Top Mortgage Lenders in the Yuma, AZ area

Which mortgage lender in the Yuma, AZ area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Yuma, AZ area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Yuma, AZ area is ClosingMark Home Loans, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.29%. This means that ClosingMark Home Loans provided a -0.29% lower interest rate for its customers than other lenders in Yuma, AZ for a similar set of borrowers. ClosingMark Home Loans has a market share of 2.3%. On the other hand, the most popular lender in the market is NOVA Financial & Investment Corporation dba: Nova Home Loans, with a market share of 18.2%. NOVA Financial & Investment Corporation dba: Nova Home Loans is an average rate lender in this area, with a “Rate Difference” of -0.06% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Yuma, AZ area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Yuma, AZ is ClosingMark Home Loans. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Bank of America. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Home Point Financial Corporation. The cheapest VA mortgage provider is Navy Federal Credit Union. To get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders by “Rate Rank” for your desired mortgage type and purpose.

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
ClosingMark Home Loans 1, -0.29% 2.28%
Stearns Lending 2, -0.25% 1.76%
Primelending 3, -0.23% 4.03%
Navy Federal Credit Union 4, -0.17% 4.26%
Home Point Financial Corporation 5, -0.14% 1.91%
Community Mortgage Funding 6, -0.09% 1.18%
AEA Federal Credit Union 7, -0.09% 2.20%
NOVA Financial & Investment Corporation dba: Nova Home Loans 8, -0.06% 18.21%
Usaa Federal Savings Bank 9, -0.01% 1.37%
Geneva Financial 10, -0.01% 0.85%
Bank of America 11, -0.01% 0.69%
Guild Mortgage Company 12, -0.00% 12.62%
Pennymac Loan Services 13, 0.00% 0.85%
Wells Fargo Bank 14, 0.01% 3.55%
Caliber Home Loans Inc 15, 0.01% 1.20%
JPMorgan Chase Bank 16, 0.03% 2.20%
HomeBridge Financial Services, Inc 17, 0.04% 0.71%
Wallick & Volk Inc 18, 0.04% 4.55%
Carrington Mortgage Services 19, 0.05% 0.91%
Quicken Loans 20, 0.05% 6.87%
Ark-La-Tex Financial Services 21, 0.06% 1.47%
LoanDepot 22, 0.08% 5.50%
Fairway Independent Mort Corp 23, 0.08% 6.56%
Nationstar Mortgage 24, 0.10% 1.16%
Amerifirst Financial Inc 25, 0.10% 3.34%
Academy Mortgage Corporation 26, 0.23% 9.76%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
ClosingMark Home Loans 1, -0.38% 2.64%
Stearns Lending 2, -0.31% 2.09%
Primelending 3, -0.28% 5.26%
Navy Federal Credit Union 4, -0.20% 4.95%
Home Point Financial Corporation 5, -0.19% 1.75%
Wells Fargo Bank 6, -0.10% 2.37%
JPMorgan Chase Bank 7, -0.08% 1.14%
Bank of America 8, -0.08% 0.46%
