Top Mortgage Lenders in Albertville, AL

Which mortgage lender in the Albertville, AL area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Albertville, AL area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Albertville, AL area is Renasant Bank, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.08%. This means that Renasant Bank provided a -0.08% lower interest rate for its customers than other lenders in Albertville, AL for a similar set of borrowers. Renasant Bank has a market share of 9.6%. On the other hand, the most popular lender in the market is Quicken Loans, with a market share of 12.4%. Quicken Loans is an average rate lender in this area, with a “Rate Difference” of +0.08% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Albertville, AL area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Albertville, AL is First Federal Bank A FSB. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Quicken Loans. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Renasant Bank. The cheapest VA mortgage provider is LoanDepot. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Ranking of Mortgage Lenders in Albertville, AL

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Renasant Bank 1, -0.08% 9.64%
First Federal Bank A FSB 2, -0.07% 2.98%
FirstBank 3, -0.05% 7.65%
Fairway Independent Mort Corp 4, -0.05% 11.33%
Trustmark National Bank 5, -0.03% 1.95%
Mortgage Investors Group 6, -0.02% 3.93%
Home Point Financial Corporation 7, -0.02% 1.47%
BancorpSouth Bank 8, -0.02% 1.99%
Wells Fargo Bank 9, -0.01% 2.90%
TJC Mortgage, Inc 10, -0.01% 2.03%
Regions Bank 11, -0.00% 10.29%
Triumph Bank 12, 0.00% 1.69%
Gmfs 13, 0.00% 2.46%
DelMar Financial Company 14, 0.00% 1.82%
Certainty Home Loans 15, 0.01% 3.50%
Usaa Federal Savings Bank 16, 0.01% 1.77%
LoanDepot 17, 0.03% 3.93%
Bbva Usa 18, 0.03% 3.03%
Redstone Federal Credit Union 19, 0.04% 4.02%
Acopia Capital Group 20, 0.05% 2.77%
Goldwater Bank National Association 21, 0.06% 1.86%
Quicken Loans 22, 0.08% 12.36%
Nationstar Mortgage 23, 0.10% 1.38%
Guild Mortgage Company 24, 0.13% 3.24%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Renasant Bank 1, -0.10% 11.29%
Regions Bank 2, -0.09% 8.36%
Fairway Independent Mort Corp 3, -0.05% 15.23%
First Federal Bank A FSB 4, -0.05% 3.29%
FirstBank 5, -0.04% 9.58%
Wells Fargo Bank 6, -0.04% 3.29%
Home Point Financial Corporation 7, -0.02% 1.50%
TJC Mortgage, Inc 8, -0.01% 2.64%
BancorpSouth Bank 9, -0.01% 2.07%
Triumph Bank 10, -0.00% 1.07%
Mortgage Investors Group 11, 0.01% 4.00%
Certainty Home Loans 12, 0.02% 2.79%
DelMar Financial Company 13, 0.02% 2.29%
Gmfs 14, 0.02% 2.07%
Trustmark National Bank 15, 0.03% 1.50%
Usaa Federal Savings Bank 16, 0.03% 2.29%
Bbva Usa 17, 0.06% 3.86%
Acopia Capital Group 18, 0.07% 3.93%
Goldwater Bank National Association 19, 0.08% 2.36%
Nationstar Mortgage 20, 0.09% 0.71%
LoanDepot 21, 0.10% 2.72%
Redstone Federal Credit Union 22, 0.13% 3.72%
Quicken Loans 23, 0.15% 5.72%
Guild Mortgage Company 24, 0.19% 3.72%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Federal Bank A FSB 1, -0.11% 2.52%
Trustmark National Bank 2, -0.09% 2.63%
Redstone Federal Credit Union 3, -0.07% 4.49%
Mortgage Investors Group 4, -0.06% 3.83%
FirstBank 5, -0.06% 4.70%
Acopia Capital Group 6, -0.05% 0.98%
