Top Mortgage Lenders in the Lakeland, FL area

Which mortgage lender in the Lakeland, FL area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Lakeland, FL area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Lakeland, FL area is DHI Mortgage Company Limited, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.35%. This means that DHI Mortgage Company Limited provided a -0.35% lower interest rate for its customers than other lenders in Lakeland, FL for a similar set of borrowers. DHI Mortgage Company Limited has a market share of 3.9%. On the other hand, the most popular lender in the market is Quicken Loans, with a market share of 11.2%. Quicken Loans is an average rate lender in this area, with a “Rate Difference” of +0.07% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Lakeland, FL area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Lakeland, FL is Suncoast Credit Union. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is JPMorgan Chase Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is DHI Mortgage Company Limited. The cheapest VA mortgage provider is Navy Federal Credit Union. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
DHI Mortgage Company Limited 1, -0.35% 3.92%
Suncoast Credit Union 2, -0.32% 0.58%
MidFlorida Credit Union 3, -0.22% 3.79%
HomeAmerican Mortgage Corp 4, -0.16% 0.78%
Partners Federal Credit Union 5, -0.16% 0.52%
Bank of America 6, -0.14% 1.32%
Navy Federal Credit Union 7, -0.13% 1.03%
Fairwinds Credit Union 8, -0.13% 0.28%
Citizens Bank 9, -0.13% 1.57%
Park Square Home Mortgage 10, -0.12% 0.53%
GTE Financial 11, -0.12% 0.44%
Keller Mortgage 12, -0.11% 0.36%
JPMorgan Chase Bank 13, -0.11% 1.21%
Amerisave Mortgage Corporation 14, -0.10% 0.37%
Freedom Mortgage Corporation 15, -0.10% 2.78%
Caliber Home Loans Inc 16, -0.09% 4.75%
Usaa Federal Savings Bank 17, -0.08% 1.15%
Eagle Home Mortgage 18, -0.08% 1.31%
Suntrust Banks, Inc 19, -0.08% 0.91%
Pulte Mortgage 20, -0.07% 1.03%
Home Point Financial Corporation 21, -0.06% 1.27%
Wells Fargo Bank 22, -0.06% 2.46%
Pnc Bank 23, -0.06% 0.35%
Truist Bank 24, -0.06% 0.43%
Crescent Mortgage Company 25, -0.05% 0.30%
Village Capital & Investment 26, -0.04% 0.28%
Stearns Lending 27, -0.04% 0.66%
Taylor Morrison Home Funding 28, -0.03% 0.91%
Fifth Third Bank, National Association 29, -0.03% 0.26%
Lakeview Loan Servicing 30, -0.02% 0.44%
Newrez 31, -0.02% 1.12%
Us Bank 32, -0.02% 0.22%
Guild Mortgage Company 33, -0.02% 0.62%
Guaranteed Rate Affinity 34, -0.01% 0.33%
FBC Mortgage 35, -0.01% 4.25%
Pennymac Loan Services 36, -0.01% 1.51%
Guaranteed Rate Inc 37, -0.01% 0.94%
NVR Mortgage Finance Inc 38, -0.01% 0.86%
Ditech Financial 39, -0.01% 0.39%
Primelending 40, 0.01% 0.70%
Regions Bank 41, 0.01% 0.45%
Synergy One Lending 42, 0.01% 0.55%
Bank of England 43, 0.02% 0.23%
Movement Mortgage 44, 0.03% 1.44%
Fairway Independent Mort Corp 45, 0.03% 1.53%
Bay Equity 46, 0.03% 0.24%
CMG Mortgage Inc 47, 0.04% 0.22%
Flagstar Bank 48, 0.04% 1.37%
Christensen Financial, Inc 49, 0.04% 0.25%
Hometown Lenders INC 50, 0.04% 0.25%
Atlantic Bay Mortgage Group 51, 0.05% 0.50%
Nations Lending Corporation 52, 0.05% 0.25%
Union Home Mortgage Company 53, 0.06% 0.42%
Embrace Home Loans, Inc 54, 0.06% 1.33%
Carrington Mortgage Services 55, 0.06% 1.17%
Cardinal Financial Company LP 56, 0.06% 0.58%
The Federal Savings Bank 57, 0.07% 0.35%
Quicken Loans 58, 0.07% 11.17%
Waterstone Mortgage Corp 59, 0.07% 0.54%
Mortgage Equity Partners 60, 0.07% 0.25%
Royal United Mortgage 61, 0.07% 0.25%
Supreme Lending/ Everett Financial Inc 62, 0.08% 0.86%
KBHS Home Loans 63, 0.08% 0.82%
The Mortgage Firm, Inc 64, 0.08% 6.55%
Geneva Financial 65, 0.09% 0.62%
HomeBridge Financial Services, Inc 66, 0.09% 1.49%
R P Funding 67, 0.10% 1.12%
Mortgage Solutions of Colorado 68, 0.11% 0.25%
LoanDepot 69, 0.11% 2.60%
Success Mortgage Partners Inc 70, 0.11% 0.99%
Hamilton Group Funding Inc 71, 0.11% 0.52%
Amerifirst Financial Corporation 72, 0.12% 1.69%
Centerstate Bank 73, 0.12% 1.42%
Primary Residential Mortgage Inc 74, 0.13% 1.57%
Equity Prime Mortgage 75, 0.14% 2.39%
Land Home Financial Services Inc 76, 0.14% 0.44%
Nationwide Mortgage Bankers Inc 77, 0.16% 0.38%
New American Funding 78, 0.17% 1.36%
Nationstar Mortgage 79, 0.18% 1.86%
Paramount Residential Mortgage Group Inc 80, 0.19% 1.25%
American Financial Resources Inc 81, 0.21% 0.57%
CalCon Mutual Mortgage 82, 0.33% 0.62%
NewDay USA 83, 0.34% 0.33%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
DHI Mortgage Company Limited 1, -0.34% 5.47%
Suncoast Credit Union 2, -0.33% 0.47%
JPMorgan Chase Bank 3, -0.21% 0.96%
Freedom Mortgage Corporation 4, -0.19% 2.75%
MidFlorida Credit Union 5, -0.19% 2.78%
Bank of America 6, -0.18% 1.18%
Wells Fargo Bank 7, -0.16% 2.22%
HomeAmerican Mortgage Corp 8, -0.15% 1.09%
Navy Federal Credit Union 9, -0.14% 1.20%
