Top Mortgage Lenders in Providence, RI

Which mortgage lender in the Providence, RI area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Providence, RI area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Providence, RI area is Pawtucket Credit Union, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.33%. This means that Pawtucket Credit Union provided a -0.33% lower interest rate for its customers than other lenders in Providence, RI for a similar set of borrowers. Pawtucket Credit Union has a market share of 3.0%. On the other hand, the most popular lender in the market is Quicken Loans, with a market share of 7.2%. However, Quicken Loans also tends to be an expensive lender in the area, with an average “Rate Difference” of +0.17% relative to those of other lenders. We recommend shopping around before going with this popular lender.

Our detailed rankings of the mortgage lenders for the Providence, RI area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Providence, RI is Pawtucket Credit Union. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Bank of America. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Stearns Lending. The cheapest VA mortgage provider is Navy Federal Credit Union. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Ranking of Mortgage Lenders in Providence, RI

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Pawtucket Credit Union 1, -0.33% 2.99%
The People’s Credit Union 2, -0.20% 0.62%
BayCoast Mortgage Company 3, -0.17% 2.09%
Santander Bank 4, -0.17% 2.79%
Leader Bank 5, -0.17% 0.76%
Milford Federal Savings and Loan Association 6, -0.16% 0.30%
Sharon Credit Union 7, -0.15% 0.22%
Citizens Bank 8, -0.15% 5.53%
Somerset Federal Credit Union 9, -0.14% 0.22%
Eastern Bank 10, -0.14% 0.35%
Webster Bank 11, -0.13% 1.13%
Bristol County Savings Bank 12, -0.13% 0.75%
E Mortgage Management 13, -0.12% 0.22%
Home Point Financial Corporation 14, -0.12% 0.95%
St Anne’s Credit Union 15, -0.11% 1.09%
The Washington Trust Company, of Westerly 16, -0.10% 2.40%
Envision Bank 17, -0.10% 1.91%
Bank of America 18, -0.10% 1.46%
Rockland Trust Company 19, -0.10% 0.85%
Bank Rhode Island 20, -0.10% 0.48%
Fairway Independent Mort Corp 21, -0.10% 2.04%
BankNewport 22, -0.09% 1.24%
Stearns Lending 23, -0.09% 0.89%
Provident Funding Associates 24, -0.08% 0.15%
Poli Mortgage Group Inc 25, -0.08% 0.15%
Guaranteed Rate Inc 26, -0.08% 1.43%
Rockland Federal Credit Union 27, -0.08% 0.17%
MSA Mortgage 28, -0.07% 0.18%
Centreville Bank 29, -0.07% 0.87%
TD Bank 30, -0.05% 0.33%
Draper and Kramer Mortgage Corp 31, -0.05% 0.11%
Caliber Home Loans Inc 32, -0.05% 1.60%
Guaranteed Rate Affinity 33, -0.05% 0.35%
Salem Five Mortgage Co 34, -0.04% 0.36%
Merrimack Valley Federal Credit Union 35, -0.04% 0.11%
Pennymac Loan Services 36, -0.04% 0.77%
Plaza Home Mortgage Inc 37, -0.04% 0.16%
Washington Trust Mortgage Company 38, -0.04% 0.38%
Residential Mortgage Services 39, -0.04% 6.83%
Amerisave Mortgage Corporation 40, -0.04% 0.43%
Navy Federal Credit Union 41, -0.03% 0.93%
New Fed Mortgage Corporation 42, -0.03% 0.19%
Home Loan Investment Bank 43, -0.03% 1.42%
Us Bank 44, -0.02% 0.50%
Equity Resources Inc 45, -0.01% 0.14%
Northpoint Mortgage Inc 46, -0.01% 0.37%
First Savings Bank 47, -0.01% 0.14%
Freedom Mortgage Corporation 48, -0.01% 1.12%
CMG Mortgage Inc 49, -0.01% 0.14%
First Choice Loan Services Inc 50, -0.00% 0.16%
Paramount Residential Mortgage Group Inc 51, -0.00% 0.11%
HarborOne Mortgage 52, -0.00% 2.18%
Lakeview Loan Servicing 53, 0.01% 0.59%
Flagstar Bank 54, 0.01% 0.75%
Usaa Federal Savings Bank 55, 0.02% 0.71%
LoanDepot 56, 0.02% 1.53%
Carrington Mortgage Services 57, 0.02% 0.27%
Movement Mortgage 58, 0.02% 3.59%
Conway Financial Services 59, 0.02% 0.19%
JG Wentworth Home Lending 60, 0.03% 0.14%
New American Funding 61, 0.03% 0.13%
Mortgage Network, Inc 62, 0.03% 0.99%
Newrez 63, 0.03% 0.85%
JPMorgan Chase Bank 64, 0.04% 0.62%
Finance of America Mortgage 65, 0.05% 0.20%
Wells Fargo Bank 66, 0.05% 0.85%
Primelending 67, 0.06% 0.65%
Navigant Credit Union 68, 0.07% 3.57%
Bank of England 69, 0.07% 0.12%
Atlantic Home Loans, Inc 70, 0.07% 1.18%
Radius financial group inc 71, 0.07% 0.52%
Digital Federal Credit Union 72, 0.07% 0.19%
The Federal Savings Bank 73, 0.08% 0.46%
HomeBridge Financial Services, Inc 74, 0.08% 0.75%
Sierra Pacific Mortgage 75, 0.09% 0.45%
Ditech Financial 76, 0.09% 0.42%
Reliance First Capital 77, 0.09% 0.20%
Province Mortgage Associates 78, 0.09% 2.55%
Northpointe Bank 79, 0.09% 2.12%
Embrace Home Loans, Inc 80, 0.10% 1.11%
Synergy One Lending 81, 0.11% 0.24%
Nations Lending Corporation 82, 0.12% 0.64%
Shamrock Home Loans, Inc 83, 0.13% 2.07%
Norwich Commercial Group Inc 84, 0.16% 0.48%
Quicken Loans 85, 0.17% 7.19%
Semper Home Loans, Inc 86, 0.18% 1.78%
Nationstar Mortgage 87, 0.21% 1.36%
NFM, Inc 88, 0.21% 2.09%
Total Mortgage Services 89, 0.22% 1.54%
First Home Mortgage 90, 0.25% 0.95%
Primary Residential Mortgage Inc 91, 0.26% 2.49%
Greenwood Credit Union 92, 0.28% 0.44%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Pawtucket Credit Union 1, -0.26% 1.20%
Bank of America 2, -0.23% 1.44%
Webster Bank 3, -0.20% 1.06%
Leader Bank 4, -0.18% 0.84%
Citizens Bank 5, -0.18% 4.38%
Santander Bank 6, -0.17% 2.10%
BayCoast Mortgage Company 7, -0.17% 1.86%
Eastern Bank 8, -0.17% 0.49%
Rockland Trust Company 9, -0.17% 0.76%
E Mortgage Management 10, -0.16% 0.27%
BankNewport 11, -0.15% 1.02%
Pennymac Loan Services 12, -0.15% 0.41%
Home Point Financial Corporation 13, -0.14% 0.99%
Bank Rhode Island 14, -0.14% 0.20%
Stearns Lending 15, -0.13% 1.27%
Bristol County Savings Bank 16, -0.12% 0.62%
The Washington Trust Company, of Westerly 17, -0.11% 2.39%
St Anne’s Credit Union 18, -0.11% 0.48%
