Top Mortgage Lenders in the Palm Bay, FL area

Which mortgage lender in the Palm Bay, FL area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Palm Bay, FL area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Palm Bay, FL area is Space Coast Credit Union, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.32%. This means that Space Coast Credit Union provided a -0.32% lower interest rate for its customers than other lenders in Palm Bay, FL for a similar set of borrowers. Space Coast Credit Union has a market share of 3.4%. On the other hand, the most popular lender in the market is Quicken Loans, with a market share of 11.6%. Quicken Loans is an average rate lender in this area, with a “Rate Difference” of +0.11% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Palm Bay, FL area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Palm Bay, FL is Space Coast Credit Union. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Wells Fargo Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Bank of America. The cheapest VA mortgage provider is DHI Mortgage Company Limited. To get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders by “Rate Rank” for your desired mortgage type and purpose.

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Space Coast Credit Union 1, -0.32% 3.38%
DHI Mortgage Company Limited 2, -0.28% 3.40%
Bank of America 3, -0.20% 1.93%
Trustco Bank 4, -0.17% 0.36%
Pnc Bank 5, -0.13% 1.67%
Us Bank 6, -0.13% 2.04%
Centerstate Bank 7, -0.11% 0.99%
JPMorgan Chase Bank 8, -0.11% 2.94%
Valley National Bank 9, -0.11% 0.40%
Guaranteed Rate Affinity 10, -0.10% 0.72%
Truist Bank 11, -0.10% 1.04%
Keller Mortgage 12, -0.09% 0.28%
Pulte Mortgage 13, -0.09% 0.26%
Suntrust Banks, Inc 14, -0.09% 1.02%
Amerisave Mortgage Corporation 15, -0.08% 0.48%
Lakeview Loan Servicing 16, -0.08% 0.74%
Navy Federal Credit Union 17, -0.08% 1.95%
Usaa Federal Savings Bank 18, -0.07% 2.03%
Eagle Home Mortgage 19, -0.07% 1.12%
TD Bank 20, -0.06% 0.83%
Provident Funding Associates 21, -0.06% 0.21%
Home Point Financial Corporation 22, -0.06% 0.44%
Bayshore Mortgage Funding 23, -0.05% 0.42%
Seacoast National Bank 24, -0.05% 0.81%
North American Savings Bank 25, -0.04% 0.22%
The Mortgage Firm, Inc 26, -0.04% 4.85%
Pennymac Loan Services 27, -0.04% 1.19%
Morgan Financial 28, -0.03% 2.40%
Newrez 29, -0.02% 0.53%
Wells Fargo Bank 30, -0.01% 3.41%
Citizens Bank 31, -0.01% 0.46%
Fifth Third Bank, National Association 32, -0.01% 0.20%
Fairway Independent Mort Corp 33, 0.00% 0.38%
Iberiabank 34, 0.00% 0.40%
GOM – Main Office 35, 0.01% 0.30%
Hamilton Group Funding Inc 36, 0.01% 0.58%
Union Home Mortgage Company 37, 0.01% 0.38%
Cardinal Financial Company LP 38, 0.01% 0.63%
Caliber Home Loans Inc 39, 0.01% 5.55%
JG Wentworth Home Lending 40, 0.01% 0.29%
LoanDepot 41, 0.02% 4.81%
Bank of England 42, 0.02% 0.34%
SWBC Mortgage Corporation 43, 0.02% 0.42%
VanDyk Mortgage Corporation 44, 0.02% 0.24%
Christensen Financial, Inc 45, 0.02% 1.06%
Guaranteed Rate Inc 46, 0.02% 0.87%
HomeBridge Financial Services, Inc 47, 0.04% 0.92%
New American Funding 48, 0.04% 0.36%
Movement Mortgage 49, 0.04% 1.72%
US Mortgage of Florida 50, 0.05% 0.28%
Wolfe Financial Inc DBA Integrity Mortgage Group 51, 0.05% 0.34%
Tiaa, Fsb 52, 0.05% 0.51%
Synergy One Lending 53, 0.05% 0.31%
KBHS Home Loans 54, 0.05% 0.40%
NVR Mortgage Finance Inc 55, 0.06% 0.21%
Academy Mortgage Corporation 56, 0.06% 1.21%
Ditech Financial 57, 0.06% 0.30%
E Mortgage Management 58, 0.07% 0.24%
Freedom Mortgage Corporation 59, 0.07% 1.89%
Carrington Mortgage Services 60, 0.07% 0.72%
FBC Mortgage 61, 0.07% 3.70%
Flagstar Bank 62, 0.07% 1.12%
Equity Prime Mortgage 63, 0.08% 0.24%
The Federal Savings Bank 64, 0.10% 0.29%
Regions Bank 65, 0.10% 0.57%
Community Credit Union Of Florida 66, 0.11% 1.04%
Quicken Loans 67, 0.11% 11.58%
Primary Residential Mortgage Inc 68, 0.12% 1.66%
Embrace Home Loans, Inc 69, 0.12% 1.63%
Primelending 70, 0.12% 2.41%
R P Funding 71, 0.12% 0.76%
Paramount Residential Mortgage Group Inc 72, 0.12% 0.46%
Supreme Lending/ Everett Financial Inc 73, 0.13% 1.50%
Waterstone Mortgage Corp 74, 0.14% 0.35%
Bay Equity 75, 0.16% 0.87%
Finance of America Mortgage 76, 0.16% 1.17%
Nationstar Mortgage 77, 0.23% 1.62%
NewDay USA 78, 0.55% 0.65%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
DHI Mortgage Company Limited 1, -0.27% 5.18%
Bank of America 2, -0.26% 2.03%
Space Coast Credit Union 3, -0.21% 2.39%
JPMorgan Chase Bank 4, -0.17% 2.59%
Us Bank 5, -0.14% 2.47%
Trustco Bank 6, -0.11% 0.26%
Truist Bank 7, -0.11% 1.17%
Valley National Bank 8, -0.11% 0.57%
TD Bank 9, -0.11% 0.82%
Centerstate Bank 10, -0.10% 1.09%
Guaranteed Rate Affinity 11, -0.10% 1.00%
Keller Mortgage 12, -0.09% 0.41%
Pnc Bank 13, -0.09% 0.95%
Suntrust Banks, Inc 14, -0.08% 0.86%
Pulte Mortgage 15, -0.08% 0.40%
Wells Fargo Bank 16, -0.08% 3.60%
Lakeview Loan Servicing 17, -0.07% 0.38%
