Top Mortgage Lenders in the Columbia, SC area

Which mortgage lender in the Columbia, SC area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Columbia, SC area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Columbia, SC area is DHI Mortgage Company Limited, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.27%. This means that DHI Mortgage Company Limited provided a -0.27% lower interest rate for its customers than other lenders in Columbia, SC for a similar set of borrowers. DHI Mortgage Company Limited has a market share of 1.5%. On the other hand, the most popular lender in the market is Guild Mortgage Company, with a market share of 11.6%. Guild Mortgage Company is an average rate lender in this area, with a “Rate Difference” of +0.00% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Columbia, SC area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Columbia, SC is DHI Mortgage Company Limited. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is TD Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Trustmark National Bank. The cheapest VA mortgage provider is Navy Federal Credit Union. To get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders by “Rate Rank” for your desired mortgage type and purpose.

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
DHI Mortgage Company Limited 1, -0.27% 1.47%
SC State Credit Union 2, -0.25% 0.60%
Trustmark National Bank 3, -0.16% 1.31%
TD Bank 4, -0.13% 0.96%
Southern First 5, -0.12% 3.44%
Renasant Bank 6, -0.11% 0.43%
Palmetto Citizens Federal Credit Union 7, -0.11% 0.84%
Mortgage Network, Inc 8, -0.09% 1.69%
Ameris Bank 9, -0.09% 4.94%
Amerisave Mortgage Corporation 10, -0.08% 0.28%
Truist Bank 11, -0.08% 1.77%
Magnolia Bank Incorporated 12, -0.07% 0.78%
Navy Federal Credit Union 13, -0.07% 2.34%
Freedom Mortgage Corporation 14, -0.07% 1.85%
Pennymac Loan Services 15, -0.06% 0.66%
Regions Bank 16, -0.06% 1.09%
South State Bank 17, -0.06% 1.06%
North American Savings Bank 18, -0.06% 0.21%
Home Point Financial Corporation 19, -0.06% 0.27%
Usaa Federal Savings Bank 20, -0.06% 2.69%
Caliber Home Loans Inc 21, -0.05% 0.93%
Assurance Financial Group 22, -0.05% 0.75%
NBKC Bank 23, -0.05% 0.27%
Flagstar Bank 24, -0.05% 0.50%
Synovus Mortgage Corp 25, -0.04% 0.69%
Suntrust Banks, Inc 26, -0.04% 0.62%
Potomac Mortgage Group, Inc 27, -0.04% 0.32%
South Carolina Federal Credit Union 28, -0.04% 0.42%
Gateway First Bank 29, -0.03% 1.16%
Resource Financial Services, Inc 30, -0.03% 3.10%
Village Capital & Investment 31, -0.03% 0.25%
Guaranteed Rate Affinity 32, -0.03% 1.71%
Newrez 33, -0.02% 0.31%
First Reliance Bank 34, -0.02% 0.87%
Us Bank 35, -0.02% 0.39%
Towne Mortgage Company 36, -0.02% 1.20%
Wells Fargo Bank 37, -0.02% 3.07%
NVR Mortgage Finance Inc 38, -0.02% 0.21%
Lakeview Loan Servicing 39, -0.01% 0.45%
First Community Bank 40, -0.01% 1.96%
Movement Mortgage 41, -0.01% 5.50%
Academy Mortgage Corporation 42, -0.00% 0.26%
Paramount Residential Mortgage Group Inc 43, 0.00% 0.20%
First-Citizens Bank & Trust Co 44, 0.00% 2.60%
CMG Mortgage Inc 45, 0.00% 0.52%
Guild Mortgage Company 46, 0.00% 11.60%
Bank of America 47, 0.00% 2.15%
LoanDepot 48, 0.01% 1.71%
JPMorgan Chase Bank 49, 0.01% 0.47%
Cardinal Financial Company LP 50, 0.01% 0.45%
Synovus Bank 51, 0.01% 0.45%
Atlantic Bay Mortgage Group 52, 0.02% 0.23%
Angel Oak Home Loans 53, 0.02% 0.47%
FirstBank 54, 0.02% 0.44%
Fairway Independent Mort Corp 55, 0.02% 0.53%
Success Mortgage Partners Inc 56, 0.03% 1.97%
HomeBridge Financial Services, Inc 57, 0.05% 0.21%
Pnc Bank 58, 0.05% 0.21%
Certainty Home Loans 59, 0.05% 0.24%
Carrington Mortgage Services 60, 0.06% 0.89%
Finance of America Mortgage 61, 0.06% 0.53%
First Federal Bank 62, 0.06% 0.21%
Network Funding, LP 63, 0.06% 0.94%
Synergy One Lending 64, 0.06% 0.19%
CalCon Mutual Mortgage 65, 0.07% 0.22%
The Federal Savings Bank 66, 0.08% 0.37%
Home Point Mortgage Acceptance Corporation 67, 0.08% 0.32%
Supreme Lending/ Everett Financial Inc 68, 0.08% 0.27%
Primelending 69, 0.09% 1.47%
Bay Equity 70, 0.09% 1.17%
Reliance First Capital 71, 0.10% 0.24%
New American Funding 72, 0.12% 2.32%
Quicken Loans 73, 0.13% 7.14%
Barrington Bank & Trust 74, 0.13% 0.26%
RPM Mortgage 75, 0.16% 2.90%
Nationstar Mortgage 76, 0.16% 0.99%
NewDay USA 77, 0.53% 0.44%
Mortgage Solutions of Colorado 78, 0.67% 1.04%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
DHI Mortgage Company Limited 1, -0.27% 2.12%
Trustmark National Bank 2, -0.18% 1.51%
TD Bank 3, -0.14% 0.84%
Truist Bank 4, -0.14% 1.41%
Renasant Bank 5, -0.14% 0.48%
Wells Fargo Bank 6, -0.12% 2.88%
Southern First 7, -0.11% 3.42%
Freedom Mortgage Corporation 8, -0.10% 2.04%
Mortgage Network, Inc 9, -0.10% 1.99%
Magnolia Bank Incorporated 10, -0.08% 0.70%
Ameris Bank 11, -0.08% 6.26%
