Top Mortgage Lenders in Hayden, ID

Which mortgage lender in the Hayden, ID area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Hayden, ID area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Hayden, ID area is Spokane Teachers Credit Union, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.19%. This means that Spokane Teachers Credit Union provided a -0.19% lower interest rate for its customers than other lenders in Hayden, ID for a similar set of borrowers. Spokane Teachers Credit Union has a market share of 3.7%. On the other hand, the most popular lender in the market is Willamette Valley Bank, with a market share of 16.6%. Willamette Valley Bank is an average rate lender in this area, with a “Rate Difference” of +0.07% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Hayden, ID area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Hayden, ID is Spokane Teachers Credit Union. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Idaho Central Credit Union. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Banner Bank. The cheapest VA mortgage provider is First Interstate Bank. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Ranking of Mortgage Lenders in Hayden, ID

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Spokane Teachers Credit Union 1, -0.19% 3.73%
Idaho Central Credit Union 2, -0.15% 5.01%
Us Bank 3, -0.10% 2.79%
Keller Mortgage 4, -0.08% 0.73%
Amerisave Mortgage Corporation 5, -0.08% 0.61%
Bank of America 6, -0.07% 1.21%
First Interstate Bank 7, -0.07% 2.81%
Washington Trust Bank 8, -0.05% 1.53%
Glacier Bank 9, -0.05% 10.87%
Global Credit Union 10, -0.03% 1.06%
Banner Bank 11, -0.03% 0.55%
Umpqua Bank 12, -0.03% 3.24%
LoanDepot 13, -0.03% 1.42%
Flagstar Bank 14, -0.02% 1.20%
Pennymac Loan Services 15, -0.01% 1.07%
JPMorgan Chase Bank 16, -0.01% 1.47%
New American Funding 17, -0.01% 0.61%
Academy Mortgage Corporation 18, -0.01% 4.51%
Wells Fargo Bank 19, -0.00% 3.93%
Guild Mortgage Company 20, 0.00% 0.83%
Usaa Federal Savings Bank 21, 0.00% 1.23%
Finance of America Mortgage 22, 0.01% 0.59%
Premier Mortgage Resources 23, 0.01% 2.13%
Caliber Home Loans Inc 24, 0.01% 0.75%
Cardinal Financial Company LP 25, 0.02% 1.20%
American Pacific Mortgage Corporation 26, 0.02% 1.28%
Stearns Lending 27, 0.02% 2.05%
Fairway Independent Mort Corp 28, 0.02% 1.23%
Platinum Home Mortgage Corporation 29, 0.03% 7.19%
Numerica Credit Union 30, 0.03% 2.06%
Potlatch No 1 Financial Credit Union 31, 0.05% 2.55%
Freedom Mortgage Corporation 32, 0.05% 0.68%
Willamette Valley Bank 33, 0.07% 16.57%
Evergreen Moneysource Mortgage Company 34, 0.09% 1.94%
Quicken Loans 35, 0.10% 7.59%
HomeStreet Bank 36, 0.11% 0.85%
Nationstar Mortgage 37, 0.13% 0.94%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Idaho Central Credit Union 1, -0.14% 5.87%
Potlatch No 1 Financial Credit Union 2, -0.12% 0.77%
Bank of America 3, -0.11% 0.98%
Spokane Teachers Credit Union 4, -0.11% 2.15%
