Top Mortgage Lenders in Findlay, OH

Which mortgage lender in the Findlay, OH area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Findlay, OH area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Findlay, OH area is Superior Credit Union Inc, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.18%. This means that Superior Credit Union Inc provided a -0.18% lower interest rate for its customers than other lenders in Findlay, OH for a similar set of borrowers. Superior Credit Union Inc has a market share of 3.0%. On the other hand, the most popular lender in the market is LoanDepot, with a market share of 17.1%. LoanDepot is an average rate lender in this area, with a “Rate Difference” of +0.13% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Findlay, OH area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Findlay, OH is Superior Credit Union Inc. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Huntington National Bank. The cheapest VA mortgage provider is also Huntington National Bank. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Ranking of Mortgage Lenders in Findlay, OH

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Superior Credit Union Inc 1, -0.18% 3.01%
First Federal Bank of the Midwest 2, -0.14% 13.76%
The State Bank and Trust Company 3, -0.12% 7.54%
Honda Federal Credit Union 4, -0.09% 3.62%
Huntington National Bank 5, -0.05% 12.64%
JPMorgan Chase Bank 6, -0.04% 6.84%
The Citizens National Bank of Bluffton 7, -0.03% 2.43%
Fifth Third Bank, National Association 8, 0.01% 9.31%
Flagstar Bank 9, 0.01% 1.85%
Wells Fargo Bank 10, 0.03% 1.36%
Us Bank 11, 0.04% 2.59%
Pnc Bank 12, 0.05% 1.94%
Quicken Loans 13, 0.10% 10.50%
LoanDepot 14, 0.13% 17.05%
Union Home Mortgage Company 15, 0.16% 3.50%
Ag Credit, ACA 16, 0.19% 2.06%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Federal Bank of the Midwest 1, -0.14% 12.06%
Superior Credit Union Inc 2, -0.14% 2.43%
The State Bank and Trust Company 3, -0.11% 8.45%
JPMorgan Chase Bank 4, -0.08% 8.45%
Huntington National Bank 5, -0.08% 11.50%
Honda Federal Credit Union 6, -0.04% 2.49%
The Citizens National Bank of Bluffton 7, -0.03% 2.43%
Pnc Bank 8, -0.03% 1.32%
Fifth Third Bank, National Association 9, -0.02% 7.69%
Us Bank 10, -0.02% 2.56%
Flagstar Bank 11, 0.00% 2.56%
Wells Fargo Bank 12, 0.03% 1.66%
Quicken Loans 13, 0.07% 7.90%
Ag Credit, ACA 14, 0.08% 0.90%
LoanDepot 15, 0.16% 22.38%
Union Home Mortgage Company 16, 0.17% 5.20%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Superior Credit Union Inc 1, -0.22% 3.86%
First Federal Bank of the Midwest 2, -0.13% 16.24%
The State Bank and Trust Company 3, -0.13% 6.19%
Honda Federal Credit Union 4, -0.12% 5.28%
The Citizens National Bank of Bluffton 5, -0.02% 2.44%
Huntington National Bank 6, -0.01% 14.31%
Union Home Mortgage Company 7, 0.01% 1.02%
LoanDepot 8, 0.02% 9.24%
Wells Fargo Bank 9, 0.03% 0.91%
Flagstar Bank 10, 0.03% 0.81%
Fifth Third Bank, National Association 11, 0.05% 11.68%
JPMorgan Chase Bank 12, 0.08% 4.47%
Pnc Bank 13, 0.11% 2.84%
Us Bank 14, 0.12% 2.64%
Quicken Loans 15, 0.13% 14.31%
Ag Credit, ACA 16, 0.24% 3.76%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Superior Credit Union Inc 1, -0.18% 3.75%
First Federal Bank of the Midwest 2, -0.13% 16.99%
The State Bank and Trust Company 3, -0.11% 8.37%
Honda Federal Credit Union 4, -0.08% 4.52%
JPMorgan Chase Bank 5, -0.03% 8.37%
The Citizens National Bank of Bluffton 6, -0.02% 2.93%
Huntington National Bank 7, 0.02% 12.22%
Fifth Third Bank, National Association 8, 0.03% 10.11%
Wells Fargo Bank 9, 0.04% 1.59%
Us Bank 10, 0.04% 3.13%
Pnc Bank 11, 0.06% 2.26%
Flagstar Bank 12, 0.09% 1.03%
LoanDepot 13, 0.11% 11.40%
Quicken Loans 14, 0.17% 7.65%
Union Home Mortgage Company 15, 0.18% 3.13%
Ag Credit, ACA 16, 0.20% 2.57%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Federal Bank of the Midwest 1, -0.14% 15.66%
Superior Credit Union Inc 2, -0.13% 3.21%
The State Bank and Trust Company 3, -0.10% 9.52%
JPMorgan Chase Bank 4, -0.08% 10.90%
Honda Federal Credit Union 5, -0.04% 3.30%
The Citizens National Bank of Bluffton 6, -0.02% 3.02%
Pnc Bank 7, -0.02% 1.65%
Us Bank 8, -0.02% 3.21%
Fifth Third Bank, National Association 9, 0.00% 7.97%