JPMorgan Chase Bank 12, -0.07% 0.31%
Regions Bank 13, -0.07% 1.27%
North American Savings Bank 14, -0.07% 0.19%
Caliber Home Loans Inc 15, -0.07% 0.83%
Navy Federal Credit Union 16, -0.06% 2.93%
South Carolina Federal Credit Union 17, -0.06% 0.40%
SC State Credit Union 18, -0.06% 0.30%
Flagstar Bank 19, -0.05% 0.38%
South State Bank 20, -0.05% 1.01%
Suntrust Banks, Inc 21, -0.05% 0.54%
Assurance Financial Group 22, -0.05% 0.88%
NBKC Bank 23, -0.05% 0.22%
Potomac Mortgage Group, Inc 24, -0.04% 0.45%
Usaa Federal Savings Bank 25, -0.04% 2.86%
Synovus Mortgage Corp 26, -0.04% 0.69%
Gateway First Bank 27, -0.04% 1.50%
Us Bank 28, -0.03% 0.34%
Lakeview Loan Servicing 29, -0.03% 0.04%
Towne Mortgage Company 30, -0.03% 1.14%
Guaranteed Rate Affinity 31, -0.02% 2.23%
First Reliance Bank 32, -0.02% 0.92%
Resource Financial Services, Inc 33, -0.02% 3.68%
NVR Mortgage Finance Inc 34, -0.01% 0.30%
First Federal Bank 35, -0.01% 0.10%
Pennymac Loan Services 36, -0.01% 0.07%
Pnc Bank 37, -0.00% 0.13%
CMG Mortgage Inc 38, -0.00% 0.63%
Academy Mortgage Corporation 39, -0.00% 0.35%
Home Point Financial Corporation 40, 0.00% 0.19%
First Community Bank 41, 0.00% 2.11%
Reliance First Capital 42, 0.00% 0.01%
Movement Mortgage 43, 0.00% 6.87%
Amerisave Mortgage Corporation 44, 0.01% 0.04%
Paramount Residential Mortgage Group Inc 45, 0.01% 0.21%
Synergy One Lending 46, 0.01% 0.06%
The Federal Savings Bank 47, 0.01% 0.10%
Cardinal Financial Company LP 48, 0.01% 0.31%
Bank of America 49, 0.01% 1.90%
Newrez 50, 0.02% 0.11%
Angel Oak Home Loans 51, 0.02% 0.63%
NewDay USA 52, 0.02% 0.04%
Success Mortgage Partners Inc 53, 0.02% 2.21%
FirstBank 54, 0.02% 0.49%
Palmetto Citizens Federal Credit Union 55, 0.02% 0.43%
Atlantic Bay Mortgage Group 56, 0.02% 0.28%
Fairway Independent Mort Corp 57, 0.03% 0.68%
Synovus Bank 58, 0.03% 0.47%
Guild Mortgage Company 59, 0.03% 13.73%
First-Citizens Bank & Trust Co 60, 0.04% 1.88%
HomeBridge Financial Services, Inc 61, 0.06% 0.19%
Certainty Home Loans 62, 0.06% 0.31%
Finance of America Mortgage 63, 0.07% 0.50%
Network Funding, LP 64, 0.08% 1.03%
CalCon Mutual Mortgage 65, 0.08% 0.30%
Home Point Mortgage Acceptance Corporation 66, 0.08% 0.43%
Supreme Lending/ Everett Financial Inc 67, 0.09% 0.25%
Nationstar Mortgage 68, 0.09% 0.42%
Carrington Mortgage Services 69, 0.10% 0.26%
Quicken Loans 70, 0.10% 3.21%
Bay Equity 71, 0.10% 1.50%
Primelending 72, 0.10% 1.63%
LoanDepot 73, 0.10% 0.81%
New American Funding 74, 0.15% 2.76%
Barrington Bank & Trust 75, 0.16% 0.31%
RPM Mortgage 76, 0.19% 3.69%
Mortgage Solutions of Colorado 77, 0.78% 1.29%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
SC State Credit Union 1, -0.35% 1.29%
Palmetto Citizens Federal Credit Union 2, -0.19% 1.76%
Ameris Bank 3, -0.15% 1.94%
Southern First 4, -0.15% 3.49%
Navy Federal Credit Union 5, -0.13% 1.00%
Guild Mortgage Company 6, -0.12% 6.76%
Trustmark National Bank 7, -0.11% 0.86%
Home Point Financial Corporation 8, -0.11% 0.47%
Resource Financial Services, Inc 9, -0.11% 1.80%
Usaa Federal Savings Bank 10, -0.10% 2.31%
TD Bank 11, -0.10% 1.23%
Amerisave Mortgage Corporation 12, -0.10% 0.82%
Movement Mortgage 13, -0.07% 2.41%
South State Bank 14, -0.07% 1.18%
Pennymac Loan Services 15, -0.07% 2.00%
Guaranteed Rate Affinity 16, -0.06% 0.53%
Magnolia Bank Incorporated 17, -0.06% 0.96%
New American Funding 18, -0.06% 1.31%
Synovus Mortgage Corp 19, -0.06% 0.67%
Assurance Financial Group 20, -0.06% 0.45%
NBKC Bank 21, -0.05% 0.39%
Mortgage Solutions of Colorado 22, -0.05% 0.47%
LoanDepot 23, -0.04% 3.74%
North American Savings Bank 24, -0.04% 0.27%
Mortgage Network, Inc 25, -0.04% 1.00%
Flagstar Bank 26, -0.04% 0.78%
RPM Mortgage 27, -0.04% 1.12%
First Community Bank 28, -0.04% 1.61%
Newrez 29, -0.04% 0.76%
Synovus Bank 30, -0.04% 0.41%
First-Citizens Bank & Trust Co 31, -0.04% 4.23%
First Reliance Bank 32, -0.03% 0.78%
Village Capital & Investment 33, -0.03% 0.82%
Atlantic Bay Mortgage Group 34, -0.03% 0.12%
Caliber Home Loans Inc 35, -0.03% 1.16%
Suntrust Banks, Inc 36, -0.02% 0.80%
Renasant Bank 37, -0.02% 0.33%
Paramount Residential Mortgage Group Inc 38, -0.02% 0.18%
Lakeview Loan Servicing 39, -0.02% 1.39%
Bank of America 40, -0.01% 2.72%
Us Bank 41, -0.01% 0.49%
Certainty Home Loans 42, -0.01% 0.08%
Gateway First Bank 43, -0.01% 0.39%
Academy Mortgage Corporation 44, -0.01% 0.04%
CalCon Mutual Mortgage 45, -0.00% 0.06%
Towne Mortgage Company 46, -0.00% 1.33%
Regions Bank 47, -0.00% 0.67%
Truist Bank 48, -0.00% 2.59%
Cardinal Financial Company LP 49, 0.00% 0.78%
Potomac Mortgage Group, Inc 50, 0.00% 0.04%
Network Funding, LP 51, 0.01% 0.74%
Angel Oak Home Loans 52, 0.01% 0.10%
Bay Equity 53, 0.01% 0.43%
South Carolina Federal Credit Union 54, 0.01% 0.45%
FirstBank 55, 0.02% 0.33%
Home Point Mortgage Acceptance Corporation 56, 0.02% 0.06%