Navy Federal Credit Union 18, -0.07% 2.45%
Home Point Financial Corporation 19, -0.06% 0.35%
Eagle Home Mortgage 20, -0.06% 1.71%
Bayshore Mortgage Funding 21, -0.05% 0.46%
Usaa Federal Savings Bank 22, -0.04% 2.20%
Newrez 23, -0.03% 0.22%
The Mortgage Firm, Inc 24, -0.03% 6.16%
North American Savings Bank 25, -0.02% 0.16%
Freedom Mortgage Corporation 26, -0.02% 1.70%
Provident Funding Associates 27, -0.01% 0.15%
Seacoast National Bank 28, -0.01% 0.82%
Morgan Financial 29, -0.01% 3.06%
Amerisave Mortgage Corporation 30, -0.00% 0.12%
Iberiabank 31, 0.00% 0.53%
JG Wentworth Home Lending 32, 0.01% 0.15%
Fairway Independent Mort Corp 33, 0.01% 0.47%
GOM – Main Office 34, 0.01% 0.39%
Citizens Bank 35, 0.01% 0.52%
Fifth Third Bank, National Association 36, 0.01% 0.20%
Ditech Financial 37, 0.02% 0.03%
Regions Bank 38, 0.02% 0.40%
Cardinal Financial Company LP 39, 0.02% 0.61%
Pennymac Loan Services 40, 0.03% 0.29%
Union Home Mortgage Company 41, 0.03% 0.41%
Hamilton Group Funding Inc 42, 0.03% 0.75%
Bank of England 43, 0.03% 0.43%
VanDyk Mortgage Corporation 44, 0.03% 0.33%
SWBC Mortgage Corporation 45, 0.03% 0.60%
Christensen Financial, Inc 46, 0.03% 1.54%
The Federal Savings Bank 47, 0.03% 0.05%
Caliber Home Loans Inc 48, 0.04% 6.28%
Carrington Mortgage Services 49, 0.05% 0.19%
Guaranteed Rate Inc 50, 0.05% 1.05%
Movement Mortgage 51, 0.05% 2.29%
Wolfe Financial Inc DBA Integrity Mortgage Group 52, 0.06% 0.46%
NewDay USA 53, 0.06% 0.11%
KBHS Home Loans 54, 0.06% 0.62%
US Mortgage of Florida 55, 0.06% 0.34%
NVR Mortgage Finance Inc 56, 0.06% 0.32%
New American Funding 57, 0.07% 0.39%
Synergy One Lending 58, 0.07% 0.14%
HomeBridge Financial Services, Inc 59, 0.07% 0.96%
LoanDepot 60, 0.07% 4.34%
Academy Mortgage Corporation 61, 0.07% 1.71%
R P Funding 62, 0.07% 0.16%
Nationstar Mortgage 63, 0.08% 0.48%
Tiaa, Fsb 64, 0.08% 0.50%
E Mortgage Management 65, 0.08% 0.30%
Equity Prime Mortgage 66, 0.10% 0.29%
FBC Mortgage 67, 0.10% 4.98%
Quicken Loans 68, 0.11% 5.88%
Flagstar Bank 69, 0.12% 0.99%
Primelending 70, 0.14% 3.35%
Primary Residential Mortgage Inc 71, 0.14% 2.18%
Supreme Lending/ Everett Financial Inc 72, 0.14% 1.82%
Waterstone Mortgage Corp 73, 0.15% 0.50%
Paramount Residential Mortgage Group Inc 74, 0.16% 0.60%
Bay Equity 75, 0.17% 1.27%
Embrace Home Loans, Inc 76, 0.17% 1.96%
Finance of America Mortgage 77, 0.19% 1.44%
Community Credit Union Of Florida 78, 0.30% 0.75%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Space Coast Credit Union 1, -0.42% 5.26%
Trustco Bank 2, -0.23% 0.55%
Pnc Bank 3, -0.17% 3.05%
Usaa Federal Savings Bank 4, -0.15% 1.70%
Centerstate Bank 5, -0.14% 0.79%
FBC Mortgage 6, -0.12% 1.27%
Seacoast National Bank 7, -0.12% 0.79%
Amerisave Mortgage Corporation 8, -0.11% 1.17%
Morgan Financial 9, -0.10% 1.15%
Provident Funding Associates 10, -0.10% 0.32%
Navy Federal Credit Union 11, -0.10% 1.02%
Lakeview Loan Servicing 12, -0.10% 1.44%
Suntrust Banks, Inc 13, -0.09% 1.31%
Us Bank 14, -0.09% 1.21%
The Mortgage Firm, Inc 15, -0.09% 2.36%
Embrace Home Loans, Inc 16, -0.07% 1.00%
Community Credit Union Of Florida 17, -0.07% 1.59%
Hamilton Group Funding Inc 18, -0.07% 0.26%
Bank of America 19, -0.07% 1.74%
Citizens Bank 20, -0.07% 0.34%
LoanDepot 21, -0.07% 5.69%
Caliber Home Loans Inc 22, -0.07% 4.16%
Pennymac Loan Services 23, -0.06% 2.89%
Guaranteed Rate Affinity 24, -0.06% 0.19%
North American Savings Bank 25, -0.06% 0.32%
Guaranteed Rate Inc 26, -0.06% 0.53%
Home Point Financial Corporation 27, -0.05% 0.62%
Bayshore Mortgage Funding 28, -0.05% 0.34%
Christensen Financial, Inc 29, -0.05% 0.13%
Fifth Third Bank, National Association 30, -0.05% 0.21%
Truist Bank 31, -0.05% 0.78%
Academy Mortgage Corporation 32, -0.04% 0.25%
JPMorgan Chase Bank 33, -0.03% 3.59%
Paramount Residential Mortgage Group Inc 34, -0.03% 0.21%
Union Home Mortgage Company 35, -0.03% 0.34%
Newrez 36, -0.03% 1.13%
Keller Mortgage 37, -0.03% 0.04%
HomeBridge Financial Services, Inc 38, -0.02% 0.83%
SWBC Mortgage Corporation 39, -0.02% 0.09%
Fairway Independent Mort Corp 40, -0.02% 0.23%
New American Funding 41, -0.02% 0.32%
Wolfe Financial Inc DBA Integrity Mortgage Group 42, -0.02% 0.11%
Tiaa, Fsb 43, -0.01% 0.53%
Cardinal Financial Company LP 44, -0.01% 0.66%
US Mortgage of Florida 45, -0.01% 0.17%
Bank of England 46, -0.01% 0.17%
VanDyk Mortgage Corporation 47, -0.01% 0.08%
Movement Mortgage 48, -0.01% 0.64%
Valley National Bank 49, -0.00% 0.08%
Bay Equity 50, -0.00% 0.11%
Primary Residential Mortgage Inc 51, 0.00% 0.68%
DHI Mortgage Company Limited 52, 0.00% 0.02%
Flagstar Bank 53, 0.00% 1.36%
GOM – Main Office 54, 0.01% 0.13%
E Mortgage Management 55, 0.01% 0.13%
JG Wentworth Home Lending 56, 0.01% 0.55%
Primelending 57, 0.02% 0.62%
Iberiabank 58, 0.02% 0.15%
Equity Prime Mortgage 59, 0.02% 0.15%
TD Bank 60, 0.03% 0.87%
Synergy One Lending 61, 0.04% 0.62%
Waterstone Mortgage Corp 62, 0.05% 0.08%
Ditech Financial 63, 0.05% 0.81%