Bbva Usa 7, -0.04% 1.75%
DelMar Financial Company 8, -0.04% 1.09%
Usaa Federal Savings Bank 9, -0.03% 0.98%
BancorpSouth Bank 10, -0.03% 1.86%
Gmfs 11, -0.03% 3.06%
LoanDepot 12, -0.03% 5.80%
Renasant Bank 13, -0.02% 7.11%
Fairway Independent Mort Corp 14, -0.02% 5.36%
TJC Mortgage, Inc 15, -0.01% 1.09%
Home Point Financial Corporation 16, -0.01% 1.42%
Triumph Bank 17, -0.01% 2.63%
Guild Mortgage Company 18, -0.01% 2.52%
Certainty Home Loans 19, -0.00% 4.60%
Goldwater Bank National Association 20, 0.00% 1.09%
Quicken Loans 21, 0.04% 22.54%
Wells Fargo Bank 22, 0.04% 2.30%
Regions Bank 23, 0.08% 13.24%
Nationstar Mortgage 24, 0.09% 2.41%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Federal Bank A FSB 1, -0.09% 3.60%
Mortgage Investors Group 2, -0.06% 4.97%
FirstBank 3, -0.06% 8.00%
Trustmark National Bank 4, -0.06% 2.38%
TJC Mortgage, Inc 5, -0.05% 1.87%
Renasant Bank 6, -0.04% 9.01%
Wells Fargo Bank 7, -0.03% 4.32%
BancorpSouth Bank 8, -0.02% 2.45%
Gmfs 9, -0.02% 2.88%
LoanDepot 10, -0.02% 2.88%
DelMar Financial Company 11, -0.01% 1.66%
Regions Bank 12, -0.01% 14.91%
Goldwater Bank National Association 13, -0.00% 1.01%
Home Point Financial Corporation 14, -0.00% 1.15%
Certainty Home Loans 15, -0.00% 4.39%
Bbva Usa 16, 0.00% 3.67%
Triumph Bank 17, 0.01% 1.80%
Guild Mortgage Company 18, 0.02% 2.09%
Usaa Federal Savings Bank 19, 0.03% 0.86%
Redstone Federal Credit Union 20, 0.04% 6.27%
Acopia Capital Group 21, 0.04% 1.73%
Fairway Independent Mort Corp 22, 0.08% 6.34%
Nationstar Mortgage 23, 0.09% 1.08%
Quicken Loans 24, 0.09% 10.66%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Regions Bank 1, -0.12% 12.86%
First Federal Bank A FSB 2, -0.06% 4.29%
Wells Fargo Bank 3, -0.06% 5.53%
TJC Mortgage, Inc 4, -0.05% 2.77%
Renasant Bank 5, -0.05% 9.41%
FirstBank 6, -0.04% 10.51%
Mortgage Investors Group 7, -0.04% 5.12%
Gmfs 8, -0.02% 2.07%
Goldwater Bank National Association 9, -0.01% 1.38%
BancorpSouth Bank 10, -0.01% 2.77%
LoanDepot 11, -0.00% 1.80%
Home Point Financial Corporation 12, 0.00% 1.38%
Certainty Home Loans 13, 0.00% 3.32%
DelMar Financial Company 14, 0.02% 1.80%
Trustmark National Bank 15, 0.02% 1.66%
Nationstar Mortgage 16, 0.02% 0.28%
Triumph Bank 17, 0.03% 0.69%
Bbva Usa 18, 0.03% 5.12%
Usaa Federal Savings Bank 19, 0.05% 1.38%
Acopia Capital Group 20, 0.06% 3.04%
Guild Mortgage Company 21, 0.06% 2.07%
Fairway Independent Mort Corp 22, 0.11% 8.99%
Redstone Federal Credit Union 23, 0.14% 6.50%
Quicken Loans 24, 0.18% 5.26%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Federal Bank A FSB 1, -0.13% 2.86%
Trustmark National Bank 2, -0.10% 3.16%
Redstone Federal Credit Union 3, -0.07% 6.02%
Mortgage Investors Group 4, -0.07% 4.81%
FirstBank 5, -0.07% 5.26%
Bbva Usa 6, -0.05% 2.11%
DelMar Financial Company 7, -0.05% 1.50%
BancorpSouth Bank 8, -0.04% 2.11%
Gmfs 9, -0.03% 3.76%
LoanDepot 10, -0.03% 4.06%
Guild Mortgage Company 11, -0.03% 2.11%
Renasant Bank 12, -0.02% 8.57%
TJC Mortgage, Inc 13, -0.02% 0.90%
Acopia Capital Group 14, -0.01% 0.30%
Triumph Bank 15, -0.01% 3.01%
Certainty Home Loans 16, -0.01% 5.56%
Usaa Federal Savings Bank 17, -0.01% 0.30%
Home Point Financial Corporation 18, -0.00% 0.90%
Goldwater Bank National Association 19, 0.02% 0.60%
Fairway Independent Mort Corp 20, 0.03% 3.46%
Wells Fargo Bank 21, 0.04% 3.01%