CMG Mortgage Inc 57, 0.02% 0.29%
HomeBridge Financial Services, Inc 58, 0.03% 0.27%
Fairway Independent Mort Corp 59, 0.03% 0.18%
Barrington Bank & Trust 60, 0.03% 0.14%
Success Mortgage Partners Inc 61, 0.03% 1.43%
Finance of America Mortgage 62, 0.04% 0.59%
Carrington Mortgage Services 63, 0.04% 2.31%
Primelending 64, 0.05% 1.10%
Supreme Lending/ Everett Financial Inc 65, 0.06% 0.31%
Freedom Mortgage Corporation 66, 0.06% 1.41%
Synergy One Lending 67, 0.07% 0.49%
JPMorgan Chase Bank 68, 0.08% 0.82%
Pnc Bank 69, 0.08% 0.41%
The Federal Savings Bank 70, 0.09% 1.00%
First Federal Bank 71, 0.09% 0.47%
Reliance First Capital 72, 0.10% 0.78%
Quicken Loans 73, 0.14% 16.05%
Wells Fargo Bank 74, 0.18% 3.49%
Nationstar Mortgage 75, 0.19% 2.27%
NewDay USA 76, 0.55% 1.35%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
DHI Mortgage Company Limited 1, -0.27% 1.31%
SC State Credit Union 2, -0.25% 1.11%
TD Bank 3, -0.15% 1.53%
Amerisave Mortgage Corporation 4, -0.12% 0.35%
Southern First 5, -0.12% 4.53%
Palmetto Citizens Federal Credit Union 6, -0.12% 1.50%
Gateway First Bank 7, -0.11% 0.69%
Mortgage Network, Inc 8, -0.11% 2.35%
Truist Bank 9, -0.08% 3.06%
Flagstar Bank 10, -0.08% 0.50%
Ameris Bank 11, -0.07% 4.27%
South State Bank 12, -0.07% 1.82%
Us Bank 13, -0.06% 0.43%
Renasant Bank 14, -0.06% 0.38%
Magnolia Bank Incorporated 15, -0.06% 0.77%
Potomac Mortgage Group, Inc 16, -0.05% 0.36%
Trustmark National Bank 17, -0.05% 0.69%
Suntrust Banks, Inc 18, -0.05% 0.86%
Newrez 19, -0.05% 0.31%
Regions Bank 20, -0.05% 1.31%
Synovus Mortgage Corp 21, -0.05% 0.94%
NVR Mortgage Finance Inc 22, -0.05% 0.15%
Assurance Financial Group 23, -0.05% 0.65%
Resource Financial Services, Inc 24, -0.04% 3.35%
South Carolina Federal Credit Union 25, -0.04% 0.77%
LoanDepot 26, -0.03% 1.23%
First Reliance Bank 27, -0.03% 1.49%
Guaranteed Rate Affinity 28, -0.02% 1.70%
Towne Mortgage Company 29, -0.02% 1.02%
Academy Mortgage Corporation 30, -0.02% 0.19%
Guild Mortgage Company 31, -0.02% 12.21%
First Federal Bank 32, -0.01% 0.12%
Wells Fargo Bank 33, -0.01% 5.20%
NBKC Bank 34, -0.01% 0.14%
Home Point Financial Corporation 35, -0.01% 0.14%
Atlantic Bay Mortgage Group 36, -0.00% 0.21%
First-Citizens Bank & Trust Co 37, 0.00% 4.09%
The Federal Savings Bank 38, 0.00% 0.09%
JPMorgan Chase Bank 39, 0.00% 0.80%
FirstBank 40, 0.01% 0.36%
North American Savings Bank 41, 0.01% 0.12%
CMG Mortgage Inc 42, 0.01% 0.28%
Certainty Home Loans 43, 0.01% 0.09%
CalCon Mutual Mortgage 44, 0.01% 0.19%
Cardinal Financial Company LP 45, 0.01% 0.28%
Bank of America 46, 0.02% 3.62%
Barrington Bank & Trust 47, 0.02% 0.06%
Caliber Home Loans Inc 48, 0.02% 0.42%
First Community Bank 49, 0.02% 2.76%
Fairway Independent Mort Corp 50, 0.02% 0.42%
Synergy One Lending 51, 0.02% 0.10%
Success Mortgage Partners Inc 52, 0.02% 2.20%
Synovus Bank 53, 0.02% 0.60%
Finance of America Mortgage 54, 0.03% 0.54%
Usaa Federal Savings Bank 55, 0.03% 1.27%
Mortgage Solutions of Colorado 56, 0.03% 0.05%
HomeBridge Financial Services, Inc 57, 0.04% 0.05%
Paramount Residential Mortgage Group Inc 58, 0.04% 0.09%
New American Funding 59, 0.04% 1.35%
Pnc Bank 60, 0.05% 0.37%
Carrington Mortgage Services 61, 0.06% 0.27%
Movement Mortgage 62, 0.06% 4.50%
Pennymac Loan Services 63, 0.06% 0.27%
RPM Mortgage 64, 0.07% 2.32%
Network Funding, LP 65, 0.07% 1.06%
Freedom Mortgage Corporation 66, 0.07% 0.52%
Angel Oak Home Loans 67, 0.08% 0.27%
Bay Equity 68, 0.09% 0.95%
Supreme Lending/ Everett Financial Inc 69, 0.11% 0.20%
Home Point Mortgage Acceptance Corporation 70, 0.12% 0.22%
Reliance First Capital 71, 0.13% 0.20%
Primelending 72, 0.15% 1.86%
Quicken Loans 73, 0.20% 7.53%
Nationstar Mortgage 74, 0.21% 0.53%
Navy Federal Credit Union 75, 0.41% 1.50%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
DHI Mortgage Company Limited 1, -0.27% 1.96%
TD Bank 2, -0.17% 1.39%
Truist Bank 3, -0.15% 2.51%
Gateway First Bank 4, -0.13% 0.85%
Wells Fargo Bank 5, -0.13% 4.97%
Mortgage Network, Inc 6, -0.12% 2.88%
Southern First 7, -0.09% 4.37%
Flagstar Bank 8, -0.09% 0.42%
JPMorgan Chase Bank 9, -0.08% 0.57%
Renasant Bank 10, -0.08% 0.42%
South Carolina Federal Credit Union 11, -0.07% 0.78%
Suntrust Banks, Inc 12, -0.06% 0.83%
Regions Bank 13, -0.06% 1.46%
South State Bank 14, -0.06% 1.80%
Trustmark National Bank 15, -0.06% 0.87%
SC State Credit Union 16, -0.06% 0.57%
Potomac Mortgage Group, Inc 17, -0.06% 0.50%
Ameris Bank 18, -0.06% 5.56%
Us Bank 19, -0.06% 0.43%
Towne Mortgage Company 20, -0.05% 0.83%
NVR Mortgage Finance Inc 21, -0.05% 0.23%
Magnolia Bank Incorporated 22, -0.04% 0.71%
Synovus Mortgage Corp 23, -0.04% 0.92%
Assurance Financial Group 24, -0.04% 0.69%
First Reliance Bank 25, -0.03% 1.58%
Academy Mortgage Corporation 26, -0.02% 0.26%
Guaranteed Rate Affinity 27, -0.02% 2.29%
