Top Mortgage Lenders in the Yakima, WA area

Which mortgage lender in the Yakima, WA area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Yakima, WA area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Yakima, WA area is Solarity Credit Union, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.19%. This means that Solarity Credit Union provided a -0.19% lower interest rate for its customers than other lenders in Yakima, WA for a similar set of borrowers. Solarity Credit Union has a market share of 10.4%. On the other hand, the most popular lender in the market is Caliber Home Loans Inc, with a market share of 13.0%. Caliber Home Loans Inc is an average rate lender in this area, with a “Rate Difference” of +0.02% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Yakima, WA area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Yakima, WA is Solarity Credit Union. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Wells Fargo Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is HomeBridge Financial Services, Inc. The cheapest VA mortgage provider is Banner Bank. To get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders by “Rate Rank” for your desired mortgage type and purpose.

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Solarity Credit Union 1, -0.19% 10.43%
Yakima Federal Savings and Loan Association 2, -0.13% 3.31%
Boeing Employees’ Credit Union (BECU) 3, -0.10% 0.90%
GESA Credit Union 4, -0.10% 2.14%
Washington State Employees Credit Union 5, -0.09% 1.01%
HomeBridge Financial Services, Inc 6, -0.07% 3.35%
Us Bank 7, -0.05% 2.76%
KeyBank National Association 8, -0.03% 2.82%
Flagstar Bank 9, -0.03% 1.63%
Banner Bank 10, -0.03% 2.53%
HAPO Community Credit Union 11, -0.03% 1.10%
Usaa Federal Savings Bank 12, -0.02% 0.90%
Fairway Independent Mort Corp 13, -0.02% 2.39%
JPMorgan Chase Bank 14, -0.02% 2.25%
LoanDepot 15, -0.01% 2.02%
Bank of America 16, -0.00% 0.92%
Pennymac Loan Services 17, 0.01% 1.01%
Willamette Valley Bank 18, 0.01% 0.85%
DAS Acquisition Company 19, 0.02% 0.76%
Wells Fargo Bank 20, 0.02% 3.12%
Caliber Home Loans Inc 21, 0.02% 12.95%
Bay Equity 22, 0.03% 0.80%
Cornerstone Home Lending, Inc 23, 0.04% 4.27%
Guild Mortgage Company 24, 0.04% 1.22%
Umpqua Bank 25, 0.04% 3.81%
Finance of America Mortgage 26, 0.04% 1.95%
Academy Mortgage Corporation 27, 0.07% 0.87%
Quicken Loans 28, 0.07% 9.12%
Primelending 29, 0.07% 5.01%
American Pacific Mortgage Corporation 30, 0.11% 3.15%
HomeStreet Bank 31, 0.11% 2.64%
Evergreen Moneysource Mortgage Company 32, 0.12% 8.02%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Yakima Federal Savings and Loan Association 1, -0.20% 3.25%
Us Bank 2, -0.16% 2.14%
Solarity Credit Union 3, -0.14% 9.32%
Boeing Employees’ Credit Union (BECU) 4, -0.14% 1.24%
HomeBridge Financial Services, Inc 5, -0.13% 4.40%
JPMorgan Chase Bank 6, -0.13% 1.50%
KeyBank National Association 7, -0.11% 1.50%
Bank of America 8, -0.09% 0.68%
