Top Mortgage Lenders in Lihue, HI

Which mortgage lender in the Lihue, HI area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Lihue, HI area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Lihue, HI area is Bank Of Hawaii, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.09%. This means that Bank Of Hawaii provided a -0.09% lower interest rate for its customers than other lenders in Lihue, HI for a similar set of borrowers. Bank Of Hawaii has a market share of 9.6%. On the other hand, the most popular lender in the market is Quicken Loans, with a market share of 18.2%. Quicken Loans is an average rate lender in this area, with a “Rate Difference” of +0.07% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Lihue, HI area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Lihue, HI is Bank Of Hawaii. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Wells Fargo Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Castle & Cooke Mortgage. The cheapest VA mortgage provider is Wells Fargo Bank. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Ranking of Mortgage Lenders in Lihue, HI

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank Of Hawaii 1, -0.09% 9.57%
Wells Fargo Bank 2, -0.08% 7.03%
LoanDepot 3, -0.07% 6.58%
Castle & Cooke Mortgage 4, -0.03% 7.03%
American Savings Bank FSB 5, -0.03% 6.58%
American Pacific Mortgage Corporation 6, -0.02% 5.38%
DHI Mortgage Company Limited 7, -0.01% 8.97%
First Hawaiian Bank 8, 0.02% 12.86%
HomeBridge Financial Services, Inc 9, 0.04% 10.76%
SecurityNational Mortgage Company 10, 0.06% 7.03%
Quicken Loans 11, 0.07% 18.24%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank Of Hawaii 1, -0.10% 8.82%
Wells Fargo Bank 2, -0.09% 8.56%
LoanDepot 3, -0.04% 3.48%
American Pacific Mortgage Corporation 4, -0.01% 8.56%
Castle & Cooke Mortgage 5, -0.01% 7.49%
DHI Mortgage Company Limited 6, -0.00% 16.04%
American Savings Bank FSB 7, -0.00% 3.74%
Quicken Loans 8, -0.00% 6.68%
First Hawaiian Bank 9, 0.04% 13.10%
HomeBridge Financial Services, Inc 10, 0.05% 16.58%
SecurityNational Mortgage Company 11, 0.10% 6.95%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
LoanDepot 1, -0.08% 10.51%
Bank Of Hawaii 2, -0.08% 10.51%
Castle & Cooke Mortgage 3, -0.07% 6.44%
American Savings Bank FSB 4, -0.05% 10.17%
Wells Fargo Bank 5, -0.03% 5.08%
American Pacific Mortgage Corporation 6, -0.03% 1.36%
First Hawaiian Bank 7, -0.00% 12.54%
HomeBridge Financial Services, Inc 8, 0.00% 3.39%
SecurityNational Mortgage Company 9, 0.01% 7.12%
Quicken Loans 10, 0.09% 32.88%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank Of Hawaii 1, -0.11% 10.06%
LoanDepot 2, -0.09% 6.31%
Wells Fargo Bank 3, -0.09% 5.72%
Castle & Cooke Mortgage 4, -0.05% 6.31%
American Savings Bank FSB 5, -0.04% 8.28%
American Pacific Mortgage Corporation 6, -0.03% 4.73%
DHI Mortgage Company Limited 7, -0.01% 5.72%
First Hawaiian Bank 8, 0.02% 13.21%
HomeBridge Financial Services, Inc 9, 0.06% 10.45%
SecurityNational Mortgage Company 10, 0.07% 6.90%
Quicken Loans 11, 0.07% 22.29%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank Of Hawaii 1, -0.12% 10.19%
Wells Fargo Bank 2, -0.11% 7.55%
LoanDepot 3, -0.05% 4.15%
American Pacific Mortgage Corporation 4, -0.02% 8.68%
DHI Mortgage Company Limited 5, -0.01% 10.94%
Castle & Cooke Mortgage 6, -0.01% 5.66%
American Savings Bank FSB 7, -0.00% 4.91%
Quicken Loans 8, -0.00% 7.92%
First Hawaiian Bank 9, 0.04% 14.72%
HomeBridge Financial Services, Inc 10, 0.07% 17.74%
SecurityNational Mortgage Company 11, 0.11% 7.55%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
LoanDepot 1, -0.12% 8.68%
Bank Of Hawaii 2, -0.10% 9.92%
Castle & Cooke Mortgage 3, -0.08% 7.02%
American Savings Bank FSB 4, -0.05% 11.98%