Resource Financial Services, Inc 28, -0.02% 4.00%
Home Point Financial Corporation 29, -0.01% 0.17%
NBKC Bank 30, -0.01% 0.10%
First Federal Bank 31, -0.01% 0.10%
Synergy One Lending 32, -0.01% 0.03%
Pnc Bank 33, -0.01% 0.21%
CMG Mortgage Inc 34, -0.01% 0.29%
Pennymac Loan Services 35, -0.00% 0.07%
Barrington Bank & Trust 36, -0.00% 0.03%
Carrington Mortgage Services 37, -0.00% 0.02%
FirstBank 38, -0.00% 0.33%
Newrez 39, -0.00% 0.02%
Caliber Home Loans Inc 40, 0.00% 0.40%
The Federal Savings Bank 41, 0.01% 0.07%
Amerisave Mortgage Corporation 42, 0.01% 0.03%
Finance of America Mortgage 43, 0.01% 0.38%
Guild Mortgage Company 44, 0.01% 14.94%
Atlantic Bay Mortgage Group 45, 0.01% 0.21%
North American Savings Bank 46, 0.01% 0.12%
Fairway Independent Mort Corp 47, 0.02% 0.52%
CalCon Mutual Mortgage 48, 0.02% 0.23%
Success Mortgage Partners Inc 49, 0.02% 2.37%
Palmetto Citizens Federal Credit Union 50, 0.02% 0.81%
Certainty Home Loans 51, 0.03% 0.09%
Cardinal Financial Company LP 52, 0.03% 0.14%
Mortgage Solutions of Colorado 53, 0.03% 0.07%
Synovus Bank 54, 0.03% 0.78%
Bank of America 55, 0.04% 3.19%
HomeBridge Financial Services, Inc 56, 0.04% 0.07%
First Community Bank 57, 0.04% 3.00%
Nationstar Mortgage 58, 0.04% 0.14%
Paramount Residential Mortgage Group Inc 59, 0.04% 0.12%
LoanDepot 60, 0.04% 0.50%
First-Citizens Bank & Trust Co 61, 0.05% 2.89%
Movement Mortgage 62, 0.07% 5.86%
New American Funding 63, 0.07% 1.59%
Usaa Federal Savings Bank 64, 0.07% 1.44%
Angel Oak Home Loans 65, 0.08% 0.36%
RPM Mortgage 66, 0.08% 2.96%
Freedom Mortgage Corporation 67, 0.09% 0.47%
Network Funding, LP 68, 0.10% 1.11%
Bay Equity 69, 0.11% 1.16%
Supreme Lending/ Everett Financial Inc 70, 0.12% 0.19%
Home Point Mortgage Acceptance Corporation 71, 0.13% 0.29%
Quicken Loans 72, 0.15% 3.50%
Primelending 73, 0.19% 2.05%
Navy Federal Credit Union 74, 0.50% 1.91%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
SC State Credit Union 1, -0.34% 2.19%
Palmetto Citizens Federal Credit Union 2, -0.19% 2.88%
Southern First 3, -0.17% 4.86%
Ameris Bank 4, -0.16% 1.67%
Resource Financial Services, Inc 5, -0.15% 2.05%
Guild Mortgage Company 6, -0.13% 6.74%
Amerisave Mortgage Corporation 7, -0.13% 0.97%
TD Bank 8, -0.11% 1.81%
Usaa Federal Savings Bank 9, -0.10% 0.94%
Navy Federal Credit Union 10, -0.10% 0.69%
Magnolia Bank Incorporated 11, -0.09% 0.90%
New American Funding 12, -0.08% 0.87%
Guaranteed Rate Affinity 13, -0.08% 0.52%
South State Bank 14, -0.08% 1.84%
Flagstar Bank 15, -0.08% 0.66%
Assurance Financial Group 16, -0.07% 0.56%
Us Bank 17, -0.07% 0.42%
Synovus Mortgage Corp 18, -0.06% 0.97%
LoanDepot 19, -0.06% 2.68%
Newrez 20, -0.05% 0.90%
Mortgage Network, Inc 21, -0.05% 1.29%
First-Citizens Bank & Trust Co 22, -0.04% 6.50%
Synovus Bank 23, -0.04% 0.24%
First Community Bank 24, -0.04% 2.29%
RPM Mortgage 25, -0.04% 1.04%
First Reliance Bank 26, -0.03% 1.32%
Suntrust Banks, Inc 27, -0.03% 0.90%
Atlantic Bay Mortgage Group 28, -0.03% 0.21%
Movement Mortgage 29, -0.03% 1.77%
First Federal Bank 30, -0.02% 0.14%
Trustmark National Bank 31, -0.02% 0.35%
Certainty Home Loans 32, -0.01% 0.10%
Renasant Bank 33, -0.01% 0.31%
Bank of America 34, -0.01% 4.48%
Gateway First Bank 35, -0.01% 0.38%
Academy Mortgage Corporation 36, -0.01% 0.03%
North American Savings Bank 37, -0.01% 0.10%
NBKC Bank 38, -0.01% 0.21%
CalCon Mutual Mortgage 39, -0.00% 0.10%
Regions Bank 40, -0.00% 1.01%
Truist Bank 41, -0.00% 4.17%
The Federal Savings Bank 42, 0.00% 0.14%
Paramount Residential Mortgage Group Inc 43, 0.00% 0.03%
Home Point Financial Corporation 44, 0.01% 0.07%
Potomac Mortgage Group, Inc 45, 0.01% 0.07%
Network Funding, LP 46, 0.01% 0.97%
Cardinal Financial Company LP 47, 0.01% 0.56%
Bay Equity 48, 0.01% 0.52%
South Carolina Federal Credit Union 49, 0.01% 0.76%
Towne Mortgage Company 50, 0.02% 1.39%
FirstBank 51, 0.02% 0.42%
Home Point Mortgage Acceptance Corporation 52, 0.03% 0.07%
Synergy One Lending 53, 0.03% 0.24%
Barrington Bank & Trust 54, 0.03% 0.10%
Success Mortgage Partners Inc 55, 0.04% 1.84%
Angel Oak Home Loans 56, 0.04% 0.07%
Finance of America Mortgage 57, 0.04% 0.87%
Fairway Independent Mort Corp 58, 0.04% 0.21%
Caliber Home Loans Inc 59, 0.04% 0.45%
CMG Mortgage Inc 60, 0.05% 0.24%
Freedom Mortgage Corporation 61, 0.06% 0.63%
Carrington Mortgage Services 62, 0.06% 0.76%
Primelending 63, 0.07% 1.49%
Pennymac Loan Services 64, 0.08% 0.66%
Pnc Bank 65, 0.09% 0.69%
JPMorgan Chase Bank 66, 0.09% 1.25%
Supreme Lending/ Everett Financial Inc 67, 0.10% 0.21%
Reliance First Capital 68, 0.13% 0.59%
Wells Fargo Bank 69, 0.18% 5.66%
Quicken Loans 70, 0.22% 15.60%
Nationstar Mortgage 71, 0.24% 1.32%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Trustmark National Bank 1, -0.25% 1.84%
Renasant Bank 2, -0.22% 0.69%
