Top Mortgage Lenders in Tallahassee, FL

Which mortgage lender in the Tallahassee, FL area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Tallahassee, FL area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Tallahassee, FL area is Gmfs, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.15%. This means that Gmfs provided a -0.15% lower interest rate for its customers than other lenders in Tallahassee, FL for a similar set of borrowers. Gmfs has a market share of 7.5%. On the other hand, the most popular lender in the market is Capital City Bank, with a market share of 14.0%. Capital City Bank is an average rate lender in this area, with a “Rate Difference” of -0.10% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Tallahassee, FL area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Tallahassee, FL is Gmfs. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Synovus Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Gmfs. The cheapest VA mortgage provider is Navy Federal Credit Union. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Ranking of Mortgage Lenders in Tallahassee, FL

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Gmfs 1, -0.15% 7.54%
Capital City Bank 2, -0.10% 13.98%
Bank of America 3, -0.06% 1.66%
University Lending Group 4, -0.04% 10.93%
Suntrust Banks, Inc 5, -0.04% 1.91%
Ameris Bank 6, -0.04% 3.92%
Truist Bank 7, -0.03% 3.82%
The First A National Banking Association 8, -0.03% 1.17%
JPMorgan Chase Bank 9, -0.02% 1.14%
Navy Federal Credit Union 10, -0.02% 1.36%
Sierra Pacific Mortgage 11, -0.01% 1.41%
Synovus Bank 12, -0.01% 0.82%
LoanDepot 13, -0.00% 4.21%
Fairway Independent Mort Corp 14, -0.00% 1.36%
Movement Mortgage 15, -0.00% 6.32%
Bay Capital Mortgage Corporation 16, 0.00% 0.79%
Wells Fargo Bank 17, 0.00% 2.68%
Centennial Bank 18, 0.01% 1.39%
Guaranteed Rate Inc 19, 0.02% 1.71%
Usaa Federal Savings Bank 20, 0.02% 1.96%
Caliber Home Loans Inc 21, 0.02% 0.82%
On Q Financial Inc 22, 0.03% 1.96%
Synovus Mortgage Corp 23, 0.03% 0.79%
Freedom Mortgage Corporation 24, 0.03% 0.79%
Hancock Whitney Bank 25, 0.06% 1.66%
Regions Bank 26, 0.09% 1.34%
Nationstar Mortgage 27, 0.09% 1.31%
Quicken Loans 28, 0.11% 13.66%
DelMar Financial Company 29, 0.14% 1.21%
Fidelity Bank 30, 0.15% 1.17%
Amerifirst Financial Corporation 31, 0.19% 1.17%
Envision Credit Union 32, 0.25% 4.04%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Gmfs 1, -0.14% 8.07%
Capital City Bank 2, -0.08% 17.20%
Bank of America 3, -0.07% 1.68%
Suntrust Banks, Inc 4, -0.05% 1.74%
JPMorgan Chase Bank 5, -0.04% 0.65%
University Lending Group 6, -0.03% 13.78%
Ameris Bank 7, -0.03% 4.24%
Wells Fargo Bank 8, -0.02% 2.60%
Truist Bank 9, -0.01% 3.83%
Navy Federal Credit Union 10, -0.01% 1.47%
Sierra Pacific Mortgage 11, -0.01% 1.68%
Synovus Bank 12, 0.00% 1.06%
Fairway Independent Mort Corp 13, 0.00% 1.47%
The First A National Banking Association 14, 0.00% 0.79%
Movement Mortgage 15, 0.01% 7.87%
Bay Capital Mortgage Corporation 16, 0.01% 1.06%
Freedom Mortgage Corporation 17, 0.01% 0.48%
Centennial Bank 18, 0.01% 1.54%
LoanDepot 19, 0.02% 3.90%
Guaranteed Rate Inc 20, 0.03% 2.05%