Washington State Employees Credit Union 9, -0.08% 0.68%
Wells Fargo Bank 10, -0.08% 2.91%
GESA Credit Union 11, -0.07% 1.97%
Flagstar Bank 12, -0.07% 1.45%
LoanDepot 13, -0.06% 0.64%
Banner Bank 14, -0.05% 2.35%
Usaa Federal Savings Bank 15, -0.03% 1.24%
Fairway Independent Mort Corp 16, -0.02% 2.78%
Bay Equity 17, -0.01% 0.56%
HAPO Community Credit Union 18, -0.01% 0.77%
Quicken Loans 19, -0.01% 2.31%
Willamette Valley Bank 20, -0.00% 1.33%
DAS Acquisition Company 21, 0.00% 0.77%
Academy Mortgage Corporation 22, 0.01% 0.94%
Guild Mortgage Company 23, 0.03% 1.11%
Umpqua Bank 24, 0.03% 4.32%
Finance of America Mortgage 25, 0.04% 2.57%
Caliber Home Loans Inc 26, 0.07% 14.75%
Cornerstone Home Lending, Inc 27, 0.07% 5.30%
Primelending 28, 0.08% 6.97%
HomeStreet Bank 29, 0.09% 3.81%
Evergreen Moneysource Mortgage Company 30, 0.10% 11.71%
American Pacific Mortgage Corporation 31, 0.11% 4.75%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Solarity Credit Union 1, -0.24% 11.71%
GESA Credit Union 2, -0.11% 2.33%
Washington State Employees Credit Union 3, -0.08% 1.39%
Yakima Federal Savings and Loan Association 4, -0.06% 3.37%
Caliber Home Loans Inc 5, -0.05% 10.87%
Cornerstone Home Lending, Inc 6, -0.04% 3.08%
HAPO Community Credit Union 7, -0.03% 1.49%
Boeing Employees’ Credit Union (BECU) 8, -0.02% 0.50%
Fairway Independent Mort Corp 9, -0.02% 1.94%
Banner Bank 10, -0.00% 2.73%
Usaa Federal Savings Bank 11, 0.00% 0.50%
KeyBank National Association 12, 0.01% 4.37%
Flagstar Bank 13, 0.01% 1.84%
LoanDepot 14, 0.01% 3.62%
Pennymac Loan Services 15, 0.03% 2.18%
Primelending 16, 0.03% 2.73%
DAS Acquisition Company 17, 0.03% 0.74%
Willamette Valley Bank 18, 0.03% 0.30%
Finance of America Mortgage 19, 0.03% 1.24%
Us Bank 20, 0.04% 3.47%
JPMorgan Chase Bank 21, 0.05% 3.13%
American Pacific Mortgage Corporation 22, 0.06% 1.29%
HomeBridge Financial Services, Inc 23, 0.06% 2.13%
Guild Mortgage Company 24, 0.06% 1.34%
Bay Equity 25, 0.06% 1.09%
Bank of America 26, 0.06% 1.19%
Umpqua Bank 27, 0.06% 3.23%
Quicken Loans 28, 0.10% 17.02%
Wells Fargo Bank 29, 0.12% 3.37%
Academy Mortgage Corporation 30, 0.14% 0.79%
Evergreen Moneysource Mortgage Company 31, 0.15% 3.72%
HomeStreet Bank 32, 0.15% 1.29%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Solarity Credit Union 1, -0.19% 13.50%
Yakima Federal Savings and Loan Association 2, -0.13% 4.19%
Boeing Employees’ Credit Union (BECU) 3, -0.10% 1.14%
GESA Credit Union 4, -0.10% 2.60%
Washington State Employees Credit Union 5, -0.09% 1.29%
HomeBridge Financial Services, Inc 6, -0.06% 2.54%
Us Bank 7, -0.04% 3.11%
KeyBank National Association 8, -0.03% 3.32%
HAPO Community Credit Union 9, -0.02% 1.44%
LoanDepot 10, -0.02% 1.65%
Banner Bank 11, -0.01% 2.54%
JPMorgan Chase Bank 12, -0.01% 2.72%
Fairway Independent Mort Corp 13, -0.00% 2.21%
Bank of America 14, -0.00% 0.99%
Willamette Valley Bank 15, 0.02% 0.63%
Usaa Federal Savings Bank 16, 0.02% 0.36%
DAS Acquisition Company 17, 0.02% 0.87%