Quicken Loans 22, 0.06% 16.54%
Regions Bank 23, 0.08% 17.14%
Nationstar Mortgage 24, 0.09% 1.95%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Renasant Bank 1, -0.15% 12.18%
Fairway Independent Mort Corp 2, -0.13% 20.51%
FirstBank 3, -0.06% 6.84%
Home Point Financial Corporation 4, -0.03% 1.78%
Regions Bank 5, -0.02% 2.67%
First Federal Bank A FSB 6, -0.02% 2.08%
Triumph Bank 7, -0.01% 1.49%
BancorpSouth Bank 8, 0.00% 1.63%
Redstone Federal Credit Union 9, 0.01% 0.30%
DelMar Financial Company 10, 0.03% 2.53%
Certainty Home Loans 11, 0.04% 2.38%
TJC Mortgage, Inc 12, 0.05% 2.38%
Trustmark National Bank 13, 0.05% 0.45%
Gmfs 14, 0.06% 2.53%
Acopia Capital Group 15, 0.06% 3.57%
Quicken Loans 16, 0.07% 14.71%
Mortgage Investors Group 17, 0.12% 2.97%
Goldwater Bank National Association 18, 0.12% 3.71%
Bbva Usa 19, 0.12% 2.53%
Nationstar Mortgage 20, 0.13% 2.08%
LoanDepot 21, 0.14% 4.46%
Guild Mortgage Company 22, 0.23% 6.24%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Renasant Bank 1, -0.16% 14.15%
Fairway Independent Mort Corp 2, -0.14% 22.45%
FirstBank 3, -0.06% 8.68%
Home Point Financial Corporation 4, -0.04% 1.70%
Regions Bank 5, -0.03% 2.83%
First Federal Bank A FSB 6, -0.02% 2.26%
Triumph Bank 7, -0.01% 1.32%
BancorpSouth Bank 8, 0.00% 1.70%
Redstone Federal Credit Union 9, 0.02% 0.38%
DelMar Financial Company 10, 0.04% 3.21%
Trustmark National Bank 11, 0.05% 0.38%
Certainty Home Loans 12, 0.05% 2.64%
TJC Mortgage, Inc 13, 0.06% 2.64%
Acopia Capital Group 14, 0.07% 4.53%
Gmfs 15, 0.07% 2.64%
Nationstar Mortgage 16, 0.13% 1.13%
Mortgage Investors Group 17, 0.13% 3.40%
Bbva Usa 18, 0.13% 3.02%
Goldwater Bank National Association 19, 0.14% 3.96%
Quicken Loans 20, 0.16% 6.79%
LoanDepot 21, 0.19% 3.58%
Guild Mortgage Company 22, 0.27% 6.60%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Fairway Independent Mort Corp 1, -0.05% 13.29%
Triumph Bank 2, -0.03% 2.10%
Quicken Loans 3, -0.01% 44.06%
Renasant Bank 4, -0.01% 4.90%
Goldwater Bank National Association 5, -0.01% 2.80%
Gmfs 6, -0.01% 2.10%
First Federal Bank A FSB 7, -0.01% 1.40%
Home Point Financial Corporation 8, -0.00% 2.10%
Certainty Home Loans 9, 0.00% 1.40%
Regions Bank 10, 0.00% 2.10%
TJC Mortgage, Inc 11, 0.01% 1.40%
Bbva Usa 12, 0.01% 0.70%
BancorpSouth Bank 13, 0.01% 1.40%
Trustmark National Bank 14, 0.03% 0.70%
Guild Mortgage Company 15, 0.03% 4.90%
Mortgage Investors Group 16, 0.04% 1.40%
LoanDepot 17, 0.05% 7.69%
Nationstar Mortgage 18, 0.11% 5.59%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Quicken Loans 1, -0.01% 8.33%
Regions Bank 2, -0.01% 33.33%
Wells Fargo Bank 3, -0.01% 8.33%
Certainty Home Loans 4, 0.00% 8.33%
FirstBank 5, 0.01% 41.67%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
FirstBank 1, -0.00% 50.00%
Regions Bank 2, 0.00% 50.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Regions Bank 1, -0.01% 25.00%
Quicken Loans 2, -0.01% 12.50%
Wells Fargo Bank 3, -0.01% 12.50%
Certainty Home Loans 4, 0.00% 12.50%
FirstBank 5, 0.01% 37.50%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
LoanDepot 1, -0.04% 8.75%
Regions Bank 2, -0.03% 3.75%
Renasant Bank 3, -0.03% 6.67%
Fairway Independent Mort Corp 4, -0.02% 15.00%
Home Point Financial Corporation 5, -0.02% 2.50%
Triumph Bank 6, -0.02% 1.67%
First Federal Bank A FSB 7, -0.01% 2.08%