Partners Federal Credit Union 10, -0.13% 0.43%
Citizens Bank 11, -0.12% 1.59%
Suntrust Banks, Inc 12, -0.12% 0.82%
Keller Mortgage 13, -0.11% 0.46%
Park Square Home Mortgage 14, -0.11% 0.74%
Fairwinds Credit Union 15, -0.10% 0.20%
Pnc Bank 16, -0.09% 0.28%
Caliber Home Loans Inc 17, -0.08% 5.50%
Usaa Federal Savings Bank 18, -0.08% 1.16%
Eagle Home Mortgage 19, -0.08% 1.81%
Crescent Mortgage Company 20, -0.07% 0.25%
Truist Bank 21, -0.07% 0.32%
Pulte Mortgage 22, -0.06% 1.44%
GTE Financial 23, -0.05% 0.31%
Home Point Financial Corporation 24, -0.05% 1.24%
Stearns Lending 25, -0.03% 0.83%
Regions Bank 26, -0.02% 0.41%
Taylor Morrison Home Funding 27, -0.02% 1.27%
Newrez 28, -0.02% 1.02%
Fifth Third Bank, National Association 29, -0.02% 0.21%
Guild Mortgage Company 30, -0.02% 0.76%
Guaranteed Rate Affinity 31, -0.01% 0.44%
Us Bank 32, -0.01% 0.13%
Pennymac Loan Services 33, -0.00% 0.83%
NVR Mortgage Finance Inc 34, 0.00% 1.19%
FBC Mortgage 35, 0.00% 5.22%
Guaranteed Rate Inc 36, 0.01% 1.00%
Ditech Financial 37, 0.01% 0.06%
Lakeview Loan Servicing 38, 0.01% 0.02%
Primelending 39, 0.02% 0.89%
The Federal Savings Bank 40, 0.02% 0.03%
Bank of England 41, 0.02% 0.26%
Synergy One Lending 42, 0.03% 0.53%
Amerisave Mortgage Corporation 43, 0.03% 0.05%
Movement Mortgage 44, 0.04% 1.85%
Nations Lending Corporation 45, 0.04% 0.20%
Quicken Loans 46, 0.04% 5.79%
Bay Equity 47, 0.04% 0.31%
CMG Mortgage Inc 48, 0.04% 0.29%
Fairway Independent Mort Corp 49, 0.05% 1.97%
Christensen Financial, Inc 50, 0.05% 0.32%
Hometown Lenders INC 51, 0.05% 0.30%
Atlantic Bay Mortgage Group 52, 0.05% 0.67%
NewDay USA 53, 0.06% 0.05%
R P Funding 54, 0.06% 0.21%
Flagstar Bank 55, 0.06% 1.41%
Union Home Mortgage Company 56, 0.07% 0.50%
Cardinal Financial Company LP 57, 0.08% 0.51%
Royal United Mortgage 58, 0.08% 0.09%
Waterstone Mortgage Corp 59, 0.08% 0.73%
Embrace Home Loans, Inc 60, 0.08% 1.61%
KBHS Home Loans 61, 0.09% 1.14%
Supreme Lending/ Everett Financial Inc 62, 0.09% 1.12%
Mortgage Equity Partners 63, 0.09% 0.29%
The Mortgage Firm, Inc 64, 0.10% 7.86%
Geneva Financial 65, 0.10% 0.84%
HomeBridge Financial Services, Inc 66, 0.10% 1.78%
Carrington Mortgage Services 67, 0.11% 0.43%
Amerifirst Financial Corporation 68, 0.13% 2.22%
Success Mortgage Partners Inc 69, 0.13% 1.27%
Hamilton Group Funding Inc 70, 0.13% 0.64%
Equity Prime Mortgage 71, 0.15% 3.22%
Primary Residential Mortgage Inc 72, 0.15% 1.94%
Mortgage Solutions of Colorado 73, 0.16% 0.23%
Land Home Financial Services Inc 74, 0.17% 0.53%
Nationwide Mortgage Bankers Inc 75, 0.18% 0.49%
Nationstar Mortgage 76, 0.18% 1.15%
Centerstate Bank 77, 0.18% 1.41%
LoanDepot 78, 0.20% 1.96%
New American Funding 79, 0.20% 1.60%
Paramount Residential Mortgage Group Inc 80, 0.22% 1.58%
American Financial Resources Inc 81, 0.22% 0.76%
CalCon Mutual Mortgage 82, 0.34% 0.85%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Suncoast Credit Union 1, -0.33% 0.85%
MidFlorida Credit Union 2, -0.27% 6.34%
Partners Federal Credit Union 3, -0.21% 0.74%
GTE Financial 4, -0.19% 0.74%
Fairwinds Credit Union 5, -0.16% 0.46%
Citizens Bank 6, -0.14% 1.51%
Amerisave Mortgage Corporation 7, -0.13% 1.18%
Caliber Home Loans Inc 8, -0.12% 2.85%
Usaa Federal Savings Bank 9, -0.10% 1.13%
FBC Mortgage 10, -0.09% 1.77%
Home Point Financial Corporation 11, -0.08% 1.34%
Navy Federal Credit Union 12, -0.08% 0.59%
Bank of America 13, -0.08% 1.67%
Fairway Independent Mort Corp 14, -0.06% 0.41%
Village Capital & Investment 15, -0.06% 1.00%
Fifth Third Bank, National Association 16, -0.06% 0.39%
Guaranteed Rate Inc 17, -0.06% 0.80%
Truist Bank 18, -0.05% 0.69%
Keller Mortgage 19, -0.05% 0.10%
Lakeview Loan Servicing 20, -0.04% 1.51%
Us Bank 21, -0.04% 0.46%
Crescent Mortgage Company 22, -0.04% 0.44%
Stearns Lending 23, -0.03% 0.23%
Flagstar Bank 24, -0.03% 1.26%
Centerstate Bank 25, -0.03% 1.44%
Equity Prime Mortgage 26, -0.03% 0.28%
Pennymac Loan Services 27, -0.03% 3.23%
Ditech Financial 28, -0.03% 1.23%
Union Home Mortgage Company 29, -0.02% 0.23%
Land Home Financial Services Inc 30, -0.02% 0.21%
Newrez 31, -0.02% 1.36%
Synergy One Lending 32, -0.02% 0.62%
Pnc Bank 33, -0.02% 0.51%
Mortgage Equity Partners 34, -0.02% 0.15%
Guaranteed Rate Affinity 35, -0.02% 0.05%
Movement Mortgage 36, -0.02% 0.39%
Embrace Home Loans, Inc 37, -0.02% 0.64%
Christensen Financial, Inc 38, -0.01% 0.08%
Guild Mortgage Company 39, -0.01% 0.28%
LoanDepot 40, -0.01% 4.21%
CMG Mortgage Inc 41, -0.01% 0.05%
New American Funding 42, -0.01% 0.77%
Eagle Home Mortgage 43, -0.01% 0.03%
Suntrust Banks, Inc 44, -0.01% 1.13%
Mortgage Solutions of Colorado 45, -0.01% 0.28%
Paramount Residential Mortgage Group Inc 46, -0.01% 0.41%
Supreme Lending/ Everett Financial Inc 47, -0.01% 0.18%
Bay Equity 48, -0.00% 0.05%
Primelending 49, -0.00% 0.21%