Flagstar Bank 18, 0.02% 1.05%
Caliber Home Loans Inc 19, 0.03% 12.99%
Wells Fargo Bank 20, 0.03% 3.50%
Cornerstone Home Lending, Inc 21, 0.03% 4.31%
Bay Equity 22, 0.03% 0.69%
Umpqua Bank 23, 0.06% 3.44%
Finance of America Mortgage 24, 0.06% 1.59%
Guild Mortgage Company 25, 0.07% 1.08%
Pennymac Loan Services 26, 0.08% 0.51%
Academy Mortgage Corporation 27, 0.08% 0.87%
Primelending 28, 0.09% 4.28%
Quicken Loans 29, 0.10% 9.10%
HomeStreet Bank 30, 0.13% 2.45%
American Pacific Mortgage Corporation 31, 0.14% 2.13%
Evergreen Moneysource Mortgage Company 32, 0.17% 6.91%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Yakima Federal Savings and Loan Association 1, -0.20% 4.41%
Us Bank 2, -0.18% 2.29%
JPMorgan Chase Bank 3, -0.15% 1.71%
Solarity Credit Union 4, -0.14% 12.71%
Boeing Employees’ Credit Union (BECU) 5, -0.13% 1.71%
HomeBridge Financial Services, Inc 6, -0.13% 3.35%
KeyBank National Association 7, -0.13% 1.76%
Bank of America 8, -0.12% 0.65%
Washington State Employees Credit Union 9, -0.08% 0.88%
Wells Fargo Bank 10, -0.08% 3.29%
GESA Credit Union 11, -0.08% 2.47%
LoanDepot 12, -0.07% 0.53%
Banner Bank 13, -0.04% 2.29%
Bay Equity 14, -0.02% 0.59%
Quicken Loans 15, -0.01% 2.65%
HAPO Community Credit Union 16, -0.01% 1.06%
Flagstar Bank 17, -0.00% 0.71%
Willamette Valley Bank 18, 0.00% 1.00%
Usaa Federal Savings Bank 19, 0.01% 0.65%
DAS Acquisition Company 20, 0.01% 0.94%
Fairway Independent Mort Corp 21, 0.01% 2.47%
Academy Mortgage Corporation 22, 0.02% 1.00%
Umpqua Bank 23, 0.04% 3.88%
Guild Mortgage Company 24, 0.04% 1.12%
Finance of America Mortgage 25, 0.07% 2.18%
Caliber Home Loans Inc 26, 0.07% 15.76%
Cornerstone Home Lending, Inc 27, 0.08% 5.53%
HomeStreet Bank 28, 0.10% 3.65%
Primelending 29, 0.11% 5.47%
American Pacific Mortgage Corporation 30, 0.15% 3.12%
Evergreen Moneysource Mortgage Company 31, 0.15% 10.18%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Solarity Credit Union 1, -0.24% 14.32%
GESA Credit Union 2, -0.12% 2.74%
Washington State Employees Credit Union 3, -0.08% 1.71%
Yakima Federal Savings and Loan Association 4, -0.06% 3.96%
Cornerstone Home Lending, Inc 5, -0.06% 3.05%
Caliber Home Loans Inc 6, -0.05% 10.12%
HAPO Community Credit Union 7, -0.03% 1.83%
Fairway Independent Mort Corp 8, -0.03% 1.95%
Boeing Employees’ Credit Union (BECU) 9, -0.02% 0.55%
LoanDepot 10, -0.00% 2.80%
Banner Bank 11, 0.01% 2.80%
KeyBank National Association 12, 0.01% 4.94%
DAS Acquisition Company 13, 0.03% 0.79%
Primelending 14, 0.03% 3.05%
Usaa Federal Savings Bank 15, 0.03% 0.06%
Finance of America Mortgage 16, 0.03% 0.98%
Willamette Valley Bank 17, 0.04% 0.24%
Flagstar Bank 18, 0.04% 1.40%
Us Bank 19, 0.04% 3.96%
JPMorgan Chase Bank 20, 0.06% 3.78%
Bank of America 21, 0.06% 1.34%
HomeBridge Financial Services, Inc 22, 0.07% 1.71%
Bay Equity 23, 0.08% 0.79%
American Pacific Mortgage Corporation 24, 0.09% 1.10%
Guild Mortgage Company 25, 0.09% 1.04%
Umpqua Bank 26, 0.09% 2.99%
Pennymac Loan Services 27, 0.09% 1.04%