Somerset Federal Credit Union 19, -0.11% 0.07%
Fairway Independent Mort Corp 20, -0.10% 2.50%
Centreville Bank 21, -0.10% 0.83%
The People’s Credit Union 22, -0.09% 0.37%
Milford Federal Savings and Loan Association 23, -0.09% 0.22%
Freedom Mortgage Corporation 24, -0.09% 1.27%
Rockland Federal Credit Union 25, -0.08% 0.18%
TD Bank 26, -0.08% 0.35%
MSA Mortgage 27, -0.08% 0.18%
Us Bank 28, -0.08% 0.50%
Guaranteed Rate Inc 29, -0.07% 1.70%
Caliber Home Loans Inc 30, -0.07% 1.77%
Lakeview Loan Servicing 31, -0.06% 0.31%
Envision Bank 32, -0.06% 1.78%
Merrimack Valley Federal Credit Union 33, -0.06% 0.06%
Guaranteed Rate Affinity 34, -0.06% 0.57%
Wells Fargo Bank 35, -0.06% 0.80%
Poli Mortgage Group Inc 36, -0.06% 0.08%
JPMorgan Chase Bank 37, -0.05% 0.55%
Ditech Financial 38, -0.05% 0.12%
Provident Funding Associates 39, -0.05% 0.05%
CMG Mortgage Inc 40, -0.05% 0.16%
Draper and Kramer Mortgage Corp 41, -0.04% 0.12%
Residential Mortgage Services 42, -0.04% 9.79%
Navy Federal Credit Union 43, -0.04% 1.31%
Washington Trust Mortgage Company 44, -0.03% 0.33%
Newrez 45, -0.03% 0.79%
Sharon Credit Union 46, -0.03% 0.05%
Equity Resources Inc 47, -0.02% 0.22%
First Choice Loan Services Inc 48, -0.02% 0.20%
Reliance First Capital 49, -0.01% 0.01%
Synergy One Lending 50, -0.01% 0.03%
Salem Five Mortgage Co 51, -0.01% 0.34%
Plaza Home Mortgage Inc 52, -0.00% 0.18%
New Fed Mortgage Corporation 53, -0.00% 0.16%
Flagstar Bank 54, -0.00% 0.82%
Home Loan Investment Bank 55, 0.00% 1.72%
Paramount Residential Mortgage Group Inc 56, 0.00% 0.04%
First Savings Bank 57, 0.00% 0.12%
Nationstar Mortgage 58, 0.00% 0.71%
Greenwood Credit Union 59, 0.01% 0.16%
New American Funding 60, 0.01% 0.11%
Amerisave Mortgage Corporation 61, 0.02% 0.06%
Conway Financial Services 62, 0.02% 0.31%
Carrington Mortgage Services 63, 0.02% 0.13%
Northpoint Mortgage Inc 64, 0.02% 0.43%
HarborOne Mortgage 65, 0.02% 2.63%
JG Wentworth Home Lending 66, 0.03% 0.05%
Mortgage Network, Inc 67, 0.03% 1.43%
Movement Mortgage 68, 0.03% 4.72%
Usaa Federal Savings Bank 69, 0.03% 0.94%
LoanDepot 70, 0.04% 0.59%
Embrace Home Loans, Inc 71, 0.05% 0.92%
Primelending 72, 0.06% 0.89%
The Federal Savings Bank 73, 0.06% 0.25%
Digital Federal Credit Union 74, 0.06% 0.22%
Bank of England 75, 0.07% 0.13%
Navigant Credit Union 76, 0.07% 3.81%
Quicken Loans 77, 0.08% 2.80%
Atlantic Home Loans, Inc 78, 0.08% 1.46%
Sierra Pacific Mortgage 79, 0.08% 0.75%
Province Mortgage Associates 80, 0.09% 3.39%
Finance of America Mortgage 81, 0.09% 0.20%
Northpointe Bank 82, 0.09% 2.85%
HomeBridge Financial Services, Inc 83, 0.10% 0.85%
Radius financial group inc 84, 0.11% 0.67%
Nations Lending Corporation 85, 0.13% 0.81%
NFM, Inc 86, 0.15% 2.97%
Shamrock Home Loans, Inc 87, 0.16% 2.82%
Norwich Commercial Group Inc 88, 0.18% 0.49%
Semper Home Loans, Inc 89, 0.19% 2.62%
Total Mortgage Services 90, 0.24% 1.69%
First Home Mortgage 91, 0.26% 1.36%
Primary Residential Mortgage Inc 92, 0.32% 3.29%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Pawtucket Credit Union 1, -0.34% 4.99%
The People’s Credit Union 2, -0.24% 0.91%
Milford Federal Savings and Loan Association 3, -0.20% 0.38%
BayCoast Mortgage Company 4, -0.18% 2.34%
Santander Bank 5, -0.17% 3.55%
Sharon Credit Union 6, -0.16% 0.42%
Leader Bank 7, -0.15% 0.67%
Somerset Federal Credit Union 8, -0.14% 0.38%
Envision Bank 9, -0.14% 2.07%
Bristol County Savings Bank 10, -0.13% 0.89%
Citizens Bank 11, -0.12% 6.81%
St Anne’s Credit Union 12, -0.10% 1.77%
Plaza Home Mortgage Inc 13, -0.10% 0.14%
The Washington Trust Company, of Westerly 14, -0.09% 2.40%
Guaranteed Rate Inc 15, -0.09% 1.11%
Home Point Financial Corporation 16, -0.09% 0.91%
Poli Mortgage Group Inc 17, -0.09% 0.23%
Fairway Independent Mort Corp 18, -0.08% 1.52%
Salem Five Mortgage Co 19, -0.08% 0.37%
Provident Funding Associates 20, -0.08% 0.26%
Home Loan Investment Bank 21, -0.08% 1.07%
Bank Rhode Island 22, -0.08% 0.80%
Eastern Bank 23, -0.08% 0.20%
Webster Bank 24, -0.07% 1.20%
MSA Mortgage 25, -0.07% 0.18%
Rockland Federal Credit Union 26, -0.07% 0.16%
Northpoint Mortgage Inc 27, -0.06% 0.31%
Draper and Kramer Mortgage Corp 28, -0.06% 0.11%
New Fed Mortgage Corporation 29, -0.05% 0.22%
E Mortgage Management 30, -0.05% 0.15%
HarborOne Mortgage 31, -0.05% 1.67%
Residential Mortgage Services 32, -0.05% 3.50%
BankNewport 33, -0.05% 1.48%
Washington Trust Mortgage Company 34, -0.04% 0.43%
Centreville Bank 35, -0.04% 0.92%
Rockland Trust Company 36, -0.03% 0.94%
Amerisave Mortgage Corporation 37, -0.03% 0.85%
Navy Federal Credit Union 38, -0.03% 0.49%
Usaa Federal Savings Bank 39, -0.03% 0.46%
Merrimack Valley Federal Credit Union 40, -0.03% 0.18%
Caliber Home Loans Inc 41, -0.03% 1.41%
First Savings Bank 42, -0.02% 0.15%
Guaranteed Rate Affinity 43, -0.01% 0.11%
TD Bank 44, -0.01% 0.31%
Radius financial group inc 45, -0.01% 0.36%
Equity Resources Inc 46, -0.01% 0.04%
Movement Mortgage 47, -0.01% 2.33%
Finance of America Mortgage 48, -0.00% 0.19%
Stearns Lending 49, 0.00% 0.47%
Paramount Residential Mortgage Group Inc 50, 0.01% 0.19%
Pennymac Loan Services 51, 0.01% 1.18%
First Choice Loan Services Inc 52, 0.01% 0.12%
Conway Financial Services 53, 0.02% 0.05%
Flagstar Bank 54, 0.02% 0.67%
LoanDepot 55, 0.02% 2.59%
Carrington Mortgage Services 56, 0.03% 0.42%
JG Wentworth Home Lending 57, 0.03% 0.23%
Mortgage Network, Inc 58, 0.04% 0.51%
Us Bank 59, 0.04% 0.51%
Bank of America 60, 0.04% 1.47%
Shamrock Home Loans, Inc 61, 0.04% 1.22%
Lakeview Loan Servicing 62, 0.04% 0.91%
Sierra Pacific Mortgage 63, 0.05% 0.11%
CMG Mortgage Inc 64, 0.05% 0.12%
Primelending 65, 0.05% 0.38%
HomeBridge Financial Services, Inc 66, 0.05% 0.64%
New American Funding 67, 0.05% 0.15%
Atlantic Home Loans, Inc 68, 0.05% 0.87%
Navigant Credit Union 69, 0.06% 3.30%