Wells Fargo Bank 10, 0.04% 2.01%
Huntington National Bank 11, 0.04% 9.89%
Ag Credit, ACA 12, 0.08% 1.19%
Flagstar Bank 13, 0.10% 1.47%
LoanDepot 14, 0.13% 15.38%
Quicken Loans 15, 0.14% 6.87%
Union Home Mortgage Company 16, 0.21% 4.76%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Superior Credit Union Inc 1, -0.21% 4.44%
The State Bank and Trust Company 2, -0.13% 6.89%
First Federal Bank of the Midwest 3, -0.13% 18.69%
Honda Federal Credit Union 4, -0.11% 6.07%
The Citizens National Bank of Bluffton 5, -0.02% 2.80%
Huntington National Bank 6, -0.00% 15.19%
Union Home Mortgage Company 7, 0.02% 1.05%
LoanDepot 8, 0.02% 6.31%
Flagstar Bank 9, 0.03% 0.47%
Wells Fargo Bank 10, 0.03% 1.05%
Fifth Third Bank, National Association 11, 0.05% 12.85%
JPMorgan Chase Bank 12, 0.09% 5.14%
Pnc Bank 13, 0.12% 3.04%
Us Bank 14, 0.12% 3.04%
Quicken Loans 15, 0.21% 8.64%
Ag Credit, ACA 16, 0.25% 4.32%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Huntington National Bank 1, -0.31% 15.64%
The State Bank and Trust Company 2, -0.16% 5.31%
Fifth Third Bank, National Association 3, -0.11% 6.42%
Flagstar Bank 4, -0.09% 5.87%
First Federal Bank of the Midwest 5, -0.07% 0.84%
Quicken Loans 6, -0.04% 22.07%
Us Bank 7, -0.02% 0.28%
Wells Fargo Bank 8, 0.01% 0.28%
Union Home Mortgage Company 9, 0.10% 4.47%
LoanDepot 10, 0.19% 38.83%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Huntington National Bank 1, -0.36% 16.48%
The State Bank and Trust Company 2, -0.18% 6.23%
Fifth Third Bank, National Association 3, -0.13% 7.33%
Quicken Loans 4, -0.12% 10.62%
Flagstar Bank 5, -0.10% 6.96%
First Federal Bank of the Midwest 6, -0.07% 1.10%
Us Bank 7, -0.03% 0.37%
Wells Fargo Bank 8, 0.01% 0.37%
Union Home Mortgage Company 9, 0.11% 5.49%
LoanDepot 10, 0.21% 45.05%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Huntington National Bank 1, -0.11% 12.94%
Union Home Mortgage Company 2, -0.02% 1.18%
The State Bank and Trust Company 3, -0.02% 2.35%
Fifth Third Bank, National Association 4, -0.01% 3.53%
Flagstar Bank 5, -0.01% 2.35%
Quicken Loans 6, 0.01% 58.82%
LoanDepot 7, 0.05% 18.82%
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Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Huntington National Bank 1, -0.07% 10.66%
The Citizens National Bank of Bluffton 2, -0.03% 1.64%
Wells Fargo Bank 3, -0.03% 0.82%
Fifth Third Bank, National Association 4, -0.03% 4.92%
The State Bank and Trust Company 5, -0.01% 0.82%
Pnc Bank 6, -0.01% 2.46%
Us Bank 7, -0.01% 0.82%
LoanDepot 8, -0.00% 43.44%
JPMorgan Chase Bank 9, -0.00% 2.46%
Flagstar Bank 10, 0.01% 3.28%
Union Home Mortgage Company 11, 0.04% 6.56%
Quicken Loans 12, 0.04% 22.13%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Huntington National Bank 1, -0.07% 16.67%
Fifth Third Bank, National Association 2, -0.04% 5.13%
The Citizens National Bank of Bluffton 3, -0.04% 2.56%
Wells Fargo Bank 4, -0.03% 1.28%
The State Bank and Trust Company 5, -0.02% 1.28%
Flagstar Bank 6, -0.02% 2.56%
Us Bank 7, -0.01% 1.28%
Pnc Bank 8, -0.01% 1.28%
JPMorgan Chase Bank 9, -0.01% 3.85%
Quicken Loans 10, 0.02% 12.82%
LoanDepot 11, 0.03% 41.03%
Union Home Mortgage Company 12, 0.04% 10.26%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
LoanDepot 1, -0.05% 47.73%
Pnc Bank 2, -0.01% 4.55%
Fifth Third Bank, National Association 3, -0.00% 4.55%
Flagstar Bank 4, 0.03% 4.55%
Quicken Loans 5, 0.06% 38.64%

* Data is compiled for the Findlay, OH commuting zone area, which comprises of counties of Hancock County, OH, Hardin County, OH, Logan County, OH, Seneca County, OH, and Wyandot County, OH. This includes cities/towns/communities of Findlay, OH as well as Tiffin, OH, McComb, OH, Bellefontaine, OH, Arlington, OH, Fostoria, OH, Rawson, OH, Upper Sandusky, OH, East Liberty, OH, Belle Center, OH, De Graff, OH, Kenton, OH, West Liberty, OH, Carey, OH, Fostoria, OH, Lakeview, OH, West Mansfield, OH, Ada, OH, Mount Victory, OH, Sycamore, OH, New Riegel, OH, Russells Point, OH, Bettsville, OH, Wharton, OH, Green Springs, OH, Dunkirk, OH, Forest, OH, Nevada, OH, Alger, OH, Bloomville, OH, and Republic, OH. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings for Other Cities

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