Bank of America 3, -0.22% 0.55%
Southern First 4, -0.16% 2.39%
Ameris Bank 5, -0.16% 5.01%
Magnolia Bank Incorporated 6, -0.14% 0.75%
Freedom Mortgage Corporation 7, -0.14% 3.83%
DHI Mortgage Company Limited 8, -0.12% 0.92%
Regions Bank 9, -0.11% 0.66%
First Community Bank 10, -0.11% 2.13%
Assurance Financial Group 11, -0.09% 1.18%
Primelending 12, -0.08% 1.55%
Mortgage Network, Inc 13, -0.07% 1.01%
Synovus Mortgage Corp 14, -0.07% 0.46%
Navy Federal Credit Union 15, -0.07% 0.35%
Caliber Home Loans Inc 16, -0.05% 1.29%
First Reliance Bank 17, -0.05% 0.17%
Resource Financial Services, Inc 18, -0.04% 3.14%
Movement Mortgage 19, -0.04% 6.96%
Amerisave Mortgage Corporation 20, -0.03% 0.23%
Fairway Independent Mort Corp 21, -0.03% 0.89%
First Federal Bank 22, -0.03% 0.12%
First-Citizens Bank & Trust Co 23, -0.03% 1.24%
Potomac Mortgage Group, Inc 24, -0.02% 0.09%
Guaranteed Rate Affinity 25, -0.02% 2.16%
Quicken Loans 26, -0.02% 8.26%
Angel Oak Home Loans 27, -0.02% 1.15%
TD Bank 28, -0.02% 0.09%
North American Savings Bank 29, -0.01% 0.03%
Village Capital & Investment 30, -0.01% 0.49%
Towne Mortgage Company 31, -0.01% 2.16%
Us Bank 32, -0.01% 0.06%
South State Bank 33, -0.01% 0.12%
CMG Mortgage Inc 34, -0.00% 1.35%
Home Point Financial Corporation 35, -0.00% 0.26%
Flagstar Bank 36, -0.00% 0.40%
Newrez 37, -0.00% 0.35%
Suntrust Banks, Inc 38, -0.00% 0.06%
Pennymac Loan Services 39, -0.00% 0.52%
Barrington Bank & Trust 40, 0.00% 0.09%
Wells Fargo Bank 41, 0.00% 0.03%
Pnc Bank 42, 0.00% 0.03%
NVR Mortgage Finance Inc 43, 0.00% 0.52%
Academy Mortgage Corporation 44, 0.00% 0.60%
Carrington Mortgage Services 45, 0.00% 1.73%
Synergy One Lending 46, 0.00% 0.17%
Gateway First Bank 47, 0.01% 2.22%
Cardinal Financial Company LP 48, 0.02% 0.89%
The Federal Savings Bank 49, 0.02% 0.20%
Paramount Residential Mortgage Group Inc 50, 0.03% 0.29%
Guild Mortgage Company 51, 0.03% 13.81%
Reliance First Capital 52, 0.04% 0.26%
Atlantic Bay Mortgage Group 53, 0.04% 0.37%
FirstBank 54, 0.05% 0.66%
HomeBridge Financial Services, Inc 55, 0.05% 0.55%
Home Point Mortgage Acceptance Corporation 56, 0.05% 0.55%
Network Funding, LP 57, 0.06% 0.95%
Success Mortgage Partners Inc 58, 0.06% 2.16%
Supreme Lending/ Everett Financial Inc 59, 0.06% 0.46%
Lakeview Loan Servicing 60, 0.07% 0.92%
Certainty Home Loans 61, 0.08% 0.52%
Bay Equity 62, 0.08% 2.13%
LoanDepot 63, 0.11% 1.93%
Finance of America Mortgage 64, 0.13% 0.58%
CalCon Mutual Mortgage 65, 0.15% 0.37%
Nationstar Mortgage 66, 0.18% 2.19%
Mortgage Solutions of Colorado 67, 0.18% 0.52%
New American Funding 68, 0.20% 4.80%
RPM Mortgage 69, 0.28% 4.66%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Trustmark National Bank 1, -0.28% 1.92%
Renasant Bank 2, -0.25% 0.75%
Bank of America 3, -0.22% 0.68%
Magnolia Bank Incorporated 4, -0.17% 0.75%
Southern First 5, -0.17% 2.78%
Ameris Bank 6, -0.16% 5.91%
Freedom Mortgage Corporation 7, -0.16% 4.27%
First Community Bank 8, -0.12% 2.17%
DHI Mortgage Company Limited 9, -0.12% 1.14%
Regions Bank 10, -0.12% 0.78%
Assurance Financial Group 11, -0.09% 1.39%
Primelending 12, -0.09% 1.64%
Mortgage Network, Inc 13, -0.08% 1.10%
Navy Federal Credit Union 14, -0.08% 0.36%
Synovus Mortgage Corp 15, -0.08% 0.50%
Caliber Home Loans Inc 16, -0.05% 1.14%
First-Citizens Bank & Trust Co 17, -0.05% 1.18%
First Reliance Bank 18, -0.05% 0.21%
Resource Financial Services, Inc 19, -0.04% 3.70%
Lakeview Loan Servicing 20, -0.04% 0.11%
Movement Mortgage 21, -0.04% 8.01%
Pennymac Loan Services 22, -0.03% 0.04%
Fairway Independent Mort Corp 23, -0.03% 1.03%
First Federal Bank 24, -0.03% 0.14%
Potomac Mortgage Group, Inc 25, -0.02% 0.11%
Guaranteed Rate Affinity 26, -0.02% 2.56%
Angel Oak Home Loans 27, -0.02% 1.39%
South State Bank 28, -0.02% 0.07%
TD Bank 29, -0.02% 0.11%
Us Bank 30, -0.01% 0.04%
CMG Mortgage Inc 31, -0.01% 1.53%
Towne Mortgage Company 32, -0.01% 2.14%
Amerisave Mortgage Corporation 33, -0.00% 0.07%
Suntrust Banks, Inc 34, -0.00% 0.07%
Flagstar Bank 35, 0.00% 0.36%
Wells Fargo Bank 36, 0.00% 0.04%
Pnc Bank 37, 0.00% 0.04%
Reliance First Capital 38, 0.00% 0.04%
NVR Mortgage Finance Inc 39, 0.00% 0.64%
Academy Mortgage Corporation 40, 0.00% 0.75%
Barrington Bank & Trust 41, 0.01% 0.07%
Gateway First Bank 42, 0.01% 2.60%
Cardinal Financial Company LP 43, 0.01% 0.61%
Newrez 44, 0.02% 0.18%
The Federal Savings Bank 45, 0.02% 0.18%
Quicken Loans 46, 0.02% 3.74%
Home Point Financial Corporation 47, 0.02% 0.14%
Synergy One Lending 48, 0.03% 0.07%
Atlantic Bay Mortgage Group 49, 0.04% 0.46%
Guild Mortgage Company 50, 0.04% 15.28%
FirstBank 51, 0.05% 0.75%
Paramount Residential Mortgage Group Inc 52, 0.05% 0.21%
Home Point Mortgage Acceptance Corporation 53, 0.06% 0.64%
Network Funding, LP 54, 0.06% 1.10%
Success Mortgage Partners Inc 55, 0.06% 2.46%
