Top Mortgage Lenders in Boise City, ID

Which mortgage lender in the Boise City, ID area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Boise City, ID area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Boise City, ID area is Westmark Credit Union, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.18%. This means that Westmark Credit Union provided a -0.18% lower interest rate for its customers than other lenders in Boise City, ID for a similar set of borrowers. Westmark Credit Union has a market share of 0.3%. On the other hand, the most popular lender in the market is Idaho Central Credit Union, with a market share of 11.5%. Idaho Central Credit Union is also a relatively cheap lender, with a “Rate Difference” of -0.17% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Boise City, ID area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Boise City, ID is Citywide Home Loans. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Idaho Central Credit Union. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Idaho Central Credit Union. The cheapest VA mortgage provider is Navy Federal Credit Union. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Ranking of Mortgage Lenders in Boise City, ID

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Westmark Credit Union 1, -0.18% 0.27%
Idaho Central Credit Union 2, -0.17% 11.50%
Cherry Creek Mortgage Co Inc 3, -0.13% 0.15%
Bank of America 4, -0.13% 0.31%
Washington Trust Bank 5, -0.13% 0.46%
First Technology Credit Union 6, -0.13% 0.35%
Citywide Home Loans 7, -0.13% 0.76%
AimLoancom 8, -0.12% 0.14%
Guaranteed Rate Inc 9, -0.12% 2.07%
Navy Federal Credit Union 10, -0.11% 0.42%
Amerisave Mortgage Corporation 11, -0.11% 0.33%
LoanDepot 12, -0.10% 1.28%
Keller Mortgage 13, -0.10% 0.42%
FirstBank 14, -0.09% 0.17%
HomeBridge Financial Services, Inc 15, -0.09% 0.63%
Bokf 16, -0.08% 0.23%
RoundPoint Mortgage Servicing Corporation 17, -0.08% 0.13%
New American Funding 18, -0.07% 0.40%
NBKC Bank 19, -0.07% 0.30%
Zions Bancorporation 20, -0.07% 0.15%
Lakeview Loan Servicing 21, -0.07% 0.33%
Us Bank 22, -0.07% 1.93%
Usaa Federal Savings Bank 23, -0.06% 1.13%
Summit Funding Inc 24, -0.06% 0.54%
Provident Funding Associates 25, -0.06% 0.12%
Bank of Idaho 26, -0.06% 0.26%
Banner Bank 27, -0.05% 0.28%
JPMorgan Chase Bank 28, -0.05% 1.36%
KeyBank National Association 29, -0.05% 1.46%
First Federal Savings Bank of Twin Falls 30, -0.05% 0.37%
Fairway Independent Mort Corp 31, -0.04% 8.25%
First Choice Loan Services Inc 32, -0.04% 0.12%
Flagstar Bank 33, -0.04% 2.57%
Glacier Bank 34, -0.04% 0.49%
Academy Mortgage Corporation 35, -0.04% 5.84%
Gateway First Bank 36, -0.03% 0.53%
Goldwater Bank National Association 37, -0.03% 0.44%
Waterstone Mortgage Corp 38, -0.03% 1.58%
Newrez 39, -0.03% 0.19%
TBI Mortgage Company 40, -0.02% 0.95%
Mountain America Credit Union 41, -0.02% 1.19%
First Interstate Bank 42, -0.02% 0.51%
D L Evans Bank 43, -0.01% 0.60%
Stearns Lending 44, -0.01% 0.13%
Paramount Equity Mortgage 45, -0.01% 0.40%
American Pacific Mortgage Corporation 46, -0.00% 1.41%
Guild Mortgage Company 47, 0.01% 4.88%
Wells Fargo Bank 48, 0.02% 2.02%
Caliber Home Loans Inc 49, 0.02% 1.56%
Synergy One Lending 50, 0.02% 2.94%
Capital Educators Fed CU 51, 0.03% 1.48%
American Financing Corporation 52, 0.03% 0.15%
Pacific Residential Mortgage 53, 0.03% 0.22%
Sierra Pacific Mortgage 54, 0.03% 0.35%
CMG Mortgage Inc 55, 0.03% 0.54%
Castle & Cooke Mortgage 56, 0.03% 0.50%
Bank of England 57, 0.04% 0.49%
Churchill Mortgage Corporation 58, 0.04% 0.14%
Geneva Financial 59, 0.04% 0.20%
Cardinal Financial Company LP 60, 0.04% 0.13%
Axia Financial 61, 0.04% 0.45%
Pennymac Loan Services 62, 0.05% 0.78%
Finance of America Mortgage 63, 0.05% 2.24%
Washington Federal 64, 0.05% 0.28%
Umpqua Bank 65, 0.05% 0.31%
Bay Equity 66, 0.06% 0.18%
Carrington Mortgage Services 67, 0.07% 0.37%
Paramount Residential Mortgage Group Inc 68, 0.07% 0.28%
Evergreen Moneysource Mortgage Company 69, 0.08% 2.96%
CalCon Mutual Mortgage 70, 0.08% 0.40%
Supreme Lending/ Everett Financial Inc 71, 0.08% 0.24%
Primelending 72, 0.08% 2.51%
Ark-La-Tex Financial Services 73, 0.08% 0.27%
First Savings Bank 74, 0.09% 0.17%
Amcap Mortgage Ltd 75, 0.09% 0.41%
Summit Mortgage Corporation 76, 0.09% 0.25%
The Federal Savings Bank 77, 0.09% 0.22%
Premier Mortgage Resources 78, 0.12% 2.20%
HomeStreet Bank 79, 0.14% 0.52%
Quicken Loans 80, 0.14% 7.39%
First Colony Mortgage Corporation 81, 0.15% 0.19%
Ditech Financial 82, 0.15% 0.22%
CashCall Mortgage 83, 0.16% 0.12%
Movement Mortgage 84, 0.18% 3.19%
Willamette Valley Bank 85, 0.19% 2.32%
Freedom Mortgage Corporation 86, 0.20% 0.50%
Eagle Home Mortgage 87, 0.20% 0.23%
Primary Residential Mortgage Inc 88, 0.22% 0.68%
Nationstar Mortgage 89, 0.25% 0.77%
NewDay USA 90, 0.52% 0.25%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Westmark Credit Union 1, -0.19% 0.44%
Us Bank 2, -0.19% 1.36%
Bank of America 3, -0.18% 0.36%
JPMorgan Chase Bank 4, -0.17% 1.17%
Citywide Home Loans 5, -0.16% 1.13%
Washington Trust Bank 6, -0.16% 0.47%
HomeBridge Financial Services, Inc 7, -0.15% 0.65%
Navy Federal Credit Union 8, -0.15% 0.47%
LoanDepot 9, -0.12% 0.31%
Keller Mortgage 10, -0.11% 0.56%
KeyBank National Association 11, -0.11% 0.66%
First Technology Credit Union 12, -0.11% 0.31%
Guaranteed Rate Inc 13, -0.10% 2.42%
Idaho Central Credit Union 14, -0.10% 11.60%
Wells Fargo Bank 15, -0.10% 2.09%
NBKC Bank 16, -0.08% 0.31%
Bokf 17, -0.07% 0.24%
Bank of Idaho 18, -0.06% 0.33%
Goldwater Bank National Association 19, -0.06% 0.54%
FirstBank 20, -0.06% 0.12%
Provident Funding Associates 21, -0.05% 0.08%
Usaa Federal Savings Bank 22, -0.05% 1.12%
Flagstar Bank 23, -0.05% 2.29%
Summit Funding Inc 24, -0.05% 0.52%
Fairway Independent Mort Corp 25, -0.05% 10.46%