First Interstate Bank 5, -0.10% 3.38%
Us Bank 6, -0.10% 2.24%
Keller Mortgage 7, -0.09% 1.01%
Global Credit Union 8, -0.08% 0.80%
Washington Trust Bank 9, -0.07% 1.60%
Wells Fargo Bank 10, -0.07% 3.14%
JPMorgan Chase Bank 11, -0.06% 1.48%
Glacier Bank 12, -0.05% 13.04%
Banner Bank 13, -0.04% 0.58%
Pennymac Loan Services 14, -0.03% 0.28%
Umpqua Bank 15, -0.02% 4.06%
LoanDepot 16, -0.02% 0.15%
Numerica Credit Union 17, -0.01% 1.48%
Flagstar Bank 18, -0.01% 1.48%
Amerisave Mortgage Corporation 19, -0.00% 0.06%
Freedom Mortgage Corporation 20, -0.00% 0.03%
Premier Mortgage Resources 21, 0.00% 2.64%
Academy Mortgage Corporation 22, 0.01% 5.41%
Guild Mortgage Company 23, 0.01% 0.74%
New American Funding 24, 0.01% 0.34%
Quicken Loans 25, 0.02% 2.61%
Usaa Federal Savings Bank 26, 0.02% 1.38%
Nationstar Mortgage 27, 0.02% 0.09%
Cardinal Financial Company LP 28, 0.03% 1.38%
Finance of America Mortgage 29, 0.03% 0.52%
American Pacific Mortgage Corporation 30, 0.03% 1.48%
Caliber Home Loans Inc 31, 0.03% 0.71%
Fairway Independent Mort Corp 32, 0.04% 1.54%
Platinum Home Mortgage Corporation 33, 0.04% 8.03%
Stearns Lending 34, 0.05% 2.34%
Willamette Valley Bank 35, 0.09% 21.80%
Evergreen Moneysource Mortgage Company 36, 0.10% 2.95%
HomeStreet Bank 37, 0.11% 1.45%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Spokane Teachers Credit Union 1, -0.23% 5.76%
Idaho Central Credit Union 2, -0.17% 3.89%
Us Bank 3, -0.10% 3.50%
Amerisave Mortgage Corporation 4, -0.08% 1.31%
Glacier Bank 5, -0.06% 8.07%
Umpqua Bank 6, -0.04% 2.19%
Keller Mortgage 7, -0.04% 0.36%
Academy Mortgage Corporation 8, -0.04% 3.34%
Flagstar Bank 9, -0.04% 0.83%
Bank of America 10, -0.04% 1.51%
Usaa Federal Savings Bank 11, -0.03% 1.03%
LoanDepot 12, -0.03% 3.06%
Stearns Lending 13, -0.03% 1.67%
Washington Trust Bank 14, -0.02% 1.43%
New American Funding 15, -0.02% 0.95%
Banner Bank 16, -0.01% 0.52%
Pennymac Loan Services 17, -0.01% 2.11%
Caliber Home Loans Inc 18, -0.01% 0.79%
Finance of America Mortgage 19, -0.01% 0.68%
Fairway Independent Mort Corp 20, -0.00% 0.83%
Guild Mortgage Company 21, -0.00% 0.95%
American Pacific Mortgage Corporation 22, 0.00% 1.03%
Cardinal Financial Company LP 23, 0.00% 0.95%
First Interstate Bank 24, 0.00% 2.07%
Global Credit Union 25, 0.00% 1.39%
HomeStreet Bank 26, 0.01% 0.08%
Evergreen Moneysource Mortgage Company 27, 0.01% 0.64%
Platinum Home Mortgage Corporation 28, 0.01% 6.12%
Willamette Valley Bank 29, 0.03% 9.81%
Premier Mortgage Resources 30, 0.04% 1.47%
JPMorgan Chase Bank 31, 0.05% 1.47%
Wells Fargo Bank 32, 0.05% 4.97%
Freedom Mortgage Corporation 33, 0.06% 1.51%
Numerica Credit Union 34, 0.07% 2.82%
Potlatch No 1 Financial Credit Union 35, 0.08% 4.85%
Quicken Loans 36, 0.12% 14.02%
Nationstar Mortgage 37, 0.14% 2.03%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Spokane Teachers Credit Union 1, -0.19% 4.87%
Idaho Central Credit Union 2, -0.17% 5.26%