Carrington Mortgage Services 64, 0.06% 1.74%
Supreme Lending/ Everett Financial Inc 65, 0.08% 0.89%
Finance of America Mortgage 66, 0.08% 0.64%
The Federal Savings Bank 67, 0.09% 0.74%
Quicken Loans 68, 0.11% 22.43%
R P Funding 69, 0.12% 1.89%
Wells Fargo Bank 70, 0.13% 3.06%
Regions Bank 71, 0.17% 0.89%
Freedom Mortgage Corporation 72, 0.19% 2.25%
Nationstar Mortgage 73, 0.25% 3.80%
NewDay USA 74, 0.60% 1.68%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Space Coast Credit Union 1, -0.34% 4.98%
DHI Mortgage Company Limited 2, -0.31% 2.72%
Bank of America 3, -0.21% 2.68%
Trustco Bank 4, -0.17% 0.57%
Us Bank 5, -0.16% 2.37%
Guaranteed Rate Affinity 6, -0.15% 0.68%
Pnc Bank 7, -0.15% 2.33%
Valley National Bank 8, -0.12% 0.55%
Truist Bank 9, -0.12% 1.18%
Centerstate Bank 10, -0.12% 1.25%
JPMorgan Chase Bank 11, -0.12% 4.34%
Keller Mortgage 12, -0.12% 0.29%
Amerisave Mortgage Corporation 13, -0.11% 0.58%
Suntrust Banks, Inc 14, -0.10% 1.23%
Pulte Mortgage 15, -0.10% 0.38%
Eagle Home Mortgage 16, -0.09% 0.92%
Bayshore Mortgage Funding 17, -0.07% 0.41%
Usaa Federal Savings Bank 18, -0.07% 0.82%
TD Bank 19, -0.06% 1.25%
Provident Funding Associates 20, -0.06% 0.31%
The Mortgage Firm, Inc 21, -0.05% 5.05%
Seacoast National Bank 22, -0.05% 1.13%
Bank of England 23, -0.04% 0.25%
Home Point Financial Corporation 24, -0.04% 0.23%
Morgan Financial 25, -0.04% 2.37%
LoanDepot 26, -0.03% 4.13%
Newrez 27, -0.02% 0.51%
Cardinal Financial Company LP 28, -0.02% 0.47%
Fairway Independent Mort Corp 29, -0.01% 0.35%
Citizens Bank 30, -0.01% 0.62%
Fifth Third Bank, National Association 31, -0.01% 0.18%
Wells Fargo Bank 32, -0.01% 4.67%
Guaranteed Rate Inc 33, -0.01% 0.76%
Union Home Mortgage Company 34, 0.01% 0.57%
JG Wentworth Home Lending 35, 0.01% 0.28%
Christensen Financial, Inc 36, 0.01% 1.01%
GOM – Main Office 37, 0.01% 0.28%
New American Funding 38, 0.02% 0.26%
The Federal Savings Bank 39, 0.02% 0.05%
Hamilton Group Funding Inc 40, 0.02% 0.65%
Lakeview Loan Servicing 41, 0.02% 0.25%
North American Savings Bank 42, 0.02% 0.05%
VanDyk Mortgage Corporation 43, 0.02% 0.21%
Iberiabank 44, 0.03% 0.35%
Synergy One Lending 45, 0.05% 0.27%
SWBC Mortgage Corporation 46, 0.06% 0.29%
KBHS Home Loans 47, 0.06% 0.42%
Tiaa, Fsb 48, 0.06% 0.60%
Movement Mortgage 49, 0.06% 1.69%
Pennymac Loan Services 50, 0.07% 0.52%
NVR Mortgage Finance Inc 51, 0.07% 0.27%
Equity Prime Mortgage 52, 0.07% 0.14%
Wolfe Financial Inc DBA Integrity Mortgage Group 53, 0.07% 0.31%
US Mortgage of Florida 54, 0.07% 0.28%
Academy Mortgage Corporation 55, 0.08% 1.54%
Caliber Home Loans Inc 56, 0.08% 4.70%
HomeBridge Financial Services, Inc 57, 0.08% 0.81%
Carrington Mortgage Services 58, 0.09% 0.20%
Primary Residential Mortgage Inc 59, 0.10% 1.74%
E Mortgage Management 60, 0.10% 0.20%
FBC Mortgage 61, 0.11% 3.41%
Community Credit Union Of Florida 62, 0.11% 1.59%
Primelending 63, 0.11% 2.53%
Regions Bank 64, 0.12% 0.80%
Navy Federal Credit Union 65, 0.12% 1.36%
R P Funding 66, 0.13% 0.87%
Ditech Financial 67, 0.14% 0.26%
Flagstar Bank 68, 0.15% 0.98%
Bay Equity 69, 0.15% 0.63%
Quicken Loans 70, 0.16% 12.19%
Waterstone Mortgage Corp 71, 0.17% 0.42%
Paramount Residential Mortgage Group Inc 72, 0.17% 0.31%
Finance of America Mortgage 73, 0.17% 1.28%
Embrace Home Loans, Inc 74, 0.18% 1.26%
Freedom Mortgage Corporation 75, 0.22% 0.79%
Supreme Lending/ Everett Financial Inc 76, 0.23% 1.46%
Nationstar Mortgage 77, 0.27% 1.40%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
DHI Mortgage Company Limited 1, -0.31% 4.17%
Bank of America 2, -0.29% 2.78%
Space Coast Credit Union 3, -0.23% 3.39%
JPMorgan Chase Bank 4, -0.19% 3.76%
Us Bank 5, -0.17% 2.87%
Guaranteed Rate Affinity 6, -0.16% 0.90%
Truist Bank 7, -0.14% 1.34%
Valley National Bank 8, -0.12% 0.82%
Keller Mortgage 9, -0.12% 0.41%
TD Bank 10, -0.12% 1.23%
Trustco Bank 11, -0.11% 0.41%
Centerstate Bank 12, -0.11% 1.28%
Suntrust Banks, Inc 13, -0.11% 0.88%
Pnc Bank 14, -0.11% 1.15%
Pulte Mortgage 15, -0.09% 0.58%
Wells Fargo Bank 16, -0.09% 4.74%
Eagle Home Mortgage 17, -0.09% 1.42%
Bayshore Mortgage Funding 18, -0.08% 0.46%
Usaa Federal Savings Bank 19, -0.07% 0.90%
Bank of England 20, -0.05% 0.30%
Home Point Financial Corporation 21, -0.05% 0.22%
The Mortgage Firm, Inc 22, -0.04% 6.41%
Newrez 23, -0.03% 0.21%
Morgan Financial 24, -0.02% 3.08%
Seacoast National Bank 25, -0.02% 1.14%
Provident Funding Associates 26, -0.02% 0.24%
Fairway Independent Mort Corp 27, -0.01% 0.38%
Amerisave Mortgage Corporation 28, -0.01% 0.13%
JG Wentworth Home Lending 29, -0.01% 0.16%
LoanDepot 30, -0.00% 3.90%
Cardinal Financial Company LP 31, 0.00% 0.38%
Citizens Bank 32, 0.01% 0.69%
GOM – Main Office 33, 0.02% 0.32%
Nationstar Mortgage 34, 0.02% 0.30%
Guaranteed Rate Inc 35, 0.02% 0.92%
Fifth Third Bank, National Association 36, 0.02% 0.17%
Carrington Mortgage Services 37, 0.02% 0.03%
Christensen Financial, Inc 38, 0.02% 1.45%
