Top Mortgage Lenders in Nacogdoches, TX

Which mortgage lender in the Nacogdoches, TX area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Nacogdoches, TX area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Nacogdoches, TX area is Austin Bank Texas, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.06%. This means that Austin Bank Texas provided a -0.06% lower interest rate for its customers than other lenders in Nacogdoches, TX for a similar set of borrowers. Austin Bank Texas has a market share of 4.2%. On the other hand, the most popular lender in the market is Commercial Bnak Of Texas, with a market share of 30.5%. Commercial Bnak Of Texas is also a relatively cheap lender, with a “Rate Difference” of -0.04% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Nacogdoches, TX area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, Austin Bank Texas is the cheapest mortgage provider for Conventional and Jumbo mortgages in Nacogdoches, TX. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Commercial Bnak Of Texas. The cheapest VA mortgage provider is Commercial Bnak Of Texas. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Ranking of Mortgage Lenders in Nacogdoches, TX

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Austin Bank Texas 1, -0.06% 4.18%
Commercial Bnak Of Texas 2, -0.04% 30.51%
Flagstar Bank 3, -0.01% 4.30%
Southside Bank 4, 0.00% 9.49%
Usaa Federal Savings Bank 5, 0.00% 3.92%
BancorpSouth Bank 6, 0.00% 12.03%
Regions Bank 7, 0.02% 5.95%
Amcap Mortgage Ltd 8, 0.03% 15.57%
Quicken Loans 9, 0.07% 14.05%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Austin Bank Texas 1, -0.08% 4.69%
Commercial Bnak Of Texas 2, -0.02% 28.48%
BancorpSouth Bank 3, -0.02% 12.73%
Flagstar Bank 4, -0.01% 5.70%
Usaa Federal Savings Bank 5, -0.01% 4.69%
Regions Bank 6, 0.00% 5.70%
Southside Bank 7, 0.01% 9.05%
Amcap Mortgage Ltd 8, 0.02% 19.43%
Quicken Loans 9, 0.07% 9.55%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Commercial Bnak Of Texas 1, -0.10% 36.79%
Southside Bank 2, -0.02% 10.88%
Austin Bank Texas 3, 0.01% 2.59%
Usaa Federal Savings Bank 4, 0.05% 1.55%
Regions Bank 5, 0.05% 6.74%
BancorpSouth Bank 6, 0.08% 9.84%
Quicken Loans 7, 0.08% 27.98%
Amcap Mortgage Ltd 8, 0.09% 3.63%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Austin Bank Texas 1, -0.06% 5.41%
Amcap Mortgage Ltd 2, -0.06% 9.63%
Commercial Bnak Of Texas 3, -0.03% 34.29%
Flagstar Bank 4, -0.01% 3.21%
Southside Bank 5, 0.01% 11.99%
Usaa Federal Savings Bank 6, 0.01% 2.20%
BancorpSouth Bank 7, 0.02% 13.01%
Regions Bank 8, 0.03% 6.25%
Quicken Loans 9, 0.09% 14.02%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Amcap Mortgage Ltd 1, -0.08% 12.29%
Austin Bank Texas 2, -0.07% 6.63%
Flagstar Bank 3, -0.01% 4.67%
BancorpSouth Bank 4, 0.01% 14.25%
Usaa Federal Savings Bank 5, 0.01% 2.95%
Commercial Bnak Of Texas 6, 0.01% 32.68%
Regions Bank 7, 0.02% 5.90%
Southside Bank 8, 0.02% 12.29%
Quicken Loans 9, 0.09% 8.35%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Commercial Bnak Of Texas 1, -0.10% 37.84%
Southside Bank 2, -0.02% 11.35%
Austin Bank Texas 3, 0.01% 2.70%
Usaa Federal Savings Bank 4, 0.05% 0.54%
Regions Bank 5, 0.05% 7.03%
BancorpSouth Bank 6, 0.08% 10.27%
Quicken Loans 7, 0.09% 26.49%
Amcap Mortgage Ltd 8, 0.09% 3.78%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Commercial Bnak Of Texas 1, -0.15% 16.54%
BancorpSouth Bank 2, -0.09% 13.39%
Regions Bank 3, -0.03% 6.30%
Flagstar Bank 4, -0.02% 8.66%
Southside Bank 5, 0.00% 0.79%
Quicken Loans 6, 0.02% 14.96%
Amcap Mortgage Ltd 7, 0.09% 39.37%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Commercial Bnak Of Texas 1, -0.15% 17.21%
BancorpSouth Bank 2, -0.09% 13.93%
Regions Bank 3, -0.03% 6.56%
Flagstar Bank 4, -0.02% 9.02%
Southside Bank 5, 0.01% 0.82%
Quicken Loans 6, 0.02% 11.48%
Amcap Mortgage Ltd 7, 0.09% 40.98%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Quicken Loans 1, 0.00% 100.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Austin Bank Texas 1, 0.00% 50.00%
Commercial Bnak Of Texas 2, 0.00% 50.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Austin Bank Texas 1, 0.00% 50.00%
Commercial Bnak Of Texas 2, 0.00% 50.00%
Insufficient data available.
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Commercial Bnak Of Texas 1, -0.07% 23.19%
Usaa Federal Savings Bank 2, -0.03% 26.09%
Southside Bank 3, -0.02% 4.35%
BancorpSouth Bank 4, 0.00% 1.45%
Flagstar Bank 5, 0.01% 5.80%
Regions Bank 6, 0.01% 2.90%
Quicken Loans 7, 0.04% 13.04%
Amcap Mortgage Ltd 8, 0.08% 23.19%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Commercial Bnak Of Texas 1, -0.08% 22.73%
Usaa Federal Savings Bank 2, -0.03% 24.24%
Southside Bank 3, -0.02% 4.55%
BancorpSouth Bank 4, 0.00% 1.52%
Flagstar Bank 5, 0.01% 6.06%
Regions Bank 6, 0.01% 3.03%
Quicken Loans 7, 0.04% 13.64%
Amcap Mortgage Ltd 8, 0.08% 24.24%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Commercial Bnak Of Texas 1, -0.00% 33.33%
Usaa Federal Savings Bank 2, 0.00% 66.67%

* Data is compiled for the Nacogdoches, TX commuting zone area, which comprises of counties of Angelina County, TX, Nacogdoches County, TX, Sabine County, TX, San Augustine County, TX, and Shelby County, TX. This includes cities/towns/communities of Nacogdoches, TX as well as Lufkin, TX, Hudson, TX, Huntington, TX, Redland, TX, Cushing, TX, Diboll, TX, Chireno, TX, Hemphill, TX, Milam, TX, Center, TX, Zavalla, TX, Timpson, TX, Pineland, TX, Broaddus, TX, Tenaha, TX, Garrison, TX, San Augustine, TX, and Huxley, TX. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings for Other Cities

This page ranks the top mortgage lenders in the Nacogdoches, TX area. For mortgage lender rankings of other cities, click here.