Synovus Mortgage Corp 21, 0.04% 0.96%
On Q Financial Inc 22, 0.04% 2.22%
Usaa Federal Savings Bank 23, 0.04% 2.19%
Regions Bank 24, 0.06% 1.20%
Caliber Home Loans Inc 25, 0.07% 0.51%
Hancock Whitney Bank 26, 0.09% 1.74%
Nationstar Mortgage 27, 0.10% 0.75%
Quicken Loans 28, 0.15% 5.75%
DelMar Financial Company 29, 0.17% 1.50%
Fidelity Bank 30, 0.17% 1.33%
Amerifirst Financial Corporation 31, 0.22% 1.40%
Envision Credit Union 32, 0.33% 3.28%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Capital City Bank 1, -0.19% 5.50%
Gmfs 2, -0.19% 6.13%
Truist Bank 3, -0.08% 3.78%
The First A National Banking Association 4, -0.07% 2.16%
Ameris Bank 5, -0.06% 3.06%
LoanDepot 6, -0.06% 5.05%
Usaa Federal Savings Bank 7, -0.05% 1.35%
Bank of America 8, -0.05% 1.62%
Navy Federal Credit Union 9, -0.04% 1.08%
University Lending Group 10, -0.04% 3.42%
JPMorgan Chase Bank 11, -0.04% 2.43%
On Q Financial Inc 12, -0.04% 1.26%
Hancock Whitney Bank 13, -0.03% 1.44%
Caliber Home Loans Inc 14, -0.03% 1.62%
Synovus Mortgage Corp 15, -0.02% 0.36%
DelMar Financial Company 16, -0.02% 0.45%
Suntrust Banks, Inc 17, -0.01% 2.34%
Synovus Bank 18, -0.01% 0.18%
Guaranteed Rate Inc 19, -0.01% 0.81%
Fairway Independent Mort Corp 20, -0.01% 1.08%
Movement Mortgage 21, -0.01% 2.25%
Bay Capital Mortgage Corporation 22, 0.00% 0.09%
Sierra Pacific Mortgage 23, 0.01% 0.72%
Amerifirst Financial Corporation 24, 0.01% 0.54%
Centennial Bank 25, 0.01% 0.99%
Freedom Mortgage Corporation 26, 0.03% 1.62%
Wells Fargo Bank 27, 0.05% 2.88%
Quicken Loans 28, 0.07% 34.50%
Nationstar Mortgage 29, 0.07% 2.79%
Fidelity Bank 30, 0.08% 0.72%
Regions Bank 31, 0.12% 1.71%
Envision Credit Union 32, 0.13% 6.04%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Gmfs 1, -0.16% 8.52%
Capital City Bank 2, -0.11% 16.11%
Bank of America 3, -0.07% 1.99%
Suntrust Banks, Inc 4, -0.05% 2.32%
LoanDepot 5, -0.04% 3.07%
Ameris Bank 6, -0.04% 4.21%
Truist Bank 7, -0.03% 4.85%
University Lending Group 8, -0.03% 9.60%
The First A National Banking Association 9, -0.03% 1.48%
JPMorgan Chase Bank 10, -0.03% 1.52%
Synovus Bank 11, -0.01% 0.81%
Fairway Independent Mort Corp 12, -0.01% 1.21%
Sierra Pacific Mortgage 13, -0.01% 1.45%
Wells Fargo Bank 14, 0.00% 3.47%
Bay Capital Mortgage Corporation 15, 0.00% 1.08%
Centennial Bank 16, 0.01% 1.38%
On Q Financial Inc 17, 0.01% 1.68%
Guaranteed Rate Inc 18, 0.02% 1.65%
Caliber Home Loans Inc 19, 0.02% 0.61%
Usaa Federal Savings Bank 20, 0.02% 1.01%
Movement Mortgage 21, 0.04% 5.36%
Synovus Mortgage Corp 22, 0.05% 0.64%
Freedom Mortgage Corporation 23, 0.06% 0.30%
Amerifirst Financial Corporation 24, 0.06% 0.81%
DelMar Financial Company 25, 0.07% 0.67%
Hancock Whitney Bank 26, 0.08% 1.52%
Navy Federal Credit Union 27, 0.08% 0.77%
Nationstar Mortgage 28, 0.11% 0.88%
Regions Bank 29, 0.12% 1.48%
Quicken Loans 30, 0.14% 12.74%
Fidelity Bank 31, 0.17% 1.35%
Envision Credit Union 32, 0.25% 5.46%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Gmfs 1, -0.14% 8.93%
Capital City Bank 2, -0.09% 20.01%
Bank of America 3, -0.08% 2.01%
Suntrust Banks, Inc 4, -0.07% 2.10%
JPMorgan Chase Bank 5, -0.04% 0.86%
Ameris Bank 6, -0.03% 4.44%
