Top Mortgage Lenders in the Wichita, KS area

Which mortgage lender in the Wichita, KS area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Wichita, KS area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Wichita, KS area is Capitol Federal Savings Bank, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.30%. This means that Capitol Federal Savings Bank provided a -0.30% lower interest rate for its customers than other lenders in Wichita, KS for a similar set of borrowers. Capitol Federal Savings Bank has a market share of 5.5%. On the other hand, the most popular lender in the market is Fidelity Bank, with a market share of 7.3%. Fidelity Bank is an average rate lender in this area, with a “Rate Difference” of -0.14% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Wichita, KS area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Wichita, KS is Capitol Federal Savings Bank. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Bank of America. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Flagstar Bank. The cheapest VA mortgage provider is Intrust Bank National Association. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Capitol Federal Savings Bank 1, -0.30% 5.54%
Home Bank and Trust Company 2, -0.20% 1.13%
Pentagon Federal Credit Union 3, -0.17% 1.38%
Members Mortgage Services 4, -0.14% 0.75%
Fidelity Bank 5, -0.14% 7.29%
Credit Union of America 6, -0.11% 6.36%
Intrust Bank National Association 7, -0.11% 3.42%
Equity Bank 8, -0.11% 0.94%
Mid American Credit Union 9, -0.09% 0.75%
Central National Bank 10, -0.09% 0.41%
Gateway First Bank 11, -0.09% 4.44%
Emprise Bank 12, -0.09% 2.26%
SKYWARD Credit Union 13, -0.07% 0.69%
Navy Federal Credit Union 14, -0.06% 0.78%
Golden Plains Credit Union 15, -0.05% 0.45%
Flagstar Bank 16, -0.04% 2.31%
Heartland Credit Union 17, -0.04% 2.02%
Us Bank 18, -0.04% 1.17%
NBKC Bank 19, -0.03% 0.35%
KS StateBank 20, -0.02% 1.38%
Keller Mortgage 21, -0.02% 0.58%
Bank of America 22, -0.02% 1.00%
Pennymac Loan Services 23, -0.02% 0.61%
Carrington Mortgage Services 24, -0.01% 0.51%
Regent Financial Group 25, -0.01% 1.76%
JPMorgan Chase Bank 26, -0.01% 0.42%
Usaa Federal Savings Bank 27, -0.01% 1.63%
United Fidelity Funding Corp 28, -0.00% 0.39%
Wichita Federal Credit Union 29, 0.00% 0.57%
Movement Mortgage 30, 0.00% 2.31%
Freedom Mortgage Corporation 31, 0.00% 0.91%
Mid America Mortgage Inc 32, 0.01% 0.36%
Sunflower Bank 33, 0.01% 0.89%
Rcb Bank 34, 0.01% 0.53%
Inland Bank and Trust 35, 0.02% 0.55%
Simmons Bank 36, 0.04% 0.41%
Fairway Independent Mort Corp 37, 0.04% 1.23%
Home Point Financial Corporation 38, 0.04% 0.35%
Mortgage Investment Services Corporation 39, 0.04% 0.31%
Bokf 40, 0.05% 0.94%
US Mortgage Corporation 41, 0.06% 0.57%
Ark-La-Tex Financial Services 42, 0.06% 0.76%
Meritrust Credit Union 43, 0.06% 7.09%
Bank Of The West 44, 0.07% 0.42%
Bnc National Bank 45, 0.07% 2.07%
Thrive Mortgage 46, 0.08% 0.65%
LoanDepot 47, 0.10% 0.89%
Wells Fargo Bank 48, 0.12% 2.48%
Commerce Bank 49, 0.12% 1.39%
LeaderOne Financial Corp 50, 0.14% 4.38%
Open Mortgage 51, 0.14% 3.24%
DelMar Financial Company 52, 0.14% 0.98%
Sierra Pacific Mortgage 53, 0.17% 3.73%
Financial Funding Solutions, Inc 54, 0.17% 0.40%
Planet Home Lending 55, 0.17% 0.51%
Nationstar Mortgage 56, 0.17% 0.65%
Primary Residential Mortgage Inc 57, 0.20% 0.81%