Supreme Lending/ Everett Financial Inc 56, 0.06% 0.43%
HomeBridge Financial Services, Inc 57, 0.07% 0.46%
Carrington Mortgage Services 58, 0.08% 0.68%
Certainty Home Loans 59, 0.08% 0.64%
Bay Equity 60, 0.08% 2.46%
Nationstar Mortgage 61, 0.11% 0.68%
Finance of America Mortgage 62, 0.14% 0.68%
CalCon Mutual Mortgage 63, 0.15% 0.46%
LoanDepot 64, 0.16% 1.57%
Mortgage Solutions of Colorado 65, 0.18% 0.64%
New American Funding 66, 0.21% 5.52%
RPM Mortgage 67, 0.28% 5.66%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Trustmark National Bank 1, -0.09% 1.50%
Guild Mortgage Company 2, -0.09% 7.63%
Caliber Home Loans Inc 3, -0.05% 1.95%
Movement Mortgage 4, -0.05% 2.54%
Ameris Bank 5, -0.05% 1.20%
First Community Bank 6, -0.04% 1.95%
Quicken Loans 7, -0.04% 27.25%
Amerisave Mortgage Corporation 8, -0.04% 0.90%
Primelending 9, -0.04% 1.20%
Renasant Bank 10, -0.03% 0.45%
Magnolia Bank Incorporated 11, -0.03% 0.75%
Carrington Mortgage Services 12, -0.02% 6.14%
Home Point Financial Corporation 13, -0.02% 0.75%
Resource Financial Services, Inc 14, -0.02% 0.75%
Mortgage Network, Inc 15, -0.02% 0.60%
Newrez 16, -0.01% 1.05%
Gateway First Bank 17, -0.01% 0.60%
Towne Mortgage Company 18, -0.01% 2.25%
Southern First 19, -0.01% 0.75%
North American Savings Bank 20, -0.01% 0.15%
Barrington Bank & Trust 21, -0.01% 0.15%
Village Capital & Investment 22, -0.01% 2.54%
Flagstar Bank 23, -0.01% 0.60%
Paramount Residential Mortgage Group Inc 24, -0.01% 0.60%
Assurance Financial Group 25, -0.00% 0.30%
Guaranteed Rate Affinity 26, -0.00% 0.45%
Synergy One Lending 27, -0.00% 0.60%
Synovus Mortgage Corp 28, 0.00% 0.30%
Us Bank 29, 0.00% 0.15%
Regions Bank 30, 0.00% 0.15%
Navy Federal Credit Union 31, 0.00% 0.30%
CMG Mortgage Inc 32, 0.01% 0.60%
Pennymac Loan Services 33, 0.01% 2.54%
RPM Mortgage 34, 0.01% 0.45%
Network Funding, LP 35, 0.01% 0.30%
Angel Oak Home Loans 36, 0.01% 0.15%
Home Point Mortgage Acceptance Corporation 37, 0.01% 0.15%
The Federal Savings Bank 38, 0.01% 0.30%
Fairway Independent Mort Corp 39, 0.01% 0.30%
Finance of America Mortgage 40, 0.01% 0.15%
South State Bank 41, 0.01% 0.30%
Bay Equity 42, 0.02% 0.75%
Success Mortgage Partners Inc 43, 0.02% 0.90%
HomeBridge Financial Services, Inc 44, 0.03% 0.90%
Cardinal Financial Company LP 45, 0.03% 2.10%
LoanDepot 46, 0.03% 3.44%
FirstBank 47, 0.04% 0.30%
Reliance First Capital 48, 0.04% 1.20%
New American Funding 49, 0.04% 1.80%
Supreme Lending/ Everett Financial Inc 50, 0.05% 0.60%
First-Citizens Bank & Trust Co 51, 0.05% 1.50%
Freedom Mortgage Corporation 52, 0.06% 1.95%
Lakeview Loan Servicing 53, 0.09% 4.34%
Nationstar Mortgage 54, 0.20% 8.53%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
TD Bank 1, -0.04% 7.82%
Synovus Bank 2, -0.03% 11.17%
Bank of America 3, -0.02% 5.03%
Regions Bank 4, -0.02% 6.70%
Truist Bank 5, -0.02% 6.15%
Suntrust Banks, Inc 6, -0.01% 10.61%
Wells Fargo Bank 7, -0.00% 4.47%
First-Citizens Bank & Trust Co 8, -0.00% 6.70%
South State Bank 9, -0.00% 5.03%
Supreme Lending/ Everett Financial Inc 10, 0.00% 0.56%
Newrez 11, 0.01% 1.12%
Guild Mortgage Company 12, 0.01% 3.35%
Guaranteed Rate Affinity 13, 0.01% 0.56%
JPMorgan Chase Bank 14, 0.02% 2.79%
Resource Financial Services, Inc 15, 0.02% 3.35%
Primelending 16, 0.02% 1.12%
Ameris Bank 17, 0.02% 0.56%
First Reliance Bank 18, 0.03% 1.12%
Network Funding, LP 19, 0.03% 0.56%
FirstBank 20, 0.03% 0.56%
Mortgage Network, Inc 21, 0.03% 2.23%
Southern First 22, 0.03% 8.94%
Movement Mortgage 23, 0.03% 2.23%
Caliber Home Loans Inc 24, 0.04% 0.56%
Us Bank 25, 0.06% 5.03%
Navy Federal Credit Union 26, 0.06% 1.68%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
TD Bank 1, -0.04% 6.67%
Synovus Bank 2, -0.03% 7.78%
Truist Bank 3, -0.02% 7.78%
Suntrust Banks, Inc 4, -0.02% 8.89%
Bank of America 5, -0.02% 5.56%
Regions Bank 6, -0.02% 12.22%
Wells Fargo Bank 7, -0.01% 5.56%
South State Bank 8, -0.00% 6.67%
Newrez 9, 0.00% 1.11%
Resource Financial Services, Inc 10, 0.01% 2.22%
Guild Mortgage Company 11, 0.01% 5.56%
Guaranteed Rate Affinity 12, 0.01% 1.11%
Us Bank 13, 0.02% 1.11%
Primelending 14, 0.02% 2.22%
JPMorgan Chase Bank 15, 0.02% 1.11%
First-Citizens Bank & Trust Co 16, 0.03% 3.33%
First Reliance Bank 17, 0.03% 2.22%
Network Funding, LP 18, 0.03% 1.11%
FirstBank 19, 0.03% 1.11%
Movement Mortgage 20, 0.04% 4.44%
Mortgage Network, Inc 21, 0.04% 3.33%
Southern First 22, 0.06% 5.56%
Navy Federal Credit Union 23, 0.06% 3.33%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
TD Bank 1, -0.03% 8.99%
Synovus Bank 2, -0.03% 14.61%
Bank of America 3, -0.02% 4.49%
First-Citizens Bank & Trust Co 4, -0.01% 10.11%
Suntrust Banks, Inc 5, -0.01% 12.36%
Truist Bank 6, -0.01% 4.49%
South State Bank 7, 0.00% 3.37%
Supreme Lending/ Everett Financial Inc 8, 0.00% 1.12%
Mortgage Network, Inc 9, 0.00% 1.12%