Usaa Federal Savings Bank 8, -0.01% 12.08%
FirstBank 9, -0.01% 6.25%
TJC Mortgage, Inc 10, -0.01% 2.08%
Guild Mortgage Company 11, 0.00% 1.67%
Mortgage Investors Group 12, 0.00% 0.83%
Bbva Usa 13, 0.01% 0.83%
Redstone Federal Credit Union 14, 0.01% 1.67%
Goldwater Bank National Association 15, 0.01% 1.67%
Trustmark National Bank 16, 0.01% 3.75%
Certainty Home Loans 17, 0.01% 1.25%
DelMar Financial Company 18, 0.02% 0.83%
Wells Fargo Bank 19, 0.02% 2.50%
BancorpSouth Bank 20, 0.03% 0.42%
Acopia Capital Group 21, 0.04% 6.67%
Nationstar Mortgage 22, 0.05% 1.25%
Quicken Loans 23, 0.05% 15.83%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Regions Bank 1, -0.05% 4.93%
Renasant Bank 2, -0.03% 10.56%
Fairway Independent Mort Corp 3, -0.02% 20.42%
Triumph Bank 4, -0.02% 2.11%
Home Point Financial Corporation 5, -0.02% 1.41%
First Federal Bank A FSB 6, -0.02% 2.11%
TJC Mortgage, Inc 7, -0.01% 2.11%
Usaa Federal Savings Bank 8, -0.01% 15.49%
Bbva Usa 9, -0.00% 0.70%
FirstBank 10, -0.00% 7.04%
Mortgage Investors Group 11, -0.00% 0.70%
Redstone Federal Credit Union 12, 0.00% 2.11%
Trustmark National Bank 13, 0.01% 4.93%
Guild Mortgage Company 14, 0.01% 1.41%
DelMar Financial Company 15, 0.01% 1.41%
Certainty Home Loans 16, 0.02% 0.70%
Goldwater Bank National Association 17, 0.02% 1.41%
Wells Fargo Bank 18, 0.02% 4.23%
Quicken Loans 19, 0.03% 4.23%
LoanDepot 20, 0.04% 4.23%
Nationstar Mortgage 21, 0.05% 1.41%
Acopia Capital Group 22, 0.11% 6.34%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
LoanDepot 1, -0.07% 15.31%
Acopia Capital Group 2, -0.06% 7.14%
Usaa Federal Savings Bank 3, -0.04% 7.14%
Fairway Independent Mort Corp 4, -0.03% 7.14%
FirstBank 5, -0.03% 5.10%
Home Point Financial Corporation 6, -0.03% 4.08%
First Federal Bank A FSB 7, -0.01% 2.04%
Guild Mortgage Company 8, -0.01% 2.04%
Triumph Bank 9, -0.01% 1.02%
TJC Mortgage, Inc 10, -0.00% 2.04%
Goldwater Bank National Association 11, -0.00% 2.04%
Renasant Bank 12, 0.00% 1.02%
Certainty Home Loans 13, 0.01% 2.04%
Mortgage Investors Group 14, 0.01% 1.02%
Redstone Federal Credit Union 15, 0.01% 1.02%
Trustmark National Bank 16, 0.01% 2.04%
Bbva Usa 17, 0.02% 1.02%
BancorpSouth Bank 18, 0.03% 1.02%
Nationstar Mortgage 19, 0.04% 1.02%
Regions Bank 20, 0.05% 2.04%
Quicken Loans 21, 0.06% 32.65%

* Data is compiled for the Albertville, AL commuting zone area, which comprises of counties of Cherokee County, AL, DeKalb County, AL, Etowah County, AL, and Marshall County, AL. This includes cities/towns/communities of Albertville, AL as well as Arab, AL, Guntersville, AL, Southside, AL, Attalla, AL, Gadsden, AL, Rainbow City, AL, Hokes Bluff, AL, Grant, AL, Fort Payne, AL, Henagar, AL, Union Grove, AL, Glencoe, AL, Reece City, AL, Centre, AL, Sardis City, AL, Cedar Bluff, AL, Carlisle-Rockledge, AL, Sand Rock, AL, Powell, AL, Spring Garden, AL, Douglas, AL, Valley Head, AL, Crossville, AL, Geraldine, AL, Altoona, AL, Egypt, AL, Ider, AL, Shiloh, AL, Boaz, AL, Hammondville, AL, Pine Ridge, AL, Lookout Mountain, AL, Ivalee, AL, Tidmore Bend, AL, and Sand Rock, AL. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings for Other Cities

This page ranks the top mortgage lenders in the Albertville, AL area. For mortgage lender rankings of other cities, click here.