Quicken Loans 28, 0.12% 15.78%
Wells Fargo Bank 29, 0.13% 3.72%
Academy Mortgage Corporation 30, 0.17% 0.73%
HomeStreet Bank 31, 0.18% 1.22%
Evergreen Moneysource Mortgage Company 32, 0.18% 3.53%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
HomeBridge Financial Services, Inc 1, -0.14% 6.96%
Flagstar Bank 2, -0.13% 4.11%
Banner Bank 3, -0.11% 1.90%
Us Bank 4, -0.08% 0.79%
Pennymac Loan Services 5, -0.06% 1.74%
Fairway Independent Mort Corp 6, -0.06% 3.48%
Bank of America 7, -0.04% 0.32%
Washington State Employees Credit Union 8, -0.03% 0.16%
Quicken Loans 9, -0.03% 9.02%
Guild Mortgage Company 10, -0.02% 1.42%
KeyBank National Association 11, -0.01% 0.63%
GESA Credit Union 12, -0.01% 0.79%
Wells Fargo Bank 13, -0.01% 0.16%
Willamette Valley Bank 14, -0.00% 2.53%
DAS Acquisition Company 15, 0.00% 0.16%
Finance of America Mortgage 16, 0.01% 3.96%
Bay Equity 17, 0.01% 0.79%
Evergreen Moneysource Mortgage Company 18, 0.01% 15.51%
Umpqua Bank 19, 0.02% 4.43%
Academy Mortgage Corporation 20, 0.02% 1.27%
Primelending 21, 0.03% 9.65%
LoanDepot 22, 0.04% 2.22%
Caliber Home Loans Inc 23, 0.04% 11.08%
HomeStreet Bank 24, 0.06% 2.37%
Cornerstone Home Lending, Inc 25, 0.07% 4.91%
American Pacific Mortgage Corporation 26, 0.08% 9.65%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Flagstar Bank 1, -0.16% 3.38%
HomeBridge Financial Services, Inc 2, -0.15% 8.65%
Banner Bank 3, -0.13% 2.32%
Fairway Independent Mort Corp 4, -0.08% 3.80%
Us Bank 5, -0.08% 1.05%
Bank of America 6, -0.04% 0.42%
LoanDepot 7, -0.04% 1.05%
Washington State Employees Credit Union 8, -0.04% 0.21%
KeyBank National Association 9, -0.02% 0.63%
Wells Fargo Bank 10, -0.01% 0.21%
GESA Credit Union 11, -0.01% 0.63%
Willamette Valley Bank 12, -0.01% 2.95%
Quicken Loans 13, -0.00% 1.69%
Finance of America Mortgage 14, -0.00% 4.22%
Guild Mortgage Company 15, 0.00% 0.63%
Bay Equity 16, 0.01% 0.63%
Evergreen Moneysource Mortgage Company 17, 0.01% 18.14%
Umpqua Bank 18, 0.01% 5.49%
Primelending 19, 0.02% 12.45%
Academy Mortgage Corporation 20, 0.02% 0.84%
HomeStreet Bank 21, 0.06% 2.95%
Caliber Home Loans Inc 22, 0.06% 10.76%
Cornerstone Home Lending, Inc 23, 0.07% 5.27%
American Pacific Mortgage Corporation 24, 0.08% 11.60%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Flagstar Bank 1, -0.06% 6.33%
Pennymac Loan Services 2, -0.04% 6.96%
American Pacific Mortgage Corporation 3, -0.02% 3.80%
HomeBridge Financial Services, Inc 4, -0.01% 1.90%
Guild Mortgage Company 5, -0.01% 3.80%
Quicken Loans 6, -0.01% 31.01%
Caliber Home Loans Inc 7, -0.01% 12.03%
Evergreen Moneysource Mortgage Company 8, 0.01% 7.59%
GESA Credit Union 9, 0.01% 1.27%
Willamette Valley Bank 10, 0.01% 1.27%
Primelending 11, 0.01% 1.27%
Banner Bank 12, 0.01% 0.63%
Umpqua Bank 13, 0.01% 1.27%
Fairway Independent Mort Corp 14, 0.01% 2.53%
KeyBank National Association 15, 0.02% 0.63%
DAS Acquisition Company 16, 0.02% 0.63%
Academy Mortgage Corporation 17, 0.03% 2.53%