Hometown Lenders INC 50, 0.00% 0.10%
Bank of England 51, 0.00% 0.15%
Atlantic Bay Mortgage Group 52, 0.00% 0.08%
CalCon Mutual Mortgage 53, 0.01% 0.05%
Nationwide Mortgage Bankers Inc 54, 0.01% 0.13%
Hamilton Group Funding Inc 55, 0.01% 0.23%
Success Mortgage Partners Inc 56, 0.01% 0.28%
Geneva Financial 57, 0.01% 0.08%
The Mortgage Firm, Inc 58, 0.01% 3.21%
JPMorgan Chase Bank 59, 0.02% 1.85%
Primary Residential Mortgage Inc 60, 0.02% 0.62%
American Financial Resources Inc 61, 0.02% 0.10%
Amerifirst Financial Corporation 62, 0.02% 0.33%
Waterstone Mortgage Corp 63, 0.02% 0.08%
Carrington Mortgage Services 64, 0.03% 3.06%
Cardinal Financial Company LP 65, 0.04% 0.77%
The Federal Savings Bank 66, 0.05% 1.16%
Nations Lending Corporation 67, 0.06% 0.39%
Royal United Mortgage 68, 0.06% 0.67%
Regions Bank 69, 0.07% 0.54%
Quicken Loans 70, 0.07% 24.83%
HomeBridge Financial Services, Inc 71, 0.08% 0.74%
R P Funding 72, 0.09% 3.41%
Wells Fargo Bank 73, 0.12% 3.06%
Freedom Mortgage Corporation 74, 0.12% 2.88%
Nationstar Mortgage 75, 0.17% 3.67%
NewDay USA 76, 0.35% 1.05%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Suncoast Credit Union 1, -0.32% 1.17%
DHI Mortgage Company Limited 2, -0.27% 2.19%
MidFlorida Credit Union 3, -0.22% 7.59%
Pulte Mortgage 4, -0.18% 1.18%
Citizens Bank 5, -0.16% 2.42%
Partners Federal Credit Union 6, -0.16% 1.05%
Bank of America 7, -0.14% 2.45%
Amerisave Mortgage Corporation 8, -0.14% 0.55%
Keller Mortgage 9, -0.13% 0.51%
Eagle Home Mortgage 10, -0.13% 1.24%
Fairwinds Credit Union 11, -0.13% 0.55%
GTE Financial 12, -0.12% 0.80%
JPMorgan Chase Bank 13, -0.11% 2.36%
Suntrust Banks, Inc 14, -0.08% 1.37%
Pnc Bank 15, -0.07% 0.64%
Truist Bank 16, -0.07% 0.72%
Wells Fargo Bank 17, -0.06% 4.67%
Crescent Mortgage Company 18, -0.06% 0.50%
Guaranteed Rate Inc 19, -0.06% 0.98%
Amerifirst Financial Corporation 20, -0.05% 1.45%
Usaa Federal Savings Bank 21, -0.05% 0.77%
Fifth Third Bank, National Association 22, -0.05% 0.36%
Park Square Home Mortgage 23, -0.05% 0.35%
HomeAmerican Mortgage Corp 24, -0.04% 0.44%
Guild Mortgage Company 25, -0.03% 0.67%
Taylor Morrison Home Funding 26, -0.02% 1.17%
Us Bank 27, -0.02% 0.41%
KBHS Home Loans 28, -0.02% 0.38%
Guaranteed Rate Affinity 29, -0.01% 0.35%
Lakeview Loan Servicing 30, -0.00% 0.06%
CalCon Mutual Mortgage 31, -0.00% 0.10%
Bank of England 32, 0.00% 0.25%
Nationwide Mortgage Bankers Inc 33, 0.00% 0.32%
LoanDepot 34, 0.00% 2.15%
NVR Mortgage Finance Inc 35, 0.01% 0.57%
Home Point Financial Corporation 36, 0.02% 0.76%
CMG Mortgage Inc 37, 0.02% 0.13%
Mortgage Solutions of Colorado 38, 0.02% 0.01%
Synergy One Lending 39, 0.02% 0.41%
Union Home Mortgage Company 40, 0.02% 0.47%
Land Home Financial Services Inc 41, 0.03% 0.29%
The Federal Savings Bank 42, 0.03% 0.04%
Regions Bank 43, 0.03% 0.63%
The Mortgage Firm, Inc 44, 0.04% 8.00%
Nations Lending Corporation 45, 0.04% 0.13%
Ditech Financial 46, 0.04% 0.23%
Movement Mortgage 47, 0.04% 1.37%
Pennymac Loan Services 48, 0.05% 1.21%
Hometown Lenders INC 49, 0.05% 0.31%
Bay Equity 50, 0.05% 0.12%
Waterstone Mortgage Corp 51, 0.06% 0.55%
Stearns Lending 52, 0.06% 0.25%
Embrace Home Loans, Inc 53, 0.06% 1.27%
Flagstar Bank 54, 0.06% 1.15%
FBC Mortgage 55, 0.07% 2.34%
Christensen Financial, Inc 56, 0.07% 0.29%
Fairway Independent Mort Corp 57, 0.07% 1.12%
Atlantic Bay Mortgage Group 58, 0.07% 0.54%
Carrington Mortgage Services 59, 0.07% 0.55%
Primary Residential Mortgage Inc 60, 0.07% 1.39%
Caliber Home Loans Inc 61, 0.07% 2.96%
Navy Federal Credit Union 62, 0.09% 0.77%
Freedom Mortgage Corporation 63, 0.09% 0.99%
Royal United Mortgage 64, 0.10% 0.39%
Cardinal Financial Company LP 65, 0.10% 0.63%
Supreme Lending/ Everett Financial Inc 66, 0.10% 1.07%
Geneva Financial 67, 0.10% 0.54%
Primelending 68, 0.10% 0.48%
Newrez 69, 0.10% 0.91%
R P Funding 70, 0.10% 2.01%
HomeBridge Financial Services, Inc 71, 0.12% 1.12%
Hamilton Group Funding Inc 72, 0.12% 0.42%
Mortgage Equity Partners 73, 0.12% 0.29%
American Financial Resources Inc 74, 0.13% 0.18%
Equity Prime Mortgage 75, 0.13% 0.89%
Quicken Loans 76, 0.13% 13.71%
Success Mortgage Partners Inc 77, 0.13% 0.77%
New American Funding 78, 0.16% 1.02%
Centerstate Bank 79, 0.16% 2.47%
Paramount Residential Mortgage Group Inc 80, 0.17% 0.93%
Nationstar Mortgage 81, 0.19% 1.09%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Suncoast Credit Union 1, -0.32% 1.02%
DHI Mortgage Company Limited 2, -0.26% 3.27%
JPMorgan Chase Bank 3, -0.21% 1.98%
Bank of America 4, -0.19% 2.27%
MidFlorida Credit Union 5, -0.18% 5.99%
Wells Fargo Bank 6, -0.17% 4.42%
Pulte Mortgage 7, -0.17% 1.77%
Citizens Bank 8, -0.16% 2.42%
Suntrust Banks, Inc 9, -0.14% 1.20%
Keller Mortgage 10, -0.13% 0.68%
Partners Federal Credit Union 11, -0.12% 0.94%
Eagle Home Mortgage 12, -0.12% 1.83%
Pnc Bank 13, -0.10% 0.54%