Us Bank 3, -0.11% 3.25%
Amerisave Mortgage Corporation 4, -0.10% 0.64%
Keller Mortgage 5, -0.09% 0.80%
Bank of America 6, -0.08% 1.35%
First Interstate Bank 7, -0.06% 3.16%
Glacier Bank 8, -0.06% 11.80%
Washington Trust Bank 9, -0.06% 1.65%
LoanDepot 10, -0.04% 1.07%
Global Credit Union 11, -0.03% 1.01%
Banner Bank 12, -0.02% 0.50%
Umpqua Bank 13, -0.02% 3.36%
JPMorgan Chase Bank 14, -0.02% 1.62%
New American Funding 15, -0.02% 0.48%
Usaa Federal Savings Bank 16, -0.01% 0.53%
Flagstar Bank 17, -0.01% 1.07%
Pennymac Loan Services 18, -0.01% 0.66%
Academy Mortgage Corporation 19, -0.01% 3.82%
Wells Fargo Bank 20, 0.00% 4.57%
Finance of America Mortgage 21, 0.01% 0.53%
Guild Mortgage Company 22, 0.01% 0.46%
Cardinal Financial Company LP 23, 0.01% 1.07%
Premier Mortgage Resources 24, 0.02% 2.10%
Caliber Home Loans Inc 25, 0.03% 0.64%
American Pacific Mortgage Corporation 26, 0.03% 1.21%
Freedom Mortgage Corporation 27, 0.03% 0.21%
Fairway Independent Mort Corp 28, 0.04% 1.01%
Numerica Credit Union 29, 0.05% 2.31%
Potlatch No 1 Financial Credit Union 30, 0.05% 3.36%
Platinum Home Mortgage Corporation 31, 0.06% 7.18%
Stearns Lending 32, 0.06% 1.83%
Evergreen Moneysource Mortgage Company 33, 0.08% 1.74%
Willamette Valley Bank 34, 0.08% 15.82%
HomeStreet Bank 35, 0.13% 0.91%
Quicken Loans 36, 0.13% 7.36%
Nationstar Mortgage 37, 0.18% 0.80%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Idaho Central Credit Union 1, -0.17% 5.98%
Bank of America 2, -0.13% 1.05%
Us Bank 3, -0.12% 2.34%
Potlatch No 1 Financial Credit Union 4, -0.12% 1.05%
Spokane Teachers Credit Union 5, -0.11% 2.89%
Keller Mortgage 6, -0.10% 1.13%
First Interstate Bank 7, -0.10% 3.81%
Global Credit Union 8, -0.09% 0.84%
Washington Trust Bank 9, -0.08% 1.84%
JPMorgan Chase Bank 10, -0.07% 1.59%
Wells Fargo Bank 11, -0.07% 3.55%
Glacier Bank 12, -0.05% 14.39%
LoanDepot 13, -0.03% 0.13%
Banner Bank 14, -0.03% 0.54%
Pennymac Loan Services 15, -0.03% 0.29%
Umpqua Bank 16, -0.02% 4.39%
Usaa Federal Savings Bank 17, -0.01% 0.71%
Amerisave Mortgage Corporation 18, -0.01% 0.04%
Numerica Credit Union 19, -0.00% 1.59%
Flagstar Bank 20, 0.00% 1.30%
Academy Mortgage Corporation 21, 0.01% 4.43%
Premier Mortgage Resources 22, 0.02% 2.59%
New American Funding 23, 0.02% 0.38%
Cardinal Financial Company LP 24, 0.02% 1.30%
Quicken Loans 25, 0.03% 2.59%
Finance of America Mortgage 26, 0.03% 0.46%
Nationstar Mortgage 27, 0.03% 0.08%
Guild Mortgage Company 28, 0.04% 0.42%
American Pacific Mortgage Corporation 29, 0.04% 1.42%
Caliber Home Loans Inc 30, 0.04% 0.75%
Fairway Independent Mort Corp 31, 0.06% 1.30%
Platinum Home Mortgage Corporation 32, 0.09% 7.78%
Stearns Lending 33, 0.09% 2.22%
Willamette Valley Bank 34, 0.10% 20.70%
Evergreen Moneysource Mortgage Company 35, 0.10% 2.55%
HomeStreet Bank 36, 0.13% 1.59%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Spokane Teachers Credit Union 1, -0.23% 7.26%