Quicken Loans 58, 0.20% 6.74%
Primelending 59, 0.24% 2.08%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Capitol Federal Savings Bank 1, -0.27% 5.21%
Home Bank and Trust Company 2, -0.19% 0.89%
Pentagon Federal Credit Union 3, -0.18% 1.83%
Fidelity Bank 4, -0.15% 8.53%
Intrust Bank National Association 5, -0.15% 3.19%
Members Mortgage Services 6, -0.15% 1.06%
Equity Bank 7, -0.13% 0.97%
Emprise Bank 8, -0.12% 1.53%
Central National Bank 9, -0.11% 0.49%
Us Bank 10, -0.09% 0.96%
Gateway First Bank 11, -0.09% 4.64%
Navy Federal Credit Union 12, -0.07% 1.02%
SKYWARD Credit Union 13, -0.07% 0.60%
Golden Plains Credit Union 14, -0.07% 0.41%
Bank of America 15, -0.06% 0.92%
Credit Union of America 16, -0.06% 6.26%
Pennymac Loan Services 17, -0.06% 0.32%
Mid American Credit Union 18, -0.06% 0.48%
Flagstar Bank 19, -0.05% 2.52%
NBKC Bank 20, -0.05% 0.42%
KS StateBank 21, -0.03% 1.75%
JPMorgan Chase Bank 22, -0.03% 0.44%
Keller Mortgage 23, -0.02% 0.81%
Freedom Mortgage Corporation 24, -0.02% 0.77%
Usaa Federal Savings Bank 25, -0.01% 1.96%
Mid America Mortgage Inc 26, -0.00% 0.39%
Rcb Bank 27, 0.00% 0.55%
Movement Mortgage 28, 0.00% 3.04%
Sunflower Bank 29, 0.01% 1.18%
United Fidelity Funding Corp 30, 0.01% 0.29%
Regent Financial Group 31, 0.01% 1.85%
Wichita Federal Credit Union 32, 0.02% 0.42%
Inland Bank and Trust 33, 0.02% 0.68%
LoanDepot 34, 0.03% 0.22%
Wells Fargo Bank 35, 0.03% 2.42%
Mortgage Investment Services Corporation 36, 0.04% 0.41%
Simmons Bank 37, 0.04% 0.38%
Fairway Independent Mort Corp 38, 0.04% 1.51%
Bokf 39, 0.06% 0.96%
Ark-La-Tex Financial Services 40, 0.06% 0.92%
US Mortgage Corporation 41, 0.06% 0.74%
Heartland Credit Union 42, 0.06% 1.80%
Home Point Financial Corporation 43, 0.07% 0.29%
Carrington Mortgage Services 44, 0.07% 0.06%
Nationstar Mortgage 45, 0.08% 0.17%
Thrive Mortgage 46, 0.08% 0.83%
Bank Of The West 47, 0.09% 0.32%
Bnc National Bank 48, 0.09% 2.42%
Meritrust Credit Union 49, 0.11% 5.11%
Commerce Bank 50, 0.12% 1.37%
LeaderOne Financial Corp 51, 0.14% 5.82%
Quicken Loans 52, 0.15% 3.36%
DelMar Financial Company 53, 0.15% 1.27%
Open Mortgage 54, 0.16% 4.05%
Sierra Pacific Mortgage 55, 0.17% 4.60%
Financial Funding Solutions, Inc 56, 0.17% 0.36%
Planet Home Lending 57, 0.18% 0.67%
Primary Residential Mortgage Inc 58, 0.22% 1.00%
Primelending 59, 0.26% 2.56%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Capitol Federal Savings Bank 1, -0.34% 6.27%
Credit Union of America 2, -0.22% 6.59%
Home Bank and Trust Company 3, -0.21% 1.66%
Heartland Credit Union 4, -0.20% 2.50%
Mid American Credit Union 5, -0.12% 1.36%
Gateway First Bank 6, -0.10% 3.99%
Fidelity Bank 7, -0.09% 4.51%
Pentagon Federal Credit Union 8, -0.08% 0.36%
SKYWARD Credit Union 9, -0.06% 0.91%
Emprise Bank 10, -0.06% 3.90%
Regent Financial Group 11, -0.05% 1.56%
Equity Bank 12, -0.04% 0.88%
Intrust Bank National Association 13, -0.04% 3.93%
Wichita Federal Credit Union 14, -0.02% 0.91%
Usaa Federal Savings Bank 15, -0.02% 0.88%
Carrington Mortgage Services 16, -0.01% 1.53%
Inland Bank and Trust 17, -0.01% 0.26%
Golden Plains Credit Union 18, -0.01% 0.55%
Bnc National Bank 19, -0.01% 1.30%
United Fidelity Funding Corp 20, -0.01% 0.62%
KS StateBank 21, -0.01% 0.55%
Movement Mortgage 22, -0.00% 0.68%
Home Point Financial Corporation 23, -0.00% 0.49%