Fairwinds Credit Union 14, -0.10% 0.44%
Truist Bank 15, -0.09% 0.50%
Crescent Mortgage Company 16, -0.08% 0.41%
Usaa Federal Savings Bank 17, -0.06% 0.92%
GTE Financial 18, -0.06% 0.57%
Amerifirst Financial Corporation 19, -0.05% 1.96%
Guaranteed Rate Inc 20, -0.04% 1.02%
Park Square Home Mortgage 21, -0.04% 0.52%
Fifth Third Bank, National Association 22, -0.03% 0.28%
HomeAmerican Mortgage Corp 23, -0.03% 0.65%
Guild Mortgage Company 24, -0.02% 0.92%
Taylor Morrison Home Funding 25, -0.01% 1.74%
Regions Bank 26, -0.01% 0.50%
KBHS Home Loans 27, -0.01% 0.57%
Us Bank 28, -0.01% 0.24%
Guaranteed Rate Affinity 29, 0.00% 0.48%
CalCon Mutual Mortgage 30, 0.01% 0.15%
Nationwide Mortgage Bankers Inc 31, 0.01% 0.41%
Freedom Mortgage Corporation 32, 0.01% 0.85%
Bank of England 33, 0.01% 0.35%
LoanDepot 34, 0.02% 1.59%
NVR Mortgage Finance Inc 35, 0.02% 0.85%
Lakeview Loan Servicing 36, 0.03% 0.02%
Ditech Financial 37, 0.03% 0.04%
Mortgage Solutions of Colorado 38, 0.03% 0.02%
The Federal Savings Bank 39, 0.03% 0.04%
CMG Mortgage Inc 40, 0.03% 0.17%
Amerisave Mortgage Corporation 41, 0.03% 0.07%
Land Home Financial Services Inc 42, 0.04% 0.37%
Union Home Mortgage Company 43, 0.04% 0.57%
Movement Mortgage 44, 0.06% 1.81%
Home Point Financial Corporation 45, 0.06% 0.81%
Synergy One Lending 46, 0.06% 0.39%
The Mortgage Firm, Inc 47, 0.06% 10.13%
Bay Equity 48, 0.06% 0.15%
Nationstar Mortgage 49, 0.07% 0.39%
R P Funding 50, 0.07% 0.44%
Nations Lending Corporation 51, 0.07% 0.13%
Hometown Lenders INC 52, 0.07% 0.39%
Waterstone Mortgage Corp 53, 0.07% 0.81%
Embrace Home Loans, Inc 54, 0.07% 1.63%
Quicken Loans 55, 0.08% 7.98%
Pennymac Loan Services 56, 0.08% 1.05%
Fairway Independent Mort Corp 57, 0.08% 1.63%
Stearns Lending 58, 0.08% 0.31%
Atlantic Bay Mortgage Group 59, 0.08% 0.76%
Primary Residential Mortgage Inc 60, 0.09% 1.87%
Christensen Financial, Inc 61, 0.09% 0.39%
Caliber Home Loans Inc 62, 0.09% 3.84%
FBC Mortgage 63, 0.09% 2.90%
Royal United Mortgage 64, 0.10% 0.15%
Flagstar Bank 65, 0.11% 1.11%
Geneva Financial 66, 0.11% 0.76%
Supreme Lending/ Everett Financial Inc 67, 0.11% 1.50%
Navy Federal Credit Union 68, 0.12% 1.00%
Primelending 69, 0.13% 0.61%
Cardinal Financial Company LP 70, 0.13% 0.59%
HomeBridge Financial Services, Inc 71, 0.13% 1.57%
Carrington Mortgage Services 72, 0.14% 0.24%
Mortgage Equity Partners 73, 0.15% 0.39%
American Financial Resources Inc 74, 0.15% 0.22%
Newrez 75, 0.15% 0.78%
Success Mortgage Partners Inc 76, 0.16% 1.00%
Hamilton Group Funding Inc 77, 0.16% 0.50%
Equity Prime Mortgage 78, 0.16% 1.15%
Paramount Residential Mortgage Group Inc 79, 0.19% 1.29%
New American Funding 80, 0.21% 1.24%
Centerstate Bank 81, 0.25% 2.51%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Suncoast Credit Union 1, -0.33% 1.46%
MidFlorida Credit Union 2, -0.27% 10.84%
Partners Federal Credit Union 3, -0.21% 1.28%
GTE Financial 4, -0.19% 1.28%
Amerisave Mortgage Corporation 5, -0.17% 1.55%
Fairwinds Credit Union 6, -0.16% 0.80%
Citizens Bank 7, -0.15% 2.43%
Guaranteed Rate Inc 8, -0.08% 0.88%
Bank of America 9, -0.08% 2.83%
The Mortgage Firm, Inc 10, -0.08% 3.67%
Fifth Third Bank, National Association 11, -0.07% 0.53%
Home Point Financial Corporation 12, -0.07% 0.66%
Truist Bank 13, -0.06% 1.15%
Navy Federal Credit Union 14, -0.05% 0.31%
Synergy One Lending 15, -0.05% 0.44%
FBC Mortgage 16, -0.05% 1.19%
Keller Mortgage 17, -0.05% 0.18%
Us Bank 18, -0.04% 0.75%
Crescent Mortgage Company 19, -0.04% 0.66%
Stearns Lending 20, -0.04% 0.13%
New American Funding 21, -0.04% 0.57%
Equity Prime Mortgage 22, -0.03% 0.35%
Lakeview Loan Servicing 23, -0.03% 0.13%
Union Home Mortgage Company 24, -0.03% 0.27%
Centerstate Bank 25, -0.03% 2.39%
Pnc Bank 26, -0.02% 0.84%
Land Home Financial Services Inc 27, -0.02% 0.13%
Christensen Financial, Inc 28, -0.02% 0.09%
Nations Lending Corporation 29, -0.02% 0.13%
Movement Mortgage 30, -0.02% 0.49%
Guaranteed Rate Affinity 31, -0.02% 0.09%
Fairway Independent Mort Corp 32, -0.02% 0.09%
LoanDepot 33, -0.02% 3.27%
Guild Mortgage Company 34, -0.02% 0.18%
Flagstar Bank 35, -0.01% 1.24%
Eagle Home Mortgage 36, -0.01% 0.04%
Suntrust Banks, Inc 37, -0.01% 1.72%
Hometown Lenders INC 38, -0.01% 0.13%
CMG Mortgage Inc 39, -0.01% 0.04%
Embrace Home Loans, Inc 40, -0.01% 0.53%
Pennymac Loan Services 41, -0.01% 1.55%
Bank of England 42, -0.01% 0.04%
Primelending 43, -0.00% 0.22%
Supreme Lending/ Everett Financial Inc 44, -0.00% 0.18%
Bay Equity 45, -0.00% 0.04%
Mortgage Equity Partners 46, 0.01% 0.09%
Amerifirst Financial Corporation 47, 0.01% 0.40%
Success Mortgage Partners Inc 48, 0.01% 0.31%
Caliber Home Loans Inc 49, 0.01% 1.19%
Atlantic Bay Mortgage Group 50, 0.01% 0.09%
Usaa Federal Savings Bank 51, 0.01% 0.49%
Waterstone Mortgage Corp 52, 0.01% 0.04%
Nationwide Mortgage Bankers Inc 53, 0.01% 0.13%