Idaho Central Credit Union 2, -0.18% 4.39%
Us Bank 3, -0.10% 4.34%
Amerisave Mortgage Corporation 4, -0.10% 1.36%
Glacier Bank 5, -0.07% 8.67%
Academy Mortgage Corporation 6, -0.05% 3.08%
Keller Mortgage 7, -0.05% 0.40%
Umpqua Bank 8, -0.04% 2.12%
LoanDepot 9, -0.04% 2.22%
New American Funding 10, -0.04% 0.61%
Flagstar Bank 11, -0.04% 0.81%
Bank of America 12, -0.04% 1.71%
Washington Trust Bank 13, -0.03% 1.41%
Usaa Federal Savings Bank 14, -0.02% 0.30%
Guild Mortgage Company 15, -0.01% 0.50%
Finance of America Mortgage 16, -0.01% 0.61%
Banner Bank 17, -0.01% 0.45%
Caliber Home Loans Inc 18, -0.01% 0.50%
Stearns Lending 19, -0.01% 1.36%
Cardinal Financial Company LP 20, -0.01% 0.81%
American Pacific Mortgage Corporation 21, -0.00% 0.96%
Fairway Independent Mort Corp 22, -0.00% 0.66%
Pennymac Loan Services 23, 0.00% 1.11%
HomeStreet Bank 24, 0.01% 0.10%
First Interstate Bank 25, 0.01% 2.37%
Evergreen Moneysource Mortgage Company 26, 0.01% 0.76%
Platinum Home Mortgage Corporation 27, 0.02% 6.45%
Global Credit Union 28, 0.02% 1.21%
Freedom Mortgage Corporation 29, 0.03% 0.45%
Premier Mortgage Resources 30, 0.04% 1.51%
Willamette Valley Bank 31, 0.04% 9.93%
JPMorgan Chase Bank 32, 0.05% 1.66%
Wells Fargo Bank 33, 0.06% 5.80%
Numerica Credit Union 34, 0.08% 3.18%
Potlatch No 1 Financial Credit Union 35, 0.08% 6.15%
Quicken Loans 36, 0.16% 13.11%
Nationstar Mortgage 37, 0.19% 1.66%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Banner Bank 1, -0.07% 0.62%
Platinum Home Mortgage Corporation 2, -0.07% 9.29%
Stearns Lending 3, -0.07% 3.56%
First Interstate Bank 4, -0.06% 0.93%
Washington Trust Bank 5, -0.05% 0.93%
Numerica Credit Union 6, -0.05% 0.93%
Glacier Bank 7, -0.05% 6.35%
Global Credit Union 8, -0.04% 1.24%
Academy Mortgage Corporation 9, -0.03% 8.05%
Idaho Central Credit Union 10, -0.03% 4.33%
Premier Mortgage Resources 11, -0.02% 3.56%
Keller Mortgage 12, -0.02% 0.46%
Quicken Loans 13, -0.02% 8.98%
Amerisave Mortgage Corporation 14, -0.01% 0.15%
Umpqua Bank 15, -0.01% 2.17%
Guild Mortgage Company 16, -0.01% 2.01%
Flagstar Bank 17, -0.01% 1.24%
Fairway Independent Mort Corp 18, -0.00% 2.32%
Us Bank 19, -0.00% 0.15%
Caliber Home Loans Inc 20, 0.00% 0.77%
Pennymac Loan Services 21, 0.01% 0.62%
American Pacific Mortgage Corporation 22, 0.01% 2.17%
New American Funding 23, 0.02% 1.24%
Wells Fargo Bank 24, 0.02% 0.31%
Cardinal Financial Company LP 25, 0.03% 2.32%
Finance of America Mortgage 26, 0.03% 0.77%
Nationstar Mortgage 27, 0.03% 1.86%
HomeStreet Bank 28, 0.04% 0.93%
Willamette Valley Bank 29, 0.05% 25.08%
LoanDepot 30, 0.05% 1.08%
Freedom Mortgage Corporation 31, 0.07% 1.70%
Evergreen Moneysource Mortgage Company 32, 0.13% 3.87%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Platinum Home Mortgage Corporation 1, -0.09% 10.18%
Stearns Lending 2, -0.07% 3.32%
Banner Bank 3, -0.07% 0.88%
Washington Trust Bank 4, -0.06% 1.11%
First Interstate Bank 5, -0.06% 1.33%