Pennymac Loan Services 39, 0.02% 0.25%
Union Home Mortgage Company 40, 0.02% 0.60%
Ditech Financial 41, 0.03% 0.02%
Iberiabank 42, 0.03% 0.43%
VanDyk Mortgage Corporation 43, 0.03% 0.28%
The Federal Savings Bank 44, 0.03% 0.03%
Regions Bank 45, 0.03% 0.51%
New American Funding 46, 0.04% 0.27%
Hamilton Group Funding Inc 47, 0.04% 0.79%
Lakeview Loan Servicing 48, 0.05% 0.16%
North American Savings Bank 49, 0.05% 0.03%
KBHS Home Loans 50, 0.06% 0.65%
NVR Mortgage Finance Inc 51, 0.07% 0.41%
SWBC Mortgage Corporation 52, 0.07% 0.38%
Movement Mortgage 53, 0.08% 2.23%
Synergy One Lending 54, 0.08% 0.14%
US Mortgage of Florida 55, 0.08% 0.38%
R P Funding 56, 0.09% 0.19%
Wolfe Financial Inc DBA Integrity Mortgage Group 57, 0.09% 0.41%
Academy Mortgage Corporation 58, 0.09% 2.19%
Tiaa, Fsb 59, 0.10% 0.60%
Equity Prime Mortgage 60, 0.10% 0.13%
HomeBridge Financial Services, Inc 61, 0.11% 1.01%
Caliber Home Loans Inc 62, 0.11% 5.62%
Primary Residential Mortgage Inc 63, 0.12% 2.24%
E Mortgage Management 64, 0.12% 0.24%
Primelending 65, 0.12% 3.43%
Quicken Loans 66, 0.13% 6.54%
FBC Mortgage 67, 0.15% 4.47%
Navy Federal Credit Union 68, 0.15% 1.67%
Bay Equity 69, 0.16% 0.93%
Waterstone Mortgage Corp 70, 0.18% 0.58%
Paramount Residential Mortgage Group Inc 71, 0.18% 0.46%
Finance of America Mortgage 72, 0.19% 1.58%
Freedom Mortgage Corporation 73, 0.19% 0.81%
Flagstar Bank 74, 0.21% 0.93%
Embrace Home Loans, Inc 75, 0.21% 1.67%
Supreme Lending/ Everett Financial Inc 76, 0.26% 1.70%
Community Credit Union Of Florida 77, 0.30% 1.15%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Space Coast Credit Union 1, -0.42% 7.95%
Trustco Bank 2, -0.22% 0.85%
Pnc Bank 3, -0.17% 4.53%
Centerstate Bank 4, -0.14% 1.21%
FBC Mortgage 5, -0.14% 1.44%
The Mortgage Firm, Inc 6, -0.13% 2.50%
Amerisave Mortgage Corporation 7, -0.13% 1.41%
Seacoast National Bank 8, -0.12% 1.12%
Morgan Financial 9, -0.12% 1.06%
Us Bank 10, -0.11% 1.44%
Provident Funding Associates 11, -0.10% 0.44%
Suntrust Banks, Inc 12, -0.09% 1.88%
Guaranteed Rate Inc 13, -0.08% 0.47%
LoanDepot 14, -0.08% 4.56%
Citizens Bank 15, -0.07% 0.47%
Hamilton Group Funding Inc 16, -0.07% 0.38%
Community Credit Union Of Florida 17, -0.07% 2.41%
Usaa Federal Savings Bank 18, -0.07% 0.68%
Bank of America 19, -0.07% 2.50%
Fifth Third Bank, National Association 20, -0.06% 0.21%
Guaranteed Rate Affinity 21, -0.06% 0.26%
Bayshore Mortgage Funding 22, -0.06% 0.32%
Christensen Financial, Inc 23, -0.05% 0.18%
Truist Bank 24, -0.05% 0.88%
Cardinal Financial Company LP 25, -0.04% 0.65%
Academy Mortgage Corporation 26, -0.04% 0.32%
JPMorgan Chase Bank 27, -0.03% 5.42%
Union Home Mortgage Company 28, -0.03% 0.50%
New American Funding 29, -0.02% 0.24%
Wolfe Financial Inc DBA Integrity Mortgage Group 30, -0.02% 0.12%
SWBC Mortgage Corporation 31, -0.02% 0.12%
HomeBridge Financial Services, Inc 32, -0.02% 0.44%
Keller Mortgage 33, -0.02% 0.06%
Newrez 34, -0.02% 1.09%
Fairway Independent Mort Corp 35, -0.02% 0.29%
Home Point Financial Corporation 36, -0.01% 0.24%
Caliber Home Loans Inc 37, -0.01% 2.97%
Movement Mortgage 38, -0.01% 0.68%
VanDyk Mortgage Corporation 39, -0.00% 0.06%
Lakeview Loan Servicing 40, -0.00% 0.41%
Tiaa, Fsb 41, -0.00% 0.59%
North American Savings Bank 42, -0.00% 0.09%
Primary Residential Mortgage Inc 43, -0.00% 0.79%
Embrace Home Loans, Inc 44, 0.00% 0.50%
The Federal Savings Bank 45, 0.00% 0.09%
DHI Mortgage Company Limited 46, 0.01% 0.03%
Navy Federal Credit Union 47, 0.01% 0.77%
Bank of England 48, 0.01% 0.15%
Valley National Bank 49, 0.01% 0.06%
US Mortgage of Florida 50, 0.01% 0.09%
GOM – Main Office 51, 0.01% 0.21%
JG Wentworth Home Lending 52, 0.01% 0.50%
Bay Equity 53, 0.02% 0.06%
Primelending 54, 0.03% 0.85%
Iberiabank 55, 0.03% 0.21%
E Mortgage Management 56, 0.03% 0.12%
Equity Prime Mortgage 57, 0.03% 0.18%
Synergy One Lending 58, 0.03% 0.50%
Paramount Residential Mortgage Group Inc 59, 0.03% 0.03%
TD Bank 60, 0.03% 1.30%
Flagstar Bank 61, 0.05% 1.06%
Waterstone Mortgage Corp 62, 0.06% 0.12%
Pennymac Loan Services 63, 0.08% 1.03%
Carrington Mortgage Services 64, 0.09% 0.50%
Finance of America Mortgage 65, 0.12% 0.74%
R P Funding 66, 0.13% 2.15%
Supreme Lending/ Everett Financial Inc 67, 0.14% 1.00%
Ditech Financial 68, 0.14% 0.71%
Wells Fargo Bank 69, 0.14% 4.53%
Quicken Loans 70, 0.17% 22.73%
Regions Bank 71, 0.18% 1.35%
Freedom Mortgage Corporation 72, 0.27% 0.77%
Nationstar Mortgage 73, 0.31% 3.44%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.23% 0.59%
DHI Mortgage Company Limited 2, -0.22% 4.02%
Centerstate Bank 3, -0.15% 0.66%
Eagle Home Mortgage 4, -0.11% 1.88%
Lakeview Loan Servicing 5, -0.11% 1.70%
Pnc Bank 6, -0.10% 0.44%
Freedom Mortgage Corporation 7, -0.08% 4.32%
Newrez 8, -0.08% 0.66%
Home Point Financial Corporation 9, -0.08% 0.77%
Supreme Lending/ Everett Financial Inc 10, -0.08% 2.55%
Space Coast Credit Union 11, -0.07% 0.37%
Keller Mortgage 12, -0.06% 0.22%