University Lending Group 7, -0.02% 12.18%
LoanDepot 8, -0.02% 2.82%
Wells Fargo Bank 9, -0.02% 3.53%
Truist Bank 10, -0.01% 5.06%
Sierra Pacific Mortgage 11, -0.00% 1.72%
Fairway Independent Mort Corp 12, -0.00% 1.34%
Synovus Bank 13, 0.00% 1.15%
The First A National Banking Association 14, 0.00% 1.00%
Centennial Bank 15, 0.01% 1.48%
Bay Capital Mortgage Corporation 16, 0.01% 1.48%
Guaranteed Rate Inc 17, 0.03% 1.91%
On Q Financial Inc 18, 0.03% 1.91%
Usaa Federal Savings Bank 19, 0.04% 1.15%
Freedom Mortgage Corporation 20, 0.05% 0.10%
Movement Mortgage 21, 0.05% 6.78%
Synovus Mortgage Corp 22, 0.07% 0.76%
Caliber Home Loans Inc 23, 0.07% 0.38%
Amerifirst Financial Corporation 24, 0.08% 0.86%
Regions Bank 25, 0.10% 1.19%
DelMar Financial Company 26, 0.10% 0.76%
Hancock Whitney Bank 27, 0.11% 1.77%
Nationstar Mortgage 28, 0.11% 0.29%
Navy Federal Credit Union 29, 0.12% 0.76%
Fidelity Bank 30, 0.19% 1.58%
Quicken Loans 31, 0.20% 5.11%
Envision Credit Union 32, 0.33% 4.58%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Capital City Bank 1, -0.20% 6.75%
Gmfs 2, -0.19% 7.55%
LoanDepot 3, -0.09% 3.66%
Truist Bank 4, -0.09% 4.35%
The First A National Banking Association 5, -0.07% 2.63%
Ameris Bank 6, -0.07% 3.66%
Hancock Whitney Bank 7, -0.05% 0.92%
On Q Financial Inc 8, -0.05% 1.14%
Bank of America 9, -0.05% 1.95%
University Lending Group 10, -0.05% 3.43%
Caliber Home Loans Inc 11, -0.04% 1.14%
JPMorgan Chase Bank 12, -0.04% 3.09%
Usaa Federal Savings Bank 13, -0.03% 0.69%
Navy Federal Credit Union 14, -0.03% 0.80%
Synovus Mortgage Corp 15, -0.02% 0.34%
Fairway Independent Mort Corp 16, -0.02% 0.92%
DelMar Financial Company 17, -0.02% 0.46%
Suntrust Banks, Inc 18, -0.02% 2.86%
Guaranteed Rate Inc 19, -0.02% 1.03%
Movement Mortgage 20, -0.01% 1.95%
Bay Capital Mortgage Corporation 21, -0.00% 0.11%
Amerifirst Financial Corporation 22, 0.00% 0.69%
Sierra Pacific Mortgage 23, 0.01% 0.80%
Centennial Bank 24, 0.01% 1.14%
Freedom Mortgage Corporation 25, 0.03% 0.80%
Wells Fargo Bank 26, 0.05% 3.32%
Nationstar Mortgage 27, 0.08% 2.29%
Fidelity Bank 28, 0.09% 0.80%
Quicken Loans 29, 0.10% 31.01%
Regions Bank 30, 0.12% 2.17%
Envision Credit Union 31, 0.12% 7.55%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Gmfs 1, -0.16% 4.32%
Movement Mortgage 2, -0.09% 11.90%
University Lending Group 3, -0.07% 16.96%
Regions Bank 4, -0.05% 1.19%
Sierra Pacific Mortgage 5, -0.05% 1.34%
Ameris Bank 6, -0.04% 3.42%
Capital City Bank 7, -0.04% 8.04%
Bank of America 8, -0.02% 0.60%
Fairway Independent Mort Corp 9, -0.01% 1.34%
Freedom Mortgage Corporation 10, -0.01% 1.19%
Synovus Mortgage Corp 11, -0.00% 1.49%
Truist Bank 12, 0.01% 0.74%
Quicken Loans 13, 0.02% 19.20%
Guaranteed Rate Inc 14, 0.02% 2.23%
Navy Federal Credit Union 15, 0.02% 0.15%
Centennial Bank 16, 0.02% 1.79%
The First A National Banking Association 17, 0.02% 0.15%
Hancock Whitney Bank 18, 0.03% 1.19%
Fidelity Bank 19, 0.03% 0.74%
Suntrust Banks, Inc 20, 0.04% 0.15%
On Q Financial Inc 21, 0.05% 3.42%
Caliber Home Loans Inc 22, 0.06% 1.19%
Wells Fargo Bank 23, 0.06% 0.15%
Nationstar Mortgage 24, 0.08% 3.27%
LoanDepot 25, 0.09% 6.99%