Province Mortgage Associates 70, 0.07% 1.61%
Bank of England 71, 0.08% 0.11%
Northpointe Bank 72, 0.08% 1.29%
Nations Lending Corporation 73, 0.08% 0.44%
Digital Federal Credit Union 74, 0.09% 0.16%
The Federal Savings Bank 75, 0.09% 0.70%
Reliance First Capital 76, 0.10% 0.41%
Newrez 77, 0.10% 0.92%
Freedom Mortgage Corporation 78, 0.11% 0.94%
Semper Home Loans, Inc 79, 0.11% 0.84%
JPMorgan Chase Bank 80, 0.12% 0.71%
Primary Residential Mortgage Inc 81, 0.12% 1.60%
Ditech Financial 82, 0.12% 0.75%
Synergy One Lending 83, 0.13% 0.48%
Embrace Home Loans, Inc 84, 0.14% 1.33%
Norwich Commercial Group Inc 85, 0.14% 0.46%
Wells Fargo Bank 86, 0.16% 0.90%
Total Mortgage Services 87, 0.20% 1.36%
Quicken Loans 88, 0.20% 12.11%
First Home Mortgage 89, 0.22% 0.50%
Nationstar Mortgage 90, 0.29% 2.08%
Greenwood Credit Union 91, 0.35% 0.75%
NFM, Inc 92, 0.37% 1.10%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Pawtucket Credit Union 1, -0.34% 4.12%
The People’s Credit Union 2, -0.21% 0.82%
Leader Bank 3, -0.19% 0.89%
Santander Bank 4, -0.18% 3.64%
BayCoast Mortgage Company 5, -0.17% 2.77%
Webster Bank 6, -0.16% 1.33%
Milford Federal Savings and Loan Association 7, -0.16% 0.41%
Citizens Bank 8, -0.15% 6.92%
Eastern Bank 9, -0.15% 0.40%
Sharon Credit Union 10, -0.15% 0.31%
Somerset Federal Credit Union 11, -0.14% 0.30%
Bristol County Savings Bank 12, -0.13% 1.00%
Envision Bank 13, -0.13% 2.04%
St Anne’s Credit Union 14, -0.11% 1.53%
The Washington Trust Company, of Westerly 15, -0.11% 3.21%
Fairway Independent Mort Corp 16, -0.11% 1.96%
Bank of America 17, -0.10% 1.70%
Bank Rhode Island 18, -0.10% 0.62%
Rockland Trust Company 19, -0.09% 1.05%
BankNewport 20, -0.09% 1.64%
Guaranteed Rate Inc 21, -0.09% 1.55%
Poli Mortgage Group Inc 22, -0.08% 0.21%
MSA Mortgage 23, -0.08% 0.20%
Provident Funding Associates 24, -0.08% 0.21%
E Mortgage Management 25, -0.08% 0.15%
Rockland Federal Credit Union 26, -0.08% 0.23%
Centreville Bank 27, -0.07% 1.11%
Guaranteed Rate Affinity 28, -0.06% 0.39%
Draper and Kramer Mortgage Corp 29, -0.05% 0.15%
TD Bank 30, -0.05% 0.38%
Amerisave Mortgage Corporation 31, -0.05% 0.51%
Home Loan Investment Bank 32, -0.04% 1.52%
Salem Five Mortgage Co 33, -0.04% 0.38%
HarborOne Mortgage 34, -0.04% 2.03%
Washington Trust Mortgage Company 35, -0.04% 0.50%
Merrimack Valley Federal Credit Union 36, -0.04% 0.16%
New Fed Mortgage Corporation 37, -0.04% 0.18%
Pennymac Loan Services 38, -0.03% 0.58%
Us Bank 39, -0.03% 0.56%
Northpoint Mortgage Inc 40, -0.01% 0.40%
LoanDepot 41, -0.01% 1.46%
Residential Mortgage Services 42, -0.00% 6.27%
CMG Mortgage Inc 43, 0.00% 0.11%
Flagstar Bank 44, 0.00% 0.80%
Equity Resources Inc 45, 0.00% 0.09%
First Choice Loan Services Inc 46, 0.00% 0.17%
First Savings Bank 47, 0.01% 0.09%
Home Point Financial Corporation 48, 0.01% 0.49%
Plaza Home Mortgage Inc 49, 0.01% 0.05%
Stearns Lending 50, 0.02% 0.58%
Conway Financial Services 51, 0.03% 0.22%
JG Wentworth Home Lending 52, 0.04% 0.15%
Finance of America Mortgage 53, 0.04% 0.20%
Paramount Residential Mortgage Group Inc 54, 0.04% 0.04%
Usaa Federal Savings Bank 55, 0.04% 0.37%
Lakeview Loan Servicing 56, 0.05% 0.31%
Mortgage Network, Inc 57, 0.05% 1.06%
JPMorgan Chase Bank 58, 0.05% 0.71%
New American Funding 59, 0.06% 0.10%
Primelending 60, 0.06% 0.60%
The Federal Savings Bank 61, 0.07% 0.10%
Navigant Credit Union 62, 0.07% 4.89%
Carrington Mortgage Services 63, 0.07% 0.10%
Wells Fargo Bank 64, 0.07% 1.02%
Digital Federal Credit Union 65, 0.08% 0.27%
Radius financial group inc 66, 0.08% 0.56%
Atlantic Home Loans, Inc 67, 0.08% 1.23%
Caliber Home Loans Inc 68, 0.09% 1.06%
Province Mortgage Associates 69, 0.09% 2.05%
Movement Mortgage 70, 0.09% 3.03%
Shamrock Home Loans, Inc 71, 0.10% 1.39%
Bank of England 72, 0.11% 0.10%
Freedom Mortgage Corporation 73, 0.12% 0.48%
Nations Lending Corporation 74, 0.13% 0.40%
Embrace Home Loans, Inc 75, 0.15% 0.80%
Synergy One Lending 76, 0.15% 0.17%
Sierra Pacific Mortgage 77, 0.15% 0.32%
Northpointe Bank 78, 0.15% 1.60%
HomeBridge Financial Services, Inc 79, 0.16% 0.55%
Norwich Commercial Group Inc 80, 0.17% 0.35%
Navy Federal Credit Union 81, 0.17% 0.56%
Reliance First Capital 82, 0.20% 0.13%
Quicken Loans 83, 0.20% 7.96%
Newrez 84, 0.21% 0.65%
Semper Home Loans, Inc 85, 0.22% 1.09%
Ditech Financial 86, 0.23% 0.31%
Total Mortgage Services 87, 0.28% 1.24%
Greenwood Credit Union 88, 0.30% 0.60%
First Home Mortgage 89, 0.31% 0.83%
NFM, Inc 90, 0.32% 1.66%
Primary Residential Mortgage Inc 91, 0.33% 1.78%
Nationstar Mortgage 92, 0.40% 0.84%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.27% 1.74%
Pawtucket Credit Union 2, -0.27% 1.81%
Webster Bank 3, -0.26% 1.23%
Leader Bank 4, -0.21% 1.05%
Eastern Bank 5, -0.20% 0.57%
Citizens Bank 6, -0.19% 5.68%
Santander Bank 7, -0.19% 2.92%
Rockland Trust Company 8, -0.17% 0.94%
BayCoast Mortgage Company 9, -0.17% 2.62%
Bank Rhode Island 10, -0.16% 0.29%
BankNewport 11, -0.15% 1.41%
Pennymac Loan Services 12, -0.15% 0.42%
Bristol County Savings Bank 13, -0.13% 0.88%
The Washington Trust Company, of Westerly 14, -0.12% 3.59%
Us Bank 15, -0.12% 0.55%
St Anne’s Credit Union 16, -0.11% 0.76%
Fairway Independent Mort Corp 17, -0.11% 2.44%
Somerset Federal Credit Union 18, -0.11% 0.11%
Centreville Bank 19, -0.11% 1.12%
E Mortgage Management 20, -0.10% 0.14%
The People’s Credit Union 21, -0.10% 0.55%
TD Bank 22, -0.09% 0.45%
Milford Federal Savings and Loan Association 23, -0.09% 0.33%
MSA Mortgage 24, -0.09% 0.22%
Rockland Federal Credit Union 25, -0.09% 0.28%
Guaranteed Rate Inc 26, -0.09% 2.03%
Envision Bank 27, -0.08% 1.96%
Guaranteed Rate Affinity 28, -0.08% 0.66%
JPMorgan Chase Bank 29, -0.07% 0.60%
Merrimack Valley Federal Credit Union 30, -0.06% 0.09%