Hamilton Group Funding Inc 54, 0.01% 0.27%
JPMorgan Chase Bank 55, 0.01% 3.14%
Newrez 56, 0.02% 1.15%
Geneva Financial 57, 0.02% 0.09%
Ditech Financial 58, 0.02% 0.62%
The Federal Savings Bank 59, 0.02% 0.04%
Carrington Mortgage Services 60, 0.03% 1.19%
Paramount Residential Mortgage Group Inc 61, 0.03% 0.22%
Cardinal Financial Company LP 62, 0.04% 0.71%
American Financial Resources Inc 63, 0.04% 0.09%
Primary Residential Mortgage Inc 64, 0.04% 0.40%
HomeBridge Financial Services, Inc 65, 0.04% 0.22%
Regions Bank 66, 0.07% 0.88%
Royal United Mortgage 67, 0.08% 0.88%
R P Funding 68, 0.09% 5.22%
Wells Fargo Bank 69, 0.12% 5.17%
Quicken Loans 70, 0.15% 25.34%
Freedom Mortgage Corporation 71, 0.20% 1.28%
Nationstar Mortgage 72, 0.21% 2.52%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
DHI Mortgage Company Limited 1, -0.41% 6.08%
HomeAmerican Mortgage Corp 2, -0.23% 1.25%
Freedom Mortgage Corporation 3, -0.21% 4.45%
Caliber Home Loans Inc 4, -0.18% 7.00%
Park Square Home Mortgage 5, -0.17% 0.78%
Centerstate Bank 6, -0.14% 0.40%
Newrez 7, -0.13% 1.45%
Bank of America 8, -0.13% 0.21%
Home Point Financial Corporation 9, -0.11% 1.75%
Suntrust Banks, Inc 10, -0.11% 0.34%
Taylor Morrison Home Funding 11, -0.10% 0.49%
Keller Mortgage 12, -0.09% 0.21%
Regions Bank 13, -0.08% 0.19%
Quicken Loans 14, -0.07% 8.21%
Stearns Lending 15, -0.07% 1.20%
Eagle Home Mortgage 16, -0.07% 1.35%
Crescent Mortgage Company 17, -0.05% 0.06%
FBC Mortgage 18, -0.05% 6.98%
Pennymac Loan Services 19, -0.05% 1.50%
Ditech Financial 20, -0.04% 0.51%
Citizens Bank 21, -0.04% 0.59%
Primelending 22, -0.04% 0.91%
GTE Financial 23, -0.03% 0.10%
Guaranteed Rate Affinity 24, -0.02% 0.34%
NVR Mortgage Finance Inc 25, -0.02% 1.48%
The Federal Savings Bank 26, -0.01% 0.10%
Navy Federal Credit Union 27, -0.01% 0.08%
Village Capital & Investment 28, -0.01% 0.46%
Amerisave Mortgage Corporation 29, -0.01% 0.13%
Synergy One Lending 30, -0.01% 0.70%
Truist Bank 31, -0.00% 0.04%
Fifth Third Bank, National Association 32, -0.00% 0.10%
Guild Mortgage Company 33, -0.00% 0.61%
Mortgage Equity Partners 34, 0.00% 0.17%
Royal United Mortgage 35, 0.00% 0.13%
Christensen Financial, Inc 36, 0.01% 0.27%
Flagstar Bank 37, 0.01% 1.37%
Pnc Bank 38, 0.01% 0.02%
Us Bank 39, 0.01% 0.04%
Fairway Independent Mort Corp 40, 0.01% 1.77%
Lakeview Loan Servicing 41, 0.01% 0.68%
Movement Mortgage 42, 0.02% 1.64%
Atlantic Bay Mortgage Group 43, 0.02% 0.44%
JPMorgan Chase Bank 44, 0.02% 0.02%
R P Funding 45, 0.02% 0.02%
Hometown Lenders INC 46, 0.03% 0.19%
Cardinal Financial Company LP 47, 0.03% 0.57%
Nations Lending Corporation 48, 0.03% 0.30%
Bay Equity 49, 0.03% 0.42%
Bank of England 50, 0.04% 0.25%
CMG Mortgage Inc 51, 0.04% 0.34%
Guaranteed Rate Inc 52, 0.05% 0.84%
Supreme Lending/ Everett Financial Inc 53, 0.05% 0.65%
Wells Fargo Bank 54, 0.05% 0.06%
Carrington Mortgage Services 55, 0.06% 1.60%
Geneva Financial 56, 0.07% 0.67%
Embrace Home Loans, Inc 57, 0.08% 1.50%
Pulte Mortgage 58, 0.09% 0.93%
Waterstone Mortgage Corp 59, 0.09% 0.53%
HomeBridge Financial Services, Inc 60, 0.09% 1.96%
Union Home Mortgage Company 61, 0.10% 0.49%
KBHS Home Loans 62, 0.11% 1.46%
Success Mortgage Partners Inc 63, 0.12% 1.35%
Hamilton Group Funding Inc 64, 0.12% 0.74%
Equity Prime Mortgage 65, 0.14% 4.83%
The Mortgage Firm, Inc 66, 0.15% 6.66%
Mortgage Solutions of Colorado 67, 0.17% 0.36%
New American Funding 68, 0.18% 2.05%
Nationstar Mortgage 69, 0.20% 2.85%
Land Home Financial Services Inc 70, 0.21% 0.72%
Primary Residential Mortgage Inc 71, 0.21% 1.73%
Paramount Residential Mortgage Group Inc 72, 0.23% 1.77%
American Financial Resources Inc 73, 0.24% 1.18%
Amerifirst Financial Corporation 74, 0.26% 2.24%
Nationwide Mortgage Bankers Inc 75, 0.27% 0.59%
LoanDepot 76, 0.29% 2.28%
CalCon Mutual Mortgage 77, 0.40% 1.27%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
DHI Mortgage Company Limited 1, -0.41% 7.40%
Freedom Mortgage Corporation 2, -0.26% 4.49%
HomeAmerican Mortgage Corp 3, -0.23% 1.53%
Caliber Home Loans Inc 4, -0.19% 7.40%
Park Square Home Mortgage 5, -0.17% 0.95%
Newrez 6, -0.16% 1.25%
Centerstate Bank 7, -0.15% 0.44%
Pennymac Loan Services 8, -0.15% 0.62%
Home Point Financial Corporation 9, -0.13% 1.67%
Suntrust Banks, Inc 10, -0.13% 0.37%
Bank of America 11, -0.13% 0.25%
Taylor Morrison Home Funding 12, -0.10% 0.60%
Keller Mortgage 13, -0.09% 0.25%
Regions Bank 14, -0.08% 0.23%
Quicken Loans 15, -0.08% 3.68%
Stearns Lending 16, -0.08% 1.37%
Eagle Home Mortgage 17, -0.07% 1.64%
Crescent Mortgage Company 18, -0.05% 0.07%
FBC Mortgage 19, -0.05% 7.73%
Citizens Bank 20, -0.05% 0.67%
Primelending 21, -0.04% 1.09%
GTE Financial 22, -0.03% 0.12%
Fifth Third Bank, National Association 23, -0.02% 0.07%
Ditech Financial 24, -0.02% 0.05%
Guaranteed Rate Affinity 25, -0.02% 0.42%