Waterstone Mortgage Corp 26, -0.04% 2.52%
AimLoancom 27, -0.04% 0.06%
Cherry Creek Mortgage Co Inc 28, -0.03% 0.12%
Banner Bank 29, -0.03% 0.22%
Mountain America Credit Union 30, -0.03% 0.67%
Gateway First Bank 31, -0.03% 0.58%
Academy Mortgage Corporation 32, -0.02% 7.31%
TBI Mortgage Company 33, -0.02% 1.66%
Pennymac Loan Services 34, -0.02% 0.13%
Glacier Bank 35, -0.01% 0.57%
Capital Educators Fed CU 36, -0.01% 0.61%
First Federal Savings Bank of Twin Falls 37, -0.01% 0.36%
Amerisave Mortgage Corporation 38, -0.00% 0.04%
D L Evans Bank 39, -0.00% 0.58%
Zions Bancorporation 40, -0.00% 0.10%
Lakeview Loan Servicing 41, -0.00% 0.02%
First Choice Loan Services Inc 42, 0.00% 0.08%
RoundPoint Mortgage Servicing Corporation 43, 0.00% 0.01%
Ditech Financial 44, 0.00% 0.01%
The Federal Savings Bank 45, 0.01% 0.03%
Synergy One Lending 46, 0.01% 3.47%
Stearns Lending 47, 0.01% 0.13%
American Pacific Mortgage Corporation 48, 0.01% 1.94%
First Interstate Bank 49, 0.01% 0.47%
New American Funding 50, 0.01% 0.24%
American Financing Corporation 51, 0.01% 0.04%
CMG Mortgage Inc 52, 0.02% 0.73%
Guild Mortgage Company 53, 0.02% 5.52%
Nationstar Mortgage 54, 0.02% 0.11%
Cardinal Financial Company LP 55, 0.02% 0.05%
Freedom Mortgage Corporation 56, 0.02% 0.08%
Castle & Cooke Mortgage 57, 0.03% 0.54%
NewDay USA 58, 0.03% 0.04%
Axia Financial 59, 0.03% 0.58%
Finance of America Mortgage 60, 0.03% 2.68%
Newrez 61, 0.04% 0.03%
Umpqua Bank 62, 0.04% 0.33%
Bank of England 63, 0.04% 0.51%
Caliber Home Loans Inc 64, 0.04% 1.66%
Pacific Residential Mortgage 65, 0.05% 0.24%
Geneva Financial 66, 0.05% 0.17%
First Colony Mortgage Corporation 67, 0.06% 0.13%
Washington Federal 68, 0.06% 0.38%
Churchill Mortgage Corporation 69, 0.06% 0.12%
Sierra Pacific Mortgage 70, 0.06% 0.40%
CashCall Mortgage 71, 0.07% 0.06%
Supreme Lending/ Everett Financial Inc 72, 0.07% 0.21%
CalCon Mutual Mortgage 73, 0.07% 0.54%
Primelending 74, 0.08% 3.14%
Bay Equity 75, 0.08% 0.23%
Paramount Residential Mortgage Group Inc 76, 0.09% 0.36%
Quicken Loans 77, 0.09% 2.32%
Ark-La-Tex Financial Services 78, 0.09% 0.36%
Summit Mortgage Corporation 79, 0.09% 0.28%
First Savings Bank 80, 0.09% 0.20%
Carrington Mortgage Services 81, 0.09% 0.10%
Evergreen Moneysource Mortgage Company 82, 0.10% 3.74%
Amcap Mortgage Ltd 83, 0.11% 0.47%
Premier Mortgage Resources 84, 0.13% 2.56%
HomeStreet Bank 85, 0.15% 0.81%
Eagle Home Mortgage 86, 0.22% 0.37%
Movement Mortgage 87, 0.23% 4.15%
Primary Residential Mortgage Inc 88, 0.24% 0.95%
Willamette Valley Bank 89, 0.24% 2.90%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Idaho Central Credit Union 1, -0.27% 11.38%
Cherry Creek Mortgage Co Inc 2, -0.20% 0.21%
First Technology Credit Union 3, -0.15% 0.41%
Guaranteed Rate Inc 4, -0.15% 1.63%
AimLoancom 5, -0.15% 0.23%
Amerisave Mortgage Corporation 6, -0.11% 0.70%
FirstBank 7, -0.11% 0.24%
New American Funding 8, -0.11% 0.62%
Zions Bancorporation 9, -0.11% 0.22%
Glacier Bank 10, -0.10% 0.38%
Washington Trust Bank 11, -0.09% 0.44%
Bokf 12, -0.09% 0.22%
LoanDepot 13, -0.09% 2.53%
First Federal Savings Bank of Twin Falls 14, -0.09% 0.38%
RoundPoint Mortgage Servicing Corporation 15, -0.08% 0.30%
Usaa Federal Savings Bank 16, -0.08% 1.14%
Summit Funding Inc 17, -0.08% 0.57%
First Choice Loan Services Inc 18, -0.07% 0.16%
Banner Bank 19, -0.07% 0.36%
Academy Mortgage Corporation 20, -0.07% 3.95%
Lakeview Loan Servicing 21, -0.07% 0.74%
Provident Funding Associates 22, -0.06% 0.16%
Keller Mortgage 23, -0.06% 0.25%
NBKC Bank 24, -0.05% 0.30%
Navy Federal Credit Union 25, -0.05% 0.36%
First Interstate Bank 26, -0.05% 0.57%
Gateway First Bank 27, -0.05% 0.47%
Fairway Independent Mort Corp 28, -0.04% 5.41%
TBI Mortgage Company 29, -0.04% 0.03%
American Pacific Mortgage Corporation 30, -0.04% 0.74%
Flagstar Bank 31, -0.04% 2.92%
Bank of America 32, -0.04% 0.25%
Stearns Lending 33, -0.03% 0.13%
Bank of Idaho 34, -0.03% 0.17%
Newrez 35, -0.03% 0.39%
KeyBank National Association 36, -0.03% 2.49%
D L Evans Bank 37, -0.03% 0.62%
Sierra Pacific Mortgage 38, -0.02% 0.30%
Mountain America Credit Union 39, -0.02% 1.87%
Caliber Home Loans Inc 40, -0.01% 1.44%
Paramount Equity Mortgage 41, -0.01% 0.91%
Pacific Residential Mortgage 42, -0.01% 0.19%
Guild Mortgage Company 43, -0.00% 4.07%
HomeBridge Financial Services, Inc 44, 0.00% 0.60%
Evergreen Moneysource Mortgage Company 45, 0.01% 1.96%
Bay Equity 46, 0.01% 0.12%
Citywide Home Loans 47, 0.01% 0.30%
Us Bank 48, 0.02% 2.67%
Churchill Mortgage Corporation 49, 0.02% 0.16%
Waterstone Mortgage Corp 50, 0.02% 0.38%
Washington Federal 51, 0.02% 0.14%
Movement Mortgage 52, 0.02% 1.96%
Goldwater Bank National Association 53, 0.02% 0.30%
Bank of England 54, 0.03% 0.48%
Geneva Financial 55, 0.03% 0.24%
American Financing Corporation 56, 0.03% 0.29%
Paramount Residential Mortgage Group Inc 57, 0.04% 0.16%
Capital Educators Fed CU 58, 0.04% 2.59%
Amcap Mortgage Ltd 59, 0.04% 0.33%
Castle & Cooke Mortgage 60, 0.05% 0.45%
Eagle Home Mortgage 61, 0.05% 0.04%
Cardinal Financial Company LP 62, 0.05% 0.23%
Westmark Credit Union 63, 0.05% 0.04%
Pennymac Loan Services 64, 0.05% 1.62%
Synergy One Lending 65, 0.06% 2.26%
JPMorgan Chase Bank 66, 0.06% 1.60%
Ark-La-Tex Financial Services 67, 0.06% 0.15%
Carrington Mortgage Services 68, 0.06% 0.73%
Umpqua Bank 69, 0.07% 0.29%
Axia Financial 70, 0.07% 0.28%
First Savings Bank 71, 0.08% 0.12%
Willamette Valley Bank 72, 0.08% 1.58%
CalCon Mutual Mortgage 73, 0.08% 0.23%
CMG Mortgage Inc 74, 0.08% 0.30%
Summit Mortgage Corporation 75, 0.09% 0.21%
Finance of America Mortgage 76, 0.09% 1.69%
HomeStreet Bank 77, 0.09% 0.16%
Primelending 78, 0.09% 1.70%
Supreme Lending/ Everett Financial Inc 79, 0.09% 0.28%
The Federal Savings Bank 80, 0.10% 0.48%
Premier Mortgage Resources 81, 0.11% 1.74%