CMG Mortgage Inc 31, -0.06% 0.12%
Wells Fargo Bank 32, -0.06% 1.03%
Poli Mortgage Group Inc 33, -0.06% 0.12%
Draper and Kramer Mortgage Corp 34, -0.05% 0.15%
Provident Funding Associates 35, -0.05% 0.08%
Washington Trust Mortgage Company 36, -0.03% 0.51%
Sharon Credit Union 37, -0.03% 0.07%
HarborOne Mortgage 38, -0.03% 2.38%
Home Loan Investment Bank 39, -0.02% 1.86%
Flagstar Bank 40, -0.02% 0.96%
LoanDepot 41, -0.01% 0.55%
Home Point Financial Corporation 42, -0.01% 0.49%
First Choice Loan Services Inc 43, -0.01% 0.20%
Reliance First Capital 44, -0.01% 0.02%
First Savings Bank 45, -0.01% 0.11%
Synergy One Lending 46, -0.01% 0.04%
Lakeview Loan Servicing 47, -0.01% 0.21%
Equity Resources Inc 48, -0.00% 0.14%
New Fed Mortgage Corporation 49, -0.00% 0.16%
Paramount Residential Mortgage Group Inc 50, 0.00% 0.02%
Ditech Financial 51, 0.00% 0.08%
Plaza Home Mortgage Inc 52, 0.01% 0.06%
Greenwood Credit Union 53, 0.01% 0.24%
Residential Mortgage Services 54, 0.01% 9.09%
Amerisave Mortgage Corporation 55, 0.01% 0.07%
Stearns Lending 56, 0.02% 0.83%
New American Funding 57, 0.02% 0.09%
Conway Financial Services 58, 0.02% 0.40%
Nationstar Mortgage 59, 0.02% 0.11%
Northpoint Mortgage Inc 60, 0.02% 0.46%
Salem Five Mortgage Co 61, 0.02% 0.33%
JG Wentworth Home Lending 62, 0.03% 0.06%
Mortgage Network, Inc 63, 0.04% 1.68%
Usaa Federal Savings Bank 64, 0.05% 0.56%
Freedom Mortgage Corporation 65, 0.06% 0.57%
Primelending 66, 0.06% 0.84%
Digital Federal Credit Union 67, 0.06% 0.34%
Caliber Home Loans Inc 68, 0.07% 1.27%
Navigant Credit Union 69, 0.07% 5.78%
Embrace Home Loans, Inc 70, 0.07% 0.80%
Province Mortgage Associates 71, 0.08% 2.57%
The Federal Savings Bank 72, 0.08% 0.09%
Bank of England 73, 0.09% 0.11%
Finance of America Mortgage 74, 0.09% 0.17%
Atlantic Home Loans, Inc 75, 0.09% 1.61%
Shamrock Home Loans, Inc 76, 0.10% 2.13%
Quicken Loans 77, 0.11% 3.32%
Movement Mortgage 78, 0.11% 4.33%
Nations Lending Corporation 79, 0.13% 0.52%
Northpointe Bank 80, 0.13% 2.27%
Radius financial group inc 81, 0.13% 0.73%
Sierra Pacific Mortgage 82, 0.16% 0.53%
HomeBridge Financial Services, Inc 83, 0.18% 0.67%
Navy Federal Credit Union 84, 0.19% 0.83%
Norwich Commercial Group Inc 85, 0.20% 0.36%
Newrez 86, 0.21% 0.60%
Semper Home Loans, Inc 87, 0.22% 1.72%
NFM, Inc 88, 0.25% 2.17%
Total Mortgage Services 89, 0.29% 1.28%
First Home Mortgage 90, 0.32% 1.23%
Primary Residential Mortgage Inc 91, 0.44% 2.40%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Pawtucket Credit Union 1, -0.35% 6.20%
The People’s Credit Union 2, -0.25% 1.07%
Milford Federal Savings and Loan Association 3, -0.19% 0.48%
BayCoast Mortgage Company 4, -0.18% 2.90%
Santander Bank 5, -0.17% 4.29%
Leader Bank 6, -0.17% 0.75%
Envision Bank 7, -0.16% 2.11%
Sharon Credit Union 8, -0.16% 0.53%
Somerset Federal Credit Union 9, -0.14% 0.47%
Bristol County Savings Bank 10, -0.13% 1.10%
Citizens Bank 11, -0.13% 8.03%
Fairway Independent Mort Corp 12, -0.10% 1.53%
Guaranteed Rate Inc 13, -0.10% 1.11%
St Anne’s Credit Union 14, -0.10% 2.21%
The Washington Trust Company, of Westerly 15, -0.09% 2.87%
Salem Five Mortgage Co 16, -0.09% 0.42%
Home Loan Investment Bank 17, -0.08% 1.20%
Poli Mortgage Group Inc 18, -0.08% 0.29%
Bank Rhode Island 19, -0.08% 0.93%
Provident Funding Associates 20, -0.08% 0.32%
Webster Bank 21, -0.07% 1.41%
MSA Mortgage 22, -0.07% 0.19%
Eastern Bank 23, -0.07% 0.25%
Rockland Federal Credit Union 24, -0.07% 0.19%
Northpoint Mortgage Inc 25, -0.06% 0.35%
HarborOne Mortgage 26, -0.06% 1.72%
New Fed Mortgage Corporation 27, -0.06% 0.19%
E Mortgage Management 28, -0.06% 0.15%
Residential Mortgage Services 29, -0.05% 3.72%
Draper and Kramer Mortgage Corp 30, -0.05% 0.14%
Washington Trust Mortgage Company 31, -0.05% 0.49%
BankNewport 32, -0.04% 1.84%
Amerisave Mortgage Corporation 33, -0.04% 0.90%
Centreville Bank 34, -0.04% 1.09%
Rockland Trust Company 35, -0.03% 1.15%
Merrimack Valley Federal Credit Union 36, -0.02% 0.22%
Radius financial group inc 37, -0.01% 0.40%
Guaranteed Rate Affinity 38, -0.01% 0.14%
Equity Resources Inc 39, -0.01% 0.05%
Plaza Home Mortgage Inc 40, -0.00% 0.04%
Usaa Federal Savings Bank 41, -0.00% 0.19%
LoanDepot 42, -0.00% 2.29%
Finance of America Mortgage 43, 0.00% 0.22%
TD Bank 44, 0.01% 0.31%
First Choice Loan Services Inc 45, 0.02% 0.14%
First Savings Bank 46, 0.02% 0.06%
Conway Financial Services 47, 0.02% 0.06%
Home Point Financial Corporation 48, 0.02% 0.49%
Flagstar Bank 49, 0.02% 0.66%
Stearns Lending 50, 0.03% 0.35%
Movement Mortgage 51, 0.03% 1.86%
Pennymac Loan Services 52, 0.04% 0.72%
Mortgage Network, Inc 53, 0.04% 0.50%
Us Bank 54, 0.05% 0.57%
JG Wentworth Home Lending 55, 0.05% 0.22%
The Federal Savings Bank 56, 0.05% 0.11%
Sierra Pacific Mortgage 57, 0.05% 0.12%
Bank of America 58, 0.06% 1.67%
Primelending 59, 0.06% 0.38%
Atlantic Home Loans, Inc 60, 0.06% 0.88%
Navigant Credit Union 61, 0.06% 4.09%
Paramount Residential Mortgage Group Inc 62, 0.06% 0.06%
CMG Mortgage Inc 63, 0.06% 0.10%
Shamrock Home Loans, Inc 64, 0.07% 0.72%
Lakeview Loan Servicing 65, 0.07% 0.41%
Carrington Mortgage Services 66, 0.08% 0.19%
New American Funding 67, 0.09% 0.11%
Digital Federal Credit Union 68, 0.09% 0.20%
Province Mortgage Associates 69, 0.10% 1.58%
Navy Federal Credit Union 70, 0.10% 0.32%
Caliber Home Loans Inc 71, 0.10% 0.87%
Primary Residential Mortgage Inc 72, 0.11% 1.22%
Bank of England 73, 0.12% 0.08%
Nations Lending Corporation 74, 0.12% 0.29%
HomeBridge Financial Services, Inc 75, 0.13% 0.44%
JPMorgan Chase Bank 76, 0.13% 0.82%
Norwich Commercial Group Inc 77, 0.14% 0.33%
Northpointe Bank 78, 0.18% 1.00%
Synergy One Lending 79, 0.18% 0.29%
Wells Fargo Bank 80, 0.19% 1.01%
Freedom Mortgage Corporation 81, 0.19% 0.40%
Newrez 82, 0.20% 0.70%