Caliber Home Loans Inc 13, -0.06% 9.41%
Academy Mortgage Corporation 14, -0.06% 0.59%
Us Bank 15, -0.06% 0.89%
Regions Bank 16, -0.06% 0.18%
Quicken Loans 17, -0.06% 12.69%
Navy Federal Credit Union 18, -0.05% 0.15%
Movement Mortgage 19, -0.05% 2.03%
Flagstar Bank 20, -0.05% 1.14%
Ditech Financial 21, -0.04% 0.52%
Iberiabank 22, -0.03% 0.74%
Guaranteed Rate Affinity 23, -0.02% 0.70%
Carrington Mortgage Services 24, -0.02% 1.59%
Truist Bank 25, -0.02% 0.15%
SWBC Mortgage Corporation 26, -0.02% 1.14%
Hamilton Group Funding Inc 27, -0.02% 0.55%
HomeBridge Financial Services, Inc 28, -0.02% 1.55%
Suntrust Banks, Inc 29, -0.01% 0.18%
Citizens Bank 30, -0.01% 0.18%
The Mortgage Firm, Inc 31, -0.01% 8.08%
Fifth Third Bank, National Association 32, -0.01% 0.07%
Valley National Bank 33, -0.01% 0.18%
GOM – Main Office 34, -0.01% 0.59%
Bayshore Mortgage Funding 35, -0.01% 0.44%
Amerisave Mortgage Corporation 36, -0.01% 0.26%
TD Bank 37, -0.00% 0.04%
Tiaa, Fsb 38, -0.00% 0.48%
Provident Funding Associates 39, -0.00% 0.04%
Pennymac Loan Services 40, -0.00% 1.18%
US Mortgage of Florida 41, 0.00% 0.26%
JG Wentworth Home Lending 42, 0.00% 0.11%
Wolfe Financial Inc DBA Integrity Mortgage Group 43, 0.00% 0.66%
North American Savings Bank 44, 0.01% 0.07%
Seacoast National Bank 45, 0.01% 0.15%
Pulte Mortgage 46, 0.01% 0.04%
NVR Mortgage Finance Inc 47, 0.01% 0.15%
VanDyk Mortgage Corporation 48, 0.02% 0.41%
The Federal Savings Bank 49, 0.02% 0.07%
Synergy One Lending 50, 0.02% 0.33%
KBHS Home Loans 51, 0.02% 0.26%
NewDay USA 52, 0.03% 0.04%
Wells Fargo Bank 53, 0.03% 0.11%
FBC Mortgage 54, 0.03% 5.06%
Fairway Independent Mort Corp 55, 0.03% 0.55%
Christensen Financial, Inc 56, 0.03% 1.40%
Union Home Mortgage Company 57, 0.03% 0.11%
JPMorgan Chase Bank 58, 0.04% 0.04%
Cardinal Financial Company LP 59, 0.04% 1.40%
E Mortgage Management 60, 0.04% 0.48%
Waterstone Mortgage Corp 61, 0.06% 0.33%
New American Funding 62, 0.08% 0.66%
Guaranteed Rate Inc 63, 0.08% 1.29%
Equity Prime Mortgage 64, 0.09% 0.77%
Bank of England 65, 0.11% 0.70%
Paramount Residential Mortgage Group Inc 66, 0.11% 1.07%
Embrace Home Loans, Inc 67, 0.11% 2.77%
Primelending 68, 0.14% 3.06%
Bay Equity 69, 0.17% 2.29%
LoanDepot 70, 0.18% 5.42%
Nationstar Mortgage 71, 0.20% 2.95%
Finance of America Mortgage 72, 0.21% 1.22%
Primary Residential Mortgage Inc 73, 0.21% 1.81%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.24% 0.80%
DHI Mortgage Company Limited 2, -0.22% 5.42%
Freedom Mortgage Corporation 3, -0.18% 4.03%
Lakeview Loan Servicing 4, -0.16% 1.14%
Centerstate Bank 5, -0.15% 0.90%
Eagle Home Mortgage 6, -0.11% 2.54%
Home Point Financial Corporation 7, -0.11% 0.70%
Pnc Bank 8, -0.10% 0.60%
Supreme Lending/ Everett Financial Inc 9, -0.08% 2.88%
Us Bank 10, -0.07% 0.90%
Newrez 11, -0.07% 0.25%
Caliber Home Loans Inc 12, -0.07% 9.80%
Space Coast Credit Union 13, -0.07% 0.50%
Keller Mortgage 14, -0.07% 0.30%
Academy Mortgage Corporation 15, -0.06% 0.80%
Regions Bank 16, -0.06% 0.25%
Flagstar Bank 17, -0.05% 1.19%
Movement Mortgage 18, -0.05% 2.59%
Navy Federal Credit Union 19, -0.05% 0.20%
Iberiabank 20, -0.04% 0.94%
HomeBridge Financial Services, Inc 21, -0.03% 1.34%
Suntrust Banks, Inc 22, -0.03% 0.15%
Guaranteed Rate Affinity 23, -0.03% 0.94%
The Mortgage Firm, Inc 24, -0.02% 9.25%
Citizens Bank 25, -0.02% 0.20%
Hamilton Group Funding Inc 26, -0.02% 0.70%
Quicken Loans 27, -0.02% 5.32%
Truist Bank 28, -0.02% 0.20%
SWBC Mortgage Corporation 29, -0.02% 1.54%
Valley National Bank 30, -0.02% 0.20%
Fifth Third Bank, National Association 31, -0.01% 0.10%
Bayshore Mortgage Funding 32, -0.01% 0.50%
GOM – Main Office 33, -0.01% 0.80%
Amerisave Mortgage Corporation 34, -0.01% 0.05%
TD Bank 35, -0.00% 0.05%
Wolfe Financial Inc DBA Integrity Mortgage Group 36, 0.00% 0.85%
North American Savings Bank 37, 0.00% 0.10%
JG Wentworth Home Lending 38, 0.00% 0.05%
Seacoast National Bank 39, 0.01% 0.20%
Ditech Financial 40, 0.01% 0.10%
Pulte Mortgage 41, 0.01% 0.05%
NVR Mortgage Finance Inc 42, 0.01% 0.20%
Carrington Mortgage Services 43, 0.01% 0.60%
US Mortgage of Florida 44, 0.01% 0.20%
Pennymac Loan Services 45, 0.01% 0.15%
Tiaa, Fsb 46, 0.01% 0.35%
VanDyk Mortgage Corporation 47, 0.02% 0.50%
KBHS Home Loans 48, 0.02% 0.35%
Wells Fargo Bank 49, 0.02% 0.15%
FBC Mortgage 50, 0.03% 6.56%
Cardinal Financial Company LP 51, 0.03% 1.49%
Synergy One Lending 52, 0.03% 0.15%
Christensen Financial, Inc 53, 0.03% 1.89%
Fairway Independent Mort Corp 54, 0.03% 0.65%
The Federal Savings Bank 55, 0.04% 0.05%
Union Home Mortgage Company 56, 0.04% 0.10%
E Mortgage Management 57, 0.05% 0.55%
Waterstone Mortgage Corp 58, 0.06% 0.45%
New American Funding 59, 0.09% 0.75%
Guaranteed Rate Inc 60, 0.09% 1.59%
Equity Prime Mortgage 61, 0.10% 0.94%
Bank of England 62, 0.11% 0.90%
Nationstar Mortgage 63, 0.12% 0.94%
Paramount Residential Mortgage Group Inc 64, 0.12% 1.24%
Embrace Home Loans, Inc 65, 0.13% 3.23%
