Top Mortgage Lenders in Keene, NH

Which mortgage lender in the Keene, NH area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Keene, NH area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Keene, NH area is Service Credit Union, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.20%. This means that Service Credit Union provided a -0.20% lower interest rate for its customers than other lenders in Keene, NH for a similar set of borrowers. Service Credit Union has a market share of 7.6%. On the other hand, the most popular lender in the market is Quicken Loans, with a market share of 20.0%. Quicken Loans is an average rate lender in this area, with a “Rate Difference” of +0.12% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Keene, NH area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Keene, NH is Service Credit Union. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is People’s United Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is CMG Mortgage Inc. The cheapest VA mortgage provider is also CMG Mortgage Inc. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Ranking of Mortgage Lenders in Keene, NH

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Service Credit Union 1, -0.20% 7.59%
People’s United Bank 2, -0.05% 9.22%
CMG Mortgage Inc 3, -0.05% 17.68%
Northeast Home Loan 4, -0.05% 4.77%
Guaranteed Rate Inc 5, -0.01% 7.70%
Homestead Funding Corp 6, -0.01% 4.01%
Usaa Federal Savings Bank 7, -0.00% 4.23%
TD Bank 8, 0.01% 6.07%
Wells Fargo Bank 9, 0.03% 3.90%
Residential Mortgage Services 10, 0.04% 4.99%
HarborOne Mortgage 11, 0.05% 9.87%
Quicken Loans 12, 0.12% 19.96%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Service Credit Union 1, -0.13% 6.47%
People’s United Bank 2, -0.06% 10.15%
Northeast Home Loan 3, -0.05% 4.71%
CMG Mortgage Inc 4, -0.04% 22.50%
Guaranteed Rate Inc 5, -0.00% 9.26%
TD Bank 6, 0.00% 5.59%
Homestead Funding Corp 7, 0.00% 5.00%
Usaa Federal Savings Bank 8, 0.01% 5.15%
Wells Fargo Bank 9, 0.05% 3.53%
Residential Mortgage Services 10, 0.06% 6.18%
HarborOne Mortgage 11, 0.07% 11.47%
Quicken Loans 12, 0.13% 10.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Service Credit Union 1, -0.31% 10.74%
Northeast Home Loan 2, -0.06% 4.96%
HarborOne Mortgage 3, -0.06% 5.37%
Guaranteed Rate Inc 4, -0.05% 3.31%
Residential Mortgage Services 5, -0.04% 1.65%
Wells Fargo Bank 6, -0.02% 4.96%
Usaa Federal Savings Bank 7, -0.02% 1.65%
Homestead Funding Corp 8, -0.01% 1.24%
CMG Mortgage Inc 9, -0.01% 4.13%
People’s United Bank 10, 0.01% 6.61%
TD Bank 11, 0.01% 7.44%
Quicken Loans 12, 0.09% 47.93%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Service Credit Union 1, -0.21% 9.97%
People’s United Bank 2, -0.07% 10.56%
Northeast Home Loan 3, -0.06% 6.30%
Guaranteed Rate Inc 4, -0.02% 9.24%
CMG Mortgage Inc 5, -0.01% 12.76%
Homestead Funding Corp 6, -0.01% 5.13%
TD Bank 7, 0.00% 8.06%
Usaa Federal Savings Bank 8, 0.01% 2.64%
HarborOne Mortgage 9, 0.02% 6.89%
Wells Fargo Bank 10, 0.02% 4.84%
Residential Mortgage Services 11, 0.05% 3.81%
Quicken Loans 12, 0.15% 19.79%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Service Credit Union 1, -0.15% 8.71%
People’s United Bank 2, -0.08% 12.24%
Northeast Home Loan 3, -0.05% 6.43%
Guaranteed Rate Inc 4, -0.01% 11.62%
CMG Mortgage Inc 5, -0.00% 16.39%
TD Bank 6, -0.00% 7.68%
Homestead Funding Corp 7, -0.00% 6.64%
Usaa Federal Savings Bank 8, 0.02% 3.73%
Wells Fargo Bank 9, 0.05% 4.36%
HarborOne Mortgage 10, 0.05% 7.68%