Semper Home Loans, Inc 83, 0.20% 0.53%
Embrace Home Loans, Inc 84, 0.22% 0.80%
Reliance First Capital 85, 0.22% 0.23%
Quicken Loans 86, 0.23% 12.13%
Total Mortgage Services 87, 0.27% 1.20%
First Home Mortgage 88, 0.28% 0.47%
Ditech Financial 89, 0.28% 0.51%
Greenwood Credit Union 90, 0.37% 0.93%
NFM, Inc 91, 0.43% 1.20%
Nationstar Mortgage 92, 0.44% 1.49%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Stearns Lending 1, -0.23% 1.89%
Home Point Financial Corporation 2, -0.23% 2.54%
Newrez 3, -0.22% 1.31%
Caliber Home Loans Inc 4, -0.19% 3.49%
BayCoast Mortgage Company 5, -0.18% 0.50%
E Mortgage Management 6, -0.18% 0.48%
Rockland Trust Company 7, -0.16% 0.39%
Eastern Bank 8, -0.14% 0.18%
Citizens Bank 9, -0.14% 1.45%
The Washington Trust Company, of Westerly 10, -0.12% 0.10%
Residential Mortgage Services 11, -0.12% 9.68%
Leader Bank 12, -0.11% 0.24%
Movement Mortgage 13, -0.11% 5.33%
BankNewport 14, -0.11% 0.34%
Salem Five Mortgage Co 15, -0.10% 0.18%
Freedom Mortgage Corporation 16, -0.10% 2.67%
Ditech Financial 17, -0.09% 0.78%
Fairway Independent Mort Corp 18, -0.09% 2.47%
Centreville Bank 19, -0.09% 0.15%
Santander Bank 20, -0.08% 0.47%
Plaza Home Mortgage Inc 21, -0.08% 0.48%
MSA Mortgage 22, -0.06% 0.13%
Pennymac Loan Services 23, -0.05% 0.92%
Equity Resources Inc 24, -0.05% 0.29%
Webster Bank 25, -0.04% 0.15%
Envision Bank 26, -0.04% 1.44%
TD Bank 27, -0.04% 0.05%
CMG Mortgage Inc 28, -0.04% 0.19%
First Choice Loan Services Inc 29, -0.04% 0.16%
Guaranteed Rate Inc 30, -0.03% 1.05%
Navy Federal Credit Union 31, -0.03% 0.03%
New Fed Mortgage Corporation 32, -0.03% 0.26%
Paramount Residential Mortgage Group Inc 33, -0.03% 0.36%
Reliance First Capital 34, -0.02% 0.45%
Guaranteed Rate Affinity 35, -0.02% 0.24%
Carrington Mortgage Services 36, -0.02% 0.76%
JG Wentworth Home Lending 37, -0.02% 0.08%
JPMorgan Chase Bank 38, -0.01% 0.02%
Us Bank 39, -0.01% 0.05%
New American Funding 40, -0.01% 0.21%
HomeBridge Financial Services, Inc 41, -0.01% 1.37%
Draper and Kramer Mortgage Corp 42, -0.01% 0.05%
Lakeview Loan Servicing 43, -0.01% 1.29%
First Savings Bank 44, -0.00% 0.21%
Bank of America 45, -0.00% 0.18%
Mortgage Network, Inc 46, -0.00% 0.66%
Northpoint Mortgage Inc 47, 0.00% 0.26%
Conway Financial Services 48, 0.01% 0.08%
Synergy One Lending 49, 0.01% 0.36%
Sierra Pacific Mortgage 50, 0.02% 0.92%
Amerisave Mortgage Corporation 51, 0.02% 0.27%
Northpointe Bank 52, 0.02% 4.10%
Bank of England 53, 0.02% 0.19%
Quicken Loans 54, 0.03% 4.81%
Home Loan Investment Bank 55, 0.04% 1.34%
Atlantic Home Loans, Inc 56, 0.04% 1.15%
Flagstar Bank 57, 0.04% 0.45%
Primelending 58, 0.04% 0.87%
Nationstar Mortgage 59, 0.05% 3.13%
Radius financial group inc 60, 0.05% 0.47%
The Federal Savings Bank 61, 0.05% 0.55%
Embrace Home Loans, Inc 62, 0.05% 1.73%
NFM, Inc 63, 0.06% 4.05%
Province Mortgage Associates 64, 0.08% 4.68%
HarborOne Mortgage 65, 0.10% 2.55%
Finance of America Mortgage 66, 0.10% 0.19%
Nations Lending Corporation 67, 0.11% 1.39%
Semper Home Loans, Inc 68, 0.15% 4.10%
Total Mortgage Services 69, 0.15% 2.83%
LoanDepot 70, 0.15% 1.36%
Norwich Commercial Group Inc 71, 0.15% 0.99%
First Home Mortgage 72, 0.17% 1.37%
Shamrock Home Loans, Inc 73, 0.17% 4.72%
Primary Residential Mortgage Inc 74, 0.20% 5.36%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Newrez 1, -0.31% 1.09%
Stearns Lending 2, -0.27% 2.24%
Home Point Financial Corporation 3, -0.22% 2.20%
E Mortgage Management 4, -0.22% 0.57%
BayCoast Mortgage Company 5, -0.20% 0.63%
Caliber Home Loans Inc 6, -0.20% 3.10%
Pennymac Loan Services 7, -0.19% 0.36%
Rockland Trust Company 8, -0.18% 0.48%
Freedom Mortgage Corporation 9, -0.17% 2.54%
Citizens Bank 10, -0.16% 1.45%
Eastern Bank 11, -0.14% 0.25%
Leader Bank 12, -0.14% 0.27%
Residential Mortgage Services 13, -0.13% 12.30%
The Washington Trust Company, of Westerly 14, -0.12% 0.14%
BankNewport 15, -0.12% 0.43%
Movement Mortgage 16, -0.12% 5.80%
Lakeview Loan Servicing 17, -0.12% 0.59%
Fairway Independent Mort Corp 18, -0.12% 2.70%
Santander Bank 19, -0.10% 0.43%
Salem Five Mortgage Co 20, -0.10% 0.25%
Centreville Bank 21, -0.10% 0.18%
Ditech Financial 22, -0.09% 0.25%
MSA Mortgage 23, -0.07% 0.14%
Quicken Loans 24, -0.06% 1.65%
Equity Resources Inc 25, -0.05% 0.39%
CMG Mortgage Inc 26, -0.05% 0.20%
Envision Bank 27, -0.04% 1.34%
Webster Bank 28, -0.04% 0.18%
TD Bank 29, -0.04% 0.07%
First Choice Loan Services Inc 30, -0.04% 0.23%
Navy Federal Credit Union 31, -0.03% 0.05%
Guaranteed Rate Inc 32, -0.03% 1.11%
Plaza Home Mortgage Inc 33, -0.03% 0.36%
Guaranteed Rate Affinity 34, -0.02% 0.34%
Synergy One Lending 35, -0.02% 0.02%
JPMorgan Chase Bank 36, -0.01% 0.02%
Us Bank 37, -0.01% 0.07%
New Fed Mortgage Corporation 38, -0.01% 0.20%
Draper and Kramer Mortgage Corp 39, -0.01% 0.07%
Mortgage Network, Inc 40, -0.01% 0.84%
Bank of America 41, -0.01% 0.25%
New American Funding 42, -0.00% 0.11%
Paramount Residential Mortgage Group Inc 43, -0.00% 0.09%
Nationstar Mortgage 44, -0.00% 2.06%
Carrington Mortgage Services 45, 0.00% 0.36%
Northpoint Mortgage Inc 46, 0.01% 0.29%
Conway Financial Services 47, 0.01% 0.11%
JG Wentworth Home Lending 48, 0.01% 0.05%
Sierra Pacific Mortgage 49, 0.01% 1.25%
First Savings Bank 50, 0.02% 0.16%
HomeBridge Financial Services, Inc 51, 0.02% 1.34%
Amerisave Mortgage Corporation 52, 0.02% 0.05%
Embrace Home Loans, Inc 53, 0.02% 1.09%
Bank of England 54, 0.04% 0.18%
Home Loan Investment Bank 55, 0.05% 1.59%
Atlantic Home Loans, Inc 56, 0.05% 1.16%
Primelending 57, 0.05% 1.07%
Radius financial group inc 58, 0.05% 0.59%
Northpointe Bank 59, 0.05% 4.46%
Flagstar Bank 60, 0.05% 0.45%
The Federal Savings Bank 61, 0.06% 0.57%
NFM, Inc 62, 0.06% 5.26%
Province Mortgage Associates 63, 0.10% 5.60%
Finance of America Mortgage 64, 0.10% 0.27%