Primelending 66, 0.15% 3.98%
Bay Equity 67, 0.18% 2.93%
LoanDepot 68, 0.20% 5.87%
Primary Residential Mortgage Inc 69, 0.22% 2.34%
Finance of America Mortgage 70, 0.22% 1.54%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Newrez 1, -0.08% 1.86%
Quicken Loans 2, -0.07% 33.91%
Lakeview Loan Servicing 3, -0.05% 3.29%
Supreme Lending/ Everett Financial Inc 4, -0.05% 1.57%
Ditech Financial 5, -0.05% 1.72%
Caliber Home Loans Inc 6, -0.05% 8.30%
Flagstar Bank 7, -0.03% 1.00%
Us Bank 8, -0.03% 0.86%
Carrington Mortgage Services 9, -0.02% 4.43%
Tiaa, Fsb 10, -0.02% 0.86%
Home Point Financial Corporation 11, -0.02% 1.00%
US Mortgage of Florida 12, -0.01% 0.43%
Movement Mortgage 13, -0.01% 0.43%
Amerisave Mortgage Corporation 14, -0.00% 0.86%
FBC Mortgage 15, 0.00% 0.72%
Pennymac Loan Services 16, 0.00% 4.15%
Bank of England 17, 0.00% 0.14%
Iberiabank 18, 0.00% 0.14%
JG Wentworth Home Lending 19, 0.00% 0.29%
Provident Funding Associates 20, 0.00% 0.14%
Fairway Independent Mort Corp 21, 0.00% 0.29%
Bay Equity 22, 0.01% 0.43%
Bayshore Mortgage Funding 23, 0.01% 0.29%
Valley National Bank 24, 0.01% 0.14%
The Federal Savings Bank 25, 0.01% 0.14%
Hamilton Group Funding Inc 26, 0.01% 0.14%
E Mortgage Management 27, 0.01% 0.29%
Paramount Residential Mortgage Group Inc 28, 0.01% 0.57%
Suntrust Banks, Inc 29, 0.01% 0.29%
Equity Prime Mortgage 30, 0.01% 0.29%
Union Home Mortgage Company 31, 0.01% 0.14%
Primelending 32, 0.01% 0.43%
HomeBridge Financial Services, Inc 33, 0.01% 2.15%
Guaranteed Rate Inc 34, 0.02% 0.43%
VanDyk Mortgage Corporation 35, 0.02% 0.14%
Primary Residential Mortgage Inc 36, 0.02% 0.29%
Synergy One Lending 37, 0.02% 0.86%
Citizens Bank 38, 0.02% 0.14%
NewDay USA 39, 0.03% 0.14%
Wolfe Financial Inc DBA Integrity Mortgage Group 40, 0.03% 0.14%
Finance of America Mortgage 41, 0.03% 0.29%
Embrace Home Loans, Inc 42, 0.04% 1.43%
JPMorgan Chase Bank 43, 0.04% 0.14%
The Mortgage Firm, Inc 44, 0.05% 4.72%
New American Funding 45, 0.05% 0.43%
LoanDepot 46, 0.06% 4.15%
Cardinal Financial Company LP 47, 0.08% 1.14%
Freedom Mortgage Corporation 48, 0.12% 5.15%
Nationstar Mortgage 49, 0.23% 8.73%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.06% 12.65%
Suntrust Banks, Inc 2, -0.04% 8.57%
Truist Bank 3, -0.02% 9.39%
Us Bank 4, -0.01% 10.61%
Bank of America 5, -0.01% 6.53%
Space Coast Credit Union 6, 0.00% 2.86%
Fifth Third Bank, National Association 7, 0.00% 3.27%
TD Bank 8, 0.01% 1.63%
JPMorgan Chase Bank 9, 0.01% 9.80%
Regions Bank 10, 0.02% 0.82%
Valley National Bank 11, 0.02% 0.41%
Embrace Home Loans, Inc 12, 0.02% 0.82%
Citizens Bank 13, 0.02% 0.41%
Morgan Financial 14, 0.02% 0.41%
Keller Mortgage 15, 0.02% 0.41%
Academy Mortgage Corporation 16, 0.02% 0.82%
The Mortgage Firm, Inc 17, 0.03% 2.45%
Cardinal Financial Company LP 18, 0.03% 0.41%
Provident Funding Associates 19, 0.03% 0.41%
Tiaa, Fsb 20, 0.03% 0.41%
Pnc Bank 21, 0.03% 2.86%
Primelending 22, 0.03% 0.41%
Hamilton Group Funding Inc 23, 0.03% 0.41%
North American Savings Bank 24, 0.03% 0.41%
Seacoast National Bank 25, 0.03% 1.22%
Guaranteed Rate Inc 26, 0.03% 0.41%
Centerstate Bank 27, 0.03% 3.27%
E Mortgage Management 28, 0.04% 0.41%
Christensen Financial, Inc 29, 0.04% 0.41%
Primary Residential Mortgage Inc 30, 0.04% 1.63%
Usaa Federal Savings Bank 31, 0.04% 0.41%
Community Credit Union Of Florida 32, 0.04% 0.41%
LoanDepot 33, 0.04% 2.86%
Finance of America Mortgage 34, 0.05% 0.82%
Quicken Loans 35, 0.05% 3.67%
Newrez 36, 0.06% 0.41%
Navy Federal Credit Union 37, 0.06% 2.86%
Flagstar Bank 38, 0.06% 1.63%
Caliber Home Loans Inc 39, 0.06% 2.45%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.06% 14.36%
Suntrust Banks, Inc 2, -0.05% 10.50%
Truist Bank 3, -0.02% 8.84%
Us Bank 4, -0.02% 10.50%
Space Coast Credit Union 5, -0.00% 2.21%
Bank of America 6, -0.00% 4.97%
Fifth Third Bank, National Association 7, 0.01% 2.76%
JPMorgan Chase Bank 8, 0.01% 10.50%
TD Bank 9, 0.01% 1.10%
Regions Bank 10, 0.02% 1.10%
Pnc Bank 11, 0.02% 1.66%
Academy Mortgage Corporation 12, 0.03% 0.55%
Embrace Home Loans, Inc 13, 0.03% 1.10%
Citizens Bank 14, 0.03% 0.55%
Morgan Financial 15, 0.03% 0.55%
Keller Mortgage 16, 0.03% 0.55%
The Mortgage Firm, Inc 17, 0.03% 2.76%
Cardinal Financial Company LP 18, 0.03% 0.55%
Tiaa, Fsb 19, 0.03% 0.55%
Primelending 20, 0.04% 0.55%
Hamilton Group Funding Inc 21, 0.04% 0.55%
North American Savings Bank 22, 0.04% 0.55%
Guaranteed Rate Inc 23, 0.04% 0.55%
Seacoast National Bank 24, 0.04% 1.10%
Centerstate Bank 25, 0.04% 3.87%
E Mortgage Management 26, 0.04% 0.55%
Usaa Federal Savings Bank 27, 0.05% 0.55%
Primary Residential Mortgage Inc 28, 0.05% 1.10%
Community Credit Union Of Florida 29, 0.05% 0.55%
Finance of America Mortgage 30, 0.05% 1.10%
Quicken Loans 31, 0.06% 2.21%
Navy Federal Credit Union 32, 0.06% 3.87%
LoanDepot 33, 0.06% 2.76%
Caliber Home Loans Inc 34, 0.08% 2.76%
Flagstar Bank 35, 0.08% 1.66%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.03% 10.94%
