, -0.01% 0.18%
LoanDepot 19, -0.00% 5.58%
Planet Home Lending 20, -0.00% 1.01%
JPMorgan Chase Bank 21, -0.00% 0.27%
Paramount Residential Mortgage Group Inc 22, -0.00% 0.09%
KBHS Home Loans 23, -0.00% 0.18%
Jmac 24, 0.00% 0.18%
Stearns Lending 25, 0.00% 1.10%
MUFG Union Bank 26, 0.00% 0.09%
Interactive Mortgage 27, 0.00% 0.09%
Fairway Independent Mort Corp 28, 0.01% 1.83%
Primelending 29, 0.01% 1.28%
Paramount Equity Mortgage 30, 0.01% 0.73%
Mountain West Financial Inc 31, 0.01% 0.27%
NBKC Bank 32, 0.01% 0.27%
Golden Empire Mortgage, Inc 33, 0.01% 0.09%
Mason-McDuffie Mortgage Corporation 34, 0.01% 0.09%
Alameda Mortgage Corporation 35, 0.01% 0.46%
Amerifirst Financial Inc 36, 0.01% 0.37%
Finance of America Mortgage 37, 0.01% 1.19%
Umpqua Bank 38, 0.01% 0.27%
Scenic Oaks Funding 39, 0.01% 5.12%
Sierra Pacific Mortgage 40, 0.01% 0.27%
JG Wentworth Home Lending 41, 0.01% 1.10%
CMG Mortgage Inc 42, 0.02% 0.18%
Amerisave Mortgage Corporation 43, 0.02% 0.82%
Platinum Home Mortgage Corporation 44, 0.02% 0.37%
Synergy One Lending 45, 0.02% 1.01%
Academy Mortgage Corporation 46, 0.02% 2.47%
Bay Equity 47, 0.03% 0.37%
Newrez 48, 0.03% 0.46%
Evergreen Moneysource Mortgage Company 49, 0.03% 0.27%
Movement Mortgage 50, 0.03% 0.82%
American Pacific Mortgage Corporation 51, 0.03% 6.50%
Cardinal Financial Company LP 52, 0.03% 2.01%
Eagle Home Mortgage of CA 53, 0.04% 0.37%
Gold Star Mortgage Financial Group, Corporation 54, 0.04% 0.18%
Primary Residential Mortgage Inc 55, 0.04% 1.01%
Supreme Lending/ Everett Financial Inc 56, 0.05% 0.82%
HomeBridge Financial Services, Inc 57, 0.05% 1.37%
Megastar Financial Corporation 58, 0.05% 0.73%
Guild Mortgage Company 59, 0.06% 0.73%
Summit Funding Inc 60, 0.06% 2.38%
The Federal Savings Bank 61, 0.06% 3.20%
Nations Lending Corporation 62, 0.06% 1.01%
Freedom Mortgage Corporation 63, 0.07% 5.22%
Nationstar Mortgage 64, 0.07% 1.28%
Quicken Loans 65, 0.09% 7.32%
Carrington Mortgage Services 66, 0.12% 2.84%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.16% 5.04%
Wells Fargo Bank 2, -0.09% 4.28%
Home Point Financial Corporation 3, -0.07% 3.27%
Eagle Home Mortgage 4, -0.07% 1.51%
Usaa Federal Savings Bank 5, -0.06% 5.29%
Quicken Loans 6, -0.04% 1.76%
Land Home Financial Services Inc 7, -0.03% 0.76%
K Hovnanian American Mortgage 8, -0.03% 2.52%
Pennymac Loan Services 9, -0.03% 1.01%
Bbva Usa 10, -0.02% 0.50%
Ditech Financial 11, -0.01% 1.01%
Us Bank 12, -0.01% 0.50%
JPMorgan Chase Bank 13, -0.01% 0.76%
KBHS Home Loans 14, -0.00% 0.50%
Freedom Mortgage Corporation 15, -0.00% 4.79%
Primelending 16, -0.00% 3.02%
Synergy One Lending 17, -0.00% 1.01%
Plaza Home Mortgage Inc 18, 0.00% 0.50%
Amerifirst Financial Inc 19, 0.00% 0.50%
Golden Empire Mortgage, Inc 20, 0.00% 0.25%
Fairway Independent Mort Corp 21, 0.00% 3.78%
Mountain West Financial Inc 22, 0.01% 0.50%
Umpqua Bank 23, 0.01% 0.25%
Academy Mortgage Corporation 24, 0.01% 4.28%
Alameda Mortgage Corporation 25, 0.01% 0.76%
Stearns Lending 26, 0.01% 1.01%
New American Funding 27, 0.01% 0.50%
Sierra Pacific Mortgage 28, 0.01% 0.50%
Flagstar Bank 29, 0.01% 1.51%
Scenic Oaks Funding 30, 0.01% 9.82%
HomeBridge Financial Services, Inc 31, 0.01% 1.01%
Megastar Financial Corporation 32, 0.02% 0.76%
Finance of America Mortgage 33, 0.02% 2.02%
LoanDepot 34, 0.02% 3.02%
Platinum Home Mortgage Corporation 35, 0.02% 0.76%
CMG Mortgage Inc 36, 0.02% 0.25%
Cardinal Financial Company LP 37, 0.03% 2.77%
Caliber Home Loans Inc 38, 0.03% 1.01%
Eagle Home Mortgage of CA 39, 0.03% 1.01%
Bay Equity 40, 0.03% 0.76%
Evergreen Moneysource Mortgage Company 41, 0.03% 0.50%
Gold Star Mortgage Financial Group, Corporation 42, 0.04% 0.50%