NVR Mortgage Finance Inc 26, -0.02% 1.80%
Navy Federal Credit Union 27, -0.02% 0.07%
Synergy One Lending 28, -0.01% 0.65%
Truist Bank 29, -0.00% 0.05%
Guild Mortgage Company 30, -0.00% 0.62%
Royal United Mortgage 31, -0.00% 0.05%
Mortgage Equity Partners 32, 0.00% 0.19%
The Federal Savings Bank 33, 0.00% 0.02%
Cardinal Financial Company LP 34, 0.00% 0.44%
Christensen Financial, Inc 35, 0.00% 0.30%
Pnc Bank 36, 0.01% 0.02%
Flagstar Bank 37, 0.01% 1.53%
Us Bank 38, 0.01% 0.02%
Fairway Independent Mort Corp 39, 0.01% 2.08%
Movement Mortgage 40, 0.02% 1.97%
Atlantic Bay Mortgage Group 41, 0.02% 0.51%
JPMorgan Chase Bank 42, 0.02% 0.02%
Nations Lending Corporation 43, 0.02% 0.25%
Hometown Lenders INC 44, 0.02% 0.21%
Bay Equity 45, 0.03% 0.49%
Bank of England 46, 0.04% 0.23%
CMG Mortgage Inc 47, 0.04% 0.42%
Guaranteed Rate Inc 48, 0.05% 0.97%
Wells Fargo Bank 49, 0.05% 0.07%
Supreme Lending/ Everett Financial Inc 50, 0.06% 0.76%
Geneva Financial 51, 0.07% 0.81%
Carrington Mortgage Services 52, 0.08% 0.60%
HomeBridge Financial Services, Inc 53, 0.08% 2.04%
Embrace Home Loans, Inc 54, 0.09% 1.64%
Pulte Mortgage 55, 0.09% 1.13%
Waterstone Mortgage Corp 56, 0.09% 0.60%
Union Home Mortgage Company 57, 0.11% 0.53%
KBHS Home Loans 58, 0.11% 1.78%
Success Mortgage Partners Inc 59, 0.12% 1.55%
Hamilton Group Funding Inc 60, 0.13% 0.83%
Equity Prime Mortgage 61, 0.14% 5.81%
The Mortgage Firm, Inc 62, 0.14% 7.13%
Mortgage Solutions of Colorado 63, 0.18% 0.39%
New American Funding 64, 0.21% 2.17%
Nationstar Mortgage 65, 0.23% 1.83%
Land Home Financial Services Inc 66, 0.23% 0.81%
Primary Residential Mortgage Inc 67, 0.24% 1.85%
American Financial Resources Inc 68, 0.24% 1.41%
Paramount Residential Mortgage Group Inc 69, 0.24% 1.99%
Amerifirst Financial Corporation 70, 0.27% 2.66%
Nationwide Mortgage Bankers Inc 71, 0.28% 0.67%
LoanDepot 72, 0.36% 2.15%
CalCon Mutual Mortgage 73, 0.41% 1.50%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Caliber Home Loans Inc 1, -0.14% 5.12%
FBC Mortgage 2, -0.12% 3.52%
Quicken Loans 3, -0.07% 29.14%
Newrez 4, -0.06% 2.35%
Ditech Financial 5, -0.04% 2.67%
Home Point Financial Corporation 6, -0.04% 2.13%
Fairway Independent Mort Corp 7, -0.02% 0.32%
Centerstate Bank 8, -0.02% 0.21%
The Federal Savings Bank 9, -0.01% 0.43%
Land Home Financial Services Inc 10, -0.01% 0.32%
Stearns Lending 11, -0.01% 0.43%
Village Capital & Investment 12, -0.01% 2.56%
Amerisave Mortgage Corporation 13, -0.01% 0.75%
Flagstar Bank 14, -0.00% 0.64%
Embrace Home Loans, Inc 15, -0.00% 0.85%
Navy Federal Credit Union 16, -0.00% 0.11%
Union Home Mortgage Company 17, 0.00% 0.32%
Movement Mortgage 18, 0.00% 0.11%
Primelending 19, 0.00% 0.11%
Paramount Residential Mortgage Group Inc 20, 0.00% 0.75%
Equity Prime Mortgage 21, 0.01% 0.32%
Royal United Mortgage 22, 0.01% 0.53%
Guild Mortgage Company 23, 0.01% 0.53%
Guaranteed Rate Inc 24, 0.01% 0.21%
Synergy One Lending 25, 0.01% 0.96%
Mortgage Equity Partners 26, 0.01% 0.11%
Us Bank 27, 0.01% 0.11%
Pennymac Loan Services 28, 0.01% 5.55%
Atlantic Bay Mortgage Group 29, 0.01% 0.11%
Bay Equity 30, 0.02% 0.11%
Lakeview Loan Servicing 31, 0.02% 3.84%
American Financial Resources Inc 32, 0.02% 0.11%
Supreme Lending/ Everett Financial Inc 33, 0.02% 0.11%
Christensen Financial, Inc 34, 0.02% 0.11%
Suntrust Banks, Inc 35, 0.02% 0.21%
Citizens Bank 36, 0.02% 0.21%
R P Funding 37, 0.02% 0.11%
Nationwide Mortgage Bankers Inc 38, 0.02% 0.21%
Hamilton Group Funding Inc 39, 0.02% 0.32%
Bank of England 40, 0.03% 0.32%
Fifth Third Bank, National Association 41, 0.03% 0.21%
Primary Residential Mortgage Inc 42, 0.03% 1.17%
CalCon Mutual Mortgage 43, 0.03% 0.21%
New American Funding 44, 0.03% 1.49%
Success Mortgage Partners Inc 45, 0.04% 0.43%
Hometown Lenders INC 46, 0.04% 0.11%
Mortgage Solutions of Colorado 47, 0.05% 0.21%
Carrington Mortgage Services 48, 0.05% 6.19%
Freedom Mortgage Corporation 49, 0.05% 4.27%
Waterstone Mortgage Corp 50, 0.05% 0.21%
LoanDepot 51, 0.06% 2.88%
Nations Lending Corporation 52, 0.06% 0.53%
Cardinal Financial Company LP 53, 0.07% 1.17%
Amerifirst Financial Corporation 54, 0.08% 0.32%
HomeBridge Financial Services, Inc 55, 0.15% 1.60%
Nationstar Mortgage 56, 0.17% 7.58%
The Mortgage Firm, Inc 57, 0.21% 4.48%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
JPMorgan Chase Bank 1, -0.02% 10.00%
Usaa Federal Savings Bank 2, -0.01% 3.33%
Truist Bank 3, -0.01% 10.00%
Wells Fargo Bank 4, -0.01% 6.67%
Regions Bank 5, -0.01% 6.67%
MidFlorida Credit Union 6, -0.01% 6.67%
Suntrust Banks, Inc 7, -0.00% 13.33%
Bank of America 8, 0.00% 6.67%
Movement Mortgage 9, 0.01% 3.33%
The Mortgage Firm, Inc 10, 0.01% 3.33%
Us Bank 11, 0.01% 3.33%
Flagstar Bank 12, 0.01% 6.67%
Embrace Home Loans, Inc 13, 0.01% 3.33%
Centerstate Bank 14, 0.01% 3.33%
Fifth Third Bank, National Association 15, 0.02% 10.00%