AEA Federal Credit Union 9, -0.08% 0.98%
Nationstar Mortgage 10, -0.04% 0.43%
NOVA Financial & Investment Corporation dba: Nova Home Loans 11, -0.03% 19.12%
Geneva Financial 12, -0.01% 1.08%
Quicken Loans 13, -0.01% 2.37%
Usaa Federal Savings Bank 14, -0.01% 1.44%
Community Mortgage Funding 15, -0.01% 0.68%
Pennymac Loan Services 16, 0.00% 0.25%
Guild Mortgage Company 17, 0.01% 15.09%
Wallick & Volk Inc 18, 0.03% 4.76%
Caliber Home Loans Inc 19, 0.04% 0.89%
HomeBridge Financial Services, Inc 20, 0.04% 0.34%
Carrington Mortgage Services 21, 0.05% 0.52%
Ark-La-Tex Financial Services 22, 0.06% 1.94%
Fairway Independent Mort Corp 23, 0.09% 8.33%
Amerifirst Financial Inc 24, 0.12% 4.15%
LoanDepot 25, 0.16% 4.83%
Academy Mortgage Corporation 26, 0.25% 12.14%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Community Mortgage Funding 1, -0.15% 2.24%
NOVA Financial & Investment Corporation dba: Nova Home Loans 2, -0.13% 16.30%
AEA Federal Credit Union 3, -0.10% 4.73%
Guild Mortgage Company 4, -0.06% 7.48%
Home Point Financial Corporation 5, -0.05% 2.24%
Navy Federal Credit Union 6, -0.03% 2.81%
LoanDepot 7, -0.03% 6.91%
Usaa Federal Savings Bank 8, -0.02% 1.21%
Amerifirst Financial Inc 9, -0.01% 1.66%
Caliber Home Loans Inc 10, -0.01% 1.85%
Stearns Lending 11, -0.00% 1.09%
Pennymac Loan Services 12, 0.00% 2.11%
Geneva Financial 13, 0.01% 0.38%
Ark-La-Tex Financial Services 14, 0.02% 0.51%
HomeBridge Financial Services, Inc 15, 0.04% 1.47%
Carrington Mortgage Services 16, 0.04% 1.73%
Bank of America 17, 0.05% 1.15%
ClosingMark Home Loans 18, 0.05% 1.53%
Wallick & Volk Inc 19, 0.06% 4.09%
Quicken Loans 20, 0.06% 16.24%
Fairway Independent Mort Corp 21, 0.07% 2.88%
JPMorgan Chase Bank 22, 0.08% 4.41%
Wells Fargo Bank 23, 0.11% 6.01%
Academy Mortgage Corporation 24, 0.12% 4.80%
Primelending 25, 0.14% 1.47%
Nationstar Mortgage 26, 0.14% 2.69%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
ClosingMark Home Loans 1, -0.66% 2.20%
Stearns Lending 2, -0.51% 1.52%
Primelending 3, -0.46% 4.51%
Home Point Financial Corporation 4, -0.17% 0.84%
Community Mortgage Funding 5, -0.10% 1.88%
AEA Federal Credit Union 6, -0.08% 4.07%
Usaa Federal Savings Bank 7, -0.03% 0.44%
NOVA Financial & Investment Corporation dba: Nova Home Loans 8, -0.02% 17.29%
Bank of America 9, 0.00% 1.24%
Wells Fargo Bank 10, 0.03% 6.35%
Guild Mortgage Company 11, 0.03% 12.81%
Carrington Mortgage Services 12, 0.03% 0.36%
Pennymac Loan Services 13, 0.03% 0.40%
Ark-La-Tex Financial Services 14, 0.03% 1.12%
Geneva Financial 15, 0.03% 0.88%
JPMorgan Chase Bank 16, 0.04% 4.07%
LoanDepot 17, 0.04% 5.07%
Caliber Home Loans Inc 18, 0.05% 0.64%
Quicken Loans 19, 0.06% 9.30%
Wallick & Volk Inc 20, 0.08% 4.27%
Navy Federal Credit Union 21, 0.08% 2.48%