Numerica Credit Union 6, -0.06% 1.11%
Glacier Bank 7, -0.06% 7.96%
Global Credit Union 8, -0.03% 0.88%
Idaho Central Credit Union 9, -0.03% 5.53%
Premier Mortgage Resources 10, -0.03% 4.42%
Guild Mortgage Company 11, -0.03% 1.55%
Academy Mortgage Corporation 12, -0.02% 8.19%
Keller Mortgage 13, -0.02% 0.66%
Pennymac Loan Services 14, -0.02% 0.22%
Flagstar Bank 15, -0.01% 1.77%
New American Funding 16, -0.01% 0.44%
Umpqua Bank 17, -0.01% 2.65%
Fairway Independent Mort Corp 18, -0.00% 2.43%
Quicken Loans 19, -0.00% 2.21%
Us Bank 20, -0.00% 0.22%
LoanDepot 21, -0.00% 0.22%
Caliber Home Loans Inc 22, 0.00% 0.66%
American Pacific Mortgage Corporation 23, 0.01% 2.21%
Cardinal Financial Company LP 24, 0.03% 1.99%
Finance of America Mortgage 25, 0.03% 0.88%
HomeStreet Bank 26, 0.04% 1.33%
Willamette Valley Bank 27, 0.06% 30.09%
Evergreen Moneysource Mortgage Company 28, 0.13% 5.53%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Stearns Lending 1, -0.06% 4.12%
Academy Mortgage Corporation 2, -0.05% 7.73%
Global Credit Union 3, -0.04% 2.06%
Quicken Loans 4, -0.02% 24.74%
Umpqua Bank 5, -0.02% 1.03%
Idaho Central Credit Union 6, -0.01% 1.55%
Glacier Bank 7, -0.01% 2.58%
Washington Trust Bank 8, -0.01% 0.52%
Numerica Credit Union 9, -0.01% 0.52%
Amerisave Mortgage Corporation 10, -0.01% 0.52%
Platinum Home Mortgage Corporation 11, -0.00% 7.22%
Caliber Home Loans Inc 12, -0.00% 1.03%
Fairway Independent Mort Corp 13, -0.00% 2.06%
Willamette Valley Bank 14, -0.00% 13.40%
American Pacific Mortgage Corporation 15, 0.02% 2.06%
Pennymac Loan Services 16, 0.02% 1.55%
Wells Fargo Bank 17, 0.02% 1.03%
Guild Mortgage Company 18, 0.02% 3.09%
New American Funding 19, 0.03% 3.09%
Cardinal Financial Company LP 20, 0.03% 3.09%
Premier Mortgage Resources 21, 0.03% 1.55%
Finance of America Mortgage 22, 0.03% 0.52%
Nationstar Mortgage 23, 0.04% 6.19%
LoanDepot 24, 0.07% 3.09%
Freedom Mortgage Corporation 25, 0.08% 5.67%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Idaho Central Credit Union 1, -0.04% 15.04%
Bank of America 2, -0.03% 8.27%
Wells Fargo Bank 3, -0.01% 13.53%
Us Bank 4, -0.01% 11.28%
Keller Mortgage 5, -0.00% 1.50%
First Interstate Bank 6, 0.00% 1.50%
Flagstar Bank 7, 0.01% 0.75%
Quicken Loans 8, 0.01% 3.76%
Global Credit Union 9, 0.01% 1.50%
LoanDepot 10, 0.01% 0.75%
Spokane Teachers Credit Union 11, 0.01% 1.50%
Umpqua Bank 12, 0.01% 1.50%
Numerica Credit Union 13, 0.02% 1.50%
Washington Trust Bank 14, 0.02% 3.01%
Platinum Home Mortgage Corporation 15, 0.02% 7.52%
Banner Bank 16, 0.02% 0.75%
Glacier Bank 17, 0.02% 6.02%
Finance of America Mortgage 18, 0.02% 0.75%
Guild Mortgage Company 19, 0.03% 2.26%
JPMorgan Chase Bank 20, 0.03% 10.53%
American Pacific Mortgage Corporation 21, 0.04% 0.75%
Willamette Valley Bank 22, 0.04% 4.51%
Caliber Home Loans Inc 23, 0.05% 1.50%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Idaho Central Credit Union 1, -0.04% 18.07%