Navy Federal Credit Union 24, 0.01% 0.26%
Keller Mortgage 25, 0.01% 0.06%
Planet Home Lending 26, 0.01% 0.16%
Flagstar Bank 27, 0.01% 1.85%
Members Mortgage Services 28, 0.01% 0.06%
Central National Bank 29, 0.01% 0.23%
Pennymac Loan Services 30, 0.01% 1.27%
Thrive Mortgage 31, 0.02% 0.26%
Meritrust Credit Union 32, 0.02% 11.53%
Fairway Independent Mort Corp 33, 0.02% 0.58%
Open Mortgage 34, 0.02% 1.43%
US Mortgage Corporation 35, 0.03% 0.19%
Bokf 36, 0.03% 0.91%
NBKC Bank 37, 0.03% 0.19%
Sunflower Bank 38, 0.04% 0.26%
Us Bank 39, 0.04% 1.62%
Simmons Bank 40, 0.04% 0.49%
Rcb Bank 41, 0.04% 0.49%
JPMorgan Chase Bank 42, 0.04% 0.39%
Mortgage Investment Services Corporation 43, 0.04% 0.10%
Mid America Mortgage Inc 44, 0.04% 0.29%
Freedom Mortgage Corporation 45, 0.05% 1.23%
Bank Of The West 46, 0.05% 0.65%
LeaderOne Financial Corp 47, 0.05% 1.17%
DelMar Financial Company 48, 0.05% 0.36%
Primary Residential Mortgage Inc 49, 0.05% 0.39%
Bank of America 50, 0.05% 1.20%
Ark-La-Tex Financial Services 51, 0.06% 0.42%
Commerce Bank 52, 0.12% 1.43%
LoanDepot 53, 0.12% 2.40%
Primelending 54, 0.12% 1.01%
Sierra Pacific Mortgage 55, 0.13% 1.79%
Financial Funding Solutions, Inc 56, 0.16% 0.49%
Nationstar Mortgage 57, 0.20% 1.72%
Quicken Loans 58, 0.23% 14.29%
Wells Fargo Bank 59, 0.30% 2.63%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Capitol Federal Savings Bank 1, -0.30% 7.84%
Home Bank and Trust Company 2, -0.20% 1.63%
Pentagon Federal Credit Union 3, -0.18% 1.62%
Fidelity Bank 4, -0.12% 7.87%
Credit Union of America 5, -0.11% 9.18%
Central National Bank 6, -0.10% 0.48%
Intrust Bank National Association 7, -0.10% 4.48%
Mid American Credit Union 8, -0.09% 1.10%
Emprise Bank 9, -0.09% 3.23%
Equity Bank 10, -0.07% 0.84%
SKYWARD Credit Union 11, -0.06% 1.01%
Gateway First Bank 12, -0.06% 3.54%
Golden Plains Credit Union 13, -0.04% 0.66%
Us Bank 14, -0.03% 1.66%
Heartland Credit Union 15, -0.03% 2.95%
KS StateBank 16, -0.02% 1.01%
Bank of America 17, -0.01% 1.19%
Regent Financial Group 18, -0.01% 1.15%
Keller Mortgage 19, -0.00% 0.57%
JPMorgan Chase Bank 20, -0.00% 0.59%
Wichita Federal Credit Union 21, 0.01% 0.84%
Sunflower Bank 22, 0.01% 0.90%
Home Point Financial Corporation 23, 0.01% 0.13%
Planet Home Lending 24, 0.01% 0.19%
Freedom Mortgage Corporation 25, 0.02% 0.26%
Mortgage Investment Services Corporation 26, 0.02% 0.15%
Inland Bank and Trust 27, 0.03% 0.34%
Rcb Bank 28, 0.03% 0.62%
Mid America Mortgage Inc 29, 0.03% 0.19%
NBKC Bank 30, 0.03% 0.13%
Simmons Bank 31, 0.05% 0.51%
United Fidelity Funding Corp 32, 0.05% 0.25%
Carrington Mortgage Services 33, 0.05% 0.18%
Fairway Independent Mort Corp 34, 0.05% 0.88%
Bokf 35, 0.06% 1.25%
Usaa Federal Savings Bank 36, 0.06% 0.50%
Pennymac Loan Services 37, 0.06% 0.24%
Meritrust Credit Union 38, 0.07% 10.37%
US Mortgage Corporation 39, 0.07% 0.26%
Bnc National Bank 40, 0.08% 1.72%
Flagstar Bank 41, 0.08% 1.57%
Bank Of The West 42, 0.09% 0.47%
Movement Mortgage 43, 0.09% 1.63%
DelMar Financial Company 44, 0.09% 0.88%
Ark-La-Tex Financial Services 45, 0.12% 0.54%
Thrive Mortgage 46, 0.12% 0.54%
Primary Residential Mortgage Inc 47, 0.13% 0.37%
LeaderOne Financial Corp 48, 0.13% 2.34%
Wells Fargo Bank 49, 0.14% 3.31%
Open Mortgage 50, 0.15% 2.06%
LoanDepot 51, 0.16% 0.48%
Commerce Bank 52, 0.17% 1.50%
Financial Funding Solutions, Inc 53, 0.19% 0.53%