HomeBridge Financial Services, Inc 22, 0.08% 0.56%
Amerifirst Financial Inc 23, 0.11% 2.16%
Fairway Independent Mort Corp 24, 0.13% 5.71%
Academy Mortgage Corporation 25, 0.22% 9.02%
Nationstar Mortgage 26, 0.22% 0.84%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
ClosingMark Home Loans 1, -0.87% 2.86%
Stearns Lending 2, -0.67% 1.98%
Primelending 3, -0.57% 6.54%
Home Point Financial Corporation 4, -0.26% 0.89%
Wells Fargo Bank 5, -0.10% 4.50%
Bank of America 6, -0.07% 0.89%
JPMorgan Chase Bank 7, -0.07% 2.32%
AEA Federal Credit Union 8, -0.07% 1.91%
Usaa Federal Savings Bank 9, -0.04% 0.54%
Quicken Loans 10, 0.01% 3.81%
Pennymac Loan Services 11, 0.02% 0.27%
Community Mortgage Funding 12, 0.02% 0.82%
Ark-La-Tex Financial Services 13, 0.04% 1.63%
Geneva Financial 14, 0.04% 1.09%
Guild Mortgage Company 15, 0.05% 17.64%
Carrington Mortgage Services 16, 0.06% 0.20%
HomeBridge Financial Services, Inc 17, 0.08% 0.54%
NOVA Financial & Investment Corporation dba: Nova Home Loans 18, 0.09% 17.37%
Caliber Home Loans Inc 19, 0.09% 0.68%
Wallick & Volk Inc 20, 0.10% 4.36%
Navy Federal Credit Union 21, 0.13% 2.59%
Fairway Independent Mort Corp 22, 0.14% 7.97%
LoanDepot 23, 0.15% 4.29%
Amerifirst Financial Inc 24, 0.19% 2.52%
Academy Mortgage Corporation 25, 0.25% 11.78%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
NOVA Financial & Investment Corporation dba: Nova Home Loans 1, -0.16% 17.16%
Community Mortgage Funding 2, -0.15% 3.38%
AEA Federal Credit Union 3, -0.10% 7.14%
LoanDepot 4, -0.08% 6.17%
Amerifirst Financial Inc 5, -0.04% 1.64%
Guild Mortgage Company 6, -0.03% 5.98%
Home Point Financial Corporation 7, -0.03% 0.77%
Caliber Home Loans Inc 8, -0.01% 0.58%
Stearns Lending 9, -0.00% 0.87%
Usaa Federal Savings Bank 10, 0.00% 0.29%
Navy Federal Credit Union 11, 0.01% 2.31%
Carrington Mortgage Services 12, 0.01% 0.58%
Geneva Financial 13, 0.01% 0.58%
Ark-La-Tex Financial Services 14, 0.02% 0.39%
Pennymac Loan Services 15, 0.03% 0.58%
Bank of America 16, 0.05% 1.74%
Wallick & Volk Inc 17, 0.05% 4.15%
ClosingMark Home Loans 18, 0.05% 1.25%
Quicken Loans 19, 0.06% 17.07%
JPMorgan Chase Bank 20, 0.08% 6.56%
HomeBridge Financial Services, Inc 21, 0.09% 0.58%
Wells Fargo Bank 22, 0.11% 8.97%
Fairway Independent Mort Corp 23, 0.11% 2.51%
Academy Mortgage Corporation 24, 0.13% 5.11%
Primelending 25, 0.17% 1.64%
Nationstar Mortgage 26, 0.20% 2.03%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Home Point Financial Corporation 1, -0.19% 3.13%
NOVA Financial & Investment Corporation dba: Nova Home Loans 2, -0.14% 21.85%
Navy Federal Credit Union 3, -0.08% 0.33%
Geneva Financial 4, -0.08% 1.04%
Guild Mortgage Company 5, -0.07% 12.79%
Stearns Lending 6, -0.05% 2.80%