Truist Bank 2, -0.01% 10.94%
Fifth Third Bank, National Association 3, -0.01% 4.69%
Wells Fargo Bank 4, -0.01% 7.81%
TD Bank 5, -0.01% 3.12%
Space Coast Credit Union 6, -0.01% 4.69%
LoanDepot 7, -0.00% 3.12%
Valley National Bank 8, -0.00% 1.56%
Flagstar Bank 9, -0.00% 1.56%
Suntrust Banks, Inc 10, 0.00% 3.12%
Us Bank 11, 0.00% 10.94%
Seacoast National Bank 12, 0.00% 1.56%
Centerstate Bank 13, 0.00% 1.56%
Academy Mortgage Corporation 14, 0.01% 1.56%
Provident Funding Associates 15, 0.01% 1.56%
The Mortgage Firm, Inc 16, 0.01% 1.56%
JPMorgan Chase Bank 17, 0.01% 7.81%
Pnc Bank 18, 0.02% 6.25%
Primary Residential Mortgage Inc 19, 0.02% 3.12%
Christensen Financial, Inc 20, 0.02% 1.56%
Caliber Home Loans Inc 21, 0.02% 1.56%
Quicken Loans 22, 0.03% 7.81%
Newrez 23, 0.04% 1.56%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
DHI Mortgage Company Limited 1, -0.26% 5.56%
Navy Federal Credit Union 2, -0.25% 5.90%
Lakeview Loan Servicing 3, -0.11% 1.65%
Pennymac Loan Services 4, -0.10% 3.72%
Caliber Home Loans Inc 5, -0.08% 5.04%
Usaa Federal Savings Bank 6, -0.07% 8.64%
Us Bank 7, -0.07% 1.20%
North American Savings Bank 8, -0.06% 0.94%
Home Point Financial Corporation 9, -0.06% 0.94%
Bayshore Mortgage Funding 10, -0.04% 0.45%
Keller Mortgage 11, -0.04% 0.30%
Guaranteed Rate Affinity 12, -0.04% 0.98%
Suntrust Banks, Inc 13, -0.04% 0.38%
Truist Bank 14, -0.03% 0.64%
HomeBridge Financial Services, Inc 15, -0.03% 0.75%
Hamilton Group Funding Inc 16, -0.02% 0.38%
Seacoast National Bank 17, -0.02% 0.26%
Centerstate Bank 18, -0.02% 0.15%
Space Coast Credit Union 19, -0.02% 0.60%
Embrace Home Loans, Inc 20, -0.02% 1.88%
Morgan Financial 21, -0.02% 5.15%
Iberiabank 22, -0.01% 0.26%
LoanDepot 23, -0.01% 6.84%
Amerisave Mortgage Corporation 24, -0.01% 0.41%
Bank of America 25, -0.01% 0.11%
Flagstar Bank 26, -0.01% 1.58%
US Mortgage of Florida 27, -0.00% 0.34%
Pulte Mortgage 28, -0.00% 0.08%
Ditech Financial 29, -0.00% 0.26%
FBC Mortgage 30, 0.00% 3.72%
Bank of England 31, 0.00% 0.34%
Fairway Independent Mort Corp 32, 0.00% 0.38%
The Mortgage Firm, Inc 33, 0.00% 1.09%
Community Credit Union Of Florida 34, 0.00% 0.11%
Valley National Bank 35, 0.01% 0.04%
Pnc Bank 36, 0.01% 0.41%
Fifth Third Bank, National Association 37, 0.01% 0.11%
Equity Prime Mortgage 38, 0.01% 0.08%
Regions Bank 39, 0.01% 0.08%
Union Home Mortgage Company 40, 0.01% 0.04%
Wells Fargo Bank 41, 0.01% 1.35%
Academy Mortgage Corporation 42, 0.01% 0.64%
Tiaa, Fsb 43, 0.02% 0.23%
TD Bank 44, 0.02% 0.04%
E Mortgage Management 45, 0.02% 0.15%
GOM – Main Office 46, 0.02% 0.11%
VanDyk Mortgage Corporation 47, 0.02% 0.23%
Citizens Bank 48, 0.02% 0.15%
New American Funding 49, 0.02% 0.49%
Guaranteed Rate Inc 50, 0.03% 0.90%
JG Wentworth Home Lending 51, 0.03% 0.53%
NVR Mortgage Finance Inc 52, 0.03% 0.08%
Wolfe Financial Inc DBA Integrity Mortgage Group 53, 0.03% 0.15%
Finance of America Mortgage 54, 0.03% 0.71%
Newrez 55, 0.03% 0.49%
Paramount Residential Mortgage Group Inc 56, 0.03% 0.45%
Cardinal Financial Company LP 57, 0.03% 0.41%
Waterstone Mortgage Corp 58, 0.04% 0.15%
JPMorgan Chase Bank 59, 0.04% 0.15%
Christensen Financial, Inc 60, 0.05% 0.94%
SWBC Mortgage Corporation 61, 0.05% 0.23%
KBHS Home Loans 62, 0.06% 0.53%
Movement Mortgage 63, 0.07% 1.69%
Eagle Home Mortgage 64, 0.07% 1.16%
Supreme Lending/ Everett Financial Inc 65, 0.08% 0.71%
Synergy One Lending 66, 0.08% 0.45%
Primary Residential Mortgage Inc 67, 0.08% 1.24%
R P Funding 68, 0.10% 1.16%
The Federal Savings Bank 69, 0.11% 1.39%
Nationstar Mortgage 70, 0.11% 1.24%
Quicken Loans 71, 0.11% 8.98%
Bay Equity 72, 0.13% 0.41%
Freedom Mortgage Corporation 73, 0.13% 3.61%
Carrington Mortgage Services 74, 0.13% 1.84%
Primelending 75, 0.14% 1.50%
NewDay USA 76, 0.55% 3.72%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.24% 8.41%
DHI Mortgage Company Limited 2, -0.23% 9.65%
Us Bank 3, -0.04% 1.96%
North American Savings Bank 4, -0.03% 0.72%
Bayshore Mortgage Funding 5, -0.02% 0.46%
Truist Bank 6, -0.01% 0.85%
Suntrust Banks, Inc 7, -0.01% 0.59%
Keller Mortgage 8, -0.01% 0.52%
Guaranteed Rate Affinity 9, -0.01% 1.63%
Usaa Federal Savings Bank 10, -0.01% 10.63%
Caliber Home Loans Inc 11, -0.00% 4.82%
Space Coast Credit Union 12, 0.01% 0.72%
Hamilton Group Funding Inc 13, 0.01% 0.65%
Centerstate Bank 14, 0.01% 0.26%
Home Point Financial Corporation 15, 0.01% 0.46%
Seacoast National Bank 16, 0.01% 0.26%
Iberiabank 17, 0.02% 0.46%
Morgan Financial 18, 0.02% 7.30%
Bank of America 19, 0.02% 0.20%
US Mortgage of Florida 20, 0.02% 0.39%
Amerisave Mortgage Corporation 21, 0.03% 0.20%
HomeBridge Financial Services, Inc 22, 0.03% 0.39%
Freedom Mortgage Corporation 23, 0.03% 2.54%
Pulte Mortgage 24, 0.03% 0.13%
Community Credit Union Of Florida 25, 0.03% 0.07%
Fairway Independent Mort Corp 26, 0.03% 0.65%
Fifth Third Bank, National Association 27, 0.04% 0.13%
R P Funding 28, 0.04% 0.26%