Sierra Pacific Mortgage 54, 0.21% 3.03%
Navy Federal Credit Union 55, 0.22% 0.29%
Nationstar Mortgage 56, 0.25% 0.35%
Primelending 57, 0.26% 1.82%
Quicken Loans 58, 0.33% 5.76%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Capitol Federal Savings Bank 1, -0.27% 7.89%
Pentagon Federal Credit Union 2, -0.19% 2.24%
Home Bank and Trust Company 3, -0.18% 1.36%
Intrust Bank National Association 4, -0.13% 4.18%
Fidelity Bank 5, -0.13% 9.39%
Central National Bank 6, -0.13% 0.59%
Emprise Bank 7, -0.12% 2.33%
Us Bank 8, -0.09% 1.43%
Equity Bank 9, -0.08% 0.86%
Bank of America 10, -0.07% 1.02%
SKYWARD Credit Union 11, -0.07% 0.93%
Golden Plains Credit Union 12, -0.06% 0.63%
Credit Union of America 13, -0.06% 9.59%
Mid American Credit Union 14, -0.05% 0.75%
Gateway First Bank 15, -0.04% 3.71%
JPMorgan Chase Bank 16, -0.02% 0.63%
KS StateBank 17, -0.02% 1.40%
Keller Mortgage 18, -0.01% 0.84%
Sunflower Bank 19, 0.00% 1.20%
LoanDepot 20, 0.01% 0.09%
Planet Home Lending 21, 0.01% 0.27%
Pennymac Loan Services 22, 0.01% 0.14%
Mid America Mortgage Inc 23, 0.01% 0.20%
Mortgage Investment Services Corporation 24, 0.01% 0.18%
Nationstar Mortgage 25, 0.02% 0.02%
Regent Financial Group 26, 0.02% 1.06%
Rcb Bank 27, 0.02% 0.61%
Wichita Federal Credit Union 28, 0.03% 0.66%
Freedom Mortgage Corporation 29, 0.03% 0.20%
Home Point Financial Corporation 30, 0.03% 0.07%
NBKC Bank 31, 0.04% 0.14%
Inland Bank and Trust 32, 0.04% 0.38%
Wells Fargo Bank 33, 0.04% 3.30%
Simmons Bank 34, 0.05% 0.48%
Fairway Independent Mort Corp 35, 0.06% 1.15%
Bokf 36, 0.07% 1.36%
Usaa Federal Savings Bank 37, 0.07% 0.63%
Heartland Credit Union 38, 0.07% 2.80%
US Mortgage Corporation 39, 0.07% 0.36%
Carrington Mortgage Services 40, 0.08% 0.05%
United Fidelity Funding Corp 41, 0.10% 0.16%
Movement Mortgage 42, 0.10% 2.24%
Flagstar Bank 43, 0.10% 1.81%
DelMar Financial Company 44, 0.10% 1.13%
Bank Of The West 45, 0.10% 0.41%
Meritrust Credit Union 46, 0.11% 7.94%
Bnc National Bank 47, 0.11% 2.01%
Ark-La-Tex Financial Services 48, 0.12% 0.66%
Thrive Mortgage 49, 0.13% 0.77%
Primary Residential Mortgage Inc 50, 0.14% 0.48%
LeaderOne Financial Corp 51, 0.14% 3.17%
Open Mortgage 52, 0.18% 2.49%
Commerce Bank 53, 0.18% 1.52%
Financial Funding Solutions, Inc 54, 0.20% 0.48%
Quicken Loans 55, 0.21% 3.39%
Navy Federal Credit Union 56, 0.22% 0.45%
Sierra Pacific Mortgage 57, 0.23% 3.60%
Primelending 58, 0.29% 2.19%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Capitol Federal Savings Bank 1, -0.36% 7.75%
Credit Union of America 2, -0.22% 8.42%
Home Bank and Trust Company 3, -0.21% 2.14%
Heartland Credit Union 4, -0.19% 3.23%
Mid American Credit Union 5, -0.12% 1.76%
Fidelity Bank 6, -0.10% 5.07%
Gateway First Bank 7, -0.09% 3.23%
Pentagon Federal Credit Union 8, -0.08% 0.46%
SKYWARD Credit Union 9, -0.06% 1.17%
Emprise Bank 10, -0.06% 4.90%
Regent Financial Group 11, -0.05% 1.30%
Equity Bank 12, -0.04% 0.80%
Intrust Bank National Association 13, -0.04% 5.03%
Bnc National Bank 14, -0.02% 1.17%
Wichita Federal Credit Union 15, -0.02% 1.17%
Inland Bank and Trust 16, -0.02% 0.25%
Golden Plains Credit Union 17, -0.01% 0.71%
KS StateBank 18, -0.01% 0.29%
Home Point Financial Corporation 19, 0.00% 0.25%
Thrive Mortgage 20, 0.01% 0.13%
United Fidelity Funding Corp 21, 0.01% 0.42%
Keller Mortgage 22, 0.01% 0.08%