Guild Mortgage Company 10, 0.00% 1.12%
Newrez 11, 0.01% 1.12%
Wells Fargo Bank 12, 0.01% 3.37%
Regions Bank 13, 0.01% 1.12%
JPMorgan Chase Bank 14, 0.01% 4.49%
Ameris Bank 15, 0.02% 1.12%
Southern First 16, 0.02% 12.36%
Resource Financial Services, Inc 17, 0.02% 4.49%
Caliber Home Loans Inc 18, 0.04% 1.12%
Us Bank 19, 0.06% 8.99%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.34% 6.21%
DHI Mortgage Company Limited 2, -0.33% 2.46%
Trustmark National Bank 3, -0.17% 2.32%
Pennymac Loan Services 4, -0.12% 1.75%
Southern First 5, -0.10% 1.62%
Home Point Financial Corporation 6, -0.10% 0.62%
Regions Bank 7, -0.09% 0.70%
Wells Fargo Bank 8, -0.09% 0.86%
North American Savings Bank 9, -0.09% 0.62%
Movement Mortgage 10, -0.09% 6.64%
Caliber Home Loans Inc 11, -0.09% 1.81%
Usaa Federal Savings Bank 12, -0.08% 8.66%
Lakeview Loan Servicing 13, -0.08% 1.08%
NBKC Bank 14, -0.06% 0.84%
Ameris Bank 15, -0.06% 6.66%
Magnolia Bank Incorporated 16, -0.05% 0.86%
Towne Mortgage Company 17, -0.05% 0.78%
Mortgage Network, Inc 18, -0.05% 0.76%
Guaranteed Rate Affinity 19, -0.04% 1.38%
Paramount Residential Mortgage Group Inc 20, -0.03% 0.38%
Bank of America 21, -0.03% 0.08%
Renasant Bank 22, -0.03% 0.32%
Freedom Mortgage Corporation 23, -0.03% 3.18%
Village Capital & Investment 24, -0.03% 0.62%
LoanDepot 25, -0.02% 2.70%
Success Mortgage Partners Inc 26, -0.02% 1.38%
Palmetto Citizens Federal Credit Union 27, -0.02% 0.11%
Cardinal Financial Company LP 28, -0.02% 0.46%
First Reliance Bank 29, -0.01% 0.08%
First-Citizens Bank & Trust Co 30, -0.01% 0.19%
Potomac Mortgage Group, Inc 31, -0.01% 0.49%
Truist Bank 32, -0.01% 0.22%
Flagstar Bank 33, -0.01% 0.62%
TD Bank 34, -0.01% 0.11%
Synovus Mortgage Corp 35, -0.00% 0.35%
Gateway First Bank 36, -0.00% 1.32%
JPMorgan Chase Bank 37, 0.00% 0.03%
Resource Financial Services, Inc 38, 0.00% 2.48%
Assurance Financial Group 39, 0.00% 0.62%
NVR Mortgage Finance Inc 40, 0.01% 0.05%
Amerisave Mortgage Corporation 41, 0.01% 0.19%
Pnc Bank 42, 0.01% 0.03%
Atlantic Bay Mortgage Group 43, 0.01% 0.16%
FirstBank 44, 0.01% 0.40%
CMG Mortgage Inc 45, 0.01% 0.35%
Suntrust Banks, Inc 46, 0.01% 0.11%
Network Funding, LP 47, 0.02% 0.65%
Us Bank 48, 0.02% 0.38%
Newrez 49, 0.02% 0.22%
Primelending 50, 0.02% 0.49%
Guild Mortgage Company 51, 0.03% 8.50%
Angel Oak Home Loans 52, 0.03% 0.32%
Academy Mortgage Corporation 53, 0.03% 0.11%
CalCon Mutual Mortgage 54, 0.04% 0.19%
HomeBridge Financial Services, Inc 55, 0.05% 0.30%
Certainty Home Loans 56, 0.05% 0.35%
Finance of America Mortgage 57, 0.06% 0.49%
Home Point Mortgage Acceptance Corporation 58, 0.06% 0.35%
New American Funding 59, 0.06% 2.35%
Supreme Lending/ Everett Financial Inc 60, 0.07% 0.24%
Nationstar Mortgage 61, 0.08% 0.97%
Reliance First Capital 62, 0.10% 0.35%
The Federal Savings Bank 63, 0.10% 1.21%
Bay Equity 64, 0.11% 0.86%
Synergy One Lending 65, 0.11% 0.43%
Carrington Mortgage Services 66, 0.11% 1.59%
Quicken Loans 67, 0.12% 5.53%
First Federal Bank 68, 0.12% 0.54%
Fairway Independent Mort Corp 69, 0.12% 0.49%
RPM Mortgage 70, 0.16% 2.75%
Barrington Bank & Trust 71, 0.17% 0.92%
NewDay USA 72, 0.53% 1.89%
Mortgage Solutions of Colorado 73, 0.75% 3.89%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.36% 8.31%
DHI Mortgage Company Limited 2, -0.32% 3.72%
Trustmark National Bank 3, -0.17% 2.62%
Caliber Home Loans Inc 4, -0.12% 1.51%
Southern First 5, -0.11% 1.84%
Wells Fargo Bank 6, -0.11% 1.10%
North American Savings Bank 7, -0.10% 0.57%
Regions Bank 8, -0.09% 0.98%
Magnolia Bank Incorporated 9, -0.08% 0.65%
Freedom Mortgage Corporation 10, -0.07% 3.27%
Movement Mortgage 11, -0.07% 8.02%
Usaa Federal Savings Bank 12, -0.07% 9.62%
Mortgage Network, Inc 13, -0.05% 0.86%
NBKC Bank 14, -0.05% 0.74%
Towne Mortgage Company 15, -0.04% 0.78%
Ameris Bank 16, -0.04% 8.55%
Guaranteed Rate Affinity 17, -0.03% 1.76%
Renasant Bank 18, -0.03% 0.33%
Paramount Residential Mortgage Group Inc 19, -0.03% 0.41%
Success Mortgage Partners Inc 20, -0.03% 1.64%
Flagstar Bank 21, -0.03% 0.33%
Bank of America 22, -0.03% 0.12%
First-Citizens Bank & Trust Co 23, -0.01% 0.25%
Truist Bank 24, -0.01% 0.20%
First Reliance Bank 25, -0.01% 0.12%
Potomac Mortgage Group, Inc 26, -0.00% 0.74%
Palmetto Citizens Federal Credit Union 27, -0.00% 0.04%
First Federal Bank 28, -0.00% 0.04%
Pennymac Loan Services 29, 0.00% 0.12%
TD Bank 30, 0.00% 0.16%
Gateway First Bank 31, 0.01% 1.84%
Synovus Mortgage Corp 32, 0.01% 0.41%
The Federal Savings Bank 33, 0.01% 0.08%
Lakeview Loan Servicing 34, 0.01% 0.04%
JPMorgan Chase Bank 35, 0.01% 0.04%
Home Point Financial Corporation 36, 0.01% 0.29%
NVR Mortgage Finance Inc 37, 0.01% 0.08%
Cardinal Financial Company LP 38, 0.01% 0.37%
Pnc Bank 39, 0.02% 0.04%
Atlantic Bay Mortgage Group 40, 0.02% 0.25%
Assurance Financial Group 41, 0.02% 0.78%