Bank of America 7, -0.04% 0.07%
Community Mortgage Funding 8, -0.04% 0.65%
Caliber Home Loans Inc 9, -0.02% 1.89%
Wallick & Volk Inc 10, -0.02% 6.07%
Quicken Loans 11, -0.01% 4.04%
Nationstar Mortgage 12, -0.01% 1.83%
HomeBridge Financial Services, Inc 13, -0.01% 0.72%
Fairway Independent Mort Corp 14, 0.01% 8.15%
Wells Fargo Bank 15, 0.02% 0.07%
JPMorgan Chase Bank 16, 0.02% 0.07%
Carrington Mortgage Services 17, 0.03% 1.57%
Pennymac Loan Services 18, 0.03% 0.59%
Ark-La-Tex Financial Services 19, 0.07% 2.15%
ClosingMark Home Loans 20, 0.07% 3.33%
Primelending 21, 0.08% 3.78%
Amerifirst Financial Inc 22, 0.08% 6.59%
LoanDepot 23, 0.14% 6.46%
Academy Mortgage Corporation 24, 0.28% 10.05%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Home Point Financial Corporation 1, -0.22% 2.82%
NOVA Financial & Investment Corporation dba: Nova Home Loans 2, -0.16% 23.21%
Navy Federal Credit Union 3, -0.08% 0.40%
Geneva Financial 4, -0.08% 1.29%
Nationstar Mortgage 5, -0.08% 1.05%
Guild Mortgage Company 6, -0.06% 13.13%
Quicken Loans 7, -0.06% 1.13%
Stearns Lending 8, -0.06% 3.06%
Bank of America 9, -0.04% 0.08%
Community Mortgage Funding 10, -0.04% 0.81%
Wallick & Volk Inc 11, -0.04% 6.45%
HomeBridge Financial Services, Inc 12, -0.04% 0.24%
Caliber Home Loans Inc 13, -0.02% 1.29%
Pennymac Loan Services 14, -0.01% 0.08%
Fairway Independent Mort Corp 15, 0.01% 8.70%
Wells Fargo Bank 16, 0.01% 0.08%
Carrington Mortgage Services 17, 0.02% 0.81%
Ark-La-Tex Financial Services 18, 0.08% 2.42%
ClosingMark Home Loans 19, 0.08% 3.38%
Primelending 20, 0.08% 4.35%
Amerifirst Financial Inc 21, 0.08% 7.57%
LoanDepot 22, 0.16% 6.37%
Academy Mortgage Corporation 23, 0.29% 11.28%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Guild Mortgage Company 1, -0.11% 11.30%
NOVA Financial & Investment Corporation dba: Nova Home Loans 2, -0.08% 16.10%
Home Point Financial Corporation 3, -0.08% 4.45%
Caliber Home Loans Inc 4, -0.02% 4.45%
Stearns Lending 5, -0.00% 1.71%
Fairway Independent Mort Corp 6, 0.00% 5.82%
Ark-La-Tex Financial Services 7, 0.01% 1.03%
Quicken Loans 8, 0.02% 16.44%
HomeBridge Financial Services, Inc 9, 0.03% 2.74%
Amerifirst Financial Inc 10, 0.04% 2.40%
JPMorgan Chase Bank 11, 0.05% 0.34%
LoanDepot 12, 0.05% 6.85%
ClosingMark Home Loans 13, 0.06% 3.08%
Pennymac Loan Services 14, 0.06% 2.74%
Carrington Mortgage Services 15, 0.06% 4.79%
Nationstar Mortgage 16, 0.06% 5.14%
Primelending 17, 0.07% 1.37%
Academy Mortgage Corporation 18, 0.09% 4.79%
Wallick & Volk Inc 19, 0.10% 4.45%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.00% 33.33%
JPMorgan Chase Bank 2, 0.00% 66.67%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.00% 33.33%
JPMorgan Chase Bank 2, 0.00% 66.67%
Insufficient data available.