Central National Bank 23, 0.01% 0.29%
Freedom Mortgage Corporation 24, 0.01% 0.38%
US Mortgage Corporation 25, 0.01% 0.08%
Fairway Independent Mort Corp 26, 0.02% 0.38%
Planet Home Lending 27, 0.02% 0.04%
NBKC Bank 28, 0.02% 0.13%
Usaa Federal Savings Bank 29, 0.02% 0.25%
Meritrust Credit Union 30, 0.02% 14.88%
Movement Mortgage 31, 0.03% 0.50%
Bokf 32, 0.03% 1.05%
Open Mortgage 33, 0.03% 1.26%
Sunflower Bank 34, 0.04% 0.34%
Flagstar Bank 35, 0.04% 1.13%
Us Bank 36, 0.04% 2.10%
Simmons Bank 37, 0.04% 0.59%
Rcb Bank 38, 0.04% 0.63%
JPMorgan Chase Bank 39, 0.04% 0.50%
Carrington Mortgage Services 40, 0.05% 0.42%
Mortgage Investment Services Corporation 41, 0.05% 0.08%
DelMar Financial Company 42, 0.06% 0.42%
LeaderOne Financial Corp 43, 0.06% 0.80%
Bank of America 44, 0.06% 1.51%
Primary Residential Mortgage Inc 45, 0.07% 0.17%
Mid America Mortgage Inc 46, 0.07% 0.17%
Bank Of The West 47, 0.07% 0.59%
Pennymac Loan Services 48, 0.09% 0.42%
Ark-La-Tex Financial Services 49, 0.10% 0.34%
Primelending 50, 0.14% 1.13%
Commerce Bank 51, 0.15% 1.47%
Sierra Pacific Mortgage 52, 0.16% 1.97%
Financial Funding Solutions, Inc 53, 0.16% 0.63%
LoanDepot 54, 0.18% 1.22%
Nationstar Mortgage 55, 0.26% 0.96%
Wells Fargo Bank 56, 0.31% 3.31%
Quicken Loans 57, 0.40% 10.14%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Flagstar Bank 1, -0.23% 3.86%
Equity Bank 2, -0.23% 1.35%
Fidelity Bank 3, -0.22% 5.96%
Intrust Bank National Association 4, -0.21% 0.65%
Members Mortgage Services 5, -0.21% 3.01%
Gateway First Bank 6, -0.18% 6.07%
Movement Mortgage 7, -0.12% 4.46%
Keller Mortgage 8, -0.10% 0.60%
Freedom Mortgage Corporation 9, -0.08% 1.70%
Rcb Bank 10, -0.08% 0.35%
Central National Bank 11, -0.07% 0.25%
Pennymac Loan Services 12, -0.07% 1.25%
United Fidelity Funding Corp 13, -0.06% 0.90%
Carrington Mortgage Services 14, -0.06% 1.75%
Bank of America 15, -0.05% 0.50%
Regent Financial Group 16, -0.05% 3.11%
KS StateBank 17, -0.03% 1.85%
Quicken Loans 18, -0.03% 10.23%
NBKC Bank 19, -0.03% 0.15%
Mid America Mortgage Inc 20, -0.02% 0.95%
Commerce Bank 21, -0.02% 0.70%
Navy Federal Credit Union 22, -0.02% 0.05%
Inland Bank and Trust 23, -0.01% 1.20%
Thrive Mortgage 24, -0.00% 1.05%
Fairway Independent Mort Corp 25, -0.00% 2.31%
Credit Union of America 26, 0.00% 0.10%
Bank Of The West 27, 0.00% 0.20%
Ark-La-Tex Financial Services 28, 0.00% 1.30%
Bokf 29, 0.01% 0.40%
Mortgage Investment Services Corporation 30, 0.01% 0.75%
Home Point Financial Corporation 31, 0.01% 0.25%
Wells Fargo Bank 32, 0.02% 0.05%
Financial Funding Solutions, Inc 33, 0.02% 0.20%
Sunflower Bank 34, 0.02% 0.95%
US Mortgage Corporation 35, 0.03% 1.45%
Bnc National Bank 36, 0.04% 1.85%
LoanDepot 37, 0.10% 1.25%
Sierra Pacific Mortgage 38, 0.10% 6.27%
Nationstar Mortgage 39, 0.12% 1.75%
LeaderOne Financial Corp 40, 0.13% 12.98%
Open Mortgage 41, 0.14% 7.42%
Planet Home Lending 42, 0.23% 1.65%
DelMar Financial Company 43, 0.23% 1.60%
Primelending 44, 0.24% 3.21%
Primary Residential Mortgage Inc 45, 0.25% 2.06%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Equity Bank 1, -0.26% 1.46%
Flagstar Bank 2, -0.24% 4.56%
Fidelity Bank 3, -0.24% 6.69%
Intrust Bank National Association 4, -0.22% 0.79%
Members Mortgage Services 5, -0.21% 3.65%
Gateway First Bank 6, -0.19% 6.20%
Pennymac Loan Services 7, -0.13% 0.73%