Synergy One Lending 42, 0.02% 0.12%
Us Bank 43, 0.02% 0.45%
Resource Financial Services, Inc 44, 0.02% 2.95%
FirstBank 45, 0.02% 0.53%
Network Funding, LP 46, 0.02% 0.74%
Suntrust Banks, Inc 47, 0.02% 0.08%
CMG Mortgage Inc 48, 0.03% 0.41%
Newrez 49, 0.03% 0.20%
NewDay USA 50, 0.03% 0.16%
Amerisave Mortgage Corporation 51, 0.04% 0.04%
Primelending 52, 0.04% 0.61%
Quicken Loans 53, 0.04% 2.05%
Angel Oak Home Loans 54, 0.04% 0.41%
CalCon Mutual Mortgage 55, 0.05% 0.29%
Academy Mortgage Corporation 56, 0.05% 0.12%
Certainty Home Loans 57, 0.06% 0.49%
Home Point Mortgage Acceptance Corporation 58, 0.07% 0.53%
LoanDepot 59, 0.07% 0.70%
HomeBridge Financial Services, Inc 60, 0.07% 0.16%
Finance of America Mortgage 61, 0.07% 0.61%
Guild Mortgage Company 62, 0.08% 9.41%
Supreme Lending/ Everett Financial Inc 63, 0.10% 0.20%
Nationstar Mortgage 64, 0.11% 0.82%
Bay Equity 65, 0.12% 1.27%
New American Funding 66, 0.13% 2.45%
Fairway Independent Mort Corp 67, 0.14% 0.70%
Carrington Mortgage Services 68, 0.16% 0.37%
Barrington Bank & Trust 69, 0.19% 1.27%
RPM Mortgage 70, 0.22% 3.27%
Mortgage Solutions of Colorado 71, 0.91% 4.95%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Ameris Bank 1, -0.17% 3.01%
Trustmark National Bank 2, -0.16% 1.74%
Navy Federal Credit Union 3, -0.16% 2.14%
Home Point Financial Corporation 4, -0.16% 1.27%
Pennymac Loan Services 5, -0.14% 4.91%
Movement Mortgage 6, -0.14% 3.96%
Usaa Federal Savings Bank 7, -0.11% 6.81%
Guild Mortgage Company 8, -0.10% 6.74%
Lakeview Loan Servicing 9, -0.09% 3.09%
New American Funding 10, -0.09% 2.14%
NBKC Bank 11, -0.08% 1.03%
Southern First 12, -0.07% 1.19%
North American Savings Bank 13, -0.06% 0.71%
Towne Mortgage Company 14, -0.06% 0.79%
RPM Mortgage 15, -0.06% 1.74%
LoanDepot 16, -0.06% 6.58%
Mortgage Solutions of Colorado 17, -0.05% 1.82%
Guaranteed Rate Affinity 18, -0.05% 0.63%
Cardinal Financial Company LP 19, -0.05% 0.63%
Caliber Home Loans Inc 20, -0.05% 2.38%
Village Capital & Investment 21, -0.05% 1.82%
Resource Financial Services, Inc 22, -0.04% 1.58%
Assurance Financial Group 23, -0.04% 0.32%
Paramount Residential Mortgage Group Inc 24, -0.03% 0.32%
Magnolia Bank Incorporated 25, -0.03% 1.27%
Palmetto Citizens Federal Credit Union 26, -0.03% 0.24%
Renasant Bank 27, -0.03% 0.32%
Mortgage Network, Inc 28, -0.03% 0.55%
Primelending 29, -0.03% 0.24%
Synovus Mortgage Corp 30, -0.03% 0.24%
Angel Oak Home Loans 31, -0.03% 0.16%
CMG Mortgage Inc 32, -0.02% 0.24%
Regions Bank 33, -0.02% 0.16%
Truist Bank 34, -0.02% 0.24%
Fairway Independent Mort Corp 35, -0.02% 0.08%
Academy Mortgage Corporation 36, -0.01% 0.08%
Amerisave Mortgage Corporation 37, -0.01% 0.48%
Certainty Home Loans 38, -0.01% 0.08%
FirstBank 39, -0.01% 0.16%
Flagstar Bank 40, -0.01% 1.19%
Finance of America Mortgage 41, -0.01% 0.24%
Bay Equity 42, -0.00% 0.08%
Gateway First Bank 43, -0.00% 0.32%
Suntrust Banks, Inc 44, -0.00% 0.16%
Network Funding, LP 45, -0.00% 0.48%
First-Citizens Bank & Trust Co 46, 0.00% 0.08%
Newrez 47, 0.01% 0.24%
Supreme Lending/ Everett Financial Inc 48, 0.02% 0.32%
Success Mortgage Partners Inc 49, 0.02% 0.87%
HomeBridge Financial Services, Inc 50, 0.03% 0.55%
Us Bank 51, 0.03% 0.24%
Barrington Bank & Trust 52, 0.04% 0.24%
Nationstar Mortgage 53, 0.04% 1.27%
Freedom Mortgage Corporation 54, 0.05% 3.01%
Wells Fargo Bank 55, 0.05% 0.40%
Reliance First Capital 56, 0.08% 1.03%
Carrington Mortgage Services 57, 0.09% 3.96%
The Federal Savings Bank 58, 0.09% 3.41%
First Federal Bank 59, 0.11% 1.51%
Synergy One Lending 60, 0.12% 1.03%
Quicken Loans 61, 0.13% 12.28%
NewDay USA 62, 0.55% 5.23%

* Data is compiled for the Columbia, SC commuting zone area, which comprises of counties of Clarendon County, SC, Fairfield County, SC, Kershaw County, SC, Lee County, SC, Lexington County, SC, Newberry County, SC, Richland County, SC, Saluda County, SC, and Sumter County, SC. This includes cities/towns/communities of Columbia, SC as well as Lexington, SC, Blythewood, SC, Red Bank, SC, Irmo, SC, Sumter, SC, Forest Acres, SC, Elgin, SC, Dentsville, SC, Oak Grove, SC, Lake Murray of Richland, SC, Irmo, SC, Dalzell, SC, West Columbia, SC, Camden, SC, Seven Oaks, SC, St. Andrews, SC, Cayce, SC, Chapin, SC, Lugoff, SC, Little Mountain, SC, Cane Savannah, SC, Gaston, SC, Privateer, SC, Pine Ridge, SC, Cherryvale, SC, Batesburg-Leesville, SC, Winnsboro, SC, Woodfield, SC, Newberry, SC, Ridgeway, SC, South Congaree, SC, Batesburg-Leesville, SC, Springdale, SC, Stateburg, SC, Summerton, SC, Pelion, SC, Manning, SC, Gilbert, SC, Prosperity, SC, Summit, SC, Pomaria, SC, Saluda, SC, Swansea, SC, Silverstreet, SC, Lakewood, SC, Hopkins, SC, Wedgefield, SC, Eastover, SC, Boykin, SC, and Bishopville, SC. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

FB Comments