Bay Equity 18, 0.03% 1.27%
Finance of America Mortgage 19, 0.03% 3.16%
HomeStreet Bank 20, 0.03% 0.63%
Cornerstone Home Lending, Inc 21, 0.07% 3.80%
LoanDepot 22, 0.10% 5.70%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.03% 15.96%
Us Bank 2, -0.02% 11.70%
KeyBank National Association 3, -0.00% 8.51%
Bank of America 4, -0.00% 5.32%
Primelending 5, -0.00% 2.13%
Academy Mortgage Corporation 6, -0.00% 1.06%
Yakima Federal Savings and Loan Association 7, 0.00% 4.26%
Fairway Independent Mort Corp 8, 0.00% 1.06%
American Pacific Mortgage Corporation 9, 0.00% 1.06%
GESA Credit Union 10, 0.00% 1.06%
JPMorgan Chase Bank 11, 0.01% 6.38%
Cornerstone Home Lending, Inc 12, 0.01% 3.19%
Umpqua Bank 13, 0.01% 2.13%
Boeing Employees’ Credit Union (BECU) 14, 0.01% 1.06%
Finance of America Mortgage 15, 0.01% 1.06%
HomeBridge Financial Services, Inc 16, 0.01% 3.19%
HomeStreet Bank 17, 0.01% 3.19%
Solarity Credit Union 18, 0.01% 1.06%
Quicken Loans 19, 0.01% 3.19%
Guild Mortgage Company 20, 0.01% 4.26%
DAS Acquisition Company 21, 0.02% 3.19%
LoanDepot 22, 0.02% 1.06%
Banner Bank 23, 0.02% 3.19%
Evergreen Moneysource Mortgage Company 24, 0.03% 2.13%
Caliber Home Loans Inc 25, 0.03% 4.26%
Bay Equity 26, 0.03% 2.13%
Flagstar Bank 27, 0.04% 3.19%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.05% 18.75%
Us Bank 2, -0.02% 12.50%
Cornerstone Home Lending, Inc 3, -0.01% 2.08%
Bank of America 4, -0.00% 6.25%
Primelending 5, -0.00% 2.08%
Academy Mortgage Corporation 6, 0.00% 2.08%
American Pacific Mortgage Corporation 7, 0.01% 2.08%
Yakima Federal Savings and Loan Association 8, 0.01% 2.08%
GESA Credit Union 9, 0.01% 2.08%
DAS Acquisition Company 10, 0.01% 4.17%
Guild Mortgage Company 11, 0.01% 4.17%
JPMorgan Chase Bank 12, 0.01% 10.42%
Umpqua Bank 13, 0.01% 4.17%
Solarity Credit Union 14, 0.01% 2.08%
HomeStreet Bank 15, 0.02% 2.08%
Banner Bank 16, 0.03% 4.17%
Caliber Home Loans Inc 17, 0.03% 6.25%
Evergreen Moneysource Mortgage Company 18, 0.03% 2.08%
Flagstar Bank 19, 0.04% 6.25%
KeyBank National Association 20, 0.04% 4.17%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
KeyBank National Association 1, -0.02% 13.04%
Us Bank 2, -0.02% 10.87%
Wells Fargo Bank 3, -0.01% 13.04%
Yakima Federal Savings and Loan Association 4, -0.00% 6.52%
Fairway Independent Mort Corp 5, -0.00% 2.17%
JPMorgan Chase Bank 6, 0.00% 2.17%
Primelending 7, 0.00% 2.17%
Bank of America 8, 0.00% 4.35%
Banner Bank 9, 0.00% 2.17%
HomeStreet Bank 10, 0.01% 4.35%
Boeing Employees’ Credit Union (BECU) 11, 0.01% 2.17%
Finance of America Mortgage 12, 0.01% 2.17%
HomeBridge Financial Services, Inc 13, 0.01% 6.52%
Quicken Loans 14, 0.01% 6.52%
Caliber Home Loans Inc 15, 0.01% 2.17%
LoanDepot 16, 0.01% 2.17%
Evergreen Moneysource Mortgage Company 17, 0.02% 2.17%
Cornerstone Home Lending, Inc 18, 0.02% 4.35%
Guild Mortgage Company 19, 0.02% 4.35%
Bay Equity 20, 0.03% 4.35%
DAS Acquisition Company 21, 0.04% 2.17%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Banner Bank 1, -0.06% 3.48%