Movement Mortgage 8, -0.12% 5.29%
Freedom Mortgage Corporation 9, -0.11% 1.52%
Keller Mortgage 10, -0.10% 0.73%
Rcb Bank 11, -0.08% 0.43%
Central National Bank 12, -0.07% 0.30%
United Fidelity Funding Corp 13, -0.06% 0.67%
Regent Financial Group 14, -0.06% 3.41%
Bank of America 15, -0.06% 0.61%
Mid America Mortgage Inc 16, -0.04% 0.91%
KS StateBank 17, -0.03% 2.19%
NBKC Bank 18, -0.03% 0.18%
Commerce Bank 19, -0.03% 0.73%
Navy Federal Credit Union 20, -0.02% 0.06%
Inland Bank and Trust 21, -0.01% 1.46%
Fairway Independent Mort Corp 22, -0.01% 2.31%
Thrive Mortgage 23, -0.01% 1.16%
Credit Union of America 24, -0.00% 0.12%
Ark-La-Tex Financial Services 25, -0.00% 1.52%
Bank Of The West 26, 0.00% 0.06%
Mortgage Investment Services Corporation 27, 0.00% 0.85%
Bokf 28, 0.00% 0.30%
Home Point Financial Corporation 29, 0.01% 0.18%
Financial Funding Solutions, Inc 30, 0.02% 0.24%
Sunflower Bank 31, 0.02% 1.16%
Quicken Loans 32, 0.03% 4.26%
US Mortgage Corporation 33, 0.03% 1.64%
Carrington Mortgage Services 34, 0.04% 0.12%
LoanDepot 35, 0.04% 0.36%
Bnc National Bank 36, 0.04% 2.13%
Nationstar Mortgage 37, 0.06% 0.49%
Sierra Pacific Mortgage 38, 0.10% 7.24%
LeaderOne Financial Corp 39, 0.13% 15.02%
Open Mortgage 40, 0.14% 8.45%
Primelending 41, 0.23% 3.83%
DelMar Financial Company 42, 0.24% 1.89%
Planet Home Lending 43, 0.25% 1.82%
Primary Residential Mortgage Inc 44, 0.27% 2.25%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Gateway First Bank 1, -0.08% 5.41%
Fidelity Bank 2, -0.05% 2.56%
United Fidelity Funding Corp 3, -0.05% 1.99%
Carrington Mortgage Services 4, -0.04% 9.40%
Quicken Loans 5, -0.04% 38.18%
Sierra Pacific Mortgage 6, -0.02% 1.71%
Regent Financial Group 7, -0.00% 1.71%
Planet Home Lending 8, 0.00% 0.85%
Movement Mortgage 9, 0.00% 0.57%
Freedom Mortgage Corporation 10, 0.01% 2.56%
Open Mortgage 11, 0.01% 2.56%
Equity Bank 12, 0.01% 0.85%
Commerce Bank 13, 0.01% 0.57%
Ark-La-Tex Financial Services 14, 0.01% 0.28%
Pennymac Loan Services 15, 0.01% 3.70%
Flagstar Bank 16, 0.01% 0.57%
US Mortgage Corporation 17, 0.01% 0.57%
Bnc National Bank 18, 0.01% 0.57%
Bank Of The West 19, 0.02% 0.85%
Bokf 20, 0.02% 0.85%
KS StateBank 21, 0.02% 0.28%
Mortgage Investment Services Corporation 22, 0.03% 0.28%
Thrive Mortgage 23, 0.03% 0.57%
Home Point Financial Corporation 24, 0.03% 0.57%
Primelending 25, 0.03% 0.28%
Mid America Mortgage Inc 26, 0.03% 1.14%
Fairway Independent Mort Corp 27, 0.03% 2.28%
Wells Fargo Bank 28, 0.04% 0.28%
Primary Residential Mortgage Inc 29, 0.04% 1.14%
DelMar Financial Company 30, 0.05% 0.28%
LeaderOne Financial Corp 31, 0.06% 3.42%
LoanDepot 32, 0.13% 5.41%
Nationstar Mortgage 33, 0.16% 7.69%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.01% 9.86%
Commerce Bank 2, -0.01% 22.54%
Capitol Federal Savings Bank 3, -0.01% 23.94%
JPMorgan Chase Bank 4, -0.00% 2.82%
Emprise Bank 5, 0.01% 7.04%
Pentagon Federal Credit Union 6, 0.01% 1.41%
Quicken Loans 7, 0.01% 1.41%
Primelending 8, 0.01% 1.41%
Credit Union of America 9, 0.01% 5.63%
Wells Fargo Bank 10, 0.02% 11.27%
Rcb Bank 11, 0.02% 2.82%
Us Bank 12, 0.02% 1.41%
Simmons Bank 13, 0.02% 4.23%
Navy Federal Credit Union 14, 0.02% 1.41%
Bnc National Bank 15, 0.02% 2.82%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Capitol Federal Savings Bank 1, -0.03% 18.75%
Commerce Bank 2, -0.01% 20.83%