Primary Residential Mortgage Inc 82, 0.14% 0.34%
Ditech Financial 83, 0.15% 0.48%
Quicken Loans 84, 0.16% 13.91%
Wells Fargo Bank 85, 0.18% 1.94%
CashCall Mortgage 86, 0.20% 0.19%
First Colony Mortgage Corporation 87, 0.20% 0.27%
Freedom Mortgage Corporation 88, 0.22% 1.05%
Nationstar Mortgage 89, 0.27% 1.62%
NewDay USA 90, 0.57% 0.52%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Citywide Home Loans 1, -0.19% 0.70%
Westmark Credit Union 2, -0.18% 0.35%
Idaho Central Credit Union 3, -0.17% 13.57%
Cherry Creek Mortgage Co Inc 4, -0.16% 0.17%
Washington Trust Bank 5, -0.15% 0.52%
Amerisave Mortgage Corporation 6, -0.14% 0.32%
First Technology Credit Union 7, -0.14% 0.42%
Bank of America 8, -0.14% 0.39%
Guaranteed Rate Inc 9, -0.13% 2.17%
AimLoancom 10, -0.12% 0.19%
LoanDepot 11, -0.11% 1.11%
Keller Mortgage 12, -0.11% 0.44%
HomeBridge Financial Services, Inc 13, -0.10% 0.54%
FirstBank 14, -0.10% 0.21%
RoundPoint Mortgage Servicing Corporation 15, -0.09% 0.15%
New American Funding 16, -0.08% 0.39%
Summit Funding Inc 17, -0.08% 0.49%
NBKC Bank 18, -0.07% 0.27%
Us Bank 19, -0.07% 2.33%
Zions Bancorporation 20, -0.07% 0.20%
JPMorgan Chase Bank 21, -0.07% 1.56%
Usaa Federal Savings Bank 22, -0.06% 0.37%
Banner Bank 23, -0.06% 0.35%
Provident Funding Associates 24, -0.06% 0.16%
Bank of Idaho 25, -0.05% 0.26%
Goldwater Bank National Association 26, -0.05% 0.44%
Glacier Bank 27, -0.05% 0.51%
Fairway Independent Mort Corp 28, -0.05% 7.89%
Gateway First Bank 29, -0.05% 0.49%
First Federal Savings Bank of Twin Falls 30, -0.05% 0.46%
First Choice Loan Services Inc 31, -0.05% 0.15%
KeyBank National Association 32, -0.04% 1.75%
Academy Mortgage Corporation 33, -0.04% 6.04%
Newrez 34, -0.04% 0.19%
Bokf 35, -0.04% 0.10%
Flagstar Bank 36, -0.03% 2.55%
Waterstone Mortgage Corp 37, -0.03% 1.54%
American Pacific Mortgage Corporation 38, -0.02% 1.31%
First Interstate Bank 39, -0.02% 0.61%
Mountain America Credit Union 40, -0.02% 1.48%
D L Evans Bank 41, -0.01% 0.70%
Paramount Equity Mortgage 42, -0.01% 0.40%
Stearns Lending 43, -0.01% 0.14%
TBI Mortgage Company 44, -0.01% 1.00%
Guild Mortgage Company 45, 0.01% 4.99%
Synergy One Lending 46, 0.02% 3.03%
Cardinal Financial Company LP 47, 0.02% 0.11%
Capital Educators Fed CU 48, 0.03% 2.01%
Wells Fargo Bank 49, 0.04% 2.39%
Caliber Home Loans Inc 50, 0.04% 1.25%
Sierra Pacific Mortgage 51, 0.04% 0.33%
Pacific Residential Mortgage 52, 0.04% 0.21%
Bank of England 53, 0.04% 0.50%
Churchill Mortgage Corporation 54, 0.05% 0.16%
Castle & Cooke Mortgage 55, 0.05% 0.36%
Geneva Financial 56, 0.05% 0.17%
American Financing Corporation 57, 0.05% 0.12%
Washington Federal 58, 0.06% 0.32%
Navy Federal Credit Union 59, 0.06% 0.18%
The Federal Savings Bank 60, 0.06% 0.03%
Finance of America Mortgage 61, 0.06% 2.17%
Bay Equity 62, 0.06% 0.18%
Axia Financial 63, 0.06% 0.39%
Amcap Mortgage Ltd 64, 0.07% 0.34%
Umpqua Bank 65, 0.07% 0.33%
CMG Mortgage Inc 66, 0.07% 0.40%
Evergreen Moneysource Mortgage Company 67, 0.08% 2.88%
Carrington Mortgage Services 68, 0.08% 0.14%
Ark-La-Tex Financial Services 69, 0.09% 0.18%
Lakeview Loan Servicing 70, 0.09% 0.08%
Primelending 71, 0.09% 2.75%
CalCon Mutual Mortgage 72, 0.09% 0.45%
Supreme Lending/ Everett Financial Inc 73, 0.09% 0.28%
Paramount Residential Mortgage Group Inc 74, 0.10% 0.22%
Summit Mortgage Corporation 75, 0.11% 0.28%
Pennymac Loan Services 76, 0.11% 0.48%
First Savings Bank 77, 0.11% 0.10%
Premier Mortgage Resources 78, 0.15% 2.02%
HomeStreet Bank 79, 0.16% 0.57%
First Colony Mortgage Corporation 80, 0.17% 0.22%
CashCall Mortgage 81, 0.18% 0.14%
Quicken Loans 82, 0.18% 7.63%
Willamette Valley Bank 83, 0.18% 1.79%
Ditech Financial 84, 0.21% 0.22%
Freedom Mortgage Corporation 85, 0.23% 0.17%
Eagle Home Mortgage 86, 0.26% 0.20%
Movement Mortgage 87, 0.29% 2.72%
Primary Residential Mortgage Inc 88, 0.33% 0.59%
Nationstar Mortgage 89, 0.36% 0.56%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Citywide Home Loans 1, -0.24% 1.00%
Us Bank 2, -0.22% 1.64%
JPMorgan Chase Bank 3, -0.21% 1.36%
Westmark Credit Union 4, -0.20% 0.58%
Bank of America 5, -0.20% 0.45%
Washington Trust Bank 6, -0.19% 0.53%
HomeBridge Financial Services, Inc 7, -0.17% 0.65%
LoanDepot 8, -0.15% 0.35%
KeyBank National Association 9, -0.13% 0.67%
Keller Mortgage 10, -0.12% 0.58%
First Technology Credit Union 11, -0.12% 0.37%
Guaranteed Rate Inc 12, -0.11% 2.52%
NBKC Bank 13, -0.10% 0.30%
Wells Fargo Bank 14, -0.10% 2.35%
Idaho Central Credit Union 15, -0.08% 13.48%
Goldwater Bank National Association 16, -0.08% 0.57%
FirstBank 17, -0.07% 0.13%
Bank of Idaho 18, -0.06% 0.33%
Summit Funding Inc 19, -0.05% 0.47%
Usaa Federal Savings Bank 20, -0.05% 0.37%
Provident Funding Associates 21, -0.05% 0.11%
Gateway First Bank 22, -0.05% 0.56%
Fairway Independent Mort Corp 23, -0.05% 9.75%
Flagstar Bank 24, -0.04% 2.34%
AimLoancom 25, -0.04% 0.09%
Waterstone Mortgage Corp 26, -0.04% 2.41%
Banner Bank 27, -0.04% 0.26%
Bokf 28, -0.03% 0.11%
Pennymac Loan Services 29, -0.03% 0.12%
Mountain America Credit Union 30, -0.03% 0.82%
Cherry Creek Mortgage Co Inc 31, -0.03% 0.08%
Academy Mortgage Corporation 32, -0.03% 7.53%
American Pacific Mortgage Corporation 33, -0.02% 1.80%
Glacier Bank 34, -0.01% 0.59%
Capital Educators Fed CU 35, -0.01% 0.85%
First Federal Savings Bank of Twin Falls 36, -0.01% 0.46%
TBI Mortgage Company 37, -0.01% 1.76%
D L Evans Bank 38, -0.00% 0.66%
Amerisave Mortgage Corporation 39, -0.00% 0.06%
Zions Bancorporation 40, -0.00% 0.13%
Synergy One Lending 41, -0.00% 3.58%
Lakeview Loan Servicing 42, 0.00% 0.03%
First Choice Loan Services Inc 43, 0.00% 0.10%
The Federal Savings Bank 44, 0.00% 0.01%
RoundPoint Mortgage Servicing Corporation 45, 0.01% 0.01%
Ditech Financial 46, 0.01% 0.01%
Guild Mortgage Company 47, 0.01% 5.70%