Residential Mortgage Services 11, 0.07% 4.77%
Quicken Loans 12, 0.18% 9.75%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Service Credit Union 1, -0.31% 13.00%
HarborOne Mortgage 2, -0.08% 5.00%
Northeast Home Loan 3, -0.06% 6.00%
Guaranteed Rate Inc 4, -0.05% 3.50%
Residential Mortgage Services 5, -0.04% 1.50%
Wells Fargo Bank 6, -0.02% 6.00%
Homestead Funding Corp 7, -0.01% 1.50%
CMG Mortgage Inc 8, -0.00% 4.00%
TD Bank 9, 0.01% 9.00%
People’s United Bank 10, 0.01% 6.50%
Quicken Loans 11, 0.11% 44.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
CMG Mortgage Inc 1, -0.10% 36.69%
Guaranteed Rate Inc 2, -0.00% 2.37%
People’s United Bank 3, 0.01% 4.73%
Homestead Funding Corp 4, 0.02% 0.59%
Residential Mortgage Services 5, 0.04% 9.47%
Quicken Loans 6, 0.05% 23.08%
HarborOne Mortgage 7, 0.09% 23.08%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
CMG Mortgage Inc 1, -0.09% 42.25%
Guaranteed Rate Inc 2, 0.01% 2.82%
People’s United Bank 3, 0.02% 5.63%
Homestead Funding Corp 4, 0.03% 0.70%
Quicken Loans 5, 0.04% 12.68%
Residential Mortgage Services 6, 0.05% 10.56%
HarborOne Mortgage 7, 0.11% 25.35%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Residential Mortgage Services 1, -0.04% 3.70%
CMG Mortgage Inc 2, -0.03% 7.41%
HarborOne Mortgage 3, -0.01% 11.11%
Quicken Loans 4, 0.01% 77.78%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
People’s United Bank 1, -0.00% 60.00%
Wells Fargo Bank 2, 0.00% 20.00%
Guaranteed Rate Inc 3, 0.00% 20.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
People’s United Bank 1, -0.00% 50.00%
Wells Fargo Bank 2, 0.00% 25.00%
Guaranteed Rate Inc 3, 0.00% 25.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
People’s United Bank 1, 0.00% 100.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
CMG Mortgage Inc 1, -0.03% 21.21%
Usaa Federal Savings Bank 2, -0.01% 31.82%
Wells Fargo Bank 3, -0.00% 3.03%
Guaranteed Rate Inc 4, -0.00% 4.55%
Residential Mortgage Services 5, 0.01% 6.06%
Northeast Home Loan 6, 0.01% 1.52%
HarborOne Mortgage 7, 0.01% 7.58%
Service Credit Union 8, 0.01% 3.03%
Homestead Funding Corp 9, 0.02% 1.52%
TD Bank 10, 0.02% 1.52%
People’s United Bank 11, 0.03% 3.03%
Quicken Loans 12, 0.04% 15.15%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
CMG Mortgage Inc 1, -0.02% 26.92%
Usaa Federal Savings Bank 2, -0.01% 32.69%
Wells Fargo Bank 3, 0.00% 3.85%
Guaranteed Rate Inc 4, 0.01% 3.85%
Residential Mortgage Services 5, 0.01% 7.69%
Northeast Home Loan 6, 0.02% 1.92%
Quicken Loans 7, 0.02% 5.77%
HarborOne Mortgage 8, 0.02% 9.62%
Service Credit Union 9, 0.02% 3.85%
Homestead Funding Corp 10, 0.02% 1.92%
TD Bank 11, 0.03% 1.92%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Guaranteed Rate Inc 1, -0.03% 7.14%
Usaa Federal Savings Bank 2, -0.03% 28.57%
People’s United Bank 3, -0.01% 14.29%
Quicken Loans 4, 0.02% 50.00%

* Data is compiled for the Keene, NH commuting zone area, which comprises of counties of Cheshire County, NH, and Windham County, VT. This includes cities/towns/communities of Keene, NH as well as Jaffrey, NH, West Swanzey, NH, Troy, NH, Wilmington, VT, Winchester, NH, Brattleboro, VT, Hinsdale, NH, North Walpole, NH, West Brattleboro, VT, Westminster, VT, Newfane, VT, Putney, VT, Bellows Falls, VT, Jacksonville, VT, and Saxtons River, VT. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings for Other Cities

This page ranks the top mortgage lenders in the Keene, NH area. For mortgage lender rankings of other cities, click here.