Top Mortgage Lenders in the Cheyenne, WY area

Which mortgage lender in the Cheyenne, WY area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Cheyenne, WY area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Cheyenne, WY area is Jonah Bankshares, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.10%. This means that Jonah Bankshares provided a -0.10% lower interest rate for its customers than other lenders in Cheyenne, WY for a similar set of borrowers. Jonah Bankshares has a market share of 12.3%. On the other hand, the most popular lender in the market is First Interstate Bank, with a market share of 16.5%. First Interstate Bank is also a relatively cheap lender, with a “Rate Difference” of -0.07% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Cheyenne, WY area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Cheyenne, WY is Centennial Lending. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Wells Fargo Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Cherry Creek Mortgage Co Inc. The cheapest VA mortgage provider is Jonah Bankshares. To get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders by “Rate Rank” for your desired mortgage type and purpose.

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Jonah Bankshares 1, -0.10% 12.25%
First Interstate Bank 2, -0.07% 16.53%
Centennial Lending 3, -0.06% 4.88%
Cherry Creek Mortgage Co Inc 4, -0.05% 6.72%
LoanDepot 5, -0.03% 2.01%
Blue Federal Credit Union 6, -0.02% 4.88%
Us Bank 7, -0.02% 2.27%
Fairway Independent Mort Corp 8, 0.00% 4.54%
Wells Fargo Bank 9, 0.02% 3.40%
American Financing Corporation 10, 0.03% 1.66%
CMG Mortgage Inc 11, 0.04% 3.31%
Guild Mortgage Company 12, 0.05% 4.10%
Usaa Federal Savings Bank 13, 0.05% 2.97%
The Federal Savings Bank 14, 0.06% 2.09%
Cornerstone Home Lending, Inc 15, 0.07% 2.62%
Quicken Loans 16, 0.08% 10.99%
Wallick & Volk Inc 17, 0.10% 14.78%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Jonah Bankshares 1, -0.09% 15.98%
First Interstate Bank 2, -0.08% 17.80%
Cherry Creek Mortgage Co Inc 3, -0.05% 9.13%
Centennial Lending 4, -0.03% 4.97%
Wells Fargo Bank 5, -0.01% 2.55%
Us Bank 6, -0.01% 1.54%
Blue Federal Credit Union 7, -0.01% 1.48%
Fairway Independent Mort Corp 8, 0.01% 6.38%
LoanDepot 9, 0.02% 0.13%
The Federal Savings Bank 10, 0.04% 0.20%
Quicken Loans 11, 0.05% 3.69%
CMG Mortgage Inc 12, 0.06% 4.03%
Guild Mortgage Company 13, 0.06% 5.78%
American Financing Corporation 14, 0.08% 0.81%
Cornerstone Home Lending, Inc 15, 0.08% 3.63%
Usaa Federal Savings Bank 16, 0.09% 3.16%
Wallick & Volk Inc 17, 0.11% 18.74%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Centennial Lending 1, -0.12% 4.73%
Jonah Bankshares 2, -0.09% 5.35%
First Interstate Bank 3, -0.06% 14.18%
LoanDepot 4, -0.05% 5.47%
Blue Federal Credit Union 5, -0.04% 11.19%
Us Bank 6, -0.03% 3.61%
Usaa Federal Savings Bank 7, -0.02% 2.61%
CMG Mortgage Inc 8, -0.02% 1.99%
Cherry Creek Mortgage Co Inc 9, -0.02% 2.24%
Cornerstone Home Lending, Inc 10, -0.01% 0.75%
Fairway Independent Mort Corp 11, -0.01% 1.12%
American Financing Corporation 12, 0.00% 3.23%
Guild Mortgage Company 13, 0.01% 1.00%
Wells Fargo Bank 14, 0.04% 4.98%
The Federal Savings Bank 15, 0.05% 5.60%