DelMar Financial Company 26, 0.20% 4.02%
Amerifirst Financial Corporation 27, 0.37% 2.83%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Gmfs 1, -0.15% 5.26%
Movement Mortgage 2, -0.09% 14.34%
University Lending Group 3, -0.07% 20.15%
Regions Bank 4, -0.05% 1.45%
Sierra Pacific Mortgage 5, -0.04% 1.63%
Ameris Bank 6, -0.04% 3.99%
Capital City Bank 7, -0.03% 9.62%
Bank of America 8, -0.01% 0.73%
Freedom Mortgage Corporation 9, -0.01% 1.27%
Fairway Independent Mort Corp 10, -0.01% 1.63%
Synovus Mortgage Corp 11, 0.00% 1.81%
Truist Bank 12, 0.01% 0.54%
Guaranteed Rate Inc 13, 0.02% 2.72%
Navy Federal Credit Union 14, 0.02% 0.18%
Centennial Bank 15, 0.02% 2.00%
Hancock Whitney Bank 16, 0.04% 1.27%
Fidelity Bank 17, 0.04% 0.91%
Suntrust Banks, Inc 18, 0.04% 0.18%
On Q Financial Inc 19, 0.06% 3.63%
Quicken Loans 20, 0.06% 8.35%
Caliber Home Loans Inc 21, 0.09% 0.91%
LoanDepot 22, 0.09% 6.90%
Nationstar Mortgage 23, 0.09% 2.36%
DelMar Financial Company 24, 0.21% 4.72%
Amerifirst Financial Corporation 25, 0.38% 3.45%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Quicken Loans 1, -0.02% 68.60%
Ameris Bank 2, -0.00% 0.83%
Truist Bank 3, 0.00% 1.65%
Hancock Whitney Bank 4, 0.00% 0.83%
Freedom Mortgage Corporation 5, 0.00% 0.83%
Centennial Bank 6, 0.00% 0.83%
University Lending Group 7, 0.01% 2.48%
The First A National Banking Association 8, 0.01% 0.83%
Caliber Home Loans Inc 9, 0.01% 2.48%
DelMar Financial Company 10, 0.01% 0.83%
Movement Mortgage 11, 0.01% 0.83%
On Q Financial Inc 12, 0.01% 2.48%
Capital City Bank 13, 0.02% 0.83%
Wells Fargo Bank 14, 0.05% 0.83%
Nationstar Mortgage 15, 0.06% 7.44%
LoanDepot 16, 0.12% 7.44%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Synovus Bank 1, -0.02% 19.15%
Hancock Whitney Bank 2, -0.01% 23.40%
Suntrust Banks, Inc 3, 0.00% 10.64%
Bank of America 4, 0.00% 6.38%
Capital City Bank 5, 0.00% 12.77%
Truist Bank 6, 0.00% 8.51%
Wells Fargo Bank 7, 0.01% 2.13%
Movement Mortgage 8, 0.01% 4.26%
Envision Credit Union 9, 0.01% 2.13%
Gmfs 10, 0.02% 2.13%
JPMorgan Chase Bank 11, 0.03% 2.13%
Quicken Loans 12, 0.04% 6.38%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Synovus Bank 1, -0.02% 24.14%
Hancock Whitney Bank 2, -0.00% 17.24%
Suntrust Banks, Inc 3, 0.00% 13.79%
Capital City Bank 4, 0.00% 17.24%
Bank of America 5, 0.01% 6.90%
Truist Bank 6, 0.01% 6.90%
Movement Mortgage 7, 0.01% 6.90%
Gmfs 8, 0.02% 3.45%
JPMorgan Chase Bank 9, 0.03% 3.45%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Synovus Bank 1, -0.01% 11.11%
Hancock Whitney Bank 2, -0.01% 33.33%
Bank of America 3, -0.01% 5.56%
Truist Bank 4, -0.01% 11.11%
Suntrust Banks, Inc 5, -0.00% 5.56%
Capital City Bank 6, 0.00% 5.56%
Wells Fargo Bank 7, 0.00% 5.56%
Envision Credit Union 8, 0.01% 5.56%
Quicken Loans 9, 0.04% 16.67%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.10% 8.93%
Gmfs 2, -0.07% 6.05%
LoanDepot 3, -0.04% 9.22%
University Lending Group 4, -0.02% 12.10%
Capital City Bank 5, -0.01% 7.49%
Caliber Home Loans Inc 6, -0.01% 2.02%
Hancock Whitney Bank 7, 0.00% 0.86%
The First A National Banking Association 8, 0.01% 0.58%
Synovus Mortgage Corp 9, 0.01% 0.86%