First Interstate Bank 48, 0.01% 0.54%
Freedom Mortgage Corporation 49, 0.02% 0.02%
Stearns Lending 50, 0.02% 0.12%
American Financing Corporation 51, 0.02% 0.03%
Cardinal Financial Company LP 52, 0.03% 0.05%
Nationstar Mortgage 53, 0.03% 0.06%
New American Funding 54, 0.03% 0.21%
Bank of England 55, 0.04% 0.50%
Finance of America Mortgage 56, 0.04% 2.57%
Castle & Cooke Mortgage 57, 0.04% 0.38%
Axia Financial 58, 0.05% 0.52%
CMG Mortgage Inc 59, 0.05% 0.56%
Caliber Home Loans Inc 60, 0.05% 1.34%
Newrez 61, 0.05% 0.04%
Pacific Residential Mortgage 62, 0.06% 0.26%
Umpqua Bank 63, 0.06% 0.36%
Washington Federal 64, 0.06% 0.45%
Sierra Pacific Mortgage 65, 0.07% 0.36%
First Colony Mortgage Corporation 66, 0.07% 0.13%
Churchill Mortgage Corporation 67, 0.07% 0.14%
Supreme Lending/ Everett Financial Inc 68, 0.08% 0.26%
Navy Federal Credit Union 69, 0.08% 0.16%
Carrington Mortgage Services 70, 0.08% 0.06%
Geneva Financial 71, 0.08% 0.12%
Ark-La-Tex Financial Services 72, 0.08% 0.26%
Primelending 73, 0.09% 3.39%
Bay Equity 74, 0.09% 0.21%
CashCall Mortgage 75, 0.09% 0.05%
CalCon Mutual Mortgage 76, 0.09% 0.58%
Amcap Mortgage Ltd 77, 0.09% 0.33%
Evergreen Moneysource Mortgage Company 78, 0.10% 3.60%
Summit Mortgage Corporation 79, 0.11% 0.31%
Quicken Loans 80, 0.11% 2.62%
Paramount Residential Mortgage Group Inc 81, 0.11% 0.34%
First Savings Bank 82, 0.11% 0.12%
Premier Mortgage Resources 83, 0.15% 2.35%
HomeStreet Bank 84, 0.16% 0.92%
Willamette Valley Bank 85, 0.23% 2.10%
Eagle Home Mortgage 86, 0.27% 0.35%
Movement Mortgage 87, 0.34% 3.76%
Primary Residential Mortgage Inc 88, 0.36% 0.82%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Idaho Central Credit Union 1, -0.28% 13.68%
Cherry Creek Mortgage Co Inc 2, -0.20% 0.27%
Guaranteed Rate Inc 3, -0.17% 1.73%
First Technology Credit Union 4, -0.17% 0.49%
Amerisave Mortgage Corporation 5, -0.16% 0.65%
AimLoancom 6, -0.14% 0.31%
New American Funding 7, -0.13% 0.60%
Glacier Bank 8, -0.11% 0.42%
FirstBank 9, -0.11% 0.31%
Washington Trust Bank 10, -0.11% 0.50%
Zions Bancorporation 11, -0.11% 0.28%
Summit Funding Inc 12, -0.10% 0.52%
LoanDepot 13, -0.10% 2.06%
First Federal Savings Bank of Twin Falls 14, -0.09% 0.47%
RoundPoint Mortgage Servicing Corporation 15, -0.09% 0.33%
Academy Mortgage Corporation 16, -0.08% 4.18%
First Choice Loan Services Inc 17, -0.07% 0.21%
Banner Bank 18, -0.07% 0.46%
Usaa Federal Savings Bank 19, -0.07% 0.37%
Keller Mortgage 20, -0.07% 0.27%
Provident Funding Associates 21, -0.06% 0.22%
Fairway Independent Mort Corp 22, -0.05% 5.58%
Newrez 23, -0.05% 0.38%
Bokf 24, -0.05% 0.09%
First Interstate Bank 25, -0.05% 0.70%
Gateway First Bank 26, -0.05% 0.39%
American Pacific Mortgage Corporation 27, -0.04% 0.70%
NBKC Bank 28, -0.04% 0.24%
Bank of Idaho 29, -0.03% 0.17%
TBI Mortgage Company 30, -0.03% 0.04%
Stearns Lending 31, -0.03% 0.16%
Bank of America 32, -0.03% 0.32%
D L Evans Bank 33, -0.02% 0.74%
KeyBank National Association 34, -0.02% 3.08%
Sierra Pacific Mortgage 35, -0.02% 0.28%
Flagstar Bank 36, -0.01% 2.81%
Mountain America Credit Union 37, -0.01% 2.31%
Pacific Residential Mortgage 38, -0.01% 0.16%
Paramount Equity Mortgage 39, -0.01% 0.91%
Guild Mortgage Company 40, 0.01% 4.10%
Caliber Home Loans Inc 41, 0.02% 1.15%
Citywide Home Loans 42, 0.02% 0.32%
Bay Equity 43, 0.02% 0.14%
Evergreen Moneysource Mortgage Company 44, 0.02% 1.99%
Us Bank 45, 0.02% 3.18%
Goldwater Bank National Association 46, 0.02% 0.27%
Waterstone Mortgage Corp 47, 0.02% 0.45%
Cardinal Financial Company LP 48, 0.02% 0.17%
Washington Federal 49, 0.03% 0.16%
Churchill Mortgage Corporation 50, 0.03% 0.19%
HomeBridge Financial Services, Inc 51, 0.03% 0.40%
Geneva Financial 52, 0.03% 0.22%
Paramount Residential Mortgage Group Inc 53, 0.03% 0.08%
Bank of England 54, 0.04% 0.49%
Eagle Home Mortgage 55, 0.04% 0.02%
Navy Federal Credit Union 56, 0.04% 0.21%
Capital Educators Fed CU 57, 0.04% 3.44%
Amcap Mortgage Ltd 58, 0.04% 0.34%
Castle & Cooke Mortgage 59, 0.05% 0.34%
Westmark Credit Union 60, 0.06% 0.05%
Synergy One Lending 61, 0.06% 2.35%
American Financing Corporation 62, 0.06% 0.24%
JPMorgan Chase Bank 63, 0.06% 1.82%
The Federal Savings Bank 64, 0.07% 0.05%
Carrington Mortgage Services 65, 0.08% 0.23%
Ark-La-Tex Financial Services 66, 0.08% 0.09%
Umpqua Bank 67, 0.09% 0.30%
CalCon Mutual Mortgage 68, 0.09% 0.28%
Willamette Valley Bank 69, 0.09% 1.41%
Primelending 70, 0.10% 1.95%
Summit Mortgage Corporation 71, 0.10% 0.24%
Movement Mortgage 72, 0.10% 1.43%
Finance of America Mortgage 73, 0.10% 1.67%
First Savings Bank 74, 0.10% 0.08%
Lakeview Loan Servicing 75, 0.11% 0.15%
Axia Financial 76, 0.11% 0.22%
Supreme Lending/ Everett Financial Inc 77, 0.11% 0.31%
HomeStreet Bank 78, 0.12% 0.13%
Pennymac Loan Services 79, 0.14% 0.92%
CMG Mortgage Inc 80, 0.15% 0.21%
Premier Mortgage Resources 81, 0.15% 1.61%
Primary Residential Mortgage Inc 82, 0.19% 0.31%
Wells Fargo Bank 83, 0.19% 2.44%
Quicken Loans 84, 0.20% 13.84%
CashCall Mortgage 85, 0.21% 0.25%
First Colony Mortgage Corporation 86, 0.22% 0.34%
Ditech Financial 87, 0.22% 0.48%
Freedom Mortgage Corporation 88, 0.24% 0.36%
Nationstar Mortgage 89, 0.38% 1.18%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Idaho Central Credit Union 1, -0.20% 4.23%
HomeBridge Financial Services, Inc 2, -0.10% 0.53%
TBI Mortgage Company 3, -0.09% 0.41%
Fairway Independent Mort Corp 4, -0.09% 12.74%
Bank of Idaho 5, -0.08% 0.35%
Guaranteed Rate Inc 6, -0.07% 1.56%
Keller Mortgage 7, -0.07% 0.21%
Ditech Financial 8, -0.07% 0.29%
Waterstone Mortgage Corp 9, -0.06% 2.82%
Washington Trust Bank 10, -0.06% 0.18%
Academy Mortgage Corporation 11, -0.06% 6.55%
New American Funding 12, -0.06% 0.50%
Cherry Creek Mortgage Co Inc 13, -0.05% 0.21%
Flagstar Bank 14, -0.05% 2.03%
Glacier Bank 15, -0.05% 0.41%
