Top Mortgage Lenders in the Leavenworth, KS area

Which mortgage lender in the Leavenworth, KS area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Leavenworth, KS area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Leavenworth, KS area is Citizens Savings and Loan Association FSB, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.12%. This means that Citizens Savings and Loan Association FSB provided a -0.12% lower interest rate for its customers than other lenders in Leavenworth, KS for a similar set of borrowers. Citizens Savings and Loan Association FSB has a market share of 12.5%. On the other hand, the most popular lender in the market is Quicken Loans, with a market share of 25.3%. Quicken Loans is an average rate lender in this area, with a “Rate Difference” of +0.06% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Leavenworth, KS area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Leavenworth, KS is First State Bank Of St Charles Missouri. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is CommunityAmerica Credit Union. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is First State Bank Of St Charles Missouri. The cheapest VA mortgage provider is Citizens Savings and Loan Association FSB. To get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders by “Rate Rank” for your desired mortgage type and purpose.

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Citizens Savings and Loan Association FSB 1, -0.12% 12.52%
First State Bank Of St Charles Missouri 2, -0.08% 10.69%
First National Bank Of Omaha 3, -0.06% 7.90%
CommunityAmerica Credit Union 4, -0.03% 10.21%
Flagstar Bank 5, 0.00% 4.62%
Usaa Federal Savings Bank 6, 0.02% 5.71%
Navy Federal Credit Union 7, 0.03% 3.89%
Fairway Independent Mort Corp 8, 0.03% 9.72%
Quicken Loans 9, 0.06% 25.27%
Primelending 10, 0.12% 9.48%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Citizens Savings and Loan Association FSB 1, -0.11% 11.43%
First State Bank Of St Charles Missouri 2, -0.08% 13.21%
First National Bank Of Omaha 3, -0.06% 8.04%
CommunityAmerica Credit Union 4, -0.02% 8.75%
Flagstar Bank 5, 0.01% 5.54%
Quicken Loans 6, 0.02% 18.21%
Usaa Federal Savings Bank 7, 0.03% 6.96%
Navy Federal Credit Union 8, 0.04% 4.64%
Fairway Independent Mort Corp 9, 0.05% 11.07%
Primelending 10, 0.14% 12.14%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Citizens Savings and Loan Association FSB 1, -0.13% 14.83%
First State Bank Of St Charles Missouri 2, -0.07% 5.32%
First National Bank Of Omaha 3, -0.06% 7.60%
CommunityAmerica Credit Union 4, -0.05% 13.31%
Fairway Independent Mort Corp 5, -0.01% 6.84%
Navy Federal Credit Union 6, -0.01% 2.28%
Flagstar Bank 7, -0.01% 2.66%
Usaa Federal Savings Bank 8, 0.00% 3.04%
Primelending 9, 0.03% 3.80%
Quicken Loans 10, 0.09% 40.30%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First State Bank Of St Charles Missouri 1, -0.10% 12.61%
Citizens Savings and Loan Association FSB 2, -0.10% 10.59%
First National Bank Of Omaha 3, -0.05% 6.08%
CommunityAmerica Credit Union 4, -0.05% 15.54%
Usaa Federal Savings Bank 5, 0.01% 3.60%
Flagstar Bank 6, 0.02% 3.15%
Fairway Independent Mort Corp 7, 0.02% 11.26%
Quicken Loans 8, 0.07% 24.77%
Navy Federal Credit Union 9, 0.11% 3.38%
Primelending 10, 0.11% 9.01%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First State Bank Of St Charles Missouri 1, -0.11% 15.66%
Citizens Savings and Loan Association FSB 2, -0.06% 7.47%
First National Bank Of Omaha 3, -0.05% 6.76%
CommunityAmerica Credit Union 4, -0.04% 13.52%
Usaa Federal Savings Bank 5, 0.01% 4.63%
Quicken Loans 6, 0.02% 18.86%
Flagstar Bank 7, 0.02% 3.91%
Fairway Independent Mort Corp 8, 0.04% 12.81%