Centennial Bank 10, 0.02% 0.86%
Usaa Federal Savings Bank 11, 0.02% 14.12%
Regions Bank 12, 0.02% 0.58%
Sierra Pacific Mortgage 13, 0.02% 1.44%
Fairway Independent Mort Corp 14, 0.02% 2.88%
Ameris Bank 15, 0.02% 2.88%
Suntrust Banks, Inc 16, 0.02% 0.58%
Truist Bank 17, 0.03% 0.29%
Fidelity Bank 18, 0.03% 0.58%
Movement Mortgage 19, 0.03% 4.03%
Guaranteed Rate Inc 20, 0.03% 1.44%
DelMar Financial Company 21, 0.03% 0.58%
Freedom Mortgage Corporation 22, 0.04% 4.32%
Bank of America 23, 0.04% 0.29%
Wells Fargo Bank 24, 0.04% 0.86%
Nationstar Mortgage 25, 0.06% 1.44%
On Q Financial Inc 26, 0.06% 1.73%
Quicken Loans 27, 0.08% 11.82%
Amerifirst Financial Corporation 28, 0.09% 1.15%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.11% 10.40%
Gmfs 2, -0.07% 7.60%
University Lending Group 3, -0.02% 14.80%
LoanDepot 4, -0.02% 6.80%
Capital City Bank 5, -0.01% 10.40%
Caliber Home Loans Inc 6, 0.00% 0.80%
Hancock Whitney Bank 7, 0.00% 0.80%
Freedom Mortgage Corporation 8, 0.01% 2.00%
Synovus Mortgage Corp 9, 0.01% 0.80%
The First A National Banking Association 10, 0.01% 0.80%
Centennial Bank 11, 0.02% 1.20%
Fairway Independent Mort Corp 12, 0.02% 2.40%
Regions Bank 13, 0.02% 0.80%
Ameris Bank 14, 0.03% 3.60%
Suntrust Banks, Inc 15, 0.03% 0.80%
Sierra Pacific Mortgage 16, 0.03% 1.60%
Fidelity Bank 17, 0.03% 0.40%
Truist Bank 18, 0.03% 0.40%
Usaa Federal Savings Bank 19, 0.03% 16.00%
Guaranteed Rate Inc 20, 0.04% 2.00%
DelMar Financial Company 21, 0.04% 0.80%
Wells Fargo Bank 22, 0.04% 0.80%
Bank of America 23, 0.04% 0.40%
Nationstar Mortgage 24, 0.07% 1.20%
Quicken Loans 25, 0.07% 6.00%
Movement Mortgage 26, 0.08% 2.80%
On Q Financial Inc 27, 0.08% 2.00%
Amerifirst Financial Corporation 28, 0.10% 1.60%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
LoanDepot 1, -0.07% 15.46%
Usaa Federal Savings Bank 2, -0.05% 9.28%
Navy Federal Credit Union 3, -0.05% 5.15%
Caliber Home Loans Inc 4, -0.03% 5.15%
Movement Mortgage 5, -0.03% 7.22%
Gmfs 6, -0.01% 2.06%
Sierra Pacific Mortgage 7, -0.01% 1.03%
University Lending Group 8, -0.01% 5.15%
On Q Financial Inc 9, -0.01% 1.03%
Hancock Whitney Bank 10, -0.01% 1.03%
Synovus Mortgage Corp 11, -0.00% 1.03%
Fairway Independent Mort Corp 12, 0.01% 4.12%
Ameris Bank 13, 0.01% 1.03%
Fidelity Bank 14, 0.01% 1.03%
Wells Fargo Bank 15, 0.03% 1.03%
Freedom Mortgage Corporation 16, 0.04% 10.31%
Nationstar Mortgage 17, 0.04% 2.06%
Quicken Loans 18, 0.07% 26.80%

* Data is compiled for the Tallahassee, FL commuting zone area, which comprises of counties of Calhoun County, FL, Gadsden County, FL, Jefferson County, FL, Leon County, FL, Liberty County, FL, and Wakulla County, FL. This includes cities/towns/communities of Tallahassee, FL as well as Crawfordville, FL, Havana, FL, St. Marks, FL, Monticello, FL, Midway, FL, Quincy, FL, Panacea, FL, Wacissa, FL, Woodville, FL, Greensboro, FL, Blountstown, FL, Bristol, FL, Gretna, FL, Altha, FL, Chattahoochee, FL, and Hosford, FL. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings for Other Cities

This page ranks the top mortgage lenders in the Tallahassee, FL area. For mortgage lender rankings of other cities, click here.