HarborOne Mortgage 65, 0.11% 3.17%
LoanDepot 66, 0.12% 0.68%
Nations Lending Corporation 67, 0.14% 1.43%
Norwich Commercial Group Inc 68, 0.18% 0.79%
Semper Home Loans, Inc 69, 0.18% 4.74%
First Home Mortgage 70, 0.19% 1.59%
Total Mortgage Services 71, 0.19% 2.95%
Primary Residential Mortgage Inc 72, 0.22% 5.82%
Shamrock Home Loans, Inc 73, 0.23% 4.92%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Home Point Financial Corporation 1, -0.23% 3.38%
Caliber Home Loans Inc 2, -0.19% 4.45%
Plaza Home Mortgage Inc 3, -0.15% 0.79%
Movement Mortgage 4, -0.11% 4.16%
Newrez 5, -0.10% 1.86%
Northpointe Bank 6, -0.10% 3.21%
Ditech Financial 7, -0.09% 2.08%
HomeBridge Financial Services, Inc 8, -0.08% 1.46%
Citizens Bank 9, -0.07% 1.46%
Stearns Lending 10, -0.06% 1.01%
Guaranteed Rate Inc 11, -0.05% 0.90%
New Fed Mortgage Corporation 12, -0.05% 0.39%
Santander Bank 13, -0.05% 0.56%
Rockland Trust Company 14, -0.04% 0.17%
MSA Mortgage 15, -0.04% 0.11%
Paramount Residential Mortgage Group Inc 16, -0.03% 1.01%
Leader Bank 17, -0.03% 0.17%
JG Wentworth Home Lending 18, -0.03% 0.17%
First Savings Bank 19, -0.03% 0.34%
Envision Bank 20, -0.03% 1.69%
Carrington Mortgage Services 21, -0.02% 1.74%
BankNewport 22, -0.02% 0.11%
Northpoint Mortgage Inc 23, -0.02% 0.17%
E Mortgage Management 24, -0.02% 0.28%
Centreville Bank 25, -0.02% 0.06%
Home Loan Investment Bank 26, -0.02% 0.73%
New American Funding 27, -0.02% 0.45%
Reliance First Capital 28, -0.01% 1.58%
Equity Resources Inc 29, -0.01% 0.06%
Province Mortgage Associates 30, -0.01% 2.42%
Fairway Independent Mort Corp 31, -0.01% 1.91%
Residential Mortgage Services 32, -0.01% 3.15%
NFM, Inc 33, -0.01% 1.07%
Webster Bank 34, -0.01% 0.06%
BayCoast Mortgage Company 35, -0.00% 0.17%
Bank of England 36, 0.00% 0.23%
CMG Mortgage Inc 37, 0.00% 0.17%
Pennymac Loan Services 38, 0.00% 2.31%
Sierra Pacific Mortgage 39, 0.01% 0.11%
Semper Home Loans, Inc 40, 0.01% 2.53%
Shamrock Home Loans, Inc 41, 0.01% 4.22%
Synergy One Lending 42, 0.01% 1.18%
Primelending 43, 0.01% 0.39%
Mortgage Network, Inc 44, 0.02% 0.23%
Amerisave Mortgage Corporation 45, 0.02% 0.84%
Radius financial group inc 46, 0.02% 0.17%
Flagstar Bank 47, 0.03% 0.45%
Nations Lending Corporation 48, 0.03% 1.29%
Total Mortgage Services 49, 0.03% 2.53%
The Federal Savings Bank 50, 0.03% 0.51%
Atlantic Home Loans, Inc 51, 0.03% 1.13%
HarborOne Mortgage 52, 0.04% 1.01%
Lakeview Loan Servicing 53, 0.05% 3.04%
Quicken Loans 54, 0.06% 12.66%
Freedom Mortgage Corporation 55, 0.07% 2.98%
First Home Mortgage 56, 0.07% 0.84%
Embrace Home Loans, Inc 57, 0.08% 3.32%
Nationstar Mortgage 58, 0.09% 5.80%
Norwich Commercial Group Inc 59, 0.12% 1.46%
Primary Residential Mortgage Inc 60, 0.13% 4.22%
LoanDepot 61, 0.17% 3.04%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.08% 8.29%
TD Bank 2, -0.05% 2.14%
Citizens Bank 3, -0.04% 8.57%
Wells Fargo Bank 4, -0.03% 4.86%
The People’s Credit Union 5, -0.02% 1.71%
Pawtucket Credit Union 6, -0.01% 2.86%
Leader Bank 7, -0.00% 2.43%
Navy Federal Credit Union 8, -0.00% 1.86%
Milford Federal Savings and Loan Association 9, -0.00% 0.29%
St Anne’s Credit Union 10, 0.00% 0.29%
JPMorgan Chase Bank 11, 0.00% 4.86%
Webster Bank 12, 0.00% 6.29%
Fairway Independent Mort Corp 13, 0.00% 0.86%
Centreville Bank 14, 0.00% 2.29%
Bank Rhode Island 15, 0.01% 1.71%
Flagstar Bank 16, 0.01% 1.00%
Rockland Federal Credit Union 17, 0.01% 0.43%
Eastern Bank 18, 0.01% 1.29%
NFM, Inc 19, 0.01% 0.29%
Salem Five Mortgage Co 20, 0.01% 1.57%
The Washington Trust Company, of Westerly 21, 0.01% 4.14%
MSA Mortgage 22, 0.01% 0.14%
Finance of America Mortgage 23, 0.01% 0.14%
HarborOne Mortgage 24, 0.01% 5.71%
BankNewport 25, 0.01% 0.14%
LoanDepot 26, 0.02% 0.29%
Primelending 27, 0.02% 0.14%
First Home Mortgage 28, 0.02% 0.57%
Santander Bank 29, 0.02% 4.29%
Washington Trust Mortgage Company 30, 0.02% 1.00%
Equity Resources Inc 31, 0.02% 0.14%
CMG Mortgage Inc 32, 0.02% 0.29%
Digital Federal Credit Union 33, 0.02% 0.14%
Guaranteed Rate Affinity 34, 0.02% 0.29%
Somerset Federal Credit Union 35, 0.02% 0.14%
Us Bank 36, 0.02% 3.71%
Bristol County Savings Bank 37, 0.02% 1.57%
Residential Mortgage Services 38, 0.02% 3.29%
Greenwood Credit Union 39, 0.03% 0.57%
Guaranteed Rate Inc 40, 0.03% 1.00%
First Choice Loan Services Inc 41, 0.03% 0.43%
Atlantic Home Loans, Inc 42, 0.03% 0.29%
Newrez 43, 0.03% 0.43%
Home Loan Investment Bank 44, 0.03% 0.57%
Mortgage Network, Inc 45, 0.03% 1.71%
Rockland Trust Company 46, 0.03% 0.71%
Caliber Home Loans Inc 47, 0.03% 0.43%
Sierra Pacific Mortgage 48, 0.03% 0.29%
Primary Residential Mortgage Inc 49, 0.03% 0.86%
BayCoast Mortgage Company 50, 0.03% 0.71%
HomeBridge Financial Services, Inc 51, 0.03% 0.29%
Semper Home Loans, Inc 52, 0.04% 0.29%
Movement Mortgage 53, 0.04% 1.00%
Navigant Credit Union 54, 0.04% 4.29%
Pennymac Loan Services 55, 0.04% 0.29%
Envision Bank 56, 0.04% 2.57%
Total Mortgage Services 57, 0.04% 0.14%
Quicken Loans 58, 0.05% 1.86%
Embrace Home Loans, Inc 59, 0.05% 0.71%
Northpointe Bank 60, 0.05% 0.57%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.09% 8.73%
Citizens Bank 2, -0.05% 9.67%
Wells Fargo Bank 3, -0.04% 4.72%
TD Bank 4, -0.02% 1.18%
Pawtucket Credit Union 5, -0.01% 1.89%
The People’s Credit Union 6, -0.01% 0.71%
Centreville Bank 7, -0.01% 2.36%
Leader Bank 8, -0.00% 2.83%
JPMorgan Chase Bank 9, -0.00% 5.90%
Navy Federal Credit Union 10, -0.00% 2.59%
Milford Federal Savings and Loan Association 11, 0.00% 0.47%
Bank Rhode Island 12, 0.00% 0.71%
Webster Bank 13, 0.01% 7.78%
Fairway Independent Mort Corp 14, 0.01% 1.18%
Rockland Federal Credit Union 15, 0.01% 0.24%
Eastern Bank 16, 0.01% 2.12%
NFM, Inc 17, 0.01% 0.47%
Flagstar Bank 18, 0.01% 0.94%
MSA Mortgage 19, 0.01% 0.24%