Movement Mortgage 43, 0.04% 1.51%
Primary Residential Mortgage Inc 44, 0.04% 2.27%
Guild Mortgage Company 45, 0.05% 0.76%
Planet Home Lending 46, 0.05% 0.50%
Supreme Lending/ Everett Financial Inc 47, 0.05% 0.76%
Carrington Mortgage Services 48, 0.05% 1.51%
American Pacific Mortgage Corporation 49, 0.07% 11.84%
Summit Funding Inc 50, 0.07% 4.79%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Home Point Financial Corporation 1, -0.15% 8.05%
Sovereign Lending Group, Inc 2, -0.13% 4.02%
Pennymac Loan Services 3, -0.10% 6.18%
Plaza Home Mortgage Inc 4, -0.08% 1.15%
Caliber Home Loans Inc 5, -0.08% 4.31%
Flagstar Bank 6, -0.05% 3.16%
American Pacific Mortgage Corporation 7, -0.05% 3.45%
New American Funding 8, -0.04% 1.01%
Land Home Financial Services Inc 9, -0.03% 0.43%
Lakeview Loan Servicing 10, -0.02% 2.01%
Navy Federal Credit Union 11, -0.02% 1.15%
Planet Home Lending 12, -0.01% 1.29%
Metropolitan Home Mortgage, Inc 13, -0.01% 0.57%
LoanDepot 14, -0.01% 7.04%
Ditech Financial 15, -0.01% 2.30%
Finance of America Mortgage 16, -0.01% 0.72%
Stearns Lending 17, -0.00% 1.15%
Scenic Oaks Funding 18, -0.00% 2.44%
Paramount Residential Mortgage Group Inc 19, -0.00% 0.14%
Mountain West Financial Inc 20, 0.00% 0.14%
Alameda Mortgage Corporation 21, 0.00% 0.29%
Fairway Independent Mort Corp 22, 0.00% 0.72%
Bay Equity 23, 0.00% 0.14%
Jmac 24, 0.00% 0.29%
MUFG Union Bank 25, 0.00% 0.14%
Sierra Pacific Mortgage 26, 0.00% 0.14%
Platinum Home Mortgage Corporation 27, 0.01% 0.14%
Interactive Mortgage 28, 0.01% 0.14%
Evergreen Moneysource Mortgage Company 29, 0.01% 0.14%
Summit Funding Inc 30, 0.01% 1.01%
CMG Mortgage Inc 31, 0.01% 0.14%
Paramount Equity Mortgage 32, 0.01% 1.15%
NBKC Bank 33, 0.01% 0.43%
Movement Mortgage 34, 0.01% 0.43%
Usaa Federal Savings Bank 35, 0.01% 2.87%
Mason-McDuffie Mortgage Corporation 36, 0.01% 0.14%
Umpqua Bank 37, 0.01% 0.29%
Amerifirst Financial Inc 38, 0.02% 0.29%
JG Wentworth Home Lending 39, 0.02% 1.72%
Amerisave Mortgage Corporation 40, 0.02% 1.29%
Primary Residential Mortgage Inc 41, 0.03% 0.29%
Newrez 42, 0.03% 0.72%
Primelending 43, 0.03% 0.29%
Synergy One Lending 44, 0.04% 1.01%
Cardinal Financial Company LP 45, 0.04% 1.58%
Academy Mortgage Corporation 46, 0.04% 1.44%
Supreme Lending/ Everett Financial Inc 47, 0.05% 0.86%
Guild Mortgage Company 48, 0.06% 0.72%
HomeBridge Financial Services, Inc 49, 0.07% 1.58%
The Federal Savings Bank 50, 0.07% 5.03%
Nations Lending Corporation 51, 0.07% 1.58%
Megastar Financial Corporation 52, 0.08% 0.72%
Nationstar Mortgage 53, 0.08% 2.01%
Freedom Mortgage Corporation 54, 0.10% 5.46%
Quicken Loans 55, 0.11% 10.49%
Carrington Mortgage Services 56, 0.14% 3.59%

* Data is compiled for the Modesto, CA commuting zone area, which comprises of counties of Merced County, CA, Stanislaus County, CA, and Tuolumne County, CA. This includes cities/towns/communities of Modesto, CA as well as Turlock, CA, Los Banos, CA, Merced, CA, Ceres, CA, Riverbank, CA, Oakdale, CA, Franklin, CA, Atwater, CA, Patterson, CA, Cedar Ridge, CA, Salida, CA, Newman, CA, Tuttle, CA, Waterford, CA, Hughson, CA, Denair, CA, West Modesto, CA, Livingston, CA, Winton, CA, East Oakdale, CA, Sonora, CA, Bret Harte, CA, Groveland, CA, Tuttletown, CA, Tuolumne City, CA, Delhi, CA, Keyes, CA, Hilmar-Irwin, CA, Grayson, CA, Gustine, CA, Soulsbyville, CA, Dos Palos, CA, Empire, CA, Volta, CA, Hickman, CA, Chinese Camp, CA, Ballico, CA, Bystrom, CA, Planada, CA, El Nido, CA, Monterey Park Tract, CA, Le Grand, CA, Crows Landing, CA, Dos Palos Y, CA, and Stevinson, CA. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

FB Comments