Mountain America Credit Union 16, -0.04% 0.47%
Summit Funding Inc 17, -0.03% 0.85%
NBKC Bank 18, -0.03% 0.06%
Quicken Loans 19, -0.02% 7.57%
Stearns Lending 20, -0.02% 0.09%
Bokf 21, -0.02% 0.09%
Axia Financial 22, -0.02% 0.56%
American Financing Corporation 23, -0.02% 0.26%
First Interstate Bank 24, -0.02% 0.23%
Umpqua Bank 25, -0.02% 0.35%
Citywide Home Loans 26, -0.02% 1.56%
Banner Bank 27, -0.02% 0.03%
Castle & Cooke Mortgage 28, -0.01% 0.97%
Churchill Mortgage Corporation 29, -0.01% 0.12%
Supreme Lending/ Everett Financial Inc 30, -0.01% 0.21%
Newrez 31, -0.01% 0.15%
Goldwater Bank National Association 32, -0.01% 0.41%
D L Evans Bank 33, -0.01% 0.21%
FirstBank 34, -0.01% 0.03%
Finance of America Mortgage 35, -0.00% 2.82%
KeyBank National Association 36, -0.00% 0.03%
Lakeview Loan Servicing 37, -0.00% 0.62%
Movement Mortgage 38, -0.00% 4.23%
Us Bank 39, 0.00% 0.15%
Wells Fargo Bank 40, 0.00% 0.03%
Zions Bancorporation 41, 0.00% 0.03%
CalCon Mutual Mortgage 42, 0.00% 0.23%
Amerisave Mortgage Corporation 43, 0.00% 0.41%
Pacific Residential Mortgage 44, 0.00% 0.18%
Primary Residential Mortgage Inc 45, 0.01% 1.56%
Summit Mortgage Corporation 46, 0.01% 0.23%
CashCall Mortgage 47, 0.01% 0.03%
The Federal Savings Bank 48, 0.01% 0.12%
HomeStreet Bank 49, 0.01% 0.15%
CMG Mortgage Inc 50, 0.01% 0.76%
First Colony Mortgage Corporation 51, 0.01% 0.09%
JPMorgan Chase Bank 52, 0.01% 0.03%
RoundPoint Mortgage Servicing Corporation 53, 0.01% 0.03%
First Federal Savings Bank of Twin Falls 54, 0.02% 0.06%
Carrington Mortgage Services 55, 0.02% 1.32%
Synergy One Lending 56, 0.02% 3.05%
Gateway First Bank 57, 0.02% 0.62%
Guild Mortgage Company 58, 0.02% 5.58%
Paramount Equity Mortgage 59, 0.02% 0.32%
Geneva Financial 60, 0.02% 0.44%
Ark-La-Tex Financial Services 61, 0.02% 0.21%
NewDay USA 62, 0.03% 0.03%
Sierra Pacific Mortgage 63, 0.03% 0.29%
Pennymac Loan Services 64, 0.04% 0.70%
Paramount Residential Mortgage Group Inc 65, 0.04% 0.53%
Bank of England 66, 0.05% 0.53%
Primelending 67, 0.05% 2.29%
Premier Mortgage Resources 68, 0.06% 4.29%
LoanDepot 69, 0.07% 1.03%
American Pacific Mortgage Corporation 70, 0.07% 1.91%
First Savings Bank 71, 0.07% 0.35%
Caliber Home Loans Inc 72, 0.07% 2.17%
Evergreen Moneysource Mortgage Company 73, 0.08% 4.43%
Bay Equity 74, 0.08% 0.23%
Cardinal Financial Company LP 75, 0.08% 0.32%
Eagle Home Mortgage 76, 0.09% 0.26%
Nationstar Mortgage 77, 0.12% 1.94%
Amcap Mortgage Ltd 78, 0.13% 0.91%
Freedom Mortgage Corporation 79, 0.14% 1.17%
Willamette Valley Bank 80, 0.20% 6.08%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Idaho Central Credit Union 1, -0.22% 5.14%
HomeBridge Financial Services, Inc 2, -0.15% 0.52%
Bank of Idaho 3, -0.09% 0.39%
Guaranteed Rate Inc 4, -0.09% 1.73%
Fairway Independent Mort Corp 5, -0.09% 15.46%
TBI Mortgage Company 6, -0.09% 0.60%
Keller Mortgage 7, -0.08% 0.26%
New American Funding 8, -0.07% 0.30%
Waterstone Mortgage Corp 9, -0.07% 4.02%
Flagstar Bank 10, -0.06% 1.94%
Quicken Loans 11, -0.06% 1.51%
Washington Trust Bank 12, -0.06% 0.26%
Cherry Creek Mortgage Co Inc 13, -0.06% 0.30%
Glacier Bank 14, -0.05% 0.56%
Summit Funding Inc 15, -0.05% 0.78%
Academy Mortgage Corporation 16, -0.05% 7.90%
Mountain America Credit Union 17, -0.04% 0.39%
NBKC Bank 18, -0.03% 0.09%
Castle & Cooke Mortgage 19, -0.03% 1.04%
Stearns Lending 20, -0.02% 0.13%
Umpqua Bank 21, -0.02% 0.30%
Bokf 22, -0.02% 0.04%
First Interstate Bank 23, -0.02% 0.26%
Axia Financial 24, -0.02% 0.69%
Finance of America Mortgage 25, -0.02% 3.32%
Citywide Home Loans 26, -0.02% 2.12%
Banner Bank 27, -0.02% 0.04%
Supreme Lending/ Everett Financial Inc 28, -0.02% 0.13%
Goldwater Bank National Association 29, -0.01% 0.52%
FirstBank 30, -0.01% 0.04%
Pennymac Loan Services 31, -0.01% 0.04%
Newrez 32, -0.01% 0.04%
The Federal Savings Bank 33, -0.01% 0.04%
Us Bank 34, -0.01% 0.13%
Cardinal Financial Company LP 35, -0.01% 0.04%
Carrington Mortgage Services 36, -0.00% 0.09%
KeyBank National Association 37, -0.00% 0.04%
Pacific Residential Mortgage 38, -0.00% 0.17%
Summit Mortgage Corporation 39, -0.00% 0.22%
Wells Fargo Bank 40, -0.00% 0.04%
CalCon Mutual Mortgage 41, 0.00% 0.35%
D L Evans Bank 42, 0.00% 0.17%
Primary Residential Mortgage Inc 43, 0.00% 1.94%
LoanDepot 44, 0.01% 0.17%
Churchill Mortgage Corporation 45, 0.01% 0.04%
CashCall Mortgage 46, 0.01% 0.04%
Geneva Financial 47, 0.01% 0.39%
CMG Mortgage Inc 48, 0.01% 0.82%
Freedom Mortgage Corporation 49, 0.01% 0.30%
Movement Mortgage 50, 0.01% 4.97%
First Federal Savings Bank of Twin Falls 51, 0.01% 0.09%
HomeStreet Bank 52, 0.01% 0.13%
Synergy One Lending 53, 0.02% 3.37%
American Financing Corporation 54, 0.02% 0.04%
First Colony Mortgage Corporation 55, 0.02% 0.09%
Gateway First Bank 56, 0.02% 0.78%
Ark-La-Tex Financial Services 57, 0.03% 0.26%
Paramount Residential Mortgage Group Inc 58, 0.03% 0.47%
Nationstar Mortgage 59, 0.04% 0.17%
Guild Mortgage Company 60, 0.05% 6.04%
Sierra Pacific Mortgage 61, 0.05% 0.30%
Primelending 62, 0.05% 2.89%
Bank of England 63, 0.07% 0.56%
Premier Mortgage Resources 64, 0.07% 4.62%
American Pacific Mortgage Corporation 65, 0.08% 2.42%
Bay Equity 66, 0.08% 0.35%
First Savings Bank 67, 0.08% 0.43%
Eagle Home Mortgage 68, 0.09% 0.35%
Caliber Home Loans Inc 69, 0.10% 2.33%
Evergreen Moneysource Mortgage Company 70, 0.11% 5.05%
Amcap Mortgage Ltd 71, 0.15% 1.17%
Willamette Valley Bank 72, 0.24% 7.25%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Idaho Central Credit Union 1, -0.14% 2.29%
Academy Mortgage Corporation 2, -0.11% 3.67%
Fairway Independent Mort Corp 3, -0.07% 6.97%
Ditech Financial 4, -0.06% 0.92%
Movement Mortgage 5, -0.06% 2.66%
Guild Mortgage Company 6, -0.05% 4.59%
New American Funding 7, -0.04% 0.92%
Mountain America Credit Union 8, -0.04% 0.64%
Bank of Idaho 9, -0.04% 0.28%