Washington Trust Mortgage Company 20, 0.02% 0.24%
Salem Five Mortgage Co 21, 0.02% 1.65%
LoanDepot 22, 0.02% 0.24%
Quicken Loans 23, 0.02% 0.94%
Equity Resources Inc 24, 0.02% 0.24%
CMG Mortgage Inc 25, 0.02% 0.47%
Digital Federal Credit Union 26, 0.02% 0.24%
HarborOne Mortgage 27, 0.02% 5.19%
Guaranteed Rate Affinity 28, 0.02% 0.47%
First Choice Loan Services Inc 29, 0.02% 0.24%
Primary Residential Mortgage Inc 30, 0.02% 0.71%
Bristol County Savings Bank 31, 0.02% 2.12%
Santander Bank 32, 0.02% 4.25%
The Washington Trust Company, of Westerly 33, 0.03% 2.59%
Home Loan Investment Bank 34, 0.03% 0.71%
Newrez 35, 0.03% 0.47%
Us Bank 36, 0.03% 4.48%
BayCoast Mortgage Company 37, 0.03% 0.47%
Atlantic Home Loans, Inc 38, 0.03% 0.47%
First Home Mortgage 39, 0.03% 0.47%
Caliber Home Loans Inc 40, 0.03% 0.71%
Sierra Pacific Mortgage 41, 0.03% 0.47%
Rockland Trust Company 42, 0.03% 0.94%
Greenwood Credit Union 43, 0.03% 0.24%
Mortgage Network, Inc 44, 0.04% 1.18%
Residential Mortgage Services 45, 0.04% 3.77%
Navigant Credit Union 46, 0.04% 4.95%
Guaranteed Rate Inc 47, 0.04% 0.94%
Semper Home Loans, Inc 48, 0.04% 0.47%
Movement Mortgage 49, 0.05% 1.18%
HomeBridge Financial Services, Inc 50, 0.05% 0.24%
Envision Bank 51, 0.07% 2.12%
Northpointe Bank 52, 0.07% 0.71%
Embrace Home Loans, Inc 53, 0.08% 0.71%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
TD Bank 1, -0.06% 3.62%
Bank of America 2, -0.06% 7.61%
The People’s Credit Union 3, -0.03% 3.26%
Citizens Bank 4, -0.01% 6.88%
Pawtucket Credit Union 5, -0.01% 4.35%
Wells Fargo Bank 6, -0.01% 5.07%
Residential Mortgage Services 7, -0.01% 2.54%
St Anne’s Credit Union 8, -0.00% 0.72%
Salem Five Mortgage Co 9, -0.00% 1.45%
Leader Bank 10, -0.00% 1.81%
Navy Federal Credit Union 11, -0.00% 0.72%
The Washington Trust Company, of Westerly 12, -0.00% 6.52%
Flagstar Bank 13, 0.00% 1.09%
First Home Mortgage 14, 0.00% 0.72%
Bank Rhode Island 15, 0.00% 3.26%
HarborOne Mortgage 16, 0.00% 6.52%
Rockland Federal Credit Union 17, 0.00% 0.72%
Webster Bank 18, 0.00% 3.99%
Santander Bank 19, 0.01% 4.35%
Guaranteed Rate Inc 20, 0.01% 1.09%
Fairway Independent Mort Corp 21, 0.01% 0.36%
Embrace Home Loans, Inc 22, 0.01% 0.72%
Finance of America Mortgage 23, 0.01% 0.36%
BankNewport 24, 0.01% 0.36%
JPMorgan Chase Bank 25, 0.01% 3.26%
Us Bank 26, 0.01% 2.54%
Primelending 27, 0.01% 0.36%
LoanDepot 28, 0.01% 0.36%
Northpointe Bank 29, 0.01% 0.36%
Washington Trust Mortgage Company 30, 0.01% 2.17%
HomeBridge Financial Services, Inc 31, 0.02% 0.36%
Envision Bank 32, 0.02% 3.26%
Somerset Federal Credit Union 33, 0.02% 0.36%
Greenwood Credit Union 34, 0.02% 1.09%
Movement Mortgage 35, 0.02% 0.72%
Mortgage Network, Inc 36, 0.02% 2.54%
Rockland Trust Company 37, 0.02% 0.36%
Centreville Bank 38, 0.02% 2.17%
First Choice Loan Services Inc 39, 0.02% 0.72%
Bristol County Savings Bank 40, 0.03% 0.72%
Newrez 41, 0.03% 0.36%
Home Loan Investment Bank 42, 0.03% 0.36%
BayCoast Mortgage Company 43, 0.03% 1.09%
Primary Residential Mortgage Inc 44, 0.03% 1.09%
Pennymac Loan Services 45, 0.04% 0.72%
Total Mortgage Services 46, 0.04% 0.36%
Navigant Credit Union 47, 0.05% 3.26%
Quicken Loans 48, 0.06% 3.26%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.20% 8.87%
Pennymac Loan Services 2, -0.07% 2.96%
Guaranteed Rate Inc 3, -0.06% 1.54%
Residential Mortgage Services 4, -0.06% 4.43%
Lakeview Loan Servicing 5, -0.06% 1.80%
First Savings Bank 6, -0.05% 0.58%
Newrez 7, -0.05% 1.80%
Caliber Home Loans Inc 8, -0.04% 1.74%
Stearns Lending 9, -0.02% 1.48%
Leader Bank 10, -0.02% 0.39%
E Mortgage Management 11, -0.01% 0.19%
LoanDepot 12, -0.01% 3.66%
Mortgage Network, Inc 13, -0.01% 1.16%
Fairway Independent Mort Corp 14, -0.01% 1.86%
Shamrock Home Loans, Inc 15, -0.01% 1.41%
Envision Bank 16, -0.01% 1.80%
New Fed Mortgage Corporation 17, -0.01% 0.13%
Ditech Financial 18, -0.00% 0.64%
HomeBridge Financial Services, Inc 19, -0.00% 1.16%
Salem Five Mortgage Co 20, -0.00% 0.26%
MSA Mortgage 21, -0.00% 0.06%
Rockland Trust Company 22, 0.00% 0.13%
Home Point Financial Corporation 23, 0.00% 1.09%
Poli Mortgage Group Inc 24, 0.00% 0.06%
Conway Financial Services 25, 0.00% 0.26%
Reliance First Capital 26, 0.00% 0.19%
Movement Mortgage 27, 0.00% 5.21%
Amerisave Mortgage Corporation 28, 0.01% 0.26%
Freedom Mortgage Corporation 29, 0.01% 3.92%
TD Bank 30, 0.01% 0.06%
Citizens Bank 31, 0.01% 2.06%
Usaa Federal Savings Bank 32, 0.01% 8.48%
HarborOne Mortgage 33, 0.01% 1.03%
Guaranteed Rate Affinity 34, 0.01% 0.39%
Us Bank 35, 0.01% 0.13%
Sierra Pacific Mortgage 36, 0.01% 0.39%
Webster Bank 37, 0.01% 0.13%
JG Wentworth Home Lending 38, 0.01% 0.32%
Bank of England 39, 0.01% 0.19%
Finance of America Mortgage 40, 0.01% 0.19%
Santander Bank 41, 0.01% 0.06%
Paramount Residential Mortgage Group Inc 42, 0.02% 0.13%
Flagstar Bank 43, 0.02% 1.22%
Embrace Home Loans, Inc 44, 0.02% 2.96%
Northpointe Bank 45, 0.02% 1.67%
Primelending 46, 0.02% 0.64%
Bank of America 47, 0.02% 0.26%
CMG Mortgage Inc 48, 0.02% 0.19%
Province Mortgage Associates 49, 0.02% 1.86%
Total Mortgage Services 50, 0.02% 0.96%
Wells Fargo Bank 51, 0.02% 0.19%
Atlantic Home Loans, Inc 52, 0.02% 1.09%
Equity Resources Inc 53, 0.03% 0.13%
New American Funding 54, 0.03% 0.26%
Radius financial group inc 55, 0.03% 0.51%
Northpoint Mortgage Inc 56, 0.03% 0.58%
Semper Home Loans, Inc 57, 0.04% 2.25%
Home Loan Investment Bank 58, 0.04% 0.77%
Plaza Home Mortgage Inc 59, 0.04% 0.45%
NFM, Inc 60, 0.04% 0.64%
Carrington Mortgage Services 61, 0.05% 0.64%
Primary Residential Mortgage Inc 62, 0.05% 1.16%
Nationstar Mortgage 63, 0.07% 1.74%
Nations Lending Corporation 64, 0.07% 1.03%
Norwich Commercial Group Inc 65, 0.08% 0.39%
The Federal Savings Bank 66, 0.09% 5.08%
First Home Mortgage 67, 0.11% 1.03%
Quicken Loans 68, 0.12% 8.87%