Wallick & Volk Inc 16, 0.06% 7.46%
Quicken Loans 17, 0.08% 24.50%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Centennial Lending 1, -0.14% 4.57%
LoanDepot 2, -0.09% 1.52%
First Interstate Bank 3, -0.06% 19.23%
Jonah Bankshares 4, -0.05% 10.98%
Fairway Independent Mort Corp 5, -0.05% 2.40%
Us Bank 6, -0.03% 3.53%
Blue Federal Credit Union 7, -0.03% 8.89%
Cherry Creek Mortgage Co Inc 8, -0.01% 4.81%
Usaa Federal Savings Bank 9, -0.01% 0.88%
CMG Mortgage Inc 10, 0.01% 3.21%
Wells Fargo Bank 11, 0.01% 5.61%
The Federal Savings Bank 12, 0.03% 0.16%
American Financing Corporation 13, 0.04% 1.36%
Cornerstone Home Lending, Inc 14, 0.05% 3.21%
Guild Mortgage Company 15, 0.06% 3.61%
Quicken Loans 16, 0.08% 13.94%
Wallick & Volk Inc 17, 0.11% 12.10%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Centennial Lending 1, -0.12% 4.07%
First Interstate Bank 2, -0.06% 21.35%
Fairway Independent Mort Corp 3, -0.06% 3.37%
Jonah Bankshares 4, -0.04% 14.89%
Us Bank 5, -0.03% 2.53%
Wells Fargo Bank 6, -0.03% 4.35%
Blue Federal Credit Union 7, -0.02% 3.09%
Cherry Creek Mortgage Co Inc 8, -0.01% 6.88%
Usaa Federal Savings Bank 9, -0.00% 1.12%
LoanDepot 10, 0.01% 0.14%
CMG Mortgage Inc 11, 0.02% 4.92%
Quicken Loans 12, 0.03% 5.48%
American Financing Corporation 13, 0.03% 0.56%
The Federal Savings Bank 14, 0.03% 0.28%
Cornerstone Home Lending, Inc 15, 0.06% 5.06%
Guild Mortgage Company 16, 0.06% 5.62%
Wallick & Volk Inc 17, 0.12% 16.29%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Centennial Lending 1, -0.16% 5.22%
LoanDepot 2, -0.10% 3.36%
Jonah Bankshares 3, -0.10% 5.78%
First Interstate Bank 4, -0.04% 16.42%
Blue Federal Credit Union 5, -0.03% 16.60%
Us Bank 6, -0.03% 4.85%
CMG Mortgage Inc 7, -0.01% 0.93%
Usaa Federal Savings Bank 8, -0.01% 0.56%
Cherry Creek Mortgage Co Inc 9, -0.00% 2.05%
Cornerstone Home Lending, Inc 10, -0.00% 0.75%
Fairway Independent Mort Corp 11, 0.00% 1.12%
American Financing Corporation 12, 0.04% 2.43%
Guild Mortgage Company 13, 0.04% 0.93%
Wells Fargo Bank 14, 0.04% 7.28%
Wallick & Volk Inc 15, 0.09% 6.53%
Quicken Loans 16, 0.09% 25.19%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Cherry Creek Mortgage Co Inc 1, -0.11% 14.90%
Jonah Bankshares 2, -0.06% 9.07%
First Interstate Bank 3, -0.05% 11.02%
Centennial Lending 4, -0.00% 7.34%
Wallick & Volk Inc 5, 0.03% 22.89%
CMG Mortgage Inc 6, 0.03% 3.67%
The Federal Savings Bank 7, 0.03% 0.22%
American Financing Corporation 8, 0.04% 3.02%
Guild Mortgage Company 9, 0.05% 7.34%
Fairway Independent Mort Corp 10, 0.06% 6.91%
LoanDepot 11, 0.08% 1.73%
Quicken Loans 12, 0.08% 8.21%
Cornerstone Home Lending, Inc 13, 0.12% 3.67%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Cherry Creek Mortgage Co Inc 1, -0.11% 16.71%
Jonah Bankshares 2, -0.06% 10.18%
First Interstate Bank 3, -0.05% 12.27%
Centennial Lending 4, 0.00% 8.36%
LoanDepot 5, 0.02% 0.26%
Wallick & Volk Inc 6, 0.03% 25.33%
CMG Mortgage Inc 7, 0.04% 3.13%
Guild Mortgage Company 8, 0.06% 8.62%
Fairway Independent Mort Corp 9, 0.07% 7.83%
Quicken Loans 10, 0.07% 1.57%
Cornerstone Home Lending, Inc 11, 0.13% 4.44%
American Financing Corporation 12, 0.14% 1.31%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Cherry Creek Mortgage Co Inc 1, -0.07% 6.25%