Usaa Federal Savings Bank 2, -0.04% 9.41%
Umpqua Bank 3, -0.03% 7.32%
Caliber Home Loans Inc 4, -0.03% 19.51%
Pennymac Loan Services 5, -0.02% 5.57%
Flagstar Bank 6, -0.02% 2.44%
Fairway Independent Mort Corp 7, -0.01% 2.44%
LoanDepot 8, -0.01% 6.27%
Guild Mortgage Company 9, -0.01% 1.39%
Solarity Credit Union 10, -0.01% 0.70%
Finance of America Mortgage 11, -0.00% 2.09%
American Pacific Mortgage Corporation 12, 0.00% 1.39%
JPMorgan Chase Bank 13, 0.00% 0.35%
Bay Equity 14, 0.01% 1.74%
Wells Fargo Bank 15, 0.01% 1.05%
Quicken Loans 16, 0.01% 11.50%
HomeBridge Financial Services, Inc 17, 0.02% 4.88%
Cornerstone Home Lending, Inc 18, 0.02% 2.79%
Primelending 19, 0.04% 4.18%
Evergreen Moneysource Mortgage Company 20, 0.08% 6.27%
HomeStreet Bank 21, 0.11% 5.23%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Usaa Federal Savings Bank 1, -0.07% 15.38%
HomeBridge Financial Services, Inc 2, -0.06% 4.27%
Flagstar Bank 3, -0.06% 2.56%
Guild Mortgage Company 4, -0.05% 1.71%
Fairway Independent Mort Corp 5, -0.04% 4.27%
Banner Bank 6, -0.04% 2.56%
Umpqua Bank 7, -0.04% 5.98%
Solarity Credit Union 8, -0.03% 0.85%
LoanDepot 9, -0.03% 0.85%
American Pacific Mortgage Corporation 10, -0.03% 1.71%
Quicken Loans 11, -0.03% 0.85%
Finance of America Mortgage 12, -0.02% 2.56%
JPMorgan Chase Bank 13, -0.02% 0.85%
Wells Fargo Bank 14, -0.02% 1.71%
Cornerstone Home Lending, Inc 15, -0.01% 3.42%
Primelending 16, 0.02% 8.55%
Caliber Home Loans Inc 17, 0.02% 19.66%
Evergreen Moneysource Mortgage Company 18, 0.07% 11.97%
HomeStreet Bank 19, 0.09% 10.26%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Caliber Home Loans Inc 1, -0.06% 19.41%
Banner Bank 2, -0.06% 4.12%
Umpqua Bank 3, -0.02% 8.24%
Pennymac Loan Services 4, -0.00% 9.41%
Usaa Federal Savings Bank 5, -0.00% 5.29%
Flagstar Bank 6, 0.01% 2.35%
LoanDepot 7, 0.01% 10.00%
Solarity Credit Union 8, 0.01% 0.59%
Finance of America Mortgage 9, 0.01% 1.76%
Fairway Independent Mort Corp 10, 0.02% 1.18%
Guild Mortgage Company 11, 0.02% 1.18%
American Pacific Mortgage Corporation 12, 0.02% 1.18%
Bay Equity 13, 0.02% 2.94%
Quicken Loans 14, 0.03% 18.82%
Wells Fargo Bank 15, 0.04% 0.59%
Evergreen Moneysource Mortgage Company 16, 0.04% 2.35%
Cornerstone Home Lending, Inc 17, 0.04% 2.35%
Primelending 18, 0.04% 1.18%
HomeBridge Financial Services, Inc 19, 0.06% 5.29%
HomeStreet Bank 20, 0.09% 1.76%

* Data is compiled for the Yakima, WA commuting zone area, which comprises of counties of Kittitas County, WA, and Yakima County, WA. This includes cities/towns/communities of Yakima, WA as well as Ellensburg, WA, Cle Elum, WA, Selah, WA, Easton, WA, Sunnyside, WA, Gleed, WA, Grandview, WA, Terrace Heights, WA, Moxee, WA, Zillah, WA, Tampico, WA, Kittitas, WA, Tieton, WA, Granger, WA, Union Gap, WA, Toppenish, WA, Wapato, WA, Harrah, WA, White Swan, WA, and Mabton, WA. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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