Wells Fargo Bank 5, -0.03% 3.72%
American Pacific Mortgage Corporation 6, -0.03% 0.41%
First Hawaiian Bank 7, -0.00% 11.57%
HomeBridge Financial Services, Inc 8, 0.01% 2.48%
SecurityNational Mortgage Company 9, 0.02% 6.20%
Quicken Loans 10, 0.09% 38.02%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Castle & Cooke Mortgage 1, -0.02% 15.25%
Bank Of Hawaii 2, -0.02% 1.69%
LoanDepot 3, -0.01% 1.69%
HomeBridge Financial Services, Inc 4, -0.00% 16.95%
DHI Mortgage Company Limited 5, -0.00% 32.20%
Quicken Loans 6, 0.01% 5.08%
American Pacific Mortgage Corporation 7, 0.01% 10.17%
SecurityNational Mortgage Company 8, 0.02% 16.95%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Castle & Cooke Mortgage 1, -0.03% 14.89%
HomeBridge Financial Services, Inc 2, -0.01% 17.02%
DHI Mortgage Company Limited 3, -0.00% 40.43%
Quicken Loans 4, 0.00% 2.13%
American Pacific Mortgage Corporation 5, 0.01% 12.77%
SecurityNational Mortgage Company 6, 0.04% 12.77%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank Of Hawaii 1, -0.02% 8.33%
LoanDepot 2, -0.01% 8.33%
SecurityNational Mortgage Company 3, -0.01% 33.33%
HomeBridge Financial Services, Inc 4, 0.00% 16.67%
Quicken Loans 5, 0.01% 16.67%
Castle & Cooke Mortgage 6, 0.01% 16.67%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.05% 30.91%
Bank Of Hawaii 2, -0.00% 20.00%
American Savings Bank FSB 3, 0.01% 3.64%
HomeBridge Financial Services, Inc 4, 0.02% 5.45%
SecurityNational Mortgage Company 5, 0.02% 1.82%
Quicken Loans 6, 0.03% 3.64%
Castle & Cooke Mortgage 7, 0.03% 1.82%
First Hawaiian Bank 8, 0.04% 32.73%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.06% 33.33%
Bank Of Hawaii 2, 0.01% 18.18%
American Savings Bank FSB 3, 0.02% 3.03%
HomeBridge Financial Services, Inc 4, 0.03% 9.09%
Quicken Loans 5, 0.03% 3.03%
Castle & Cooke Mortgage 6, 0.03% 3.03%
First Hawaiian Bank 7, 0.05% 30.30%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.02% 27.27%
Bank Of Hawaii 2, -0.02% 22.73%
American Savings Bank FSB 3, 0.01% 4.55%
SecurityNational Mortgage Company 4, 0.02% 4.55%
Quicken Loans 5, 0.02% 4.55%
First Hawaiian Bank 6, 0.02% 36.36%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.02% 2.08%
First Hawaiian Bank 2, -0.02% 2.08%
SecurityNational Mortgage Company 3, -0.01% 2.08%
LoanDepot 4, -0.01% 22.92%
American Pacific Mortgage Corporation 5, -0.01% 12.50%
Bank Of Hawaii 6, -0.00% 2.08%
Quicken Loans 7, 0.00% 8.33%
Castle & Cooke Mortgage 8, 0.01% 10.42%
HomeBridge Financial Services, Inc 9, 0.01% 12.50%
DHI Mortgage Company Limited 10, 0.01% 25.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.02% 3.45%
Quicken Loans 2, -0.02% 6.90%
Castle & Cooke Mortgage 3, -0.00% 17.24%
American Pacific Mortgage Corporation 4, 0.00% 10.34%
LoanDepot 5, 0.00% 6.90%
HomeBridge Financial Services, Inc 6, 0.00% 13.79%
DHI Mortgage Company Limited 7, 0.00% 41.38%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
American Pacific Mortgage Corporation 1, -0.01% 15.79%
First Hawaiian Bank 2, -0.01% 5.26%
SecurityNational Mortgage Company 3, -0.01% 5.26%
LoanDepot 4, -0.01% 47.37%
Bank Of Hawaii 5, 0.01% 5.26%
HomeBridge Financial Services, Inc 6, 0.01% 10.53%
Quicken Loans 7, 0.03% 10.53%

* Data is compiled for the Lihue, HI commuting zone area, which comprises of county of Kauai County, HI. This includes cities/towns/communities of Lihue, HI as well as Kalihiwai, HI, Kapaa, HI, Omao, HI, Poipu, HI, Wailua Homesteads, HI, Wailua, HI, Kekaha, HI, Koloa, HI, Kaumakani, HI, and Hanalei, HI. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings for Other Cities

This page ranks the top mortgage lenders in the Lihue, HI area. For mortgage lender rankings of other cities, click here.