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.27% 17.78%
Home Point Financial Corporation 2, -0.03% 2.96%
Wells Fargo Bank 3, -0.02% 1.42%
Pennymac Loan Services 4, -0.01% 2.84%
Usaa Federal Savings Bank 5, 0.00% 7.09%
AEA Federal Credit Union 6, 0.00% 0.52%
Stearns Lending 7, 0.02% 0.52%
Guild Mortgage Company 8, 0.02% 11.73%
Geneva Financial 9, 0.02% 0.39%
Caliber Home Loans Inc 10, 0.02% 1.68%
HomeBridge Financial Services, Inc 11, 0.02% 1.16%
NOVA Financial & Investment Corporation dba: Nova Home Loans 12, 0.02% 14.05%
JPMorgan Chase Bank 13, 0.04% 0.13%
Ark-La-Tex Financial Services 14, 0.04% 1.29%
Amerifirst Financial Inc 15, 0.04% 0.77%
ClosingMark Home Loans 16, 0.05% 0.52%
Carrington Mortgage Services 17, 0.05% 1.42%
Wallick & Volk Inc 18, 0.05% 2.45%
LoanDepot 19, 0.06% 5.03%
Primelending 20, 0.10% 2.96%
Nationstar Mortgage 21, 0.11% 0.90%
Quicken Loans 22, 0.11% 4.64%
Fairway Independent Mort Corp 23, 0.13% 6.19%
Academy Mortgage Corporation 24, 0.17% 11.60%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.30% 21.81%
Home Point Financial Corporation 2, -0.03% 1.66%
Wells Fargo Bank 3, -0.02% 1.85%
AEA Federal Credit Union 4, 0.01% 0.74%
Usaa Federal Savings Bank 5, 0.01% 7.21%
Nationstar Mortgage 6, 0.02% 0.18%
Pennymac Loan Services 7, 0.02% 0.55%
Quicken Loans 8, 0.02% 1.29%
Geneva Financial 9, 0.02% 0.55%
JPMorgan Chase Bank 10, 0.04% 0.18%
ClosingMark Home Loans 11, 0.04% 0.37%
Stearns Lending 12, 0.05% 0.18%
Ark-La-Tex Financial Services 13, 0.05% 1.66%
Amerifirst Financial Inc 14, 0.05% 0.74%
NOVA Financial & Investment Corporation dba: Nova Home Loans 15, 0.05% 14.60%
Guild Mortgage Company 16, 0.06% 12.75%
Carrington Mortgage Services 17, 0.06% 0.74%
Wallick & Volk Inc 18, 0.07% 2.03%
Caliber Home Loans Inc 19, 0.07% 0.55%
Primelending 20, 0.11% 3.88%
LoanDepot 21, 0.11% 2.77%
Fairway Independent Mort Corp 22, 0.14% 8.50%
Academy Mortgage Corporation 23, 0.18% 15.16%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Guild Mortgage Company 1, -0.09% 9.36%
Navy Federal Credit Union 2, -0.08% 8.51%
NOVA Financial & Investment Corporation dba: Nova Home Loans 3, -0.05% 12.77%
Home Point Financial Corporation 4, -0.04% 5.96%
Usaa Federal Savings Bank 5, -0.03% 6.81%
Pennymac Loan Services 6, -0.03% 8.09%
Caliber Home Loans Inc 7, 0.00% 4.26%
Stearns Lending 8, 0.00% 1.28%
Primelending 9, 0.01% 0.85%
LoanDepot 10, 0.02% 10.21%
HomeBridge Financial Services, Inc 11, 0.02% 3.83%
Amerifirst Financial Inc 12, 0.03% 0.85%
Fairway Independent Mort Corp 13, 0.03% 0.85%
Ark-La-Tex Financial Services 14, 0.03% 0.43%
Wallick & Volk Inc 15, 0.04% 3.40%
Wells Fargo Bank 16, 0.04% 0.43%
Carrington Mortgage Services 17, 0.04% 2.98%
ClosingMark Home Loans 18, 0.04% 0.85%
Academy Mortgage Corporation 19, 0.07% 3.40%
Nationstar Mortgage 20, 0.12% 2.55%
Quicken Loans 21, 0.13% 12.34%

* Data is compiled for the Yuma, AZ commuting zone area, which comprises of counties of Yuma County, AZ, and Imperial County, CA. This includes cities/towns/communities of Yuma, AZ as well as Fortuna Foothills, AZ, El Centro, CA, Imperial, CA, Calexico, CA, Brawley, CA, Somerton, AZ, San Luis, AZ, Heber, CA, Salton Sea Beach, CA, Holtville, CA, Wellton, AZ, Avenue B and C, AZ, Seeley, CA, Salton City, CA, Calipatria, CA, Martinez Lake, AZ, Gadsden, AZ, Tacna, AZ, Wall Lane, AZ, Westmorland, CA, Bombay Beach, CA, Aztec, AZ, and Winterhaven, CA. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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