Bank of America 3, -0.01% 12.50%
JPMorgan Chase Bank 4, 0.00% 4.17%
Emprise Bank 5, 0.01% 4.17%
Pentagon Federal Credit Union 6, 0.01% 2.08%
Wells Fargo Bank 7, 0.02% 16.67%
Rcb Bank 8, 0.02% 4.17%
Us Bank 9, 0.02% 2.08%
Simmons Bank 10, 0.02% 4.17%
Credit Union of America 11, 0.02% 4.17%
Navy Federal Credit Union 12, 0.02% 2.08%
Bnc National Bank 13, 0.02% 4.17%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Commerce Bank 1, -0.01% 26.09%
Bank of America 2, -0.01% 4.35%
Credit Union of America 3, 0.00% 8.70%
Emprise Bank 4, 0.00% 13.04%
Quicken Loans 5, 0.01% 4.35%
Primelending 6, 0.01% 4.35%
Capitol Federal Savings Bank 7, 0.01% 34.78%
Simmons Bank 8, 0.01% 4.35%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Intrust Bank National Association 1, -0.18% 2.04%
Navy Federal Credit Union 2, -0.16% 5.19%
Pentagon Federal Credit Union 3, -0.14% 2.41%
Fidelity Bank 4, -0.13% 6.49%
Gateway First Bank 5, -0.07% 7.42%
NBKC Bank 6, -0.06% 2.13%
KS StateBank 7, -0.04% 2.88%
Pennymac Loan Services 8, -0.03% 1.86%
Equity Bank 9, -0.02% 0.93%
Usaa Federal Savings Bank 10, -0.02% 11.87%
Wells Fargo Bank 11, -0.02% 1.21%
Central National Bank 12, -0.01% 0.28%
Flagstar Bank 13, -0.01% 4.27%
Movement Mortgage 14, -0.00% 2.78%
Bank of America 15, 0.00% 0.19%
Keller Mortgage 16, 0.00% 0.65%
Ark-La-Tex Financial Services 17, 0.00% 1.21%
Simmons Bank 18, 0.01% 0.28%
Rcb Bank 19, 0.01% 0.19%
Sunflower Bank 20, 0.01% 0.83%
Us Bank 21, 0.01% 0.19%
Bokf 22, 0.02% 0.09%
United Fidelity Funding Corp 23, 0.02% 0.37%
Credit Union of America 24, 0.02% 0.19%
Mid America Mortgage Inc 25, 0.02% 0.37%
Bank Of The West 26, 0.02% 0.56%
Home Bank and Trust Company 27, 0.03% 0.09%
LoanDepot 28, 0.04% 2.88%
Inland Bank and Trust 29, 0.04% 0.74%
LeaderOne Financial Corp 30, 0.05% 1.67%
Thrive Mortgage 31, 0.05% 0.65%
Commerce Bank 32, 0.05% 0.56%
Fairway Independent Mort Corp 33, 0.05% 1.48%
Members Mortgage Services 34, 0.05% 1.39%
Home Point Financial Corporation 35, 0.05% 1.95%
Regent Financial Group 36, 0.06% 3.25%
Planet Home Lending 37, 0.06% 0.46%
Freedom Mortgage Corporation 38, 0.06% 3.62%
Bnc National Bank 39, 0.06% 4.64%
US Mortgage Corporation 40, 0.07% 0.93%
Carrington Mortgage Services 41, 0.08% 0.37%
Nationstar Mortgage 42, 0.08% 0.56%
Open Mortgage 43, 0.08% 3.15%
DelMar Financial Company 44, 0.09% 0.56%
Mortgage Investment Services Corporation 45, 0.11% 0.56%
Primary Residential Mortgage Inc 46, 0.12% 1.39%
Quicken Loans 47, 0.12% 6.86%
Sierra Pacific Mortgage 48, 0.12% 3.71%
Primelending 49, 0.15% 1.67%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.19% 6.32%
Intrust Bank National Association 2, -0.18% 2.77%
Fidelity Bank 3, -0.14% 8.04%
Pentagon Federal Credit Union 4, -0.13% 3.43%
NBKC Bank 5, -0.06% 2.64%
KS StateBank 6, -0.04% 2.90%
Gateway First Bank 7, -0.02% 6.98%
Wells Fargo Bank 8, -0.01% 1.58%
Usaa Federal Savings Bank 9, -0.01% 14.10%
Central National Bank 10, -0.01% 0.40%
Pennymac Loan Services 11, 0.00% 0.53%
Equity Bank 12, 0.00% 0.66%
Flagstar Bank 13, 0.01% 2.37%
Bank of America 14, 0.01% 0.26%
Ark-La-Tex Financial Services 15, 0.01% 1.19%
Keller Mortgage 16, 0.01% 0.92%
Simmons Bank 17, 0.01% 0.40%
United Fidelity Funding Corp 18, 0.01% 0.26%
Rcb Bank 19, 0.02% 0.26%
Sunflower Bank 20, 0.02% 1.19%
Movement Mortgage 21, 0.02% 3.03%