Flagstar Bank 10, -0.03% 2.20%
Sierra Pacific Mortgage 11, -0.03% 0.28%
Evergreen Moneysource Mortgage Company 12, -0.02% 3.12%
American Financing Corporation 13, -0.02% 0.73%
Bokf 14, -0.02% 0.18%
D L Evans Bank 15, -0.02% 0.28%
HomeBridge Financial Services, Inc 16, -0.02% 0.55%
Churchill Mortgage Corporation 17, -0.02% 0.28%
Goldwater Bank National Association 18, -0.02% 0.18%
Axia Financial 19, -0.01% 0.28%
Quicken Loans 20, -0.01% 20.46%
Guaranteed Rate Inc 21, -0.01% 1.19%
Gateway First Bank 22, -0.01% 0.28%
Summit Funding Inc 23, -0.01% 1.01%
Caliber Home Loans Inc 24, -0.01% 1.83%
Umpqua Bank 25, -0.01% 0.46%
First Interstate Bank 26, -0.01% 0.18%
First Colony Mortgage Corporation 27, -0.01% 0.09%
Waterstone Mortgage Corp 28, -0.01% 0.28%
Newrez 29, -0.01% 0.37%
Supreme Lending/ Everett Financial Inc 30, -0.00% 0.37%
Glacier Bank 31, -0.00% 0.09%
Keller Mortgage 32, -0.00% 0.09%
Bank of England 33, -0.00% 0.46%
Lakeview Loan Servicing 34, 0.00% 1.93%
Synergy One Lending 35, 0.01% 2.39%
Zions Bancorporation 36, 0.01% 0.09%
Amerisave Mortgage Corporation 37, 0.01% 1.28%
Ark-La-Tex Financial Services 38, 0.01% 0.09%
HomeStreet Bank 39, 0.01% 0.18%
Us Bank 40, 0.01% 0.18%
American Pacific Mortgage Corporation 41, 0.01% 0.83%
Pacific Residential Mortgage 42, 0.01% 0.18%
JPMorgan Chase Bank 43, 0.02% 0.09%
CMG Mortgage Inc 44, 0.02% 0.64%
The Federal Savings Bank 45, 0.02% 0.28%
RoundPoint Mortgage Servicing Corporation 46, 0.02% 0.09%
Primary Residential Mortgage Inc 47, 0.02% 0.73%
Willamette Valley Bank 48, 0.02% 3.58%
Carrington Mortgage Services 49, 0.02% 3.94%
Eagle Home Mortgage 50, 0.02% 0.09%
Premier Mortgage Resources 51, 0.02% 3.58%
Summit Mortgage Corporation 52, 0.03% 0.28%
Paramount Equity Mortgage 53, 0.03% 1.01%
Amcap Mortgage Ltd 54, 0.03% 0.37%
Citywide Home Loans 55, 0.03% 0.37%
NewDay USA 56, 0.03% 0.09%
Castle & Cooke Mortgage 57, 0.03% 0.83%
Primelending 58, 0.03% 1.01%
First Savings Bank 59, 0.03% 0.18%
Pennymac Loan Services 60, 0.04% 2.11%
Geneva Financial 61, 0.05% 0.55%
Paramount Residential Mortgage Group Inc 62, 0.05% 0.64%
Finance of America Mortgage 63, 0.07% 1.74%
LoanDepot 64, 0.08% 2.84%
Cardinal Financial Company LP 65, 0.09% 0.92%
Nationstar Mortgage 66, 0.13% 5.69%
Freedom Mortgage Corporation 67, 0.17% 3.03%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Idaho Central Credit Union 1, -0.11% 27.24%
Wells Fargo Bank 2, -0.05% 9.51%
KeyBank National Association 3, -0.03% 8.41%
Bank of America 4, 0.03% 1.28%
TBI Mortgage Company 5, 0.03% 0.73%
Guaranteed Rate Inc 6, 0.03% 2.19%
First Technology Credit Union 7, 0.03% 2.01%
Keller Mortgage 8, 0.04% 0.55%
Summit Funding Inc 9, 0.04% 0.18%
Cardinal Financial Company LP 10, 0.04% 0.18%
Waterstone Mortgage Corp 11, 0.04% 0.18%
Bank of Idaho 12, 0.04% 0.18%
Banner Bank 13, 0.04% 0.18%
The Federal Savings Bank 14, 0.04% 0.18%
HomeStreet Bank 15, 0.05% 0.18%
Stearns Lending 16, 0.05% 0.18%
Westmark Credit Union 17, 0.05% 0.55%
Bay Equity 18, 0.05% 0.18%
Ark-La-Tex Financial Services 19, 0.05% 0.18%
Axia Financial 20, 0.05% 0.37%
Finance of America Mortgage 21, 0.05% 0.73%
Glacier Bank 22, 0.05% 0.73%
LoanDepot 23, 0.05% 0.18%
Us Bank 24, 0.05% 8.04%
Sierra Pacific Mortgage 25, 0.05% 0.18%
Amcap Mortgage Ltd 26, 0.05% 0.37%
Movement Mortgage 27, 0.05% 0.73%
Mountain America Credit Union 28, 0.05% 0.37%
First Choice Loan Services Inc 29, 0.05% 0.18%
First Federal Savings Bank of Twin Falls 30, 0.05% 0.55%
Newrez 31, 0.05% 0.18%
American Pacific Mortgage Corporation 32, 0.05% 0.55%
HomeBridge Financial Services, Inc 33, 0.05% 1.28%
CalCon Mutual Mortgage 34, 0.05% 0.18%
Quicken Loans 35, 0.06% 1.83%
Castle & Cooke Mortgage 36, 0.06% 0.37%
D L Evans Bank 37, 0.06% 0.73%
Academy Mortgage Corporation 38, 0.06% 0.91%
Goldwater Bank National Association 39, 0.06% 0.18%
Washington Trust Bank 40, 0.06% 0.73%
Bank of England 41, 0.06% 0.73%
CMG Mortgage Inc 42, 0.07% 0.18%
Flagstar Bank 43, 0.07% 1.10%
Citywide Home Loans 44, 0.07% 0.18%
New American Funding 45, 0.07% 0.18%
Evergreen Moneysource Mortgage Company 46, 0.08% 0.55%
Washington Federal 47, 0.08% 2.01%
Fairway Independent Mort Corp 48, 0.08% 3.66%
Synergy One Lending 49, 0.09% 2.38%
Guild Mortgage Company 50, 0.09% 3.11%
Primelending 51, 0.09% 2.38%
Caliber Home Loans Inc 52, 0.09% 1.10%
JPMorgan Chase Bank 53, 0.10% 8.78%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Idaho Central Credit Union 1, -0.11% 25.44%
Wells Fargo Bank 2, -0.06% 12.43%
KeyBank National Association 3, -0.01% 7.40%
Bank of America 4, 0.03% 1.78%
Guaranteed Rate Inc 5, 0.03% 2.96%
First Technology Credit Union 6, 0.03% 1.78%
TBI Mortgage Company 7, 0.03% 1.18%
Keller Mortgage 8, 0.04% 0.89%
Summit Funding Inc 9, 0.04% 0.30%
Cardinal Financial Company LP 10, 0.04% 0.30%
Waterstone Mortgage Corp 11, 0.04% 0.30%
Axia Financial 12, 0.04% 0.30%
Banner Bank 13, 0.04% 0.30%
The Federal Savings Bank 14, 0.04% 0.30%
HomeStreet Bank 15, 0.05% 0.30%
Stearns Lending 16, 0.05% 0.30%
Westmark Credit Union 17, 0.05% 0.89%
Glacier Bank 18, 0.05% 0.59%
Washington Trust Bank 19, 0.05% 0.30%
Bay Equity 20, 0.05% 0.30%
Ark-La-Tex Financial Services 21, 0.05% 0.30%
Finance of America Mortgage 22, 0.05% 0.89%
Us Bank 23, 0.05% 4.73%
LoanDepot 24, 0.05% 0.30%
Sierra Pacific Mortgage 25, 0.05% 0.30%
Amcap Mortgage Ltd 26, 0.05% 0.59%
Movement Mortgage 27, 0.05% 1.18%
First Choice Loan Services Inc 28, 0.05% 0.30%
Quicken Loans 29, 0.05% 1.48%
American Pacific Mortgage Corporation 30, 0.05% 0.89%
CalCon Mutual Mortgage 31, 0.05% 0.30%
Mountain America Credit Union 32, 0.06% 0.30%
Flagstar Bank 33, 0.06% 0.89%
Castle & Cooke Mortgage 34, 0.06% 0.59%
D L Evans Bank 35, 0.06% 0.89%
First Federal Savings Bank of Twin Falls 36, 0.06% 0.30%
Academy Mortgage Corporation 37, 0.06% 1.18%