Synergy One Lending 69, 0.16% 0.84%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.19% 14.25%
Newrez 2, -0.08% 1.73%
Residential Mortgage Services 3, -0.06% 7.46%
Guaranteed Rate Inc 4, -0.03% 1.46%
Citizens Bank 5, -0.02% 1.86%
Pennymac Loan Services 6, -0.02% 0.80%
Stearns Lending 7, -0.01% 2.00%
Fairway Independent Mort Corp 8, -0.00% 2.93%
Leader Bank 9, -0.00% 0.40%
Freedom Mortgage Corporation 10, -0.00% 3.73%
Mortgage Network, Inc 11, 0.00% 1.86%
E Mortgage Management 12, 0.00% 0.40%
Salem Five Mortgage Co 13, 0.01% 0.27%
Caliber Home Loans Inc 14, 0.01% 1.07%
Nationstar Mortgage 15, 0.01% 0.93%
Shamrock Home Loans, Inc 16, 0.02% 1.07%
Rockland Trust Company 17, 0.02% 0.13%
CMG Mortgage Inc 18, 0.02% 0.13%
Envision Bank 19, 0.02% 1.73%
Bank of England 20, 0.02% 0.13%
Conway Financial Services 21, 0.02% 0.53%
TD Bank 22, 0.02% 0.13%
Total Mortgage Services 23, 0.03% 0.67%
Guaranteed Rate Affinity 24, 0.03% 0.80%
Us Bank 25, 0.03% 0.27%
Sierra Pacific Mortgage 26, 0.03% 0.80%
Webster Bank 27, 0.03% 0.27%
HomeBridge Financial Services, Inc 28, 0.03% 0.67%
Lakeview Loan Servicing 29, 0.03% 0.27%
HarborOne Mortgage 30, 0.03% 1.33%
Santander Bank 31, 0.03% 0.13%
Finance of America Mortgage 32, 0.03% 0.27%
The Federal Savings Bank 33, 0.03% 0.53%
Primelending 34, 0.03% 0.93%
Bank of America 35, 0.03% 0.53%
First Savings Bank 36, 0.04% 0.13%
Wells Fargo Bank 37, 0.04% 0.40%
Province Mortgage Associates 38, 0.04% 2.93%
Home Point Financial Corporation 39, 0.04% 0.80%
Equity Resources Inc 40, 0.04% 0.27%
Atlantic Home Loans, Inc 41, 0.04% 1.73%
Northpointe Bank 42, 0.05% 2.13%
Embrace Home Loans, Inc 43, 0.05% 1.60%
Usaa Federal Savings Bank 44, 0.05% 11.98%
Flagstar Bank 45, 0.05% 1.20%
Northpoint Mortgage Inc 46, 0.05% 1.07%
Primary Residential Mortgage Inc 47, 0.05% 1.33%
New American Funding 48, 0.06% 0.40%
NFM, Inc 49, 0.06% 1.20%
Home Loan Investment Bank 50, 0.06% 1.33%
Plaza Home Mortgage Inc 51, 0.06% 0.80%
Movement Mortgage 52, 0.07% 5.33%
Radius financial group inc 53, 0.07% 0.67%
Semper Home Loans, Inc 54, 0.08% 3.06%
LoanDepot 55, 0.08% 0.80%
Quicken Loans 56, 0.09% 3.73%
Carrington Mortgage Services 57, 0.09% 0.53%
Norwich Commercial Group Inc 58, 0.10% 0.67%
Nations Lending Corporation 59, 0.11% 1.33%
First Home Mortgage 60, 0.12% 2.13%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.19% 3.85%
Guaranteed Rate Inc 2, -0.09% 1.61%
Pennymac Loan Services 3, -0.09% 4.97%
Lakeview Loan Servicing 4, -0.08% 3.23%
First Savings Bank 5, -0.07% 0.99%
Caliber Home Loans Inc 6, -0.07% 2.36%
Usaa Federal Savings Bank 7, -0.06% 5.22%
Movement Mortgage 8, -0.05% 5.09%
Leader Bank 9, -0.03% 0.37%
LoanDepot 10, -0.03% 6.34%
Semper Home Loans, Inc 11, -0.03% 1.49%
Envision Bank 12, -0.03% 1.86%
Stearns Lending 13, -0.03% 0.99%
Shamrock Home Loans, Inc 14, -0.03% 1.74%
Home Point Financial Corporation 15, -0.03% 1.37%
Newrez 16, -0.03% 1.86%
HomeBridge Financial Services, Inc 17, -0.02% 1.61%
New Fed Mortgage Corporation 18, -0.02% 0.25%
Ditech Financial 19, -0.02% 1.24%
Flagstar Bank 20, -0.02% 1.24%
Plaza Home Mortgage Inc 21, -0.02% 0.12%
Northpointe Bank 22, -0.02% 1.24%
New American Funding 23, -0.02% 0.12%
Rockland Trust Company 24, -0.02% 0.12%
MSA Mortgage 25, -0.01% 0.12%
Salem Five Mortgage Co 26, -0.01% 0.25%
Poli Mortgage Group Inc 27, -0.01% 0.12%
Home Loan Investment Bank 28, -0.01% 0.25%
HarborOne Mortgage 29, -0.01% 0.75%
Radius financial group inc 30, -0.01% 0.37%
Reliance First Capital 31, -0.01% 0.37%
Residential Mortgage Services 32, -0.01% 1.61%
Amerisave Mortgage Corporation 33, -0.01% 0.50%
Atlantic Home Loans, Inc 34, -0.01% 0.50%
Mortgage Network, Inc 35, -0.00% 0.50%
Embrace Home Loans, Inc 36, -0.00% 4.22%
Northpoint Mortgage Inc 37, -0.00% 0.12%
JG Wentworth Home Lending 38, -0.00% 0.62%
Finance of America Mortgage 39, -0.00% 0.12%
Province Mortgage Associates 40, -0.00% 0.87%
Paramount Residential Mortgage Group Inc 41, 0.00% 0.25%
Bank of England 42, 0.00% 0.25%
Primelending 43, 0.00% 0.37%
NFM, Inc 44, 0.01% 0.12%
Fairway Independent Mort Corp 45, 0.01% 0.87%
Carrington Mortgage Services 46, 0.01% 0.75%
Freedom Mortgage Corporation 47, 0.01% 4.10%
CMG Mortgage Inc 48, 0.01% 0.25%
Total Mortgage Services 49, 0.01% 1.24%
Norwich Commercial Group Inc 50, 0.02% 0.12%
Citizens Bank 51, 0.02% 2.24%
Nations Lending Corporation 52, 0.03% 0.75%
Primary Residential Mortgage Inc 53, 0.04% 0.99%
Nationstar Mortgage 54, 0.08% 2.48%
The Federal Savings Bank 55, 0.08% 9.32%
Quicken Loans 56, 0.12% 13.66%
Synergy One Lending 57, 0.14% 1.61%

* Data is compiled for the Providence, RI commuting zone area, which comprises of counties of Bristol County, MA, Bristol County, RI, Kent County, RI, Newport County, RI, Providence County, RI, and Washington County, RI. This includes cities/towns/communities of Providence, RI as well as Warwick, RI, Cranston, RI, New Bedford, MA, Pawtucket, RI, Taunton, MA, Fall River, MA, Attleboro, MA, East Providence, RI, Woonsocket, RI, Mansfield Center, MA, Newport, RI, Westerly, RI, Somerset, MA, Pascoag, RI, Carolina, RI, Cumberland Hill, RI, Newport East, RI, Wakefield-Peacedale, RI, Valley Falls, RI, Raynham Center, MA, Narragansett Pier, RI, Chepachet, RI, Greenville, RI, Smith Mills, MA, Norton Center, MA, Acushnet Center, MA, Hope Valley, RI, Tiverton, RI, Kingston, RI, North Westport, MA, Melville, RI, North Seekonk, MA, Clayville, RI, Central Falls, RI, Ocean Grove, MA, Bliss Corner, MA, Foster Center, RI, Weekapaug, RI, and Greene, RI. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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This page ranks the top mortgage lenders in the Providence, RI area. For mortgage lender rankings of other cities, click here.