Caliber Home Loans Inc 16, 0.03% 3.33%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
JPMorgan Chase Bank 1, -0.02% 12.00%
Usaa Federal Savings Bank 2, -0.01% 4.00%
Truist Bank 3, -0.01% 12.00%
Wells Fargo Bank 4, -0.01% 8.00%
Regions Bank 5, -0.01% 8.00%
Suntrust Banks, Inc 6, -0.00% 16.00%
Bank of America 7, -0.00% 4.00%
Flagstar Bank 8, 0.00% 4.00%
Movement Mortgage 9, 0.01% 4.00%
The Mortgage Firm, Inc 10, 0.01% 4.00%
Us Bank 11, 0.01% 4.00%
Embrace Home Loans, Inc 12, 0.01% 4.00%
Centerstate Bank 13, 0.01% 4.00%
Caliber Home Loans Inc 14, 0.03% 4.00%
Fifth Third Bank, National Association 15, 0.03% 8.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Fifth Third Bank, National Association 1, -0.01% 20.00%
MidFlorida Credit Union 2, -0.01% 40.00%
Bank of America 3, 0.00% 20.00%
Flagstar Bank 4, 0.02% 20.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.28% 5.15%
DHI Mortgage Company Limited 2, -0.24% 4.30%
Usaa Federal Savings Bank 3, -0.11% 6.36%
Caliber Home Loans Inc 4, -0.10% 5.03%
Village Capital & Investment 5, -0.10% 0.91%
Lakeview Loan Servicing 6, -0.10% 1.27%
Wells Fargo Bank 7, -0.07% 0.85%
HomeAmerican Mortgage Corp 8, -0.06% 0.73%
Pennymac Loan Services 9, -0.05% 2.79%
Home Point Financial Corporation 10, -0.05% 1.88%
Primelending 11, -0.04% 0.91%
Truist Bank 12, -0.03% 0.30%
Centerstate Bank 13, -0.03% 0.30%
Park Square Home Mortgage 14, -0.03% 0.48%
Crescent Mortgage Company 15, -0.03% 0.30%
Bank of America 16, -0.02% 0.06%
Guild Mortgage Company 17, -0.02% 0.48%
Keller Mortgage 18, -0.01% 0.24%
Guaranteed Rate Affinity 19, -0.01% 0.24%
NVR Mortgage Finance Inc 20, -0.01% 0.06%
Mortgage Equity Partners 21, -0.00% 0.36%
Stearns Lending 22, -0.00% 0.67%
Land Home Financial Services Inc 23, -0.00% 0.12%
Suntrust Banks, Inc 24, -0.00% 0.55%
JPMorgan Chase Bank 25, -0.00% 0.06%
Fairway Independent Mort Corp 26, 0.00% 2.48%
American Financial Resources Inc 27, 0.00% 0.30%
Pnc Bank 28, 0.00% 0.18%
Regions Bank 29, 0.01% 0.42%
Movement Mortgage 30, 0.01% 1.03%
Fifth Third Bank, National Association 31, 0.01% 0.18%
HomeBridge Financial Services, Inc 32, 0.01% 1.51%
Royal United Mortgage 33, 0.01% 0.06%
Bank of England 34, 0.01% 0.12%
Christensen Financial, Inc 35, 0.01% 0.06%
Bay Equity 36, 0.01% 0.18%
Amerisave Mortgage Corporation 37, 0.01% 0.36%
New American Funding 38, 0.02% 0.61%
Atlantic Bay Mortgage Group 39, 0.02% 0.55%
Ditech Financial 40, 0.02% 0.67%
Embrace Home Loans, Inc 41, 0.02% 1.03%
Newrez 42, 0.02% 0.97%
Mortgage Solutions of Colorado 43, 0.02% 0.85%
Hamilton Group Funding Inc 44, 0.02% 0.24%
CMG Mortgage Inc 45, 0.02% 0.24%
The Mortgage Firm, Inc 46, 0.03% 0.24%
Supreme Lending/ Everett Financial Inc 47, 0.03% 0.67%
Taylor Morrison Home Funding 48, 0.03% 1.21%
Guaranteed Rate Inc 49, 0.03% 1.15%
Cardinal Financial Company LP 50, 0.03% 0.42%
Eagle Home Mortgage 51, 0.03% 1.45%
LoanDepot 52, 0.03% 5.51%
Citizens Bank 53, 0.03% 1.15%
Success Mortgage Partners Inc 54, 0.03% 0.79%
FBC Mortgage 55, 0.04% 3.57%
Flagstar Bank 56, 0.04% 2.18%
Synergy One Lending 57, 0.05% 0.67%
Hometown Lenders INC 58, 0.05% 0.18%
Waterstone Mortgage Corp 59, 0.05% 0.55%
Pulte Mortgage 60, 0.05% 0.73%
R P Funding 61, 0.05% 0.91%
Paramount Residential Mortgage Group Inc 62, 0.05% 0.91%
Freedom Mortgage Corporation 63, 0.06% 4.97%
Amerifirst Financial Corporation 64, 0.06% 0.97%
KBHS Home Loans 65, 0.07% 0.61%
Carrington Mortgage Services 66, 0.07% 2.42%
Nationstar Mortgage 67, 0.07% 1.94%
Primary Residential Mortgage Inc 68, 0.07% 1.82%
The Federal Savings Bank 69, 0.08% 2.42%
Nations Lending Corporation 70, 0.08% 0.61%
Geneva Financial 71, 0.10% 0.85%
Quicken Loans 72, 0.11% 10.24%
Equity Prime Mortgage 73, 0.12% 0.91%
CalCon Mutual Mortgage 74, 0.15% 0.73%
NewDay USA 75, 0.33% 2.79%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.30% 7.30%
DHI Mortgage Company Limited 2, -0.22% 7.40%
Usaa Federal Savings Bank 3, -0.08% 7.51%
Wells Fargo Bank 4, -0.06% 1.25%
Caliber Home Loans Inc 5, -0.03% 4.90%
Freedom Mortgage Corporation 6, -0.03% 4.07%
HomeAmerican Mortgage Corp 7, -0.03% 1.25%
Primelending 8, -0.02% 1.36%
Truist Bank 9, -0.02% 0.42%
Crescent Mortgage Company 10, -0.02% 0.31%
Centerstate Bank 11, -0.01% 0.52%
Park Square Home Mortgage 12, -0.01% 0.83%
Guild Mortgage Company 13, -0.00% 0.63%
Pennymac Loan Services 14, 0.00% 0.73%
Bank of America 15, 0.00% 0.10%
Keller Mortgage 16, 0.01% 0.42%
Guaranteed Rate Affinity 17, 0.01% 0.42%
NVR Mortgage Finance Inc 18, 0.02% 0.10%
Suntrust Banks, Inc 19, 0.02% 0.63%
Pnc Bank 20, 0.02% 0.21%
Lakeview Loan Servicing 21, 0.02% 0.10%
American Financial Resources Inc 22, 0.02% 0.42%
HomeBridge Financial Services, Inc 23, 0.02% 1.67%
Stearns Lending 24, 0.03% 0.94%
Regions Bank 25, 0.03% 0.63%
Fifth Third Bank, National Association 26, 0.03% 0.31%