Navy Federal Credit Union 9, 0.11% 5.34%
Primelending 10, 0.13% 11.03%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Citizens Savings and Loan Association FSB 1, -0.13% 15.95%
First State Bank Of St Charles Missouri 2, -0.09% 7.36%
CommunityAmerica Credit Union 3, -0.06% 19.02%
First National Bank Of Omaha 4, -0.05% 4.91%
Fairway Independent Mort Corp 5, -0.02% 8.59%
Usaa Federal Savings Bank 6, -0.00% 1.84%
Flagstar Bank 7, -0.00% 1.84%
Primelending 8, 0.03% 5.52%
Quicken Loans 9, 0.12% 34.97%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First State Bank Of St Charles Missouri 1, -0.12% 12.42%
First National Bank Of Omaha 2, -0.08% 7.84%
Flagstar Bank 3, -0.04% 9.15%
CommunityAmerica Credit Union 4, -0.04% 3.92%
Navy Federal Credit Union 5, -0.01% 0.65%
Quicken Loans 6, -0.00% 33.33%
Fairway Independent Mort Corp 7, 0.02% 16.34%
Primelending 8, 0.15% 16.34%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First State Bank Of St Charles Missouri 1, -0.12% 14.52%
First National Bank Of Omaha 2, -0.08% 8.06%
Flagstar Bank 3, -0.04% 10.48%
CommunityAmerica Credit Union 4, -0.04% 4.03%
Quicken Loans 5, -0.02% 25.81%
Navy Federal Credit Union 6, -0.01% 0.81%
Fairway Independent Mort Corp 7, 0.03% 16.94%
Primelending 8, 0.16% 19.35%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First National Bank Of Omaha 1, -0.05% 6.90%
First State Bank Of St Charles Missouri 2, -0.03% 3.45%
CommunityAmerica Credit Union 3, -0.02% 3.45%
Fairway Independent Mort Corp 4, -0.02% 13.79%
Flagstar Bank 5, -0.01% 3.45%
Primelending 6, 0.00% 3.45%
Quicken Loans 7, 0.01% 65.52%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
CommunityAmerica Credit Union 1, -0.00% 50.00%
Quicken Loans 2, 0.00% 50.00%
Insufficient data available.
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
CommunityAmerica Credit Union 1, -0.00% 50.00%
Quicken Loans 2, 0.00% 50.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Citizens Savings and Loan Association FSB 1, -0.11% 25.00%
First National Bank Of Omaha 2, -0.05% 11.61%
Navy Federal Credit Union 3, -0.02% 7.14%
CommunityAmerica Credit Union 4, 0.02% 3.57%
First State Bank Of St Charles Missouri 5, 0.02% 5.80%
Usaa Federal Savings Bank 6, 0.05% 13.84%
Flagstar Bank 7, 0.05% 4.46%
Fairway Independent Mort Corp 8, 0.07% 2.23%
Quicken Loans 9, 0.08% 20.54%
Primelending 10, 0.09% 5.80%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Citizens Savings and Loan Association FSB 1, -0.10% 27.74%
First National Bank Of Omaha 2, -0.05% 10.32%
Navy Federal Credit Union 3, -0.04% 6.45%
CommunityAmerica Credit Union 4, 0.03% 3.87%
First State Bank Of St Charles Missouri 5, 0.03% 7.74%
Usaa Federal Savings Bank 6, 0.06% 16.77%
Quicken Loans 7, 0.07% 10.97%
Flagstar Bank 8, 0.08% 4.52%
Fairway Independent Mort Corp 9, 0.08% 3.23%
Primelending 10, 0.10% 8.39%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Citizens Savings and Loan Association FSB 1, -0.12% 18.84%
First National Bank Of Omaha 2, -0.07% 14.49%
Flagstar Bank 3, -0.01% 4.35%
CommunityAmerica Credit Union 4, 0.00% 2.90%
Navy Federal Credit Union 5, 0.01% 8.70%
First State Bank Of St Charles Missouri 6, 0.01% 1.45%
Usaa Federal Savings Bank 7, 0.02% 7.25%
Quicken Loans 8, 0.07% 42.03%

* Data is compiled for the Leavenworth, KS commuting zone area, which comprises of counties of Atchison County, KS, and Leavenworth County, KS. This includes cities/towns/communities of Leavenworth, KS as well as Basehor, KS, Lansing, KS, Tonganoxie, KS, Atchison, KS, Linwood, KS, Easton, KS, and Effingham, KS. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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