Bank of America 2, -0.03% 8.43%
Wells Fargo Bank 3, -0.02% 13.25%
Us Bank 4, -0.01% 15.66%
Keller Mortgage 5, 0.00% 1.20%
First Interstate Bank 6, 0.01% 1.20%
Flagstar Bank 7, 0.01% 1.20%
Global Credit Union 8, 0.01% 2.41%
Quicken Loans 9, 0.01% 3.61%
Umpqua Bank 10, 0.01% 1.20%
Washington Trust Bank 11, 0.02% 1.20%
Spokane Teachers Credit Union 12, 0.02% 1.20%
Glacier Bank 13, 0.03% 6.02%
Finance of America Mortgage 14, 0.03% 1.20%
JPMorgan Chase Bank 15, 0.03% 12.05%
Platinum Home Mortgage Corporation 16, 0.04% 6.02%
Willamette Valley Bank 17, 0.05% 6.02%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.04% 8.00%
Idaho Central Credit Union 2, -0.03% 10.00%
Wells Fargo Bank 3, -0.01% 14.00%
Keller Mortgage 4, -0.01% 2.00%
Quicken Loans 5, -0.01% 4.00%
Platinum Home Mortgage Corporation 6, -0.00% 10.00%
First Interstate Bank 7, -0.00% 2.00%
Spokane Teachers Credit Union 8, -0.00% 2.00%
Us Bank 9, 0.00% 4.00%
LoanDepot 10, 0.00% 2.00%
Willamette Valley Bank 11, 0.00% 2.00%
Umpqua Bank 12, 0.01% 2.00%
Numerica Credit Union 13, 0.01% 4.00%
Glacier Bank 14, 0.01% 6.00%
Washington Trust Bank 15, 0.01% 6.00%
Banner Bank 16, 0.01% 2.00%
Guild Mortgage Company 17, 0.02% 6.00%
JPMorgan Chase Bank 18, 0.02% 8.00%
American Pacific Mortgage Corporation 19, 0.03% 2.00%
Caliber Home Loans Inc 20, 0.04% 4.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Interstate Bank 1, -0.11% 2.60%
Umpqua Bank 2, -0.07% 3.90%
Platinum Home Mortgage Corporation 3, -0.06% 5.03%
Flagstar Bank 4, -0.05% 2.11%
Idaho Central Credit Union 5, -0.05% 1.79%
Banner Bank 6, -0.04% 0.81%
Wells Fargo Bank 7, -0.04% 1.14%
New American Funding 8, -0.03% 0.97%
Pennymac Loan Services 9, -0.03% 4.71%
LoanDepot 10, -0.03% 4.38%
Numerica Credit Union 11, -0.03% 1.62%
Caliber Home Loans Inc 12, -0.03% 1.30%
Stearns Lending 13, -0.03% 2.44%
Global Credit Union 14, -0.03% 1.14%
Guild Mortgage Company 15, -0.02% 1.95%
American Pacific Mortgage Corporation 16, -0.02% 0.97%
Finance of America Mortgage 17, -0.02% 0.81%
Washington Trust Bank 18, -0.02% 0.97%
Keller Mortgage 19, -0.02% 0.32%
Us Bank 20, -0.00% 0.49%
Premier Mortgage Resources 21, -0.00% 1.30%
Fairway Independent Mort Corp 22, -0.00% 1.95%
Usaa Federal Savings Bank 23, 0.00% 7.79%
Evergreen Moneysource Mortgage Company 24, 0.00% 1.79%
Amerisave Mortgage Corporation 25, 0.00% 0.97%
Cardinal Financial Company LP 26, 0.01% 1.14%
HomeStreet Bank 27, 0.01% 0.49%
Academy Mortgage Corporation 28, 0.01% 6.66%
Glacier Bank 29, 0.03% 10.06%
Willamette Valley Bank 30, 0.04% 15.58%
Freedom Mortgage Corporation 31, 0.04% 3.08%
Quicken Loans 32, 0.04% 8.60%
Nationstar Mortgage 33, 0.05% 1.14%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Interstate Bank 1, -0.13% 3.68%
Umpqua Bank 2, -0.09% 4.29%
Platinum Home Mortgage Corporation 3, -0.07% 7.36%
Idaho Central Credit Union 4, -0.06% 2.45%
Flagstar Bank 5, -0.06% 2.45%
Wells Fargo Bank 6, -0.05% 1.84%