American Financing Corporation 2, -0.06% 11.25%
First Interstate Bank 3, -0.05% 5.00%
Jonah Bankshares 4, -0.05% 3.75%
Centennial Lending 5, -0.03% 2.50%
Fairway Independent Mort Corp 6, -0.03% 2.50%
Guild Mortgage Company 7, -0.03% 1.25%
CMG Mortgage Inc 8, -0.02% 6.25%
The Federal Savings Bank 9, -0.01% 1.25%
Wallick & Volk Inc 10, 0.01% 11.25%
Quicken Loans 11, 0.04% 40.00%
LoanDepot 12, 0.04% 8.75%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.00% 30.00%
Blue Federal Credit Union 2, -0.00% 10.00%
First Interstate Bank 3, -0.00% 10.00%
Jonah Bankshares 4, 0.00% 10.00%
Us Bank 5, 0.00% 40.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.00% 42.86%
First Interstate Bank 2, -0.00% 14.29%
Us Bank 3, 0.00% 42.86%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Us Bank 1, -0.00% 33.33%
Blue Federal Credit Union 2, 0.00% 33.33%
Jonah Bankshares 3, 0.00% 33.33%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Jonah Bankshares 1, -0.17% 17.66%
First Interstate Bank 2, -0.14% 15.21%
Cherry Creek Mortgage Co Inc 3, -0.00% 4.37%
LoanDepot 4, -0.00% 3.32%
Fairway Independent Mort Corp 5, -0.00% 7.34%
Guild Mortgage Company 6, 0.01% 2.62%
Wells Fargo Bank 7, 0.01% 0.87%
Cornerstone Home Lending, Inc 8, 0.02% 0.52%
American Financing Corporation 9, 0.02% 1.22%
Us Bank 10, 0.04% 0.70%
Centennial Lending 11, 0.04% 3.67%
Usaa Federal Savings Bank 12, 0.07% 9.97%
The Federal Savings Bank 13, 0.07% 7.87%
Quicken Loans 14, 0.09% 6.99%
CMG Mortgage Inc 15, 0.10% 3.32%
Wallick & Volk Inc 16, 0.18% 14.34%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Jonah Bankshares 1, -0.16% 24.03%
First Interstate Bank 2, -0.14% 16.80%
Cherry Creek Mortgage Co Inc 3, 0.01% 5.94%
Fairway Independent Mort Corp 4, 0.01% 10.59%
Wells Fargo Bank 5, 0.02% 1.03%
Guild Mortgage Company 6, 0.03% 3.36%
Cornerstone Home Lending, Inc 7, 0.04% 0.26%
The Federal Savings Bank 8, 0.05% 0.26%
Us Bank 9, 0.05% 0.52%
Centennial Lending 10, 0.07% 3.36%
American Financing Corporation 11, 0.08% 0.78%
Quicken Loans 12, 0.10% 2.58%
Usaa Federal Savings Bank 13, 0.12% 10.08%
CMG Mortgage Inc 14, 0.16% 3.36%
Wallick & Volk Inc 15, 0.22% 17.05%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Interstate Bank 1, -0.11% 11.89%
Jonah Bankshares 2, -0.07% 4.32%
CMG Mortgage Inc 3, -0.04% 3.24%
American Financing Corporation 4, -0.04% 2.16%
LoanDepot 5, -0.03% 10.27%
Usaa Federal Savings Bank 6, -0.03% 9.73%
Guild Mortgage Company 7, -0.02% 1.08%
Fairway Independent Mort Corp 8, -0.01% 0.54%
Cornerstone Home Lending, Inc 9, -0.01% 1.08%
Centennial Lending 10, -0.01% 4.32%
Cherry Creek Mortgage Co Inc 11, -0.00% 1.08%
Us Bank 12, 0.00% 1.08%
Wells Fargo Bank 13, 0.00% 0.54%
Wallick & Volk Inc 14, 0.04% 8.65%
The Federal Savings Bank 15, 0.05% 23.78%
Quicken Loans 16, 0.06% 16.22%

* Data is compiled for the Cheyenne, WY commuting zone area, which comprises of counties of Kimball County, NE, and Laramie County, WY. This includes cities/towns/communities of Cheyenne, WY as well as Ranchettes, WY, Pine Bluffs, WY, Fox Farm-College, WY, South Greeley, WY, Kimball, NE, and Warren AFB, WY. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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