Movement Mortgage 27, 0.03% 1.46%
Amerisave Mortgage Corporation 28, 0.03% 0.21%
Christensen Financial, Inc 29, 0.03% 0.10%
Bay Equity 30, 0.04% 0.31%
R P Funding 31, 0.04% 0.10%
Atlantic Bay Mortgage Group 32, 0.04% 0.94%
Nations Lending Corporation 33, 0.04% 0.31%
New American Funding 34, 0.04% 0.73%
Mortgage Equity Partners 35, 0.04% 0.31%
Ditech Financial 36, 0.04% 0.21%
Fairway Independent Mort Corp 37, 0.05% 3.13%
Hamilton Group Funding Inc 38, 0.05% 0.42%
The Mortgage Firm, Inc 39, 0.05% 0.42%
Newrez 40, 0.05% 1.15%
Taylor Morrison Home Funding 41, 0.05% 2.09%
Eagle Home Mortgage 42, 0.05% 2.50%
Home Point Financial Corporation 43, 0.05% 1.46%
Supreme Lending/ Everett Financial Inc 44, 0.06% 0.94%
CMG Mortgage Inc 45, 0.06% 0.31%
Citizens Bank 46, 0.06% 1.77%
Success Mortgage Partners Inc 47, 0.06% 1.36%
Embrace Home Loans, Inc 48, 0.06% 1.25%
Cardinal Financial Company LP 49, 0.06% 0.42%
FBC Mortgage 50, 0.07% 5.21%
Nationstar Mortgage 51, 0.07% 1.77%
NewDay USA 52, 0.07% 0.52%
Hometown Lenders INC 53, 0.07% 0.31%
Waterstone Mortgage Corp 54, 0.08% 0.94%
Pulte Mortgage 55, 0.08% 1.25%
Guaranteed Rate Inc 56, 0.08% 1.04%
Mortgage Solutions of Colorado 57, 0.09% 0.52%
KBHS Home Loans 58, 0.09% 1.04%
Synergy One Lending 59, 0.09% 0.63%
Amerifirst Financial Corporation 60, 0.09% 1.56%
Primary Residential Mortgage Inc 61, 0.11% 2.71%
Paramount Residential Mortgage Group Inc 62, 0.11% 1.15%
Quicken Loans 63, 0.12% 5.01%
Flagstar Bank 64, 0.13% 2.29%
Geneva Financial 65, 0.13% 1.36%
Equity Prime Mortgage 66, 0.14% 1.56%
Carrington Mortgage Services 67, 0.16% 0.63%
CalCon Mutual Mortgage 68, 0.17% 1.25%
LoanDepot 69, 0.18% 2.92%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Caliber Home Loans Inc 1, -0.19% 5.20%
Usaa Federal Savings Bank 2, -0.15% 4.77%
Home Point Financial Corporation 3, -0.15% 2.46%
Lakeview Loan Servicing 4, -0.13% 2.89%
Village Capital & Investment 5, -0.13% 2.17%
Navy Federal Credit Union 6, -0.12% 2.17%
Fairway Independent Mort Corp 7, -0.09% 1.59%
Pennymac Loan Services 8, -0.09% 5.64%
Flagstar Bank 9, -0.08% 2.02%
Paramount Residential Mortgage Group Inc 10, -0.06% 0.58%
Stearns Lending 11, -0.06% 0.29%
Mortgage Equity Partners 12, -0.06% 0.43%
LoanDepot 13, -0.05% 9.10%
Embrace Home Loans, Inc 14, -0.05% 0.72%
Crescent Mortgage Company 15, -0.04% 0.29%
Guild Mortgage Company 16, -0.04% 0.29%
CMG Mortgage Inc 17, -0.04% 0.14%
Truist Bank 18, -0.04% 0.14%
Mortgage Solutions of Colorado 19, -0.03% 1.30%
Land Home Financial Services Inc 20, -0.03% 0.29%
Supreme Lending/ Everett Financial Inc 21, -0.03% 0.29%
Movement Mortgage 22, -0.03% 0.43%
JPMorgan Chase Bank 23, -0.03% 0.14%
Guaranteed Rate Inc 24, -0.03% 1.30%
Geneva Financial 25, -0.03% 0.14%
Primary Residential Mortgage Inc 26, -0.03% 0.58%
Newrez 27, -0.03% 0.72%
Royal United Mortgage 28, -0.02% 0.14%
New American Funding 29, -0.02% 0.43%
Regions Bank 30, -0.02% 0.14%
Bank of England 31, -0.02% 0.29%
Amerifirst Financial Corporation 32, -0.02% 0.14%
American Financial Resources Inc 33, -0.02% 0.14%
Suntrust Banks, Inc 34, -0.02% 0.43%
Cardinal Financial Company LP 35, -0.02% 0.43%
Amerisave Mortgage Corporation 36, -0.02% 0.58%
Pnc Bank 37, -0.02% 0.14%
Ditech Financial 38, -0.02% 1.30%
FBC Mortgage 39, -0.01% 1.30%
Synergy One Lending 40, -0.01% 0.72%
Primelending 41, -0.01% 0.29%
HomeBridge Financial Services, Inc 42, -0.01% 1.30%
Citizens Bank 43, -0.00% 0.29%
Wells Fargo Bank 44, -0.00% 0.29%
R P Funding 45, 0.02% 2.02%
Carrington Mortgage Services 46, 0.02% 4.91%
The Federal Savings Bank 47, 0.04% 5.78%
Nationstar Mortgage 48, 0.07% 2.17%
Quicken Loans 49, 0.08% 17.49%
Nations Lending Corporation 50, 0.08% 1.01%
Freedom Mortgage Corporation 51, 0.13% 6.21%
NewDay USA 52, 0.33% 5.92%

* Data is compiled for the Lakeland, FL commuting zone area, which comprises of counties of Hardee County, FL, Highlands County, FL, and Polk County, FL. This includes cities/towns/communities of Lakeland, FL as well as Haines City, FL, Winter Haven, FL, Poinciana, FL, Davenport, FL, Sebring, FL, Bartow, FL, Auburndale, FL, Four Corners, FL, Loughman, FL, Highland City, FL, Lake Hamilton, FL, Kathleen, FL, Lake Wales, FL, Eagle Lake, FL, Lake Alfred, FL, Cypress Gardens, FL, Lake Placid, FL, Fuller Heights, FL, Avon Park, FL, Medulla, FL, Lakeland Highlands, FL, Jan Phyl Village, FL, Willow Oak, FL, Grenelefe, FL, Crystal Lake, FL, Combee Settlement, FL, Ona, FL, Polk City, FL, Wahneta, FL, Fort Meade, FL, Frostproof, FL, Hillcrest Heights, FL, Dundee, FL, Babson Park, FL, Fussels Corner, FL, Inwood, FL, Crooked Lake Park, FL, Zolfo Springs, FL, Alturas, FL, Lemon Grove, FL, Bradley Junction, FL, Fort Green Springs, FL, and Bowling Green, FL. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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