Numerica Credit Union 7, -0.05% 1.53%
Banner Bank 8, -0.04% 0.61%
Finance of America Mortgage 9, -0.03% 0.31%
American Pacific Mortgage Corporation 10, -0.03% 1.23%
Keller Mortgage 11, -0.02% 0.61%
Premier Mortgage Resources 12, -0.02% 1.23%
Freedom Mortgage Corporation 13, -0.02% 0.31%
Pennymac Loan Services 14, -0.02% 0.31%
Nationstar Mortgage 15, -0.02% 0.31%
Washington Trust Bank 16, -0.01% 0.61%
Amerisave Mortgage Corporation 17, -0.01% 0.31%
Guild Mortgage Company 18, -0.01% 2.15%
Quicken Loans 19, -0.01% 3.07%
Us Bank 20, -0.01% 0.92%
Caliber Home Loans Inc 21, -0.01% 0.61%
Evergreen Moneysource Mortgage Company 22, -0.00% 3.07%
LoanDepot 23, -0.00% 0.31%
Fairway Independent Mort Corp 24, 0.00% 2.45%
Stearns Lending 25, 0.00% 2.45%
HomeStreet Bank 26, 0.01% 0.92%
Academy Mortgage Corporation 27, 0.01% 10.12%
Cardinal Financial Company LP 28, 0.02% 1.53%
Usaa Federal Savings Bank 29, 0.03% 8.59%
Glacier Bank 30, 0.04% 11.96%
Willamette Valley Bank 31, 0.05% 22.39%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Stearns Lending 1, -0.06% 2.41%
Umpqua Bank 2, -0.06% 3.45%
Flagstar Bank 3, -0.05% 1.72%
First Interstate Bank 4, -0.05% 1.38%
Usaa Federal Savings Bank 5, -0.04% 6.90%
Guild Mortgage Company 6, -0.04% 1.72%
Caliber Home Loans Inc 7, -0.03% 2.07%
Banner Bank 8, -0.03% 1.03%
Idaho Central Credit Union 9, -0.03% 1.03%
New American Funding 10, -0.03% 2.07%
Pennymac Loan Services 11, -0.03% 9.66%
LoanDepot 12, -0.02% 8.97%
Platinum Home Mortgage Corporation 13, -0.02% 2.41%
Cardinal Financial Company LP 14, -0.02% 0.69%
Global Credit Union 15, -0.02% 2.41%
Washington Trust Bank 16, -0.02% 1.38%
Fairway Independent Mort Corp 17, -0.02% 1.38%
Evergreen Moneysource Mortgage Company 18, -0.02% 0.34%
Numerica Credit Union 19, -0.01% 1.72%
Finance of America Mortgage 20, -0.01% 1.38%
American Pacific Mortgage Corporation 21, -0.01% 0.69%
Willamette Valley Bank 22, 0.00% 7.93%
Wells Fargo Bank 23, 0.01% 0.34%
Academy Mortgage Corporation 24, 0.01% 2.76%
Amerisave Mortgage Corporation 25, 0.01% 1.72%
Premier Mortgage Resources 26, 0.01% 1.38%
Glacier Bank 27, 0.03% 7.93%
Freedom Mortgage Corporation 28, 0.05% 6.21%
Quicken Loans 29, 0.06% 14.83%
Nationstar Mortgage 30, 0.06% 2.07%

* Data is compiled for the Hayden, ID commuting zone area, which comprises of counties of Benewah County, ID, Kootenai County, ID, and Shoshone County, ID. This includes cities/towns/communities of Hayden, ID as well as Post Falls, ID, Coeur dAlene, ID, Rathdrum, ID, Athol, ID, Spirit Lake, ID, Hauser, ID, Huetter, ID, State Line, ID, Hayden Lake, ID, Harrison, ID, Conkling Park, ID, Wallace, ID, Pinehurst, ID, St. Maries, ID, Smelterville, ID, Dalton Gardens, ID, and Parkline, ID. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings for Other Cities

This page ranks the top mortgage lenders in the Hayden, ID area. For mortgage lender rankings of other cities, click here.