CMG Mortgage Inc 38, 0.07% 0.30%
Citywide Home Loans 39, 0.07% 0.30%
New American Funding 40, 0.08% 0.30%
Bank of England 41, 0.08% 0.59%
Evergreen Moneysource Mortgage Company 42, 0.08% 0.89%
JPMorgan Chase Bank 43, 0.08% 6.80%
Washington Federal 44, 0.09% 2.66%
Synergy One Lending 45, 0.09% 3.25%
Fairway Independent Mort Corp 46, 0.10% 4.44%
Guild Mortgage Company 47, 0.10% 2.96%
Primelending 48, 0.10% 2.96%
Caliber Home Loans Inc 49, 0.10% 0.89%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Idaho Central Credit Union 1, -0.11% 30.14%
KeyBank National Association 2, -0.06% 10.05%
Wells Fargo Bank 3, 0.03% 4.78%
First Technology Credit Union 4, 0.04% 2.39%
Bank of America 5, 0.04% 0.48%
Bank of Idaho 6, 0.04% 0.48%
Academy Mortgage Corporation 7, 0.05% 0.48%
D L Evans Bank 8, 0.05% 0.48%
Fairway Independent Mort Corp 9, 0.05% 2.39%
Finance of America Mortgage 10, 0.05% 0.48%
Us Bank 11, 0.05% 13.40%
Mountain America Credit Union 12, 0.05% 0.48%
First Federal Savings Bank of Twin Falls 13, 0.05% 0.96%
Axia Financial 14, 0.05% 0.48%
Glacier Bank 15, 0.05% 0.96%
Guaranteed Rate Inc 16, 0.05% 0.96%
Washington Federal 17, 0.05% 0.96%
Newrez 18, 0.05% 0.48%
Bank of England 19, 0.05% 0.96%
HomeBridge Financial Services, Inc 20, 0.05% 3.35%
Quicken Loans 21, 0.06% 2.39%
Goldwater Bank National Association 22, 0.06% 0.48%
Primelending 23, 0.06% 1.44%
Synergy One Lending 24, 0.07% 0.96%
Washington Trust Bank 25, 0.07% 1.44%
Flagstar Bank 26, 0.08% 1.44%
Guild Mortgage Company 27, 0.08% 3.35%
Caliber Home Loans Inc 28, 0.09% 1.44%
JPMorgan Chase Bank 29, 0.11% 11.96%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.20% 2.39%
Lakeview Loan Servicing 2, -0.16% 1.64%
Idaho Central Credit Union 3, -0.15% 3.67%
LoanDepot 4, -0.13% 2.78%
Bokf 5, -0.12% 1.22%
Flagstar Bank 6, -0.10% 3.46%
Guaranteed Rate Inc 7, -0.09% 2.00%
TBI Mortgage Company 8, -0.08% 1.25%
Usaa Federal Savings Bank 9, -0.07% 7.11%
NBKC Bank 10, -0.07% 0.78%
Caliber Home Loans Inc 11, -0.07% 2.93%
Keller Mortgage 12, -0.07% 0.51%
HomeBridge Financial Services, Inc 13, -0.06% 1.13%
CMG Mortgage Inc 14, -0.05% 1.22%
Amerisave Mortgage Corporation 15, -0.05% 0.36%
Gateway First Bank 16, -0.04% 0.81%
New American Funding 17, -0.04% 0.45%
Movement Mortgage 18, -0.04% 5.43%
RoundPoint Mortgage Servicing Corporation 19, -0.03% 0.15%
Pennymac Loan Services 20, -0.03% 2.87%
Bank of Idaho 21, -0.03% 0.15%
First Federal Savings Bank of Twin Falls 22, -0.03% 0.09%
Wells Fargo Bank 23, -0.02% 0.57%
Cherry Creek Mortgage Co Inc 24, -0.02% 0.06%
American Financing Corporation 25, -0.02% 0.21%
Summit Funding Inc 26, -0.02% 0.60%
Umpqua Bank 27, -0.02% 0.21%
Paramount Equity Mortgage 28, -0.02% 0.51%
First Interstate Bank 29, -0.02% 0.27%
Mountain America Credit Union 30, -0.02% 0.30%
Banner Bank 31, -0.02% 0.15%
Us Bank 32, -0.01% 0.33%
Ditech Financial 33, -0.01% 0.15%
Stearns Lending 34, -0.01% 0.09%
First Choice Loan Services Inc 35, -0.01% 0.06%
D L Evans Bank 36, -0.01% 0.36%
FirstBank 37, -0.01% 0.09%
Washington Trust Bank 38, -0.01% 0.36%
KeyBank National Association 39, -0.01% 0.03%
Guild Mortgage Company 40, -0.01% 3.82%
Pacific Residential Mortgage 41, -0.01% 0.30%
Cardinal Financial Company LP 42, -0.01% 0.06%
American Pacific Mortgage Corporation 43, -0.01% 1.70%
Supreme Lending/ Everett Financial Inc 44, -0.01% 0.09%
Waterstone Mortgage Corp 45, -0.00% 0.81%
Summit Mortgage Corporation 46, -0.00% 0.12%
JPMorgan Chase Bank 47, 0.00% 0.27%
Paramount Residential Mortgage Group Inc 48, 0.00% 0.39%
Churchill Mortgage Corporation 49, 0.00% 0.03%
Zions Bancorporation 50, 0.01% 0.03%
Geneva Financial 51, 0.01% 0.18%
Bank of England 52, 0.01% 0.39%
Bay Equity 53, 0.01% 0.12%
Axia Financial 54, 0.01% 0.75%
Sierra Pacific Mortgage 55, 0.02% 0.60%
First Colony Mortgage Corporation 56, 0.02% 0.12%
CashCall Mortgage 57, 0.02% 0.06%
Goldwater Bank National Association 58, 0.02% 0.51%
Primelending 59, 0.02% 1.31%
CalCon Mutual Mortgage 60, 0.02% 0.33%
Glacier Bank 61, 0.02% 0.36%
Newrez 62, 0.03% 0.24%
Academy Mortgage Corporation 63, 0.03% 4.72%
Castle & Cooke Mortgage 64, 0.03% 0.90%
Fairway Independent Mort Corp 65, 0.04% 6.63%
First Savings Bank 66, 0.04% 0.42%
Citywide Home Loans 67, 0.04% 0.45%
Amcap Mortgage Ltd 68, 0.05% 0.33%
Synergy One Lending 69, 0.05% 2.36%
Primary Residential Mortgage Inc 70, 0.05% 0.48%
Finance of America Mortgage 71, 0.05% 2.36%
HomeStreet Bank 72, 0.06% 0.69%
Premier Mortgage Resources 73, 0.06% 1.55%
Evergreen Moneysource Mortgage Company 74, 0.06% 2.33%
Quicken Loans 75, 0.07% 6.69%
Ark-La-Tex Financial Services 76, 0.08% 0.90%
The Federal Savings Bank 77, 0.09% 1.52%
Eagle Home Mortgage 78, 0.09% 0.36%
Carrington Mortgage Services 79, 0.10% 0.93%
Nationstar Mortgage 80, 0.10% 0.99%
Willamette Valley Bank 81, 0.17% 2.12%
Freedom Mortgage Corporation 82, 0.21% 1.94%
NewDay USA 83, 0.51% 2.06%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.23% 3.39%
Idaho Central Credit Union 2, -0.15% 4.74%
Bokf 3, -0.10% 1.48%
HomeBridge Financial Services, Inc 4, -0.08% 0.92%
Keller Mortgage 5, -0.07% 0.80%
TBI Mortgage Company 6, -0.07% 2.59%
Guaranteed Rate Inc 7, -0.07% 2.59%
Flagstar Bank 8, -0.06% 2.77%
CMG Mortgage Inc 9, -0.06% 1.85%
NBKC Bank 10, -0.05% 0.74%
Usaa Federal Savings Bank 11, -0.05% 8.19%
Caliber Home Loans Inc 12, -0.05% 3.14%
Wells Fargo Bank 13, -0.03% 0.99%
Summit Funding Inc 14, -0.02% 0.62%
Umpqua Bank 15, -0.02% 0.25%
Bank of Idaho 16, -0.02% 0.25%
First Federal Savings Bank of Twin Falls 17, -0.02% 0.12%
Cherry Creek Mortgage Co Inc 18, -0.02% 0.12%
Us Bank 19, -0.01% 0.43%
Stearns Lending 20, -0.01% 0.12%
American Financing Corporation 21, -0.01% 0.12%
Nationstar Mortgage 22, -0.01% 0.37%
First Choice Loan Services Inc 23, -0.01% 0.06%
Pennymac Loan Services 24, -0.01% 0.37%