Valley National Bank 29, 0.04% 0.07%
Pnc Bank 30, 0.04% 0.52%
FBC Mortgage 31, 0.04% 5.61%
Newrez 32, 0.04% 0.26%
Bank of England 33, 0.04% 0.39%
Equity Prime Mortgage 34, 0.04% 0.13%
Wells Fargo Bank 35, 0.04% 2.15%
The Mortgage Firm, Inc 36, 0.04% 1.50%
Union Home Mortgage Company 37, 0.04% 0.07%
Academy Mortgage Corporation 38, 0.05% 1.04%
TD Bank 39, 0.05% 0.07%
Pennymac Loan Services 40, 0.05% 0.65%
The Federal Savings Bank 41, 0.05% 0.13%
Regions Bank 42, 0.05% 0.07%
JG Wentworth Home Lending 43, 0.05% 0.26%
GOM – Main Office 44, 0.05% 0.20%
Tiaa, Fsb 45, 0.06% 0.26%
E Mortgage Management 46, 0.06% 0.20%
VanDyk Mortgage Corporation 47, 0.06% 0.33%
NVR Mortgage Finance Inc 48, 0.06% 0.13%
Citizens Bank 49, 0.06% 0.20%
Wolfe Financial Inc DBA Integrity Mortgage Group 50, 0.06% 0.20%
Finance of America Mortgage 51, 0.07% 0.78%
Cardinal Financial Company LP 52, 0.07% 0.39%
Waterstone Mortgage Corp 53, 0.07% 0.26%
JPMorgan Chase Bank 54, 0.07% 0.26%
Flagstar Bank 55, 0.07% 0.91%
Guaranteed Rate Inc 56, 0.07% 0.98%
Lakeview Loan Servicing 57, 0.08% 0.33%
Synergy One Lending 58, 0.08% 0.13%
Christensen Financial, Inc 59, 0.08% 1.63%
NewDay USA 60, 0.08% 0.72%
New American Funding 61, 0.09% 0.46%
KBHS Home Loans 62, 0.09% 0.91%
SWBC Mortgage Corporation 63, 0.09% 0.33%
Movement Mortgage 64, 0.10% 2.41%
Eagle Home Mortgage 65, 0.10% 2.02%
Nationstar Mortgage 66, 0.11% 0.65%
Supreme Lending/ Everett Financial Inc 67, 0.11% 1.11%
LoanDepot 68, 0.11% 4.37%
Primary Residential Mortgage Inc 69, 0.12% 1.83%
Paramount Residential Mortgage Group Inc 70, 0.14% 0.39%
Embrace Home Loans, Inc 71, 0.15% 1.56%
Carrington Mortgage Services 72, 0.15% 0.33%
Quicken Loans 73, 0.15% 4.37%
Bay Equity 74, 0.17% 0.65%
Primelending 75, 0.17% 2.54%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.22% 2.48%
Usaa Federal Savings Bank 2, -0.20% 5.94%
Caliber Home Loans Inc 3, -0.19% 5.32%
Embrace Home Loans, Inc 4, -0.18% 2.31%
Lakeview Loan Servicing 5, -0.17% 3.46%
Pennymac Loan Services 6, -0.16% 7.90%
Home Point Financial Corporation 7, -0.11% 1.60%
LoanDepot 8, -0.11% 10.20%
North American Savings Bank 9, -0.10% 1.24%
Morgan Financial 10, -0.10% 2.22%
Paramount Residential Mortgage Group Inc 11, -0.09% 0.53%
FBC Mortgage 12, -0.08% 1.15%
HomeBridge Financial Services, Inc 13, -0.08% 1.24%
Flagstar Bank 14, -0.07% 2.48%
The Mortgage Firm, Inc 15, -0.07% 0.53%
Bayshore Mortgage Funding 16, -0.07% 0.44%
Seacoast National Bank 17, -0.07% 0.27%
New American Funding 18, -0.06% 0.53%
Space Coast Credit Union 19, -0.06% 0.44%
Bank of England 20, -0.06% 0.27%
Amerisave Mortgage Corporation 21, -0.05% 0.71%
Guaranteed Rate Affinity 22, -0.05% 0.09%
Primelending 23, -0.04% 0.09%
Guaranteed Rate Inc 24, -0.04% 0.80%
Ditech Financial 25, -0.04% 0.62%
VanDyk Mortgage Corporation 26, -0.04% 0.09%
Tiaa, Fsb 27, -0.04% 0.18%
Truist Bank 28, -0.04% 0.35%
Regions Bank 29, -0.04% 0.09%
US Mortgage of Florida 30, -0.04% 0.27%
Citizens Bank 31, -0.04% 0.09%
E Mortgage Management 32, -0.04% 0.09%
SWBC Mortgage Corporation 33, -0.04% 0.09%
Suntrust Banks, Inc 34, -0.04% 0.09%
Academy Mortgage Corporation 35, -0.03% 0.09%
Community Credit Union Of Florida 36, -0.03% 0.18%
Pnc Bank 37, -0.03% 0.27%
Bay Equity 38, -0.03% 0.09%
Fifth Third Bank, National Association 39, -0.03% 0.09%
Us Bank 40, -0.03% 0.18%
Wolfe Financial Inc DBA Integrity Mortgage Group 41, -0.03% 0.09%
Finance of America Mortgage 42, -0.02% 0.62%
Supreme Lending/ Everett Financial Inc 43, -0.01% 0.18%
JG Wentworth Home Lending 44, -0.01% 0.89%
Movement Mortgage 45, -0.01% 0.71%
Cardinal Financial Company LP 46, -0.01% 0.44%
Wells Fargo Bank 47, -0.01% 0.27%
Newrez 48, -0.00% 0.80%
Primary Residential Mortgage Inc 49, 0.01% 0.44%
Synergy One Lending 50, 0.04% 0.89%
Quicken Loans 51, 0.07% 15.26%
The Federal Savings Bank 52, 0.07% 3.11%
R P Funding 53, 0.08% 2.40%
Nationstar Mortgage 54, 0.09% 2.04%
Carrington Mortgage Services 55, 0.09% 3.90%
Freedom Mortgage Corporation 56, 0.18% 5.06%
NewDay USA 57, 0.57% 7.81%

* Data is compiled for the Palm Bay, FL commuting zone area, which comprises of counties of Brevard County, FL, and Indian River County, FL. This includes cities/towns/communities of Palm Bay, FL as well as Melbourne, FL, Titusville, FL, Cocoa, FL, Merritt Island, FL, Sebastian, FL, Viera East, FL, Rockledge, FL, West Melbourne, FL, Vero Beach South, FL, Viera West, FL, West Vero Corridor, FL, Florida Ridge, FL, Port St. John, FL, South Patrick Shores, FL, Cocoa Beach, FL, Wabasso, FL, Gifford, FL, Indian Harbour Beach, FL, Vero Beach, FL, Cape Canaveral, FL, Palm Shores, FL, Fellsmere, FL, Micco, FL, Indialantic, FL, Mims, FL, Melbourne Village, FL, Malabar, FL, Satellite Beach, FL, Orchid, FL, South Beach, FL, Melbourne Beach, FL, Sharpes, FL, Cocoa West, FL, and Grant-Valkaria, FL. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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