Us Bank 22, 0.02% 0.26%
Bokf 23, 0.02% 0.13%
Credit Union of America 24, 0.02% 0.26%
LoanDepot 25, 0.03% 0.66%
Home Bank and Trust Company 26, 0.03% 0.13%
Mid America Mortgage Inc 27, 0.04% 0.40%
Freedom Mortgage Corporation 28, 0.05% 2.50%
Bank Of The West 29, 0.05% 0.40%
Fairway Independent Mort Corp 30, 0.06% 1.98%
Commerce Bank 31, 0.06% 0.66%
LeaderOne Financial Corp 32, 0.06% 1.71%
Inland Bank and Trust 33, 0.06% 0.79%
Members Mortgage Services 34, 0.07% 1.71%
Thrive Mortgage 35, 0.08% 0.53%
Planet Home Lending 36, 0.08% 0.53%
Quicken Loans 37, 0.08% 1.45%
US Mortgage Corporation 38, 0.08% 1.05%
Bnc National Bank 39, 0.08% 5.27%
Home Point Financial Corporation 40, 0.09% 1.84%
DelMar Financial Company 41, 0.10% 0.79%
Open Mortgage 42, 0.10% 3.82%
Nationstar Mortgage 43, 0.10% 0.40%
Mortgage Investment Services Corporation 44, 0.12% 0.79%
Regent Financial Group 45, 0.12% 3.16%
Sierra Pacific Mortgage 46, 0.14% 5.01%
Primary Residential Mortgage Inc 47, 0.15% 1.45%
Primelending 48, 0.17% 2.11%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Gateway First Bank 1, -0.17% 8.46%
Regent Financial Group 2, -0.09% 3.45%
Movement Mortgage 3, -0.07% 2.19%
Equity Bank 4, -0.06% 1.57%
Pennymac Loan Services 5, -0.05% 5.02%
Usaa Federal Savings Bank 6, -0.04% 6.58%
Flagstar Bank 7, -0.03% 8.78%
Home Point Financial Corporation 8, -0.03% 2.19%
KS StateBank 9, -0.03% 2.82%
Bank Of The West 10, -0.02% 0.94%
Mid America Mortgage Inc 11, -0.02% 0.31%
Sierra Pacific Mortgage 12, -0.01% 0.63%
Inland Bank and Trust 13, -0.01% 0.63%
Navy Federal Credit Union 14, -0.01% 2.51%
Fidelity Bank 15, -0.01% 2.82%
Ark-La-Tex Financial Services 16, -0.01% 1.25%
Members Mortgage Services 17, -0.01% 0.63%
Planet Home Lending 18, -0.01% 0.31%
Bnc National Bank 19, -0.00% 3.13%
LeaderOne Financial Corp 20, -0.00% 1.57%
Primelending 21, 0.00% 0.63%
Wells Fargo Bank 22, 0.00% 0.31%
Intrust Bank National Association 23, 0.00% 0.31%
Thrive Mortgage 24, 0.01% 0.94%
United Fidelity Funding Corp 25, 0.01% 0.63%
Open Mortgage 26, 0.01% 1.57%
Fairway Independent Mort Corp 27, 0.01% 0.31%
Commerce Bank 28, 0.01% 0.31%
NBKC Bank 29, 0.03% 0.94%
LoanDepot 30, 0.03% 8.15%
US Mortgage Corporation 31, 0.03% 0.63%
Primary Residential Mortgage Inc 32, 0.03% 1.25%
Nationstar Mortgage 33, 0.04% 0.94%
Freedom Mortgage Corporation 34, 0.06% 6.27%
Carrington Mortgage Services 35, 0.06% 1.25%
Quicken Loans 36, 0.11% 19.75%

* Data is compiled for the Wichita, KS commuting zone area, which comprises of counties of Butler County, KS, Harvey County, KS, Kingman County, KS, Marion County, KS, Sedgwick County, KS, and Sumner County, KS. This includes cities/towns/communities of Wichita, KS as well as Derby, KS, Augusta, KS, Haysville, KS, Park City, KS, Mulvane, KS, Valley Center, KS, Rose Hill, KS, Newton, KS, El Dorado, KS, Bel Aire, KS, Andover, KS, Kechi, KS, Benton, KS, Burrton, KS, Wellington, KS, Mulvane, KS, Goddard, KS, Andale, KS, Douglass, KS, Milan, KS, Leon, KS, Garden Plain, KS, Clearwater, KS, Hesston, KS, Cheney, KS, Mount Hope, KS, Kingman, KS, Marion, KS, Hillsboro, KS, Norwich, KS, Hunnewell, KS, Eastborough, KS, Geuda Springs, KS, Goessel, KS, Oaklawn-Sunview, KS, Zenda, KS, and Lost Springs, KS. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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