Banner Bank 25, -0.01% 0.18%
Washington Trust Bank 26, -0.01% 0.43%
JPMorgan Chase Bank 27, -0.01% 0.37%
Mountain America Credit Union 28, -0.01% 0.12%
Gateway First Bank 29, -0.00% 0.55%
First Interstate Bank 30, -0.00% 0.37%
Pacific Residential Mortgage 31, -0.00% 0.25%
KeyBank National Association 32, -0.00% 0.06%
FirstBank 33, 0.00% 0.12%
Paramount Residential Mortgage Group Inc 34, 0.00% 0.43%
Waterstone Mortgage Corp 35, 0.00% 1.54%
The Federal Savings Bank 36, 0.00% 0.06%
Goldwater Bank National Association 37, 0.00% 0.49%
Summit Mortgage Corporation 38, 0.00% 0.18%
D L Evans Bank 39, 0.01% 0.55%
Supreme Lending/ Everett Financial Inc 40, 0.01% 0.06%
Movement Mortgage 41, 0.01% 6.34%
Churchill Mortgage Corporation 42, 0.01% 0.06%
Zions Bancorporation 43, 0.01% 0.06%
Primelending 44, 0.01% 1.79%
LoanDepot 45, 0.02% 0.25%
New American Funding 46, 0.02% 0.31%
Freedom Mortgage Corporation 47, 0.02% 0.18%
CashCall Mortgage 48, 0.02% 0.12%
Geneva Financial 49, 0.02% 0.18%
American Pacific Mortgage Corporation 50, 0.02% 2.46%
Axia Financial 51, 0.02% 0.92%
Bay Equity 52, 0.03% 0.18%
First Colony Mortgage Corporation 53, 0.03% 0.18%
NewDay USA 54, 0.03% 0.43%
Guild Mortgage Company 55, 0.03% 4.00%
Quicken Loans 56, 0.03% 1.54%
Synergy One Lending 57, 0.03% 2.89%
Fairway Independent Mort Corp 58, 0.03% 9.54%
CalCon Mutual Mortgage 59, 0.04% 0.55%
Bank of England 60, 0.04% 0.43%
Academy Mortgage Corporation 61, 0.04% 6.16%
Castle & Cooke Mortgage 62, 0.05% 0.92%
First Savings Bank 63, 0.05% 0.49%
Sierra Pacific Mortgage 64, 0.06% 0.80%
Citywide Home Loans 65, 0.06% 0.74%
Glacier Bank 66, 0.06% 0.43%
Amcap Mortgage Ltd 67, 0.07% 0.37%
HomeStreet Bank 68, 0.07% 1.11%
Primary Residential Mortgage Inc 69, 0.08% 0.68%
Finance of America Mortgage 70, 0.08% 2.83%
Evergreen Moneysource Mortgage Company 71, 0.10% 3.45%
Premier Mortgage Resources 72, 0.10% 1.60%
Eagle Home Mortgage 73, 0.11% 0.62%
Ark-La-Tex Financial Services 74, 0.11% 1.29%
Carrington Mortgage Services 75, 0.13% 0.37%
Willamette Valley Bank 76, 0.21% 2.89%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Lakeview Loan Servicing 1, -0.16% 3.19%
LoanDepot 2, -0.15% 5.16%
Bokf 3, -0.14% 0.99%
Idaho Central Credit Union 4, -0.14% 2.67%
Navy Federal Credit Union 5, -0.14% 1.45%
Guaranteed Rate Inc 6, -0.13% 1.45%
Flagstar Bank 7, -0.12% 4.12%
Usaa Federal Savings Bank 8, -0.10% 6.09%
Caliber Home Loans Inc 9, -0.09% 2.72%
Movement Mortgage 10, -0.09% 4.58%
NBKC Bank 11, -0.09% 0.81%
New American Funding 12, -0.07% 0.58%
American Pacific Mortgage Corporation 13, -0.07% 0.99%
Gateway First Bank 14, -0.06% 1.04%
Sierra Pacific Mortgage 15, -0.06% 0.41%
HomeBridge Financial Services, Inc 16, -0.06% 1.33%
Amerisave Mortgage Corporation 17, -0.05% 0.70%
D L Evans Bank 18, -0.05% 0.17%
Guild Mortgage Company 19, -0.04% 3.65%
Pennymac Loan Services 20, -0.04% 5.22%
First Interstate Bank 21, -0.04% 0.17%
RoundPoint Mortgage Servicing Corporation 22, -0.04% 0.29%
American Financing Corporation 23, -0.03% 0.29%
Keller Mortgage 24, -0.03% 0.23%
Paramount Equity Mortgage 25, -0.03% 0.99%
Glacier Bank 26, -0.03% 0.29%
First Federal Savings Bank of Twin Falls 27, -0.02% 0.06%
Mountain America Credit Union 28, -0.02% 0.46%
Summit Funding Inc 29, -0.02% 0.58%
Banner Bank 30, -0.02% 0.12%
FirstBank 31, -0.02% 0.06%
Bank of Idaho 32, -0.02% 0.06%
Ditech Financial 33, -0.02% 0.29%
Umpqua Bank 34, -0.02% 0.17%
Bank of England 35, -0.02% 0.35%
Bay Equity 36, -0.02% 0.06%
Supreme Lending/ Everett Financial Inc 37, -0.02% 0.12%
Evergreen Moneysource Mortgage Company 38, -0.02% 1.28%
Cardinal Financial Company LP 39, -0.01% 0.12%
CalCon Mutual Mortgage 40, -0.01% 0.12%
Pacific Residential Mortgage 41, -0.01% 0.35%
Citywide Home Loans 42, -0.01% 0.17%
First Choice Loan Services Inc 43, -0.01% 0.06%
Washington Trust Bank 44, -0.01% 0.29%
CMG Mortgage Inc 45, -0.01% 0.64%
Summit Mortgage Corporation 46, -0.00% 0.06%
Us Bank 47, -0.00% 0.23%
Geneva Financial 48, -0.00% 0.17%
First Colony Mortgage Corporation 49, -0.00% 0.06%
Axia Financial 50, -0.00% 0.58%
Stearns Lending 51, 0.00% 0.06%
Primary Residential Mortgage Inc 52, 0.00% 0.29%
Paramount Residential Mortgage Group Inc 53, 0.00% 0.35%
Waterstone Mortgage Corp 54, 0.01% 0.12%
Finance of America Mortgage 55, 0.02% 1.91%
Academy Mortgage Corporation 56, 0.02% 3.36%
Premier Mortgage Resources 57, 0.02% 1.51%
Castle & Cooke Mortgage 58, 0.02% 0.87%
Newrez 59, 0.02% 0.46%
JPMorgan Chase Bank 60, 0.02% 0.17%
Ark-La-Tex Financial Services 61, 0.03% 0.52%
Amcap Mortgage Ltd 62, 0.03% 0.29%
HomeStreet Bank 63, 0.03% 0.29%
Goldwater Bank National Association 64, 0.03% 0.52%
First Savings Bank 65, 0.04% 0.35%
Wells Fargo Bank 66, 0.04% 0.17%
Primelending 67, 0.04% 0.87%
Eagle Home Mortgage 68, 0.05% 0.12%
Fairway Independent Mort Corp 69, 0.06% 3.88%
Quicken Loans 70, 0.07% 11.54%
The Federal Savings Bank 71, 0.08% 2.90%
Carrington Mortgage Services 72, 0.08% 1.45%
Synergy One Lending 73, 0.09% 1.86%
Willamette Valley Bank 74, 0.09% 1.39%
Nationstar Mortgage 75, 0.12% 1.57%
Freedom Mortgage Corporation 76, 0.21% 3.59%
NewDay USA 77, 0.56% 3.59%

* Data is compiled for the Boise City, ID commuting zone area, which comprises of counties of Ada County, ID, Boise County, ID, Canyon County, ID, Elmore County, ID, Gem County, ID, and Owyhee County, ID. This includes cities/towns/communities of Boise City, ID as well as Nampa, ID, Meridian, ID, Eagle, ID, Kuna, ID, Caldwell, ID, Middleton, ID, Mountain Home, ID, Emmett, ID, Hidden Spring, ID, Greenleaf, ID, Garden City, ID, Horseshoe Bend, ID, Melba, ID, Homedale, ID, Parma, ID, Marsing, ID, Notus, ID, Glenns Ferry, ID, and Murphy, ID. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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